reduce the up front cash needed to purchase your home with ... · cash needed to purchase your home...

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Reduce the up - front cash needed to purchase your home with one of these products. SECOND MORTGAGE • Can be used for down payment and closing cost assistance. • Available for up to 3.5% of sales price. • Fixed rate of 5% over 10 years with low monthly payments. • Income limits may apply up to $110,000. • Can combine with loan products with a borrower minimum credit score of 680, or for the First Loan program with a minimum credit score of 640. • Finally Home! ® Homebuyer Education is required. Only one certificate is required for both borrowers. • Borrower must contribute at least 0.5% of the sales price of his own funds to the transaction. FORGIVABLE LOAN • Can be used for down payment and closing cost assistance. • No first-time homebuyer requirement. • A maximum of 3.5% of the sales price is forgivable over seven years. A lien will be placed on the property. • Borrower must contribute at least 0.5%of the sales price of his own funds to the transaction. • Can be used on refinances. • Finally Home! ® Homebuyer Education is required. Only one certificate is required for both borrowers. DON'T FORGET THESE ADDITIONAL BENEFITS Make buying your home a more affordable and successful experience with the following programs and services available through Idaho Housing: • Finally Home! Homebuyer Education offered statewide and online at finallyhomecourse.com. • Homebuyer tax credit. • Low- and no-MI loan products. • Free housing advice. • Excellent customer service. • Loans always serviced in Idaho. *Programs are subject to change at any time. Funds are limited, and certain restrictions apply. Contact: or visit idahohousing.com Learn more today!

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Page 1: Reduce the up front cash needed to purchase your home with ... · cash needed to purchase your home with one of these products. SECOND MORTGAGE • Can be used for down payment and

Reduce the up-front cash needed to purchase your home with one of these products.

SECOND MORTGAGE

• Can be used for down payment and closing cost assistance.

• Available for up to 3.5% of sales price.

• Fixed rate of 5% over 10 years with low monthly payments.

• Income limits may apply up to $110,000.

• Can combine with loan products with a borrower minimum credit score of 680, or for the First Loan program with a minimum credit score of 640.

• Finally Home!® Homebuyer Education is required. Only one certificate is required for both borrowers.

• Borrower must contribute at least 0.5%of the sales price of his own funds tothe transaction.

FORGIVABLE LOAN

• Can be used for down payment and closing cost assistance.

• No first-time homebuyer requirement.

• A maximum of 3.5% of the sales price is forgivable over seven years. A lien will be placed on the property.

• Borrower must contribute at least 0.5%of the sales price of his own funds tothe transaction.

• Can be used on refinances.

• Finally Home!® Homebuyer Education is required. Only one certificate is required for both borrowers.

DON'T FORGET THESE ADDITIONAL BENEFITS

Make buying your home a more affordable and successful experience with the following programs and services available through Idaho Housing:

• Finally Home! Homebuyer Education offeredstatewide and online at finallyhomecourse.com.

• Homebuyer tax credit.

• Low- and no-MI loan products.

• Free housing advice.

• Excellent customer service.

• Loans always serviced in Idaho.

*Programs are subject to change at any time. Funds are limited, and certain restrictions apply.

Contact:

or visit idahohousing.com

Learn more today!

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