university credit union
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University Credit Union. By; Oscar Rodriguez. History of University credit union. Established in 1947 … could not find any other history on it…. Checking. No monthly service charge. No minimum balance. Benefits ; Only pay for purchase of personalized checks. - PowerPoint PPT PresentationTRANSCRIPT
University Credit Union
By; Oscar Rodriguez
History of University credit unionEstablished in 1947… could not find any
other history on it…
CheckingNo monthly service charge.No minimum balance.
Benefits;Only pay for purchase of personalized checks.VISA debit card with 24 hour access.Free overdraft protection using your savings.Carbonless copies of checks.Online account access.ATM access.Free check free bill payer.Balance your checkbook with MSMoney.
Saving AccountsMinimum of $5.00 at all times required.0.05% rate and 0.05% APY.
Benefits; Holiday Club & Vacation Savings Accounts; May use payroll deduction for regular
deposits. Earn dividends.Fees may apply from early withdrawls.Up to 10 savings suffixes.
Saving Accounts ContinuedNon-Limited Transactions:DepositsATM cash withdrawals and transfers (subject to
the daily amount limits and sufficient available funds)
Withdrawals made in person, by mail, or by messenger at a University Credit Union office
Transfers made in person at a University Credit Union office
Automatic transfers to repay your University Credit Union loan
Saving Accounts ContinuedLimited Transactions:Checks, point-of-sale (POS) transactions, or debit
card purchasesAutomatic transfers to another deposit account at
University Credit UnionAutomatic transfers to a third party or another
institutionTelephone transfers, including Automated Account
Phone and those initiated by phone call, fax or e-mail through a Bank representative
e*branch online banking transfers and Bill Payments
Personal PlanAfter reviewing all the possible services and
credit cards;Receive a student loan using a Signature
Fixed Loan with 9.2% APR at a max of $20,000.
A checking account with a minimum of $0, no rates or APY.
A shares deposit account with $5 minimum, 0.05% rate and APY.