EXECUTIVEMORTGAGEwww.mortgageexecutivemagazine.com 2013

Turning Adversity Into Advantage

Countdown to Vegas!

The Palms hoTel • las Vegas • june 5-6

MASTERMIND 2013

TOP 100 MORTGAGE COMPANIESIn America 2012

TOP 200 MORTGAGE ORIGINATORSIn America 2012

Tony RobbinsHow to Survive & Thrive in any Mortgage Market

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TOP 100 MORTGAGE COMPANIESIn America 2012

What keeps a mortgage executive awake at night? Probably the same nagging concern that worries most of us when we toss and turn at 3 a.m. Uncertainty. At any hour, what we don’t know seems to loom more ominously than what we do know.

For every mortgage executive, the current economic turmoil offers plenty of cause for insomnia. Uncertainties abound. High performers turn periods of uncertainty to their advantage.

Mortgage Executive Magazine compiled the most comprehensive list of the nation’s top 100 closely held mortgage companies and banks as ranked by their total yearly mortgage volume. Mortgage Executive Magazine seeks to recognize and celebrate the service, dedication, and hard work that mortgage originators, managers and executives put into building their companies and serving their clients.

High Performing Mortgage Companies turn Periods of Uncertainty to their advantage

RK COMPANY VOLUME 2012 # OF LOANS 2012

1 Guaranteed Rate $14,710,666,093 53,4112 PrimeLending $13,735,022,825 66,6703 Stearns Lending $11,910,000,000 49,0504 Prospect Mortgage $7,950,000,000* 31,0005 Mortgage Master $7,305,861,638 23,8096 Fremont Bank $7,000,016,431 27,8037 Guild Mortgage $6,572,023,613 32,0188 W.J. Bradley Mortgage $6,495,740,657 22,1879 Mortgage Investors $6,450,377,375 36,59610 RPM Mortgage $6,380,359,408 16,03011 George Mason Mortgage $6,214,141,094 17,64612 Fairway Independent Mortgage $6,001,390,613 29,37713 Pinnacle Capital Mortgage $5,950,000,000* 22,50014 Sierra Pacific Mortgage $5,860,000,000* 18,50015 Primary Residential Mortgage $4,990,000,000 25,50016 Real Estate Mortgage Network $4,788,646,757 21,36117 New Penn Financial $4,773,680,000 19,26818 Academy Mortgage $4,663,752,424 25,94119 EverBank $4,550,000,000* 16,50020 Imortgage.com $4,096,189,658 19,17621 Embrace Home Loans $3,708,319,978 18,82422 Cherry Creek Mortgage $3,690,000,000 16,28123 New American Funding $3,620,560,039 12,33924 Prosperity Mortgage $3,569,424,259 12,38425 First Home Mortgage $3,395,000,000 11,40126 Opes Advisors Mortgage Services $3,370,000,000 8,07927 American Pacific Mortgage $3,369,985,641 13,28528 Cobalt Mortgage $3,341,380,440 12,33429 Paramount Residential Mortgage $3,022,000,000 12,75130 SWBC Mortgage $2,840,770,366 14,64631 Gateway Funding $2,800,000,000 11,00032 First Place Bank $2,688,038,878 12,96633 Supreme Lending $2,674,322,132 14,71734 Envoy Mortgage $2,609,424,659 12,83035 Mortgage Network $2,595,143,598 11,03236 NOVA Home Loans $2,500,000,000 13,30037 Trident Mortgage $2,434,949,485 9,43438 National Bank of Kansas City $2,415,486,007 8,45039 Leader Bank $2,350,513,094 7,47140 Republic Mortgage $2,229,014,614 10,53541 Residential Mortgage Services $2,085,035,770 9,17442 Skyline Financial $2,075,000,000 5,69843 Premier Nationwide Lending $1,994,936,350 11,33644 New American Mortgage $1,975,332,059 10,01745 On Q Financial $1,959,280,990 6,46146 WCS Lending $1,950,000,000* 6,10047 WestStar Mortgage $1,927,137,371 7,70348 Land Home Financial $1,850,000,000 6,22549 Caliber Funding $1,795,000,000* 13,50050 Starkey Mortgage $1,739,171,108 10,163

TOP 100 MORTGAGE COMPANIESIn America 2012

Learn the Critical Money Making Skills You Need To Build a Profitable Mortgage Business

Here are some sobering statistics. The majority of mortgage originators will likely see a 20–40% decline in personal income from last year. And if that is the worst that happens, they are the lucky ones.

What makes the difference between thriving and barely surviving in the mortgage business, between a Top 10 Mortgage Originator earning $1,000,000+ a year and someone just getting by? Answer: It’s not interest rates or service levels. It’s the skills, strategies and systems developed and implemented by each mortgage professional. That is the key element.

MASTERMIND 2013 gives you the tools and systems to make the quantum leaps in your mortgage production and business results. Designed for successful, experienced Originators, Managers & CEOs the event provides what is needed to breakthrough to the next level.

Register Online Today or Call 866.304.8319

MASTERMINDLearn the Critical Money Making SkillsYou Need To Build a Profitable Mortgage Business

The Palms hoTel • las Vegas • june 5–6

MASTERMIND2013.COM2013

Anthony Robbins

the Palms Hotel

$99 NIGHT

* Estimate14

RK COMPANY VOLUME 2012 # OF LOANS 2012

51 Golden Empire Mortgage $1,660,084,818 6,73852 The Legacy Group Lending $1,613,714,715 6,01753 Perl Mortgage $1,603,805,016 5,40554 Merrimack Mortgage $1,600,000,000 7,20055 Residential Finance Corp. $1,541,303,356 7,22856 McLean Mortgage $1,530,000,000 4,70057 Wyndham Capital Mortgage $1,527,752,175 5,26058 Gold Star Financial $1,437,557,025 7,37659 Broadview Mortgage $1,425,000,000 4,75960 Universal Lending $1,425,000,000* 7,20061 Summit Funding $1,411,000,000 6,04162 Gateway Mortgage $1,402,961,219 9,04063 Castle & Cooke Mortgage $1,378,000,000 7,29964 First California Mortgage $1,350,000,000 5,46365 Poli Mortgage Group $1,310,559,065 4,15266 Guaranty Trust $1,304,062,420 7,61067 Benchmark Mortgage $1,291,590,316 6,36168 NJ Lenders $1,258,897,703 3,41369 Megastar Financial $1,204,014,544 4,97770 Reliant Mortgage $1,152,660,137 4,35071 Union National Mortgage $1,151,693,485 7,06772 Paramount Equity Mortgage $1,150,000,000 4,80573 First National Bank of Omaha $1,148,175,210 6,91574 Intercoastal Mortgage $1,112,595,776 2,91775 Mason-McDuffie Mortgage $1,063,313,514 3,94676 Churchill Mortgage $1,061,618,890 6,01477 FBC Mortgage $1,043,546,936 5,41178 Atlantic Bay Mortgage Group $1,042,648,279 5,79379 First Heritage Mortgage $1,035,675,592 2,70280 Wallick & Volk $1,034,169,003 5,86181 MSA Mortgage $975,000,000* 3,25082 American Equity Mortgage $964,000,000 5,52083 Mortgage Financial $948,497,724 3,54284 Pinnacle Mortgage $923,493,401 3,59985 Inlanta Mortgage $900,000,000 5,00086 First Community Mortgage $897,542,269 5,79187 Residential Home Funding $886,963,639 3,15588 Augusta Financial $825,908,804 2,44789 Ameripro Funding $818,287,352 4,44090 First Centennial Mortgage $808,129,104 3,26491 William Raveis Mortgage $791,856,472 2,37492 Potomac Mortgage Group $788,000,000 1,97093 American Federal Mortgage $755,000,000 2,70294 Guardian Mortgage $737,514,574 4,27995 RMC Vanguard Mortgage $723,880,748 3,16596 Veritas Funding $698,292,087 3,17497 Honolulu HomeLoans $679,200,000 1,78198 Nola Lending $657,664,527 3,35399 Apex Home Loans $595,153,345 1,626100 Radius Financial $511,822,148 1,876

TOP 100 MORTGAGE COMPANIESIn America 2012

TOP 100 MORTGAGE COMPANIESIn America 2012

MORTGAGEEXECUTIVE

What keeps a mortgage executive awake at night? Probably the same nagging concern that worries most of us when we toss and turn at 3 a.m. Uncertainty. At any hour, what we don’t know seems to loom more ominously than what we do.

For every mortgage executive, the current economic turmoil offers plenty of cause for insomnia. Uncertainties abound. High performers turn periods of uncertainty to their advantage.

Mortgage Executive Magazine compiled the most comprehensive list of the nation’s top 100 closely held mortgage companies and banks as ranked by their total yearly mortgage volume. Mortgage Executive Magazine seeks to recognize and celebrate the service, dedication, and hard work that mortgage originators, managers and executives put into building their companies and serving their clients.

High Performing Mortgage Companies Turn Periods of Uncertainty to Their Advantage

mortgageexecutivemagazine.com

Here Is What Leading CEOs Are Saying About Mastermind 2013

Bill Dallas, legendary mortgage entrepreneur and $2.1b CEO of Skyline Home Loans said, “It is important to invest in the University of “You”! Intelligence is the x-factor in business today. Everybody can work hard, possess a great attitude, and show empathy for those around you…but those who know what to do and are smart, surpass everyone else!”

“When I was a top loan officer I copied what other successful folks did and learned from the mistakes of others. Lead generation and customer retention has fundamentally changed loan origination…you need to adjust your model to be truly successful going forward…learn from the best…accept nothing less than the best…choose to be great!”

According to Keith Tibbles, the CEO of the $3.3b Cobalt Mortgage, “The amount of change in our industry is making the adaptation and reinvention skills of loan originators one of the most important personal development needs. There is no better way to invent or reinvent anything than to be in a large room filled with bright, driven and successful people sharing a common challenge! That is the development platform these events provide for all in attendance.”

MASTERMIND2013.com* Estimate 17