texoma compresensive economic development strategy

7/31/2019 Texoma Compresensive Economic Development Strategy

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Prepared by the Texoma Council of Governments with assistance and funding from the

Economic Development Administration (EDA), U.S. Department of Commerce

2012-2017

TEXOMA

COMPREHENSIVE ECONOMIC

DEVELOPMENT STRATEGYTEXOMA ECONOMIC DEVELOPMENT DISTRICT


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12012- 2017 TEXOMA CEDS

2012-2017

TEXOMA

COMPREHENSIVE

ECONOMIC

DEVELOPMENT

STRATEGYTEXOMA ECONOMIC DEVELOPMENT DISTRICT

INTRODUCTION

Every five years Texoma Council of Governments staff ramps up our

economic development planning by developing a regional plan for

growth in the Texoma region through the Comprehensive Economic

Development Strategy (CEDS). Each time, similar questions are asked

about the CEDS- whats its presumed purpose, do local communities

and economic developers have to follow it, and what is the ongoing role

of TCOG staff that assist in completing the document once the CEDS is

complete.

This document is done to fulfill a requirement of the Economic

Development Administration (EDA), U.S. Department of Commerce

Partnership Planning Grant that Texoma Council of Governments

(TCOG) receives as the designated Economic Development District(EDD). The Texoma area is made up of three counties in North Texas

between the Dallas/Ft. Worth (DFW) Metroplex and the Red River

border with Oklahoma and includes the Sherman- Denison

Metropolitan MSA.

EDA Headquarters and many EDDs across the nation are involved in a

discussion about improving the usefulness and value of CEDS to

regions so that the regional plan does not simply become another book

WHAT I S

THE

TEXOMA

CEDS?

The Texoma CEDS is a

regional planning

document that looks at

how the placement of

people, infrastructure, and

assets among the

communities of Cooke,

Fannin, and Grayson

Counties operate as a

regional economy and

home for businesses and

workers.


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that sits on a shelf only to collect dust or defer to a simple check mark on an EDA grant applications for

other projects in the region. EDA has various grant programs that provide support for public works

projects, workforce development projects, disaster relief, and innovation among other things. The

CEDS is meant to serve as regions economic development plan but the goals and the performance

measures within this document assist the EDA with prioritizing their economic development grant

investments in the region.

The Texoma CEDS has moved away from identifying multiple projects and now focuses on providing

data and support for good policy decisions and project development at all levels, whether it is for a

neighborhood, city, county, or region. The Texoma CEDS is not intended to be a set of instructions or

recommendations for local economic developers or businesses on what they need to be doing with

their programs and activities. Rather, we believe our role is to look at the Texoma region as a unit of

cities and counties, labor sheds and socio-cultural regions, that compete state-wide, nationally, and

globally for employers and workers.

The Texoma region is a mix of urban, ex-urban, and rural, but our proximity to the DFW Metroplex

creates a unique economic and social climate for attracting workers and employers. Traditional

economic development issues are still considered- taxes, industry, wages, cost of living but we alsoconsider a myriad of other areas of infrastructure that need to be in place to support a thriving economy

for businesses and community for workers. Being smart about how our unique mix of geographic,

socio-cultural, and economic circumstances effects our communities will help make the Texoma region

an attractive place for businesses and workers.

The 2012-2017 regional plan analyzes the region using a framework that focuses on infrastructure.

Infrastructure is the basic physical and organizational structures needed for the operation of a society

or enterprise. Infrastructure in traditional economic development involves most of the hard or physical

networks of fixed capital assets such as roads, highways, railways, airports, pipelines, electrical power

networks, water supply systems, sewage, and telecommunication networks. However, unlike thesetypes of infrastructure, there are additional systems and networks that need to be in place and

functional in order for a business to thrive and their workers to thrive. This second area of infrastructure

is best summed up as soft because for the most part it includes non-physical assets and social

arrangements such as the body of rules and regulations governing various systems, the financing of

systems, and also the level of skill and productivity of people. Unlike hard infrastructure, soft

infrastructure includes the institutions required to maintain social systems of people and their civic,

economic, health, and cultural standards. Areas of soft infrastructure include financial systems,

education, health/health care, government systems, law enforcement, emergency services, recreation,

the arts, and general community support. Failure to make adequate provisions for soft infrastructure

may exacerbate problems or cause problems in hard infrastructure development. For instance, thecollapse of the financial system (an area of soft infrastructure) in 2008 brought on a national recession

that has slowed growth and development across the economy, directly affecting the ability to finance

business activities and the construction of hard infrastructure.

The regional analysis, goals, and performance measures outlined in the 2012-2017 CEDS consider and

define these areas: hard infrastructure- housing, transportation, energy systems, water management,

solid waste management, information & technology, and earth monitoring systems- and these areas of

soft infrastructure- arts & culture, education, employment/training, health & health care, community/civic


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engagement, individual/family/community support, legal/public safety, financial systems, sports &

recreation, emergency services, government systems, and general economic development.


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BACKGROUNDSince 2000, the total

population for Texoma has

increased by 8.43%. The

population increase has been

in small amounts over the

years, where a slightly higher

increase was seen during

2008-2010.

Though Fannin County has

traditionally been considered

a rural community, its

population growth rate is

higher than Cooke County.

Geographic Region 2000 Census 2010 Census % Change

.Cooke County 36,363 38,437 5.70%

.Fannin County 31,242 33,915 8.56%

.Grayson County 110,595 120,877 9.30%

Since Grayson County is home to the faster growing Sherman-Denison MSA, the maximum population

growth has been recorded in this region since 2000. Fannin and Grayson Counties experienced theirmaximum growth in population during 2008-2010.

Texoma has seen a steady increase in the population between the age group of 18 years & over and

21 years & over. But in the last decade, there has been a major increase in the senior population,

people age 62 years and over. This pattern is true for all the three counties where since the year 2000,

the growth rate for every County is around 15%-20%.

Since 2000, diversity in Cooke & Grayson has grown. Although the actual number of whites remains

about the same, Hispanic and Asian populations have grown significantly.

Between 2000 and 2010, the percent of Black or African American population decreased in Cooke and

Fannin counties. Native American, Native Hawaiian and Other Pacific Islander populations make up a

very small percentage of the population in Texoma and has declined slightly in Fannin and Grayson

counties, while increasing slightly in the Cooke County during this same time period.

When Esri, the industry leader in geographic data and information, compared data from Census 2000

and Census 2010, results suggested that Texoma region is becoming more diverse. Cooke, Fannin,

and Grayson Counties are actually near the top of the list in Texas for counties with the highest annual

0.0%

0.2%

0.4%

0.6%

0.8%

1.0%

1.2%

1.4%1.6%

2

000-2001

2

001-2002

2

002-2003

2

003-2004

2

004-2005

2

005-2006

2

006-2007

2

007-2008

2

008-2010

PercentChange

Year

Source: American Factfinder

f


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0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

CookeCounty

FanninCountyGrayson

County

Percent Population

County

16 years and over 18 years and over 21 years and over62 years and over 65 years and over


0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

CookeCounty

FanninCounty

GraysonCounty

Percent Population

County

White Black or African American

American Indian and Alaska Native Asian

Native Hawaiian and Other Pacific Islander Some Other Race

Two or More Races Hispanic or Latino (of any race)


rate of change in local Diversity Index scores that measure the change in the percent population of non-

white populations of counties.


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The population growth rate in Cooke County is lower than Texoma, Texas, and United States. Most

cities in Cooke County have a low growth rate except Lindsay, recording a 22.9% growth rate between

2000 and 2010. While Bonham and Leonard have lower growth rates than Fannin County, Bailey and

Ector have experienced high population growth since 2000.

Grayson County growth rate is the highest for any county in Texoma. Also, the population increase in

Grayson County follows a trend similar to national population growth. As opposed to Fannin County,most cities in Grayson County have seen growth in their population over the last decade. The growth

rates for Pottsboro, Dorchester, Collinsville, Gunter, and Van Alstyne are higher than the state growth

rate. Though Bells, Tom Bean and Sherman have a higher growth rates than the Grayson County and

the U.S., their growth is still lower than the State of Texas.

Geographic Area 2012 2013 2014 2015 2016 2017

.Cooke County 37890 38044 38198 38339 38471 38603

.Fannin County 31679 31763 31827 31890 31943 31999

.Grayson County 114973 115303 115610 115916 116146 116339

Note: These projections were populated by the Texas State Data Center in 2008, so some of the projections are lower than

the actual population as per Census 2010

Cost o f L iv ing

In recent years, major metropolitan areas in the Lone Star State reign supreme on cost of living and

affordability. In Kiplingers most recent annual ranking of the least expensive places to livein the U.S.,

all of our picks are cities located either in Texas or the heartland of middle America.

The cities on the Kiplinger least-expensive list all have housing prices well under $250,000; homes in

one city average less than $200,000. Overall cost of living in these metro areas falls 15% to 20% below

the national average.

Kiplinger ranked the least expensive places to live using data from the U.S. Census (metropolitan

statistical areas only) and the ACCRA Cost of Living Index, which is assembled by the Council for

Community and Economic Research. The index measures relative prices in several categories,

including consumer goods, housing, transportation, utilities and health care, to come up with a

composite score for each city. The national average is 100. So a score below 100 indicates a lower

cost of living. Population and median household income data are from the Census Bureaus American

Community Survey.

T


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1. Brownsville, Texas

Cost of Living Index: 80

Metropolitan Population: 383,171

Median Household Income: $30,034

Average Home Price: $209,177

6. Springfield, Illinois





2. Pueblo, Colorado

Cost of Living Index: 84.1




7. Waco, Texas





3. Fort Hood, Texas

Cost of Living Index: 84.8




8. Fayetteville, Arkansas





4. Fort Smith, Arkansas





9. Austin, Texas


Metropolitan Population: 1,589,393



5. Sherman/ Denison,Texas





10. Springfield, Missouri





SOURCE: KIPLINGER WEBPAGE


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SOURCE: DALLAS-GARLAND & NORTHEASTERN RAILROAD (DGNO)

TRANSPORTATION

Contemporary trends have underlined that economic development has become less dependent on

relations with the environment (resources) and more dependent on relations across space. While

resources remain the foundation of economic activities, the commodification of the economy has been

linked with higher levels of material flows, of all kinds. The transportation and mobility of resources,

capital, and labor (people) that connect intra-regionally and extra-regionally is therefore a key factor for

a healthy regional economy. The availability and capacity of transportation infrastructure is a major

asset for the Texoma region. Few rural areas have the significant physical assets to allow for the

transport of goods and people to markets well beyond the boundary of their region or state.

Rai lways

Texoma is well served by railroads, east-west and north-south. Several Class 1 railway networks pass

through Texoma, connecting to several ports such as the Port of Houston (TX), Port of Catoosa (OK),

and Port of Muskogee (OK). Major railway networks include a Burlington Northern Santa Fe (BNSF)

intermodal route to

Alliance Airport in Fort

Worth, Union Pacific,

Texas Northeastern, and

Dallas-Garland. Amtrak

uses the BNSF intermodal

line for passenger rail

service on their Heartland

Flyer route with a stop in

Gainesville. These

railways operate seven

days a week, include

numerous interchanges

and switches in Texoma

communities, and move

commodities for national

local customers.


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Airpor ts

Texoma is within 75 miles of two passenger service airports- Dallas-Fort Worth International and Dallas

Love Field- and one of the nations largest industrial and intermodal yards- Alliance Airport in Fort

Worth. Texoma is also served by North Texas Regional Airport (NTRA) in Grayson County, which

boasts newly paved 9,000 x 150 and 8,000 x 150 runways. NTRA has railway access, foreign trade

zone status, triple-freeport exemption, a staffed control tower, and automated water observation system(AWOS). NTRA continues to update it Master Plan, completed in 2002, and in 2011, developed a Land

Use Plan to insure compatible aviation and non-aviation development throughout the Airport. NTRA

offers several industrial sites, dormitories, a golf course, and other services and plans to build a new

terminal building expansion in the coming years.

NTRA SITE DEVELOPMENT MAP SOURCE: WWW.NORTHTEXASREGIONALAIRPORT.COM


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Highways

The regional highway system in Texoma includes several four lane highways that connect the area to

major super-regional markets north to south and east to west. Interstate 35 is the major north-south

highway in the central United States. I-35 stretches from Laredo, Texas near the US-Mexico Border in

the south and to the north, all the way to Duluth, Minnesota near the US-Canadian border. I-35 runs

through Cooke County with the towns of Gainesville and Valley View lying right on the interstate. U.S.

Highway 69/75 provides another major north to south highway route for Texoma. U.S. Highway 69

stretches from Port

Arthur, TX on the Gulf

of Mexico and meets

U.S. Highway 75 in

Denison, TX to

continue north to

Minnesota. U.S.

Highway 75 connects

Grayson County with

Dallas and Interstate

45 that continues on to

Houston, TX. North of

Texoma, the HWY 75

continues to Canada

where the road facility

continues as Manitoba

Highway 75.

NATIONAL MAP, SOURCE: TEXOMA COUNCIL OF GOVERNMENTS

REGIONAL MAP, SOURCE: TEXOMA COUNCIL OF GOVERNMENTS


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0%

10%

20%

30%

40%

50%

60%

Grayson County Fannin County Cooke CountyPercentChange2000-201

0

Workers travelling outside the County line

Source: OnTheMap

Comm ut ing Pat t erns , Tra f f ic , and Mobi l i t y o f Workers

If the number of workers

travelling outside the county

line is compared to the total

number of workers in 2002

and 2010, it can be easily

said that Texoma is a net

exporter of workers. In

2002, Fannin County had

the largest number of

residents crossing the

county line to go to work. In

Cooke County, almost half

the workers crossed the

county line to travel to work,

while in Grayson County

less than half of the workers

were employed outside of

the County. These numbers

increased by 2010 for all the

three counties where Fannin

County remained the

highest exporter of workers.

As per the percent change, number of

workers crossing the county line

increased considerably in Grayson

County as well, but there was only a

small increase in this number for

Cooke County.

In 2002, there was high number of

workers travelling less than 10 miles

to go to work. The number of

workers travelling more than 50

miles was also high, but people

travelling lower distances to go to

work were greatest in number. The number of Texoma residents travelling more than 50 miles to get towork declined significantly in 2010, while people travelling less than 10 miles for work decreased in

number. People travelling 25 to 50 miles to go to work greatly increased in 2010.


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0% 20% 40% 60% 80% 100%

2010

2002

Percent of Workers

Year

Less than 10 miles 10 to 24 miles 25 to 50 miles Greater than 50 miles

Source: OnTheMap

0% 20% 40% 60% 80% 100%

2010

2002

Percent of Workers

Year

Less than 10 miles 10 to 24 miles 25 to 50 miles Greater than 50 miles

Source: OnTheMap

Workers employed in

Texoma, but living

outside of the region,

were higher in

number in 2002 than

2010. Interestingly

enough, there are alarge amount of these

workers travelling

less than 10 miles to

get to work. But by

2010, this number

decreased considerably and

the number of workers

travelling more than 50

miles to get to work

increased.

It has been observed

that the workers with

higher earnings are

coming from outside the

region. While the

outflow of the high

wage workers has

increased; it is comparatively lower than the inflow. The outflow of the low and median wage workers

has decreased and the inflow for the same has increased since 2000.

Means of Transpor ta t ion

In 2000, a major part of the population ( 93.89%) of the workers traveled to work by car, truck or van.

About 14.19% of workers who drove

to work carpooled, while the

remaining workers drove alone. This

is a common trend for rural and ex-

urban areas. Between 2008-2010,

the number of people driving to work

decreased slightly, while peopleusing public transportation and other

means to work increased slightly. In

2010, number of workers driving or

walking to work decreased while

workers using other means of

transport increased.

Means of Travel 2000 Census2008 - 2010 Three

year estimates

Workers 16 and over 78,342 83,026

Car, truck, or van 93.89% 92.83%

Drove alone 79.69% 79.50%

Carpooled 14.19% 13.41%

Public transportation

(Excluding taxicab)0.28% 0.64%

Bicycle 0.23% 1.47%

Walked 1.65% 0.08%

Taxicab, motorcycle, or

other means0.74% 1.20%

Worked at home 3.21% 3.65%


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0

10000

20000

30000

40000

50000

60000

70000

80000

90000

Total housing units Vacant housing units Owner Occupied

housing units

Renter Occupied

housing units

NumberofHousingUnits

2000 2010


0%

5%

10%

15%

20%

25%

30%

Total housing units Vacant housing

units

Owner Occupied

housing units

Renter Occupied

housing units

PercentChange200

0-2010


HOUSING

Housing infrastructure is an area that on the surface seems like it services only the workers of a

community or region. However, the availability of housing in a community can affect the ability of

developers to build new

and more modern

housing options and the

ability for businesses to

relocated to an area.

The ownership of homes

also provides more

economic stability for a

neighborhood and

community, helping to

maintain property

values, which in turn,

has benefits for the local

taxing districts- namely

schools and city

governments.

In Texoma, home

ownership rose in the

last ten years despite the great recession of

2008 that greatly affected housing

markets. Texoma did not experience a

local collapse in the housing market like

other parts of the United States. While

the number of home owners has grown,ownership rates and renter rates remain

steady, which indicates similar patterns in

the general populations choice to own or

rent a home.


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0 5000 10000 15000 20000 25000 30000 35000

Small family, elderly

Small family, non-elderly

Large family

Non-family, elderly

Non-family, non-elderly

Number of Households

Cost Burden By Household Type

Texoma

Cost burden is less than or equal to 30%

Cost burden is greater than 30%, less than or equal to 50%

Cost burden is greater than 50%

SEVERITY OF TEXOMA HOUSING COST BURDEN BY HOUSEHOLD TYPE IN 2009SOURCE: HUD CHAS 2009 DATA SET

NUMBER OF TEXOMA HOUSEHOLDS WITH SEVERE HOUSING COST PROBLEMS IN 2009,SOURCE: HUD CHAS 2009 DATA SET

0 2000 4000 6000 8000 10000 12000

Lacking complete plumbing or kitchen facilities

More than 1 person per room

Housing cost burden over 50%, none of the needsabove

Housing cost burden 30.1% to 50%, none of theneeds above

Households with Severe Housing ProblemsTexoma, 2009

95% AMI


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FAIR MARKETS RENTS FOR 2011; SOURCE: HUD FAIR MARKET RENT (FMR). NOTE: FMR IS THE 40THPERCENTILE RENT OF THE STANDARD- QUALITY RENTAL HOUSING UNITS IN THE DEFINED LOCATION

AND INCLUDES SHELTER RENT PLUS THE COST OF ALL TENANT-PAID UTILITIES, EXCEPTTELEPHONES, CABLE OR SATELLITE TELEVISION SERVICE, AND INTERNET SERVICE.

0

200

400

600

800

1000

1200

0 Bedroom 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom

Rent(Dollars)

Texoma, 2011

Fair Market Rent

Fannin

Cooke

Grayson


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SOLID WASTE

MANAGEMENT

Solid waste management is the collection, transport, processing or disposal, managing and monitoring

of waste materials. And, for the most part, economic activity produces waste and the efficient handling

of that waste allows for smoother economic operations. Solid waste management generally involves

landfilling waste, incinerating waste, recycling waste, or reusing waste. There is no materials recovery

center (MRF) in Texoma or known residential or commercial material reuse warehouse/ facility in

Texoma. Numerous communities in the region have residential curbside recycling and transport those

recycled materials to MRFs in the Dallas/Fort Worth Metroplex.

There are two open landfills in Texoma, both with sizable capacity to meet waste disposal for decades

to come. The Texoma Area Solid Waste Authority (TASWA) was officially formed in 2000 by the cities

of Denison, Gainesville, and Sherman, Texas and by Cooke and Grayson Counties to provide a solid

waste disposal and recycling facility for its member cities, counties, and other communities in the

Texoma region. In 2005, landfill construction was completed and the landfill took its first load of waste

on April 11, 2005. TASWA dedicated the opening of the facility on April 20. This makes the TASWA

facility relatively young, as it has a project life span of around 50 years. Hillside Sanitary Landfill is the

only other operating landfill in Texoma and is privately owned. The facility is a Type I municipal solid

waste landfill that is permitted to accept non-hazardous household, commercial, industrial, and specialwaste, as well as construction and demolition debris. The facility does not accept hazardous or

radioactive waste.


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WATER

MANAGEMENTWater Usage by Comm uni ty

2009 Water Use Survey Summary Estimates by City

City or Place NamePopulationEstimates

1)

MunicipalUse in Acre-

Feet2)

GPCD3)

Residential

GPCD4)

BELLS 1,328 164 110 66

BONHAM 10,655 1,348 113 -

COLLINSVILLE 1,623 NO RETURN NO RETURNNO

RETURN

DENISON 24,603 3,678 133 119

ECTOR 687 72 94 74

GAINESVILLE 16,852 2,317 123 56

GUNTER 1,786 188 94 -

HONEY GROVE 1,864 272 130 64

HOWE 2,950 241 73 56

LADONIA 712 48 60 -

LEONARD 2,009 268 119 56

LINDSAY 1,004 133 119 -

MUENSTER 1,698 295 155 -

POTTSBORO 2,289 261 102 76

SAVOY 874 72 74 82

SHERMAN 39,271 7,158 163 72

TIOGA 958 103 96 72

TOM BEAN 1,034 202 175 -

TRENTON 718 127 157 -

VALLEY VIEW 859 72 74 64

VAN ALSTYNE 2,829 479 151 -

WHITESBORO 4,188 430 92 64

WHITEWRIGHT 1,708 239 125 601)

July 1, 2009 Estimated Population (Source: Texas State Data Center.)2)

An Acre-Foot is an amount of water to cover one acre with one foot of water and equals 325,851 gallons.3)

GPCD: Gallon Per Capita Daily.4)

Residential GPCD is the estimated water use for single family and multi-family residences, expressed on a percapita (population) basis. These estimates, based on responses to questions recently added to the annualwater use survey, are being published for the first time. The pilot display of this data should be viewed in thecontext that, since the reporting of such data had not been historically required, different systems maycategorize and report residential water use differently. A dash ( - ) indicates that the primary utility for the citydid not report appropriate residential volumes in the 2009 survey. No Return - The primary water utility for thiscity failed to return a 2009 water use survey.


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Historical Water Use Summary by Groundwater (GW) and Surface Water (SW)

Unit: Acre Feet (ACFT)

COOKE COUNTY

Year Source Municipal Manufacturing Steam Electric Irrigation Mining Livestock Total

1980 GW 4,544 308 0 100 599 869 6,4201980 SW 0 0 0 127 0 739 866

Total 4,544 308 0 227 599 1,608 7,286

1990 GW 4,309 304 0 300 421 1,009 6,343

1990 SW 0 0 0 0 54 1,009 1,063

Total 4,309 304 0 300 475 2,018 7,406

2000 GW 5,287 221 0 0 52 881 6,441

2000 SW 0 0 0 0 237 881 1,118

Total 5,287 221 0 0 289 1,762 7,559

2004 GW 5,398 127 0 82 38 475 6,120

2004 SW 0 0 0 118 280 1,202 1,600

Total 5,398 127 0 200 318 1,677 7,720

FANNIN COUNTY

Year Source Municipal Manufacturing Steam Electric Irrigation Mining Livestock Total

1980 GW 2,039 0 136 0 0 152 2,327

1980 SW 1,423 18 5,897 14,195 0 1,220 22,753

Total 3,462 18 6,033 14,195 0 1,372 25,080

1990 GW 2,052 2 206 362 0 134 2,756

1990 SW 1,678 33 6,520 930 0 1,216 10,377

Total 3,730 35 6,726 1,292 0 1,350 13,133

2000 GW 2,500 0 503 1,158 0 125 4,286

2000 SW 2,047 58 8,022 3,450 12 1,143 14,732

Total 4,547 58 8,525 4,608 12 1,268 19,018

2004 GW 2,225 4 139 921 0 86 3,375

2004 SW 3,503 5 2,301 78 9 1,418 7,314

Total 5,728 9 2,440 999 9 1,504 10,689

GRAYSON COUNTY

Year Source Municipal Manufacturing SteamElectric

Irrigation Mining Livestock Total

1980 GW 11,639 3,291 0 2,607 10 211 17,758

1980 SW 5,111 1,072 0 2,620 0 1,316 10,119

Total 16,750 4,363 0 5,227 10 1,527 27,877

1990 GW 9,702 5,065 0 1,528 505 101 16,901

1990 SW 4,483 586 0 15 242 923 6,249

Total 14,185 5,651 0 1,543 747 1,024 23,150

2000 GW 10,473 3,602 0 2,972 815 130 17,992

2000 SW 10,587 2,633 0 410 243 1,167 15,040

Total 21,060 6,235 0 3,382 1,058 1,297 33,032

2004 GW 7,822 1,163 0 1,546 615 70 11,216

2004 SW 16,337 796 0 144 941 1,212 19,430

Total 24,159 1,959 0 1,6901,556

1,282 30,646


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Historical Groundwater Pumpage Summary by County

Unit: Acre Feet (ACFT)

COOKE COUNTY

Year Aquifer Municipal Manufacturing Steam Electric Irrigation Mining Livestock Total

1980 TRINITY 4,852 0 0 100 599 869 6,420

Total 4,852 0 0 100 599 869 6,420

1990 TRINITY 4,493 0 0 300 421 1,009 6,223

Total 4,493 0 0 300 421 1,009 6,223

2000 TRINITY 5,385 0 0 0 52 881 6,318

Total 5,385 0 0 0 52 881 6,318

2008 TRINITY 4,466 3 0 0 268 152 4,889

2008 WOODBINE 55 0 0 0 0 76 131

Total 4,521 3 0 0 268 228 5,020

FANNIN COUNTY


1980 TRINITY 102 0 0 0 0 28 130

1980 WOODBINE 1,936 0 136 0 0 124 2,196

Total 2,038 0 136 0 0 152 2,326

1990 TRINITY 580 0 0 0 0 25 605

1990 WOODBINE 1,609 0 206 362 0 109 2,286

Total 2,189 0 206 362 0 134 2,891

2000 OTHER 0 0 0 1,158 0 0 1,158

2000 TRINITY 582 0 0 0 0 23 605

2000 WOODBINE 2,399 0 503 0 0 103 3,005

Total 2,981 0 503 1,158 0 126 4,768

2008 BLOSSOM 109 0 0 0 0 0 109

2008 OTHER 109 0 0 0 0 0 109

2008 TRINITY 263 0 0 0 0 0 263

2008 WOODBINE 2,690 0 486 0 0 0 3,176Total 3,171 0 486 0 0 0 3,657

GRAYSON COUNTY


1980 OTHER 27 0 0 304 0 0 331

1980 TRINITY 5,573 0 0 0 0 0 5,573

1980 WOODBINE 2,095 98 0 2,303 10 211 4,717

Total 7,695 98 0 2,607 10 211 10,621

1990 OTHER 27 0 0 27 0 0 54

1990 TRINITY 11,903 0 0 0 197 0 12,100

1990 WOODBINE 3,134 0 0 1,501 309 101 5,045

Total 15,064 0 0 1,528 506 101 17,1992000 OTHER 37 0 0 0 0 0 37

2000 TRINITY 10,890 0 0 0 349 0 11,239

2000 WOODBINE 4,082 0 0 2,972 466 130 7,650

Total 15,009 0 0 2,972 815 130 18,926

2008 OTHER 35 0 0 0 0 0 35

2008 TRINITY 7,542 0 0 0 0 94 7,636

2008 WOODBINE 3,985 0 0 0 20 187 4,192

Total 11,562 0 0 0 20 281 11,863


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INFORMATION &

TECHNOLOGY

In ternet /Broadband

According to the Broadband Service Inventory by Connected Texas, the Texoma region is well served

by general-use broadband suitable for at least residential customers. At least one type of broadband

Mservice is available for more than 98% of the Texoma area. Most residents in Texoma use fixed

wireless or DSL broadband services. Some regions also have cable broadband available. Very few

areas have fiber broadband, which is a pattern observed in most rural areas in Texas. Efforts areunderway to make fiber broadband available in parts of rural East Texas, which would be greatly

beneficial for the Texoma region.


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23/64


0

10

20

30

40

50

60

Broadband Adoption Mobile Adoption

Percentofresidents

Rural Seniors Low Income

Source: Connected Texas

Broadband Adoption State Average: 62%Mobile Adoption State Average: 48%

0

5000

10000

15000

20000

25000

30000

HealthCareServices

TechnologyIntensive

Agriculture,Mining,Construction,

Utilities M

anufacturing

RetailTrade,Recreation,Foodand

Lodging

ProfessionalandFinancialServices

W

holesaleTrade,Transportationand

Warehousing

AllOtherBusinesses

NumberofBusinesses

Business Sectors

Source: Connected Texas

In 2012, Connected Texas conducted a survey of 3597 residents across the State of Texas to study the

adoption rates for internet and broadband service. It was observed that broadband technology adoption

was the least among the seniors, low

income, and rural populations.

Most of these people also do not

own a computer. In Texoma,

these populations make up alarge percentage of the overall

population. In another survey,

called Business Technology

Survey, that was conducted

among businesses across the

state, a high percentage of

businesses reported the adoption

of internet and broadband in the

workplace. The means that the

ability to use internet might nolonger be a personal choice, but a

workforce development issue, especially

in Texoma. This survey lists the

number of businesses by sector that does not use a broadband service.

Retails Trade, Recreation, Food and Lodging Sector has the highest number of

businesses with the service.

Telev is ion Broadcast ing

Texoma lies within the Sherman- Ada Designated Market Area (DMA), which ranks 161st in total

number of viewers (129,480 households in all) out of 210 DMAs nationally. Stations KTEN and KXII are

licensed in the DMA and, combined, provide network feeds for all major US commercial broadcasting

television networks.


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ENERGY SYSTEMS

About E lec t r ic a l Energy

Texoma lies within the Electric Reliability Council of Texas (ERCOT), one of the nations only

independent system operators. ERCOT is its own stand-alone electric power grid and ensure a reliable,

secure and uninterrupted supply of electricity by connecting 40,500 miles of transmission lines and

more than 550 generation units. Since January 2002, Texas has been a competitive electric market or

what is better known as a deregulated market. This means the generation, transmission, and

distribution of electrical power is separated into different companies and retail electric providers

compete to sell electricity to both residential and non-residential customers. Dozens of retailers serve

Texomas residential and non-residential power customers. These customers are able to choose their

retail electric provider and can do so usingwww.powertochoose.org. The Public Utilities Commission of

Texas (PUC) provides this fee tool and oversees electric and telecommunications utilities in Texas. The

mission of the PUC is to protect customers, foster competition, and promote high quality infrastructure.

Texoma is also served by several cooperative power providers which are member-owned, non-profit

electric cooperatives that are exempt from the deregulated market in Texas. The following cooperative

electrical providers serve parts of Texoma (for more information about specific service areas, visitwww.texas-ec.org): Cooke County Electric Cooperative Association, CoServ Electric, Wise Electric

Cooperative, Inc., Grayson-Collin Electric Cooperative, Inc., Farmers Electric Cooperative, Inc., and

Lamar County Electric Cooperative Association.

About Natura l Gas Energy

Texoma lies within the natural gas utility service area for Atmos Energy. Atmos Energy is one of the

largest natural-gas-only distributors in the United States. Our regulated distribution operations deliver

natural gas to 3.2 million residential, commercial, industrial, agricultural and public-authority customers.

Our distribution services are provided to more than 1,600 communities in 12 states (more information

can be found atwww.atmosenergy.com).
http://www.powertochoose.org/http://www.powertochoose.org/http://www.powertochoose.org/http://www.texas-ec.org/http://www.texas-ec.org/http://www.atmosenergy.com/http://www.atmosenergy.com/http://www.atmosenergy.com/http://www.atmosenergy.com/http://www.texas-ec.org/http://www.powertochoose.org/


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ART & CULTURE

Grayson County

In Grayson County, Denison Arts Council is a 501(c)(3) non-profit organization comprising of a

volunteer board. It is funded through a portion of the receipts from hotel-motel taxes generated by the

City of Denison, donations from galleries, studios and patrons, local foundations, individuals and grants

from the Texas Commission on the Arts and the NEA.

Arts, Entertainment and Recreation

2000-2008 Number of establishments: 32.28%

2000-2008 Number of jobs: -6.08%

No major changes except in 2001 and 2003, the number of establishments increased by 9.2% and

7.7% respectively. No changes in Grayson County apart from an increase in the number of jobs in

2005. In Fannin and Cooke counties high increase in the number of establishments was seen in 2001

and 2003 as in the state. The number of jobs also increased significantly in 2003.

Change in average weekly wages 4th Qtr 2005 4th Qtr 2011: 12.89% (Total)

Establishments are represented by federal and local government and private sector and the average

weekly wages are similar for all of them.

This industry has only private sector establishments in the three counties and the average weekly

wages are less than the state for all three counties. It is the least for Fannin County and Grayson

County has the highest wages among the counties.

Denison arts venues

ArtPlace Gallery and Framing

Mary Karam Gallery

Images A Gallery of Fine Art

Grayson County College Fine Arts Complex

Freshlight Studio & Gallery

416 West Gallery & Print Studio


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Donna Finch Adams Studio 406

The Peanut Building Gallery

Mystic Studio/Joni Beamish

David MacSmith Fine Art Studio

Sunday Morning Art and Coffee Club

Doug Simpson Studio & Mixed Media Art Supply

Janice Howell Studio

Glassworks Etcetera

PhotoArt by Julia Ringler

Sherman ar ts venues

Downtown Sherman houses an Arts and Culture District. Some of the venues in downtown Shermanare

Sherman Jazz Museum

Theatriks Childrens Theater

Sherman Community Players, Main Stage

Community Series

Red River Historical Museum

Sherman Preservation League

Sherman Symphony Orchestra

Fannin County

Creative Arts Center at Bonham, TX provides a venue where artists and performers explore, create,

display and teach their craft, and where people of all ages learn and experience art. It is a project of the

Fannin Community Foundation, Inc., a public, non-profit 501(c)(3) funded with the support of

individuals, local churches, civic organizations, and other community groups.

Cooke County

The purpose Gainesville Area Visual Arts (GAVA), a non-profit organization, is to stimulate interest and

knowledge of the visual arts for adults and children in the Gainesville and Cooke County, Texas, area.

There are various activities planned by GAVA:

Demonstrations by recognized artists

Workshops for children and adults


27/64


Art Exhibits to benefit other local Art venues

Annual awards and scholarships for children

Other art venues in Cooke County:

Butterfield Stage community theatre

Morton Museum of Cooke County

Cooke County Ballet Academy


28/64


COMMUNITY &

CIVIC

ENGAGEMENT

Cooke 38437 23778 9240 24.03%

Fannin 33915 18879 7334 21.62%

Grayson 120877 73257 26916 22.26%

SOURCE: TEXAS LEGISLATIVE COUNCIL.*DOES NOT TAKE INTO CONSIDERATION POPULATION NOTELIGIBLE TO VOTE

Annual Giv ing by County

2,955 3,248 14

3,788 17,252 138

3,970 36,185 319

2,261 61,480 752

1,318 86,491 1,446

1,259 129,887 3,488

352 642,943 12,534

15,903 54,169 895

2,372 2,503 11

3,091 17,287 92

3,182 36,018 229

1,775 61,630 728

962 86,455 1,650

768 139,305 3,033

72 402,000 10,972


29/64


12,222 41,112 576

10,392 3,566 13

13,559 17,257 108

13,141 35,899 373

7,315 61,400 876

4,341 86,416 1,546

4,064 130,478 3,428950 479,652 12,655

53,762 47,487 848


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HEALTH &

HEALTH CARE

Hea l th Outc omes

Each year, the Robert Wood Lowe Foundation publishes a national ranking of various indicators of

general public health. The County Health Rankings help community leaders identify challenges and

take action in a variety of ways to improve residents health. Across the nation, some factors that

influence health, such as smoking, availability of primary care physicians, and social support, showhighs and lows across all regions. Meanwhile other factors reflect some distinct regional patterns, such

as: excessive drinking rates are highest in the northern states, rates of teen births, sexually transmitted

infections, and children in poverty are highest across the southern states, unemployment rates are

lowest in the northeastern, Midwest, and central plains states, motor vehicle crash deaths are lowest in

the northeastern and upper Midwest states.

In Texoma, smoking rates are generally higher than in other rural areas of Texas and the United State.

This can have long-term negative side effects for employers and the local healthcare system with more

sick days and more visits to the doctor and need for medical care throughout the course of a lifetime.

There is not one health indicator that a Texoma county ranks better than 47 out of 254 counties in

Texas (see next page for more information).


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133 115 138

Mortality 137 131 136

Premature death 8,920 7,289 5,564

Morbidity 134 85 145

Poor or fair health

Poor physical health days

Poor mental health days

Low birth weight

19%

3.8

5.5

7.60%

3.6

2.9

8.30%

5.4

3.9

7.70%

19%

3.6

3.3

8.10%

10%

2.6

2.3

6.00%

56 109 73

Health Behaviors 47 136 36

Adult smoking

Adult obesity

Excessive drinking

Motor vehicle crash death rate

Sexually transmitted infections

Teen birth rate

27%

25%

10%

25

258

64

29%

12%

28

214

70

26%

36

214

64

19%

27%

16%

17

422

64

15%

25%

8%

12

83

22

Clinical Care 65 130 139

Uninsured adults

Primary care providers

Preventable hospital stays

Diabetic screening

Mammography screening

27%

1,305:1

95

81%

56%

30%

2,261:1

89

72%

61%

27%

4,717:1

99

75%

59%

30%

1,050:1

80

80%

59%

13%

631:1

52

89%

74%

Social & Economic Factors 85 67 88

High school graduation

Some college

Unemployment

Children in poverty

Inadequate social support

Single-parent households

Violent crime rate

80%

56%

8.10%

19%

25%

33%

265

75%

49%

6.60%

19%

27%

381

90%

42%

8.80%

20%

27%

223

72%

55%

7.60%

23%

23%

32%

512

92%

68%

5.30%

11%

14%

20%

100

Physical Environment 127 214 172


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Air pollution-particulate matter days

Air pollution-ozone days

Access to healthy foods

Access to recreational facilities

0

9

47%

13

0

13

17%

8

0

1

33%

3

1

18

62%

7

0

0

92%

17

SOURCE: ROBERT WOOD LOWE FOUNDATION


33/64


INDIVIDUAL,

FAMILY &

COMMUNITY

SUPPORTPover t y in Texom a

There are two major measures of poverty used by the federal government that is closely followed and

often utilized by other governmental agencies and non-for-profit organizations: Federal Poverty

Guidelines and the Department of Housing and Urban Development Average Median Income. Even

with a low cost of living, poverty rates in Texoma tend to follow state and national rates as well as

geographical patterns with localized high densities of high poverty areas.

TEXAS ELIGIBILITY FOR FAMILY SUPPORT PROGRAMS, *INCOME LIMIT SHOWN IS FOR APPLICANTSONLY. SOURCE: CENTER FOR PUBLIC POLICY PRIORITIES (CPPP) POLICY POINT, POVERTY 101,SEPTEMBER 28, 2010.

$33,874 $33,874

$23,803 $23,803

$42,703

$27,465

$2,256

0

50

100

150

200

250

300

WIC Reduced-PriceSchool Meals

Free SchoolMeals

Food Stamps(SNAP)

Max. ChildCare

Typical ChildCare

TANF CashAssistance*

Percentage of FPL for a family of three,100= Poverty Line

Percentage of FPL for a family of three, 100= Poverty Line

185% 185% 130% 130% 243% 150%12%

Full-time min.wage:

$15,080 per year(82% of poverty)


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SOURCE: TEXOMA COUNCIL OF GOVERNMENTS AND TEXOMA DEPARTMENT OF AGRICULTURE



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EMPLOYMENT &

TRAINING

Educa t iona l I ns t i t u t ions in Texoma

Cooke CountyTotal

Enrollment

Fannin

County

Total

EnrollmentGrayson County

Total

Enrollment

Muenster ISD 473 Bonham ISD 1883 Bells ISD 748

Gainesville ISD 2609Dodd City

ISD321 Collinsville ISD 538

Valley View ISD 629 Ector ISD 276 Denison ISD 4360

Callisburg ISD 1191Honey Grove

CISD584 Howe ISD 975

Lindsay ISD 543 Leonard ISD 883 Sherman ISD 6546

Savoy ISD 298 Tioga ISD 142

Trenton ISD 539 Van Alstyne ISD 1339

Whitesboro ISD 1471

Whitewright ISD 746

Pottsboro ISD 1234

Sadler-Southmayd CISD

784

Gunter ISD 766

Tom Bean ISD 745

North Central Texas College, Total Enrollment: 2,256

Established in 1924 under the leadership of Texas community college pioneer Randolph Lee Clark,

North Central Texas College is the oldest continuously operating public two-year college in the state.

From its roots as a small, rural "junior" college an extension of the local public schools actually

NCTC has grown and matured into a comprehensive, full-service community college of truly regional

scope, serving students from three major campuses located across its three-county service area.

Grayson County College, Total Enrollment: 5,034

Grayson County College, as the community's college, embraces lifelong learning focused on

educational, cultural, social, and public service activities designed to tangibly enrich the individual and

our community. The mission of Grayson County College is to cultivate student success and community

building in North Texas. GCC offers degrees in Associate of Science, Associate of Arts in Teaching,

Associate of Applied Science, and Certificates of Completion.
http://www.muensterisd.net/muenster/site/default.asphttp://www.bonhamisd.org/education/district/district.php?sectionid=1http://bellsisd.net/http://www.gainesvilleisd.org/gainesvilleisd/site/default.asphttp://www.doddcityisd.org/http://www.doddcityisd.org/http://www.collinsvilleisd.org/http://www.vviewisd.net/http://www.ector-county.k12.tx.us/ecisd/site/default.asphttp://www.denisonisd.net/education/district/district.php?sectionid=1http://www.cisdtx.net/callisburg/site/default.asphttp://honeygroveisd.net/http://honeygroveisd.net/http://www.howeisd.net/site/default.aspx?PageID=1http://www.lindsayisd.org/lindsayisd/site/default.asphttp://www.leonardisd.net/http://shermanisd.net/http://www.savoyisd.org/http://www.tiogaisd.net/http://www.savoyisd.org/http://www.vanalstyneisd.org/http://www.whitesboroisd.org/index.cfmhttp://www.whitewrightisd.com/http://www.pottsboroisd.org/http://sscisd.net/http://sscisd.net/http://www.gunterisd.org/http://www.tombean-isd.org/http://www.tombean-isd.org/http://www.gunterisd.org/http://sscisd.net/http://sscisd.net/http://www.pottsboroisd.org/http://www.whitewrightisd.com/http://www.whitesboroisd.org/index.cfmhttp://www.vanalstyneisd.org/http://www.savoyisd.org/http://www.tiogaisd.net/http://www.savoyisd.org/http://shermanisd.net/http://www.leonardisd.net/http://www.lindsayisd.org/lindsayisd/site/default.asphttp://www.howeisd.net/site/default.aspx?PageID=1http://honeygroveisd.net/http://honeygroveisd.net/http://www.cisdtx.net/callisburg/site/default.asphttp://www.denisonisd.net/education/district/district.php?sectionid=1http://www.ector-county.k12.tx.us/ecisd/site/default.asphttp://www.vviewisd.net/http://www.collinsvilleisd.org/http://www.doddcityisd.org/http://www.doddcityisd.org/http://www.gainesvilleisd.org/gainesvilleisd/site/default.asphttp://bellsisd.net/http://www.bonhamisd.org/education/district/district.php?sectionid=1http://www.muensterisd.net/muenster/site/default.asp


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Austin College, Total Enrollment: 1,293

Austin College is a private, residential, co-educational college dedicated to educating undergraduate

students in the liberal arts and sciences while also offering select pre-professional programs and a

graduate teacher education program. Founded by the Presbyterian Church in 1849, Austin College

continues its relationship with the church and its commitment to a heritage that values personal growth,

justice, community, and service. An Austin College education emphasizes academic excellence,

intellectual and personal integrity, and participation in community life.

Occupat iona l C lus ters

Occupation clusters help to analyze the regional knowledge-based workforce in greater detail,

determine how well occupation cluster strengths align with the regions industry cluster strengths,

understand the local workforce and educational situation within the broader regional economic

development context, bridge the gap between workforce and economic development when constructing

a regional economic development strategy, diagnose how well positioned the region is to participate

effectively in a knowledge-based innovation economy. The following chart illustrates the number of jobs

in each cluster, the clusters share of total regional employment, and the location quotient of the cluster

(a measurement of how concentrated that cluster is in Texoma compared to the nation.

The table below looks at Texoma and identifies those occupations with the strongest percentage

change and the largest increase in the number of jobs from 2001 to 2007. Agents and business

managers of artists, performers, and athletes had the largest percentage change, but that occupational

segment is relatively small. Photographers represent the largest growth category in absolute terms,

with 99 new jobs added in that occupational category.


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Texoma Baseline Occupational Cluster Analysis (2007)

Description Occupation ClusterEmployment

Occ. ClusterShare of Total

Emp.

Occupation ClusterEmployment LQ

Managerial, Sales, Marketing and HR 7,235 7.3% 0.87

Skilled Production Workers: Technicians,

Operators, Trades, Installers & Repairers

9,115 9.2% 1.22

Health Care and Medical Science

(Aggregate)

4,918 5.0% 0.94


(Medical Practitioners and Scientists)

912 0.9% 0.77


(Medical Technicians)

902 0.9% 0.86


(Therapy, Counseling and Rehabilitation )

3,105 3.1% 1.04

Mathematics, Statistics, Data and

Accounting

1,405 1.4% 0.61

Legal and Financial Services, and Real

Estate (L & FIRE)

6,505 6.6% 0.81

Information Technology (IT) 1,189 1.2% 0.62

Natural Sciences and Environmental

Management

425 0.4% 0.97

Crop and Livestock Workers 6,677 6.8% 4.49

Primary/Secondary and Vocational

Education, Remediation & Social Services

5,434 5.5% 1.07

Building, Landscape and Construction

Design

495 0.5% 1.00

Engineering and Related Sciences 965 1.0% 0.96

Personal Services Occupations 1,642 1.7% 0.85

Arts, Entertainment, Publishing and

Broadcasting

1,309 1.3% 0.66

Public Safety and Domestic Security 1,326 1.3% 1.18

Postsecondary Education and Knowledge

Creation

932 0.9% 0.76

Job Zone 2 33,867 34.3% 0.99

Job Zone 1 14,603 14.8% 0.99

Technology-Based Knowledge Clusters 5,828 5.9% 0.72


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Texoma Targeted Occ upat ions

The Labor Market and Career Information (LMCI) division of the Texas Workforce Commission (TWC)

recently released occupational projections through 2012. This study presented information including:

Occupations Adding the Most Jobs, Fastest Growing Occupations, Occupations with the Most Annual

Average Openings. The historical makeup and current trends in the local labor market support this list.A number of the jobs included in this list are also included in the current Workforce Texoma Demand

Occupations List.

After developing the list of Occupations in Demand, the list was sorted by wage, and those occupations

with an average entry wage greater that the Texoma adopted Target Wage of $9.00 per hour were

placed on the DRAFT Target Occupations List. This list was then compared with the previous target

occupations list, and local training programs to create the final Targeted Occupations List. The

complete Targeted Occupations List in on the following page.


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41/64


EDUCATION

Educa t iona l A t t a inment

Addressing the challenges of a global economy requires a shift away from traditional economic

development models. Instead of low-wage rates and tax incentives, regions in industrialized countries

compete today on the quality of their skilled workforce and incentives that reward innovation (from the

Council on Competitiveness).

Workforce development is usually tied closely to educational attainment and communication and

collaboration between workforce/education organizations, economic development organizations, the

private sector, resource allocation, and effectiveness of service delivery. The development of skills

necessary to fill high wage jobs is critical to the continued economic development efforts in the region,

especially as our region experiences changes in labor market demands.

Schools educate and prepare the future workforce for the region. Youth who do not aspire to higher

education and who lack career training opportunities are at risk to become lost in a cycle of

unemployment and underemployment leading to a life of low wages and poverty putting their families

and children at risk for a similar working life. The regions public schools, colleges, and workforce

boards provide education opportunities for Texoma residents to gain skills and training necessary to

enter the labor force.

Educational attainment is an indicator commonly used to measure the average skills of the local labor

force. The percentage of Texoma residents who have at least a high school diploma falls in between

the averages for the state of Texas and the nation, which are 79.2 percent and 84.5 percent

respectively. Although the figures for the number of residents with some college experience are

relatively consistent with other regions, Texoma lags behind in percent of the population who have

completed a bachelors degree. This is important to note as economic development practitioners and

local officials court industries and jobs that require additional education and training such as the

teaching field and high-tech industry.


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0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

Grayson

County

2008-2010

Grayson

County

2006-2008

Gra

yson

Co

unty

2000

Fannin

County

2008-2010

Fannin

County

2006-2008

Fannin

County

2000

Cooke

County

2

008-2010

Cooke

County

2006-2008

Cooke

County

2000

Percent Population

County&Year

Less than 9th grade 9th to 12th grade, no diplomaHigh school graduate (includes equivalency) Some college, no degree

Associate's degree Bachelor's degreeGraduate or professional degree



43/64


Ski l ls

As part of their strategic planning, Workforce Solutions Texoma (WST) has constructed a list of

workforce skills most commonly identified by employers as being important.

WST used their Demand Occupations List as a starting point and developed a list of neededskills using O*NET. For each occupation it classifies, O*NET provides a standard list of skills

and gives each of those skills a score. This score represents how important it is to that

demand occupation. The importance scores for all the occupations on the list were recorded,

and then averaged.

As a second measure, WST compared the O*NET scores with the targets skills of Business

Education for Teachers. Workforce Texoma participates annually in a project called Business

Education for Teachers (BET). This project places teachers in local worksites each summer,

and then requires them to do curriculum development in order to ensure they take what they

have learned about employer needs back into the classroom. One component of the project is

a comprehensive list of necessary skills developed by the teachers. Skills with the highest

average level of importance in the O*NET study were compared with this list in order to

validate the results.

Skill Identified Locally

Reading Comprehension X

Active Listening X

Speaking X

Critical Thinking X

Active Learning X

Equipment Selection

Mathematics X

Instructing

Learning Strategies

Time Management X

Monitoring

Writing X

Judgment & Decision Making X

Complex Problem Solving X

Coordination X

Troubleshooting

Social Perceptiveness X

Quality Control Analysis

Service Orientation

Equipment Maintenance

COMPARISON OF O*NET AND LOCAL SKILLS FROMWORKFORCE SOLUTIONS TEXOMA 2010 STRATEGIC PLAN


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FINANCIAL

INSTITUTIONS

Personal bankruptcy filings include both Chapter 7 (liquidations) and Chapter 13 (reorganizations)

based on the county of residence of the filer. The personal bankruptcy filing rate is the number of

bankruptcies per thousand residents.

PERSONAL BANKRUPTCY FILING RATE (PER 1,000 POPULATION)

COOKE COUNTY2006 2007 2008 2009 2010 2011

0.76 1.31 0.89 1.69 1.64 1.18 109

FANNIN COUNTY2006 2007 2008 2009 2010 2011

1.46 1.58 2.18 2.27 2.30 1.69 62

GRAYSON COUNTY2006 2007 2008 2009 2010 2011

1.88 2.14 2.38 2.92 2.79 2.17 23

Source: Federal Deposit Insurance Corporation,http://www2.fdic.gov/recon/index.asp
http://www2.fdic.gov/recon/index.asphttp://www2.fdic.gov/recon/index.asphttp://www2.fdic.gov/recon/index.asp


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Business Type

Total

Businesses % Estimated Sales

# Est.

Employees

Businesses per

1000 people

Ratio

businesses

to

institutions

Banking, Finance and Insurance 314 100% $527,566,000 1,269

Commercial banks 7 2.23% $197,913,000 84 0.04 0.0012

BANK OF AMERICA ATM $602,000 2

LEGEND BANK $65,224,000 24

PROSPERITY BANK $129,679,000 50

Credit Unions 12 3.82% $20,504,000 88 0.06 0.0020

CICOST FEDERAL CREDIT UNION $2,097,000 9

DENISON DISTRICT TELEPHONE CU $466,000 2

FANNIN COUNTY TEACHERS CU $466,000 2

FANNIN FEDERAL CREDIT UNION $2,097,000 9

NASCOGA FEDERAL CREDIT UNION $3,262,000 14

TEXANS CREDIT UNION $932,000 4

TEXAS FEDERAL CREDIT UNION $1,165,000 5

TEXOMA EDUCATORS FCU $233,000 1

TEXOMA EDUCATORS FEDERAL CU $6,524,000 28

Sales Financing 2 0.64% $2,910,000 5 0.01 0.0003

CHECK N TITLE $582,000 1

CHECK N TITLE LOANS $2,328,000 4

Consumer Lending 18 5.73% $18,216,000 46 0.09 0.0030

AGRILAND FARM CREDIT SVC $1,584,000 4

BARRY FONTAINE & ASSOC $1,188,000 3

CASH EXPRESS $396,000 1

CASH NOW $792,000 2

CITY FINANCE $792,000 2

COMMUNITY LOANS $792,000 2

FANNIN CASH ADVANCE $792,000 2

FEDCASH FINANCIAL SVC CTR $1,188,000 3

FIRST CAPITAL FINANCE CO $792,000 2

GOLD STAR FINANCE $1,188,000 3

LIBERTY FINANCE $396,000 1

MAIN STREET MANAGEMENT $396,000 1

PURPOSE MONEY $1,188,000 3

SECURITY BANK $2,772,000 7

SERVICE LOAN CO $792,000 2

SHERMAN FINANCE INC $1,188,000 3

TEXAS CAR TITLE & PAYDAY LOAN $1,188,000 3Real Estate Credit Lending 17 5.41% $15,920,000 80 0.09 0.0029

ADAMS FIRST FINANCIAL $995,000 5

ASCENT HOME LOANS $995,000 5

CALLENDER MORTGAGE $597,000 3

FIRST COLONIAL MORTGAGE INC $1,194,000 6

FIRST SOURCE CAPITAL MORTGAGE $995,000 5

FIRST UNITED BANK MORTGAGE $1,393,000 7

GRANITE MORTGAGE $199,000 1


46/64


Business Type

Total


# Est.

Employees

Businesses per

1000 people

Ratio

businesses

to

institutions

L R MORTGAGE $597,000 3

LAFOY JANET $995,000 5

MORTGAGE TECH INC $796,000 4

PACIFIC AMERICAN MORTGAGE CO $995,000 5

POINT MORTGAGE $199,000 1

RCG $1,990,000 10

W R STARKEY MORTGAGE $1,194,000 6

WR STARKEY $1,393,000 7

Miscellaneous Nondepository Credit

Intermediation12 3.82% $3,608,000 41

0.06 0.0020

A-A-A TRADING POST & PAWN $264,000 3

BEST PAWN SUPERSTORE $264,000 3

DENISON PAWN & SPORTING

GOODS$264,000 3

ELDORADO JEWELRY & LOAN $264,000 3

EZPAWN $528,000 6

F & I PAWN SHOP $176,000 2

LOAN STAR PAWN $176,000 2

PAWN TECH INC $264,000 3

WHITLOCK'S PAWN & JEWELRY $352,000 4

WILD WEST PAWN $264,000 3

Loan Brokerages 1 0.32% $420,000 2 0.01 0.0002

AGRILAND FARM CREDIT $420,000 2

Financial Transaction Processing 6 1.91% $5,936,000 16 0.03 0.0010

BARRI REMITTANCE CORP $742,000 2

CASH STORE $371,000 1

CHECKS ARE US INC $742,000 2

CLIFF'S CHECK CASHING STORE $1,113,000 3

Investment and Securities Banking 4 1.27% $2,814,000 7 0.02 0.0007

BOWEN RANDY $804,000 2

DENNIS HESS FINANCIAL SVC $402,000 1

DEXTER WARD & ASSOC $1,206,000 3

INDEPENDENT FINANCIAL SVC CTR $402,000 1

Securities Brokerages 2 0.64% $3,216,000 8 0.01 0.0003

MOSELEY & ASSOC LLP $2,010,000 5WELLS FARGO ADVISORS $1,206,000 3

Miscellaneous Financial Intermediaries 5 1.59% $9,054,000 18 0.03 0.0008

B29 INVESTMENTS $1,509,000 3

DUGGER MARQUES INVESTMENTS $1,509,000 3

LPL FINANCIAL $1,509,000 3

PIPELINE RESOURCES $3,521,000 7

VRB INVESTMENTS LLC $1,006,000 2

B29 INVESTMENTS $1,509,000 3


47/64


Business Type

Total


# Est.

Employees

Businesses per

1000 people

Ratio

businesses

to

institutions

DUGGER MARQUES INVESTMENTS $1,509,000 3

LPL FINANCIAL $1,509,000 3

PIPELINE RESOURCES $3,521,000 7

VRB INVESTMENTS LLC $1,006,000 2

Investment Advice Counseling Services 31 9.87% $41,216,000 128 0.16 0.0052

ANDREA ALLEN FINANCIAL SVC $644,000 2

ASSET PLANNING $644,000 2

ATLAS FINANCIAL SVC LLC $322,000 1

BARKER INVESTMENT SVC INC $1,288,000 4

BROOKS & ASSOC PUBLIC RLTNS $15,778,000 49

CHAFFIN ANN L $644,000 2

EDWARD JONES $644,000 2

ERIC BATEY FINANCIAL SVC $966,000 3

ERIC BATEY RETIREMENT PLANNING $966,000 3

FINANCIAL RESOURCES $966,000 3

GAIN PLAN FINANCIAL $966,000 3

M D PLANNING $966,000 3

MANCHESTER FINANCIAL SVC INC $1,610,000 5

MERRILL LYNCH $2,254,000 7

MET LIFE RESOURCES $322,000 1

PRIMERICA FINANCIAL SVC $1,932,000 6

RAYMOND JAMES $322,000 1

ROM FINANCIAL INC $966,000 3

TEXOMA FINANCIAL SVC $644,000 2

TIM HIGHTOWER & ASSOC $1,288,000 4

WORLD FINANCE $966,000 3

Miscellaneous Financial Investment

Activities3 0.96% $8,280,000 14

0.02 0.0005

JONES INVESTMENTS $4,984,000 8

RICHARD KLEMENT INVESTMENTS $2,492,000 4

SCHNEIDER JIMMIE L $804,000 2

Direct Life Insurance 1 0.32% $1,700,000 2 0.01 0.0002

INSURANCE BY DESIGN $1,700,000 2

Health and Medical Insurance 1 0.32% $5,940,000 5 0.01 0.0002

CIGNA HEALTH CARE $5,940,000 5

Property Insurance 19 6.05% $42,182,000 46 0.10 0.0032

24 HOUR BAIL BONDS $2,751,000 3

A A AMERICAN BAIL BONDS $1,834,000 2

A AFFORDABLE BAIL BONDS $917,000 1

AA-AMERICAN BAIL BONDS $2,751,000 3

A-ACTION AA BONDING $1,834,000 2

ABLE BAIL BONDS $1,834,000 2


48/64


Business Type

Total


# Est.

Employees

Businesses per

1000 people

Ratio

businesses

to

institutions

ANDALE FIANZAS $1,834,000 2

CENTRAL BAIL BONDS $1,834,000 2

CREDIT BAIL BONDS $1,834,000 2

DOCK'S BAIL BONDS $5,502,000 6

DOC'S BAIL BONDS $1,834,000 2

EUGENE HAROLD LUND INSURANCE $917,000 1

FANNIN COUNTY BAIL BONDS $917,000 1

LIBERTY BAIL BOND $4,585,000 5

LUCKY BAIL BONDS $4,585,000 5

NORTH TEXAS BAIL BOND $2,751,000 3

PERKINS FREEDOM BAIL BONDS $917,000 1

RICK'S BAIL BOND $917,000 1

SPANKY'S BAIL BONDS $1,834,000 2

Title insurance 1 0.32% $924,000 3 0.01 0.0002

SECURITY TITLE INC $924,000 3

Insurance Agencies and Brokerages 16351.91

%$142,086,000 651

0.84 0.0274

A PLUS SR22 AUTO INSURANCE $657,000 3

A PLUS SR22/AUTO INSURANCE $392,000 2

ACCEL INSURANCE $657,000 3

ACCEPTANCE INSURANCE $438,000 2

ALAN HOLDER INS & ANNUITIES $392,000 2

ALETHA BRYAN INSURANCE $219,000 1

ALLSTATE INSURANCE CO $657,000 3

AMERICAN NATIONAL INSURANCE $657,000 3

AMERICAN SENIORS INSURANCE $438,000 2

AMO FARMERS INSURANCE LINES $438,000 2

BACH INSURANCE GROUP $1,176,000 6

BARRETT HEALTH INSURANCE $196,000 1

BATEMAN INSURANCE $219,000 1

BAYLESS-HALL INSURANCE $1,095,000 5

BAYLESS-HALL INSURANCE INC $2,190,000 10

BEALL & BEALL INSURANCE $657,000 3

BEZNER INSURANCE $657,000 3

BINGHAM INSURANCE $219,000 1

BLT INSURANCE SVC $438,000 2

BOB CORLEY INSURANCE $657,000 3

BOBBY W EATON INSURANCE $1,095,000 5

BRADFORD-WATSON CO INC $438,000 2

BRIDIE & ASSOC $657,000 3

BROWN INSURANCE $219,000 1

BUCHANAN INSURANCE $657,000 3

CARL RIDER INSURANCE $219,000 1


49/64


Business Type

Total


# Est.

Employees

Businesses per

1000 people

Ratio

businesses

to

institutions

CEVA BENEFITS GROUP $1,176,000 6

CHANDLER BURNETT INSURANCE $657,000 3

CHARLES HOLDER INSURANCE $657,000 3

CIGNA $657,000 3

CLAYTON INSURANCE $657,000 3

CMRP INC $1,095,000 5

COOKE COUNTY FARM BUREAU $876,000 4

DANFORTH LIFE PARTNERS $657,000 3

DANNY KNIGHT INSURANCE CO $438,000 2

DAVID A MEANS INC $657,000 3

DILLARD & GANN INSURANCE $657,000 3

DON HUTCHERSON INSURANCE $657,000 3

E E RANCHES INC $28,470,000 130

EAGLE GROUP INS RESOURES INC $657,000 3

FALLON CO $438,000 2

FANNIN DEFENSIVE DRIVING $657,000 3

FARM BUREAU INSURANCE $1,971,000 9

FARM N' HOME $657,000 3

FARM N HOME CASUALTY $2,628,000 12

FARMERS INSURANCE GROUP $438,000 2

FARMERS MUTUAL PROTECTIVE

ASSN$657,000 3

FIRST STATE BANK INS AGENCY $438,000 2

FMW INSURANCE $219,000 1

GALYON INSURANCE & TRAVEL $219,000 1

GARLAND INSURANCE $438,000 2

GERMANIA FARM MUTUAL

INSURANCE$657,000 3

GIBSON INSURANCE $876,000 4

HARRIS BLANTON INC $219,000 1

HATFIELD & SON $876,000 4

HEALTH INSURANCE TEXOMA $438,000 2

HEJNY INSURANCE $438,000 2

HEMPKINS INSURANCE $876,000 4

HUTCHERSON INSURANCE $219,000 1

INGRAM INSURANCE GROUP $219,000 1INSURANCE OF VAN ALSTYNE $219,000 1

INSURANCE SERVICES AGENCY $1,314,000 6

INSURANCE SERVICES OF TEXAS $657,000 3

J B COLE INSURANCE $219,000 1

JACK B LILLEY INSURANCE $219,000 1

JAMES AGENCY $438,000 2

JAMES BUCKNER INSURANCE $1,095,000 5

JAMES CROW INSURANCE $657,000 3


50/64


Business Type

Total


# Est.

Employees

Businesses per

1000 people

Ratio

businesses

to

institutions

JAMES H DONOHOE INSURANCE $219,000 1

JAY BUCKNER INSURANCE $1,095,000 5

JERRY HEJNY INSURANCE $219,000 1

JESTIS INSURANCE $657,000 3

JIM UTLEY INSURANCE $438,000 2

JONES TERRY $219,000 1

JONES-PHILLIPS INSURANCE $876,000 4

JOY SMITH INSURANCE $219,000 1

KATIE ANTIQUE STATION $438,000 2

KELLY JOHNSON INSURANCE $657,000 3

KEN BLANTON INSURANCE $1,095,000 5

KEN JONES INSURANCE $438,000 2

LAKE TEXOMA INSURANCE $438,000 2

LARRY LANDRUM INSURANCE $657,000 3

LINDA HAMILL INSURANCE $438,000 2

LYNCH JR ALTON B $219,000 1

MARK BROWN INSURANCE $438,000 2

MARSHALL BRONSON AGENCY $219,000 1

MARSICO & ASSOC $3,723,000 17

MARTY ALLISON INSURANCE $438,000 2

MASS MUTUAL FINANCIAL GROUP $657,000 3

MAXIMUM PERFORMANCE $876,000 4

MAYO INSURANCE $438,000 2

MC CULLOUGH & PIERSON AGENCY $438,000 2

MICHAEL MUNN INSURANCE $196,000 1

MIKE AKINS & CO $219,000 1

MIKE BARNES INSURANCE $1,095,000 5

MODERN WOODMEN OF AMERICA $219,000 1

MUENSTER FARM MUTUAL FIRE INS $438,000 2

MURRAY INSURANCE $2,628,000 12

NAT MC CLURE INSURANCE $1,314,000 6

NATIONWIDE INSURANCE $657,000 3

NEW YORK LIFE $438,000 2

NEW YORK LIFE INSURANCE CO $219,000 1

NOBLE INSURANCE SVC $219,000 1NORTHWESTERN MUTUAL

FINANCIAL$438,000 2

ODEN INSURANCE $219,000 1

PERRY ROY INSURANCE $657,000 3

PHILLIPS INSURANCE $876,000 4

PIERCE INSURANCE SVC $392,000 2

RELIABLE LIFE INSURANCE CO $6,132,000 28

ROBERT HERMES INSURANCE $219,000 1


51/64


Business Type

Total


# Est.

Employees

Businesses per

1000 people

Ratio

businesses

to

institutions

RON PERRY INSURANCE $657,000 3

SAMPLE INSURANCE $438,000 2

SANDRA PHILLIPS INSURANCE $657,000 3

STAR H EQUINE INSURANCE $657,000 3

STATE FARM INSURANCE $657,000 3

STATHAM ZAN S $219,000 1

TEXAS FARM BUREAU MUTUAL INS $657,000 3

TIM FAULKNER'S INSURANCE $219,000 1

TOM SHIELDS AGENCY $219,000 1

TURNER MORGAN AFFORDABLE INS $657,000 3

VOGEL AGENCY $876,000 4

WALKER INSURANCE $657,000 3

WALLACE CROP INSURANCE $438,000 2

WALLACE INGLISH INSURANCE $657,000 3

WILLIAM A JACO & ASSOC $196,000 1

WOOD INSURANCE $657,000 3

WRIGHT & WRIGHT INSURANCE $657,000 3

ZAN PRINCE $219,000 1

Claims Adjusters and Appraisers 4 1.27% $3,066,000 14 0.02 0.0007

JACOBS' CLAIM SVC $438,000 2

JEARL R GIBSON & ASSOC $657,000 3

SCHAFER WOOD & ASSOC $876,000 4

TRI COUNTY ADJUSTERS $1,095,000 5

Third Party Administration of Insurance

and Pension Funds

1 0.32% $203,000 1

0.01 0.0002PROFESSIONAL MEDICAL SPEC $203,000 1

Miscellaneous Insurance Agencies 2 0.64% $876,000 4 0.01 0.0003

AACON FUND CONTROL INC $657,000 3

STEEN AGRICULTURAL INSURANCE $219,000 1

Pension Funds 1 0.32% $384,000 4 0.01 0.0002

BDA/ADMINISTRATORS $384,000 4

Trusts, Estates, and Agency Accounts 1 0.32% $198,000 2 0.01 0.0002

RONAL MANAGEMENT INC $198,000 2

RONAL MANAGEMENT INC $198,000 2


52/64


SPORTS &

RECREATION

The Texoma CEDS is designed not only to analyze the business environment, but also the environment

in which workers live and play; it aims to provide understanding that good quality of life, along with a

healthy working environment supports the workers that help make the economy productive. Therefore,

sports and recreation are an integral part of the CEDS development since these facilities work towards

a better quality of life for workers and their families in Texoma.

Spor ts

Texoma has no major sports teams, but there are a number of local sports leagues for school children

that are mostly run and operated by cities, on city-owned facilities. The school districts in the region

also support various other sporting activities throughout the year. Summer Camps in Texoma provide a

host of sports and activities for children like basketball, baseball, softball, golf, gymnastics, karate,

soccer, tennis and many more. School districts in Texoma, along with many local organizations and

educational institutions work very hard to provide well-rounded development for the youth population in

the region.

Parks and Recreat ion

Texoma has no National Parks, but does have Caddo National Grasslands and Hagerman National

Wildlife Refuge. The Refuge is almost a 12,000 acres of habitat managed for birds and wildlife. Hiking

trails, wildlife drive, fishing, wildlife photography, seasonal boating and hunting are offered at the

Hagerman. Texoma is home to several state parks including Eisenhower State Park, Bonham State

Park and the Johnson Brand Unit of Ray Roberts Lake.

Lake Texoma is a Corps of Engineers lake so the shoreline is owned and managed by the Federal

Government. The shoreline is protected as a natural habitat providing home to a wide variety of wildlife.

Along the path of migrating birds, it is a bird watcher and photographer paradise. Several recreational

areas surround Lake Texoma. At the State Parks, there are various campgrounds, marinas, hiking trails

and biking trails. Nature/Environmental programs are frequently scheduled throughout the year.Eisenhower Yacht Club at Denison, which is privately operated, provides a variety of marina services.

There are several farms and ranches in Texoma providing a series of other recreational activities.

Horseback riding is also a popular activity in the region. Hannahs Horseshoes of Hope equine-assisted

therapy center is a nonprofit organization that serves children and adults with physical, cognitive and

emotional disabilities through therapeutic riding. The Texoma Quarter Horse Association, Inc. a non-

profit organization in Denison organizes an annual rodeo in the region.


53/64


ECONOMIC

DEVELOPMENT

EDA Econom ic D ist ress Cri ter ia

The Economic Development Administration (EDA) determines eligibility and investment rates of

applicants based upon defined measures of economic distress. An applicants eligibility is primarily

based up their ability to demonstrate that the geographic area of impact of the proposed project has, (1)

an unemployment rate for the most recent twenty four month period for which data is available that is at

least one percentage point greater than the national average, (2) per capita income that is eightypercent or less of the national average per capita income, (3) a designation as a Special Impact Area

by EDA.EDA requests that applicants provide the latest data available in the proposed projects region

or area of impact. Economic distress data for each county in Texoma is provided in appendix A.

ECONOMIC DISTRESS CRITERIA- PRIMARY ELEMENTS

(NEWEST DATA AS OF 2010)

Threshold

Standard

U.S.

Figure

Texoma

Figure

Texoma

Threshold

Comparison

24- month Average Unemployment Rage(BLS, period ending in January 2010)

On epercentage

po in t above

nat iona l

average

7.73% 6.40% -1.33%

2007 Per Capita Money Income (ACS) 80% or less

of US

average

$26,178 $21,590 82.47%

2007 Per Capita Personal Income (BEA)

80% or less

of US

average

$38,615 $29,865 77.34%

2000 Per Capital Money Income (Decennial Census)

80% or less

of US

average

$21,587 $18,173 84.18%


54/64


ECONOMIC DISTRESS CRITERIA- GEOGRAPHIC COMPONENTS

(NEWEST DATA AS OF 2010)

County24 Month

Unemployment

Threshold

Comparison

ACS

PCMI

BEA

PCPI

Threshold

Comparison

Census

PCMI

(2000)

Threshold

Comparison

Cooke 4.90 % -2.83% $22,403 85.6% $36,787 95.3% 82.9%

Fannin 7.33% -0.4% $18,955 72.4% $25,258 65.4% 74.4%

Grayson 6.78% -0.95% $22,063 84.3% $28,901 74.8% 87.4%


55/64


0

500

1000

1500

2000

2500

3000

1 - 9 10 - 49 50 - 179 180 - 499 500 - 999 1000+

NumberofFarm

s

Acres/FarmSource: USDA 2007 Census of

Agriculture

9%

38%50%

3%

Woodland

Cropland

Pasture

Other uses

Source: USDA 2007 Census of

Agriculture

Texoma Agr icu l t u re Fas t Fac ts

Table- Acreage Tota ls

1 9 9 7 3,854 368,706 201,339 757,980 0 0 68,9801,400,8

5 9

2 0 0 2 5,154 500,679 219,596 596,447 1,076 8,855 78,3611,410,1

6 8

2 0 0 7 8,173 308,561 277,407 712,455 6,752 0 75,4831,388,8

3 1

Change 4,319 -60,145 76,068 -45,525 6,752 0 6,503 -12,028

Market Va lue- Do l lars per Acre

Area Average Texas AverageYe ar $ / A cr e

Farm Coun t b y S ize Class

1 9 9 7 3,376 2,153 324 159 98

2 0 0 2 3,794 1,928 335 180 101

2 0 0 7 4,409 1,856 273 148 103

Acre Coun t by Size Class

1 9 9 7 133,156 442,062 216,616 218,340 364,312 1,374,486 --

2 0 0 2 147,545 401,408 229,335 244,365 360,814 1383467 -0.03889

2 0 0 7 157,040 391,646 183,280 197,972 399,722 1329660 -0.03261


56/64


Texoma Innovat ion Index and Ana lysis

Innovation is multifaceted concept that is a vital component for economic growth and long term

economic health. The Economic Development Administration recently sponsored the creation of an

Innovation Index that compares regional performance to the United States. Measuring regional

innovation can be tricky and this follow information should be reviewed as one of many perspectivesand snapshots the describe Texoma. The Innovation Index is a composite of many sub- measures that

ultimately help to provide a better understanding of the economic health and vitality of the region. No

single measure in the Innovation Index is likely to explain the complex relationships and causalities

among other measures. The Innovation Index seeks to provide understanding by creating a composite

of broad categories of measurable outcomes that logically lead to an innovative cultural economy.

FIGURE 1. SUB-COMPONENTS OF THE INNOVATION INDEX. FOR A FULL LIST OF SUB- COMPONENT WEIGHTS SEEAPPENDIX B.

This index is structured to reflect the dynamics of four broad areas of innovation: human capital,economic dynamics, productivity and employment, economi

texoma compresensive economic development strategy

Documents