the pritchett group - j.p. morgan · we are the pritchett group at j.p. morgan securities, the...

The Pritchett Group

Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Your success is our priority. Our Team strives to provide

meaningful advice. We are dedicated to offering you

and your entire family the ultimate client experience

and earning your trust today, and for years to come.

Our commitment to you

We are The Pritchett Group at J.P. Morgan Securities, the wealth management

division of J.P. Morgan. With more than six decades of combined experience,

we are well versed in the intricacies of managing our clients’ business and

personal balance sheets.

We pursue a symbiotic relationship between your accountant, trusted attorney

and our Team, providing the cohesion and open dialogue needed to better

ensure your financial needs are met. We are passionate about offering our

clients independent judgment and ensuring exceptional service through our

high-touch model. Our Team is structured to meet the needs of an exclusive

clientele: entrepreneurial business owners, wealthy families, and their foundations.

Left to right: (standing) Jennifer Kennedy, Kathleen Bazaz, Michelle Rohrig (seated) Wesley Pritchett, Roland Pritchett, Matthew Stucke

Stewardship of your wealth

We realize that every client wants to be heard and understood. They have a vision of their

goals and what they want their wealth to accomplish. We strive to make this vision a reality.

By working with a limited number of clients in a family office setting, we can focus on truly

getting to know our clients and their families, gathering in-depth insights so that when we act,

we do so with purpose, and with our clients’ best interests at the forefront.

We strive to provide a disciplined investment process to understand your needs (both business

and personal), and tailor our broad array of investment strategies to help you meet your goals.

Additionally, Roland Pritchett and Matthew Stucke, of The Pritchett Group, jointly manage

three strategies that may utilize individual stocks for direct equity exposure, ETFs for tactical

positioning in portfolios and undervalued bond holdings to seek active income within the

J.P. Morgan Securities Portfolio Manager (PM) Program, a fee-based discretionary advisory

program. This three-pillar approach empowers us to manage portfolios with continuity on a

fluid and timely basis. We have removed third-party external manager fees. Our strategies

seek to achieve long-term results by constructing portfolios that are not “overdiversified” and

that have the potential to appreciate in a tax-efficient manner.

We strive for excellence in all we do for you.We want you to win, however you personally define ‘winning.’

J.P. Morgan Securities2

We provide a superior client experience

by dedicating our time and resources to

a finite number of individuals and their families.

Our clients are more than just an account

number, and our team of professionals has

a wealth of experience to help manage the

individual needs of our clients.

Our clients include:

• Corporate Executives and Entrepreneurs

• Hedge Fund and Portfolio Managers

• Physicians

• Private Equity Principals

• Retirees

• Sports and Entertainment Individuals

• Foundations

Working together to develop a financial blueprint Every successful endeavor begins with a well-

thought-out and disciplined plan. We begin our

relationship with our clients by developing a

comprehensive profile in order to understand

their current financial situation and gain insights

into their financial goals.

We then prepare a consolidated balance sheet,

incorporating all assets and liabilities, and

we may review trust and estate arrangements,

historic tax data and insurance policies.

Our goal is to gain a comprehensive picture of

our clients’ financial lives to create a financial

blueprint that will serve as the foundation for a

customized investment strategy. When appropriate,

we also work with clients’ accountants and

attorneys to ensure we are gaining the most

comprehensive picture.1

The intellectual capital and global resources of

JPMorgan Chase & Co. combined for optimal results

Investment Management• Proprietary and third-party investment strategies

• Opportunistic themes and ideas

• Alternative investments

• Concentrated stock and options management

Wealth and Estate Planning• Retirement planning

• Employee stock options

• Education funding

• Wealth transfer strategies

• Trusts

• Philanthropic giving

Banking and Lending• Cash management

• Securities based lending

• Letters of credit

• Specialized lending

• Mortgages

• Credit cards

1 JPMorgan Chase & Co. and its subsidiaries do not render accounting, legal or tax advice. Estate planning requires legal assistance. You should consult with your independent advisors concerning such matters.

Investment advisory and brokerage services are offered by J.P. Morgan Securities LLC, member FINRA and SIPC.Banking products and services are offered by JPMorgan Chase Bank, N.A., member FDIC.

The Pritchett Group 3

Wealth transfer strategiesAn effective wealth transfer strategy balances

financial and tax considerations with an individual’s

values and desired legacy. The Pritchett Group

and the wealth management specialists at

J.P. Morgan Securities can work closely with you

and your tax and legal advisors.

Setting wealth transfer goals

We start by helping you clarify your objectives—

from helping you decide how to transfer assets to

your heirs to determining the appropriate way to

fulfill your philanthropic goals.

Finding an appropriate strategy

Depending on your financial situation and

long-term goals, there is a range of strategies to

choose from. For example, we may recommend

freezing the value of your assets, discounting their

taxable value or transferring future appreciation

to beneficiaries. Similarly, you may wish to explore

ways to leverage your gifts, through the use of a

family partnership or by using discounted assets,

to help meet your goals.

Retirement planningWhether your plans are to travel the world,

start a business, launch a charitable foundation,

or another endeavor, we can help you have the

retirement you envision. We work with you to

determine the most effective way to allocate your

assets according to your specific time horizon and

tolerance for risk, selecting among our broad array

of investment choices to tailor a portfolio geared to

your retirement goals.

From our perspective, truly customized portfolio management is a lost art. Our investment strategy

strikes a balance between performance, risk and volatility. More than this, our approach allows us

to remain fluid and provide our clients with transparency, continuity and consistency.

In each key area of wealth management—investments, corporate financing, liquidity and credit management, and tax and estate planning strategies—we have the experience and knowledge needed to help manage the complexities of significant wealth.


Concentrated stock and options managementThe net worth of corporate executives and others

who have sizeable stock or options holdings in a

single company is often highly dependent on the

value of that single investment. At the same time,

as corporate insiders, they may face potential

regulatory and contractual restrictions that could

make it diffi cult to diversify eff ectively. Moreover,

these holdings are often subject to signifi cant tax

liabilities. We can work with you to hedge single-

stock risk, diversify within parameters acceptable

to you and your company, and help you minimize

tax implications.

Planning for restricted and control stock

• Hedging and monetization strategies

• Rule 10b5-1 sales plans

• Form 144 fi lings for corporate insiders

Managing stock options

• Diversifi cation strategies to optimize

value of employee stock options

• Option exercise and share liquidation

• Cashless transactions

Lending solutionsSuccessful wealth management requires

attention to both sides of your balance sheet:

liabilities as well as assets. We can help you

meet your liquidity needs—without disturbing

a longer-term investment strategy—to pursue

new investment opportunities or meet business

or personal fi nancial goals.

We will also seek to understand your fi nancial

goals and make recommendations based

on how fi nancing may enhance your overall

fi nancial picture with:

• Cash management strategies

• Margin and non-purpose lending2

• Customized credit solutions: for example,

standby letters of credit and commercial

letters of credit

2 Borrowing with securities as collateral involves certain risks, including the possibility that you may need to deposit additional securities and/or cash in the account to meet a maintenance call and that securities in the account may be sold to meet the maintenance call. Proper management of your account and a thorough understanding of the conditions that may aff ect your investments will assist you in eff ectively using the margin lending program.

Home Financing• Residential mortgages

• Refi nancing

• Home equity lines of credit

Liquidity Solutions• Margin lending

• Non-purpose loans

• Revolving and term credit facilities

Tailored Credit Solutions• Letters of credit

• Fixed rate loans

• Foreign currency loans

• Aircraft fi nancing

JPMorgan Chase Bank, N.A. Member FDIC


Cash management, personaland business banking A J.P. Morgan banking relationship allows

you to benefi t from integrated solutions and

exceptional service across your fi nancial picture.

From everyday transactions, such as paying

bills or making deposits, to ensuring daily cash

management and liquidity needs are met,

J.P. Morgan’s fl exible deposit solutions are

designed to meet clients’ individual needs:

• Tailored checking and savings accounts

• Cash management account linked to your

brokerage account

• Business banking solutions that help you

manage your business accounts and

cashfl ow online

Dedicated banking service team

The dedicated banking service team works with

each client to seamlessly handle your banking

requests. In addition, deposits are always backed

by the strength and stability of J.P. Morgan’s

fortress balance sheet. Your funds are also

protected by the Federal Deposit Insurance

Corporation (FDIC), up to the allowable limits.

Personalized access Our online and mobile capabilities coupled with

an extensive branch and ATM network make it easy

to access your accounts, on your terms.

J.P. Morgan OnlineSM

• One login for your personal and business

banking, investment and credit accounts

• View accounts real-time, subscribe to alerts,

schedule one-time or recurring payments, and

transfer money between accounts

• Ability to provide full or limited visibility and

functionality to others

J.P. Morgan MobileSM

• The J.P. Morgan App has been ranked #1 in

functionality and ease of use3

• Secure mobile technology lets you manage your

accounts from a smart phone or tablet

• Get account information, manage accounts, pay

bills, send wires and deposit checks on the go

Convenient locations

• No ATM fees globally; automatic refund of other

banks’ ATM fees.4 Access cash at any of the

5,600+ Chase branches and 19,000+ ATMs in

the United States

• Priority service at Chase branches when you

notify your client service team in advance

3 Keynote Systems, Inc., 1Q 2012.4 Other fees may apply.Banking products and services off ered by JPMorgan Chase Bank, N.A., member FDIC.

J.P. Morgan Online J.P. Morgan Mobile


Our Team

One of the most important elements in managing your wealth is working with a team

of professionals that delivers a first-class client experience and has a deep understanding

of your wealth management goals for yourself and your business.

Drawing on more than six decades of combined experience, we provide a highly

personalized approach to our client relationships. This, along with access to

world-class products and services offered through the global financial resources

of J.P. Morgan—one of the world’s oldest, largest and best-known financial

institutions—makes us an invaluable partner as you pursue your financial goals.

We invite you to explore the benefits of a relationship with us.

An exceptional client experience


5 The rankings are based on data provided by over 4,000 of the nation’s most productive advisors. Factors included in the rankings: assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Investment performance isn’t an explicit component because not all advisors have audited results and because performance figures are often influenced more by clients’ risk tolerance than by an advisor’s investment-picking abilities.

Roland PritchettManaging Director

404.842.4100 [email protected]

Roland Pritchett is a Managing Director and a Financial Advisor with J.P. Morgan Securities, the wealth management division of J.P. Morgan. He serves as the primary relationship manager for The Pritchett Group’s clients, relying on his experience in fixed income to guide him as he constructs portfolios and provides tactical asset allocation guidance to clients on their investible assets, reflecting either changing market conditions or their personal situation. He employs the firm’s breadth of resources, including lending capabilities, investment and commercial banking, and tailored money management strategies to help his clients meet their goals.

Roland’s 22 years of industry experience span periods of extreme volatility, from which he developed a disciplined process to help assess his clients’ risk parameters and position their portfolios to navigate inevitable market fluctuations. He and his team differentiate themselves by providing a personalized experience and investment philosophy. Each team member is committed to providing clients with exceptional service.

Beginning his career at Kidder Peabody (now UBS) from 1992–1994, Roland moved to Prudential Securities’ fixed income sales and trading from 1994–1999. He then moved to the private wealth management (PWM) business and helped open the first Morgan Stanley PWM office

in Atlanta in 1999. He remained there until 2005, when he returned to UBS (2005–2013), where he became a Managing Director and was a member of the Chairman’s Council for six years. Listed in Barron’s Top 1,000 Financial Advisors for four consecutive years (2010–2013), Roland has ranked in the top two percent each year.5 He was included in “Atlanta’s Men to Watch” in the 2010 edition of The Piedmont Review. He joined J.P. Morgan Securities in 2013.

Roland grew up in Sandy Springs, Georgia, and found his interest in finance sparked at an early age, as he watched his father’s experience as an investment advisor. He played football at Boston College, graduating with both B.S. and M.S. degrees in Finance. He now lives in Atlanta, and in his spare time enjoys skiing, boating, philanthropy and spending time with his two daughters at the family vacation home on Oconee Lake.

Wesley PritchettExecutive Director


Wes Pritchett is an Executive Director and Financial Advisor with J.P. Morgan Securities, the wealth management division of J.P. Morgan. Wes draws upon his institutional fixed income background as the cornerstone for creating and customizing individual client strategies. Wes has helped institutional fixed income portfolio managers running $100 million to $25 billion


manage their credit and interest rate exposure for over 20 years. His industry experience and athletic background guided him as he developed his disciplined process, which helps him to assess his clients’ risk tolerance and design portfolios to help navigate market fluctuations. Wes and his team, The Pritchett Group, work closely with clients to assess their needs, time horizon and risk tolerance in developing an individualized plan.

Wes’ process includes developing an in-depth client profile, measuring risk tolerance and designing a tactical approach to help clients meet their objectives. Wes considers J.P. Morgan’s widerange of services and thought leadership important resources for helping his clients pursue their goals.

Recruited to play football at Notre Dame, where he earned a B.A. in Economics, Wes has met two U.S. Presidents, was an All-American, and the leading tackler on the 1988 National Championship team. A sixth-round NFL draft choice for the Miami Dolphins, he subsequently played for the Buffalo Bills and the Atlanta Falcons. He credits the values of teamwork and discipline learned through sports, coupled with his solid economics grounding, as vital components in the success he enjoys with clients.

Wes began his financial services career for Kidder Peabody and PaineWebber from 1993–2000. He joined J.P. Morgan Securities’ predecessor firm, Bear Stearns, in 2000, and then opened the office for Countrywide Securities in 2005. He started 12th Street Capital in 2009, sold the company to GFI Securities

a year later, and worked at Angel Oak Capital Partners from 2011–2013. He joined J.P. Morgan Securities in October 2013.

He is an Atlanta native and attended Westminster Schools. In his spare time, Wes likes to travel, ski, fish, boat and read history.

Matthew StuckeVice President


Matt Stucke is a Vice President and Financial Advisor with J.P. Morgan Securities, the wealth management division of J.P. Morgan. As part of The Pritchett Group, Matt provides portfolio management, succession planning, corporate benefit plans, and trust and estate planning strategies. He forges relationships with his clients’ attorneys, accountants and other advisors to ensure coordination of all aspects of the wealth management process.

Matt has over 11 years of financial services experience, being drawn to the business because he liked working with people and facilitating strategies for their wealth and investment management needs. He considers J.P. Morgan’s array of resources and investment services to be vital components of the relationships he has


with his clients. Matt approaches each client relationship from a financial planning perspective, incorporating business, personal and estate issues into the mix. He is committed to delivering premium service, consisting of regular contact, quarterly reviews and personal meetings.

Matt began his investment management career at Edward Jones (2005–2008), moving to Wells Fargo Investments (2008–2010) and then to UBS Private Wealth Management (2010–2013). He joined J.P. Morgan Securities in his current capacity in 2013, continuing his passion for connecting the dots for clients and relationships.

A native of Seattle, Matt won a soccer scholarship to the University of Mary in North Dakota, graduating with a B.S. degree in Business Administration. He currently sits on the Children’s Hospital Sports Network Board (2014–present). He, his wife and their daughters live in Milton, a suburb of Atlanta, where he enjoys golf, travel and spending time with his family.

Kathleen BazazInvestment Associate


Kathleen Bazaz is an Investment Associate with J.P. Morgan Securities, the wealth management division of J.P. Morgan. She collaborates with her team members in a

consultative role to implement the wealth management process through researching, synthesizing and summarizing large volumes of financial information. Kathleen works with The Pritchett Group to provide analysis that informs the Group’s recommendations regarding clients’ specific investment goals.

Kathleen was initially drawn to the financial services industry after watching her parents advance their own careers in corporate banking. Her personal knowledge of the challenges of early onset Alzheimer’s disease has led her to a passion in providing wealth management strategies that prepare families for the unexpected. She has spent the last five years advising family-owned businesses with their corporate and personal financial needs.

Beginning her career at UBS Wealth Management, where she worked from 2001–2015, Kathleen has worked with both family and institutional clients. Her experience is in developing personalized wealth management strategies for individuals and families. Kathleen also earned the Chartered Retirement Plans Specialist™ designation from the College for Financial Planning. With this designation, Kathleen was able to provide consulting services and fiduciary responsibility initiatives to qualified retirement plan sponsors. In addition to her CRPS, Kathleen holds Series 7 and 66 licenses.

Kathleen earned a B.A. degree in Business Economics and Finance from Wofford College. She grew up and now resides in Atlanta. Kathleen currently volunteers for the Alzheimer’s Disease Research Center at Emory University. She also chairs the Wofford Invitational in Atlanta, which funds an endowed scholarship for Wofford student athletes.


Michelle RohrigClient Associate


Michelle Rohrig is a Client Associate with J.P. Morgan Securities, the wealth management division of J.P. Morgan. She manages a range of client services for The Pritchett Group, including performing account and market analysis, constructing portfolios, arranging lending facilities and handling client requests.

Michelle initially gained exposure to the financial services industry through her family’s real estate business. After college, she worked on the mortgage side before moving into investments. Her trustworthy nature and desire to provide a high level of service ensure that the Team’s clients experience an exceptional level of customer satisfaction.

Michelle began her career at Wells Fargo Bank (2002–2007) and moved to Wells Fargo Advisors in 2008. She joined SunTrust Investment Services (2009–2010) and then moved to UBS Financial Services, Inc. (2010–2013), where she joined The Pritchett Group. She transitioned with them to her current role at J.P. Morgan in 2013.

A University of Central Florida graduate, Michelle earned a B.S. degree in Finance. She grew up in Cape May, New Jersey, and now lives in the Buckhead area of Atlanta with her husband, Matthew, daughter, Presley, and pug, Tank. In her spare time, she enjoys traveling with her family.


© 2016 JPMorgan Chase & Co. All rights reserved. 0614-0483-01

J.P. Morgan Securities LLC (JPMS) provides clients with investment advisory and brokerage services. In providing such services, employees may act as investment advisory and registered representatives of JPMS under its registration as an Investment Advisor and Broker-Dealer. Certain other services described in this brochure may be provided by affiliates of JPMS. When JPMS provides brokerage services, a client’s relationship with us and our duties to the client will be different in some important ways from when we are providing investment advisory services. JPMS is a member of FINRA and SIPC.

Investing in fixed income products is subject to certain risks, including: interest rates, credit, inflation, call, prepayment and reinvestment risk.

Banking products and services are offered by JPMorgan Chase Bank, N.A., member FDIC. For informational purposes only. This does not constitute a commitment to lend. All credit services are subject to credit approval.

JPMorgan Chase & Co., its affiliates and employees do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transaction.

The investment strategies presented are not appropriate for every investor. Individual clients should review with their advisors the terms and conditions and risks involved with specific products or services.

Information used herein is obtained from publicly available sources JPMS believes to be reliable, but is not guaranteed to be accurate or complete. Past performance may not represent future performance, and investors may lose some or all of their investments.

Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

J.P. Morgan Securities 3424 Peachtree Road NE, Suite 1700 Atlanta, GA 30326 1.800.444.2327 www.jpmorgansecurities.com/thepritchettgroup

the pritchett group - j.p. morgan · we are the pritchett group at j.p. morgan securities, the...

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