table of contents - unrwa2012 10,898 15,354,802 2013 9,369 12,847,737 total 90,366 128,543,090...
TRANSCRIPT
All RegionsCumulative Outreach 1Annual Lending 1995-2013 2Outreach by Region 3Outreach by Social Indicator 4Youth Outreach by Region 5Youth Outreach by Social Indicator 6Youth Outreach by Loan Product 7Annual Outreach to Women 1996-2013 8Women Outreach by Region 9
West BankAnnual Outreach West Bank 1996-2013 10Outreach by social indicator West Bank 11
GazaAnnual Outreach Gaza 1991-2013 12Outreach by social indicator Gaza 13
JordanAnnual Outreach Jordan 2003-2013 14Outreach by social indicator Jordan 15
SyriaAnnual Outreach Syria 2003-2013 16Outreach by social indicator Syria 17
Comparison of Social Indicators for all regions 2012-2013Social Indicators 18Loan Products 18
Comparison of Social Indicators for each regions 2012-2013West Bank Social Indicators 19Gaza Social Indicators 19Jordan Social Indicators 19Syria Social Indicators 19
Development\Regression 2012-2013Field 20Loans to women 20Loans to Palestine Refugees 20Loans to Informal Sector 21Loans to Youth (18-30 years) 21Loans to Microenterprise 21
Outreach by ProductShare of Women Outreach by Product 22Share of Youth Outreach by Product 23
West BankShare of Women Outreach by Product West Bank 24Share of Youth Outreach by Product West Bank 25
GazaShare of Women Outreach by Product Gaza 26Share of Youth Outreach by Product Gaza 27
JordanShare of Women Outreach by Product Jordan 28Share of Youth Outreach by Product Jordan 29
SyriaShare of Women Outreach by Product Syria 30Share of Youth Outreach by Product Syria 31
TABLE OF CONTENTS
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annualsocial performance indicators
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CUMULATIVE OUTREACH
Cumulative Outreach - 2013Field No. of loans Value million (US$) Percentage
All 324,994 368.2 100%Gaza 105,626 121.4 33%West Bank 90,366 128.5 28%Jordan 56,755 71.4 17%Syria 72,247 46.9 22%
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ANNUAL LENDING 1995-2013
Annual LendingYear
All FieldsNumber of loans Value (US$)
1991 15 243,3001992 40 820,1501993 49 959,5891994 204 928,2071995 679 2,014,1241996 3,224 5,777,9051997 5,922 8,635,1531998 7,285 9,057,6791999 9,221 11,097,7272000 11,982 13,728,7992001 8,761 7,074,1832002 7,490 5,152,1672003 12,255 8,798,7772004 17,688 14,956,4282005 21,939 20,465,9462006 14,023 15,318,2132007 18,337 20,695,8092008 24,485 31,672,5692009 28,373 37,136,8462010 33,593 42,294,5822011 39,998 44,382,4502012 32,892 36,429,0462013 26,539 30,547,508Total 324,994 368,187,157
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OUTREACH BY REGION
Total Loans Disbursed in 2013 by RegionRegion No. of loans Value million (US$) Percentage
All 26,539 30,547,508 100%Gaza 3,661 5,555,750 14%West Bank 9,369 12,847,737 35%Jordan 10,117 11,233,757 38%Syria 3,392 910,264 13%
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Outreach by Social Indicator - 2013Social Indicator No. of loans Value (US$) Percentage
Informal 14,760 16,976,834 92%Microenterprise 16,022 19,083,991 60.4%Palestine Refugee 11,613 15,267,844 43.8%Women 9,735 8,206,175 36.7%Youth (18-30 Years) 8,102 8,322,254 30.5%
Note: Informal share was taken as a percentage from microenterprise loans.
OUTREACH BY SOCIAL INDICATOR
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YOUTH OUTREACH BY REGION
Youth Outreach by Region - 2013Region No. of loans Value (US$) Percentage
All 8,102 8,322,254 100.0%Gaza 976 1,216,650 12.0%West Bank 3,429 4,121,751 42.3%Jordan 3,209 2,878,672 39.6%Syria 488 105,180 6.0%
Note: Youth refers to (18-30) years clients.
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Youth Outreach by Social Indicator - 2013Social Indicator No. of loans Value (US$) Percentage
Informal 4,167 3,974,694 51.4%Microenterprise 6,021 5,634,759 74.3%Palestine Refugee 3,315 3,648,107 40.9%Women 2,870 2,146,328 35.4%
Note: Youth refers to (18-30) years clients.
YOUTH OUTREACH BY SOCIAL INDICATOR
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YOUTH OUTREACH BY LOAN PRODUCTS
Youth (18-30)Product Code Number Value (US$) Percentage
CLP 3,646 3,568,372 45.0%HLP 91 539,320 1.1%MEC 2,200 2,728,360 27.2%MEC+ 7 46,836 0.1%SGL 326 197,300 4.0%YSL 11 14,286 0.1%WHC 1,821 1,227,779 22.5%Grand Total 8,102 8,322,254 100
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Annual Outreach to Women 1996-2013 for all FieldsYear Number Value (US$)
1996 2,008 1,462,1681997 3,650 3,213,4931998 2,967 2,765,6631999 3,036 2,748,3692000 4,109 3,211,0072001 3,404 1,724,2062002 3,269 1,538,1852003 4,361 2,225,5952004 4,964 3,061,7852005 5,591 3,764,9582006 2,479 1,868,8782007 3,055 2,384,3012008 5,065 4,406,3462009 7,431 5,615,0862010 11,736 8,849,9622011 14,976 10,793,1902012 12,367 9,317,6862013 9,735 8,206,175Total 104,203 77,157,052
ANNUAL OUTREACH TO WOMEN 1996-2013
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WOMEN OUTREACH BY REGION
Women Outreach by Region - 2013Region No. of loans Value (US$) Percentage
All 9,735 8,206,175 100%Gaza 1,447 1,549,300 14.9%West Bank 3,403 3,571,750 35.0%Jordan 3,676 2,816,808 37.8%Syria 1,209 268,317 12.4%
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The West BankYear Total loans disbursed Total values disbursed
1996 58 798,3501997 96 1,191,8001998 691 1,128,3101999 1,861 2,040,1872000 3,369 3,706,8492001 2,583 2,618,9832002 1,124 1,061,0172003 1,588 1,441,8082004 4,292 3,988,9832005 5,014 6,312,4292006 4,241 5,756,6392007 6,623 8,393,9272008 8,927 13,918,5022009 9,302 16,025,1412010 9,146 15,184,4632011 11,184 16,773,1632012 10,898 15,354,8022013 9,369 12,847,737Total 90,366 128,543,090
ANNUAL OUTREACH WEST BANK 1996-2013
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OUTREACH BY SOCIAL INDICATOR WEST BANK
Outreach by Social Indicator in the West Bank - 2013Region No. of loans Value (US$) Percentage
Informal 5,452 6,731,921 89.2%Microenterprise 6,112 8,371,890 65.2%Palestine Refugee 2,167 2,893,927 23.1%Women 3,403 3,571,750 36.3%Youth (18-24 Years) 1,483 1,667,373 15.8%Youth (18-30 Years) 3,429 4,121,751 36.6%
Note: Informal share was taken as a percentage from microenterprise loans.
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Gaza FieldYear Total loans disbursed Total values disbursed
1991 15 243,3001992 40 820,1501993 49 959,5891994 204 928,2071995 679 2,014,1241996 3,166 4,979,5551997 5,826 7,443,3531998 6,594 7,929,3691999 7,360 9,057,5402000 8,613 10,021,9502001 6,178 4,455,2002002 6,366 4,091,1502003 9,277 6,570,1502004 10,565 8,617,5002005 12,685 10,364,3002006 5,035 4,677,8412007 3,424 4,898,7772008 2,817 5,050,0322009 2,399 3,693,6002010 3,622 7,081,4002011 3,443 6,200,8002012 3,608 5,671,4662013 3,661 5,555,750Total 105,626 121,325,103
ANNUAL OUTREACH GAZA 1994-2013
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OUTREACH BY SOCIAL INDICATOR GAZA
Outreach by Social Indicator in Gaza - 2013Region No. of loans Value (US$) Percentage
Informal 2,287 2,351,000 98%Microenterprise 2,345 2,514,100 64%Palestine Refugee 3,144 4,942,350 86%Women 1,447 1,549,300 40%Youth (18-24 Years) 362 452,350 10%Youth (18-30 Years) 976 1,216,650 27%
Note: Informal share was taken as a percentage from microenterprise loans.
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Jordan FieldYear Total loans disbursed Total values disbursed
2003 619 532,062 2004 1,630 1,687,712 2005 1,995 2,400,141 2006 2,216 2,904,802 2007 3,570 4,269,633 2008 5,563 7,769,350 2009 6,331 10,156,921 2010 6,489 9,662,712 2011 7,654 9,053,107 2012 10,571 11,722,740 2013 10,117 11,233,757 Total 56,755 71,392,937
ANNUAL OUTREACH JORDAN 2003-2013
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OUTREACH BY SOCIAL INDICATOR JORDAN
Outreach by Social Indicator in Jordan - 2013Region No. of loans Value (US$) Percentage
Informal 6,100 7,618,079 97.1%Microenterprise 6,282 7,762,853 62.1%Palestine Refugee 6,178 7,402,401 61.1%Women 3,676 2,816,808 36.3%Youth (18-24 Years) 1,297 1,031,497 12.8%Youth (18-30 Years) 3,209 2,878,672 31.7%
Note: Informal share was taken as a percentage from microenterprise loans.
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Syria FieldYear Total loans disbursed Total values disbursed
2003 771 254,7572004 1,201 662,2332005 2,245 1,389,0762006 2,531 1,978,9312007 4,720 3,133,4722008 7,178 4,934,6852009 10,341 7,261,1842010 14,336 10,366,0072011 17,717 12,355,3802012 7,815 3,680,0372013 3,392 910,264 Total 72,247 46,926,026
ANNUAL OUTREACH SYRIA 2003-2013
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OUTREACH BY SOCIAL INDICATOR SYRIA
Outreach by Social Indicator in Syria - 2013Region No. of loans Value (US$) Percentage
Informal 921 275,834 71.8%Microenterprise 1,283 435,148 37.8%Palestine Refugee 124 29,167 3.7%Women 1,209 268,317 35.6%Youth (18-24 Years) 118 20,208 3.5%Youth (18-30 Years) 488 105,180 14.4%
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2012 2013 Growth\ Decline
SocialIndicators No. of loans Value (US$) No. of loans Value (US$) Loans Value
Informal 20,900 21,487,251 14,760 16,976,834 -29.4% -21.0%
Microentrepreneurs 22,704 24,592,800 16,022 19,083,991 -29.4% -22.4%
Palestine Refugee 15,087 18,348,990 11,613 15,267,844 -23.0% -16.8%
Youth (18-30) 10,255 9,735,339 8,102 8,322,254 -21.0% -14.5%
2012 2013 Growth\ Decline
Loan Product No. of loans Value (US$) No. of
loans Value (US$) Loans Value
MEC 12,895 17,353,267 9,112 13,289,064 -29.3% -23.4%
MEC+ 109 1,198,294 67 794,218 -38.5% -33.7%
CLP 9,799 9,393,678 10,146 9,212,865 3.5% -1.9%
HLP 389 2,442,568 371 2,250,651 -4.6% -7.9%
WHC 8,504 4,977,721 5,624 3,982,726 -33.9% -20.0%
SGL 1,146 952,116 1,203 955,200 5.0% 0.3%
YSL 48 74901.23092 11 14,286 -77.1% -80.9%
COMPARISON OF SOCIAL INDICATORS FOR ALL REGIONS 2012-2013
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COMPARISON OF SOCIAL INDICATORS FOR EACH REGION 2012-2013
2012 2013 Growth\ Decline
West Bank SocialIndicators No. of loans Value (US$) No. of loans Value (USD) Loans Value
Informal 6,202 7,738,701 5,452 6,731,921 -12.1% -13.0%
Microentrepreneurs 7,184 10,020,339 6,112 8,371,890 -14.9% -16.5%
Palestine Refugee 2,662 3,636,017 2,167 2,893,927 -18.6% -20.4%
Youth (18-30) 3,993 4,879,944 3,429 4,121,751 -14.1% -15.5%
2012 2013 Growth\ Decline
Gaza SocialIndicators No. of loans Value (US$) No. of loans Value (USD) Loans Value
Informal 2,285 2,623,216 2,287 2,351,000 0.1% -10.4%
Microentrepreneurs 2,389 2,769,216 2,345 2,514,100 -1.8% -9.2%
Palestine Refugee 3,054 4,969,866 3,144 4,942,350 2.9% -0.6%
Youth (18-30) 812 1,108,200 976 1,216,650 20.2% 9.8%
2012 2013 Growth\ Decline
Jordan SocialIndicators No. of loans Value (US$) No. of loans Value (US$) Loans Value
Informal 3,800 6,395,198 6,100 7,618,079 60.5% 19.1%
Microentrepreneurs 3,267 2,327,825 6,282 7,762,853 92.3% 233.5%
Palestine Refugee 3,162 2,262,712 6,178 7,402,401 95.4% 227.1%
Youth (18-30) 1,205 721,468 3,209 2,878,672 166.3% 299.0%
2012 2013 Growth\ Decline
Syria SocialIndicators No. of loans Value (US$) No. of loans Value (US$) Loans Value
Informal 5,358 2,425,052 921 275,834 -82.8% -88.6%
Microentrepreneurs 6,027 2,994,064 1,283 435,148 -78.7% -85.5%
Palestine Refugee 899 359,067 124 29,167 -86.2% -91.9%
Youth (18-30) 2,002 738,014 488 105,180 -75.6% -85.7%
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2012 2013 Growth\ Decline
Field No. of loans Value (US$) No. of loans Value (US$) Loans Value
All 32,892 36,429,046 26,539 30,547,508 -19.3% -16.1%
Gaza 3,608 5,671,466 3,661 5,555,750 1.5% -2.0%
West Bank 10,898 15,354,803 9,369 12,847,737 -14.0% -16.3%
Jordan 10,571 11,722,740 10,117 11,233,757 -4.3% -4.2%
Syria 7,815 3,680,037 3,392 910,264 -56.6% -75.3%
2012 2013 Growth\ Decline
Loans to women No. of loans Value (US$) No. of loans Value (US$) Loans Value
All 12,367 9,317,686 9,735 8,206,175 -21.3% -11.9%
Gaza 1,359 1,466,116 1,447 1,549,300 6.5% 5.7%
West Bank 3,788 3,875,706 3,403 3,571,750 -10.2% -7.8%
Jordan 3,771 2,757,768 3,676 2,816,808 -2.5% 2.1%
Syria 3,449 1,218,096 1,209 268,317 -64.9% -78.0%
2012 2013 Growth\ Decline
Loans toPalestine refugees
No. of loans Value (US$) No. of loans Value (US$) Loans Value
All 15,087 18,348,990 11,613 15,267,844 -23.0% -16.8%
Gaza 3,054 4,969,866 3,144 4,942,350 2.9% -0.6%
West Bank 2,662 3,636,017 2,167 2,893,927 -18.6% -20.4%
Jordan 8,472 9,384,040 6,178 7,402,401 -27.1% -21.1%
Syria 899 359,067 124 29,167 -86.2% -91.9%
DEVELOPMENT \ REGRESSION 2012-2013
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2012 2013 Growth\ Decline
Loans to Informal
SectorNo. of loans Value (US$) No. of loans Value (US$) Loans Value
All 20,900 21,487,251 14,760 16,976,834 -29.4% -21.0%
Gaza 2,285 2,623,216 2,287 2,351,000 0.1% -10.4%
West Bank 6,202 7,738,701 5,452 6,731,921 -12.1% -13.0%
Jordan 7,055 8,700,282 6,100 7,618,079 -13.5% -12.4%
Syria 5,358 2,425,052 921 275,834 -82.8% -88.6%
2012 2013 Growth\ Decline
Loans to Youth (18-30 years)
No. of loans Value (US$) No. of loans Value (US$) Loans Value
All 10,255 9,735,339 8,102 8,322,254 -21.0% -14.5%
Gaza 813 1,110,200 976 1,216,650 20.0% 9.6%
West Bank 3,993 4,879,944 3,429 4,121,751 -14.1% -15.5%
Jordan 3,447 3,009,181 3,209 2,878,672 -6.9% -4.3%
Syria 2,002 738,014 488 105,180 -75.6% -85.7%
2012 2013 Growth\ Decline
Loans toMicroenterprise
No. of loans Value (US$) No. of
loans Value (US$) Loans Value
All 22,704 24,592,800 16,022 19,083,991 -29.4% -22.4%
Gaza 2,389 2,769,216 2,345 2,514,100 -1.8% -9.2%
West Bank 7,184 10,020,339 6,112 8,371,890 -14.9% -16.5%
Jordan 7,104 8,809,181 6,282 7,762,853 -11.6% -11.9%
Syria 6,027 2,994,064 1,283 435,148 -78.7% -85.5%
DEVELOPMENT \ REGRESSION 2012-2013 (CONT.)
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Share of Women Outreach by Product 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
YSL 3 2,704 27% 30,547,508 HLP 62 344,846 17% 5,555,750 CLP 1,991 1,570,498 20% 12,847,737 SGL 1,199 953,600 100% 11,233,757 WHC 5,624 3,982,727 100% 910,264 MEC 850 1,281,727 9% 11,233,757 MEC+ 6 70,073 9% 910,264
SHARE OF WOMEN OUTREACH BY PRODUCT
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Share of Youth Outreach by Product 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
CLP 3,646 3,568,372 36% 30,547,508 HLP 91 539,320 25% 5,555,750 MEC 2,200 2,728,360 24% 12,847,737 MEC+ 7 46,836 10% 11,233,757 SGL 326 197,300 27% 910,264 YSL 11 14,286 100% 11,233,757 WHC 1,821 1,227,779 32% 910,264
SHARE OF YOUTH OUTREACH BY PRODUCT
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Share of Women Outreach by Product in the West Bank 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
CLP 518 603,955 16% 30,547,508 HLP 7 48,446 10% 5,555,750 MEC 277 431,073 8% 12,847,737 WHC 2,599 2,485,875 100% 11,233,757 YSL 2 2,401 33% 910,264
SHARE OF WOMEN OUTREACH BY PRODUCT WEST BANK
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Share of Youth Outreach by Product in the West Bank 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
CLP 1,512 1,843,785 47% 30,547,508 HLP 15 93,220 21% 5,555,750 MEC 1,014 1,372,740 29% 12,847,737 MECP 1 9,887 5% 11,233,757 WHC 881 791,525 34% 910,264 YSL 6 10,593 100% 11,233,757
SHARE OF YOUTH OUTREACH BY PRODUCT WEST BANK
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Share of Women Outreach by Product in Gaza 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
CLP 190 260,300 19% 30,547,508 HLP 55 296,400 18% 5,555,750 MEC 0% 12,847,737 MEC+ 3 39,000 11% 11,233,757 SGL 1,199 953,600 100% 910,264
SHARE OF WOMEN OUTREACH BY PRODUCT GAZA
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Share of Youth Outreach by Product in Gaza 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
CLP 214 250,950 21% 30,547,508 HLP 76 446,100 25% 5,555,750 MEC 356 302,300 32% 12,847,737 MEC+ 4 20,000 15% 11,233,757 SGL 326 197,300 27% 910,264
SHARE OF YOUTH OUTREACH BY PRODUCT GAZA
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Share of Women Outreach by Product in Jordan 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
CLP 602 551,130 16% 30,547,508 MEC 473 824,859 13% 5,555,750 MEC+ 3 31,073 15% 12,847,737 WHC 2,598 1,409,746 100% 11,233,757
SHARE OF WOMEN OUTREACH BY PRODUCT JORDAN
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Share of Youth Outreach by Product in Jordan 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
CLP 1,656 1,420,198 43% 30,547,508 MEC 730 1,022,175 20% 5,555,750 MEC+ 2 16,949 10% 12,847,737 WHC 817 415,960 31% 11,233,757 YSL 4 3,390 100% 910,264
SHARE OF YOUTH OUTREACH BY PRODUCTJORDAN
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Share of Women Outreach by Product in Syria 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
BST 0% 30,547,508 CLP 681 155,113 32% 5,555,750 MEC 100 25,795 12% 12,847,737 WHC 427 87,106 100% 11,233,757 YSL 1 303 100%
SHARE OF WOMEN OUTREACH BY PRODUCT SYRIA
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Share of Youth Outreach by Product in Syria 2013
Loan product No. of loans Value (US$) Percentage share Value (US$)
BST 0% 30,547,508 CLP 264 53,439 13% 5,555,750 MEC 100 31,145 12% 12,847,737 WHC 123 20,294 29% 11,233,757 YSL 1 303 100% 910,264
SHARE OF YOUTH OUTREACH BY PRODUCTSYRIA