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SMA OnlineMoney Transfer Software

SMA Software Company that provides services to Money Transfer companies since 2001

Extensive experience in the Money Transfer market

We develop tools for Money Transfer companies

Extensive knowledge in compliance and reports required by each Banking regulator in the United States, United Kingdom, Spain, Netherlands, Germany, Switzerland and more

The oldest company using one of our products has 12 years with us

We handle small and big companies, one of the biggest deployments processes around 230,000 transactions per month

We can assist you to develop your business not only from the software side, we have an extensive correspondent network due to the years on the market

What is SMA OnlineSMA Online is a software solution that meets the requirements of a Money Transfer company

Developed in Microsoft ASP.net

Back end: Microsoft SQL Server 2012

Web server IIS (6 or 7)

Load balancing + Always On feature

SMA Online - Platform Technical Details

Agency

Back Office

Payee

Sales

Security

API(Web services for Sending and Payment of transactions)

Credit Card processing (Customer to Customer)

Mobile App Agent (iOS / Android App)

Mobile App for Payments(Android App)

Mobile App Agent Utilities(Beta iOS & Android)

SMA Online - Platform

SMA Online - AgentSecurity: Computer agents need to be certified by the Certification Authority. Only computer with certificate can enter to the agency site.

Process transactions fast

Give agent balances. Every Agent has a credit limit, once is reached the system stops from making transactions until deposits are received and approved.

Reports

Compliance: Follow dynamic rules entered in the Back Office. Allow to upload scan images of Senders. Auto-Generate legal forms to be filled up depending on compliance rules defined in the Back Office

Allow to enter deposits and upload images of deposits(Accelerate entrance of deposits - Only Approval required on the central)

Sharing of customers depending on the agents(stores arrangement)

Charge customers fees according to policies defined in the Back Office

Exchange rate follows definition of the Back Office

Edition of Exchange Rate splitting earnings obtained from this into Agents and Back Office

SMA Online - Back Office

Module to manage the entire operation

Security module to manage application access

Operations

Compliance

Accounting

Back Office - OperationsMultiple currencies acceptance, definition of fees, credit limits in any currency.

Agents registration

Correspondent registration and setup(Offices, payment modes, payee bank branches, currencies)

Definition of Exchange Rates(Multiple schemas of definition) i.e. Agent+Correspondent+Payment Mode. About 10 levels of definition of Exchange rates.

Exchange rates sharing setup i.e. 50% Agent / 50% Correspondent

Definition of Agent/Correspondent Fees

Agents/Correspondents users creation

Search of Transactions, print receipts, enter of payments, invoices history, comments, notes

Back Office - Compliance

Definition of compliance rules by Days, Amounts and documents required dynamic

OFAC Updates and search built-in(Don’t need to pay monthly fees on Ofac searches)

Just added the Compiled list required by the Banking Department of California

CTR forms automatically generated when the Sender matches the rules defined

Sender and Recipient segregation reports

Hold analysis page that allows to see the matches

Back Office - Transmissions

API - Web services to receive and pay transactions

Email, FTP, SFTP, Web Services transmissions

Secure : SSL + IP Validation + [Certificate optional]

Transmission schedules

Back Office - Accounting

Definition of Accounting Groups: You can either have one store or multiple stores with one credit and any currency

Banks/Bank accounts definitions

Enter Deposits/Wire Transfers/Adjustments

See balances of Agents and Correspondents

Generate reports

SMA Online - Correspondent

Users creation

Transaction search

Allows to locate and register the payments

Reports

SMA Online - Sales RepsModule for the Sales representatives to manage their agents and sales representatives in charge

Graphic reports to see agent performance

A Sales rep director can see performance of the entire team under his umbrella

SMA Online - Security Module

Module to define Groups, Users and options to be accessed

Rules defined by Groups

Common examples are Users from Accounting cannot change Operations options in the back end module

SMA Online - API (Web Services)

API to provide information of correspondents depending on the negotiation

API has methods to give correspondents information, receive transactions and payments

SSL required

Token generated once the IP Address is validated + API Authentication

Token expires after 5 minutes of being generated

SMA Online - Credit Card solution Customer to Customer

Module web to send transactions using your credit card

It is connected with the back office

Module works as an Agent so you can define rules for that agency(online) and exchange rates

Requires a valid merchant account

SMA Online Mobile Agent App

Module to accept transactions as Agents

SMA Online -Mobile Agent App

Module developed to work in Android/iOS/Windows Phone

Allows to register transactions as an Agent

Follows exchange rates and fees defined in the back office

Allows huge expansion in any country

SMA Online -Mobile Agent App

SMA Online Mobile Payout App

Module to pay transactions to Customers

SMA Online -Mobile Payout App

Module developed to work in Android

We are merging Agent / Payee as only one app(Beta) and will work in Android/iOS/Windows Phone

Allows to pay transactions as an Correspondent

You can easily expand a correspondent network in a huge scale

Allows huge expansion in any country

Allows to pay in remote areas where a computer is not factible

It works with a Mobile bluetooth printer(prints receipts) (Optional)

SMA Online -Mobile Payout App

SMA Online - Shopping Cart integration

Questions?