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Compensation Overview

For internal use only. No to be used with, or distributed to the public

Welcome!Michael “Hutch” HutchisonFOUNDER & CHIEF EXECUTIVE OFFICER

Welcome to the inCruises™ Family! I am grateful to be on your team.

© inCruises™ LLC. All rights reserved.

Even though our business is fun and exciting, together we will run our business with the highest level of integrity andcommitment to being compliant. To achieve success with our company, you will need hard-work, commitment to compliance,and a deep passion for helping others achieve their goals.

We have THREE simple principles we use to guide our decisions about the compensation program that powers yourindependent business. It must always be 100%:

Fair and Generous

Transparent

Compliant

We share a product everyone dreams about: to See The World™ in comfort, in style, and at a fraction of the cost. We alsoprovide a world-class business opportunity and compensation program you will see explained in great detail in thisdocument.


A Fair and Generous Compensation Plan

In network marketing, you typically see three types of compensations plans:

inCruises™ has created an innovative compensation program designed to pay you on:

Unlimited width and unlimited depthSo you can earn UNLIMITED income from the business you build!

Binary

Allows you to earn commissions on unlimited depth

Unlimited Levels

Unilevel

Allows you to earn on unlimited width on a set number of levels

Limited Levels

Matrix

Allows you to earn up to a limited number of width and depth

Limited Levels

Limited Directs


Transparent

1st Commitment: We will provide you with world-class training, marketing tools, fun and rewarding incentives, as well as consistent and fair treatment when it comes to compliance issues. You will have a dedicated and loyal home office team that will work with you in every aspect of your business to ensure your success.

2nd Commitment: You will be represented by a Partner Council consisting of 5 field leaders; our top earning Executive, International, National, Regional, and Senior Marketing Directors to ensure level-playing field representation of those that have the most at stake in any corporate decision.

3rd Commitment: We’re committed to managing our business in a stable and consistent way. We will avoid frequent and unnecessary rules and compensation changes and we will treat your business with the respect it deserves.

At inCruises™, we understand that as our Partners succeed, we succeed.

That’s why we have committed to providing a transparent opportunity.

To fulfill that promise, we want you to know that there are 5 unbreakable commitments we live by so that you can be assured we have your best interest at heart.

4th. Commitment. In the unlikely event that we need to make compensation changes, we’ll communicate those changes well in advance and allow you to not only review those compensation changes before they take effect, but to also ask questions to our executive team.

5th. Commitment. Your business is, well, yours! Once you reach the Regional Director level, you will have full, 100% ownership over your business. You will be able to transfer the business to a spouse or children, will it, or even sell it to another Regional Director or above, subject to certain restrictions, so please read our Policies and Procedure manual for complete details.


We make a clear differentiation between our Customers (we call them Members) and our Representatives (we call them Partners). Anyone can become a Member and that does not automatically make them a Partner. The same is true vice-versa. Some of our Members choose not to become Partners and some of our Partners choose not to be Members. There are costs and processes that are clearly different and separated to ensure there’s no confusion.

We DO NOT require any Partner to purchase an inCruises™ Membership Product to enter the business nor qualify for any commission or bonus.

We DO NOT pay compensation for the recruiting or sponsoring of new Partners. Commissions and bonuses are ONLY paid on the sale of our Membership Product and never on Partner fees to join our opportunity.

We require, train, and incent our Partners to market our Membership Product to customers, those that will buy the membership for its outstanding value and merits and will not be joining the business opportunity side of our offer.

We make proper disclosure at all times of the earnings potential of the opportunity and we completely prohibit our Partners from using hypothetical earnings projections or examples as well as prohibiting the use of actual earned compensation to showcase the business.

Compliant

While we focus on the positive and enthusiastically promote our product and business opportunity, we do so in a compliant way.

To that end, we have developed our Business Opportunity Disclosurewhere we clearly outline what makes our business opportunity compliant and how we implement the best practices of the Direct Selling Industry to ensure compliance at every step and in every aspect of our business.

Here’s a quick recap of those Best Practices:


A Valuable Membership

At inCruises™, we’re on a mission to change the way people plan, save and pay for their vacations.

We want to make luxury cruising more accessible, affordable and even Profitable for millions of people worldwide.

Our membership is simple. Our Members pay $100 per month to join our exclusive club.

We provide our members with 2 Cruise Dollars™ for every $1 they spend in our membership.

$100 = 200 Cruise Dollars™

You can use your Cruise Dollars™ to book Dream Cruises™ and Global Destination cruises through your personal cruise shopping site.


Making Cruising more Accessible and Affordable

We have two options; Exclusive Dream Cruises™ and Global Destinations

Cruises.

With Global Destinations Cruises there are thousands of options that

you can book directly with us or with the cruise lines, travel agents,

or on your favorite online booking sites. You’ll be able to use your

Cruise Dollars™ to further reduce, up to 50%, any cruise booking up to

a limit per cruise during each membership year.

Dream Cruises™ are hand-picked offers that provide the best value in

terms of pricing, ports, and overall cruise quality. You can use 100%

of your Cruise Dollars™ towards these offers with no limits!,


3 ways to join inCruises™

You can join inCruises as a Member, which has a cost of $100 per month.

We call “Members” our customers that purchase a Membership Product to earn Cruise Dollars™ towards saving money on cruises and seeing the world.

You can also join as a Partner, which has a one-time activation fee of $195.

We call “Partners” those that join our Independent Business Partner Program to earn compensation from sharing our Membership Product with friends and family

Or you can join as both by paying $295

(one-time Partner activation fee of $195 and $100 per month for our membership)

We call Partners who are also Members “Partner Members.” So each time we mention Members in this plan, know that we are referencing Members and Members that are also Partners.

Again, as a Partner you do not need, nor are you required to become a Member. We want you to become a Member if, and only if, you want to use your membership to save money on cruises and you want to travel.


Partner program resources and tools

As a Partner with inCruises™ you’ll get:

A Personalized referral link (essentially your own replicated inCruises™ website)

Your business email ([email protected])

An UNLIMITED email marketing system

Our Lead Management System to track invitations, registrations, customers and earnings

Downloadable Business Cards

Live and recorded online training

Marketing and promotional materials

And even iPhone and Android Apps to manage your business on the go

Our UNLIMITED email marketing system alone is worth more than $50 per month, so you’re getting a lot of value for a one-time activation fee of $195 during your first year and $95 thereafter.


As an inCruises™ partner, you can earn income 12 ways!


Producer Bonuses

These bonuses are paid for enrolling new Members.

Each time you personally enroll THREE new Members, within a calendar month, you earn a 33% BONUS commission of:

$100.00

You can start earning these bonuses right away and there are no minimums! The more you produce, the more you earn! That simple!


Kick-start Coaching Bonuses

Simply, coach your new Partner on how to make their first THREE Member sales within 30 days of getting started and you’ll earn a:

Nothing could be more rewarding than helping new people get started.

Remember that THEIR success, is YOUR success!


PERSONAL Residual Compensation

Since inCruises™ Membership Product is fixed and recurring, you can build a strong and reliable monthly income stream, month-after-month, what we call RESIDUAL INCOME.

When you personally refer 5 Members you will UNLOCK PERSONAL RESIDUAL COMPENSATION of $10 for each Member that pays their monthly membership after their initial payment.

As soon as you refer 5 Members, we’ll also WAIVE your monthly Membership fee if you have purchased a Membership yourself, but your own membership doesn’t count 1 of your 5.

Maintain 5 Members and you’ll have a FREE Membership for life. And yes, you'll still receive Cruise Dollars™ every single month even though you do not have to pay your monthly Membership dues.


You

TEAM Residual Compensation

By building and maintaining a team of 5 directly referred Partnersthat have achieved at least 3 Membership sales each, you’ll have also unlocked Team Residual Compensation of $5 for each customer that pays their monthly membership after their initial payment.

While Residual Team Compensation is capped at 5 levels, you can get paid for UNLIMITED LEVELS with our leadership bonuses. You can earn one of eight bonuses, whichever is higher, each and every month, based on your Team’s total production.

This compensation is paid up to LEVEL 5, allowing you potentially to earn hundreds and perhaps thousands in monthly residual income!

You


inCruises™ pays a monthly CAR BONUS OF $500.00 you can use towards the purchase or lease of a vehicle of your choice from any of these fine brands:

While we call it our Car Bonus, there are NO requirements to buy or lease a specific car. You can use this bonus in any way you choose.

This CAR BONUS and all of our leadership bonuses are on top of your Residual Compensation, Producers’ Bonuses and Kick-Start Coaching Bonuses!

$500.00 Monthly Car Bonus


What could be better than cruising at UNBEATABLE PRICES not available to the general public or even cruising for FREE?

$1,000.00 Monthly Travel Bonus

How about getting PAID AS YOU CRUISE THE WORLD?

We’ll pay a monthly TRAVEL BONUS OF $1,000.00 to all team leaders that build a strong producing team so you can cruise the world in comfort and style while earning a nice monthly income!


We all have financial commitments. It could be a mortgage payment, rent payment, or some other kind of bill that arrives each month.

$2,500.00 Monthly Commitment Bonus

With our MONTHLY COMMITMENT BONUS OF $2,500.00 you can pay most or all of them off, giving you financial flexibility.


We designed this bonus to reward our elite leaders for building a solid team that consistently produces month-in-month-out!

$5,000.00 Monthly Leisure Bonus

For most people $5,000.00 per month can go along way to help pursue and enjoy the leisure activities of life they’ve always dreamed about but couldn’t afford, until now.

By building a growing team, you can benefit from the stability this amazing bonus can provide.


Everyone dreams of true financial freedom. Having the money to do what you want, when you want it.

$10,000.00 Monthly Freedom Bonus

With inCruises™, you can achieve this dream through our MONTHLY FREEDOM BONUS OF $10,000.00!

You’re a leader that’s built a large organization with incredible leadership; now enjoy the fruits of your labor! Travel more. Enjoy life. See the world.

Paint a picture of what a true freedom lifestyle is all about, so others can follow your example.


$20,000.00 Monthly Financial Independence Bonus

Reaching total and complete financial independence is one of the goals of our top leaders.

And with this amazing bonus of $20,000.00 you will be more than on your way to achieving that.

With $20,000.00 coming in every month, you can save and invest and prepare for your golden years knowing you will reached a level of financial independence most people could only dream of.


What would you do if $30,000.00 was coming in each and every month?

$30,000.00 Monthly Dream Life Bonus

How would your life be different?

Where would you live?

Will you buy new vacation home?

Who will you help financially?

Ultimate leadership has its rewards and with our DREAM LIFE BONUS of $30,000.00, you can truly have a dream life where you have choices and options and where those you care about do too!


Monthly Worldwide Bonus

This bonus is funded with 5% of the total company sales volume from the previous month. We’ll divide this bonus equally with all qualifying leaders.

This is a rare opportunity to get a piece of, or override, the entire sales volume of the company, not just your own team. We reward our ultimate leaders for leading and training our global team.

Think of the possibilities! You can position yourself to reap the rewards of building a solid business and building a legacy you’ll be proud of and that can take care of your family for years and decades to come!

+ MONTHLY

WORLDWIDE

BONUS


For a limited-time only: Instant Partner Member bonuses!

WHAT: Instant Bonus paid “ON TOP OF” Producer Bonuses, Kick Start Bonuses!

WHEN: Starting in February and sunset in Q3 2016.

HOW: For each NEW Partner Member upgrade ($295) you earn an Instant Pay Bonus.

Instant Pay means once payment is made, you are paid within 24 hours.

These bonuses are accumulative. Example:

Enroll 3 and earn = $280.00 ($50+$60+$70 and a $100 Producer Bonus)

Based on each natural calendar month’s production, so get as much as you can during each month! On the first of each month everyone is reset back to 0 and you begin again with $50.

1st Partner Member $50 Instant Pay Bonus

2nd Partner Member $60 Instant Pay Bonus

3rd Partner Member $70 Instant Pay Bonus

4th Partner Member $80 Instant Pay Bonus








5 simple steps to get your business started


Step 1 – Become an Active Partner

You are an Active Partner when you make THREEMembership sales.

So who do you think can benefit from our Membership?

Yourself?*

Friends?

Neighbors?

Family members?

Work colleagues?

You should only purchase a Membership if, and only if, you truly see yourself benefiting from our membership offer in the short and long term.

*Your own personal purchase can count as one of the three sales needed to become an Active Partner


Step 2 – start earning Instant and Producer Bonuses

Each time you personally enroll THREE new Members, within a calendar month, you earn a PRODUCER BONUS of:

You can earn an UNLIMITED number of PRODUCER BONUSES!*

*These bonuses are paid 30 days after the 3rd enrollment for each set of 3 membership sales. A calendar month is the period from a day of one month to the corresponding day of the next month if such exists or if not to the last day of the next month (as from January 3 to February 2 or from January 31 to February 29).

Each time you personally enroll a new Partner Member, you earn a INSTANT bonus of $50 to $150!

+


Step 3 – Start Earning Kick-Start Coaching Bonuses

When you help your direct Partners enroll their first THREE Membership sales, within 30 days of getting started, you’ll earn:

These bonuses are also UNLIMITED so you can earn as many of these as you want.

You have a vested interest in the success of your new Partners. With our KICK-START COACHING BONUS, you are rewarded for helping your team.


Step 4 – Unlock Personal Residual Compensation

You can UNLOCK your Personal Residual Compensation of $10 for each directly referred Member by enrolling and maintaining at least 5 active Members! (compensation begins with their 2nd membership payment)

When you achieve this step, you receive THREE additional benefits:

We’ll WAIVE your next month’s membership payment!

As long as you maintain 5 active Members, you’ll never pay a membership fee again.

And, yes, you'll still receive Cruise Dollars™ every single month even though you do not have to pay your monthly Membership dues.

This is on top of earning residual commissions on all those Members!


You

…Up to 5 levels deep

With our Residual Compensation Program You Get PAID On Unlimited Width

$10 $10 $10 $10 $10

$5 $5 $5 $5 $5

$5 $5 $5 $5 $5

$5 $5 $5 $5 $5

$5 $5 $5 $5 $5

You can UNLOCK your Team Residual Compensation by sponsoring and maintaining 5 directly referred Partners that have produced at least 3 Membership sales each.

You’ll earn $5 each and every month for ALL Members referred by your team up to LEVEL 5 (beginning with their 2nd

membership payment), allowing you to potentially earn hundreds and perhaps thousands in monthly residual income!

Look at this example of the power this program has to create a strong residual income stream*

*This example is provided to illustrate the power of our simple compensation

program and not to suggest and depict your actual income potential. This is not

an estimate or earnings projection, nor a depiction of earnings as a Partner.

Step 5 – Unlock Team Residual Compensation


Ac#vePayingMembers

ResidualIncome MonthlyEarnings

100 $5.00 $500.00

500 $5.00 $2,500.00

1,000 $5.00 $5,000.00

2,000 $5.00 $10,000.00

3,000 $5.00 $15,000.00

8 Rank achievement goals to max-out your Compensation


Rank Achievements

MARKETING MANAGER

MARKETING DIRECTOR

SENIOR MARKETING DIRECTOR

REGIONAL DIRECTOR

NATIONAL DIRECTOR

INTERNATIONAL DIRECTOR

EXECUTIVE DIRECTOR

Our one qualification rule: No more than 20% of the

production can count from any one producing leg.


SENIOR MARKETING MANAGER

$3,000

When your team produces $3,000 in total membership revenue (that’s 30 total active Members) in any natural calendar month, you advance to Marketing Manager.

1st Goal – Advance to Marketing Manager

Marketing Managers automatically earn our $500.00 CAR BONUSeach and every month they remain qualified.


2nd Goal – Advance to Senior Marketing Manager

When your team produces $10,000 in total membership revenue (that’s 100 total active Members) in any natural calendar month, you advance to Senior Marketing Manager

Senior Marketing Managers automatically earn our TRAVEL BONUS OF $1,000.00 each and every month they remain qualified.


3rd Goal – Advance to Marketing Director

When your team produces $25,000 in total membership revenue (that’s 250 total active Members) in any natural calendar month, you advance to Marketing Director.

Marketing Directors automatically earn our FINANCIAL COMMITMENT BONUS OF $2,500.00 each and every month they remain qualified.


4th Goal – Advance to Senior Marketing Director

When your team produces $50,000 in total membership revenue (that’s 500 total active Members) in any natural calendar month, you advance to Senior Marketing Director.

Senior Marketing Directors automatically earn our LEISURE BONUS OF $5,000.00 each and every month they remain qualified.


5th Goal – Advance to Regional Director

When your team produces $100,000 in total membership revenue (that’s 1,000 total active Members) in any natural calendar month, you advance to Regional Director.

Regional Directors automatically earn our FREEDOM BONUS of $10,000.00 each and every month they remain qualified.


6th Goal – Advance to National Director

When your team produces $200,000 in total membership revenue (that’s 2,000 total active Members) in any natural calendar month, you advance to National Director.

National Directors automatically earn our INDEPENDENCE BONUS of $20,000.00 each and every month they remain qualified.


7th Goal – Advance to International Director

When your team produces $300,000 in total membership revenue (that’s 3,000 total active Members) in any natural calendar month, you advance to International Director.

International Directors automatically earn our DREAM LIFE BONUS of $30,000.00 each and every month they remain qualified.


8th Goal – Advance to Executive Director

When your team produces $500,000 in total membership revenue (that’s 5,000 total active Members) in any natural calendar month, you advance to Executive Director.

Executive Directors automatically earn the same bonuses that International Directors earn of $30,000.00 plus they get to share in our WORLDWIDE MARKET BONUS each and every month they remain qualified.

+ MONTHLY

WORLDWIDE

BONUS

This bonus is funded with 5% of the total company sales volume from the previous month. We’ll divide this bonus with all qualifying leaders

This is a rare opportunity to get a piece of, or override, the entire sales volume of the company, not just your own team.


Team Leadership Bonuses Example

Team Leadership Bonuses are based on

UNLIMTED DEPTH

Imagine you had 10 legs (you’re 10 wide) and each of your

legs does $10,000 in production for a total of $100,000.

You would qualify as a Regional Director and earn a

$10,000.00 Bonus that month on top of Residual

Compensation and our other bonuses.

In this example the max production PER LEG would be

10%; way below the maximum 20% per leg rule.


When is compensation paid?


Kick-Start Coaching Bonuses

Instant Pay Bonuses

Team Leadership Bonuses

Paid within 24 hours of the Partner Member upgrade

Paid on the last day of each month at 9:00PM (Eastern Time – US)

Personal Residual Commissions

Credited immediately, and released after 30 day refund period expires

Producer’s Bonuses

Team Residual Commissions

Paid 30 days after the 3rd Member enrollment that generated the bonus

Paid when your qualifying Partner earns their first Producer bonus

Paid on the last day of each of your Compensation Calendar month

inCruises® pays its Partners through International Payout Systems, Inc. (i-payout).

Each time a commission is earned, we will transfer your earnings to your inCruises Wallet and notify you.

You can then transfer your wallet balance to i-payout to receive your funds via:

Check mailed to your home or business

Bank transfer to your local bank

Pre-paid MasterCard®

The income projections in this presentation are for hypothetical purposes only and are not guarantees of future performance. We have used hypothetical calculations based on many assumptions, which may or may not be attainable by you. Your actual compensation, if any, will differ based upon a wide variety of factors, including, but not limited to, how many members you directly and indirectly refer to inCruises™, how long they remain as members, the compensation assigned by inCruises™, refunds, cancelations, and a number of other factors.

This information is only being provided to you for the purpose of demonstrating how the

inCruises™ Compensation Program works. Success as an inCruises™ Independent

Representative will result only from successful sales and team building efforts, which

require hard work, diligence, and leadership. Your success will depend upon how

effectively you exercise these qualities. Most Partners will not achieve the income levels

explained in our compensation illustrations.

Important Disclosure Regarding Income Projections


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