Prudential Financial, Inc.

• Who is Prudential?

– Founded more than 130 years ago in Newark, NJ

– In the Fortune 500 – named one of America’s Most Admired Companies by Fortune Magazine in 2010

– Core services include life insurance, annuities, retirement, mutual funds, investment management and real estate, offered to individual and institutional clients worldwide

– $641 billion of assets under management in 2009 with operations in the U.S., Asia, Europe and Latin America

– Approximately 20,000 active domestic employees

Prudential’s Approach to Health

“Health is a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity.” 1

– World Health Organization

• Prudential is committed to improving health and well being in every part of our population.

– Multidisciplinary team of nurses, physicians, exercise physiologists, registered dietitians, EAP, safety, business and administrative professionals overseeing a broad array of programs and services such as onsite clinics, fitness centers, EAP counseling, health screenings, coaching, etc.

– Early adopter of Mental Health parity in benefit design.– All medical programs cover preventive services at 100%.– Introduced consumerism programs in 2006.– Top priorities include integrating health & productivity and eliminating health

disparity in population.

1. World Health Organization; http://www.who.int/about/definition/en/print.html

2005Biometric Screenings-Cholesterol-Glucose-Blood Pressure-BMI – Body Fat

-On-Site Clinics

Travel Consultations

Data Warehouse

Intranet Site

Flu Vaccines

Ask The Doctor

Hypertension Mgmt Program

Wellness Seminars

Child care Discounts

On-site FitnessCenters andDiscounts

Prudential Life Solutions

EAP Services Internal/External

Health Fairs

Care Counselors

Internal Health Coaching

Prudential Health Solutions (HRA)

Total Health Management

CDHP HDHP

Wellness Incentive (HRA) Pru Today Healthy Living Series

Expanded Health Coaching (Healthyroads)

Culture of Health WebinarsKnow Your Numbers

Healthy StairwellsTHM StrategyNutritionist

Healthy Team AwardLifestyle Challenge

Wellness ChampionsWeight Watchers Subsidy (30%)

2006

2007

2008

2009

2010

2010: Healthy Team Award, Lifestyle Challenge, Wellness Champions, Weight Watchers Subsidy (30%)

2009: Culture of Health Webinars, Know Your Numbers, Healthy Stairwells, THM Strategy, Nutritionist

2008: Expanded Health Coaching (Healthyroads)

2007: Wellness Incentive (HRA), Pru Today Healthy Living Series

2006: Internal Health Coaching, Prudential Health Solutions (HRA), Total Health Management, CDHP & HDHP

2005: Biometric Screenings - Cholesterol, Glucose, Blood Pressure, BMI/Body Fat; Onsite Clinics, Travel Consultations, Data Warehouse, Intranet Site, Flu Vaccines, Health Fairs, Care Counselors, Ask The Doctor, Hypertension Mgt Program, Wellness Seminars, Child Care Discounts, On-site Fitness Centers and Discounts, Prudential Life Solutions, EAP Services Internal/External

Evolution of Health & Wellness Programs at Prudential

Health Outcomes

• 75% of current population completed HQ– 7% of participants quit smoking– 8% increased exercise level– 8% lowered cardiovascular risk– 12% lowered cholesterol risk

• 5% of population in Health Coaching– 53% lost weight– 66% increased physical activity– 54% lowered stress