payment system oversight - boj.org.jm · oct 3,136 3,417 46 32 1,744 1,590 16 5 742 518 3,940 5,562...
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PAYMENT SYSTEM OVERSIGHT
PAYMENT SYSTEM DEPARTMENT
PAYMENT SYSTEM DATA BULLETIN
OCTOBER 2016
DAILY BULLETIN TABLE OF CONTENTS
GOJ BONDS: Quarterly 2015 to October 2016 TABLE CON101….Statement of Outstanding Nominal – JMD 3 TABLE CON102….Statement of Outstanding Nominal – USD 4 BOJ OPEN MARKET INSTRUMENTS: Quarterly 2015 to October 2016 TABLE CON103...Statement of Outstanding Nominal – JMD 5 TABLE CON104….Statement of Outstanding Nominal – USD 6 JAMCLEAR-CSD ANNUAL Key Activity: January 2015 to October 2016 TABLE CYSU10….Annual System Utilisation by Transaction Volume 7 TABLE CYSU101….Annual System Utilisation by Transaction Value – JMD 8 TABLE CYSU102….Annual System Utilisation by Transaction Value – USD 9 JAMCLEAR-CSD Transaction: January 2015 to October 2016 TABLE CSU10….System Utilisation by Transaction Volume 10 TABLE CSU101….System Utilisation by Transaction Value – JMD 11 TABLE CSU102….System Utilisation by Transaction Value – USD 12 JAMCLEAR-CSD STOCKHOLDER RECORD AND STOCKHOLDER ACCOUNTS: October 2016 TABLE CSRA101….Stockholder Record and Stockholder Accounts Volumes 13 JAMCLEAR-RTGS ANNUAL Transaction: January 2015 to October 2016 TABLE RPYSU10….Annual System Utilisation by Group Transaction Volumes 14 TABLE RPYSU101…. Annual System Utilisation by Group Transaction Values – JMD 15 TABLE RPYSU104…. Annual System Utilisation by Group Transaction Values – USD 16 JAMCLEAR-RTGS Transaction: January 2015 to October 2016 TABLE RPSU10….System Utilisation by Participant Group Transaction Volumes 17 TABLE RPSU101…. System Utilisation by Participant Group Transaction Values – JMD 18 TABLE RPSU102…. System Utilisation by Participant Group Transaction Values – USD 19 RETAIL PAYMENTS SYSTEM DATA: Year 2014 to October 2016 TABLE RDCBCP103….Cheques Processed JMD - Volumes and Values 20 TABLE RDCPMC105….Cheques Processed Manually CDN - Volumes and Values 21 TABLE RDCPME103...Cheques Processed Manually EURO - Volumes and Values 22 TABLE RDCPMG103….Cheques Processed Manually GBP - Volumes and Values 23 TABLE RDCPMU103….Cheques Processed Manually USD - Volumes and Values 24 TABLE RDA101….JMD Transaction processed at ABM Terminals - Volumes and Values 25 TABLE RDA102….USD Transaction processed at ABM Terminals - Volumes and Values 26 TABLE RDP101….JMD Transaction processed POS Terminals - Volumes and Values 27 TABLE RDP102….USD Transaction processed POS Terminals - Volumes and Values 28 TABLE RDCIC101….Cards in Circulation - JMD reported by Commercial Banks Volume 29 TABLE RDCIC102….Cards in Circulation - USD reported by Commercial Banks Volume 30 TABLE RDTI101….ABM & POS Terminals Installed 31 TABLE RDET101….Electronic Transactions Processed Volumes and Values – JMD 32 TABLE RDET102….Electronic Transactions Processed Volumes and Values – USD 33 GLOSSARY 34 Payment System Oversight Report Payment System Department December 2016
PARTICIPANT 4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016‐T‐D
BANKS 193 194 198 199 201
PRIMARY DEALERS 306 303 302 307 307
SECONDARY DEALERS 231 239 237 234 233
Total 731 737 737 741 741
Table CON101
Comment: This table reflects total outstanding nominal for prior quarters and the reporting quarter. The total nominal value does not include CPI - Bond capitalization. Only securities dematerialized are recorded in JamClear-CSD all other debt is recorded externally. PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JAMCLEAR‐CSD
Government of Jamaica Bonds
Statement of Outstanding Nominal ‐ JMD (BN)Quarterly ‐ 4th Quarter 2015 to 4th Quarter 2016‐T‐D
0
50
100
150
200
250
300
350
4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016-T-D
GOJ Bonds Outstanding Nominal ‐ JMDQuarterly to October 2016
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica:Payment System Department Page 3 of 35
PARTICIPANT 4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016‐T‐D
BANKS 105 121 91 46 48
PRIMARY DEALERS 307 279 302 326 319
SECONDARY DEALERS 169 180 184 205 159
Total 580 581 577 577 526
Table CON102
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. Only securities dematerialized are recorded in JamClear-CSD all other debt is recorded externally. PAYMENT SYSTEM DATA REPORT OCTOBER 2016
Quarterly ‐ 4th Quarter 2015 to 4th Quarter 2016‐T‐D
JAMCLEAR‐CSDGovernment of Jamaica Bonds
Statement of Outstanding Nominal ‐ USD (MN)
0
50
100
150
200
250
300
350
4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016-T-D
GOJ Bonds Outstanding Nominal ‐ USDQuarterly to October 2016
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica:Payment System Department Page 4 of 35
PARTICIPANT 4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016‐T‐D
BANKS 20 18 23 20 18
PRIMARY DEALERS 26 24 23 22 22
SECONDARY DEALERS 14 11 13 12 13
Total 60 53 60 53 53
Table CON103
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. The outstanding nominal does not include cancelled initial placements. Only securities dematerialized are recorded in JamClear-CSD.PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JAMCLEAR‐CSDBank of Jamaica Open Market Instruments ‐ JMD (BN)
Statement of Outstanding Nominal Quarterly ‐ 4th Quarter 2015 to 4th Quarter 2016‐T‐D
0
5
10
15
20
25
30
4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016-T-D
BOJ Holdings Outstanding Nominal ‐ JMDQuarterly to October 2016
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica:Payment System Department Page 5 of 35
PARTICIPANT 4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016‐T‐D
BANKS 470 512 483 409 384
PRIMARY DEALERS 236 248 268 336 407
SECONDARY DEALERS 202 193 206 239 256
Total 908 953 957 984 1,047
Table CON104
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. The outstanding nominal does not include cancelled initial placements. Only securities dematerialized are recorded in JamClear-CSD.PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JAMCLEAR‐CSDBank of Jamaica Open Market Instruments ‐ USD (MN)
Statement of Outstanding Nominal
Quarterly ‐ 4th Quarter 2015 to 4th Quarter 2016‐T‐D
0
100
200
300
400
500
600
4th Quarter 2015 1st Quarter 2016 2nd Quarter 2016 3rd Quarter 2016 4th Quarter 2016-T-D
BOJ Holdings Outstanding Nominal ‐ USDQuarterly to October 2016
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica:Payment System Department Page 6 of 35
TRANSACTION TYPE 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016
Jan 1,623 2,618 3,999 19 ‐ 1,532 12 8 1,331 508 6,965 4,685 10.16% 9.70%
Feb 1,554 2,792 3,380 19 ‐ 1,531 13 38 1,295 693 6,242 3,542 9.10% 7.33%
Mar 1,867 2,972 3,877 155 ‐ 1,735 5 18 1,407 604 7,156 3,749 10.44% 7.76%
1st QTR 5,044 8,382 11,256 193 ‐ 4,798 30 64 4,033 1,805 20,363 11,976 29.70% 24.79%
Apr 1,556 3,126 3,702 20 ‐ 1,774 5 7 1,225 622 6,488 5,549 9.46% 11.49%
May 1,334 3,834 3,362 22 ‐ 1,648 9 14 1,097 670 5,802 4,540 8.46% 9.40%
Jun 1,905 3,719 3,743 21 ‐ 1,812 15 7 1,280 641 6,943 4,388 10.13% 9.08%
2nd QTR 4,795 10,679 10,807 63 ‐ 5,234 29 28 3,602 1,933 19,233 14,477 28.05% 29.97%
Jul 2,099 3,580 3,931 29 ‐ 1,724 31 4 1,101 532 7,162 4,145 10.45% 8.58%
Aug 2,835 3,654 2,741 38 832 1,728 14 5 869 726 6,459 6,151 9.42% 12.73%
Sep 2,930 3,594 48 36 2,193 1,722 8 4 757 643 3,743 5,999 5.46% 12.42%
3rd QTR 7,864 10,828 6,720 103 3,025 5,174 53 13 2,727 1,901 17,364 16,295 25.32% 33.73%
Oct 3,136 3,417 46 32 1,744 1,590 16 5 742 518 3,940 5,562 5.75% 11.51%
Nov 3,040 16 1,661 18 626 3,700 ‐ 5.40% 0.00%
Dec 3,219 47 1,594 2 698 3,966 ‐ 5.78% 0.00%
4th QTR 9,395 3,417 109 32 4,999 1,590 36 5 2,066 518 11,606 5,562 16.93% 11.51%
GRAND TOTAL 27,098 33,306 28,892 391 8,024 16,796 148 110 12,428 6,157 68,566.00 48,310 100.00% 100.00%
% of GRAND TOTAL 40% 69% 42% 1% 12% 35% 0% 0% 18% 13% 100% 83%
Table CYSU10
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
TOTALS % OF TOTAL TRANSACTIONS
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VOLUMES
FOR PERIOD JANUARY 2015 TO OCTOBER 2016
PledgeRepo's Purchase & Sale Free of PaymentTrustee DVP
0
2,000
4,000
6,000
8,000
10,000
12,000
1st QTR‐15 2nd QTR‐15 3rd QTR‐15 4th QTR‐15 1st QTR‐16 2nd QTR‐16 3rd QTR 16 4th QTR 16‐T‐D
Volumes
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VOLUMESFOR PERIOD JANUARY 2015 TO OCTOBER 2016
REPO PLEDGE DVP FOP TRUSTEE DVP
Bank Of Jamaica:Payment System Department Page 7 of 35
2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016
Jan 107.74 150.07 119.50 11.71 ‐ 28.03 1.06 1.01 210.44 18.85 439 210 8.83% 4.90%
Feb 133.06 313.31 140.65 15.25 ‐ 39.07 0.11 14.23 224.93 36.05 499 379 10.04% 8.86%
Mar 155.13 194.56 145.86 17.44 ‐ 31.60 0.02 1.95 291.54 33.00 593 247 11.93% 5.78%
1st QTR 395.93 657.94 406.01 44.40 ‐ 98.70 1.19 17.19 726.92 87.89 1,530 906 30.81% 21.19%
Apr 124.08 194.74 128.14 41.23 ‐ 37.69 0.73 0.67 215.90 23.42 469 260 9.44% 6.08%
May 87.78 229.47 123.47 242.44 ‐ 33.46 1.19 1.95 134.95 35.51 347 509 7.00% 11.91%
Jun 132.23 312.19 120.29 51.55 ‐ 32.33 1.19 0.17 134.95 36.35 389 400 7.83% 9.36%
2nd QTR 344.09 736.39 371.90 335.22 ‐ 103.49 3.12 2.79 485.79 95.27 1,205 1,273 24.26% 29.78%
Jul 209.00 236.02 274.20 55.84 ‐ 36.12 2.80 0.62 89.85 30.57 576 323 11.60% 7.56%
Aug 166.12 219.88 224.78 716.40 122.56 33.58 1.02 0.17 108.48 47.22 500 1,017 10.08% 23.79%
Sep 149.28 231.80 81.55 46.65 49.55 31.82 0.88 0.75 24.31 29.74 256 341 5.16% 7.97%
3rd QTR 524.40 687.70 580.54 818.88 172.12 101.52 4.69 1.54 222.64 107.53 1,332 1,717 26.83% 40.16%
Oct 307.43 293.68 47.87 48.87 40.41 26.49 1.22 0.42 33.97 36.40 390 406 7.86% 9.49%
Nov 237.72 27.25 39.12 3.90 25.06 294 ‐ 5.92% 0.00%
Dec 158.62 22.31 27.37 0.25 33.42 215 ‐ 4.32% 0.00%
4th QTR 703.77 293.68 97.43 48.87 106.89 26.49 5.37 0.42 92.44 36.40 899 379 18.10% 8.87%
GRAND TOTAL 1,968.19 2,375.71 1,455.88 1,247.37 279.01 330.20 14.38 21.94 1,527.79 327.09 4,966 4,276 100.00% 100.00%
% of GRAND TOTAL 40% 56% 29% 29% 0% 8% 0% 1% 31% 8% 100% 93%
Table CYSU101
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMD
FOR PERIOD JANUARY 2015 TO OCTOBER 2016
Repo's Pledge Trustee DVP Purchase & Sale Free of Payment TOTALS MONTHLY % OF TOTAL
Transaction values are in Billions
TRANSACTION TYPE
0
100
200
300
400
500
600
700
800
900
1st QTR‐15 2nd QTR‐15 3rd QTR‐15 4th QTR‐15 1st QTR‐16 2nd QTR‐16 3rd QTR 16 4th QTR 16‐T‐D
Va
lue
s -
JM
D (
In B
illio
ns)
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMDFOR PERIOD JANUARY 2015 TO OCTOBER 2016
REPO PLEDGE DVP FOP TRUSTEE DVP
Bank Of Jamaica:Payment System Department Page 8 of 35
2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016
Jan 279.41 594.93 211.26 0.06 ‐ 114.24 42.71 1.81 556.53 59.75 1,089.91 770.77 0.00% 4.92%
Feb 509.63 899.14 184.29 0.14 ‐ 140.12 38.00 1.05 689.80 103.08 1,421.72 1,003.40 0.00% 6.40%
Mar 500.43 691.90 213.52 0.20 ‐ 161.03 36 0.25 594.45 53.52 1,344.40 745.87 0.00% 4.76%
1st QTR 1,289.48 2,185.96 609.07 0.40 ‐ 415.39 116.71 3.10 1,840.78 216.34 3,856.04 2,821.19 29.84% 18.00%
Apr 402.51 920.62 203.36 0.00 ‐ 206.71 10.00 ‐ 308.07 51.58 923.94 972.20 0.00% 6.20%
May 433.59 1,443.99 241.28 0.00 ‐ 310.64 6.19 6.00 137.13 145.25 818.20 1,595.24 0.00% 10.18%
Jun 345.43 1,272.04 215.37 0.00 ‐ 329.53 6.19 4.00 137.13 140.73 704.13 1,416.77 0.00% 9.04%
2nd QTR 1,181.54 3,636.65 660.01 0.00 ‐ 846.88 22.37 10.00 582.34 337.55 2,446.26 4,831.09 18.93% 30.82%
Jul 688.63 1,398.45 400.27 0.67 ‐ 397.88 26.00 1.00 185.85 97.14 1,300.74 1,497.26 0.00% 9.55%
Aug 719.72 1,807.83 322.64 0.67 412.32 283.37 0.23 17.39 212.39 97.24 1,254.98 2,206.49 0.00% 14.08%
Sep 633.35 1,510.34 1.22 0.00 281.47 442.82 ‐ 5.00 38.78 157.93 673.35 2,116.09 0.00% 13.50%
3rd QTR 2,041.70 4,716.62 724.13 1.33 693.79 1,124.07 26.23 23.39 437.02 352.31 3,229.08 6,217.72 24.99% 39.67%
Oct 816.85 1,263.36 0.86 0.00 228.09 480.49 2.24 ‐ 76.65 61.36 896.61 1,805.20 0.00% 11.52%
Nov 787.03 0.00 235.69 ‐ 50.30 837.34 ‐ 0.00% 0.00%
Dec 578.77 0.67 152.34 ‐ 1,077.77 1,657.21 ‐ 0.00% 0.00%
4th QTR 2,182.66 1,263.36 1.53 ‐ 616.12 480.49 2.24 ‐ 1,204.73 61.36 3,391.16 1,805.20 26.24% 11.52%
GRAND TOTAL 6,695 11,803 1,995 2 1,310 2,867 168 36 4,065 968 12,922.53 15,675.20 100.00% 100.00%
% of GRAND TOTAL 52% 75% 15% 0% 0% 18% 1% 0% 31% 6% 100% 82%
Table CYSU102
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
TRANSACTION
TYPE
Repo's Trustee DVPPledge Purchase & Sale Free of Payment
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ USD
FOR PERIOD JANUARY 2015 TO OCTOBER 2016Transaction values are in Millions
TOTALS MONTHLY % OF TOTAL
0
500
1,000
1,500
2,000
2,500
3,000
3,500
4,000
4,500
5,000
1st QTR‐15 2nd QTR‐15 3rd QTR‐15 4th QTR‐15 1st QTR‐16 2nd QTR‐16 3rd QTR 16 4th QTR 16‐T‐D
Va
lue
s -
US
D (
In M
illio
ns)
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ USDFOR PERIOD JANUARY 2015 TO OCTOBER 2016
REPO PLEDGE DVP FOP TRUSTEE DVP
Bank Of Jamaica:Payment System Department Page 9 of 35
Primary Issue Repo Reverse Repo
Pledge
Registration Pledge Release
Trustee
Transfer DVP
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
TRANSACTION TYPE 2016
Jan 313 1,327 1,291 9 10 1,532 8 508 3,447 8,445
Feb 452 1,411 1,381 7 12 1,531 38 693 4,392 9,917
Mar 470 1,411 1,381 80 75 1,735 18 604 3,110 8,884
1st QTR 1,235 4,149 4,053 96 97 4,798 64 1,805 10,949 27,246
Apr 418 1,633 1,493 11 9 1,774 7 622 3,278 9,245
May 352 1,885 1,949 9 13 1,648 14 670 3,502 10,042
Jun 343 1,886 1,833 14 7 1,812 7 641 3,475 10,018
2nd QTR 1,113 5,404 5,275 34 29 5,234 28 1,933 10,255 29,305
Jul 319 1,757 1,823 16 13 1,724 4 532 3,311 9,499
Aug 397 1,873 1,781 18 20 1,728 5 726 3,122 9,670
Sep 409 1,832 1,762 20 16 1,722 4 643 3,275 9,683
3rd QTR 1,125 5,462 5,366 54 49 5,174 13 1,901 9,708 28,852
Oct 262 1,640 1,777 14 18 1,590 5 518 3,285 9,109
Nov ‐
Dec ‐
4th QTR 262 1,640 1,777 14 18 1,590 5 518 3,285 9,109
GRAND TOTAL 3,735 16,655 16,471 198 193 16,796 110 6,157 34,197 94,512
% OF GRAND TOTAL 3.95% 17.62% 17.43% 0.21% 0.20% 17.77% 0.12% 6.51% 36.18% 100.00%
Table CSU10
Comments: Repos and reverse repos does not include intraday repo with the central bank.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JAMCLEAR‐CSDTRANSACTION VOLUMES
FOR PERIOD JANUARY TO OCTOBER 2016
2016
4% 18%
17%
0%0%
18%0%
7%
36%
JAMCLEAR‐CSD TOTAL TRANSACTION VOLUMESFOR PERIOD JANUARY TO OCTOBER 2016
Primary Issue Repo Reverse Repo Pledge Registration Pledge Release Trustee Transfer DVP Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica:Payment System Department Page 10 of 35
Primary
Issue Repo's
Reverse
Repo
Pledge
Registration
Pledge
Release
Trustee
Transfer DVP
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
2016
Jan 96.92 75.00 75.07 4.82 6.89 28.03 1.01 18.85 436.74 743
Feb 147.59 159.44 153.87 6.23 9.02 39.07 14.23 36.05 547.04 1,113
Mar 88.21 97.42 97.14 12.05 5.38 31.60 1.95 33.00 341.23 708
1st QTR 332.71 331.86 326.08 23.10 21.30 98.70 17.19 87.89 1,325.01 2,564
Apr 147.37 98.93 95.81 23.02 18.21 37.69 0.67 23.42 518.00 963
May 93.95 113.35 116.12 18.73 223.71 33.46 1.95 35.51 277.10 914
Jun 93.08 159.16 153.02 30.06 21.49 32.33 0.17 36.35 402.15 928
2nd QTR 334.40 371.44 364.95 71.82 263.40 103.49 2.79 95.27 1,197.24 2,805
Jul 121.69 117.53 118.49 26.38 29.46 36.12 0.62 30.57 465.50 946
Aug 155.29 109.86 110.02 23.24 693.16 33.58 0.17 47.22 507.25 1,680
Sep 123.22 119.13 112.67 26.04 20.60 31.82 0.75 29.74 425.60 890
3rd QTR 400.19 346.52 341.18 75.66 743.22 101.52 1.54 107.53 1,398.35 3,516
Oct 45.48 144.78 148.90 23.45 25.42 26.49 0.42 36.40 311.55 763
Nov ‐
Dec ‐
4th QTR 45.48 144.78 148.90 23.45 25.42 26.49 0.42 36.40 311.55 763
GRAND TOTAL 1,112.78 1,194.60 1,181.11 194.03 1,053.34 330.20 21.94 327.09 4,232.15 9,647
% OF GRAND TOTAL 11.53% 12.38% 12.24% 2.01% 10.92% 3.42% 0.23% 3.39% 43.87% 100.00%
Table CSU101
Comments: Repos and reverse repos does not include intraday repo with the central bank.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
TRANSACTION TYPE
JAMCLEAR‐CSD
Transaction values are in Billions of Dollars
FOR PERIOD JANUARY TO OCTOBER 2016
TRANSACTION VALUES ‐ JMD
2016
12%12%
12%
2%
11%
4%0%3%
44%
JAMCLEAR‐CSD TRANSACTION VALUES (JMD)FOR PERIOD JANUARY TO OCTOBER 2016
Primary Issue Repo's Reverse Repo Pledge Registration Pledge Release Trustee Transfer DVP Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica:Payment System Department Page 11 of 35
Primary Issue Repo's Reverse Repo
Pledge
Registration
Pledge
Release
Trustee
Transfer DVP
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
2016
Jan ‐ 313.36 281.57 ‐ 0.06 114.24 1.81 59.75 255.36 1,026.13
Feb 255.08 412.50 486.64 ‐ 0.14 140.12 1.05 103.08 213.21 1,611.81
Mar 0.16 370.88 321.01 0.20 ‐ 161.03 0.25 53.52 357.69 1,264.75
1st QTR 255.24 1,096.74 1,089.22 0.20 0.20 415.39 3.10 216.34 826.26 3,902.69
Apr 4.20 493.24 427.38 ‐ ‐ 206.71 ‐ 51.58 86.14 1,269.25
May ‐ 748.61 695.38 0.00 ‐ 310.64 6.00 145.25 509.08 2,414.96
Jun ‐ 644.35 627.70 ‐ ‐ 329.53 4.00 140.73 186.97 1,933.27
2nd QTR 4.20 1,886.20 1,750.45 0.00 ‐ 846.88 10.00 337.55 782.19 5,617.48
Jul ‐ 688.24 710.21 ‐ 0.67 397.88 1.00 97.14 194.13 2,089.27
Aug 27.18 938.42 869.40 0.67 ‐ 283.37 17.39 97.24 226.16 2,459.82
Sep 47.06 765.68 744.66 ‐ ‐ 442.82 5.00 157.93 408.50 2,571.65
3rd QTR 74.23 2,392.35 2,324.28 0.67 0.67 1,124.07 23.39 352.31 828.79 7,120.74
Oct 16.24 630.22 633.14 ‐ ‐ 480.49 ‐ 61.36 126.12 1,947.57
Nov ‐
Dec ‐
4th QTR 16.24 630.22 633.14 ‐ ‐ 480.49 ‐ 61.36 126.12 1,947.57
GRAND TOTAL 349.92 6,005.51 5,797.09 0.87 0.86 2,866.82 36.49 967.56 2,563.36 18,588
% OF GRAND TOTAL 1.88% 32.31% 31.19% 0.00% 0.00% 15.42% 0.20% 5.21% 13.79% 100.00%
Table CSU102
Comment: Repo and reverse repo does not include intraday repo with the central bank.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
TRANSACTION TYPE
JAMCLEAR‐CSD
Transaction values are in Millions of Dollars
FOR PERIOD JANUARY TO OCTOBER 2016
TRANSACTION VALUES ‐ USD
2016
2%
32%
31% 0%0%
16%
0%
5%
14%
JAMCLEAR‐CSD TRANSACTION VALUES (USD)FOR PERIOD JANUARY TO OCTOBER 2016
Primary Issue Repo's Reverse Repo Pledge Registration Pledge Release Trustee Transfer DVP Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica:Payment System Department Page 12 of 35
Dates
2015 2016 2015 2016
Jan 19,510 20,223 27,927 28,912
Feb 19,641 20,248 28,113 28,950
Mar 19,729 20,263 28,253 28,982
Apr 19,732 20,162 28,264 28,894
May 19,800 20,379 28,373 29,135
Jun 19,651 20,386 28,185 29,145
Jul 19,895 20,398 28,469 29,169
Aug 20,043 20,397 28,736 29,177
Sep 20,110 20,438 28,753 29,223
Oct 20,155 20,451 28,818 29,233
Nov 20,189 25,477
Dec 20,091 28,870
Table: CSRA101Comments:
Number of Stockholder Records Number of Stockholder Accounts
JAMCLEAR‐CSDSTOCKHOLDER RECORD & STOCKHOLDER ACCOUNTS
FOR PERIOD JANUARY 2015 TO OCTOBER 2016
-
5,000
10,000
15,000
20,000
25,000
30,000
35,000
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Vo
lum
es
Holder and Account Information for JamClear-CSD For period January 2015 - October 2016
Holders 2015 Holders 2016 Stockholder Accounts 2015 Stockholder Accounts 2016
Bank Of Jamaica:Payment System Department Page 13 of 35
2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016
Jan 127 120 22,297 27,573 326 256 1,439 1,493 342 1,103 596 900 25,127 31,445
Feb 114 121 21,539 31,600 273 278 1,496 1,587 313 1,417 528 979 24,263 35,982
Mar 133 125 24,910 32,960 360 339 1,650 1,549 347 1,702 700 1,024 28,100 37,699
1st QTR 374 366 68,746 92,133 959 873 4,585 4,629 1,002 4,222 1,824 2,903 77,490 105,126
Apr 120 126 22,814 33,006 333 268 1,317 1,509 336 1,676 738 838 25,658 37,423
May 120 127 23,224 38,798 338 325 1,366 1,618 299 1,930 643 1,005 25,990 43,803
Jun 132 132 25,161 40,111 404 374 1,533 1,638 362 2,132 632 1,168 28,224 45,555
2nd QTR 372 385 71,199 111,915 1,075 967 4,216 4,765 997.00 5,738 2,013 3,011 79,872 126,781
Jul 138 127 27,291 40,707 436 498 1,396 1,658 546 2,079 759 1,174 30,566 46,243
Aug 121 133 24,052 42,847 446 491 1,190 1,677 794 2,209 667 1,247 27,270 48,604
Sep 132 132 25,857 43,501 486 480 1,542 1,634 1,091 2,207 939 1,148 30,047 49,102
3rd QTR 391 392 77,200 127,055 1,368 1,469 4,128 4,969 2,431 6,495 2,365 3,569 87,883 143,949
Oct 128 115 25,857 39,953 230 446 1,568 1,553 1,047 2,010 1,036 1,116 29,866 45,193
Nov 126 27,130 276 1,576 1,102 919 31,129 0
Dec 130 29,872 293 1,731 1,169 1,110 34,305 0
4th QTR 384 115 82,859 39,953 799 446 4,875 1,553 3,318 2,010 3,065 1,116 95,300 45,193
Total 1,521 1,258 300,004 371,056 4,201 3,755 17,804 15,916 7,748 18,465 9,267 10,599 340,545 421,049
% of GRAND TOTAL 0% 0% 88% 88% 1% 1% 5% 4% 0% 0% 3% 3% 98% 96%
Table RPYSU10
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
Other TOTAL Month/Year
Building Societies
JamClear‐RTGS ANNUAL TRANSACTION VOLUMES
FOR PERIOD JANUARY 2015 TO OCTOBER 2016
Clearing House Banks Merchant Banks Primary Dealers
0
20,000
40,000
60,000
80,000
100,000
120,000
140,000
1st QTR‐15 2nd QTR‐15 3rd QTR‐15 4th QTR‐15 1st QTR 16 2nd QTR 16 3rd QTR 16 4th QTR 16‐T‐D
Vo
lum
es
JAMCLEAR‐RTGS Annual Transaction VolumesFor Period January 2015 to October 2016
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS BUILDING SOCIETIES OTHER
Bank Of Jamaica:Payment System Department Page 14 of 35
2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016
Jan 32.56 32.50 850.98 1,040.48 5.51 6.08 74.10 102.53 5.63 8.73 41.59 69.32 1,010.36 1,259.63
Feb 27.90 33.51 1,142.56 1,595.01 11.20 4.28 76.62 153.07 7.71 10.49 47.39 125.13 1,313.37 1,921.48
Mar 35.15 37.12 1,229.84 1,280.15 13.73 7.12 111.86 110.42 14.12 10.63 32.45 55.80 1,437.15 1,501.23
1st QTR 95.60 103.13 3,223.38 3,915.63 30.44 17.48 262.58 366.01 27.45 29.85 121.43 250.24 3,760.89 4,682.34
Apr 32.64 34.93 1,094.26 1,232.98 9.71 4.70 80.85 93.46 8.56 8.88 50.13 62.64 1,276.15 1,437.60
May 30.66 32.03 1,009.77 1,228.20 6.97 7.15 71.55 108.18 7.17 12.32 35.29 52.58 1,161.41 1,440.46
Jun 33.45 32.32 972.02 1,373.29 7.08 10.10 77.55 130.04 7.58 12.05 77.10 73.49 1,174.78 1,631.30
2nd QTR 96.75 99.28 3,076.05 3,834.47 23.76 21.95 229.95 331.69 23.31 33.26 162.51 188.71 3,612.34 4,509.36
Jul 32.19 31.65 1,330.24 1,264.37 5.90 10.04 96.02 114.03 7.87 11.91 243.12 97.34 1,715.34 1,529.35
Aug 32.30 33.12 1,054.75 1,486.37 6.78 14.47 61.49 126.07 8.13 12.03 47.32 63.52 1,210.77 1,735.57
Sep 32.11 30.42 1,152.43 1,276.04 4.93 12.09 91.31 121.49 8.79 11.58 49.58 68.85 1,339.14 1,520.47
3rd QTR 96.60 95.19 3,537.43 4,026.79 17.60 36.60 248.82 361.58 24.80 35.52 340.01 229.71 4,265.26 4,785.39
Oct 32.01 30.23 1,225.32 1,262.14 5.09 13.65 109.46 119.61 10.35 13.66 54.59 56.08 1,436.81 1,495.37
Nov 33.29 1,158.52 3.41 88.92 9.87 52.62 1,346.63 0.00
Dec 37.20 1,163.06 4.76 86.16 10.82 64.05 1,366.05 0.00
4th QTR 102.50 30.23 3,546.90 1,262.14 13.26 13.65 284.54 119.61 31.03 13.66 171.26 56.08 4,149.49 1,495.37
Total 391.45 327.84 13,383.76 13,039.02 85.06 89.68 1,025.90 1,178.89 106.60 112.29 795.21 724.73 15,787.97 15,472.46
% of GRAND TOTAL 2% 2% 85% 84% 1% 1% 6% 8% 0% 0% 5% 5% 99% 99%
Table RPYSU101
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
Primary Dealers Other TOTAL Building Societies
JamClear‐RTGS ANNUAL TRANSACTION VALUES ‐ JMD (in Billions)FOR PERIOD JANUARY 2015 TO OCTOBER 2016
Month/YearClearing House Banks Merchant Banks
0
500
1,000
1,500
2,000
2,500
3,000
3,500
4,000
4,500
1st QTR‐15 2nd QTR‐15 3rd QTR‐15 4th QTR‐15 1st QTR 16 2nd QTR 16 3rd QTR 16 4th QTR 16‐T‐D
Val
ues
-JM
D (
In B
illio
ns)
JAMCLEAR‐RTGS Annual Transaction Values ‐ JMDFor period January 2014 To October 2016
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS BUILDING SOCIETIES OTHER
Bank Of Jamaica:Payment System Department Page 15 of 35
2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2014 2015
Jan ‐ ‐ 503.85 147.01 2.62 3.67 113.56 46.66 ‐ ‐ ‐ 0.12 620.03 197.46
Feb ‐ ‐ 172.48 60.29 2.07 2.06 67.16 46.35 ‐ ‐ ‐ 0.15 241.71 108.85
Mar ‐ ‐ 217.33 109.31 3.72 2.12 92.54 46.65 ‐ ‐ ‐ 0.06 313.60 158.14
1st QTR ‐ ‐ 893.66 316.61 8.41 7.85 273.27 139.66 ‐ ‐ ‐ 0.33 1,175.33 464.45
Apr ‐ ‐ 198.08 98.07 2.53 1.76 56.17 53.62 ‐ ‐ ‐ ‐ 256.77 153.45
May ‐ ‐ 85.33 156.61 1.90 1.55 19.28 70.06 ‐ ‐ ‐ 0.24 106.52 228.46
Jun ‐ ‐ 121.00 130.99 6.41 2.20 113.30 69.32 ‐ ‐ ‐ 0.17 240.71 202.69
2nd QTR ‐ ‐ 404.41 385.67 10.84 5.52 188.75 193.00 ‐ ‐ ‐ 0.41 604.00 584.60
Jul ‐ ‐ 158.74 122.18 2.39 1.76 41.39 67.52 ‐ ‐ ‐ 0.16 202.52 191.62
Aug ‐ ‐ 152.92 164.76 2.70 2.18 48.19 100.85 ‐ ‐ 0.01 0.15 203.82 267.94
Sep ‐ ‐ 83.01 266.07 4.33 1.50 25.39 98.02 ‐ ‐ 0.22 0.09 112.95 365.67
3rd QTR ‐ ‐ 394.67 553.01 9.42 5.44 114.98 266.39 ‐ ‐ 0.23 0.39 519.29 825.23
Oct ‐ ‐ 204.89 114.41 2.35 1.27 31.39 60.83 ‐ ‐ 0.09 238.72 176.51
Nov ‐ - 322.44 5.55 39.79 ‐ ‐ 29.70 397.49 0.00
Dec ‐ - 68.98 2.18 59.96 ‐ ‐ 0.21 131.33 0.00
4th QTR ‐ ‐ 596.31 114.41 10.08 1.27 131.14 60.83 ‐ ‐ 30.00 ‐ 767.53 176.51
Total 0.00 0.00 2,289.05 1,369.70 38.74 20.08 708.14 659.88 0.00 0.00 30.23 1.13 3,066.16 2,050.80
% of GRAND TOTAL 0% 0% 75% 67% 1% 1% 23% 32% 0% 0% 1% 0% 100% 100%
Table RPYSU102
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
Primary Dealers Other TOTAL Building Societies
JamClear‐RTGS ANNUAL TRANSACTION VALUES ‐ USD (in Millions)FOR PERIOD JANUARY 2015 TO OCTOBER 2016
Month/YearClearing House Banks Merchant Banks
0
100
200
300
400
500
600
700
800
900
1st QTR‐15 2nd QTR‐15 3rd QTR‐15 4th QTR‐15 1st QTR 16 2nd QTR 16 3rd QTR 16 4th QTR 16‐T‐D
Val
ues
-U
SD
(In
Mill
ions
)
JAMCLEAR‐RTGS Annual Transaction Values ‐ USDFor Period January 2015 To October 2016
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS BUILDING SOCIETIES OTHER
Bank Of Jamaica:Payment System Department Page 16 of 35
Clearing House Banks Merchant
Banks
Primary
Dealers
Building
SocietiesOther TOTAL
Jan 120 27,573 256 1,493 1,103 900 31,445
Feb 121 31,600 278 1,587 1,417 979 35,982
Mar 125 32,960 339 1,549 1,702 1,024 37,699
1st QTR 366 92,133 873 4,629 4,222 2,903 105,126
Apr 126 33,006 268 1,509 1,676 838 37,423
May 127 38,798 325 1,618 1,930 1,005 43,803
Jun 132 40,111 374 1,638 2,132 1,168 45,555
2nd QTR 385 111,915 967 4,765 5,738 3,011 126,781
Jul 127 40,707 498 1,658 2,079 1,174 46,243
Aug 133 42,847 491 1,677 2,209 1,247 48,604
Sep 132 43,501 480 1,634 2,207 1,148 49,102
3rd QTR 392 127,055 1,469 4,969 6,495 3,569 143,949
Oct 115 39,953 446 1,553 2,010 1,116 45,193
Nov 0
Dec 0
4th QTR 115 39,953 446 1,553 2,010 1,116 45,193
Total 1,258 371,056 3,755 15,916 18,465 10,599 421,049
% of GRAND TOTAL 0% 88% 1% 4% 0% 3% 96%
Table RPSU10
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JamClear‐RTGS TRANSACTION VOLUMES
FOR PERIOD JANUARY TO OCTOBER 2016
Month/Year
2016
0.31%
92.17%
0.93%3.95%0.00%
2.63%
JamClear‐RTGS Total Transaction Volumes For period January ‐ October 2016
Clearing House Banks Merchant Banks Primary Dealers Building Societies Other
Bank Of Jamaica:Payment System Department Page 17 of 35
Clearing House Banks Merchant
Banks
Primary
Dealers
Building
SocietiesOther TOTAL
Jan 32.50 1,040.48 6.08 102.53 8.73 69.32 1,259.63
Feb 33.51 1,595.01 4.28 153.07 10.49 125.13 1,921.48
Mar 37.12 1,280.15 7.12 110.42 10.63 55.80 1,501.23
1st QTR 103.13 3,915.63 17.48 366.01 29.85 250.24 4,682.34
Apr 34.93 1,232.98 4.70 93.46 8.88 62.64 1,437.60
May 32.03 1,228.20 7.15 108.18 12.32 52.58 1,440.46
Jun 32.32 1,373.29 10.10 130.04 12.05 73.49 1,631.30
2nd QTR 99.28 3,834.47 21.95 331.69 33.26 188.71 4,509.36
Jul 31.65 1,264.37 10.04 114.03 11.91 97.34 1,529.35
Aug 33.12 1,486.37 14.47 126.07 12.03 63.52 1,735.57
Sep 30.42 1,276.04 12.09 121.49 11.58 68.85 1,520.47
3rd QTR 95.19 4,026.79 36.60 361.58 35.52 229.71 4,785.39
Oct 30.23 1,262.14 13.65 119.61 13.66 56.08 1,495.37
Nov 0.00
Dec 0.00
4th QTR 30.23 1,262.14 13.65 119.61 13.66 56.08 1,495.37
Total 327.84 13,039.02 89.68 1,178.89 112.29 724.73 15,472.46
% of GRAND TOTAL 2% 84% 1% 8% 0% 5% 99%
Table RPSU101
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JamClear‐RTGS TRANSACTION VALUES ‐ JMD (in Billions)FOR PERIOD JANUARY TO OCTOBER 2016
Month/Year
2016
2.13%
84.89%
0.58%
7.68%0.00%
4.72%
JamClear‐RTGS Total Transaction Values (JMD)For period January ‐ October 2016
Clearing House Banks Merchant Banks Primary Dealers Building Societies Other
Bank Of Jamaica:Payment System Department Page 18 of 35
Month/Year Clearing House Banks Merchant
Banks
Primary
Dealers
Building
SocietiesOther TOTAL
Jan ‐ 147.01 3.67 46.66 ‐ 0.12 197.46
Feb ‐ 60.29 2.06 46.35 ‐ 0.15 108.85
Mar ‐ 109.31 2.12 46.65 ‐ 0.06 158.14
1st QTR ‐ 316.61 7.85 139.66 ‐ 0.33 464.45
Apr ‐ 98.07 1.76 53.62 ‐ ‐ 153.45
May ‐ 156.61 1.55 70.06 ‐ 0.24 228.46
Jun ‐ 130.99 2.20 69.32 ‐ 0.17 202.69
2nd QTR ‐ 385.67 5.52 193.00 ‐ 0.41 584.60
Jul ‐ 122.18 1.76 67.52 ‐ 0.16 191.62
Aug ‐ 164.76 2.18 100.85 ‐ 0.15 267.94
Sep ‐ 266.07 1.50 98.02 ‐ 0.09 365.67
3rd QTR ‐ 553.01 5.44 266.39 ‐ 0.39 825.23
Oct ‐ 114.41 1.27 60.83 ‐ ‐ 176.51
Nov - ‐ 0.00
Dec - ‐ 0.00
4th QTR ‐ 114.41 1.27 60.83 ‐ ‐ 176.51
Total 0.00 1,369.70 20.08 659.88 0.00 1.13 2,050.80
% of GRAND TOTAL 0% 67% 1% 32% 0% 0% 100%
Table RPSU102
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
JamClear‐RTGS TRANSACTION VALUES ‐ USD (in Millions)FOR PERIOD JANUARY TO OCTOBER 2016
2015
0.00%
66.79%
0.98%
32.18%
0.00%0.06%
JamClear‐RTGS Total Transaction Values (USD)For period January ‐ October 2016
Clearing House Banks Merchant Banks Primary Dealers Building Societies Other
Bank Of Jamaica:Payment System Department Page 19 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 1.45 190.88 1.33 177.93 1.22 171.12 Feb 1.41 172.93 1.20 146.49 1.25 156.45 Mar 1.38 188.80 1.31 172.94 1.23 170.46 1st QTR 4.25 552.60 3.84 497.37 3.70 498.03 Apr 1.48 179.54 1.27 160.72 1.31 165.62 May 1.41 185.20 1.19 158.07 1.18 147.92 Jun 1.41 172.38 1.34 164.26 1.28 147.29 2nd QTR 4.29 537.12 3.80 483.05 3.77 460.82 Jul 1.43 192.84 1.26 158.99 1.16 141.88 Aug 1.32 172.30 1.18 145.75 1.23 146.59 Sep 1.33 180.01 1.23 165.82 1.18 143.32 3rd QTR 4.08 545.15 3.68 470.56 3.58 431.79 Oct 1.46 180.66 1.31 161.69 1.15 130.57 Nov 1.24 170.04 1.17 157.50 Dec 1.45 185.73 1.25 182.94 4th QTR 4.16 536.43 3.73 502.13 1.15 130.57
TOTAL 16.78 2,171.30 15.04 1,953.11 12.20 1,521.21
Comment: Cheques processed by banks' proprietary system and the Automated Clearing House (ACH).
Table RDCBCP103
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
Cheques Processed JMD ‐ Volumes and Values
YEAR
2014 2015 2016
1.00
1.20
1.40
1.60
1.80
2.00
2.20
J F M A M J J A S O N D
Ch
eq
ue
s P
roc
es
sed
(in
Mill
ion
s)
Month
Cheques Processed JMD by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
125.00
175.00
225.00
275.00
325.00
375.00
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Bill
ion
s)
Month
Cheques Processed JMD by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 20 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 0.10 0.94 0.09 1.50 0.06 0.74 Feb 0.09 1.10 0.09 1.44 0.05 0.32 Mar 0.09 0.74 0.13 2.44 0.07 0.30 1st QTR 0.28 2.77 0.30 5.38 0.18 1.36 Apr 0.09 1.08 0.10 1.54 0.06 0.56 May 0.10 1.16 0.08 1.92 0.05 0.33 Jun 0.09 0.76 0.10 1.87 0.04 0.42 2nd QTR 0.28 3.00 0.29 5.32 0.16 1.31 Jul 0.09 1.04 0.08 1.17 0.05 0.59 Aug 0.08 1.18 0.06 0.83 0.05 0.44 Sep 0.10 1.71 0.06 0.85 0.05 0.88 3rd QTR 0.28 3.93 0.20 2.86 0.16 1.91 Oct 0.09 1.59 0.05 0.47 0.04 0.30 Nov 0.10 1.55 0.07 1.49 Dec 0.09 2.18 0.07 0.56 4th QTR 0.27 5.32 0.19 2.53 0.04 0.30
TOTAL 1.10 15.02 0.98 16.09 0.53 4.87
Comment: Cheques processed manually CDN by BOJ.
Table RDCPMC103
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
Cheques Processed Manually CDN ‐ Volumes and Values
YEAR
2014 2015 2016
- 0.02 0.04 0.06 0.08 0.10 0.12 0.14
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually CDN by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
-
0.50
1.00
1.50
2.00
2.50
3.00
J F M A M J J A S O N DCh
eq
ue
s P
roc
ess
ed
(in
Mill
ion
s)
Month
Cheques Processed Manually CDN by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 21 of 35
Volume Value (000) Volume Value (000) Volume Value (000)
Jan 15 126 12 238 7 315 Feb 6 85 17 247 7 330 Mar 18 74 18 250 8 104 1st QTR 39 285 47 735 22 748 Apr 25 241 12 278 5 17 May 11 100 11 359 5 23 Jun 14 392 7 120 4 25 2nd QTR 50 733 30 756 14 66 Jul 10 64 11 107 8 39 Aug 9 94 15 353 6 78 Sep 27 157 8 167 2 6 3rd QTR 46 315 34 626 16 122 Oct 18 304 7 53 8 62 Nov 10 81 6 37 Dec 16 263 6 12 4th QTR 44 648 19 102 8 62
TOTAL 179 1,980 130 2,219 60 998
Comment: Cheques processed manually EURO by BOJ.
Table RDCPME10
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
Cheques Processed Manually EURO ‐ Volumes and Values
YEAR
2014 2015 2016
-
5.00
10.00
15.00
20.00
25.00
30.00
J F M A M J J A S O N D
Ch
eq
ue
s P
roc
es
se
d
Month
Cheques Processed Manually EURO by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
- 50.00
100.00 150.00 200.00 250.00 300.00 350.00 400.00
J F M A M J J A S O N D
Ch
equ
es P
roce
ssed
(in
000
)
Month
Cheques Processed Manually EURO by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 22 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 0.14 1.44 0.10 0.80 0.08 0.67 Feb 0.11 0.99 0.12 1.27 0.08 0.70 Mar 0.12 1.61 0.14 1.88 0.09 0.82 1st QTR 0.37 4.04 0.37 3.96 0.25 2.20 Apr 0.13 1.73 0.15 2.52 0.11 1.06 May 0.12 1.27 0.13 1.78 0.10 0.88 Jun 0.13 1.63 0.16 1.85 0.10 0.81 2nd QTR 0.38 4.63 0.44 6.15 0.30 2.74 Jul 0.13 1.66 0.14 1.12 0.10 0.98 Aug 0.10 2.10 0.10 1.10 0.11 1.00 Sep 0.12 1.87 0.12 1.10 0.07 0.87 3rd QTR 0.35 5.63 0.35 3.32 0.28 2.85 Oct 0.11 0.98 0.10 1.11 0.09 0.94 Nov 0.12 1.17 0.12 1.55 Dec 0.13 1.59 0.11 0.98 4th QTR 0.36 3.74 0.33 3.65 0.09 0.94
TOTAL 1.47 18.04 1.48 17.07 0.92 8.74
Comment: Cheques processed manually GBP by BOJ.
Table RDCPMG103
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
Cheques Processed Manually GBP ‐ Volumes and Values
YEAR
2014 2015 2016
0.05
0.07
0.09
0.11
0.13
0.15
0.17
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually GBP by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
-
0.50
1.00
1.50
2.00
2.50
3.00
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Mill
ion
s)
Month
Cheques Processed Manually GBP by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 23 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 10.28 150.43 10.83 208.48 11.07 205.04 Feb 9.23 144.78 9.47 161.93 10.85 216.33 Mar 10.48 165.96 11.67 195.49 11.93 212.93 1st QTR 29.99 461.17 31.97 565.89 33.85 634.30 Apr 9.82 156.21 11.08 204.08 11.87 199.36 May 10.31 163.66 10.44 167.05 11.34 178.00 Jun 10.45 172.75 11.87 182.78 11.65 185.21 2nd QTR 30.58 492.62 33.39 553.90 34.87 562.57 Jul 11.70 221.33 12.67 220.92 11.68 191.32 Aug 9.57 181.01 10.19 185.55 11.96 200.30 Sep 10.73 209.68 11.49 182.83 11.78 169.38 3rd QTR 32.00 612.03 34.35 589.30 35.42 561.00 Oct 10.29 195.60 11.05 196.00 10.27 161.43 Nov 9.73 188.52 11.20 212.85 Dec 11.30 210.19 12.64 241.79 4th QTR 31.32 594.30 34.89 650.63 10.27 161.43
TOTAL 123.88 2,160.12 134.60 2,359.72 114.41 1,919.30
Comment: Cheques processed manually USD by BOJ.
Table RDCPMU103
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
Cheques Processed Manually USD ‐ Volumes and Values
YEAR
2014 2015 2016
8.00
9.00
10.00
11.00
12.00
13.00
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually USD by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
120.00
170.00
220.00
270.00
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Mill
ion
s)
Month
Cheques Processed Maually USD by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 24 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 4.66 40.75 4.92 51.94 4.88 57.06 Feb 4.32 38.89 4.47 42.31 4.78 52.56 Mar 4.78 42.11 5.18 52.49 5.19 59.36 1st QTR 13.76 121.75 14.57 146.74 14.86 168.98 Apr 4.49 41.34 4.85 48.55 5.10 58.91 May 4.68 43.27 4.89 48.99 5.11 62.45 Jun 4.45 39.66 4.86 49.05 5.21 67.26 2nd QTR 13.62 124.27 14.60 146.59 15.43 188.62 Jul 4.72 45.14 5.14 52.25 5.36 69.81 Aug 4.55 40.09 5.02 51.44 5.40 69.33 Sep 4.56 41.98 4.67 55.42 5.47 68.55 3rd QTR 13.83 127.21 14.82 159.12 16.23 207.69 Oct 4.64 41.56 4.88 52.68 5.20 64.04 Nov 4.49 44.84 4.77 58.77 Dec 5.21 54.42 5.42 67.42 4th QTR 14.34 140.82 15.07 178.87 5.20 64.04
TOTAL 55.55 514.05 59.07 631.31 51.71 629.33
Purpose: This table reflects the Automated Banking Machine JMD transactions processed by commercial banks.
Comment:
Table RDA101
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
2014 2015 2016
JMD Transactions processed at ABM Terminals
YEAR
2.00
3.00
4.00
5.00
6.00
J F M A M J J A S O N D
AB
M J
MD
Vo
lum
es
(in
Mill
ion
s)
Month
ABM JMD Transactions Processed by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
17.00 27.00 37.00 47.00 57.00 67.00 77.00
J F M A M J J A S O N D
AB
M J
MD
Val
ues
(i
n B
illio
ns)
Month
ABM JMD Transactions Processed by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 25 of 35
Volume (000) Value (Mn) Volume (000) Value (Mn) Volume (000) Value (Mn)
Jan 34.24 9.34 37.72 11.19 44.78 13.63 Feb 31.63 9.31 38.34 11.29 45.38 14.28 Mar 37.75 10.56 48.36 14.04 50.98 15.70 1st QTR 103.61 29.21 124.41 36.52 141.14 43.60 Apr 35.68 9.91 41.42 12.15 47.84 14.62 May 31.95 8.69 37.02 10.71 46.28 14.36 Jun 30.87 8.24 38.39 11.03 42.56 12.95 2nd QTR 98.49 26.84 116.82 33.89 136.67 41.93 Jul 34.59 9.42 40.59 11.82 43.63 13.59 Aug 32.04 9.95 39.34 11.84 44.52 13.98 Sep 28.85 8.32 37.21 11.65 41.61 13.53 3rd QTR 95.47 27.69 117.14 35.31 129.76 41.10 Oct 29.78 8.71 39.65 11.84 39.46 12.36 Nov 31.80 9.05 39.06 11.83 Dec 37.41 11.18 45.89 14.40 4th QTR 98.99 28.94 124.61 38.08 39.46 12.36
TOTAL 396.57 112.67 482.98 143.79 447.04 139.00
Purpose: This table reflects the Automated Banking Machine USD transactions processed by commercial banks.
Comment:
Table RDA102
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTS SYSTEMFOR JANUARY 2014 TO OCTOBER 2016
USD Transactions processed at ABM Terminals
YEAR
2014 2015 2016
15.00 20.00 25.00 30.00 35.00 40.00 45.00 50.00 55.00
J F M A M J J A S O N D
AB
M U
SD
Vo
lum
es
(i
n '0
00')
Month
ABM USD Transactions Processed by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
8.00 9.00
10.00 11.00 12.00 13.00 14.00 15.00 16.00 17.00
J F M A M J J A S O N D
AB
M U
SD
Val
ues
(i
n B
illi
on
s)
Month
ABM USD Transactions Processed by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 26 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 2.43 18.87 2.63 21.68 2.81 26.17 Feb 2.23 16.93 2.14 18.62 2.63 24.01 Mar 2.56 19.14 2.49 22.36 2.82 29.63 1st QTR 7.22 54.94 7.26 62.66 8.26 79.81 Apr 2.39 19.32 2.52 23.27 2.89 28.39 May 2.57 19.93 2.62 22.75 2.98 28.96 Jun 2.42 19.49 2.53 23.72 2.94 30.21 2nd QTR 7.39 58.74 7.67 69.74 8.81 87.56 Jul 2.60 21.31 2.68 25.54 3.12 30.88 Aug 2.61 20.87 2.66 24.69 3.11 31.67 Sep 2.42 20.34 2.58 23.96 3.10 31.70 3rd QTR 7.64 62.52 7.93 74.18 9.33 94.24 Oct 2.55 20.60 2.58 24.08 3.01 29.86 Nov 2.48 20.63 2.74 26.45 Dec 3.05 25.37 3.25 31.11 4th QTR 8.08 66.60 8.56 81.64 3.01 29.86
TOTAL 30.32 242.80 31.42 288.22 29.40 291.47
Purpose: This table reflects the Point of Sale JMD transactions processed by commercial banks.
Comment:
Table RDP101
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
JMD Transactions processed at POS Terminals
YEAR
2014 2015 2016
1.00
1.50
2.00
2.50
3.00
3.50
4.00
J F M A M J J A S O N D
PO
S J
MD
Vo
lum
es
(i
n M
illi
on
s)
Month
POS JMD Transactions Processed by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
8.00 13.00 18.00 23.00 28.00 33.00 38.00
J F M A M J J A S O N D
PO
S J
MD
Val
ues
(i
n B
illi
on
s)
Month
POS JMD Transactions Processed by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 27 of 35
Volume (000) Value (Mn) Volume (000) Value (Mn) Volume (000) Value (Mn)
Jan 223.40 59.80 239.54 62.65 252.31 62.77 Feb 209.12 53.85 228.17 56.86 250.74 61.79 Mar 243.92 59.67 272.33 67.13 290.36 69.00 1st QTR 676.44 173.32 740.04 186.64 793.41 193.57 Apr 226.17 53.11 260.97 60.73 252.91 57.74 May 197.14 43.72 219.06 44.41 238.51 51.06 Jun 197.70 43.41 219.96 48.26 228.01 49.98 2nd QTR 621.01 140.24 699.98 153.40 719.43 158.78 Jul 219.04 50.76 232.17 53.21 238.32 53.30 Aug 205.53 44.49 216.01 48.28 236.31 51.90 Sep 144.69 33.31 160.25 35.16 177.76 38.32 3rd QTR 569.26 128.56 608.43 136.65 652.39 143.52 Oct 167.62 41.50 176.79 44.13 187.83 42.44 Nov 189.31 44.38 212.00 50.12 Dec 225.26 58.43 238.10 61.34 4th QTR 582.18 144.32 626.89 155.59 187.83 42.44
TOTAL 2,448.89 586.44 2,675.34 632.28 2,353.06 538.30
Purpose: This table reflects the Point of Sale USD transactions processed by commercial banks.
Comment:
Table RDP102
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTS SYSTEMFOR JANUARY 2014 TO OCTOBER 2016
USD Transactions processed at POS Terminals
YEAR
2014 2015 2016
125.00 150.00 175.00 200.00 225.00 250.00 275.00 300.00
J F M A M J J A S O N D
PO
S U
SD
Vo
lum
es
(in
'000
')
Month
POS USD Transactions Processed by VolumesJanuary 2014 ‐ October 2016
Volume 2014 Volume 2015 Volume 2016
20.00 30.00 40.00 50.00 60.00 70.00 80.00
J F M A M J J A S O N D
PO
S U
SD
V
alu
es
(in
Bil
lio
ns)
Month
POS USD Transactions Processed by ValuesJanuary 2014 ‐ October 2016
Value 2014 Value 2015 Value 2016
Bank Of Jamaica:Payment System Department Page 28 of 35
DEBIT CREDIT DEBIT CREDIT DEBIT CREDIT
Jan 2,371,576 214,772 2,584,518 223,498 2,807,712 227,521 Feb 2,389,022 215,467 2,603,994 223,806 2,827,336 227,091 Mar 2,407,749 215,797 2,624,481 224,126 2,853,107 228,104 1st QTR 2,407,749 215,797 2,624,481 224,126 2,853,107 228,104 Apr 2,426,260 216,186 2,641,477 225,313 2,880,625 228,818 May 2,444,994 217,144 2,658,898 225,245 2,673,232 230,713 Jun 2,464,310 218,239 2,673,896 226,254 2,495,577 231,914 2nd QTR 2,444,994 217,144 2,673,896 226,254 2,495,577 231,914 Jul 2,481,790 218,120 2,681,776 226,412 2,282,436 233,646 Aug 2,492,772 218,216 2,696,990 225,235 2,105,908 233,970 Sep 2,508,159 220,139 2,711,332 226,466 2,130,700 238,642 3rd QTR 2,508,159 220,139 2,711,332 226,466 2,130,700 238,642 Oct 2,523,427 224,239 2,727,081 225,571 2,152,529 240,963 Nov 2,547,822 222,945 2,743,852 225,271 Dec 2,563,456 223,259 2,776,854 227,001 4th QTR 2,563,456 223,259 2,776,854 227,001 ‐ ‐
Purpose: This table reflects the JMD cards in circulation reported by commercial banks.
Comment:
Table RDCIC101
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
Number of JMD Cards in Circulation
RETAIL PAYMENTS FOR JANUARY 2014 TO OCTOBER 2016
2014 2015 2016YEAR
1,400
1,650
1,900
2,150
2,400
2,650
2,900
3,150
J F M A M J J A S O N D
Tho
usan
ds
JMD Debit Cards in Circulation by VolumesJanuary 2014 ‐ October 2016
Debit Card Volumes 2014 Debit Card Volumes 2015 Debit Card Volumes 2016
170 180 190 200 210 220 230 240 250
J F M A M J J A S O N D
Tho
usan
ds
JMD Credit Cards in Circulation by VolumesJanuary 2014 ‐ October 2016
Credit Card Volumes 2014 Credit Card Volumes 2015 Credit Card Volumes 2016
Bank Of Jamaica:Payment System Department Page 29 of 35
CREDIT DUAL
CURRENCYCREDIT
DUAL
CURRENCYCREDIT
DUAL
CURRENCY
Jan 24,303 26,893 23,757 21,196 22,283 19,169 Feb 24,267 26,618 23,658 20,934 22,307 19,228 Mar 24,321 26,505 23,566 21,020 22,143 19,059 1st QTR 24,321 26,505 23,566 21,020 22,143 19,059 Apr 24,300 26,425 23,544 20,706 22,028 18,904 May 24,256 26,340 23,437 20,484 21,945 18,634 Jun 24,347 26,193 23,357 20,311 21,888 18,506 2nd QTR 24,256 26,340 23,357 20,311 21,888 18,506 Jul 24,453 26,118 23,103 20,147 21,786 18,144 Aug 24,579 26,074 22,867 20,093 21,495 18,204 Sep 24,205 21,771 22,815 19,978 21,752 18,160 3rd QTR 24,205 21,771 22,815 19,978 21,752 18,160 Oct 24,085 21,862 22,565 19,810 21,494 18,274 Nov 23,961 21,783 22,334 19,708 Dec 23,855 21,444 22,428 19,417 4th QTR 23,855 21,444 22,428 19,417 ‐ ‐
Purpose: This table reflects the USD cards in circulation reported by commercial banks.
Comment:
Table RDCIC102
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTS FOR JANUARY 2014 TO OCTOBER 2016
Number of USD Cards in Circulation
YEAR
2014 2015 2016
20
23
25
28
30
J F M A M J J A S O N D
Tho
usan
ds
USD Credit Cards in Circulation by VolumesJanuary 2014 ‐ October 2016
Credit Card Volumes 2014 Credit Card Volumes 2015 Credit Card Volumes 2016
10
15
20
25
30
35
J F M A M J J A S O N D
Tho
usan
ds
Dual Currency Cards in Circulation by VolumesJanuary 2014 ‐ October 2016
Dual Currency Card 2014 Dual Currency Card 2015 Dual Currency Card 2016
Bank Of Jamaica:Payment System Department Page 30 of 35
POS ABM POS ABM POS ABM
Jan 19,986 446 22,277 511 24,513 524 Feb 20,098 446 22,434 511 24,814 522 Mar 20,301 447 22,595 513 24,879 524 1st QTR 20,301 447 22,595 513 24,879 524 Apr 20,468 448 22,738 512 25,110 525 May 20,611 464 22,900 515 25,435 531 Jun 20,819 473 23,054 516 25,504 533 2nd QTR 20,611 464 23,054 516 25,504 533 Jul 20,938 487 23,297 518 25,600 539 Aug 21,050 499 23,427 523 25,876 538 Sep 21,360 499 23,738 524 26,026 543 3rd QTR 21,360 499 23,738 524 26,026 543 Oct 21,513 501 23,965 524 26,215 545 Nov 21,829 504 24,126 525Dec 22,140 513 24,425 5264th QTR 22,140 513 24,425 526 ‐ ‐
Purpose: This table reflects the terminals installed by commercial banks.
Table RDTI101
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
ABM & POS Terminals Installed ‐ Commercial Banks
RETAIL PAYMENTS FOR JANUARY 2014 To OCTOBER 2016
2014 2015 2016YEAR
11 13 15 17 19 21 23 25 27
J F M A M J J A S O N D
Th
ou
san
ds
POS Terminals Installed by VolumesJanuary 2014 ‐ October 2016
POS 2014 POS 2015 POS 2016
385 405 425 445 465 485 505 525 545 565
J F M A M J J A S O N D
ABM Terminals Installed by VolumesJanuary 2014 ‐ October 2016
ABM 2014 ABM 2015 ABM 2016
Bank Of Jamaica:Payment System Department Page 31 of 35
Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct
Debits and
Return
Items
Other
Electronic
Transactions
Total
Jan 5,284 1,415 21 426 7,146 5,924 1,164 18 499 7,605 6,295 1,234 22 203 7,754 Feb 4,837 1,330 16 406 6,589 5,060 1,109 11 481 6,660 6,046 1,217 21 186 7,470
Mar 5,453 1,480 20 444 7,398 5,950 1,233 25 523 7,732 6,519 1,322 24 211 8,076 1st QTR 15,575 4,225 57 1,277 21,134 16,934 3,506 54 1,503 21,998 18,859 3,774 67 600 23,300 Apr 5,053 1,424 19 446 6,943 5,677 1,228 16 501 7,421 6,515 1,313 19 205 8,051 May 5,345 1,476 18 465 7,304 5,844 1,179 19 523 7,565 6,601 1,320 21 208 8,150 Jun 5,011 1,443 14 445 6,914 5,692 1,228 17 508 7,445 6,692 1,298 25 198 8,213 2nd QTR 15,409 4,344 51 1,357 21,161 17,213 3,634 52 1,532 22,431 19,807 3,932 65 611 24,414 Jul 5,347 1,531 20 482 7,381 6,066 1,258 22 530 7,876 6,980 1,332 23 209 8,544 Aug 5,211 1,517 17 472 7,217 5,948 1,249 21 518 7,735 7,000 1,335 24 208 8,568 Sep 5,170 1,381 20 475 7,046 5,924 1,178 20 188 7,310 7,124 1,283 21 205 8,634 3rd QTR 15,729 4,429 57 1,429 21,644 17,938 3,684 62 1,236 22,921 21,104 3,951 69 622 25,745 Oct 5,319 1,422 18 486 7,245 6,094 1,198 21 199 7,512 6,737 1,305 21 203 8,266 Nov 5,312 1,225 15 469 7,022 6,113 1,242 22 187 7,563 ‐ Dec 6,480 1,313 23 500 8,317 7,083 1,413 24 210 8,730 ‐ 4th QTR 17,112 3,960 56 1,456 22,584 19,291 3,852 66 596 23,806 6,737 1,305 21 203 8,266
TOTAL 63,825 16,958 221 5,518 86,523 71,375 14,677 235 4,868 91,155 66,507 12,961 222 2,036 81,726
Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct
Debits and
Return
Items
Other
Electronic
Transactions
Total
Jan 40.81 15.18 7.23 6.66 69.88 53.56 15.86 7.41 7.50 84.33 59.91 18.77 8.29 8.61 95.57 Feb 38.75 13.85 5.64 6.14 64.37 42.48 14.81 6.72 6.86 70.87 55.24 17.57 8.80 7.15 88.77 Mar 42.67 14.96 7.32 6.94 71.89 51.85 17.76 8.10 9.18 86.89 61.83 22.26 9.69 9.82 103.60 1st QTR 122.23 44.00 20.18 19.74 206.14 147.88 48.43 22.23 23.54 242.08 176.97 58.60 26.79 25.58 287.94 Apr 41.35 15.76 6.24 7.02 70.38 50.27 17.42 7.45 7.30 82.43 61.88 20.68 8.54 8.84 99.95 May 43.45 15.91 6.10 7.08 72.53 51.08 16.29 7.40 7.76 82.54 65.77 20.94 7.88 9.25 103.83 Jun 39.30 15.96 6.11 7.30 68.67 50.53 17.62 8.61 8.72 85.49 70.32 22.12 7.96 10.08 110.49 2nd QTR 124.10 47.63 18.44 21.40 211.58 151.88 51.33 23.46 23.78 250.45 197.97 63.74 24.38 28.17 314.26 Jul 45.02 17.40 6.97 7.87 77.26 54.16 18.87 8.77 9.06 90.86 73.61 21.94 8.10 9.89 113.54 Aug 40.17 16.76 6.65 7.67 71.24 53.54 18.06 8.80 8.45 88.85 73.35 22.51 8.92 9.98 114.77 Sep 41.99 16.24 6.70 7.74 72.67 58.04 17.28 10.27 8.11 93.70 73.01 22.03 8.18 10.09 113.32 3rd QTR 127.18 50.39 20.32 23.29 221.18 165.73 54.21 27.84 25.61 273.40 219.98 66.49 25.20 29.96 341.63 Oct 41.41 16.43 7.75 7.84 73.43 55.19 17.53 9.18 7.97 89.88 67.71 21.22 7.65 9.23 105.80 Nov 45.67 15.65 6.56 7.83 75.71 61.80 19.19 9.88 8.45 99.33 ‐ Dec 57.29 18.08 8.48 8.17 92.03 71.68 21.86 10.59 9.65 113.78 ‐ 4th QTR 144.37 50.16 22.80 23.84 241.17 188.67 58.59 29.66 26.07 302.98 67.71 21.22 7.65 9.23 105.80
TOTAL 517.88 192.18 81.74 88.26 880.07 654.17 212.56 103.19 99.01 1,068.92 662.64 210.05 84.01 92.94 1,049.64
Purpose: This table reflects the electronic transactions processed in categories (JMD) reported by commercial banks for period 2014 to 2016.
Comment: Volumes are in thousands ('000) and Values are in Billions (BN).
Table RDET101
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
RETAIL PAYMENTSFOR JANUARY 2014 TO OCTOBER 2016
Electronic Transactions Processed ‐ Volumes & Values (JMD)
Volumes in Thousands (000)
2014 2015 2016
YEAR
Values in Billions (BN)
YEAR
2014 2015 2016
Bank Of Jamaica:Payment System Department Page 32 of 35
Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total
Jan 29 227 3 259 32 243 6 280 38 256 6 300 Feb 27 212 3 243 33 101 5 139 39 255 5 298 Mar 32 247 4 283 42 276 6 324 44 294 6 344 1st QTR 88 686 10 785 107 620 16 743 122 805 16 943 Apr 29 230 4 264 36 264 5 305 41 257 6 304 May 26 201 4 231 32 222 5 258 40 242 6 288 Jun 26 201 3 230 33 222 5 260 37 231 6 274 2nd QTR 81 633 11 724 101 708 14 824 118 729 18 866 Jul 28 223 4 256 35 235 5 275 37 242 6 285 Aug 27 208 4 239 34 219 5 258 38 239 6 284 Sep 23 148 4 175 32 163 5 200 37 180 6 223 3rd QTR 79 579 12 670 101 616 14 732 113 661 19 792 Oct 25 170 4 199 34 179 4 218 35 190 5 230 Nov 27 192 4 223 33 215 5 253 ‐ Dec 32 228 4 265 39 242 5 286 ‐ 4th QTR 84 590 12 686 107 636 14 758 35 190 5 230
TOTAL 331 2,489 45 2,865 417 2,581 58 3,056 388 2,385 58 2,831
Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total
Jan 7.31 60.64 1.87 69.83 8.78 63.44 2.52 74.73 10.85 63.68 2.72 77.25 Feb 7.47 54.60 1.66 63.73 9.04 36.61 2.02 47.66 11.54 62.72 2.38 76.65 Mar 8.51 60.39 1.83 70.73 11.54 67.94 2.43 81.91 12.91 69.90 2.54 85.35 1st QTR 23.29 175.63 5.36 204.28 29.35 167.99 6.97 204.30 35.30 196.31 7.65 239.25 Apr 7.74 54.10 1.72 63.56 9.62 61.44 2.47 73.52 11.79 58.61 2.57 72.98 May 6.41 44.62 1.76 52.79 8.48 44.99 2.12 55.59 11.44 51.76 2.85 66.04 Jun 6.23 44.20 1.62 52.05 8.92 48.76 2.08 59.76 10.37 50.61 2.53 63.51 2nd QTR 20.37 142.92 5.11 168.40 27.01 155.19 6.66 188.87 33.60 160.97 7.96 202.53 Jul 7.11 51.66 1.94 60.71 9.62 53.82 2.11 65.54 10.79 53.98 2.78 67.55 Aug 7.78 45.22 2.06 55.06 9.43 48.87 2.72 61.02 11.10 52.56 3.44 67.09 Sep 6.04 34.20 2.06 42.30 9.33 35.68 2.46 47.47 10.86 38.79 3.19 52.85 3rd QTR 20.93 131.08 6.06 158.07 28.37 138.37 7.28 174.03 32.75 145.33 9.41 187.49 Oct 6.71 42.08 1.83 50.62 9.61 44.68 2.18 56.47 9.99 42.91 2.43 55.33 Nov 7.00 45.00 1.74 53.75 9.26 50.84 2.30 62.40 ‐ Dec 8.80 59.18 2.15 70.14 11.36 62.17 2.64 76.17 ‐ 4th QTR 22.52 146.27 5.72 174.51 30.24 157.69 7.12 195.05 9.99 42.91 2.43 55.33
TOTAL 87.11 595.90 22.25 705.26 114.98 619.24 28.03 762.25 111.64 545.52 27.44 684.60
Purpose: This table reflects the electronic transactions processed in categories (USD) by commercial banks for period 2014 to 2016.
Comment: Volumes are in thousands ('000) and Values are in Millions (MN).
Table RDET102
PAYMENT SYSTEM DATA REPORT OCTOBER 2016
Volumes in Thousands (000)
Values in Millions (MN)
201620152014
YEAR
201620152014
YEAR
RETAIL PAYMENTS FOR JANUARY 2014 TO OCTOBER 2016
Electronic Transactions Processed ‐ Volumes & Values (USD)
Bank Of Jamaica:Payment System Department Page 33 of 35
CATEGORY DEFINITION
PRIMARY ISSUE Initial offer of securities issued to Banks and Primary dealers by BOJ and GOJ
OMOs Open Market Operations instruments, issued by the Bank of Jamaica
JDX Jamaica Debt Exchange securities dematerialised in JamClear‐CSD
REPOS Repurchase/Reverse repurchase transactions with both cash and non‐cash options cleared and settled in JamClear‐CSD. For all Repo transactions legal title of securities ownership is transferred until maturity date when ownershipreverts to the borrower if funds and/or securities are available.
PLEDGE Securities pledged remain in the books of the pledger but are unavailable for trade. Any interest proceeds for the securities are paid to the pledger.Only the pledgee or lender can release the pledge prior to the maturity date of the pledge.
FREE OF PAYMENT (FOP) transactions where legal title is transferred without a cash settlement in JamClear‐RTGS
PURCHASE AND SALE Outright purchase and sale of securities. Full delivery versus payment (DvP) where there is the simultaneousexchange of cash and securities.
ENTITLEMENTS Payment of interest, maturity payments to which investors are entitled that are paid in JamClear‐RTGS on due date.
JAMCLEAR‐CSDDEFINITION OF ACTIVITY CATEGORIES
Bank Of Jamaica:Payment System Department Page 34 of 35
CATEGORYTRANSACTION
TYPE DEFINITION
MULTIPLE PAYMENTS 102 Multiple payments made to several beneficiaries in one message.
BENEFICIARY PAYMENTS 103 Payment to a third party or beneficiary.
PARTICIPANT TO PARTICIPANT 202 Direct payment between JamClear‐RTGS participants.
PARTICIPANT DEBITS 204 BOJ debit to participants.
PARTICIPANT CREDITS 205 BOJ credit to participants.
ACH TRANSACTIONS 298smt201 ACH net settlement transactions.
CSD TRANSACTIONS 298smt212 Payments generated by JamClear‐CSD.
INTRADAY LOAN FACILITY ILF Intraday loan facility in JamClear‐RTGS using paper certificates.
GENERAL LEDGER TRANSACTIONS GL BOJ iniitiated messages for Cambio, Issues/Redemption of currency, eGate transactions and Ministry of Finance Payments.
JAMCLEAR‐RTGSDEFINITION OF MESSAGE TYPES
Bank Of Jamaica:Payment System Department Page 35 of 35