Open Banking with Temenos Infinity and

TransactISTRIBUTED RDBMS

16th July 2019

John Schlesinger, Chief Enterprise Architect

1. Introduction

2. Why Temenos had to Separate Infinity and Transact

3. Modern Banking with Infinity and Transact

4. Modern Database Landscape with Infinity and Transact

5. Conclusion

3

Introduction

4

Objective

Of Infinity and Transact

To provide a single architecture

for banking, digital and

marketplaces

Of the Presentation

To explain why Temenos

separated T24 into Infinity and

Transact

Modern Banking with Infinity and

Transact

PSD2

Open Banking Value Chain

PSD2 is the trigger for open banking

It makes payments addressable online

This banking value chain will splinter

Channels Back

Orders

Exe

cu

tion

Holdings

SettlementPro

du

ct

Clearing

Internet

API

Mobile

Advisor

Middle

Distribution Manufacturing

Front

7

Distribution

Be a manufacturer

Migrate books of

business

Modern Banking Model – New Banking

Competencies

8

Service

Arrange

Catalogue

Third party

DistributionCatalogue

Service

Arrange

AI/PI

Channels

Manufacturing

Migrated books

New books

Be a distributor

Be a TPPASPSPAIPI

Third party manufacturingService

One-way

flows

Infinity

T24 Transact

This is the model for ‘build and migrate’

Modern Database Landscape with

Infinity and Transact

9

“Table stakes for a modern database is that it is

distributed”

Distribution

Modern Database Landscape

10

Channels

Manufacturing

Migrated books

New books

Infinity T24 Transact

Banks will need to run multiple databases

High Throughput

Strong Consistency

Write Optimised

Low Latency

High Availability

Read/Write

Separated

NuoDB

11

Active-Active Demo

1 Request

1

2 Round Robin

Choice

2

3 Execute

3 3

3 34 Commit

4

45 Respond

5

Conclusion

12

Conclusion

Citibank and Gartner predict

that 80% of banks will have

disappeared by 2030.

Infinity and Transact give

Temenos banks the best

chance of being the ones that

are still thriving in 2030

Thank You

temenos.com