PRESENTED TO:

PROF: RIAZ AHMAD MIAN

PRESENTED BY:

Muhammad Umar Asghar (088)

Khuram Shahzad (089)

Adnan Aziz Butt (138)

THE COMMERCIAL BANK

BANK

“commercial bank is an institution that accepts demand deposits and makes commercial loans.”

Introduction of Samba Bank:

Scheduled Bank Licensed by SBP

Incorporated on November 12, 2002

Paid Up Capital Rs. 1475.61 Million

Network of 28 Branches

BRANCH NETWORK:-

Punjab-12

Sindh-11

NWFP-1

ICT-4

Samba’s Vision

A progressive, vibrant and resourceful

bank aiming to be a household name

by winning over customers through

quality services.

Samba’s Mission “A bank distinguished for offering the

widest range of competitive and innovative products and services to its customers with efficiency and personalized service.”

Core ValuesC-O-M-P-E-T-E C------CUSTOMER O------OUTSTANDING QUALITY M-----MOTIVATED TRAINED STAFF P-----PROFESSIONALISM E------EMPOWERMENT T------TEAM WORK E------ENHANCED VALUE

Products & Services : Consumer Banking.

Investment Banking.

The Ultimate Personal Loan It’s Simple Maximum You Can Get It’s Safe It’s Convenient It’s Online It’s Lets You Top Up It’s Lets You Enhance Your Loan

Samba Bank’s Persona Loan Salaried Individual

Self Employed Professional

Self Employed Business Individual

For Debt Consolidation

Branch Banking

Samba bank Accounts Basic Banking Account Samba Customer Plus Account Samba Business Plus Account Samba Plus Samba Horizon Samba Saving Account

Certificates Samba Term Deposit

Certificates

Samba Monthly Income Certificates

Speed Cash

Fast and Safe Money Transfer

Maximum Amount

Investment Banking Capital Markets

Treasury

Services Online Banking

ATM

Utility Bills Payments

Online Services

Samba ATM Information Inquires Order Tracking Maintenance

SWOT ANALYSIS

STRENGTHS: Leading Private Sector Bank Automatic Operations Full Day Banking Customized Solutions Customer Oriented Banking Electronic Banking Phone Banking Ethical Concern & Public Image

WEAKNESSES: Not Highly Automated Low Job Satisfaction Lack of Specialization Centralization Lack of Training Facilities

OPPORTUNITIES: It deals in bulk business. A large amount of foreign investment is attracted. Strong potential for growth Steady increase in Customer Deposits Overseas Operations Branches In Remote Areas Islamic Banking Sharp increase in imports and export

THREATS: High Employees Turnover High Charges Less Attractive Rate of Return Stiff Competition Less Experienced Staff