quick start budget - passion for savings · quick start budget harity tithes _____ giving _____...
TRANSCRIPT
quick start budget CHARITY
TITHES ______
GIVING _________________ ______
total______
SAVING
EMERGENCY FUND ______
OTHER___________________ ______
OTHER___________________ ______
total______
HOUSING
FIRST MORTGAGE / RENT ______
SECOND MORTGAGE ______
REAL ESTATE TAXES ______
REPAIRS / MAINTENANCE ______
HOMEOWNER / RENTER INSURANCE ______
UTILITIES ELECTRICITY ______
GAS ______
WATER ______
TRASH ______
PHONE ______
MOBILE ______
INTERNET ______
CABLE ______
Total______
total______________ Total______
FOOD GROCERIES ______
CLOTHING
ADULTS ______
CHILDREN ______
total______
TRANSPORTATION
total______
CAR PAYMENT ______
CAR PAYMEMT ______
FUEL & OIL ______
REPAIRS & TIRES ______
AUTO INSURANCE ______
PERSONAL
total______
LIFE INSURANCE ______
HEALTH INSURANCE ______
DISABILITY INSURANCE ______
CHILDCARE / SITTER ______
ENTERTAINMENT ______
OTHER ___________________ ______
OTHER____________________ ______
OTHER ___________________ ______
Total______
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INCOME 1___________
INCOME 2___________
TOTAL INCOME___________
recommended percentages
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ITEM RECOMMENDED % TARGET AMOUNT ACTUAL AMOUNT
CHARITABLE GIFTS 10-15%
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SAVING 10-15%
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HOUSING 25-35%
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UTILITIES 5-10%
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FOOD 5-15%
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TRANSPORTATION 10-15%
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CLOTHING 2-7%
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MEDICAL / HEALTH 5-10%
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INSURANCE 10-25%
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RECREATION 5-10%
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DEBTS 5-10%
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PERSONAL 5-10%
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OTHER____________
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OTHER____________
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OTHER____________
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OTHER____________
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OTHER____________
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OTHER____________
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INCOME 1___________
INCOME 2___________
TOTAL INCOME___________
debt snowball plan DEBTS TOTAL PAYOFF MIN PAYMENT NEW PAYMENT
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lump sum payments ITEM NEEDED AMT NEEDED MONTHS BUDGETED
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income sources recap EMLOYMENT AMOUNT ARRIVAL DATE
PAYCHECK 1 ________________ ________________
PAYCHECK 2 ________________ ________________
COMMISSIONS ________________ ________________
BONUS ________________ ________________
SELF-EMPLOYMENT ________________ ________________
TAX REFUND ________________ ________________
OTHER_______________________________ ________________ ________________
INVESTMENTS & RETIREMENT
INTEREST INCOME ________________ ________________
DIVIDEND INCOME ________________ ________________
RENTAL INCOME ________________ ________________
TRUST FUND ________________ ________________
SOCIAL SECURITY ________________ ________________
PENSION ________________ ________________
ANNUITY ________________ ________________
OTHER___________________________________ ________________ ________________
OTHER ________________ ________________
DISABILITY INCOME _______________ ________________
ALIMONY / CHILD SUPPORT ________________ ________________
CASH GIFTS ________________ ________________
TANF / SNAP ________________ ________________
UNEMPLOYMENT ________________ ________________
OTHER___________________________________ ________________ _______________
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breakdown of savings CATEGORIES BALANCE TARGET AMOUNT
FIRST EMERGENCY FUND ($1,000) ________________ ________________
SECOND EMERGENCY FUND (2-3 MONTHS) ________________ ________________
RETIREMENT FUND ________________ ________________
COLLEGE FUND ________________ ________________
REAL ESTATE TAXES ________________ ________________
HOMEOWNER’S INSURANCE ________________ ________________
REPAIRS/MAINTENANCE FEES ________________ ________________
REPLACE FURNITURE ________________ ________________
CAR INSURANCE ________________ ________________
CAR REPLACEMENT #1 ________________ ________________
CAR REPLACEMENT #2 ________________ ________________
DISABILITY INSURANCE ________________ ________________
LONG TERM CARE INSURANCE ________________ ________________
HEALTH INSURANCE ________________ ________________
DOCTOR ________________ ________________
DENTIST ________________ ________________
OPTOMETRIST _______________ ________________
LIFE INSURANCE ________________ ________________
SCHOOL TUITION / SUPPLIES ________________ ________________
GIFTS (INCLUDING CHRISTMAS) ________________ ________________
VACATION ________________ ________________
COMPUTER REPLACEMENT ________________ ________________
TIRES ________________ ________________
BABY ________________ ________________
OTHER________________________________ ________________ ________________
OTHER________________________________ ________________ ________________
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total:
credit card payoff history CARD NAME NUMBER ADDRESS PHONE CLOSED CONF.#
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detailed budget spending Charity CARRYOVER BUDGETED TOTAL TO SPEND TOTAL SPENT REMAINING
TITHES ______________ ______________ __________________ _______________ ________________
CHARITY ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
Saving
EMERGENCY FUND ______________ ______________ __________________ _______________ ________________
RETIREMENT FUND ______________ ______________ __________________ _______________ ________________
COLLEGE FUND ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
Housing
FIRST MORTGAGE / RENT ______________ ______________ __________________ _______________ ________________
SECOND MORTGAGE ______________ ______________ __________________ _______________ ________________
REAL ESTATE TAXES ______________ ______________ __________________ _______________ ________________
REPAIRS / MAINTENANCE ______________ ______________ __________________ _______________ ________________
ASSOCIATION DUES ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
PAGE TOTAL: ______________ ______________ __________________ _______________ ________________
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detailed budget spending Utilities CARRYOVER BUDGETED TOTAL TO SPEND TOTAL SPENT REMAINING
ELECTRICITY ______________ ______________ __________________ _______________ ________________
NATURAL GAS ______________ ______________ __________________ _______________ ________________
WATER ______________ ______________ __________________ _______________ ________________
TRASH ______________ ______________ __________________ _______________ ________________
PHONE ______________ ______________ __________________ _______________ ________________
MOBILE ______________ ______________ __________________ _______________ ________________
INTERNET ______________ ______________ __________________ _______________ ________________
CABLE ______________ ______________ __________________ _______________ ________________
OTHER_______________ ______________ ______________ __________________ _______________ ________________
OTHER_______________ ______________ ______________ __________________ _______________ ________________
Food
GROCERIES ______________ ______________ __________________ _______________ ________________
RESTAURANTS ______________ ______________ __________________ _______________ ________________
SCHOOL LUNCHES ______________ ______________ __________________ _______________ ________________
Clothing
ADULTS ______________ ______________ __________________ _______________ ________________
CHILDREN ______________ ______________ __________________ _______________ ________________
DRY CLEANING ______________ ______________ __________________ _______________ ________________
OTHER_______________ ______________ ______________ __________________ _______________ ________________
PAGE TOTAL: ______________ ______________ __________________ _______________ ________________
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detailed budget spending Transportation CARRYOVER BUDGETED TOTAL TO SPEND TOTAL SPENT REMAINING
GAS AND OIL CHANGES ______________ ______________ __________________ _______________ __________________
REPAIRS AND TIRES ______________ ______________ __________________ _______________ __________________
LICENSE AND TAXES ______________ ______________ __________________ _______________ __________________
CAR REPLACEMENT ______________ ______________ __________________ _______________ __________________
CAR PAYMENT #1 ______________ ______________ __________________ _______________ __________________
CAR PAYMENT #2 ______________ ______________ __________________ _______________ __________________
OTHER__________________ ______________ ______________ __________________ _______________ __________________
OTHER__________________ ______________ ______________ __________________ _______________ __________________
Medical & Health
MEDICATIONS ______________ ______________ __________________ _______________ __________________
DOCTOR BILLS ______________ ______________ __________________ _______________ __________________
DENTIST ______________ ______________ __________________ _______________ __________________
OPTOMETRIST ______________ ______________ __________________ _______________ __________________
VITAMINS ______________ ______________ __________________ _______________ __________________
GYM MEMBERSHIP ______________ ______________ __________________ _______________ __________________
OTHER__________________ ______________ ______________ __________________ _______________ __________________
OTHER__________________ ______________ ______________ __________________ _______________ __________________
OTHER__________________ ______________ ______________ __________________ _______________ __________________
PAGE TOTAL: ______________ ______________ __________________ _______________ ________________
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detailed budget spending Insurance CARRYOVER BUDGETED TOTAL TO SPEND TOTAL SPENT REMAINING
LIFE INSURANCE ______________ ______________ __________________ _______________ ________________
HEALTH INSURANCE ______________ ______________ __________________ _______________ ________________
HOMEOWNER INSURANCE ______________ ______________ __________________ _______________ ________________
AUTO INSURANCE ______________ ______________ __________________ _______________ ________________
DISABILITY INSURANCE ______________ ______________ __________________ _______________ ________________
LONG TERM CARE INSURANCE ______________ ______________ __________________ _______________ ________________
IDENTITY THEFT ______________ ______________ __________________ _______________ ________________
OTHER___________________ ______________ ______________ __________________ _______________ ________________
Personal
CHILDCARE / SITTER ______________ ______________ __________________ _______________ ________________
TOILITRIES ______________ ______________ __________________ _______________ ________________
COSMETICS ______________ ______________ __________________ _______________ ________________
HAIR SALON ______________ ______________ __________________ _______________ ________________
BARBER SHOP ______________ ______________ __________________ _______________ ________________
NAIL SALON ______________ ______________ __________________ _______________ ________________
EDUCATION / TUITION ______________ ______________ __________________ _______________ ________________
ALIMONY ______________ ______________ __________________ _______________ ________________
CHILD SUPPORT ______________ ______________ __________________ _______________ ________________
SUBSCRIPTIONS ______________ ______________ __________________ _______________ ________________
ORGANIZATION DUES ______________ ______________ __________________ _______________ ________________
PAGE TOTAL: ______________ ______________ __________________ _______________ ________________
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detailed budget spending Personal Continued CARRYOVER BUDGETED TOTAL TO SPEND TOTAL SPENT REMAINING
GIFTS (INCLUDING HOLIDAYS) ______________ ______________ __________________ _______________ ________________
REPLACE FURNIURE ______________ ______________ __________________ _______________ ________________
HIS SPENDING MONEY ______________ ______________ __________________ _______________ ________________
HER SPENCING MONEY ______________ ______________ __________________ _______________ ________________
KIDS ALLOWANCE ______________ ______________ __________________ _______________ ________________
BABY SUPPLIES ______________ ______________ __________________ _______________ ________________
PET SUPPLIES ______________ ______________ __________________ _______________ ________________
MUSIC / TECHNOLOGY ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
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OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
OTHER__________________ ______________ ______________ __________________ _______________ ________________
Lump Sum Payments ______________ ______________ __________________ _______________ ________________
PAGE TOTAL: ______________ ______________ __________________ _______________ ________________
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detailed budget spending Recreation CARRYOVER BUDGETED TOTAL TO SPEND TOTAL SPENT REMAINING
ENTERTAINMENT ______________ _______________ __________________ _______________ ________________
VACATION ______________ ________________ __________________ _______________ ________________
OTHER_________________ ______________ ________________ __________________ _______________ ________________
OTHER_________________ ______________ ________________ __________________ _______________ ________________
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Debts
CAR PAYMENT 1 ______________ ________________ __________________ _______________ ________________
CAR PAYMENT 2 ______________ ________________ __________________ _______________ ________________
CREDIT CARD 1___________ ______________ ________________ __________________ _______________ ________________
CREDIT CARD 2___________ ______________ ________________ __________________ _______________ ________________
CREDIT CARD 3___________ ______________ ________________ __________________ _______________ ________________
CREDIT CARD 4___________ ______________ ________________ __________________ _______________ ________________
CREDIT CARD 5___________ ______________ ________________ __________________ _______________ ________________
STUDENT LOAN 1 ______________ ________________ __________________ _______________ ________________
STUDENT LOAN 2 ______________ _______________ __________________ _______________ ________________
OTHER__________________ ______________ ________________ __________________ _______________ ________________
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OTHER__________________ ______________ ________________ __________________ _______________ ________________
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PAGE TOTAL: ______________ ______________ __________________ _______________ ________________
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detailed budget spending Miscellaneous CARRYOVER BUDGETED TOTAL TO SPEND TOTAL SPENT REMAINING
OTHER_________________ ______________ _______________ __________________ _______________ ________________
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OTHER_________________ ______________ _______________ __________________ _______________ ________________
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PAGE TOTAL: ______________ ______________ __________________ _______________ ________________
BUDGET TOTAL: ______________ ______________ __________________ _______________ ________________
© Copyright Mile51 Media, LLC - PassionForSavings.com
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