www.self-help.org

www.self-help.org

Practical Green Self-Help Credit Union

2012 Green Schools ConferenceMelissa Malkin-Weber

Total Self-Help Charter School Lending

$147,093,013 invested 1997 - 2012

2

3

1

1

1

2

9

12

24

1

1

2

1

1

# Number of Self-Help loans

== States without loans, where Self-Help provided technical assistance

East Fort Worth Montessori Academy

4www.self-help.org/GreenLoans

Self-Help Energy Loan Fund

• Existing buildings • Energy efficiency retrofits and renewable

energy upgrades • Charlotte, Washington, DC, Atlanta, Miami,

Houston, Chicago, Los Angeles San Francisco• Energy Audit prior to application• Utility data shared via Energy Scorecard

Funded in partnership with Bank of America

6www.self-help.org/GreenLoans

Is it easy being green?

• Coalition for High Performance Schools (CHPS)• LEED for Schools• ASHRAE 189.1• ASHRAE Design Guide • Energy Star (Target Finder)

7www.self-help.org/GreenLoans

The Green Wall

8www.self-help.org/GreenLoans

A Tour of Some Decision Points

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Ensure a Tight Envelope

2012 -$4002013 -$2672014 -$1272015 $192016 $1732017 $3352018 $5052019 $6832020 $8702021 $1,0672022 $1,2732023 $1,4902024 $1,7172025 $1,9562026 $2,2072027 $2,470

Bank Branch Exit Signs Upgrade

• $400 investment• $133 annual savings • $2,470 in 15 years

• $100,000 investment

• $14,000 annual savings

• $110,000 saved

in 15 years

Right now ($100,000)2013 -86,0002014 -72,0002015 -58,0002106 -44,0002017 -30,0002018 -16,0002019 -2,0002020 12,0002021 26,0002022 40,0002023 54,0002024 68,0002025 82,0002026 96,0002027 110,000

HVAC Project Example

14www.self-help.org/GreenLoans

$100,000 savings account…at 2% interest

2013 - $102,000

2027 - $134,586

What’s your money going to be worth…?

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What are 15 years of savings worth today?

Project Cost $100,000

Annual Savings $14,000 What return do I demand on my money? 7%

Net Present Value $24,659

NPV =   R1

 + R2

 + R3

 + ... − Initial Investment( 1 + i )1 ( 1 + i )2 ( 1 + i )3

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Did the “save energy” campaign make a difference?

Electric Bill (kWh) Cost

2010 175,441 $ 12,105 2011 164,312 $ 11,338

Heating Degree Days

kWh per Degree Day

2010 2075 84.552011 1929 85.18

www.self-help.org

www.self-help.org

Thank You!Melissa Malkin-Weber

Green Initiatives Manager(919) 956 4406

MelissaMW@Self-Help.org@BuildingSystem

18www.self-help.org/GreenLoans

Presentation Links

• www.Self-Help.org/GreenLoans• ASHRAE Design Guides (Schools & Other building

types) http://ow.ly/9hkr2• LEED User – expert community

http://www.leeduser.com/• Energy Star Target Finder & Portfolio Manager

http://ow.ly/9hkSv• Air Barrier Association of America (ABAA)

http://ow.ly/9hl26• Heating Degree Days http://www.degreedays.net/