summer 2013 journal of the kansas dental association

7/30/2019 Summer 2013 Journal of the Kansas Dental Association

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Volume 98 Number 2 Summer 2013A Publication of the Kansas Dental Association www.ksdental.org

In This Issue...

KDA Simmer Getaway 1

Presidents Message 2

Weno Takes Position at CDC 3

KDA Football Tailgate 5

From the Oce 6

Dental Board Appointments 7

KDCF Update 11

Editorial 13

Classied Advertisements 15

Weve heard thatat least a few den-tists are receivingphone calls from vendors selling fed-eral and state labor law posters. Fed-eral and Kansas State law requiresthat certain posters be displayed inthe work place. Businesses are re-quired to display as many as nineposters; only eight if not employinganyone under 18 years of age.

The KDA provides new memberswith a copy of the labor law posteras a member benet. From time totime, these pages are updated. Anew Workers Compensation Rightsand Responsibilities page is avail-able for accidents on or after April25, 2013. This will replace the pageK-WC 40 (Rev. 5/11) located belowthe Federal Minimum Wage page.The Kansas Department of Laborwebsite has links to required postersfor both federal and state.

Labor LawsPosters

The Kansas Dental Association held its rst webinarfeaturing Mike Terrell of the Cincinnati Insurance Com-panies. The one-hour session covered Dentists RiskManagement. The webinar was recorded and will bemade available to KDA members on-demand.

The webinar session covered a number of topics, includ-ing the primary types of treatment involved in paidclaims, communication issues, record keeping errors,severity of claims as well as the importance of develop-

ing and maintaining rapport with patients.According the American Dental Association, 14.3% ofall claims are because of failed root canals, Terrell said.Because of this, you might consider referring thesecases to a specialist.

Among claims paid, Ter-rell says, crown and bridgeaccount for 21.8% and rootcanals 20%.

In many cases, patientswill opt to refuse treat-ment, Terrell says. While

KDA Hosts 1st Webinar

Had an excellent timesuper mixof social, family and CE! was justone of the comments from a Kansasdentist who aended the KDAs rstAnnual Summer Getaway! NorthMichigan Avenue on Chicagos

world famous Magnicent Milewas the backdrop within walkingdistance of Navy Pier, ADA Head-quarters, the Magnicent Mile Shop-ping, Rush Street, Lake Michigan,and El stations. The MileNorth Hotelprovided the perfect location nearWatertower Place for our aendees.

The schedule for the Getaway wasput together with the ability to

Members Enjoy First Annual Summer Getaway in Chicago!

The annual football tailgate hasbecome a tradition for the KDA andits members. The KDA member-ship will return to the campus ofthe University of Kansas for the 8thAnnual KDA Tailgate on Saturday,October 19 in Lawrence. The tenthas been reserved on KUs Cam-panile Hill near Memorial Stadiumand planning is underway for theTailgate which includes a delicious

enjoy the sights and sounds of theWindy City while also completingcontinuing education sessions andit was denitely a popular decisionas many of comments reected thethoughts of this satised dentist,

Loved the format and schedule.Prior to the meeting, aendeesenjoyed a beautiful rooftop recep-tion and view of Chicago on the29th oor the Mile Norths C-ViewLounge. Others aended a pregamereception at Wrigley Field prior toenjoying the Chicago Cubs versus St.Louis Cardinals baseball game frompremium eld box seats. We were

KDA members enjoyed the sunset over the famous Chicago skyline

aboard the Mystic Blue Dinner Cruise on Lake Michigan - one of the

many social events held during the KDA Summer Getaway in July

As Cubs players were warming up for the

game against the St. Louis Cardinals, KDA

attendees had the opportunity to have their

picture taken at Wrigley Field

KU to Host KDA Football Tailgateselection of tailgate food and your favorite beveragesprior to kicko. This years Tailgate will feature KUhosting their Big 12 rivals from Oklahoma.

Tickets for the tailgate and the game can be purchasedfor $115. If you already have tickets to the game or justwant to aend the 2013 KDA TAILGATER, a ticket tothe tailgate-only can be purchased for $60.

Please join us beginning three hours before kickoon the Hill on the South side KUs Memorial Stadiumfor the KDA Tailgater; just look for the KDA Banner!(kicko will be determined by the Big 12s TV partnerstwo-weeks prior to the game). Weve taken care of thelocation, the food and the beverages. Wear your crim-

son and blue (or crimson and cream) and join us for thefun and cheer your favorite team on to victory!vs.

Continued on page 8

Continued on page 15


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It is with great honor and humility that I write my rstmessage as the President of the Kansas Dental Associa -

tion. It is truly a great privilege to have been elected thePresident of the KDA.

When I was rst elected Vice President of the KDA, Dr.Je Stash and Dr. Jon Tilton came up to me and askedme what my agenda was. I let them know at that timethat I did not have a personal agenda, I just wantedto do the best I can for the profession of dentistry inKansas. I agree with our past presidents; we need toprotect our profession and our patients and I am com-mied to doing so. I believe there are three essentialsthe KDA must continue to focus on to ensure success inachieving these goals: consistent Executive Commieeinitiatives; preserving our relationship with our statelegislatures; and a strong membership.

We are blessed to have a great legacy of past presi -dents; their past initiatives were designed to protectour profession and provide advocacy for the patientswe serve. Our Executive Commiee is commied tocontinuing to protect our profession and our patientsand has set into motion priority planning to focus theinitiatives and direction of the KDA with consistencyand longevity. In addition to our Executive Commiee,we also have a very involved Board of Delegates andmembership who are dedicated to our profession andpatients. I want to thank all of them for their contin -ued involvement and willingness to take the time outof their busy schedules and away from their families.With their help, we have lled all of the Council and

Commiee appointments for 2013-2014. The ExecutiveCommiee, BOD and council and commiee members

are actively working for the bet-terment of our profession and our

patients as well. Please take the timeto thank all of them when you get achance.

Another way for us to protect ourprofession and advocate for ourpatients is for our membership tocontinue to build and foster rela-tionships with our state represen-tatives. This is a constant eort on

behalf of our membership. It oftenstarts with participation with ourlocal dental societies and personalrelationships with our patients whomay be representatives. If you can-

not get involved with your localdental society please spend timewith your state representative andsenator. This year KDA Dental Daywill be Thursday, February 6, 2014.This is an excellent way to meetyour representatives and show youcare about your profession and thequality of care the patients of Kan-sas deserve. Try to make this an an-nual trip to Topeka for Dental Day.

Finally, our membership base is thefundamental strength of our organi-zation. With your membership we

are able to have a strong voice inTopeka, Chicago, and Washington

DC. Without itwe are vulner-

able to organi-zations that aremore interested in agendas that donot always put our profession andpatients rst. I cannot emphasizeenough how important member-ship is, as several states are at riskof losing delegates to the AmericanDental Association House of Del-egates as their membership levelsdecrease. As a state it is impera-tive that we work on growing andmaintaining our membership. Takethe time to reach out to those new

dentists that you know and invitethem to join and stay commied toorganized dentistry. Further, invitethose non-member dentists thathave stopped participating to re-

join and get involved in their localor state level dental societies. Askthem what would add value to theirmembership beyond the core ofprotecting our profession and ourpatients.

The KDA is doing a lot of veryexciting things for our state. Ac-cording to the Kansas Dental Board,

more dentists are practicing in

Dr. Jason E. WagleKDA President

PresIdenTs Message

Continued on page 3


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JKdaJournal of the Kansas Dental Association

ISSN# 08887063

PUBLISHED QUARTERLY BY

Kansas Dental Association5200 SW HuntoonTopeka, KS 66604-2398

EDITOR

Dr. Eugene F. McGill

MANAGING EDITOR

Kevin J. Robertson, CAE

PRINTING

Jostens

4000 SE AdamsTopeka, KS 66609

PRODUCTION

Niki Sadler

KDA Executive Committee

PRESIDENTDr. Jason E. Wagle

PRESIDENT-ELECT

Dr. Cynthia E. Sherwood

VICE PRESIDENT

Dr. Steven L. Hechler

SECRETARY

Dr. Paul Nick Rogers

TREASURER

Dr. John T. Fales, Jr

IMM. PAST PRESIDENT

Dr. Craig W. Herre

Although the KDA publishes authoratative news,commiee reports, articles and essays, it is in norespect responsible for contents or opinions of thewriters. Advertising rates and circulation data will befurnished by request.Annual subscription price is $5.00 for member den-tists, $25.00 for non-members, and $40.00 for Canadaand foreign mailings. Single issue price is $10.00.

our state. The KDA, with nancialsupport from the Delta Dental ofKansas Foundation, launched theKansas Initiative for New Dentists

Continued from page 2

Presidents Message

september2 Oce Closed for Labor Day

3 KDA Oce Hours return to 8:30A-5P Monday-Friday

9-10 Wichita Tri-Distrct Meeting, Wichita

11 First District Meeting, Kansas City

14 Kansas Pre-dental Consortium, Lawrence

15-16 Southeast Kansas District Meeting, Pisburg

16 Seventh District Meeting, Wichita

19 Flint Hills District Meeting, Emporia

23 Fifth District Meeting, Overland Park

27-28 Central District Meeting, Hutchinson

October

16 Topeka District Meeting, Topeka

18 KDA Board of Delegates, Lawrence

19 Annual KDA Football Tailgate, Lawrence

31 American Society of Dental Executives Mtg, New Orleans

november1-5 ADA Annual Session, New Orleans

4 ADA Ocer Elections(Dr. Bert Oemeier, ADA 2nd VP Candidate)

7-8 Oral Health Kansas Conference, Overland Park

28-29 KDA Oce Closed for Thanksgiving

december

5-7 ADA Lobbyist Conference

24-25 KDA Oce Closed for Christmas

Kda

C

of evt

(KIND) Program to help increasethe number of dentists in rural com-munities creating quality access tocare for patients by helping to payo student loans and providingstart up grants for dentists. Thisyear the KDA introduced a destina-tion retreat, the KDA Summer GetAway, a chance for our members to

join in social activities and continu-ing education in Chicago. And theKDA is now hosting webinars, cre-

ating opportunities for our members to get continuingeducation credits wherever they are in the world.

In summary, my mission for the next year is to do thebest I can to protect the dental profession and patientsof Kansas and help in developing and maintaininginitiatives that do so. I would also like to encourageour members to develop and maintain relationshipswith our state legislatures and work on growing valueadded membership. As always, I am available to hearmembers questions or concerns and can be reached by

email [email protected] .Jason E. Wagle, D.D.S., P.A.

Dr. KatherineWeno who headsthe Bureau ofOral Healthfor the State ofKansas, has beenselected as thenew director of

the division oforal health at the U.S. Centers forDisease Control and Prevention inAtlanta. Her 22-year medical andpublic health career has focusedon oral health practice and promo-tion, public health dentistry, and

Dr. Kathy Weno to Head Diision of Oral Health at CDClegal and policy issues at the heartof making oral health available forall, especially the most vulnerablepopulations.

Dr. Weno has served as an advi-sor to state and local governments,agency sta, oral health profes-sionals, and the general public on

the science of oral health, includ-ing community water uoridation,evidence-based dentistry, dentalpublic health, dental education,infection control, Medicaid, andaccess-to-care interventions. Underher leadership, oral health activities

in Kansas expanded from a single employee workingwithin a branch in another bureau to a free-standing

bureau that directs oral health programs in 88 of Kan-sas 105 counties.

Dr. Weno received her DDS in 1991 from the Univer-sity of Iowa College of Dentistry. She was licensed bythe Iowa Board of Dental Examiners in 1991 and theKansas Dental Board in 2006. She received her JD in

1999 from the University of Iowa College of Law and isa member of the Iowa Bar (1999-present), the MissouriBar (2001-present), and the Kansas Bar (2006-present).She was in private dental practice from 1991 through2000, and she began her legal career in 2001 as an at-torney before providing legal aid to HHSs State Chil-drens Health Insurance Program in Missouri from2001 to 2006. In 2006 she joined the Kansas HealthDepartment.

On the national level, Dr. Weno has been a member ofthe Association of State and Territorial Dental Direc-tors (ASTDDs) Board of Directors for two years andcurrently serves as treasurer of the organization. She isa mentor for new state Dental Directors and oral health

program sta in ASTDDs mentorship program and isthe chair of the ASTDD Leadership Commiee.

When a dening moment comes along,you can do one of two things. Dene themoment, or let the moment dene you.

- From the movie Tin Cup


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The Kansas City Kansas Area Chamber of Commercepresented the 2013 New Small Business of the YearAward to Amazing Smiles of Kansas City. The Awardwas presented at the KCK Chambers annual Small Busi-ness Awards Luncheon at Sporting Park on June 7.

Amazing Smiles of Kansas City provides patients with

amazing smiles through cosmetic and family dentistry.Dr. Kelly McCracken and her highly trained sta pro-vide for simple dental needs such as teeth cleaning tothe most complex dental needs including oral surgery.They have a goal to make patient visits convenient,friendly and comfortable by using the latest technologyand methods in the eld of dentistry.

McCracken graduated from Kansas State University in2002 with a degree in Management Information Systemsand Marketing. She took a job in sales with Xerox forthree years before accepting a position with Biolase. Itwas during this time, she says, she began thinking aboutdental school.

When I took the position, I wasnt thinking about medi-cine or dentistry at the time. But I was traveling non-stop, she said. I also didnt feel like I was oering some-thing for the general good. Since I was seeing dentistsevery day, I began asking them what they thought aboutthe profession. I told them to give it to me straight.

She spoke to more than a hundred dentists and with theexception of just a few, shesays, they thought dentist-ry was a great profession.For two years, McCrackenworked on her science pre-requisites for dental schooladmission and in 2008,

she began dental school at

Dr. Kelly McCracken Receies KCK Chamber

New Small Business of the Year Awardthe University of Missouri - KansasCity School of Dentistry where shegraduated in 2012.

McCracken was nominated for theNew Small Business of the YearAward by one of her patients and by

the sister of the late Dr. Ron Pavi-cic who passed away on January15, 2012. McCracken took over thepractice from the estate after dentalschool graduation.

It was a great honor to be nomi-nated both by a patient and to have

Dr. Pavicics sister see me as worthyof living up to his legacy, she said.Being recognized for charity workis awesome. I am lucky that ourteam has the same charitable beliefs.Its very important to us.

There has been an increased interest in selling and the use of hand held

x-ray units in Kansas. KDHE is aware there are several handheld x-raydevices on the market so the following information has been developedto help registrants who are considering purchasing a handheld x-raydevice to remain in compliance with the Kansas Radiation ProtectionRegulations. The use of handheld x-ray devices are not allowed under theregulations without a waiver from the Kansas Department of Health andEnvironment, Bureau of Environmental Healths Radiation and AsbestosControl Section. Only one company currently has requested and beengranted a waiver for the device to be handheld. If you are consideringpurchasing a handheld device contact our oce at (785) 296-1560 to de-termine if the device is in compliance with our regulations.

Kansas Radiation Protection Regulations may be found at:www.kdhe.state.ks.us/radiation/regs.html. Paper copies may be received

by calling (785) 296-1560.

KDHE Informs Registrants Who

Consider Handheld X-ray Units


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Use it anywhere you would request a traditional glassceramic, only with more confdence.

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tesyofJohn

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2013 KDA

TAILGATER

OcTObER 19, 2013

University of Kansas

Campanile Hill

Memorial Stadium

Lawrence, KS

Limited Tickets Available! (Limit 5

game tickets per member dentist)

Member dentist must attend game

Tailgate Tent on the Hill will openthree hours before kickoff (TBA)

Tailgate includes catered burgers

and brats with all the extras!

Beer and other beverages will be

provided.

Tickets can be picked up at the Tail-gate Tent before the game. Kick-off

time will be announced approximately

two weeks prior to the game. Officialgame time will be available at www.

ksdental.org and will be sent to you via

email.

$115 Game Ticket and Tailgate*$60 Tailgate Only

* Game Ticket and Tailgate price includesgame ticket at face value.

TIcKETSIf you already have a game ticketor are not going to the game, comejoin the fun and tailgate with yourcolleagues before kickoff! Dont missthis KDA social event!


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FrOM The OFFICe

You may have noticed that I recentlyupdated my professional photo! Ithas been something Ive neededto do for a while but nally madethe appointment at the photogra-pher to get the job done. Whats thehurry? I havent changed from myold picture that shows a denitelyyounger Kevinor have I? We lookin the mirror each and every dayat the same face and hardly notice

just ONE new gray hair, or a deeper

wrinkle or an extra pound. As aday-to-day occurrence change isgradual and oh so subtle. But thenwe pick up the scrap book and lookat pictures of our recent high schoolgraduation that was 15, 25, 35, 45years ago or of our once youngchildren (or grandchildren) that arenow graduating from high school orcollegeand THEN it hits you! Timeis ying!!!

It can be like that with your dentalpractice. Youve always providedgreat care, but when you think back

to the procedures and technology that were common-place when you started your practice you realize how

much things have changed from the front oce to theoperatories! Hand wrien patient reminder post cards,

belt driven hand pieces, all amalgam restorations, shelvesof patient les, truly wet ngered dentistry, xer and de-veloper for radiographs, scheduling books, ortho bandson every tooth, and so on are being found more and morein dental museums as opposed to dental oces.

At the KDA we still work to provide members withpractice resources and information, but the delivery ofthis information is an ever changing event depending onthe latest Apple or Microsoft product launch. Web-basedservices like Skype, webinars, social media, memberdatabase management, Photoshop, digital imaging, etc.all have changed the way we operate and communicatewith members. The only thing that hasnt changed, or soit seems, are the issues. Third party payor, membershipretention, workforce, Medicaid, community uorida-tion, access, governance have all been ongoing issuesduring the 16+ years that I have been at the KDA andprobably will be for the next 16 years.

So it begs the question - are we, your dental practice,the KDA or even the dental issues that were lookingat today really the same? Id like to think the answer isnoand yes. There are core values and issues that dontchange with time. Integrity, ethics, work habits, reputa-tion, and customer service are in every individual dentalpractice and association and business that is constant. I

would add chair side manner and quality of care amongothers with a dental prac-tice to this list. In theseways we are all the same,

but time has a funny wayof creating knowledgethrough life lessons andexperiences that continu-ally mold and shape us.

Many of the same dentalissues have persisted, butare they really the same?

DENTAL PRACTICE TRANSITIONS

Take this Summer(and all future Summers) off!

ALL TIME HIGH.Take some time to talk to your PARAGON practice transition

consultant and find out what the current market value is for your

dental practice.

Consider selling it at its peak, maybe even before the nice weather

starts. After all, how many summers do we get?

Many professionals believe that the

value of your dental practice may be at an

Contact us at 866.898.1867 or [email protected]

Sign up for our free newsletter

at paragon.us.com

ApprovedPACEProgramProviderFAGD/MAGDCreditApprovaldoesnotimplyacceptancebyastateorprovincialboardofdentistryorAGD endorsement4/1/2012to3/31/2016ProviderID#302387

Kevin Robertson, CAEKDA Executive Director

Lets explore the issue of workforce.Sixteen years ago, most of the dis-

cussion was about the lack of dentalhygienists and the KDA had justnished working to create the newdistance learning dental hygieneprogram at Colby Community Col-lege led by Dr. Roger Rupp termedWIKAN. In addition, the KDA wasconcerned about a recent ruling bythe Kansas Dental Board not allow-ing dental assistants to polish teethas part of a prophy. These issuestogether would result in the eortsin 1998 to allow dental assistantsto polish and scale teeth above the

gumline.

Today, dental workforce issuescenter around the number of dentistsand their location in and around thestate. As a result, there has been aclose examination of programs thatwill create opportunities and incen-tives to encourage dentists to locatein underserved areas of the state.The KDA, partnering with DeltaDental of Kansas Foundation, cre-ated the Kansas Initiative for NewDentists (KIND) program whichawarded its rst three $25,000 schol-arships in 2013 to students interestedin practicing in underserved areas ofKansas. The KDA is currently part-nering with Oral Health Kansas andothers, on a grant from the Denta-Quest Foundation, to design pilotprograms to primarily provide den-tal care to rural and elder Kansans.

As for the ADA and KDA, currentmembership issues are moving fromsimply retaining new dental school

Continued on page 9

Sunday, Nov. 3, 5:30 a.m. - 5:30 p.m.

For the rst time, the ADA will host a free dental clinic in con-junction with the Annual Session. Building on the success thatmore than 25 states have had with Mission of Mercy (MOM)programs, the ADA is ready to bring big easy smiles to the facesof New Orleans.

During MOM, oral health care will be provided to approximately

1,000 local residents on a rst-come, rst-served basis. Servicesinclude basic dental care such as llings, extractions and clean-ings. Limited lab work will also be oered.

The care will be provided by volunteers from around the coun-try in a temporary 100-chair clinic set-up at Mardi Gras World,which is just south of the New Orleans Ernest N. Morial Conven-tion Center.

Thats where you come in. If you are a dentist or dental hygien-ist and hold a current dental license in any state, we can use yourhelp in providing care. Even if you dont hold a dental-relatedlicense, we can still use your help and anyone 18 years of ageor older for numerous support positions

For more information and to register visit

www.ADA.org\MOM.

ADA to Host Mission ofMercy During ADA AnnualSession in New Orleans


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A Wichita dentist believes a patient may have aempted to fraudulentlyobtain prescription drugs, claiming to be new to the city and using variousaliases. When asked for identication, the patient went to the car and droveo. According to the dentist, All other information on the form is fraudulentupon verication.

The patient is a Caucasian female, mid to late 30s with blonde hair. She hada male child, approximately aged four. The patient may be actively seekingprescription drugs using upward to thirty dierent aliases.

As a dentist, particularly when prescribing drugs, you have a high responsi-bility to help protect society from drug abuse. Under KSA 21-36a08, provid-

Must be seen right away; Wants an appointment toward

end of oce hours;

Calls or comes in after regularhours;

States he/shes traveling throughtown, visiting friends or relatives(not a permanent resident);

Feigns physical problems, suchas abdominal or back pain, kid-ney stone, or migraine headachein an eort to obtain narcoticdrugs;

Feigns psychological problems,such as anxiety, insomnia, fatigueor depression in an eort to ob-tain stimulants or depressants;

States that specic non-narcoticanalgesics do not work or thathe/she is allergic to them;

Contends to be a patient of apractitioner who is currentlyunavailable or will not give thename of a primary or referencephysician;

States that a prescription hasbeen lost or stolen and needsreplacing;

Deceives the practitioner, suchas by requesting rells more of-ten than originally prescribed;

Pressures the practitioner byeliciting sympathy or guilt or bydirect threats;

Utilizes a child or an elderlyperson when seeking methyl-phenidate or pain medication.

PATIENTS

SEEKING

DRUGS

ing false information to a practitioner or mid-level prac-titioner for the purpose of obtaining a prescription onlydrug is a Class A nonperson misdemeanor, except whenthe person intends to distribute. The dentist can andshould notify authorities if it is believed that a patient isseeking drugs unlawfully.

A program known as K-TRACS tracks all schedule II, IIIand IV controlled substance prescriptions and drugs of

concerns dispensed to patients in the state of Kansas. Dentists can sign upfor the free program by visiting hps://pmpaware.net or by contacting theKansas Board of Pharmacy at 785-296-4056. The dentist can simply enter therst and last name of the patient along with the date of birth and pull theprescription history of that patient since 2010 of those controlled substancesdistributed in Kansas.

The United States Department of Justice published guidelines to help recog-nize a drug abuser and the methods often used to try and seek drugs:

Modus Operandi Often Used by a Drug-Seeking Patient Include:

Think your patient might be seeking drugs? Heres what to look for.

Common Characteristics of the Drug Abuser:

Unusual behavior in the waiting room; Assertive personality, often demanding immediate

action;

Unusual appearance - extremes of either slovenli-ness or being over-dressed;

May show unusual knowledge of controlled sub-stances and/or gives medical history with textbooksymptoms OR gives evasive or vague answers toquestions regarding medical history;

Reluctant or unwilling to provide reference infor-mation. Usually has no regular doctor and often nohealth insurance;

Will often request a specic controlled drug and isreluctant to try a dierent drug;

Generally has no interest in diagnosis - fails to keepappointments for further diagnostic tests or refusesto see another practitioner for consultation;

May exaggerate medical problems and/or simulatesymptoms;

May exhibit mood disturbances, suicidal thoughts,lack of impulse control, thought disorders,and/or sexual dysfunction;

Cutaneous signs of drug abuse - skin tracksand related scars on the neck, axilla, forearm,wrist, foot and ankle. Such marks are usuallymultiple, hyper-pigmented and linear. Newlesions may be inamed. Shows signs ofpop scars from subcutaneous injections.

DO

DONT

perform a thorough examinationappropriate to the condition.

document examination results

and questions you asked thepatient.

request picture I.D., or otherI.D. and Social Security number.Photocopy these documents andinclude in the patients record.

call a previous practitioner,pharmacist or hospital to conrmpatients story.

conrm a telephone number, ifprovided by the patient.

conrm the current address ateach visit.

write prescriptions for limitedquantities.

take their word for it when you are suspicious.

dispense drugs just to get rid of drug-seeking patients.

prescribe, dispense or administer controlled substances outside thescope of your professional practice or in the absence of a formal practi-tioner-patient relationship.

What You Should Do When Confronted by a Suspected Drug Abuser

Dr. Glenn Hemberger, Overland Park, has beenreappointed to a four-year term on the KansasDental Board. Dr. Hemberger earned a bachelor

degree from St. Benedicts College and his doctorof dental surgery from the University of Mis-souri Kansas City. He currently owns a private

Goernor Announces

Kansas Dental Board

Appointments

dental practice specializing in pediatric dentistry. TheKansas Dental Board was created to carry out and en-force the Kansas Dental Practices Act. The Board con-sists of nine members: six licensed and qualied residentdentists (one from each congressional district and twoat-large), two licensed and qualied resident dental hy-gienists, and one representative from the general public.Members of the Board are appointed by the Governorfor four-year terms and serve until their successors areappointed.

Dr. Daniel Thomas, Leawood, has been conrmed for appointment by theKanas Senate to serve a four-year term on the University of Kansas HospitalAuthority. Dr. Thomas is a board certied periodontist, serving both Kan-sas and Missouri. He currently serves on the Kansas Board of Regents OralHealth Task Force and is the Director of Kansas Arts Foundation. The Uni-versity of Kansas Hopsital Authority is charged with being an independentpublic authority with the mission of operating a teaching hospital for the

benet of the university of Kansas medical center, providing high qualitypatient care and providing a site for medical and biomedical research.


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NAME:DougtitlE:Dir. Professional Relations

An Independent Licensee of the Blue Cross and Blue Shield Association

P.1301

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We enjoy strong relationships with our network doctors, dentists andhospitals which includes 99 percent of the physicians and 100 percent

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As medical care moves into the future, well continue to explore new and

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Chicago Getaway


After the Mystic Blue Dinner Cruise returned

to dock, Kevin Robertson (right) presented

the event sponsor sign to Tax Favored Ben-

efits reps Tim Gaigals (left) and Matt Kreher

(center) who unfortunately missed theboat due to heavy Chicago traffic

Left to Right - Matt Miller and Jon Pointelin

of Nobel Biocare talk with sponsored speaker

Dr. William Cusack and host Dr. Jason Wagle

good luck for the Cubs as they defeated their long-timerivals.

The afternoons were free following morning CE whichincluded an issues session and tour of the American

Dental Association headquarters,and Dr. Fred Margolis and WilliamCusack presenting on special needspatients and a new prosthetic op-tion respectively. The KDA plannedevents like a womens day out wine/cheese tasting at Fox and Obel,Chicago River architectural cruiseamong some of the tallest build-ings in the world, an evening din-ner cruise with the Chicago sky-line silhoueed by the sunset, andthe chance to laugh with the gutwrenching hilarity of the SecondCity comedy troupe provided a mixof Chicago experiences!

The KDA thanks the sponsors of theChicago Getaway.GC America,Nobel Biocare, Tax Favored Benets(TFB), and Cincinnati Insurance.

The KDA looks forward to seeingthe Getaway grow! We know well

be seeing this happy dentist nextyear...I had a GREAT time in Chi-

cago a I a eitely goig toColorao Sprigs i 2014!

KDA Going to Colorado Springs...With Chicago behind us, its time to turn our aention to the ColoradoSprings Getaway June 5-7, 2014! We invite our members to the beautifulCheyenne Mountain Resort nestled against the Rocky Mountains. If yourea golferyoull want to GOLF, GOLF, GOLF on the many beautiful golfcourses in the area. Other close by activities are Pike Peak/Cog Train, Cripple Creek Casinos, whitewater rafting,Cave of the Winds, Royal Gorge and so much more!The KDA Council on Annual Sessions is currentlyworking on the program of continuing education and

activities for Colorado Springs and we welcome your input!

in 2014!


9/16

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The Kansas Dental Association has launched a mobileapp which is available for download in the App Storeand Google Play. To download, simply search KansasDental Association in your app store. The new app will

bring together content from the KDA website (www.ks-dental.org) along with social media from Facebook, Twit-ter, our KDATVHD YouTube Channel, and Instagram.

The app is free and available to both member and non-members.

Our new app is a great way to connect to everything

the Kansas Dental Association does online, said KDAAssistant Executive Director, Greg Hill. It ties togetherour website with our social media our members arealready following for a mix of local and national den-tal news and stories of activities and events here at theKDA.

The app is part of the KDAs strategy to deliver highquality content for its members. The KDA will soon addwebinars, more video events and even content created

by our members.

Our members, like everyone else, are more mobileand want and expect content to not just be current andinformative, but innovative as well, Hill said. With the

app, we can not only provide the content, but we canalso deliver push notications to alert our members to

graduates, to creating tangiblemember value for all dentists in-cluding those who choose to workas employees in large group prac-tices. The KDA, and particularlythe ADA, are quickly discoveringthat to support the profession isnot an adequate reason for manynew dentists to join and invest

From the Office


important announcements and important news.

Users can access the latest stories posted on the KDA website, the KDAsTwier feed which has more than 3300 followers and is source for nationaldental news, Facebook, YouTube and Instagram. Once the user has con-nected their own accounts to the app, they can comment and like stories orretweet just as they would in the native apps.

We hope our members will do more than just log in from time to time tothe app, Hill said. We want this to be one of the most widely utilized appsour members use and we hope it will help develop a greater connection tothe KDA.

As part of this mobile strategy, the KDA shutdown the KDA.connect socialnetwork on July 1st.

in organized dentistry. This is alsorecognition that the practice demo-graphic of dentistry is becomingmore of an employee model and lessof a private practice business ownermodel. This topic will be exploredextensively by the ADA House ofDelegates when they meet NewOrleans.

There are virtually thousands of say-ings, quotes and Proverbs regarding

time, but I think this quote that I came across fromFaith Baldwin wraps up my thoughts best, time is adressmaker specializing in alterations. As we keepmoving forward with the same old dental issues Iencourage you to remember that though the issues maysound the same on the surface with simple catchy code-names like access or Medicaid or third-party payoror workforce these issues have truly changed andevolved over the years. Please stay engaged and help theolder guy at the KDA oce who is trying to help youand your patients to THRIVE...not merely survive!


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New statements are required underthe Notice of Privacy Practices (NPP)which go into eect on September23, 2013. In the U.S. Department ofHealth and Human Services nalomnibus rule under HIPAA whichimplements the Health InformationTechnology and Clinical Health Act(HITECH), health care providers are

required to amend their NPP to com-ply with the new rule.

Much has changed in health caresince HIPAA was enacted over fteenyears ago, said HHS Secretary Kath-leen Sebelius. The new rule will helpprotect patient privacy and safeguardpatients health information in anever expanding digital age.

The ADA is oering online CEcourse on new HIPAA PrivacyNotices. hp://t.co/p5dK06f9uK @AmerDentalAssn

The changes in the nal rulemaking

NEW NOTICE OF PRIvACY PRACTICES TO GO INTO EFFECTprovide the public with increased protection and controlof personal health information. The HIPAA Privacy andSecurity Rules have focused on health care providers,health plans and other entities that process health insur-ance claims. The changes expand many of the require-ments to business associates of these entities that receiveprotected health information, such as contractors andsubcontractors. Some of the largest breaches reportedto HHS have involved business associates. Penalties areincreased for noncompliance based on the level of negli-gence with a maximum penalty of $1.5 million per viola-tion. The changes also strengthen the Health InformationTechnology for Economic and Clinical Health (HITECH)Breach Notication requirements by clarifying when

breaches of unsecured health information must be re-ported to HHS.

Covered entities are required to enter into a BusinessAssociation Agreement with any individual or entitythat provides services through which they receivedProtected Health Information (PHI). These agreementsmust require that the business associate comply with thefollowing:

business associates are prohibited from using PHI ina manner that would violate the Privacy Rule;

business associate must comply with the SecurityRule with respect to ePHI;

business associate may only use or disclose PHI aspermied by the Business Associate Agreement orrequired by law;

business associate will report to the covered entityany breach of unsecured PHI;

business associate will enter intodownstream Business AssociateAgreements with any subcontrac-tors* and will take steps to cureany breach by a subcontractor;

business associates may only use,disclose or request the minimumPHI necessary to accomplish

their business obligations; business associate must disclose

PHI when required by the Sec-retary of Health and HumanServices for investigation ordetermining compliance with thePrivacy Rule, and to a coveredentity or an individual to satisfythe covered entitys obligationswith respect to an individualsrequest for access to PHI.

NPPs must now include a statementthat certain uses and disclosures ofPHI, such as some related to market-

ing, require an authorization. NPPsshould also be amended to reectthe prohibition on the sale of PHI,

breach notication requirements,the right for patients to opt-out offundraising and the right to restrictdisclosure of PHI when paying out-of-pocket.

The omnibus rule can be found onthe US Department of Health & Hu-man Services website.

*a subcontractor is any person or entityto whom a business associate delegates a

function, activity or service on behalf of

a covered entity.

The Notice of Privacy Practices (NPP) go into

effect on September 23, 2013... health care

providers are required to amend their NPP to

comply with the new rule.


11/16

11

neW MeMBers

Central District

Dr. Bradley Rachow, Liberal

Fifth District

Dr. Carole Gleich, Prairie Village

Dr. Travis L. Howard, PaolaDr. Daniel Nielson, Olathe

Dr. Johnathan Smith, Shawnee MissionDr. Emily Sutherland, Prairie Village

Dr. David Vasquez, OlatheDr. Brent Wenzel, Olathe

First District

Dr. Angela Sullivan, Westwood

NW/GB District

Dr. Zach Chain, ManhaanDr. David Duniven, Manhaan

Dr. Karma Weeden, Junction City

Topeka DistrictDr. Gena McGivern, Topeka

Wichita District

Dr. James Dillehay II, WichitaDr. Katie Neidig, Mount HopeDr. Kim Phan-Dinh, Wichita

Do you know of a new dentist in your community, a recent graduate, or even a new colleague in your

practice who is not on this list? Please contact the KDA at 785.272.7360 so we can invite them to be-

come a member.

KdCF UPdaTe

Greg Hill, JDKDCF Executive Director

What a day!

With KMOM 2014 in Dodge City stillalmost seven months as way, I tooka recent trip across the state to meetwith Dr. Richard McFadden andDr. Richard Stein, co-chairs for the2014 Kansas Mission of Mercy. Thepurpose of the trip was the chanceto meet with local organizers, com-munity leaders and media outlets inthe community and talk about theupcoming KMOM project.

We began the day with a visit to theDodge City Convention and Visi-tors Center, followed by a stop at the

Dodge City Globe. In the afternoon,we visited the Dodge City Chamber,two radio stations, the televisionstation and the Western State BankExpo where the 2014 clinic will beheld. The next morning I stopped bythe oce of the citys public infor-mation oce.

My point in mentioning this is not tobore you with the details of a quiteexhaustive day. But rather, to pointout that at each of these stops, eachperson we spoke with was energetic

about helping the Kansas DentalCharitable Foundation make the2014 Kansas Mission of Mercy suc-cessful. I heard throughout my visithow Dodge City is a community ofvolunteerism and looking back at theseries of meetings and how many

people were already thinking abouthow they might help with the proj-

ect, I see another successful KMOMevent on the horizon.

Its exciting for me as I talk with peo-ple, particularly people who havenever volunteered at KMOM before,who are as full of energy about ourevent as I am. But you know what,thats not just Dodge City; its theentire state of Kansas. To me, thats

one of the many things that hav

ealways made KMOM really special.

Its always about helping our neigh-bors, giving back to a community,and pardon the slogan, its about making a dierence.Who cant get excited about that?

What I saw in Dodge City is another community thathas opened its doors to us with a hand extended andshirt sleeves rolled up, ready to work. So consider thisyour formal invitation. Mark your calendars. On Febru-ary 28 and March 1, I hope to see you in Dodge City.

At the KDA Annual Meeting inApril, Dr. Bert W. Oemeier, Jr. an-nounced his candidacy for 2nd VicePresident of the American DentalAssociation. Election of the ADA2nd Vice President will occur at the

ADA Annual Session on Monday, November 4 in NewOrleans. Delegates comprising the ADA House of Dele-gates will cast their ballot for the position. The ADA 2ndVice President automatically ascends to 1st Vice Presi-dent, thereby making the election a 2-year commitmentas an ocer and member of the ADA Board of Trustees.

Here in Kansas we know Bert well, as he has been asignicant part of organized dentistry since 1994 whenhe rst became a member of the KDA Board of Del-egates representing the Fifth District Dental Society.Eventually, Bert served as the President of the KDA in2005 after holding the KDA oces of Treasurer, Vice-President and President Elect, the three previous years.Bert is active in proposing and testifying in support oflegislation supporting patients rights with respect tothe assignment of benets and equal reimbursementsfor the patients who select non-network providers. Hewas selected the KDA Dentist of the Year in 2007 andreceived the KDAs Harry M. Klenda Award for Out-standing Council Service in 2010 for his work on KDACouncil on the Dental Benets supporting patient rights.

At the ADA level, Bert has been a delegate to the ADAsHouse of Delegates since 2004 and is currently servinga term that extends until 2014. He was appointed to theADAs Council on Dental Benet Programs in 2006 and

Oettmeier Announces Candidacy

for ADA Second vice Presidentserved as the Chair of that Councilin 2009-10. He chaired the ADAsCode Revision Commiee in 2010-11(later known as the Code Advisorycommiee which he also chaired in2012). The work of these Commieesupdates and revises annually theADA Current Dental Terminology(CDT) Code. Bert has been an ongo-ing consultant to the ADA Councilon Dental Benet Programs since2010. He is a Fellow of the AmericanCollege of Dentists (ACD), hav-ing been inducted in 1999. He was

Region 5 Regent for the AmericanCollege of Dentists Board of Regents

before recently being elected itsTreasurer.

Some of his other service in dentistryhas included Chair of the UMKCSchool of Dentistry Rinehart Foun-dation, a member of the KansasHealth Policy Authority (KHPA) Ad-visory Council and the UMKC Boardof Trustees (main campus).

Bert was born in Atlanta, Georgiaand spent the rst fourteen and a

half years of his life growing up insmall towns in Georgia and Florida.His father took a job with Gulf OilCompany in 1966, which broughthim to Kansas where he aendedShawnee Mission South High Schoolin Overland Park and later went onto be a 3-year leerman as defensiveend at Kansas State University.

As Bert continues his climb to big-ger and beer things, hes put acampaign commiee in place withmembers from Kansas, Oklahoma,Arkansas and Louisiana. He soon

will be busy puing together bro-chures, lapel pins and other itemsto make sure members of the ADAHouse of Delegates know who heis and what he stands for, but it alltakes money!

If youd like to help Bert with hiscampaign to be ADA 2nd Vice Presi-dent, please send a check payable to:

Oemeier Campaign Funds11533 Canterbury CircleLeawood , KS 66211


12/16

12

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Leaders of several major Kansas health organizations,including the Kansas Dental Association, have beenawarded national foundation support to develop plansto boost access to dental services in the state. Workingunder the leadership of Oral Health Kansas, health policystakeholders will spend the next six months working in aplanning phase to identify strategies and pilot projects toimprove the dental care delivery system and its nancing.

We are fortunate to have a culture in our state of col-laboration, stated Tanya Dorf Brunner, Executive Direc-tor of Oral Health Kansas. This collaborative spirit willenable us to most eectively identify current barriersthat might be standing in the way of fully implementingthe current dental practices act as well as exploring po-tential new models of reimbursement. Im pleased thatour states oral health provider community, with activeinvolvement from long term care facilities and hospitals,are strongly engaged in addressing this policy issue. It isan exciting time for us in Kansas.

The projects funding is a $100,000 national grant fromthe DentaQuest Foundation which has launched a multi-

Kansas Receives Funding Support for Oral Health Partnershipyear initiative Oral Health 2014 tosupport state organizations whosework will address state level barriersto oral health care.

Through the Oral Health 2014 Ini-tiative, the DentaQuest Foundationis supporting the development ofstrong local leaders who will stand

up for oral health in their communi-ties, said Dr. Michael Monopoli,Director of Policy and Programs forthe DentaQuest Foundation. Thecurrent national focus on health andoral health has created a window ofopportunity in states to make realprogress to improve the oral health.Kansas stakeholders are well ontheir way to make progress on theirtarget of improving the dental caredelivery system together.

Throughout Kansas, dierent chal-lenges confront our citizens when

it comes to oral health, noted Rep.David Crum, Chairman of the HouseHealth and Human Services Com-miee, News of this national grantin our state comes at a great time aswe in the legislature explore policyoptions. This work can help shapeinformed policies.

The Kansas goals include:

Development of local pilot pro-grams to strengthen local dentalcare

Identifying barriers to access and

sustainable nancial remedies

Broaden the stakeholder discus-sions in exploring models toimprove the dental care deliverysystem and reimbursement

Oral Health Kansas will submitits ndings and recommendationsfor implementation to DentaQuestFoundation in late 2013 to be eligible

for the 2014 two-year implementa-tion phase of the initiative. Work-ing in partnership with Oral HealthKansas on this endeavor are theKansas Dental Association, the Kan-sas Hospital Association, LeadingAge Kansas and the Kansas HealthCare Association.

Oral Health Kansas is the statesoral health advocacy organizationformed 10 years ago to strengthenthe states oral health through edu-cation, advocacy and public aware-ness. For more information visit

www.oralthealthkansas.org.

The DentaQuest Foundation investsin national and community-based ef-forts to improve oral health throughits support of prevention and accessto oral health care, and through itspartnerships with funders, policymakers, and community leaders.The DentaQuest Foundation is sup-ported by DentaQuest, a leadingoral health company, administeringprevention-focused dental benetsto nearly 15 million individualsacross the US.

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The rst annual KDA Summer Getaway was a notablesuccess. Over the course of just eighteen months, the Chi-

cago adventure was argued, planned and executed withhardly a glitch. This was our initial foray into the realmof destination event and, due to the usual herculeaneorts of the KDA sta, we met each and every goal.

There was outstanding CEon both Friday and Satur-day that was either clini-cally relevant or adminis-tratively timely (the ADAtour). The social aspectswere varied and popular.From baseball to archi-tectural tours, there wassomething for everyone.

And nally, the venue was the spectacular city of Chi-cago. This is one of Americas most treasured cities andremains a tourist destination for all the right reasons.And the KDA made a slight prot instead of the red inktsunami of recent years.

Our visit started out with a scare. Our taxi was cap-tained by a Russian immigrant (27 years ago) thatseemed nice enough until he began to name the coun-tries whose tiny ags adorned the inside of the cab. Sud-denly, Im still not sure why, he went on a tirade againstthe Islamists around the world who, I think, he wantedto take on all by himself. Then, there was arm-wavingand shouting about the Somali taxi drivers and their

cultures horrible

crimes againstwomen. We werethrilled to arriveat Mile NorthHotel.

This hotel wasan excellentheadquartersfor our group.The locationwas perfect and

the rooms/service were impeccable. We were able toset up our CE rooms very conveniently and had excel-lent accommodations for break service and breakfast.

The lobby bar seemed to be a logical meeting place thatoered the usual libations as well as lunch on the pa-tio. The location also oered a wide selection of diningwithin a short walking distance. The Thursday nightcocktail and greet party was held at the rooftop barthat provided a breathtaking panorama of the Chicagoskyline.

Those that loveem some baseballwent to the Cubs/Cards game on

Thursday and had a truly uniqueexperience with photo ops and greatseats for a big game. Others dinedout and enjoyed some of the sightsof the Magnicent Mile.

The CE on Friday and Saturdayprovided some valuable programsthat had something for just abouteveryone. We are particularly thank-ful to GC America and Nobel Bio-care for their sponsorship of Dr. FredMargolis and Dr. William Cusack.I have received several commentsregarding Dr. Cusacks presentation

centering on the concept of All on4. Restorative dentists were par-ticularly interested in this relativelynew concept and recognized that acomprehensive course on this treat-ment protocol or timely referral to aprosthodontist was in their patients

best interests.

Of course, the central theme of thisevent was to provide an opportunityfor members and their families toenjoy the social aspects of our asso-ciation in a great venue like Chicago.The architectural river cruise is one

of the unique activities that drew asignicant number of our members.Its a fascinating and educational ex-perience and was universally appre-ciatedexcept for a few sunburned

bald pates.

The highlight of the social scene hadto be Friday evenings Mystic Blue

Dinner Cruise.We had a nice

private room forcocktails and asurprisingly tasty dinner. We alsohad access to the open deck for en-

joying the cool breeze o the water,drinking in the amazing Chicagoskyline and capturing a few digi-tal images to wow the folks backhome. Again, special thanks to ourcruise sponsors, Tax Favored Ben-ets, Inc. Unfortunately, Tim Gaigalsand Ma Kreher literally missedthe boat that evening due to tracissues. But we appreciate their sup-

port.

As the weekend wound down, theaendees enjoyed the hilarious andunpredictable antics of The SecondCity, always a Chicago favorite.

I think the programs and venuewere a big hit with KDA membersand their families. We have the feel-ing that this might be the start ofan annual event that folks will planfor a year ahead of time. That point

brings me to the dates of June 5-7,2014. Our second KDA SummerGetaway will take us to the gloriousCheyenne Mountain Resort in Colo-rado Springs. This is another fantas-tic venue for completely dierentreasons. There are numerous familyactivities available and its eminentlydrivable for most of the state. Markyour calendars!

The sunset creating a silhouette of Chicagos

skyline drew almost everyone with a camera

or smartphone to the side of the boat

Women dentists of the KDA planned an out-

ing just for the ladies. No boys allowed at the

Womens Wine/Cheese Tasting at Fox & Obel

Its Dr. Melodee ARMfield - no pun intended


14/16

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There is no typical retirement. Many baby boomers want one and believe that they will have one, and their fu-tures may indeed unfold as planned. For others, the story will be dierent. Just as there is no routine retirement,there are no rote nancial moves that should be made before or during this phase of life, and no universal truthsabout the retirement experience.

Here are some commonly held assumptions suppositions that may or may not prove true for you, depending onyour nancial and lifestyle circumstances.

REASSESSING RETIREMENT ASSUMPTIONSWhat makes financial sense for some baby boomers may not make sense for you.

Provided by

Tim Gaigals, CFP

1 2 3

45 6

7

Yo shol take Social Secrity aslate as possile. Generally speak-ing, this is a smart move. If you were

born in the years from 1943-1954,your monthly benet will be 25%smaller if you claim Social Securityat 62 instead of your full retire-ment age of 66. If you wait until 70to take Social Security, your monthly

benet will be 32% larger than if youhad taken it at 66.1

So why would anyone apply forSocial Security benets in their early

60s? The fact is, some seniors re-ally need the income now. Somehave health issues or the prospect ofhereditary diseases inuencing theirchoice. Single retirees dont have asecond, spousal income to count on,and that is another factor in the deci-sion. For most people, waiting lon-ger implies a larger lifetime payoutfrom Americas retirement trust. Noteveryone can bank on longevity orrelative auence, however.

Yoll proaly lie 15-20 years after yo retire. Youmay live much longer, especially if you are a woman.According to the Census Bureau, the population ofAmericans 100 or older grew 65.8% between 1980 and2010, and 82.8% of centenarians were women in 2010.The real eye-opener: in 2010, slightly more than a thirdof Americas centenarians lived alone in their ownhomes. Had their retirement expenses lessened withtime? Doubtful to say the least.2

Yo shol step ack fro growthiestig as yo get oler. As manyinvestors age, they shift portfolioassets into investment vehicles thatoer less risk than stocks and stockfunds. This is a well-regarded, long-established tenet of asset allocation.Does it apply for everyone? No.Some retirees may need to investfor growth well into their 60s or 70s

because their retirement savings aremeager. There are retirement plan-ners who actually favor aggressive

growth investing for life, arguingthat the rewards outweigh the risksat any age.

The way ost people iest is the way yo sholiest. Again, just as there is no typical retirement, thereis no typical asset allocation strategy or investment thatworks for everyone. Your time horizon, your risk toler-ance, and your current retirement nest egg represent

just three of the variables to consider when you evaluatewhether you should or should not enter into a particularinvestment.

Goig Roth is a o-raier. Notnecessarily. If you are mulling aRoth IRA or Roth 401(k) conversion,the big question is whether the taxsavings in the end will be worth thetax you will pay on the conversiontoday. The younger you are rough-ly speaking the greater the possibility the answer will

be yes, as your highest-earning years are likely in thefuture. If you are older and at or near your peak earningpotential, the conversion may not be worth it at all.

A lp s payot represets a goo eal. Somecorporations are oering current and/or former workersa choice of receiving pension plan assets in a lump sumpayout instead of periodic payments. They arent doingthis out of generosity; they are doing it because actuarieshave advised them to lessen their retirement obligationsto loyal employees. For many pension plan participants,

electing not to take the lump sumand sticking with the lifelong pe-

riodic payments may make moresense in the long run. The questionis, can the retiree invest the lumpsum in such a way that might pro-duce more money over the long run,or not? The lump sum payout doesoer liquidity and exibility thatthe periodic payments dont, butthere are few things as economicallyreassuring as predictable, recurringretirement income. Longevity is an-other factor in this decision.

Liig it p i yor 60s wot hrt

yo i yor 80s. Some couples with-draw much more than they shouldfrom their savings in the early yearsof retirement. After a few years,

they notice a drawdown happening their portfolio isnt returning enough to replenish theirretirement nest egg, and so the fear of outliving their money grows. This is a good argument forliving beneath your means while still carefully planning and budgeting some epic adventuresalong the way.

Your retirement plan should be created and periodically revised with an understanding of theunique circumstances of your life and your unique nancial objectives. There is no such thing asgeneric retirement planning, and that is because none of us will have generic retirements.

Tim Gaigals, CFP is an investment professional, registered

investment advisor and Certied Financial Planner. Timis associated with Tax Favored Benets in Overland Park andan investment advisor representative oering securities andadvisory services solely through Ameritas Investment Corp.(AIC). Member FINRA/SIPC. AIC and Tax Favored Benetsare not aliated. He has wrien numerous articles relatingto qualied retirement plans, nancial advising, and retire-ment planning. Tim was formerly a power trading expert anddirector for a nationally known energy company. Tim can becontacted at 913-648-5526 or [email protected] material was prepared by MarketingLibrary.Net Inc., and does

not necessarily represent the views of the presenting party, nor

their affiliates. All information is believed to be from reliable sourc-

es; however we make no representation as to its completeness or

accuracy. Please note - investing involves risk, and past performance

is no guarantee of future results. The publisher is not engaged inrendering legal, accounting or other professional services. If assis-

tance is needed, the reader is advised to engage the services of a

competent professional. This information should not be construed

as investment, tax or legal advice and may not be relied on for the

purpose of avoiding any Federal tax penalty. This is neither a solici-

tation nor recommendation to purchase or sell any investment or

insurance product or service, and should not be relied upon as such.

All indices are unmanaged and are not illustrative of any particular

investment.

Citations.

1 - www.forbes.com/sites/janetnovack/2011/02/15/the-big-deci-

sion-when-to-take-social-security/ [2/15/11]

2 - money.usnews.com/money/retirement/articles/2013/01/07/

what-people-who-live-to-100-have-in-common [1/7/13]


15/16

15

dcdtit

8/5/2012

Dr. H. Melton Hollingsworth

Hutchinson, KSCentral District

10/16/2012

Dr. Herbert D. Leffingwell

Wichita, KS

Wichita District

1/11/2013

Dr. Richard C. Porch

Overland Park, KSFifth District

1/11/2013

Dr. Ted Kennedy

Lawrence, KSFirst District

4/2/2013

Dr. Ray Parsons

Wichita, KSSouthern District

5/13/2013

Dr. Terry L. Duncan

Andover, KSWichita District

6/18/2013

Dr. Mark R. Davis

Wichita, KSWichita District

7/8/2013

Dr. Donald H. Essington

Council Grove, KSFlint Hills District

8/7/2013

Dr. Gregory Partridge

Wichita, KSWichita District

ClassIFIed ads

PRACTICES FOR SALE: AFTCO ASSOCIATESWe have aractive practice opportunities in following communities: Wichita (1), Topeka (3), Manhaan (1), Hays(1) and Kansas City Metro area. For more information visit www.aftco.net. If you are considering an appraisal,purchase or sale of practice, please contact Raj Shah at 800-877-7255 or [email protected].

PRACTICES And EquIPmEnT FOR SALE:

Kansas/Moundridge-Oce for sale or lease. A beautiful, twelve year old dental oce (3,300 sq. ft.) with six op-eratories. Located in a growing community about a half hour North of Wichita. Move in ready. A Must See.Contact Robert Hildreth, 785-456-7083; e-mail: [email protected]

OPPORTunITIES AvAILAbLE:Kansas/Missouri-Dentists needed-Excellent opportunity for highly motivated practitioners. Patients and a well-trained team are waiting for you. Practice locations in Mt. Vernon, Missouri, St. Marys and Wichita, Kansas.Competitive commission plan plus excellent benet package. Contact Robert Hildreth, 785-456-7083; fax 785-456-6520; e-mail: [email protected]

Eo eipet for sale: Tulsa/Dentsply Endo DTC model #AEU-25T with mini push buon contra angle, 8:1ratio. Excellent condition, used 12 times! $1100.

Calamus Dual 3D obturation system. Excellent condition, used 4 times! $1100.

Root ZX II apex locator. Excellent condition, used 4 times. $800.

Contact Dr Caprio at [email protected] or 913-912-1736.


KDA Webinar

its important to be sympathetic to afamilys nancial needs, which may

be the reason they might refuse, itsimportant not let that go on too long.

If a patients winds up with a can-cerous tumor and youve not takenan x-ray in a few years, a court could

very well come down against you,Terrell said. You have to make sureyouve done your part to ensuretheir health. There are 35,000 newcases of oral cancer diagnosed everyyear and 25% of them are going todie. There has been a dramatic in-crease in oral cancer patients underthe age of forty.

Dr. Charles Squire of Wichita, whoaended the webinar said after thesession that he thought it was an

excellent benet for mem-bership.

I learned some new thingstoday, Squire said. Idont know how many CEprograms that I have doneover the years on insuranceand risk management so Ithought the topic was good.I also think the presenter

covered the topic very well.Having it over the lunchhour was also very goodtiming. I know that peoplehave dierent times theytake lunch, but this was tnicely so that dentists couldwork their lunch around it.

The KDAs webinar cover-ing the subject of professional risk management and professional liability insurance was excel-lent. I learned some new information. This subject maer would have been particularly usefulfor dentists in their rst three to ve years of practice and a good review for any dentist eithergeneralist or specialist Squire said. Terrell also discussed topics of communications with pa-tients, terminating patient relationship and embezzlement.

Right now, embezzlement from dentists oces is running rampant, Terrell said. There is agood reason why the person responsible for the money doesnt want to take a vacation. Maybeits because they dont want anyone else to see the books. Consider requiring a mandatory vaca-tion and bring in a CPA once a year.

The KDA plans to regularly host webinar sessions for CE as a KDA member benet.


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Prsrtd

Std

U.S.Postage

PAID

Consolidated

Mailing

Corp

5200SWHUNTOON

TOPEKA,KS

66604-2

398

summer 2013 journal of the kansas dental association

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