powerpoint presentation · powerpoint presentation author: eddie breidenbach created date:...
TRANSCRIPT
![Page 1: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/1.jpg)
![Page 2: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/2.jpg)
![Page 3: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/3.jpg)
![Page 4: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/4.jpg)
![Page 5: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/5.jpg)
![Page 6: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/6.jpg)
![Page 7: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/7.jpg)
![Page 8: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/8.jpg)
LTV
CAC
Total Return
$0
$0
$0
$1
$1
$1
$1
LTV
CAC
Total Return
$0
$0
$0
$1
$1
$1
$1
LTV
CAC
Total Return
$0
$0
$0
$1
$1
$1
$1
![Page 9: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/9.jpg)
< 650
>= 650
Retail Trade
Construction
Accommodation & Food Services
Wholesale Trade
Manufacturing
Health Care & Social Assistance
Professional, Scientific, Technical Services
Other Services
Transportation & Warehousing
Other
![Page 10: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/10.jpg)
5.5%
9.0%
6.4%
4.4%
5.5%
6.8% 6.9% 7.0%6.7%
8.0%
5.8%
7.0%
6.2%
5.6%
3.7%
1.2%
0.0%
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 1Q19 2Q19 3Q19 4Q19 1Q20
9.6 11.1 8.8 7.5 8.7 9.2 10.0 11.2 12.4 13.2 12.1 11.8 11.7 12.2 13.5 13.2 13.3
0.6% 3.3% 12.9% 34.7% 62.3% 88.1%
![Page 11: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/11.jpg)
($11) ($17)($24) ($19)
($1)
($83)
($12)
$27 $28
$( 52)
$( 42)
$( 32)
$( 22)
$( 12)
$( 2)
$8
$18
$28
2011 2012 2013 2014 2015 2016 2017 2018 2019
$44 $91$223
$504 $553
$1,001 $953$1,169 $1,265
$-
$200
$400
$600
$800
$1, 000
$1, 200
2011 2012 2013 2014 2015 2016 2017 2018 2019
$11 $26 $65$158
$255 $291$350
$398$444
$-
$50
$100
$150
$200
$250
$300
$350
$400
$450
2011 2012 2013 2014 2015 2016 2017 2018 2019
![Page 12: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/12.jpg)
•
•
•
•
•
•
•
•
•
![Page 13: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/13.jpg)
![Page 14: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/14.jpg)
![Page 15: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/15.jpg)
•
•
•
•
•
•
•
![Page 16: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/16.jpg)
$312$333 $333
$311
$227
25%27% 26%
24%
17%
0%
5%
10%
15%
20%
25%
30%
$0
$100
$200
$300
$400
$500
1Q '19 2Q '19 3Q '19 4Q '19 1Q '20
Equity
Equity/Assets
$60 $59 $59 $56
$121
1Q '19 2Q '19 3Q '19 4Q '19 1Q '20
•
•
•
•
•
•
•
•
![Page 17: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/17.jpg)
•
•
•
•
![Page 18: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/18.jpg)
•
•
•
•
•
•
![Page 19: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/19.jpg)
•
•
•
•
•
•
•
1
•
2
•
3
![Page 20: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/20.jpg)
•
•
•
![Page 21: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/21.jpg)
•
•
•
•
•
•
•
•
•
•
•
•
![Page 22: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/22.jpg)
![Page 23: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/23.jpg)
![Page 24: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/24.jpg)
![Page 25: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/25.jpg)
Quarter Ended Year Ended
![Page 26: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/26.jpg)
Quarter Ended Year Ended
![Page 27: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/27.jpg)
Quarter Ended Year Ended
![Page 28: PowerPoint Presentation · PowerPoint Presentation Author: Eddie Breidenbach Created Date: 5/27/2020 12:47:56 PM](https://reader033.vdocuments.us/reader033/viewer/2022060506/5f1f1f4947bab0140f7df5ec/html5/thumbnails/28.jpg)