realty guide

Reporter-HeraldHOME & Realty GuideLookInside:

SATURDAY, March 6, 2010

www.homeandrealtyguide.com

Mortgage rates .................... pg. 3Transactions ......................... pg. 5New Home Directory.......... pg. 6Featured Home Plan .......... pg. 8Open Houses .................... pg. 10Classifieds .......................... pg. 11

Featur edProper tiesSection:

PPaaggeess 44 && 55� See Bath/Page 2

In theGar den

Prep lawnbefore summer

Real EstateMatters

PPPaaagggeee 333

Questions toask beforere f i n a n c i n g

PPPaaagggeee 666

Rhema Stew

PPPaaagggeee 999

Give into a dairy-freemac attack

Complete garden serviceBath Garden Center and

Nursery offers services forevery landscape need

Photo special to the RHBath Garden Center and Nursery is located at 2000 East Prospect Road in Fort Collins.

RH PA I D A D V E RT O R I A L

Deep roots build strong business, and BathGarden Center and Nursery of Fort Collinshas serviced the Front Range area for over

45 years, providing the community with consistenthigh quality and customer inspiration. Owner TomBath started working with only a pickup truck anda handful of tools in 1965. Now the company sup-

ports residential and commercial landscaping, afull time retail nursery, a boutique garden centerand power equipment services and sales.

“We are not just a garden center on the corner,”said Bath Garden Center manager Mundy Miller.“We cover all landscape needs, both indoor ando u t d o o r. ”

On the residential design side of the company,sales director Aaron Salzman offers a service thatcreates 3D images of potential landscape projects,all designed with the clients dreams in mind.

“Before a shovel is in the ground, we do a 3Dbirds eye view and virtual tour of the landscape,”Salzman said. “It is a way to make sure there is nogray area between what they thought they were

2 HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, MARCH 6, 2 0 1 0 w w w. h o m e a n d r e a l t y g u i d e . c o m

BathFrom Page 1

Photos special to the RHTop, a digitized sketch plan offered by Bath Landscape and Design to clients duringconsultation. Above, a completed patio project by Bath Landscape and Design.

RH photos/Rhema MuncyAbove, a green electrical lawnmower sold at the Garden PowerShop. Left, an indoor hydropon-ics room at the Bath GardenCenter and Nursery store.

going to get and what the fin-ished product is.”

This landscape design op-tion can help clients in thebuilding stage of their homecoordinate colors and tex-tures of the home with theyard spaces, even if the homeis only a blue print or bareframe.

“Customers are takenaback when we can envision ahouse from the blue print,”Salzman said. “Most of ourcompetition strives to get asmany projects done as possi-ble each year. We focus on asmaller amount of refinedjobs and get to know theclient. What do they value intheir lives, from time withfamily to entertaining? Dothey like gardening or not?We take all of this into ac-count when planning.”

Both the commercial andresidential side of Bath Gar-den Center and Nursery focuson making landscaping assustainable as possible, fromgrouping shipments to reducecarbon foot prints to maxi-mizing water use in sprinklersystem design and recyclingunused materials.

On the power shop side ofthe business, manager MikeStutz offers many green prod-ucts such as Hustler brandelectronic mowers with zeroemission standards.

“They are easy to use be-cause you don’t have to havean engine,” Stutz said.

The shop also provides land-scaping equipment mainte-nance and part sales for thosewho want to fix their ownequipment. The power shopwill serve as a recycling andrebate center for the city ofFort Collins rebate programfor trading in old equipmentfor more energy efficient andenvironmentally consciousp ro d u c t s .

The Bath Garden Centerand Nursery store offersunique gardening materials

and a friendly knowledgeablestaff who are passionate aboutgardening. The store is one ofthe largest suppliers for or-ganic and natural gardeninglifestyles. The store setstrends in Coloradoplantscapes through alterna-tive gardening practices suchas pesticide free growing andindoor hydroponics.

Sales associate BenjaminBell spearheads the hydropon-ics department, a form of sus-tainable gardening for indoorplant enthusiasts. A drip sys-tem with a reservoir of nutri-ents at the base pumps nutri-ents into each individualplant and the plants grow in asoilless medium.

“Because your plants are ona constant nutrient feedrather than being fertilizedwith synthetic fertilizers overtime, they are in a very con-trolled environment, so youhave increased yields,” Bellsaid.

With hydroponics, growersare assured of what exactly isgoing into their food and thequality of the seed. This is ahealthy nutritious option forthe whole family without thepossible food source concernsof genetically modified plants,pesticides and of some com-mercially grown produce.

For all gardening and land-scaping aspects of life, BathGarden Center and Nurseryworks to keep customers in-formed and focused onhealthy yard practices.

“We strive to educate ourcustomers about organic gar-dening and how to nourishthe soil we tread heavily on,”Miller said. “Choosing organicproducts and soil amend-ments will make your yardand garden healthier for you,your family and future genera-tions. We can all make a dif-ference in this world. Why notstart in the back yard?”

HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, MARCH 6, 2010 3w w w. h o m e a n d r e a l t y g u i d e . c o m

Home and RealtyGuide is on the Web

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LastWe e kTo d ay

This Week’s Rates

30-Year Fixed:Tr e n d

15-Year Fixed:

5/1 ARM:

* Rates provided by Bankrate.com. All rates are subject to change.

*

5.12%

4.50%

4.02%

5.03%

4.37%

3.90%

H&M o rt g a g e

Interest RatesRGH& Real Estate MattersRG

ILY C E GLINKTRIBUNE MEDIA SE RV I C E S

Question: We want to refinance ourhome loan. We are at 5.75 percentand might be able to get 4.85 per-

cent on a 30-year fixed-rate mortgage. Wewill save between $87 to $104 dollars permonth, and we are thinking about addingextra money each month to pay off the loanf a s t e r.

With a 30 year loan, I’d pay twice a monthand add extra toward the principal eachmonth, because you never know about thiseconomy. Please give me your opinion.

Answer: There are four important ques-tions to ask yourself before starting a refi-nance:

1. Will I lower my interest rate? From youre-mail, it’s clear that you meet this test.

2. Will I lower my monthly payment? You’llsave money each month.

3. Will I shorten my loan term? This is animportant question because if you have only25 years left on your loan and are startingup with another 30-year loan, you’ve essen-tially lost five years of payments. But if youhave 25 years left and can refinance to a 15-year mortgage, you’ll come out ahead.

4. What are the costs to refinance? If alender will charge you so much that it’ll takeyears to pay off the costs of the refinancewith your monthly savings, it may not beworthwhile to refinance.

Of these four questions, the biggest issueis how much time you have left on your loan.In your case, it sounds as though you haveenough room to refinance to a 15-year loan.If your monthly payment is less with a 15-year loan, and you can use that savings toprepay the loan further, then you knowyou’re making a smart move.

But it isn’t really fair to compare monthlypayments when a new loan is going to add

years of payments. You must also comparewhat the costs are to close the loan.

The best way to lower the costs on a refi-nance is to shop around. Talk to at least fouror five different types of lenders: a creditunion; a big box lender; a local mortgagebroker; an Internet lender or a mortgage ag-gregator; and a small, local bank that mightkeep loans in its own investment portfolio.

Before you call any of the lenders, visitAnnualCreditReport.com and get a freecopy of your credit history and pay for acredit score. If your credit score is less than660 or 680, you may not even qualify for anFHA loan, so your time would be best spentcleaning up your credit.

If your credit score is good, then be sureto share that information with lenders. Tellthem: “I know you have to pull your owncopy of my credit history and score once Iofficially apply for the loan. But assume thisis current. What kind of interest rate,points, fees and so forth would I qualify for?”

Finally, if you do make extra payments topay down your loan, don’t forget to indicateon your payment that you made an extrapayment to be applied towards the principalon your loan. If you have an escrow accountfor the payment of real estate taxes or insur-ance, and you don’t specifically say that theextra is to be used to pay down the loan bal-ance, you might be surprised to find outthat your extra payments went into the es-crow account and not to pay down debt.

Question: My friend has a home he lives inand owns a different house in another statethat is about to be foreclosed on. The fore-closure happened because after his divorce,his name came off the deed to the propertybut not off the mortgage. His ex-spousefailed to make the payments. He owes about$290,000, but the property is worth only$200,000.

Can he lose the equity in his primary resi-dence and any money he has in the bank in

this foreclosure? How can we find an at-torney who can guide us?

Answer: Your friend’s biggest problemis that he didn’t insist at the time of hisdivorce that his ex-spouse refinance theproperty to take his name off of themortgage.

I don’t know if the foreclosed propertyis in a non-recourse state. If it is a non-

For more information, callGlink’s radio show at800-972-8255 on Sundaysfrom 9 to 10 a.m., write to RealEstate Matters Syndicate, P.O.Box 366, Glencoe, IL 60022 orvisit www.thinkglink.com.

Real Estate Matters

Questions to ask before undergoinga refinance on your home loan

� See GLINK/Page 5

Home & Realty Guide isproduced every Saturday by

the Loveland DailyReporter-Herald.

EDITORJade Cody

j c o d y @ re p o r t e r- h e r a l d . c o m635-3656

R E P O RT E RRhema Muncy

r [email protected]

DISPLAY ADVERTISING669-5050

CLASSIFIED ADVERTISING635-3650


10-310048

Close to hospital, bike trail, Boyd Lake and shopping. Tri-level in TIP TOP shape! 3 beds, 1& 3/4 baths, gas FP, A/C, vaults and large deck! $195,000.

1949 Hyde Drive

Julie Stinson 970-622-1809RE/MAX Alliance 970-669-1234750 W. Eisenhower Blvd.Loveland, CO [email protected]

4 beds, 2 baths, bi-level. Gas fi replace, central air, newer siding & windows, new paint & fl oor coverings! Large fenced yard with sprinklers. Quick closing! $190,000 with $4,000 in closing costs!

3919 Briar Dr.

$190,000

Call Julie Stinson 970-622-1809RE/MAX Alliance 970-669-1234750 W. Eisenhower Blvd.Loveland, CO [email protected]

USE YOUR TAX CREDIT HERE! Inviting ranch with 3 bedrooms/2 baths! Family room in fi nished basement! Central air, 2 car garage, fenced yard! See photos @ website! Price Improved! $177,900! MLS 611945

360 Emerald Court, Loveland

OPEN HOUSE SAT MAR 6: 1-3 PM!

Sarah BennettRE/MAX Advanced, Inc970-221-5995 [email protected] ndhome.com

WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open fl oor plan with lots of light and an unfi nished basement. Priced to sell at $199,000.

162 Brass Ct.

OPEN HOUSE FRI, SAT & SUN 1-3

Julie Stinson/Megan Wachtman970-669-1809750 W. Eisenhower Blvd.Loveland, CO 80537

Fantastic home in great neighborhood.Lg kitchen w/formal dn rm. Relax in the spacious lv rm or enjoy the fp in the fam rm. Magnifi cent backyard w/plenty of rm to play, mature landscaping. $209,900 #615956

2410 Fairplay Drive

OPEN HOUSE SATURDAY 1PM-3PM

Ursula AlbersCentury 21 Humpal, [email protected]

The great room must be seen! Shows like new, access to Boyd Lake. 3 bdrm., w/jack & jill bath up. Perfect for entertaining. Nice upgrades, deck & pergola in back yard. Deeded lake access & boat ramp.

6341 SEA GULL-$259,900

OPEN HOUSE SUN. MARCH 7TH 2-4

Dominic EastTimber Line Partners

(970) [email protected]

Beautiful 3 bed/3ba home located at end of Cul-de-Sac on Large 9000+ sq ft lot backing & siding to green space! Room to expand in basment. Great room w/fi replace has vaulted ceilings & architechural interest. Wonderful kitchen has lots of space & great breakfast bar. Vaulted ceilings in master w/attached full bath & 2 sinks. Covered front porch. Quiet neighborhood close to schools, trails, lakes. $239,797 See the virtual tour at: www.lorimoffat.com

2330 Forsythia

JUST LISTED!!

Lori Moffat 970-218-7733RE/MAX Alliance 970-669-1234

750 W Eisenhower [email protected]

All brick ranch w/3 car garage. Lots of fi n. sq. footage for the the price. Master w/access to sunroom. 4th & 5th bedrooms are non-conforming. Kitchen remodeled, mature neigborhood w/RV/boat parking. No HOA.

GREAT CORNER LOCATION-$195,000

CHERRY HILLS ALL BRICK RANCH

Dominic EastTimber Line Partners

(970) [email protected]

Everything you are looking for is here! Quality built 4 bed/4ba, 3+ car gar, Cul-de-Sac, 8000+ sq ft lot. Immaculate condition. Gorgeous stone fi repl., wainscotting, +++ wonderful upgrades! Plus: shop, sink, built-ins, covered 600 sq ft patio, 24’ RV pad, 4 car driveway. Approx 2500 fi n sq ft. $272,500 See Virtual tour at: www.lorimoffat.com

2384 Forsythia-Loveland

JUST LISTED!!

Lori Moffat 970-218-7733RE/MAX Alliance 970-669-1234

750 W Eisenhower [email protected]

Copper 10 Subdivision, located at the corner of East 1st and Boise Ave. Paired home that is almost complete! Great fl oor plan that features two master suites, volume ceilings, one car garage and a carport, Bamboo fl ooring and European-style cabinetry.

193 Colbalt Ave.

OPEN HOUSE FRI, SAT & SUN 1-3

Megan Wachtman/Julie [email protected]

Great 3BD, 2BA home on 4.8 acres! All new windows on main-fl oor, new decks front & back, loafi ng shed, 3 stalls w/ water & elec, cross-fenced & elec on perimeter, and well for irrigation. No covenants!

3400 Cottonwood Ln - Berthoud

PRICE REDUCED- $324,900

Marian Maggi970-290-0908marian@berthoudrealestate.comwww.berthoudrealestate.com

Beautiful views of lake front of Boedecker Lake. 459 Cape Dory at Mariana Cove. Custom built in 2000, two story home, 4000 sq. ft. 4 bedroom, 3 bath, 3 car garage. Lots of upgrades. Price $469,000.

459 CAPRE DORY

Bogdan Kaleta 970-215-1067RE/MAX Alliance 970-226-39904703 Boardwalk Dr., F.C., CO 80525

[email protected]

Price dropped to $380K! AMAZING VIEWS & main fl oor living w/fi nished lower level! This beautiful model home includes stainless kitchen appliances & side-load washer/dryer. Move in NOW! Open Sat & Sun 1-4.

588 Mariana Pointe Drive

OPEN HOUSE SAT & SUN 1-4PM

Nancy BaxterPrudential Rocky Mtn [email protected]

FEATURED PROPERTIES - UP TO $199,999FEATURED PROPERTIES - UP TO $199,999

Close-in yet country subdivision is the best of both worlds. 5 Bedrooms. Fully remodeled granite kitchen and 3 of the 5 bathrooms, hardwood fl oors on most of main fl oor, freshly fi nished walk-out basement. 4 car garage (one is a tandem w/RV height door). Mountain Views in all directions. $625,000 MLS# 620236Directions: South on Taft, west on 28th St/CR 16. Left on Spring Mountain Rd.

2881 Spring Mountian Dr., Loveland

BEAUTIFULLY UPDATED TWO STORY ON .37 ACRE

Betsy Burns, CRSColdwell BankerResidential Brokerage970-215-1776www.BetsyBurns.com

2000 sq. ft ranch with walk-out basement. Solar electric, solar radiant hot water heat. To be built. Starting at $650,000. Call John Mathey at Premier Lifestyle Realty today!

TO BE BUILT

TOTAL SOLAR!

John MatheyPremier Lifestyle

(970) 613-4400(970) 481-5512

New custom ranch w/full walkout bsmt. Open fl r plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.

288 Reservoir Drive

OPEN HOUSE SAT & SUN 1-4 TRADES CONSIDERED

John MatheyPremier Lifestyle

(970) 613-4400(970) 481-5512

FOR SALE3 BD, 2 BA Ranch, new kit cabinets and hardwood fl rs. Unfi n bsmt, big back yard, spklrs, privacy fence. $210,000

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GLINKFrom Page 3

Real EstateTransactions aresupplied byProspects Unlimit-ed Inc., 1151 Ea-gle Drive No. 467,Loveland, CO80537, 667-1537.

L oveland• Wayne & Re-

becca Koski fromBarnhart AlanScott & JoyLavaun, 469Johnson Ave,L oveland,$234,500, home

• Paul Begleyfrom BrydenTheresa E, 1047Winona Cir, Love-land, $160,000,home

• Gregory &Sandra Standi-ford from WellsFargo Bank, 1227Centennial Dr,L oveland,

$163,000, home• Jill & John

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• Leister &Mackenzie Bowl-ing from Jpmor-gan Chase Bank,3315 Golden Ea-gle Dr, Loveland,$345,000, home

• Rhonda &David Lawrencefrom Coe Brian J& Mary Jane,6233 Jordan Dr,L oveland,$525,000, home

• Kim & Max-ine Brandt fromCustom OnsiteBuilders Inc, 247Two Moons Dr,L oveland,$525,000, home

• Galen LLCfrom Fannie Mae,

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• Robyn Debeyfrom HamiltonJohn P Ii, 4115Avenida Del SolDr, Loveland,$204,000, home

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• Kenneth &Annie Huffmanfrom OakwoodHomes LLC,3546 Pinewood

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• CalebLiesveld fromOakwood HomesLLC, 3936 Black-wood Ln, John-stown, $196,000,home

• Heath Pierfrom OakwoodHomes LLC,5219 CherrywoodLn, Johnstown,$196,000, home

• DennisDaugherty fromOakwood HomesLLC, 3627 Maple-wood Ln, John-stown, $295,000,home

Windsor• Brian & Beth

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H& Real Estate TransactionsRG

recourse state, then the lender wouldforeclose on the property and wouldnot be entitled to go after other as-sets. Otherwise, the lender wouldhave to file for a deficiency judgment.

A deficiency judgment is given to alender that is owed more than it getsthrough the sale of the home in fore-closure. In some states, lenders cango after other assets once the homeis foreclosed on if it is still owed mon-e y.

Your friend will need to hire an at-torney to make sure that once theproperty is foreclosed upon, the bankwill not have the right to go after himfor any other money owed. Yourfriend might also want to talk to thedivorce attorney who helped him outand get more information. The di-vorce decree might have providedthat the spouse would be solely re-sponsible for the debt on the home.

It might turn out that the divorce de-cree could shield him from any con-sequences from the foreclosure. Buthe should check that out with his at-t o r n e y.

I don’t refer readers to particularattorneys. However, do recommendthat your friend contact the local barassociation and ask to speak to thehead of the real estate committee.That person should be well versed inreal estate matters and able recom-mend a trusted real estate attorneywho can assist with this problem.

Question: Both of my parents arein their early 80s. Is there any advan-tage to having the majority of theirassets, including the house, trans-ferred to my name? I would only dothis with their approval and the un-derstanding that they have access toany funds through me.

Answer: I’m sure that you and yourparents have a great relationship, andI’m sure they could come to you ifthey were in financial trouble.

But parents don’t like having to re-ly on their kids for financial support.

And often nothing but trouble is cre-ated when a parent transfers their as-sets to their kids’ names.

The good news is that there is noreal tax advantage to doing this, andit might even get you into trouble lat-er on.

While the estate tax is still in limbo,there is still no advantage to havingyour parents gift you their assets now.First, they might need them. Second,you’re better off inheriting theseitems than receiving them as a gift.

Prior to this year, if you inherited ahome from your parents, you wouldhave inherited the home at its valueat the time of their death. That is, ifyou sold the home the day after youinherited it, you would have paid notax on the sale of the home. The costof the home to you would have beenits value at the time of their deathand the sales price of the home wouldhave established its value; therefore,you would not have made a profit.

However, starting this year, whenyou inherit a home, its value is deter-mined by what your parents paid for

the home and put into the home.So if your parents purchased the

home for $50,000 many years agoand put in improvements of $50,000into the home, the cost basis of thehome would be about $100,000. Ifyou then sold the home for $200,000,you would have to pay taxes on theprofit between the $100,000 cost ba-sis and the sales price of $200,000.

It’s a tall order for an heir to trackdown the costs of an asset like ahome that was owned by parents whoare no longer living. You would bewise to sit down with your parentsand go over their finances and deter-mine the cost basis for their home, aswell as for any other asset that hasappreciated over time.

Here’s another suggestion: Spendsome time with an estate attorney,who can lay out the options for vari-ous types of trusts, and make sureyour parents’ wills and powers of at-torney for health care and financialmatters are in order. Knowing thatthe estate is in order will help them,and you.

OPEN WED 11AM-1:30PM - FRIDAY 8AM-1:30PM - EVERY SUNDAY 3PM-5PM. Fantastic location on Chapman Reservoir. Lake rights, walk paths. 2+ acre lots, 2 lots w/horses allowed, wakeless craft allowed.

Warberg Farm - Sophia Court

OPEN HOUSE SUNDAY 3PM - 5PM

Kurt AlbersCentury 21 Humpal, [email protected]

LAND FOR SALELAND FOR SALE

10-310049

These two lots are side-by-side. Level to gently sloping. Owner has planted trees and lilacs along the road for a head start on privacy. Little Thompson Water taps available. Great views of Buckhorn Valley. Protected by Buckhorn Glade covenants. If you need both lots, owner will consider substantial price reduction. $148,000 each. MLS#’s 603563 & 603573.Directions: North of Big Thompson Elem. on CR 27. East on Bison Bluff.

Bison Bluff Lots

IDEAL 2.3 ACRE BUILDING SITES

Betsy Burns, CRSColdwell BankerResidential Brokerage970-215-1776www.BetsyBurns.com

Your online and print resource forresidential,commercial

and land for sale

homeandrealtyguide.com


have to mow much more often.The best defense against weeds is

to grow a healthy, dense lawn thatwill out-compete weeds trying tomuscle in on your turf. If you have athin lawn and want to over-seed it withgrass this season, do not apply pre-emergent. Spring is a good time toover-seed cool season grasses into ar-eas that are threadbare.

For best results, core-aerate thelawn before you spread seed. The seedwill fall into the holes made by theaerator, which act as ideal germina-tion chambers for grass seed. As theseedling sprouts and germinates, itsroots dig deeper into soil that hasbeen aerated.

When core-aerating, pass the ma-chine over the area several times indiffering directions, making hundredsof holes in the ground. Water the lawnlightly every day until the seed has

H& In the GardenRG Carol O’Meara is withCSU Extension inBoulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .

CA RO L O'MEARACSU EXTENSION, BOULDER COUNTY

Being the envy of the neighbor-hood is not easy. I know this be-cause I’ve never been one. But,

according to helpful neighbors whostroll past walking their dogs, with alittle effort and the will to make ithappen, I too, could find the secret toincreased property value, a happy andfulfilling life, and far less conversationwith people who walk their dogs.

The secret is in the lawn care. Forbetter turf with less work, set thestage now by planning to weed andover-seed your turfgrass. Timing iscrucial for controlling grassy weeds,whose seeds fell to the soil in fall. Ly-ing quietly on the lawn until springsoil temperatures soar into the 50s,the seeds can sprout and grow quickly.

Pre-emergent weed control is help-

ful in keeping weeds at bay, and forbest results, plan now to put it onyour lawn. The right time to apply pre-emergent weed control is mid-Marchto early April, two to four weeks be-fore the seeds germinate. Too oftenthe pre-emergent is put down afterthe seeds have sprouted; weeds al-ready growing are unharmed by it.

As with all products, follow thepackage directions when applying. Re-gardless of whether it is derived syn-thetically or naturally, like corngluten, pre-emergents need be appliedin a light layer across the lawn. Putdown too much, and there is a risk ofstunting the grass’ root system, caus-ing poor performance later in thesummer when heat takes its toll.

Corn gluten contains a fair amountof nitrogen, so if you use it, decreasethe amount of nitrogen fertilizer youapply. Too much nitrogen and you’ll

germinated. Grass seed is a slow ger-minator, so be prepared to wait 14-20days for it to sprout. The most com-mon mistake in over-seeding is fromimpatience with the germination time— many gardeners give up too soonand cut off the water just when theyoung sprouts first emerge.

If you have already applied pre-emer-gent, wait two-to-four months beforetrying to over-seed. The pre-emergentwill breakdown in the sunlight duringthe summer months and allow for ger-mination of new seed.

For more information on lawn careand spring lawn checklists, visitc s u t u r f. c o l o s t a t e . e d u / .

Prep your lawn for the summer

In the Garden

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NEW NORTHERNCOLORADO HOMES

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SATURDAY/SUNDAY 1:00 - 3:00505 Cimarron Drive, Ault - Beau�ful 2-story home offers so much - HUGE open main floor, built-in shelves, central A/C, wood floors, pantry in kitchen, pendant lights, and front landscaping! Full �le backsplash in kitchen, shaker style cabinetry, custom vanity in master bath, abundant storage, full basement to finish as you like. Garage 22’x23’. Energy star rated. Nice custom wainsco�ng and built ins in the dining room. Both front and back covered porches.

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SATURDAY 11:00 - 1:00

FRIDAY - SUNDAY 12:00 - 5:00

2178 Blue Duck Court, Loveland - Fantas�c value for finished square footage. 3 car garage and 1/3 acre lot. Basement is professionally finished, 5 bedroom, 4 bath. Excellent condi�on and move-in ready. Maple floors and cabinets, granite �le countertops, central air, walk-in pantry. This property backs to historic farm.

2409 Maple Hill Drive, Fort Collins -Maple hill is an exci�ng collec�on of a�rac�ve, energy efficient, affordable and environmentally friendly homes with neighborhood pool, trails and future park. This is builders model. Paired homes star�ng at $175, 000 single family homes star�ng at $201,000.

Call Mark Moran218-1891

Call Cathy Vance231-0234

Call Lisa O’Brien566-0995

$285,000MLS#620532

$242,000MLS#620442

$234,000MLS#595204

SATURDAY 1:00 - 3:00SUNDAY 2:00 - 4:00616 E 41st Street, Loveland - It’s all here for you in this contemporary 4BR,2BA home! You will LOVE the updated ktn w/hickory cabinets,gas range&granite �le counters.The baths are fabulous w/ar�s�c �le&updated fixtures.This home has great comfort features w/vinyl windows,furnace w/humidifier&central AC. The spacious,fully fenced yard w/sprinklers is great for kids&pets.Relax on the new pa�o&enjoy the outdoors backing to open space&a canal.

408 N. County Rd. 29, Loveland - Adorable 3BD 1BA 1267 sf ranch on .40 acre lot with no HOA. Wonderful private se�ng and large detached garage. Laundry room, office nook and spacious eat-in kitchen. Nicely Updated!

Call Kathy Boeding231-9073

Call Doug Miller481-9444

$159,900MLS#411118

$184,900MLS#618277

SUNDAY 1:00 - 3:00 SATURDAY 2:00 - 4:00FRIDAY - SUNDAY 12:00 - 5:002503 Bismarck Avenue, Loveland - Established neighborhood w/4 living areas! New ext paint, new A/C & furnace in ‘08. 4 br + office, kitchen w/new counters & �le backsplash & lg dining area. Beau�ful 17x12 sunroom w/great light. Spacious fam rm has gas fp. Formal living or dining room, bsmt rec room too! Master has remodeled 3/4 bath & walk-in closet. Lg corner lot, fenced yard, huge cov pa�o, full sprinklers, extra parking pad for RV/boat.

3632 Crestone Drive, Loveland - 5 bedroom plus office, 4 bath home with finished basement and 3-car garage. Over 3400 sq �. Main floor BEDROOM/OFFICE, 3/4 bath and Laundry Room. Kitchen open to family room with gas fireplace. Hardwood floors in entry, Kitchen and Family Room. Basement has Rec room, 2 bedrooms and full bath. NEW CARPET. Huge deck to enjoy fenced back yard with sprinkler system. Central A/C.

291 Saratoga Drive, Windsor - Greenspire is a lake front community with planned trails, parks, docks and open space capturing the spirit of Colorado. Designed with energy efficiency and comfort in mind. Homes star�ng at $235,000 lake view homes star�ng at $330,000.

Call Mark Moran218-1891

Call Lisa O’Brien566-0995

$289,000MLS#618719

$235,545MLS#595072

SATURDAY 1:00 - 3:00998 Longspur Street, Loveland -3 BRs + office w/2100 sf. on main level, cathedral/vaulted ceilings throughout! Cherry kitchen cabinets, beau�ful slab granite counters, island, pantry, stainless appl. Gorgeous 5 pc master bath. Full fin. daylight bsmt has open fam rm/rec rm w/2nd gas FP, 4th BR, 3/4 BA, 18x11 TV rm & exercise rm. Very oversized garage w/side tandem. Huge deck & fenced back yard overlooks open space & Mtn views


$392,500MLS#620497

SATURDAY/SUNDAY 12:00 - 5:00804 Crooked Creek Way, Fort Collins - New Pa�o Home at Waterleaf. Ranch plan has approx 1,890 sq � w/ 2 bd + a study, 2 ba & 3 car tandem garage. Lots of nice upgrades & features throughout. All appliances included. Front & rear yard landscaping & fenced rear yard also included.

Call Dianne Breneman222-8549

$299,752MLS#618620

SATURDAY 12:00 - 2:004270 Tarryall Court, Loveland - Ranch w/walkout lower level features a huge rec room & 4 bdrms. Amazing views from every room. On end of cul-de-sac backing to wildlife conserva�on easement & views of Horsetooth Lake to the east. Front range mtn views & sunsets to the west. Gourmet kitchen w/slab granite island, hickory floors & cabinets & a wall of windows w/views of lake. Master separated by his & hers offices. Energy-efficient geothermal hea�ng & cooling system.

Call Cindy Ku�n391-4735

$765,000MLS#620531

214 Willow Street #6, Fort Collins - Discover the Roo�ops on the River! 2 bedrooms, 2.5 baths, private garage and private 4th floor roo�op deck! New Phase II pricing AND $8,000 Buyer Credit! Excellent Old Town Fort Collins loca�on between Northside Atzlan Center and Bas Bleu Theatre and backing to park and Poudre River Trail. Sq Ft does not include 200 sq � deck and 260 sq � a�ached garage.

SATURDAY/SUNDAY 1:00 - 3:00

Call Jim Hauan481-9280

$290,000MLS#574335

PATIO HOME IN SE FORT COLLINS


Call Coleen Ligotke690-1732

SATURDAY/SUNDAY 1:00 - 4:00SATURDAY 1:00 - 3:005338 Wishing Well Lane, Timnath - Sage Homes building in Timnath’s newest neighborhood featuring Bethke Elementary, open space, future rec center. 3 car garage, main floor master and study, FULL landscaping, and well upgraded including granite countertops and refr, washer & dryer included. E-star home & Built Green. Metro district for HOA. Take advantage of the $8,000 or $6,500 Tax Credits.

544 Wycomb Court, Windsor - 3735 sf 2 story. 4 BD+Lo�, main floor bedroom with full bath, 3 full BA, 3 car, large kitchen w/massive amount of cabinets, double ovens, pantry, �le countertops. Open floor plan.2 ea�ng areas, fireplace,sweeping staircase, large MB/luxury bath. Fenced. Neighborhood swim pool. Designer paint, wood blinds, immaculate.

$310,000MLS#595359

$299,900MLS#618723

Call Val Schlageter217-3464

SUNDAY 1:00 - 4:004802 Sorrel Lane, Loveland - Not quite ready for a pa�o home? Come see this new 2 bdrm w/study, 2 ba 1850 fin sf ranch in Thompson Crossing, 3 car sideload, covered rear pa�o, oversized shower in mstr. Mtn views, corner lot backs to greenbelt. BUILDER TO MATCH TAX CREDIT!

$359,000MLS#616342

SATURDAY 12:00 - 3:001620 Tennessee Street, Loveland -Gorgeous ranch with total of 4 bedrooms, 3 baths and an office! Tons of upgrades inside and out! 3cm slab granite, solid wood interior doors, Lennox dual-fuel furnace, dimmers and AC. Rinnai tankless hot water heater, full stained wood fence, outdoor fireplace, area well grates and beau�ful landscaping just to name a few. Enjoy the finished basement with 9’ ceilings, large recrea�on room with entertainment center and fireplace and bathroom. You must see this Energy Star and Built Green Home!

Call Tracy Wilson567-0907

$419,990MLS#617122

SATURDAY/SUNDAY 1:00 - 5:005702 Shepherd Street, Timnath - Drama�c 2 story with superb cra�sman styling. 7 plans including Main Floor Master, 2 Story, & Ranch styles priced from $429,900. French Country and Tuscan styles available. Timnath’s newest neighborhood with new Bethke Elementary, parks, trails and a future pool/clubhouse.


$549,900MLS#571091

SATURDAY/SUNDAY 1:00 - 3:004437 Thompson Pkwy, Johnstown -Enjoy the courtyard as you enter this unique home. 2 main floor masters! Large walk-in closets. Home theater system w/raised pla�orm. 2 fireplaces. Add’l 2 car tandem. Short Sale.

Call Tracy Wilson567-0907

$609,000MLS#554762

HUGE PRICE REDUCTION!

REDUCED $15,000

Tax CreditThe Federal Homebuyer

Tax Credits Expire

April 30, 2010

$8,000 Available to First-Time Buyers

$6,500 Available to Repeat Buyers

Call us to receive your HOMEBUYER

TAX CREDIT KIT filled with everythingyou need to know!

10-309936


AS S O C I AT E D DESIGNS

Family members will en-joy spending time to-gether in the Lindgren’s

bright and spacious vaultedgreat room. Windows fillmuch of the rear wall, andlight beams down throughseveral skylights as well.

Out front, bold stuccocolumns support the frontporch, giving a stately look tothis thoroughly modernhome. Sidelights and a tran-som spotlight the door whilebrightening the interior. Dou-ble doors on the left open intoa room that could be a homeoffice, den, or bedroom-what-ever is needed.

The kitchen has counterson four sides, and two ofthose sides are open to thegreat room above counter lev-el. A long, raised eating barrims the angled work island,and a good-sized pantry fillsone corner. Standing at thekitchen sink, you have apanoramic view of the greatroom. Lift your gaze, and youcan survey the entire backyard in all its changing sea-sons.

The nearby utility room islarger than one might expectin a home this size. Its win-

dow-brightened countermakes an ideal location for asewing machine. The counteropposite is perfect for a deepsink. Stairs leading to the win-dowed and skylighted bonusroom over the garage are alsohere, along with a door thatleads directly into the garage.

Bedrooms cluster togetheron the left. Amenities in theLindgren’s owners’ suite in-clude: a huge walk-in closet, askylit bathroom with dual van-ity and shower with seat, anddirect access to the patio.This feature is doubly appreci-ated if an outdoor spa or hottub is installed.

Secondary bedrooms sharea bathroom outfitted with acombination tub and shower.Both bathrooms have towelstorage.

For a review plan, includingscaled floor plans, elevations,section and an artist’s con-ception, send $25 to Associat-ed Designs, 1100 Jacobs Dr.,Eugene, OR 97402. Pleasespecify the Lindgren 11-122and include a return addresswhen ordering. A catalog fea-turing more than 550 homeplans is available for $15. Formore information, call (800)634-0123, or visit www.AssociatedDesigns.com.

Lindgren is family friendly

H& Featured Home PlanRG

ED DEL GRANDEUNITED FE AT U R E S

Question: I have seri-ous issues with mycrawlspace filling up

with water, especially after itrains. A basement water-proofing company came byand said it would cost methousands to fix the prob-lem. I can’t afford to putthat much money into myhouse. What can I do?

Answer: First, don’t giveanyone any money until youknow them to be a licensedand insured master plumberwith a good reputation inyour area. Secondly, youneed to make sure all yourgutters are in proper work-ing order and that thedownspouts extend at least

four feet away from thehouse. Also check the grad-ing of the land to make sureit slopes away from yourfoundation. Finally, have a li-censed plumber install asump pump in thecrawlspace. Hopefully, thesump pump alone will col-lect the ground water with-out having to install aFrench drain system. If youfollow those three G’s (gut-ters, grading and ground-water control), you may beable to dry out yourcrawlspace without gettings o a ke d .

Ed Del Grande is the au-thor of “Ed Del Grande’sHouse Call.” For more infor-mation, visit eddelgrande.com. Always consult localcontractors and codes.

Stop crawlspace leakH& Home ImprovementRG

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H& Rhema StewRG

Seriousmacattack

RHEMA MUNCYSPECIAL SECTIONS RE P O RT E R

The best method of cooking involves throwing open thefridge door and quickly picking out items from eachshelf to make a delicious meal. The other best method

of cooking is macaroni and cheese. Period.The only problem for my cooking of this American delicacy

is that my fiance can’t eat cheese. Sometimes I make thedish anyway and sit on the couch and tell him how awful ittastes while inwardly I am enjoying a little piece of heaven. Iam sure he knows I am telling a little white lie about thetastiness of this comfort food, so I decided to come cleanand make a version that he can also happily swallow.

Enter the dairy free but still pretty cheesy Italian casse-role. For this dish, I experimented with what was in thefridge. I pulled out ground turkey, Kalamata olives, pepper-oni and noodles. Then I grabbed almond cheese, soy cheese,Tofutti sour cream (a soy alternative to the real sour cream),almond milk and coconut milk. The trick when using thesecheese alternatives is to leave plenty of time for melting. Af-ter adding hearty whole wheat noodles, this casserole was afilling feast with a creamy tasting sauce to boot.

I entered the recipe into the recipe analyzer atwww.caloriecount.about.com to see the nutrition results.This version of Italian casserole is high in fat, but it alsopacks a mean serving of protein (about 10 grams a serving)and nearly 15 grams of fiber.

From now on I will try my hardest to be good and not eatdairy. At the very least I will make this version for Matthewwhile I sneak in some good quality time with my favoritebowl of mac. But this recipe was so good, it might reform mycheesy ways.

Rhema Stew is a columncelebrating inspiring food

dishes. To submit a creativecooking project, contact

Rhema atr muncy@repor ter-herald.com.

Rhema Stew

Creamy Italian CasseroleModified from a low-fat macaroni and cheese recipe at www.WebMd.com.Serves 6Ingredients:3 cups whole wheat macaroni1 tablespoon margarine4 tablespoons Tofutti Sour Cream5 tablespoons white flour1 1/2 cups coconut milk1 1/2 cups almond milkSalt and pepper1 teaspoon Cayenne pepper3 ounces cheddar soy cheese3 ounces pepper jack almond cheese2/3 cups bread crumbs1 pound ground turkey20 chopped Kalamata olives1/2 bag of lean turkey pepperoni

D i re c t i o n s : Preheat the oven to 350 degrees. Coat a glass 9-by-9 inch pan withcooking spray. Bring a large saucepan of lightly salted water to a boil and boil thenoodles until they are soft and then drain.

Meanwhile, in a medium-sized saucepan, melt the margarine. Remove it from heatand blend in the Tofutti sour cream and flour to make a paste. Whisk in the coconutmilk and almond milk and bring to a boil over medium heat, stirring frequently.

Reduce the heat to simmer, stir in the salt, black pepper, and cayenne pepper, andstir frequently until the sauce thickens (about 5 minutes). Whisk in an additional ta-blespoon of flour if needed for desired thickness. Then add in the cheese and stir welluntil it partially melts. Pour the cheese sauce into a large saucepan, add the drainedmacaroni, and stir to combine. The sauce will be a little thin but will thicken withbaking.

For the other layers of the casserole, pan fry the ground turkey with desired Italianspices, tomato sauce and the Kalamata olives. Add the meat mixture to the bottom ofthe ban. Top the turkey mix with a layer of low fat turkey pepperoni. Then add thecreamy noodles on top so that the cheese sauce can drizzle down to the bottom ofthe pan.

Sprinkle crumbled bread crumbs on top and add 1 tablespoon more of melted mar-garine. Bake for 30 minutes, or until the mixture bubbles and is lightly brownedaround the edges and the sauce is thick.

RH photo/Rhema Muncy


To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifi eds” section of this publication. This guide is brought to you

by the Daily Reporter-Herald, local real estate agents and area builders.

saturday sunday

WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS

10-3

0810

6

PRICE LOCATION ADDRESS HRS OFFICE PHONE

$139,900 NW LOVELAND 2717 W 46TH ST 12-5 THE COTTAGE REALTY532-5900

$140,580 NE LOVELAND 2083 CHEYENNE AVE 12:30-2 COLDWELL BANKER 690-5824

$149,900* NW LOVELAND43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5 THE COTTAGE REALTY532-5900

$159,900 NE LOVELAND 616 E 41ST ST 1-3 THE GROUP, INC. 231-9073

$165,000 NE LOVELAND 1749 KOKANEE CT 1-3WESTERN RANGEVIEW REALTY

686-7081

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY532-5900

$184,900* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY532-5900

$193,500* NW LOVELAND 3427 FOSTER PLACE 12-5 THE COTTAGE REALTY532-5900

$195,000 SE LOVELAND 472 ATACAMITE 1-4 RE/MAX ALLIANCE 217-7977

$199,000 SE LOVELAND 162 BRASS 1-3 RE/MAX ALLIANCE 622-1809

$199,900 FORT COLLINS 505 CIMARRON DR 1-3 THE GROUP, INC. 302-6894

$209,900 NW LOVELAND 2410 FAIRPLAY DR 1-3CENTURY 21, HUMPAL

663-2400

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY532-5900

$234,000 FORT COLLINS 2409 MAPLE HILL DR 12-5 THE GROUP, INC. 566-0995

$235,545 WINDSOR 291 SARATOGA DR 12-5 THE GROUP, INC. 566-0995

$259,700 NW LOVELAND 4493 HAYLER AVE 12-5 THE COTTAGE REALTY532-5900

$285,000 SE LOVELAND 2178 BLUE DUCK CT 11-1 THE GROUP, INC. 218-1891

$289,000 SW LOVELAND 3632 CRESTONE DR 2-4 THE GROUP, INC. 218-1891

$290,000 FORT COLLINS 214 WILLOW STREET #6 1-3 THE GROUP, INC. 481-9280

$299,752 FORT COLLINS 804 CROOKED CREEK WAY 12-5 THE GROUP, INC. 222-8549

$299,900 WINDSOR 544 WYCOMB CT 1-3 THE GROUP, INC. 690-1732

$310,000 FORT COLLINS 5338 WISHING WELL LANE 1-4 THE GROUP, INC. 481-9280

$342,950 NW LOVELAND 2005 CREEDE AVE 1-4 PREMIER LIFESTYLE 215-9913

$392,500 NW LOVELAND 998 LONGSPUR ST 1-3 THE GROUP, INC. 231-0234

$419,990 NW LOVELAND 1620 TENNESSEE ST 12-3 THE GROUP, INC. 567-0907

$540,000 SW LOVELAND 315 MEADOWSWEET 2:30-4 COLDWELL BANKER 690-5824

$549,900 FORT COLLINS 5702 SHEPARD STREET 1-5 THE GROUP, INC. 481-9280

$609,000JOHNSTOWN/MILLIKEN

4437 THOMPSON PKWY 1-3 THE GROUP, INC. 567-0907

$765,000 NE LOVELAND 4270 TARRYALL CT 12-3 THE GROUP, INC. 391-4735

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 481-5512

PRICE LOCATION ADDRESS HRS OFFICE PHONE

SE LOVELAND WARBERG FARM-SOPHIA CT 3-5CENTURY 21, HUMPAL

663-2400

$139,900 NW LOVELAND 2717 W 46TH ST 12-5 THE COTTAGE REALTY 532-5900

$149,900* NW LOVELAND43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5 THE COTTAGE REALTY 532-5900

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 532-5900

$184,900 NW LOVELAND 408 N COUNTY RD 29 2-4 THE GROUP, INC. 481-9444

$184,900* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$193,500* NW LOVELAND 3427 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$199,000 SE LOVELAND 193 COBALT 1-3 RE/MAX ALLIANCE 217-7977

$199,900 FORT COLLINS 505 CIMARRON DR 1-3 THE GROUP, INC. 302-6894

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$234,000 FORT COLLINS 2409 MAPLE HILL DR 12-5 THE GROUP, INC. 566-0995

$235,545 WINDSOR 291 SARATOGA DR 12-5 THE GROUP, INC. 566-0995

$242,000 NE LOVELAND 2503 BISMARCK AVE 1-3 THE GROUP, INC. 231-0234

$259,700 NW LOVELAND 4493 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$259,900 NE LOVELAND 6341 SEA GULL 2-4TIMBERLINE PARTNERS

667-4540

$290,000 FORT COLLINS 214 WILLOW STREET #6 1-3 THE GROUP, INC. 481-9280

$299,752 FORT COLLINS 804 CROOKED CREEK WAY 12-5 THE GROUP, INC. 222-8549

$310,000 FORT COLLINS 5338 WISHING WELL LANE 1-4 THE GROUP, INC. 481-9280

$342,950 NW LOVELAND 2005 CREEDE AVE 1-4 PREMIER LIFESTYLE 215-9913

$359,000 SE LOVELAND 4802 SORREL LANE 1-4 THE GROUP, INC. 217-3464

$549,900 FORT COLLINS 5702 SHEPARD STREET 1-5 THE GROUP, INC. 481-9280

$609,000JOHNSTOWN/MILLIKEN

4437 THOMPSON PKWY 1-3 THE GROUP, INC. 567-0907

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 481-5512


Classified ads get results.

3 BDRM LVLD apt. 1.5 ba,W/D hkp, newly remodeled$775/mo+ sec dep. 1403 E.7th St.#B, Roy (970)599-8312

FINALLY, Storage Space!Huge 2 bed apt avail atLakemont Apartments.Will not last, call today

970.667.1644

2 BDRM in Tri-Plex. A/C.No smk/pets. $600/mo.

Senior discount.970-667-7384 or 970-219-4930

2 BDRM House in Alley-$550 + all utils. 535-1/2 W.8th Street. $500/deposit.W/D hkup. Small pet okay.

Call (970)556-1558

2 BDRM apts: $595-$625+dep. Clean, fresh paint, smpets neg. Lvlnd 970-308-4096

2 BDRM, 1 BATH-Clean fresh & paint! A/C,heat/water paid. No pets/smoke. $590. (970)667-0365

2 BDRM, 1 BA. 825 E. 7thSt. 900 sq ft. off st. prkg,A/C, coin-op, $550/mo. +dep. 970-481-2969

2 & 3 BDRM, cent. loc. Newcarpet/paint. Fncd yd, N/P.Ht/Wtr pd! 970-308-7387

1 BEDROOM- All appl´s.1031 E. 4th St. Off St pkng.No pets/smoke. $550/mo.util´s pd (970)217-8274

1 BDRM- off st prkg infront of main level entry,A/C, coin-op, walk-incloset. $480, 970-669-4382

1 BDRM downtown. Nice/New! No smk/pets.$350/mo. 970-663-3910.

1 BDRM- 606 Eisenhower,$425/mo. Utils incl, newercarpet. RMPM 970-669-0842

1 BDRM, $525/mo.Clean, quiet, friendlycomplex, No pets.

Walk-in closet, storageHEAT & WATER PD.

970-667-8370.

Large 2 BDRM, 1 BA, heatpaid, no pets, 1707 No Chey-enne Ave Unit #1 $575FPI 970-663-4664

2 BDRM, 1 BA, no pets,1159 E 5th St $535/moMove-in SpecialFPI 970-663-4664

2 BDRM, 1 BA,no pets, 1125 Gard Pl #1$550/mo FPI 970-663-4664

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirTV $333-590 970-219-8162

Apartments/Unfurnished 4030

Get results! 635-3650.

2 BDRM, 1 car, W/D hkups.Spotless, all brick. No pets/smk. 1816 E, 17th St. $700/mo. Avail 3/1. 970-219-4133

2 BDRM, 1 car garage,W/D hkup. New windows &carpet. No pets. Wtr pd.$700/mo. 970-667-7321

2 Bdrm, 1841 E. 16th,$650/mo, 1 car gar, W/Dhkups. RMPM 970-669-0842

2 BDRM, 1.5 bath, W/Dhkup. Large duplex!$700/mo. + deposit.

Avail immed. 970-214-1113

3 BDRM, 1 BA, 2 car gar,A/C, pet neg.

1854 SW 3rd St $850FPI 970-663-4664

3 BDRM, 2.5 BA,Townhouse, A/C, 2 car gar,pet neg. 1010 Winona Cir

$995 FPI 970-663-4664

Duplexes 4060

Cat Tail Creek Golf Courseranch, 2 bdrm, 2 ba, 2 car,w/d, $1150/mo. 970-663-2672

2 STORY , 2 bdrm, 2.5 ba,wall air, covered parking,

pets considered. $750970-213-1633 www.hmre.net

2 BDRM- 2147 Grays Peak$895/$895/dep. 1 CG, Patiormpm.com 970-669-0842

Condos/Townhouses 4050

2650 Sq Ft Retail building,3121 W. Eisenhower. Plentyof parking. (970)593-2401

1800 SF. Auto, auto paint,furniture stripping, weld-ing, med. marijuana neednot apply. 502 2nd St, Unit3, Berthoud 970-221-0997

CommercialIndustrial 4040

LOVELAND ♦ 2 BDRM, 1ba, 135 W. 11th St., $700/mo.; 1+ BDRM, 1 ba, 4207N County Rd 27, $450/mo.ESTES PARK ♦ 1224, 1260,1262 Graves Ave, 2 BDRM,1 ba, $750. 1st ChoiceRealtors, 970-669-9696

Large 1 Bdrm Apt inOld Town Berthoud$400/mo 303-818-4502

HAMILTON PARK APTS.1406 N. 4th St., Berthoud.Offers 1 bdrm for people 62or older or disabled, with orwithout children. Rentbased on income. Nowaccepting applications

EHOP. 970-532-3725 or TDD800-659-2656

3 BDRM, 1410 E. 16TH,$725/mo. New crpt, HUGE!Call, RMPM 970-669-0842

Apartments/Unfurnished 4030

A PHONE CALLWORTH $8000.00

”Call us”We´ll show you how to get$8000 for Buying a housewith no money out of

Pocket. We have until April30, 2010 So don´t hesitate ~let´s get started today!

Ken or TammyWestern Plains Realty

970-663-5008

3 BDRM+ study, 1.5 bath,2 car, SW Lvld. NICE!Year lease. Pet nego.

$995/mo, Call, 970-667-8816

3 bdrm, 3 ba, all appli-ances, A/C. Spotless. Easycommute Pets neg. $1150.(970)227-1830

3 BDRM, 3 ba, 2580 Win-terpark, $1225. Fin bsmt,NICE! RMPM 970-669-0842

3 BDRM- 3663 Vista, $1125No pets, BEAUTIFUL!rmpm.com 970-669-0842

3 BDRM, 1.75 BA, 2 cargar, fin bsmt, new carpet &paint. A/C, NW Loveland.No pets/smk. $1200/mo.$1300/dep. (970)420-0404

Close to I25 and shop-ping!!! 1009 King Dr. 3BDRM, 2 ba. New carpet/tile flr. Gar, lrg yd, A/C,patio. Just Reduced!!!$1,550/mo. Faith Property

970-377-1626

Rent/Rent to Own, 3BDRM, 2 ba, fncd yd. FrontPorch. $900/mo. 124 SE 2ndSt. (970)222-1742. If Rent toOwn, comes w/add´l rental

income. Avail Now!

2 BDRM- 2716 Susan,$895/mo. Pets neg. Unfinbsmt. RMPM 970-669-0842

2 BDRM, 229 Blossom.$925/mo. Pets neg, fncd yd,den. RMPM 970-669-0842

2 BDRM, 1 BA house nearCleveland & Eisenhower.Lg yd w/ space for garden.No pets. $650/mo. Avail 3/1.

(970)566-9716

Houses 4080

STORAGE 20 x 40with 14´ overhead door.

$325/mo. Call (970)481-5899

INDOOR GARAGE &Commercial Storage

20x40, 20x50.I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

Garages/StorageSpaces 4070

Avail 3/1, lg 2 bdrm, excloc, near hosp, w/d hkup,gar, wtr/swr pd 308-7387

3 Bdrm, 1717 Ranae $795/mo, new carpet/paint, W/Dincl. RMPM 970-669-0842

3 bdrm, 1.5 ba, 1200 SF, newcarpet/paint Lvlnd, $850 +dep + utils, 303-772-7390

3 Bdrm- 1305.5 E 16th, $825.Fin bsmt, new crpt, lino,paint. RMPM 970-669-0842

2 BDRM- 2354 SW 10th$550. Spacious! Wall A/C.rmpm.com 970-669-0842

Duplexes 4060

1 Room $500 • 2 Rooms $600in large 3 bdrm house.Share 1.5 baths, kitchen &patio. Near McKee MedicalCenter. (970)980-4740

RoomsFor Rent 4130

LONGMONT- nice, quiethome! 1 bdrm, cable/inter,W/D, frplc, lg yd, more.$475/incl utils. (303)651-6298

RoommatesWanted 4120

Professional Exec Suites-Kirk Relford, REMAXAlliance. (970)690-1871

OFFICE, RETAIL,INDUSTRIAL. UTIL´SINCLUDED. 970-667-3338

Mountain Ave., BerthoudCommercial/Retail$500/mo 970-532-2652.

Office Space 4100

Mobile Home Sale/RentVarious parks, ownerfinance, low down, 2 or 3bdrm, bad credit ok, rent toown, same price as rent.Let´s Talk! 970-215-1819

� � � � � � � � � � �Like NEW

Manufactured HomesStarting @ $599/mo0% Financing.

Price includes lot rentTax Credit applies!Quick Closings!970-420-8488

www.aboutarc.com� � � � � � � � � � �

� 2 BEDROOM Home �$575+dep. W. Hwy 34. 1Mo. FREE w/6 Mo. lease.Pets nego. 970-690-9049

Mobile Homes/Spaces 4090

��To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

Ranch home on 1-1/3 acres.Stunning views. Indianhead

Estates is a quiet &secluded neighborhood.

Min to Centerra & Greeley.Close access to Hwy 34 &I-25. Huge front & back yd.Backfield w/barn, 3 car gar

+ workshop, 3 bdrmconfig, sunroom, dry

sauna, impeccable cond.(NOT horse property)$1500. 303-250-3500

Houses 4080

What is less than aninch tall and can movealmost anything?

Whatever you need to part with–your car, yourtruck, your boat, your house–the classifieds can helpyou do it. Call or go online today to place your ad.

201 E.5th St. • 635-3650 • www.reporterherald.com

The classified sectionof the newspaper!Answer:

Question:

? ??

?????

?

CLASSIFIEEDS WORK!

HOBBY Recycle BusinessFranchise-able. Partnerproblems. Info at facility.

Call, (970)532-2448

BusinessesEstablished 5025

$750- 2 BDRM, 1 ba, 1 cardetached gar, new carpet.No pets. 4575 WCR 46,Johnstown, (970)532-2652

RuralProperty 4140

3 BDRM, 2 BA, 610 W. 4th,FSBO, $214,900. Open houseSat/Sun 1-5 970-231-9183

Get $8000 when you buy thisnew 2 bdrm, 3 ba, 2 car

townhome. $139,900Cottage Realty 970-532-5900

1749 Kokanee Ct, LovelandOpen Sat 1-3 & Sun 1-3$165,000, 1/2 duplex.

Immaculate, Open floorplan. Western Rangeview

Realty. 970-686-7081

Loveland 5110

2 ACRE LOT, Berthoudarea, $30K price reduction,$139,000. Call Steve Conderfor details, 303-514-3706.

Lots &Tracts 5100

BERTHOUD Warehousewith small office, 3000 SF@ 604 2nd St. $200,000 sell

lease. (970)493-7775

Commercial 5030

FIND YOOURDREAM HHOMEin the classified

columns. That’s whereyou’ll find a completelisting of the best thearea has to offer.Call 6635-36650

BANK OWNED, HUD & VAwww.ForeclosuresInLoveland.com

to request a copy of the list!Julie Stinson RE/MAX

Alliance 970-622-1809

BANK OWNED- 4 bdrm,2 bath, new carpet, paint &appliances! $ 189,900.Re/Max Alliance,

Wanda Quaid, 970-481-3033

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

Loveland 5110

The Reportterr-Heeraldand Extra classified

columns are THE BESTSOOURCCE to find and sell

items.

Sell Your HouseFast!

Quick Sale - Fair Price720-962-4688

Real EstateWanted 5170

3 BDRM, 2 BA 2001 High-land modular, Loveland.

$29,995 (303)651-1646

* Everyone´s Approved! *Bad credit ok on our OwnerCarry Mobile homes. Over50 Dbl. & Sing. wides. Big-gest Sale Ever!! We´rebuying too! 970-222-1473

970-690-2725 or 970-690-3283

Mobile/ManufacturedHomes/Spaces 5130


970-613-0700 www.thegroupinc.com 970-663-0700

5401 Stone Creek CircleLoveland, CO 80538

New Listing

New Construction

Featured Property

Open House

Price Reduced

1401 W. 29th St.Loveland, CO 80538

Designer colors adorn this immaculate 2-story. Upper level has 4 bedrooms plus loft or offi ce room. Laundry is conveniently located near bedrooms. Room for everyone with main level family, living and dining rooms. The kitchen features a spacious island, large pantry and informal eating space. Relax on the large patio and meticulously cared for yard.

3715 Cheetah Drive, Loveland

$150,000MLS#620149

$257,500MLS#620424

Cute brick ranch with updates and 1 car garage in great neighborhood! Kitchen has granite counters and tile fl oors; updated light fi xtures and door hardware thru out; wood fl oors in bedrooms; huge backyard with storage shed! Subject to short sale approval. Commission split 50/50!

3210 Birch Drive, Loveland

10-3

0993

5

Well-priced and very well cared for 5 bedroom, 3 bath home. Nice master suite with 5-piece bath. Vaulted ceilings and gas fi replace in great room. Laundry/mud room off garage. Rec room with wet bar as well as plenty of storage in basement. Low maintenance exterior. Easy care lawn with sprinkler system, patio and large yard with plenty of room to roam. 3 car garage with drive-thru 3rd bay (to back yard).

1513 Walnut Street, Windsor

$265,000MLS#620661

Vaulted Ceilings; three bedrooms plus an offi ce, or 4 bedrooms, whichever you need. Original owner has kept this home in immaculate condition. Also offers beautiful, good size yard. Vegetable garden. Raspberries, strawberries, fl agstone patio, kennel and a large wood deck. Finished and heated garage with a shed included, plus RV/boat parking.

193 S. Sydney Court, Milliken

$162,000MLS#620742

Upgrades include hardwood fl ooring, custom paint, maple cabinetry, tile fl oors & backsplash. The main level offers an open fl r plan. Upstairs the mstr suite w/2 walk-in closet & 5 piece luxury bath. 2nd bdrm has its own bath & also a loft area/study offi ce. Unfi nished bsmt w/radon system installed. Fenced in yard & patio area to enjoy summer fun.

1995 Big Sandy Place, Loveland

$189,900MLS#616119

3 bedrooms & 2 full baths. Backing to open space, this west-facing ranch has the perfect set up with a cool east side patio and partially fenced back yard. Master bedroom has it’s own full bath and walk-in closet. Living room features vaulted ceilings and a cozy gas fi replace. All kitchen appliances included. Oversized 2 car garage with opener. Central air and sprinkler system.

6950 McClellan Road, Wellington

$194,000MLS#618142

4 br + offi ce, kitchen w/new counters & tile backsplash & lg dining area. Beautiful 17x12 sunroom w/great light. Spacious fam rm has gas fp. Formal living or dining room, bsmt rec room too! Master has remodeled 3/4 bath & walk-in closet. LOTS Of built-ins & storage. Lg corner lot, fenced yard, huge cov patio, full sprinklers, extra parking pad for RV/boat.

2503 Bismarck Avenue, Loveland

$242,000MLS#620442

Over ½ Acre in the County and close to the city! Near Boedecker Lake!3 bd, 2 bath ranch w/ an awesome south facing heated sunroom located on a spacious 27,000 sq ft lot, 2 sheds, mature landscaping, plenty of room for Semi or RV parking. Room to build a work shop. Pre-inspected! Blue Ribbon Home Warranty.

4104 Redbird Place, Loveland

$250,000MLS#610130

DUrobfafeinp

2 story, 3 car garage, 4 bedrooms, 3 baths, only 5 years old in Carlson Farms. Master suite 15 x 13, fenced back yard with sprinkler system, gas range, walk-in closets, vaulted ceilings, formal dining room, covered front porch too. Clubhouse & Pool.

3768 Claycomb Lane, Johnstown

$250,000MLS#619954

5258 Rangeland Avenue, Loveland

$344,900MLS#607235

Super quality ranch style home with all the fi ne qualities you will fi nd in a Keirns Construction home! This fabulous 3 bed, 2 bath, 3 car tandem garage is complete and ready for new owners! Call today for special incentives!

Gorgeous, all brick patio home with a decorators touch! Shows like a model home – better than new w/fi nished basement! Decked out with upgrades thru out! Gourmet kitchen includes SS appliances, granite, island, pantry, wood fl oors and a fi replace. Very open fl oor plan, covered patio, 3rd bedroom in basement and upgrades thru out. Large rec room and full wetbar. Golf course neighborhood.

8211 Nautical Court, Windsor

$345,000MLS#620589

3 bedrooms + offi ce on main, 4th bedroom and 4th bath, rec & game rooms in fi nished basement. Gorgeous yard backs to open space. Custom features include plank fl ooring, GE Profi le appliances w/ double ovens, built in wine rack, & Silestone counters w/ eating bar. Pre-inspected.www.thegroupinc.com/4490

4490 Fruita Drive, Loveland

$360,000MLS#613940

3 BRs + offi ce w/2100 sf. on main level, cathedral/vaulted ceilings throughout! Cherry kitchen cabinets, beautiful slab granite counters, island, pantry, stainless appl. Gorgeous 5 pc master bath. Full fi n. daylight bsmt has open fam rm/rec rm w/2nd gas FP, 4th BR, 3/4 BA, 18x11 TV rm & exercise rm. Very oversized garage w/side tandem. Huge deck & fenced back yard overlooks open space & Mtn views!

$392,500 MLS#620497

998 Longspur St., Loveland

OPEN SUNDAY 1 – 3 1/2 ACRE NEAR BOEDECKER LAKE AGGRESSIVELY PRICED FOR FAST SALE!

FRANK FARM BEAUTY!

Easy golf course living on the 17th fairway. 3 bed + offi ce, 3 bath ranch located on Loveland’s Olde Course. Sprawling ranch custom built by Schroetlin. Solid oak doors and trim, private screened in porch and walkout basement.

$599,000MLS#607058

3356 Nederland Drive, LovelandLooking for quality in West Loveland? This French Modern home with lake and mountain views was built with you in mind. Minutes from hiking/biking trails and all three golf courses. Every opportunity in attention to detail was taken in building this home, from the three chandeliers, Italian wall sconces, marble from 7 different countries to the Pella windows.

1701 Stove Prairie, Loveland

$1,099,000MLS#619153

2000+ sf of outdoor living incl. outdoor kit, breathtaking interior courtyard complete w/a cascading water feature & frplc. Grand Hall w/wood beams & stone fi replace creates a wonderful gathering area. Private entrance to casita. The mstr ste has over 1000 sf incl a relaxation rm, private deck & spa. Backs to 40 acres of open space & the Big Thompson River. Spectacular views of the Rockies.

4444 Thompson Pkwy, Johnstown

$1,980,000MLS#565550

Landscaping oasis awaits its new owner. 2 story home with walk-out basement on a quiet cul-de-sac in Weld county. One-owner home with attention to detail. Main fl oor master bedroom and 3 additional bedrooms on the 2nd fl oor. Oversized 3 car garage and additional shed for landscaping tools and toys. A Landscaper’s Paradise!

1542 Dove Haven Lane, Berthoud

$575,000MLS#607043

Main fl oor features hickory fl oors, alder cabinets, granite, custom paint, & private offi ce. Professionally fi nished basement includes 2 add’l bedrooms, 2nd laundry, full bar & an incredible bathroom. Home features an indoor/outdoor audio system, stamped concrete patios & an oversized, fi nished 3 car garage with hot & cold water. Recent updates include an ELK lifetime roof & 6’ vinyl privacy fence. Pre-inspected.

$400,000MLS#619740

308 Habitat Cove, Windsor

OPEN SATURDAY 1-3

Call Kristen Specketer290-8097

Call Rhonda Heth566-3516

Call Diana Luthi481-2692

Call Miki Roth690-9459


Call Bob Skillman631-2257

Call Don Riedel679-8265

Call Cindy Kurtz962-6832

Call Dave Trujillo222-0340

Call Stephanie Kirkland679-8084

Call Ryan Spencer214-0263

Call The Brent Team461-7110


IMPECCABLE WATER VALLEY RANCH!

Call The Brent Team461-7145

Call John Peden 227-5677

Call Mary Laing690-7288

LAKE FRONT AND MOUNTAIN VIEWS

Call Kim Summitt689-6950

2008 PARADE OF DREAMS HOME

Call Nancy Maus213-0554

Don’t Just Move Here...

Jim Muller(970) 443-5140

Call Today!

Buying or SellingCall 970-443-5140 ∙ www.jimmuller.com

...Live Here!

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