university credit union

7
University Credit Union By; Oscar Rodriguez

Upload: zamir

Post on 07-Jan-2016

14 views

Category:

Documents


0 download

DESCRIPTION

University Credit Union. By; Oscar Rodriguez. History of University credit union. Established in 1947 … could not find any other history on it…. Checking. No monthly service charge. No minimum balance. Benefits ; Only pay for purchase of personalized checks. - PowerPoint PPT Presentation

TRANSCRIPT

Page 1: University Credit Union

University Credit Union

By; Oscar Rodriguez

Page 2: University Credit Union

History of University credit unionEstablished in 1947… could not find any

other history on it…

Page 3: University Credit Union

CheckingNo monthly service charge.No minimum balance.

Benefits;Only pay for purchase of personalized checks.VISA debit card with 24 hour access.Free overdraft protection using your savings.Carbonless copies of checks.Online account access.ATM access.Free check free bill payer.Balance your checkbook with MSMoney.

Page 4: University Credit Union

Saving AccountsMinimum of $5.00 at all times required.0.05% rate and 0.05% APY.

Benefits; Holiday Club & Vacation Savings Accounts; May use payroll deduction for regular

deposits. Earn dividends.Fees may apply from early withdrawls.Up to 10 savings suffixes.

Page 5: University Credit Union

Saving Accounts ContinuedNon-Limited Transactions:DepositsATM cash withdrawals and transfers (subject to

the daily amount limits and sufficient available funds)

Withdrawals made in person, by mail, or by messenger at a University Credit Union office

Transfers made in person at a University Credit Union office

Automatic transfers to repay your University Credit Union loan

Page 6: University Credit Union

Saving Accounts ContinuedLimited Transactions:Checks, point-of-sale (POS) transactions, or debit

card purchasesAutomatic transfers to another deposit account at

University Credit UnionAutomatic transfers to a third party or another

institutionTelephone transfers, including Automated Account

Phone and those initiated by phone call, fax or e-mail through a Bank representative 

e*branch online banking transfers and Bill Payments 

Page 7: University Credit Union

Personal PlanAfter reviewing all the possible services and

credit cards;Receive a student loan using a Signature

Fixed Loan with 9.2% APR at a max of $20,000.

A checking account with a minimum of $0, no rates or APY.

A shares deposit account with $5 minimum, 0.05% rate and APY.