seminar. "honey, where's the money?" six keys to financial success

Seminar

"Honey, Where's the Money?" Six Keys to Financial Success"Honey, Where's the Money?" Six Keys to Financial Success

““Talents Talents of of

moneymoney””

““Talents Talents of of

moneymoney””


““ You entrusted me with five You entrusted me with five talents. See I have gained five talents. See I have gained five more.” more.” - - “Well done good and “Well done good and

faithful servant!”faithful servant!”


““ You You entrusted me entrusted me

with two with two talents; see, I talents; see, I have gained have gained two more.”two more.” - - “Well done “Well done good and good and faithful faithful

servant!”servant!”


“ Master, I knew that you are a hard man... So I was afraid and

went out and hid your talent in the ground.

See, here is what belongs to you.”

- “You wicked, lazy servant!”

“ Master, I knew that you are a hard man... So I was afraid and

went out and hid your talent in the ground.

See, here is what belongs to you.”

- “You wicked, lazy servant!”Matthew 25:15-26, Matthew 25:15-26,

NIVNIV


Plan APlan AOne Boss PlanOne Boss Plan

• “ “This isThis is mymy money!money!””• “ “I’ll use it as I please!I’ll use it as I please!””• “ “Ask no questions!Ask no questions!””

Plan APlan AOne Boss PlanOne Boss Plan

• “ “This isThis is mymy money!money!””• “ “I’ll use it as I please!I’ll use it as I please!””• “ “Ask no questions!Ask no questions!””


““You know that the rulers of You know that the rulers of the Gentiles lord it over them, the Gentiles lord it over them,

and those who are great and those who are great exercise authority over them.exercise authority over them.

Yet it shall not be so among Yet it shall not be so among you”you”

Matthew 20: 25, 26Matthew 20: 25, 26

““You know that the rulers of You know that the rulers of the Gentiles lord it over them, the Gentiles lord it over them,

and those who are great and those who are great exercise authority over them.exercise authority over them.

Yet it shall not be so among Yet it shall not be so among you”you”

Matthew 20: 25, 26Matthew 20: 25, 26

This is not the plan for the Family of

God!

This is not the plan for the Family of

God!


This is My Money!

This is My Money!


This is My Money!

This is My Money!

Incomes are kept secret.Incomes are kept secret.They decide who pays They decide who pays which expenses.which expenses.If one asks “Honey, If one asks “Honey, where’s the money?”where’s the money?”There’s a fight!There’s a fight!This is not a plan for God’s This is not a plan for God’s Family!Family!It violates the philosophy It violates the philosophy of marriage.of marriage.

Incomes are kept secret.Incomes are kept secret.They decide who pays They decide who pays which expenses.which expenses.If one asks “Honey, If one asks “Honey, where’s the money?”where’s the money?”There’s a fight!There’s a fight!This is not a plan for God’s This is not a plan for God’s Family!Family!It violates the philosophy It violates the philosophy of marriage.of marriage.


Philosophy of Marriage:Philosophy of Marriage:““They are no longer two, but one.”They are no longer two, but one.”

Matthew 19:6Matthew 19:6

Philosophy of Marriage:Philosophy of Marriage:““They are no longer two, but one.”They are no longer two, but one.”

Matthew 19:6Matthew 19:6



象徵

It is our income.Major expenses are decided together.

Budget is created together.

Getting into debt requires a joint decision.

We decide collectively on savings.

This is the plan for the Family of God!

It is our income.Major expenses are decided together.

Budget is created together.

Getting into debt requires a joint decision.

We decide collectively on savings.

This is the plan for the Family of God!


Plan DPlan DSenior Partner Senior Partner

Plan.Plan.This is the best This is the best

plan!plan!



'The silver is mine and the gold is mine,‘

Haggai 2:8

'The silver is mine and the gold is mine,‘

Haggai 2:8

God is the ownerGod is the owner

““ It is required in It is required in stewards that stewards that one be found one be found

faithful.” faithful.” 1Corinthians 4:21Corinthians 4:2

““ It is required in It is required in stewards that stewards that one be found one be found

faithful.” faithful.” 1Corinthians 4:21Corinthians 4:2

I am only the manager!

I am only the manager!


Symbols Symbols of God’s of God’s ownershiownershi

pp

Symbols Symbols of God’s of God’s ownershiownershi

pp


““In Eden, the symbol of God’s In Eden, the symbol of God’s ownership was a tree.”ownership was a tree.”

Genesis 2:16,17Genesis 2:16,17

““Today, the symbol of God’s Today, the symbol of God’s ownership is the tithe.”ownership is the tithe.”

Leviticus 27:30,32Leviticus 27:30,32

““In Eden, the symbol of God’s In Eden, the symbol of God’s ownership was a tree.”ownership was a tree.”

Genesis 2:16,17Genesis 2:16,17

““Today, the symbol of God’s Today, the symbol of God’s ownership is the tithe.”ownership is the tithe.”



““ And all the tithe of the land, And all the tithe of the land, whether of the seed of the whether of the seed of the

land or of the fruit of the tree, land or of the fruit of the tree, is the LORD’S. It is holy to the is the LORD’S. It is holy to the

LORD.” LORD.” “And concerning the tithe of “And concerning the tithe of the herd or the flock … the the herd or the flock … the

tenth one shall be holy to the tenth one shall be holy to the LORD.”LORD.”


““ And all the tithe of the land, And all the tithe of the land, whether of the seed of the whether of the seed of the

land or of the fruit of the tree, land or of the fruit of the tree, is the LORD’S. It is holy to the is the LORD’S. It is holy to the

LORD.” LORD.” “And concerning the tithe of “And concerning the tithe of the herd or the flock … the the herd or the flock … the

tenth one shall be holy to the tenth one shall be holy to the LORD.”LORD.”



If I earn $10, If I earn $10, one dollar is God's one dollar is God's tithetithe..If I earn $100, If I earn $100, ten dollars is ten dollars is God's partGod's part..If I earn $1,000, a hundred is If I earn $1,000, a hundred is His portion.His portion.

If I earn $10, If I earn $10, one dollar is God's one dollar is God's tithetithe..If I earn $100, If I earn $100, ten dollars is ten dollars is God's partGod's part..If I earn $1,000, a hundred is If I earn $1,000, a hundred is His portion.His portion.

God’s tithe is God’s tithe is one tenth!one tenth!

God’s tithe is God’s tithe is one tenth!one tenth!


Some couples are Some couples are always asking, always asking,

“Honey, Where’s the “Honey, Where’s the Money?Money?


““You looked for much, but You looked for much, but indeed it came to little; and indeed it came to little; and when you brought it home, I when you brought it home, I blew it away. Why?" says the blew it away. Why?" says the LORD of hosts. "Because of LORD of hosts. "Because of My house that is in ruins, My house that is in ruins,

while every one of you runs to while every one of you runs to his own house.his own house.” ” Haggai 1:9Haggai 1:9

““You looked for much, but You looked for much, but indeed it came to little; and indeed it came to little; and when you brought it home, I when you brought it home, I blew it away. Why?" says the blew it away. Why?" says the LORD of hosts. "Because of LORD of hosts. "Because of My house that is in ruins, My house that is in ruins,

while every one of you runs to while every one of you runs to his own house.his own house.” ” Haggai 1:9Haggai 1:9

““Honey, where’s the money?Honey, where’s the money?””““Honey, where’s the money?Honey, where’s the money?””


The The CurseCurseThe The

CurseCurse


""Will a man rob God? Will a man rob God? Yet you rob me.But Yet you rob me.But

you ask, ‘How do we you ask, ‘How do we rob you?'In tithes and rob you?'In tithes and offerings.” Malachi 3:8offerings.” Malachi 3:8

""Will a man rob God? Will a man rob God? Yet you rob me.But Yet you rob me.But

you ask, ‘How do we you ask, ‘How do we rob you?'In tithes and rob you?'In tithes and offerings.” Malachi 3:8offerings.” Malachi 3:8

The The Blessings!Blessings!

The The Blessings!Blessings!

““Bring all the tithes into the Bring all the tithes into the storehouse, That there may be storehouse, That there may be food in My house, And try Me food in My house, And try Me now in this," Says the LORD of now in this," Says the LORD of hosts, "If I will not open for you hosts, "If I will not open for you

the windows of heaven And pour the windows of heaven And pour out for you out for you such such blessing That blessing That

there will there will not not be room be room enough enough to to receive itreceive it..””

Malachi 3:10Malachi 3:10

““Bring all the tithes into the Bring all the tithes into the storehouse, That there may be storehouse, That there may be food in My house, And try Me food in My house, And try Me now in this," Says the LORD of now in this," Says the LORD of hosts, "If I will not open for you hosts, "If I will not open for you

the windows of heaven And pour the windows of heaven And pour out for you out for you such such blessing That blessing That

there will there will not not be room be room enough enough to to receive itreceive it..””

Malachi 3:10Malachi 3:10


God’s Part:God’s Part:First or Last?First or Last?Matthew Matthew 6:336:33

God’s Part:God’s Part:First or Last?First or Last?Matthew Matthew 6:336:33



“Let no debt remain outstanding, except the continuing debt to love

one another…”Romans 13:8

The rich rule over the poor, and the borrower is servant to the

lender.Proverb 22:7

“Let no debt remain outstanding, except the continuing debt to love

one another…”Romans 13:8

The rich rule over the poor, and the borrower is servant to the

lender.Proverb 22:7

Liquidate Liquidate your your debtsdebtsMake a firm Make a firm decision: No decision: No more debt!more debt!Destroy all credit Destroy all credit cards. Keep just cards. Keep just one or two, if one or two, if necessary.necessary.Maintain Maintain payments on payments on current current commitments.commitments.


List all debts in List all debts in order: start with the order: start with the smallest and end smallest and end with the largest.with the largest.Use all extra income Use all extra income to pay off number to pay off number one as quickly as one as quickly as possible.possible.Then apply all cash Then apply all cash that would have that would have gone to number one gone to number one to number two, to number two, paying off that one paying off that one early.early.


Keep repeating Keep repeating this process of this process of elimination.elimination.Upon arriving at Upon arriving at the home the home mortgage, make mortgage, make the extra the extra payments payments specifically to specifically to the principal, the principal, eliminating eliminating huge amounts huge amounts of interest, and of interest, and years of years of indebtedness.indebtedness.


““Go to the ant, you Go to the ant, you sluggard; consider its ways sluggard; consider its ways

and be wise! It has no and be wise! It has no commander, no overseer or commander, no overseer or

ruler, yet it stores its ruler, yet it stores its provisions in summer and provisions in summer and

gathers its food at harvest.”gathers its food at harvest.”ProverbsProverbs 6:6-8 6:6-8

““Go to the ant, you Go to the ant, you sluggard; consider its ways sluggard; consider its ways

and be wise! It has no and be wise! It has no commander, no overseer or commander, no overseer or

ruler, yet it stores its ruler, yet it stores its provisions in summer and provisions in summer and

gathers its food at harvest.”gathers its food at harvest.”ProverbsProverbs 6:6-8 6:6-8


“ “Which of you, intending to Which of you, intending to build a tower, does not sit build a tower, does not sit

down first and count the cost, down first and count the cost, whether he has enough to whether he has enough to

finish it -- after he has laid finish it -- after he has laid the foundation, and is not able the foundation, and is not able to finish, all who see it begin to finish, all who see it begin to mock him, This man began to mock him, This man began to build and was not able to to build and was not able to

finish.”finish.”Luke 14:28-30Luke 14:28-30

“ “Which of you, intending to Which of you, intending to build a tower, does not sit build a tower, does not sit

down first and count the cost, down first and count the cost, whether he has enough to whether he has enough to

finish it -- after he has laid finish it -- after he has laid the foundation, and is not able the foundation, and is not able to finish, all who see it begin to finish, all who see it begin to mock him, This man began to mock him, This man began to build and was not able to to build and was not able to

finish.”finish.”Luke 14:28-30Luke 14:28-30


Budget Guidelines

Budget Guidelines

•Budget Budget should be should be balanced: balanced: Expenses Expenses within within Income.Income.

•Both spouses Both spouses should join in should join in budget budget preparation.preparation.

•God’s part God’s part should come should come first.first.

•Budget Budget should be should be balanced: balanced: Expenses Expenses within within Income.Income.

•Both spouses Both spouses should join in should join in budget budget preparation.preparation.

•God’s part God’s part should come should come first.first.


•Personal Personal allowance for allowance for husband and husband and for wife for wife should be should be included.included.

•The better The better financier financier should should administer administer the budget. the budget.

•Personal Personal allowance for allowance for husband and husband and for wife for wife should be should be included.included.

•The better The better financier financier should should administer administer the budget. the budget.


Budget Guidelines

Budget Guidelines

Levi Levi MatthewMatthew

Levi Levi MatthewMatthew


•He was a government tax collector.

•He also collected for himself and his wife.

•Day by day, he got richer and richer!

•He was a government tax collector.

•He also collected for himself and his wife.

•Day by day, he got richer and richer!


•Mrs. Matthew often asked: “Honey, how much money?”

•Deposited in his bank account in the city of Old Jerusalem!

•Mrs. Matthew often asked: “Honey, how much money?”

•Deposited in his bank account in the city of Old Jerusalem!


“After this, Jesus went out and saw a tax

collector by the name of Levi sitting at his tax booth. ‘Follow me,’ Jesus said to

him.” Luke 5:27

“After this, Jesus went out and saw a tax

collector by the name of Levi sitting at his tax booth. ‘Follow me,’ Jesus said to

him.” Luke 5:27

Matthew ThoughtMatthew ThoughtMatthew ThoughtMatthew Thought"Honey, Where's the Money?" Six Keys to Financial Success"Honey, Where's the Money?" Six Keys to Financial Success

If follow this poor Galilean, I’ll If follow this poor Galilean, I’ll become poor!become poor!

I’ll lose my publican friends, but the I’ll lose my publican friends, but the Jews will still count me as their Jews will still count me as their enemy!enemy!

This is to sudden! I need time to This is to sudden! I need time to think it over!think it over!

What will I answer when my wife What will I answer when my wife asks me: asks me: ““Honey, where’s the Honey, where’s the money?money?””

If follow this poor Galilean, I’ll If follow this poor Galilean, I’ll become poor!become poor!

I’ll lose my publican friends, but the I’ll lose my publican friends, but the Jews will still count me as their Jews will still count me as their enemy!enemy!

This is to sudden! I need time to This is to sudden! I need time to think it over!think it over!

What will I answer when my wife What will I answer when my wife asks me: asks me: ““Honey, where’s the Honey, where’s the money?money?””

““So he left all, rose up, So he left all, rose up, and followed Him.and followed Him.””

Luke 5:28Luke 5:28

““So he left all, rose up, So he left all, rose up, and followed Him.and followed Him.””

Luke 5:28Luke 5:28


Christ calls you and me.

Christ calls you and me.

“ “He who believes and is baptized He who believes and is baptized will be saved; but he who does not will be saved; but he who does not

believe will be condemned.” believe will be condemned.” Mark 16:16Mark 16:16

“ “He who believes and is baptized He who believes and is baptized will be saved; but he who does not will be saved; but he who does not

believe will be condemned.” believe will be condemned.” Mark 16:16Mark 16:16


““If anyone desires to come after If anyone desires to come after Me, let him deny himself, and take Me, let him deny himself, and take

up his cross, and follow Me.up his cross, and follow Me.”” Matthew 16:24Matthew 16:24

““If anyone desires to come after If anyone desires to come after Me, let him deny himself, and take Me, let him deny himself, and take

up his cross, and follow Me.up his cross, and follow Me.”” Matthew 16:24Matthew 16:24

Baptism is the Baptism is the sign that I am sign that I am

following following Jesus!Jesus!

Baptism is the Baptism is the sign that I am sign that I am

following following Jesus!Jesus!


““I will follow Thee, my Savior, I will follow Thee, my Savior, wheresoewheresoe’’er my lot may be.er my lot may be.

Where Thou goest I will follow; Where Thou goest I will follow; yes my Lord, Iyes my Lord, I’’ll follow Thee.ll follow Thee.will follow Thee, my Savior, will follow Thee, my Savior,

Thou didst shed Thy blood for Thou didst shed Thy blood for me;me;

And though all men should And though all men should forsake Thee, forsake Thee, BBy Thy grace Iy Thy grace I’’ll ll

follow Thee.follow Thee.””

James Lawson ElginburgJames Lawson Elginburg

““I will follow Thee, my Savior, I will follow Thee, my Savior, wheresoewheresoe’’er my lot may be.er my lot may be.

Where Thou goest I will follow; Where Thou goest I will follow; yes my Lord, Iyes my Lord, I’’ll follow Thee.ll follow Thee.will follow Thee, my Savior, will follow Thee, my Savior,

Thou didst shed Thy blood for Thou didst shed Thy blood for me;me;

And though all men should And though all men should forsake Thee, forsake Thee, BBy Thy grace Iy Thy grace I’’ll ll

follow Thee.follow Thee.””

James Lawson ElginburgJames Lawson Elginburg


Matthew’s Matthew’s Reward!Reward!

““Now the wall of the Now the wall of the city had twelve city had twelve

foundations, and on foundations, and on them were the names them were the names

of the twelve of the twelve apostles of the apostles of the

Lamb.Lamb.”” Revelation Revelation 21:1421:14

Matthew’s Matthew’s Reward!Reward!

““Now the wall of the Now the wall of the city had twelve city had twelve

foundations, and on foundations, and on them were the names them were the names

of the twelve of the twelve apostles of the apostles of the

Lamb.Lamb.”” Revelation Revelation 21:1421:14


““ Be faithful until Be faithful until death, and I will death, and I will

give you the give you the crown of life.”crown of life.”

Revelation 2:10Revelation 2:10

““ Be faithful until Be faithful until death, and I will death, and I will

give you the give you the crown of life.”crown of life.”

Revelation 2:10Revelation 2:10

My Heavenly RewardMy Heavenly RewardMy Heavenly RewardMy Heavenly Reward


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