our 2014 investment outlook

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    Jason Gilbert, CPA/PFS, CFFManaging DirectorO: (516) 665-7800

    D: (516) 665-1940M: (917) [email protected]

    Elliot Turner, Esq.Managing DirectorO: (516) 665-7800

    D: (516) 665-1942M: (516) [email protected]

    Past performance is not necessarily indicative of future results.  The views expressed above are those of RGA Investment

    Advisors LLC (RGA). These views are subject to change at any time based on market and other conditions, and RGA disclaims any

    responsibility to update such views. Past performance is no guarantee of future results. No forecasts can be guaranteed. These

    views may not be relied upon as investment advice. The investment process may change over time. The characteristics set forth

    above are intended as a general illustration of some of the criteria the team considers in selecting securities for the portfolio.Not all investments meet such criteria. In the event that a recommendation for the purchase or sale of any security is presented

    herein, RGA shall furnish to any person upon request a tabular presentation of: (i) The total number of shares or other units of

    the security held by RGA or its investment adviser representatives for its own account or for the account of officers, directors,

    trustees, partners or affiliates of RGA or for discretionary accounts of RGA or its investment adviser representatives, as

    maintained for clients. (ii) The price or price range at which the securities listed in item (i) were purchased. (iii) The date or

    range of dates during which the securities listed in response to item (i) were purchased .