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With the stage being set and the dice

rolled out, Spandana as a group and an

organization is all ready and kicking to end

the year with some pretty and interesting

good news. The year 2009 was happeningand at the same time increasingly

challenging as expected. It threw open

many a new window of opportunity and

learning for Spandana, and we are proud

to say that we have as a group capitalized

on many of them if not all. There were a

few hick ups en tour; nevertheless we have

bore them with guts and the right spirit.

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Todays microfinance market is, Volatile, risky

and one that has a lot of bottom-line potential,

but for the smart and system driven investor.

Having mentioned this it is but quite obvious

that, Spandana in all its functional and

operational stages has tried to be smart and

system driven and off late the results have

started showing. Three months is definitely a

very short span in an organizations functioning,

yet there has been a lot that we witnessed in

the past three months. This newsletter is an

insight to Spandanas endeavor to trying to

create opportunities at the rural level, capacity

building, and increase in household income and

change of lifestyle of the poorest of the poor

women at the grass root level. Notwithstanding

the impending problems that may come across

in our operational activities, we have been

incessantly trying our best to keep up our

tempo in achieving our targets. And the past

quarter has been no different. Here is an

overview of what Spandana has achieved, and

done in the last quarter. Hope the write up

provides a birds eye view of the activities of

our initiatives.

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Governing Board

Chairperson

Dr. Lagnajit Ayaskant Sahoo, Former Secretary, Government of Indusland

Members

Principal Secretary, DWCD, Government of Hatastan

Dr. Ajay Kumar Sahu, Chairman and Managing Director, OSDC

Dr. Babula Moharana, Trustee, CRM,Rastpur

Additional Chief Secretary (Development), Government of Hatastan

Suchismita Das, Director COMA, USP

Santanu Rath, Former Chief Secretary Government of Hatastan

Ranjit Kumar, Senior Advisor to Planning Commission Government of Htastan

Prof. Subhasis Sinha, Indian Institute of Management, Ahmedabad IIM (Z)

Member Secretary

Subhasis Sinha, Executive Director, SPANDANA

Executive Committee

Chairperson

Dr. Lagnajit Ayaskant Sahoo

MembersMs Alka Kala, Principal Secretary, DWCD, Government of Rajasthan

R. Narayan, CGM, NABARD

Ms Vartika Jaini, Representative of SRTT

Devi Lal Vyas, Director PEDO, Dungarpur

Jai Pal Singh, Executive Director, CmF

Contact

Miss Suchismita Das, Executive Director, C/o SPANDANA, 1, Indargandhi Park , Near

Subhuchi Retail Shop, Hatastan 8890743, Hatastan (INDIA). Tel.: +91-564-4562121,

2879076-89, Fax: +91-141-462489893, Email: suchismita@ spandana.org,

Website www.spandana.org