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Occupational Rating Guide Bendigo SmartStart Super® Bendigo SmartOptions Super® Dated 1 July 2017

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Page 1: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupational Rating Guide

Bendigo SmartStart Super® Bendigo SmartOptions Super®

Dated 1 July 2017

Page 2: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Definitions

1. Professional

White Collar Professionals performing no manual duties (e.g. lawyer, accountant). Usually those with a tertiary qualification or registration by a professional body (they must be using these qualifications in their occupation). Senior executives with university qualifications also are in this category.

2. White Collar

Clerical, administration and managerial occupations involving office and travel duties. No manual work (e.g. administrator, book-keeper, IT systems operator). Includes occupations with tertiary qualifications that involve very light physical work (e.g. osteopath, physiotherapist).

3. Light Blue Collar

Certain qualified tradespeople and other occupations (e.g. chef, electrician) who engage in light manual work only. Includes business owners in non-hazardous industries involved in light manual work (e.g. coffee shop owner) and those who may supervise blue collar workers (no more than 25% of their work time). Includes occupations that are not limited to an office (e.g. field surveyor).

4. Blue Collar (Skilled)

Qualified skilled tradespeople and other occupations in non-hazardous industries wholly involved in manual duties (e.g. plasterer, mechanic, welder).

IP: Limited to a 2 year benefit period only.

5. Heavy Blue Collar (Unskilled)

Heavy manual workers performing higher risk occupations (e.g. bricklayer, labourer, truck driver).

IP: Limited to a 2 year benefit period only.

D Decline

Cover is not available either on the basis of 1 – excessive risk or 2 – the style of cover is not available.

Refer Individual Consideration

TAL reserve the right to individually consider all occupations in conjunction with any other evidence TAL has.

H Hazardous for TPD (class 5 for Death, decline for IP)

Includes unskilled workers, those involved in hazardous or very heavy manual work and/or presenting particular underwriting difficulties. These occupations will have their TPD premium loaded the same as a Class 5 and have their TPD definition restricted to the following:

TPD means in our opinion the Insured Person, while insured by us:

A. solely because of Illness or Injury has suffered the permanent loss of:

(i) the use of two limbs (where ‘limb’ is defined as the whole hand below the wrist or whole foot below the ankle);

(ii) the sight in both eyes; or

(iii) the use of one limb and the sight in one eye;

or

B. solely because of Illness or Injury is unlikely ever to be able to perform at least two of the following Activities of Daily Living:

(i) Dressing – the ability to put on and take off clothing without assistance;

(ii) Bathing – the ability to bathe or shower without assistance;

(iii) Toileting – the ability to use the toilet, including getting on and off, without assistance;

(iv) Mobility – the ability to get in and out of bed and a chair without assistance;

or

(v) Feeding – the ability to get food from a plate into the mouth without assistance;

where ‘assistance’ means the assistance of another person.

Occupational Rating Guide

This guide can be used for the following products:• Bendigo SmartStart Super®• Bendigo SmartOptions Super®

These ratings are intended as a guide only, and should be read in conjunction with the current Product Disclosure Statement and Insurance Guide for the relevant product.

Your premium will be calculated by TAL Life Ltd (ABN 70 050 109 450 AFSL No. 237848) and is subject to underwriting assessment.

1 = Professional 2 = White Collar 3 = Light Blue Collar 4 = Blue Collar (Skilled)5 = Heavy Blue Collar (Unskilled)

D = DeclineH = Hazardous for TPD

Refer = Individual Consideration

TPD = Total Permanent Disablement cover

IP = Income Protection cover

Occupational Rating Guide 2

Page 3: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Abalone diver Refer D DAbattoir - Butcher - Qualified 3 3 3Abattoir - Inspector 3 3 3Abattoir - Slaughterer 5 H DAbattoir - Supervisor - No manual duties 3 3 3Abattoir worker 5 H DAccount executive 2 2 2Accountant - University qualified 1 1 1Accountant - Not university qualified 2 2 2Accounts Clerk 2 2 2Actor/Actress 5 H DActuary 1 1 1Acupuncturist - Australian qualification 2 2 2Acupuncturist - Other 3 3 3Administration Assistant/Clerk/Manager 2 2 2Advertising - Office Only 2 2 2Advertising executive - University qualified 1 1 1Aerial Photographer Refer Refer ReferAerobics/Gym Instructor 5 5 5Aged care worker 5 5 5Agent - Advertising 2 2 2Agent - Customs - Office only 2 2 2Agent - Customs - Other 3 3 3Agent - Employment 2 2 2Agent - Insurance 1 1 1Agent - Heavy machinery 4 4 4Agent - Light machinery 3 3 3Agent - Real estate 2 2 2Agent - Repossession 4 4 4Agent - Stock/Station 3 3 3Agent - TAB 2 2 2Agent - Travel 2 2 2Agronomist - Field work 3 3 3Agronomist - Office only 1 1 1Air Conditioning - Engineer/Installer/Technician 3 3 3Air Conditioning - Sales 2 2 2Airline/Aviation Industry - Office only, management 2 2 2Airline/Aviation Industry - Air traffic controller 5 H DAirline/Aviation Industry - Baggage/Cargo handler 5 5 5Airline/Aviation Industry - Cleaner 5 5 5Airline/Aviation Industry - Engineer (Flying) Refer Refer DAirline/Aviation Industry - Engineer (No flying) 3 3 3Airline/Aviation Industry - Flight Attendant - (Regular commercial flights)

5 H D

Airline/Aviation Industry - Flying Doctor 5 H ReferAirline/Aviation Industry - Flyinginstructor Refer Refer DAirline/Aviation Industry - Maintenance worker 5 5 5Airline/Aviation Industry - Mechanic (No flying) 4 4 4Airline/Aviation Industry - Other manual 5 H DAirline/Aviation Industry - Pilot (Regular commercial flights) 5 H DAirline/Aviation Industry - Pilot (Charter flights) Refer Refer DAirline/Aviation Industry - Radio Operator 5 H DAirline/Aviation Industry - Refueller 5 H DAirline/Aviation Industry - Supervisor, No manual duties 3 3 3Airline/Aviation Industry - Test Pilot Refer D DAirline/Aviation Industry - Truck Driver 5 5 5Aluminium - Fixer/Framer/Installer 4 4 4Ambulance Service - Office Duties Only 2 2 2Ambulance Service - Officer/Driver 4 4 4Amusement/Games Centre - Employee 5 H DAmusement/Games Centre - Owner 4 4 4Anaesthetic Technician 2 2 2

Occupational Rating Guide 3

Page 4: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Anaesthetist 1 1 1Analyst/Programmer - Not university ualified 2 2 2Analyst/Programmer - University qualified 1 1 1

Animal Breeder/Trainer - Other 5 H D

Animal Breeder/Trainer - Small domestic animals, no racing olvement

5 5 5

Annealer 4 4 4Announcer - Radio, Shopping centre, Television 3 Refer ReferAntenna Erector - Heights over 10 metres Refer Refer DAntenna Erector - Heights up to 10 metres 4 4 4Antique Dealer - Deliveries 5 5 5Antique Dealer - Restoration 4 4 4Antique Dealer - Sales 2 2 2Apiarist 3 3 3Appliance Electrican/Repairs/Technician 3 3 3Apprentice tradesperson - 1st year 5 H DApprentice tradesperson - 2nd/3rd year 4 4 4Apprentice tradesperson - 4th year 3 3 3Archaeologist - Office only 1 1 1Archaeologist - Field work Refer Refer ReferArchitect 1 1 1Architectural draftsman 2 2 2Armed Forces personnel Refer D DArmed Forces - Civilian - Office only 2 2 2Armed Forces - Volunteer reserve Refer Refer ReferArmed security guard 5 D DArmoured car driver 5 D DArt dealer - Shop or gallery 2 2 2Artificial inseminator 3 3 3Articled Clerk (legal) 2 2 2Artist - Commercial 2 2 2Artist - Commercial - Freelance (not working from home) 5 H DArtist - Other 5 H DAsbestos Industry - Mining Refer Refer DAsbestos Industry - Supervisor Refer Refer DAsbestos Industry - Worker Refer Refer DAsphalt layer 5 H DAssayer 2 2 2Assembly line worker 5 H DAstrologer 5 H DAstronomer 1 1 1Auctioneer 2 2 2Audiometrist 2 2 2Auditor 1 1 1Author 5 H DAuto electrician 3 3 3Backhoe - Owner/Operator 5 5 5Bacteriologist 1 1 1Bailiff 2 2 2Baker/Pastry chef 3 3 3Bakery - Manager 3 3 3Bakery - Delivery 4 4 4Bakery - Sales 3 3 3Banana Grower 5 5 5Banking - Building Society, Credit Union - Clerk/Teller 2 2 2Banking - Building Society, Credit Union - Manager 2 2 2Bar Staff 4 4 4Barber 3 3 3Bargeman 4 D DBarista 4 4 4Barrister 1 1 1

Occupational Rating Guide 4

Page 5: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Battery, Exhaust, Muffler, Radiator - Fitter/Repairs 5 5 5Battery Manufacturer 4 4 4Battery - Sales 2 2 2Beautician - Not Working from Home 3 3 3Beautician - Working from home 5 H DBeekeeper 3 3 3Bill Poster 5 D DBiochemist 1 1 1Biologist (Not Marine and field work) 2 2 2Biologist (Not Marine and no field work) 1 1 1Blacksmith 4 4 4Blaster Refer D DBlind, Awning, Screen - Manufacturer 4 4 4Blind, Awning, Screen Installer 3 3 3Boat Builder 3 3 3Boating Equipment Supply - Chandler 3 3 3Bobcat - Owner/Operator 5 5 5Boilermaker 4 4 4Bomb Disposal Refer D DBookbinder 3 3 3Bookkeeper 2 2 2Bookmaker 5 H DBootmaker 3 3 3Botanist 1 1 1Bouncer 5 D DBoxer Refer D DBread Vendor 4 4 4Brewery/Distillery - Chemist 1 1 1Brewery/Distillery - Management, Office Only 2 2 2Brewery/Distillery - Supervisor 4 4 4Brewery/Distillery - Worker 5 H DBrick Manufacturer 5 5 5Brick Paver 5 5 5Bricklayer 5 5 5Broker - Finance, Insurance, Stock 1 1 1Brothel Owner/Operator Refer D DBuilder - Licenced 3 3 3Builder - Foreman/Supervisor - No manual duties 3 3 3Builders Labourer 5 5 5Building Supply - Sales 3 3 3Building Supply - Yard Worker 4 4 4Bulldozer - Owner/Operator 5 5 5Bus Driver - Local/Metro 4 4 4Bus Driver - Long distance 5 H DBusiness Analyst - Not university qualified 2 2 2Business Analyst - University qualified 1 1 1Business Consultant - Not university qualified 2 2 2Business Consultant - University qualified 1 1 1Business Manager - Not university qualified - no manual duties 2 2 2Business Manager - University qualified - no manual duties 1 1 1Butcher - Retail 3 3 3Butcher - Slaughtering 5 H DButler 3 3 3Buyer Retail Store 2 2 2Cabinetmaker 3 3 3Cablemaker 4 4 4Café/Coffee shop - Employee 4 4 4Café/Coffee shop - Owner/Operator 3 3 3Cake Decorator 3 3 3Call centre consultant 2 2 2Camera Person - Aerial Refer Refer ReferCamera Person - On Location (Australia Only) 4 4 4

Occupational Rating Guide 5

Page 6: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Camera Person - Studio 2 2 2Camera Person - Freelance Refer Refer ReferCane Farmer 5 5 5Cane Harvester 5 H DCar And Truck Salesperson 3 3 3Car Assembly - Supervisor 3 3 3Car Assembly - Worker 5 H DCar Detailer 4 4 4Car Washer 5 D DCar Wrecker 5 H DCaravan Park - Owner/Operator/Employee 5 H DCaravan Salesperson 3 3 3Cardiologist 1 1 1Careers Advisor/Counsellor 2 2 2Caretaker 5 5 5Carpenter 3 3 3Carpet - Cleaner 5 5 5Carpet - Layer 5 5 5Cartage Contractor - Long Distance 5 H DCartage Contractor - Local/Metro 5 5 5Cartographer 2 2 2Cashier - Financial institution 2 2 2Cashier - Shop, Supermarket 3 3 3Casino (Govt. Licensed) - Cashier 2 2 2Casino (Govt. Licensed) - Croupier 4 4 4Casino (Govt. Licensed) - Waiter, Bar staff 4 4 4Caterer 4 4 4Cattery Operator 5 5 5Ceiling Fixer 4 4 4Cellarman 5 H DCement manufacturer 5 5 5Cement renderer 4 4 4Cemetery - Crematorium worker 5 H DChandler - Boating equipment supply 3 3 3Chauffer 3 3 3Chef - Unqualified 5 5 5Chef - Qualified 3 3 3Chemist/Pharmacist 1 1 1Chief Executive Officer 1 1 1Child Care Worker - Registered, Not Working At Home 3 3 3Child Care Worker - Not own children, working from home 5 H DChimney Sweep - Heights up to 10 metres 5 5 5Chimney Sweep - Heights over 10 metres Refer Refer DChiropodist 2 2 2Chiropractor 2 2 2Civil Engineer - Not university qualified, field work 3 3 3Civil Engineer - Not university qualified, office only 2 2 2Civil Engineer - University qualified, field work 2 2 2Civil Engineer - University qualified, office only 1 1 1Claims/Loss Adjuster (Not Private Investigator) 2 2 2Cleaner - Brick 5 H DCleaner - Carpet 5 5 5Cleaner - Factory, Hospital, School, Store 5 5 5Cleaner - General, Household, Office 5 5 5Cleaner - Window - Heights over 10 Metres Refer Refer DCleaner - Window - Heights up to 10 Metres 5 5 5Clergyman/woman 2 2 2Clerk/Service consultant - Office only 2 2 2Clothing Industry - Fashion Designer Employed 3 3 3Clothing Industry - Fashion Designer Freelance 5 H DClothing Industry - Model 3 H DClothing Industry - Pattern Maker 4 4 4

Occupational Rating Guide 6

Page 7: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Clothing Industry - Process Worker, Machinist 5 H DClothing Industry - Sales 2 2 2Clothing Industry - Tailor/dressmaker, not working at home 4 4 4Club Worker - Bar Person 4 4 4Club Worker - Bouncer, Security Staff 5 D DClub Worker - Entertainer 5 H DClub Worker - Management/Office only 2 2 2Club Worker - Manager with bar work 4 4 4Club Worker - Other 5 D DCoach - Selected Sports 5 H DCoach Driver - Local/Metro 4 4 4Coach Driver - Long distance 5 H DCoffee Shop/Café - Employee 4 4 4Coffee Shop/Café - Owner/Operator 3 3 3Commercial Artist - Employed 2 2 2Commercial Artist - Self Employed, not working at home 5 H DCommodity Broker 1 1 1Company Secretary (Financial) - University qualified 1 1 1Composer 5 H DCompositor 3 3 3Concreter 5 H DConveyancer 2 2 2Cook - Unqualified 5 5 5Cook - Qualified 3 3 3Coroner 1 1 1Corporate Trainer - Office only 2 2 2Courier - Bicycle 5 H DCourier - Car and small van 4 4 4Courier - Motor Cycle 5 H DCourier - Truck - Long distance 5 H DCourier - Truck - Local/Metro 4 4 4Crane Driver/Operator 5 H DCredit Controller/Manager 2 2 2Crop Duster/Sprayer - Ground (no flying) 5 5 5Curator - Art Gallery, Library, Museum 2 2 2Curator/Groundsman 4 4 4Curtain Installer 3 3 3Customer Service Operator/Call Centre Representative 2 2 2Customs - Agent - Office only 2 2 2Customs - Officer 3 3 3Dairy Industry - Delivery 4 4 4Dairy Industry - Farm owner with full time employee 3 3 3Dairy Industry - Farm owner without employee 4 4 4Dairy Industry - Process Worker, Employee 5 H DDairy Industry - Supervisor 4 4 4Dance instructor 4 4 4Dancer 5 H DData entry operator 2 2 2Debt Collector 5 H DDeckhand 5 H DDecorator - Interior only 4 4 4Decorator - Design and consulting only 2 2 2Decorator - Exterior, heights over 10 metres Refer Refer DDecorator - Exterior, heights up to 10 metres 4 4 4Deep sea fisherman Refer Refer DDemolition - No Explosive Use 5 H DDemolition - Supervisor 5 H DDemolition - Using Explosives Refer D DDental - Nurse, Receptionist, Hygienist 2 2 2Dental - Surgeon 1 1 1Dental - Technician/Prosthesist 2 2 2Dentist 1 1 1

Occupational Rating Guide 7

Page 8: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Department Store - Office only 2 2 2Department Store - Deliveries and heavier manual 5 5 5Department Store - Management 2 2 2Department Store - Sales - No lifting 2 2 2Department Store - Storeperson 5 5 5Dermatologist 1 1 1Designer, Clothing - Employed 3 3 3Designer, Clothing - Freelance 5 H DDetective - Private 3 D DDetention centre officer 5 H DDiamond cutter and polisher 3 3 3Diemaker 4 4 4Diesel mechanic 4 4 4Dietitian 2 2 2Disc Jockey 3 D DDiver - Professional Refer D DDockworker 5 H DDockyard - Terminal operator - Office only 3 3 3Doctor (Medical) 1 1 1Dog Breeder or Trainer, no racing involvement 5 5 5Dog Groomer/Washer 5 5 5Dogman Refer D DDraftsman/Draughtsman 2 2 2Drainage Contractor - Domestic 4 4 4Draper 3 3 3Dredger 5 5 5Dressmaker/Tailor - Other 5 H DDressmaker/Tailor - Qualified, not working at home 4 4 4Driller - Local worker only 5 5 5Driller- Other 5 H DDriller- Using explosives Refer D DDriver - Ambulance 4 4 4Driver - Armoured car 5 D DDriver - Bulldozer, Owner/Operator 5 5 5Driver - Bus, Local/Metro 4 4 4Driver - Bus, Long distance 5 H DDriver - Cement Truck 5 5 5Driver - Chauffeur 3 3 3Driver - Courier - Motorcycle or Bicycle 5 H DDriver - Courier - Car, Small Van 4 4 4Driver - Courier - Truck - Local/Metro 4 4 4Driver - Crane 5 H DDriver - Dairy deliveryman, Milkman 4 4 4Driver - Driving Instructor 3 3 3Driver - Earthmoving and construction, Owner/Operator 5 5 5Driver - Explosives/Dangerous goods 5 D DDriver - Forklift 5 5 5Driver - Garbage collector 5 5 5Driver - Hire car owner/driver 3 3 3Driver - Ice cream truck 4 4 4Driver - Long distance - Truck or van 5 H DDriver - Petrol tanker - Local 5 5 5Driver - Removalist 5 H DDriver - Taxi (Owner Driver Only) 4 4 4Driver - Tow Truck 5 5 5Driver - Truck or van - Local/Metro 5 5 5Driving instructor 3 3 3Drover 5 H DDry cleaning industry - Manager/Owner/Supervisor 4 4 4Dry cleaning industry - Other 5 5 5Dyer 5 5 5Earth moving contractor - Owner/Operator 5 5 5

Occupational Rating Guide 8

Page 9: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Economist 1 1 1Editor - Film 3 3 3Editor - Newspaper, Magazine 2 2 2Education inspector 2 2 2Electric Gate, Garage door installer 4 4 4Electrician - Domestic 3 3 3Electrician - Industrial (high voltage) 5 D DElectronics technician 3 3 3Electroplater/Enameller 4 4 4Elevator Mechanic/Installer 5 5 5Embalmer 3 3 3Employment agent 2 2 2Endocrinologist 1 1 1Engineer - Manual duties 3 3 3Engineer - Mining - Underground or Offshore 5 H DEngineer - Supervisor (no manual duties) 2 2 2Engineer - Not university qualified (Office only) 2 2 2Engineer - University qualified (Office only) 1 1 1Engraver 3 3 3ENT Surgeon 1 1 1Entertainer 5 H DEntertainment agent 5 H DEquipment Hire - Repair and maintenance/Sales 3 3 3Estimator 2 2 2Event Manager/Co-Ordinator 2 2 2Excavation contractor 5 5 5Executive - Not university qualified - Office only 2 2 2Executive - University qualified - Office only 1 1 1Exotic Dancer 5 D DExplosives industry - Worker, above ground Refer D DExplosives industry - Worker, below ground Refer D DExporter/Importer - Office only 2 2 2Exterminator And Fumigator 5 5 5Factory Worker 5 H DFaith Healer 5 H DFarm contractor 5 H DFarm labourer, worker 5 H DFarm manager 4 4 4Farmer - Grazier - Owner with full time employees 3 3 3Farmer - Grazier - Owner with no full time employees 4 4 4Farmer - Market gardener 5 5 5Farmer - Orchardist 5 5 5Farmer - Oyster 5 5 5Farmer - Poultry 5 5 5Farmer - Banana 5 5 5Farmer - Cane 5 5 5Farrier 4 4 4Fashion designer - Clothing - Employed 3 3 3Fashion designer - Clothing - Freelance 5 H DFast food takeaway - Employee 5 5 5Fast food takeaway - Owner 3 3 3Fencing contractor 5 5 5Ferry master (Harbour only) / Harbour pilot 3 3 3Fertiliser manufacturer - Other 5 H DFertiliser manufacturer - Supervisor 4 4 4Fibreglass - Moulder 4 4 4Fibreglass - Other 5 H DFibreglass - Supervisor 4 4 4Film, Radio, Television, Theatre industry - Actor/Actress 5 H DFilm, Radio, Television, Theatre Industry - Announcer, Newsreader

3 Refer Refer

Occupational Rating Guide 9

Page 10: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Film, Music, Radio, Television, Theatre Industry - Director, Producer

3 Refer Refer

Film, Music, Radio, Television, Theatre Industry - Distributor 2 2 2Film, Music, Radio, Television, Theatre Industry - Editor 3 3 3Film, Music, Radio, Television, Theatre Industry - Makeup Artist 3 3 3Film, Music, Radio, Television, Theatre Industry - Office only 2 2 2Film, Music, Radio, Television, Theatre Industry - Projectionist 3 3 3Film, Music, Radio, Television, Theatre Industry - Script Writer 3 3 ReferFilm, Music, Radio, Television, Theatre Industry - Stage Hand 5 H DFilm, Music, Radio, Television, Theatre Industry - Stage Manager

3 3 3

Film, Radio, Television, Theatre Industry - Stuntman/woman Refer D DFilm, Radio, Television, Theatre Industry - Technician, Sound Recorder, Engineer, Camera person

3 3 3

Film, Radio, Television, Theatre Industry - Wardrobe 3 3 3Financial Adviser/Planner - Not university qualified 2 2 2Financial Adviser/Planner - University qualified 1 1 1Financial Analyst - Not university qualified, not self employed 2 2 2Financial Analyst - University qualified, not self employed 1 1 1Firefighter 5 D DFisherman - Deepsea/Other Refer D DFisherman - Harbour/Estuary 5 H DFitness Centre - Instructor 5 5 5Fitness Centre - Owner, Operator 4 4 4Fitter And Turner 3 3 3Floor Coverer/Layer 5 5 5Floor Sander/Surfacer 5 H DFloor Tiler - Unqualified 5 H DFloor Tiler - Qualified 4 4 4Florist - Deliveries 4 4 4Florist 3 3 3Food Technologist 2 2 2Foreman - Building Industry 3 3 3Forest - Ranger 3 3 3Forest - Technician 4 4 4Forest - Maintenance worker 5 D DFork Lift Driver 5 5 5Foundry Worker 5 H DFrench Polisher 3 3 3Fruit Grower/Orchardist 5 5 5Fruit Packer/Picker 5 D DFruit/Vegetable - Providore/Wholesaler 4 4 4Fumigator 5 5 5Funeral - Director 2 2 2Funeral - Driver, Pallbearer 4 4 4Funeral - Embalmer 3 3 3Funeral - Other 5 H DFurniture - Removalist 5 H DFurniture - Restorer 4 4 4Furniture - Retailer, Deliveries 5 5 5Furniture - Retailer, Sales Only 3 3 3Furrier 3 3 3Garage Door Installer 4 4 4Garbage Collector 5 5 5Gardener Domestic Landscape 5 5 5Gas Fitter 3 3 3Gas Pipe Layer 5 D DGastroenterologist 1 1 1Gem Cutter, Setter 3 3 3General Physician 1 1 1General Practitioner 1 1 1General Surgeon 1 1 1

Occupational Rating Guide 10

Page 11: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Geologist - Exploration/Field work, (No Explosives or Underground)

3 3 3

Geologist - Occasional field work 2 2 2Geologist - Office only 1 1 1Glass Blower/Furnaceman 4 4 4Glazier 3 3 3Glue Manufacturer - Other 5 H DGlue Manufacturer - Supervisor 4 4 4Goldsmith, Silversmith 3 3 3Golf Professional - Shop/Tuition Only 3 3 3Golf Professional - Touring 5 H DGraphic Artist/Designer 2 2 2Grave Digger 5 5 5Grazier - Owner with no full time employees 4 4 4Grazier - Owner with full time employees 3 3 3Greengrocer 4 4 4Greenkeeper/Groundsman 4 4 4Grocer 4 4 4Guard - Armed 5 D DGuard - Unarmed (No Unusual Hazards) 5 5 5Guest House Proprietor 4 4 4Gunsmith 5 5 5Gymnasium - Instructor 5 5 5Gymnasium - Owner, Operator 4 4 4Gynaecologist 1 1 1Gynaecologist and Obstetrician 1 1 1Gyprock Fixer 5 5 5Haberdasher 2 2 2Hairdresser/Barber 3 3 3Handyman 5 5 5Harbour Pilot 3 3 3Harbourmaster 3 3 3Harvester 5 H DHeadmaster/ Principal/ Head Teacher 1 1 1Health and Safety Inspector/Officer 3 3 3Helicopter Pilot Refer Refer DHerbalist 2 2 2Hoist Driver/Operator 5 H DHome Care Worker - not family/friend 5 5 5Home Duties 3 3 DHomeopath 2 2 2Horse Racing Industry - Bookmaker 5 H DHorse Racing Industry - Breaker 5 D DHorse Racing Industry - Breeder 5 5 5Horse Racing Industry - Jockey - Flat Racing 5 D DHorse Racing Industry - Jockey - Jumps Refer D DHorse Racing Industry - Riding Instructor 4 4 DHorse Racing Industry - Stablehand 5 H DHorse Racing Industry - Strapper 5 H DHorse Racing Industry - Trainer 5 5 5Horse Racing Industry - Trotting Driver 5 D DHorticulturist 3 3 3Hospital - Director of Nursing/Unit manager 2 2 2Hospital - Doctor 1 1 1Hospital - Domestic worker 5 5 5Hospital - Nurse - Enrolled or Nurses Aide 4 4 4Hospital - Nurse - Psychiatric 4 4 4Hospital - Nurse - Registered 3 3 3Hospital - Orderly/Wardsman 5 5 5Hospital - Porter 5 5 5Hospital - Registrar 1 1 1Hospitality Industry - Bar Staff 4 4 4

Occupational Rating Guide 11

Page 12: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Hospitality Industry - Bottleshop sales 4 4 4Hospitality Industry - Bouncer 5 D DHospitality Industry - Chef/Cook - Qualified 3 3 3Hospitality Industry - Chef/Cook - Unqualified 5 5 5Hospitality Industry - Porter 5 5 5Hospitality Industry - Head Waiter 3 3 3Hospitality Industry - Office only 2 2 2Hospitality Industry - Housekeeper/Chambermaid 5 5 5Hosptiality Industry - Kitchen hand 5 5 5Hospitality Industry - Publican/Manager 3 3 3Hospitality Industry - Waiter/Waitress 4 4 4Housekeeper - Employed 5 5 5House Reblocker 5 H DHuman Resources Consultant 2 2 2Hypnotherapist 2 2 2Importer/Exporter - Office only 2 2 2Incineration Operator 5 H DIndustrial Relations Manager 2 2 2Insecticide Manufacturer - Other 5 H DInsecticide Manufacturer - Supervisor 4 4 4Inspector - Building/Health/RSPCA 3 3 3Inspector - Education 2 2 2Instrument Manufacturer 3 3 3Insulation Installer 5 5 5Insurance - Agent, Broker, Consultant 1 1 1Insurance - Assessor/Loss Adjustor/Inspector 3 3 3Insurance - Investigator 3 3 3Insurance - Office only 2 2 2Insurance - Underwriter 2 2 2Interior Decorator - Manual duties 4 4 4Interior Decorator - Design/Consulting only 2 2 2Interior Designer/Stylist 2 2 2Interpreter 2 2 2Investment Advisor - University qualified 1 1 1Investment Advisor - Not University qualified 2 2 2Investor 5 H DIridologist 2 2 2Ironing Contractor 5 5 5IT Industry - Consultant, Programmer, Analyst, Software engineer - Not University qualified

2 2 2

IT Industry - Consultant, Programmer, Analyst, Software engineer - University qualified

1 1 1

IT Industry - Maintenance Engineer 3 3 3IT Industry - Sales 2 2 2IT Industry - Systems Operator 2 2 2IT Industry - Technician 3 3 3Jack Hammer Operator 5 D DJackeroo 5 H DJanitor 5 5 5Jeweller 2 2 2Jewellery Industry - Cutter, Engraver, Polisher, Setter 3 3 3Jewellery Industry - Retail Store/Dealer 2 2 2Jillaroo 5 H DJockey - Flat Racing 5 D DJockey - Jumps Refer D DJoiner 3 3 3Journalist/Reporter (Freelance) 5 Refer ReferJournalist/Reporter (Salaried), No On Air/Studio, No Overseas Assignments

2 2 2

Journalist/Reporter (Salaried), On Air/Studio 2 Refer ReferJournalist/Reporter (Salaried), Overseas Assignments 5 Refer ReferJudge 1 1 1

Occupational Rating Guide 12

Page 13: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Juice Delivery 4 4 4Kennel Operator 5 5 5Keyboard Operator 2 2 2Kindergarten Teacher 3 3 3Knitter (in Mill) 5 5 5Laboratory Technician 3 3 3Labourer 5 5 5Land Broker - University qualified 2 2 2Land Broker - Not university qualified 3 3 3Landscape Gardener 5 5 5Landscape Gardener - Qualified - Owner with full time employees

3 3 3

Lapidary 4 4 4Lathe Operator - Qualified 4 4 4Laundromat Owner/Operator 4 4 4Laundry Worker 5 5 5Lawn Mowing Contractor 5 5 5Lawyer 1 1 1Lead Industry 5 D DLecturer 1 1 1Legal Assistant 2 2 2Librarian/Library Officer 2 2 2Lifeguard 5 H DLift Installer/Mechanic 5 5 5Line Marker 5 5 5Linesman - Heights over 10 metres 5 H DLinesman - Heights up to 10 metres 4 4 4Linoleum Layer 5 5 5Lithographer 3 3 3Livestock Auctioneer 2 2 2Livestock Buyer/Dealer 3 3 3Locksmith 3 3 3Logging Contractor, Log Hauler 5 H DLoss Adjuster/Insurance Assessor 3 3 3Lumber Merchant - Office and Sales Only 3 3 3Lumber Merchant - Supervisor (up to 10% manual duties) 4 4 4Lumber Yard Worker 5 5 5Machinery/Equipment Hire And Service - Repair and Maintenance

3 3 3

Machinery/Equipment Hire And Service - Sales Only 2 2 2Machinist - Clothing 5 5 5Machinist - Metal, Wood 5 5 5Machinist - Sailmaking 4 4 4Machinist - Supervisor (No manual duties) 3 3 3Magistrate 1 1 1Maid 5 5 5Management Consultant - Not University qualified 2 2 2Management Consultant - University qualified 1 1 1Manager Administration - University qualified 1 1 1Manager Administration - Not university qualified 2 2 2Manicurist - Not Working at Home 3 3 3Manicurist - Working at Home 3 3 DManufacturer - Office only 2 2 2Manufacturer - Other 5 Refer ReferMap Maker/Cartographer 2 2 2Marina Owner/Operator 3 3 3Marine Biologist Refer Refer ReferMarine Industry - Officer/Crew - Bulk/Container or Cruise Ships 5 H DMarine Industry - Salvage Vessel Officer/Crew 5 H DMarine Industry - Shipyard Worker 5 H DMarine Industry - Shore Personnel, Office only 2 2 2Marine Industry - Surveyor, Engineer 3 Refer Refer

Occupational Rating Guide 13

Page 14: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Market Gardener 5 5 5Market Stall Holder 5 H DMarketing/Sales Manager 2 2 2Martial Arts Instructor 5 D DMassage Therapist - Qualified, Health Industry 3 3 3Maxilla Facial Surgeon 1 1 1Meat Industry - Cold Store Worker/Processor 5 H DMeat Industry - Inspector 3 3 3Meat Industry - Packer 5 H DMeat Industry - Slaughterer 5 H DMeat Industry - Butcher - Retail 3 3 3Mechanic 4 4 4Medical Doctor 2 2 2Medical Practitioner 1 1 1Medical Technician 2 2 2Merchant Banker 1 1 1Merchant Marine personnel 5 H DMetal Industry - Annealer 4 4 4Metal Industry - Electroplater/Enameller 4 4 4Metal Industry - Fitter and Turner 3 3 3Metal Industry - Ironmonger 5 H DMetal Industry - Office only 2 2 2Metal Industry - Scrap Dealer 5 D DMetal Industry - Sheet Metal Worker 4 4 4Metal Industry - Supervisor, No manual duties 3 3 3Metallurgist - Field work - Including underground work Refer D DMetallurgist - Field work - No underground 2 2 2Metallurgist - Office Only 1 1 1Meteorologist 1 1 1Meter Reader 3 3 3Midwife 3 3 3Milk Bar - Employee 4 4 4Milk Bar - Owner/Operator 3 3 3Milkman, Milk Delivery 4 4 4Mining - Office only 2 2 2Mining - Asbestos Worker Refer Refer DMining - Surface Worker, No Explosives 5 5 5Mining - Surface Worker, Using Explosives Refer D DMining - Underground Worker, Faceworker Refer D DMining - Underground Worker, Mechanic, Electrician Refer D DMining - Underground, Explosives Handler Refer D DMinister Of Religion 3 3 3Model 5 H DMotor Vehicle - Assembly, Production Line 5 H DMotor Vehicle - Dealer/Sales 3 3 3Motor Vehicle - Detailer 4 4 4Motor Vehicle - Mechanic 4 4 4Motor Vehicle - Panel Beater, Spray Painter 4 4 4Motor Vehicle - Parts and Accessories Fitter 4 4 4Motor Vehicle - Parts Retailer 3 3 3Motor Vehicle - Wrecker 5 H DMuseum Attendant 3 3 3Museum Curator 2 2 2Music Teacher - In School, Uni, College 2 2 2Music Teacher - Working at Home 5 H DMusician - Orchestral 3 3 3Musician - Other 5 H DNaturopath 2 2 2Neurologist 1 1 1Neurosurgeon 1 1 1Newsagent - Deliveries 4 4 4Newsagent - Shop Sales Only 3 3 3

Occupational Rating Guide 14

Page 15: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Newsreader 3 Refer ReferNuclear Medicine Specialist 1 1 1Nurse - Clinical Nurse Specialist 2 2 2Nurse - Dental 2 2 2Nurse - Director of Nursing/Unit Manager 2 2 2Nurse - Educator 2 2 2Nurse - Assistant/Enrolled 4 4 4Nurse - General 3 3 3Nurse - Psychiatric 4 4 4Nurse - Registered 3 3 3Nurse - Theatre 2 2 2Nursery Person 4 4 4Obstetrician 1 1 1Occupational Therapist - Qualified 2 2 2Office Worker 2 2 2Oil And Gas - Distributor - No delivery 3 3 3Oil And Gas - Onshore Worker, Office Only 2 2 2Oil And Gas - Onshore Worker, Other 5 D DOil And Gas - Pipeline, Offshore Worker Refer D DOil And Gas - Refinery Worker 5 D DOil And Gas - Tanker Driver Local/Metro 5 5 5Oil And Gas - Truck Driver Long Distance 5 D DOncologist 1 1 1Operations Manager - Not university qualified 2 2 2Operations Manager - University qualified 1 1 1Ophthalmic Surgeon 1 1 1Ophthalmologist 1 1 1Optical Technician 2 2 2Optician 1 1 1Optometrist 1 1 1Orchardist 5 5 5Orthodontist 1 1 1Orthopaedic Surgeon 1 1 1Osteopath 2 2 2Packer 5 H DPaediatric Surgeon 1 1 1Paediatrician 1 1 1Painter - Heights over 10 metres Refer Refer DPainter - Heights up to 10 metres 3 3 3Painter - Spray 4 4 4Panel Beater 4 4 4Paramedic 4 4 4Park Ranger 3 3 3Parking Station Attendant 5 5 5Parking Warden/Officer 3 3 3Parole Officer 5 H DPastry Cook - Qualified 3 3 3Pathologist 1 1 1Paver 5 5 5Payroll Officer 2 2 2Periodontist 1 1 1Personal Trainer 5 H DPersonnel Consultant - Not university qualifed 2 2 2Personnel Consultant University qualified 1 1 1Pest Controller 5 5 5Petrol Tanker Driver - Local/Metro 5 5 5Petrol Tanker Driver - Long Distance 5 H DPharmacist 1 1 1Photoengraver 3 3 3Photographer - Aerial (more than 100 hours per annum) Refer Refer DPhotographer - Aerial (up to 100 hours per annum) 4 4 4Photographer - On Location 4 4 4

Occupational Rating Guide 15

Page 16: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Photographer - Studio, Weddings 3 3 3Physician 1 1 1Physicist 1 1 1Physiotherapist 2 2 2Piano Tuner 3 3 3Picture Framer 3 3 3Pilot - Harbour 3 3 3Pipelayer 5 5 5Pipeline Worker (no offshore work) 5 5 5Plant Operator 5 5 5Plasterer 4 4 4Plumber/Gas Fitter 3 3 3Plumber/Gas Fitter - Roof 5 5 5Podiatrist 2 2 2Police Officer 5 D DPost Office Agent 2 2 2Post Sorter 4 4 4Postal Delivery Officer - Bicycle, Motorcycle 5 H DPostal Delivery Officer - Car, Van, Truck or on foot 4 4 4Pottery and Ceramics - Potter (Not Working at Home) 4 4 4Poultry Farmer, Poulterer 4 4 4Power Station Skilled - Other 4 4 4Power Station Supervisor 3 3 3Principal/Assistant Principal - School 1 1 1Printer 4 4 4Prison/Correctional/Detention Centre Officer Refer D DPrivate Detective - Enquiry Agent 5 H DProcess/Production Worker 5 5 5Process Server 3 3 3Produce Merchant 4 4 4Professional Sportsperson 5 H DProfessor 1 1 1Programmer - Systems Analyst - Not university qualified 2 2 2Programmer - Systems Analyst - University qualified 1 1 1Project Manager 2 2 2Projectionist 3 3 3Property - Consultant (Not Own Investment) 2 2 2Property - Developer 5 H DProperty - Investor 5 H DPsychiatrist 1 1 1Psychologist 1 1 1Public Relations Officer/Manager 2 2 2Public Servant - Manual Duties Refer Refer ReferPublic Servant - Office Only 2 2 2Publisher 2 2 2Purchasing Officer 2 2 2Quality Assurance Manager 2 2 2Quantity Surveyor 1 1 1Quarry Worker - Blasting 5 D DQuarry Worker - No Blasting 5 H DRadiographer 2 2 2Radiologist 1 1 1Radiotherapist 2 2 2Railway Driver/Guard 5 H DRailway Inspector, Station Assistant, Stationmaster (no track work)

2 2 2

Railway Worker 5 H DReal Estate Agent 2 2 2Receptionist 2 2 2Reflexologist 2 2 2Refrigerator Mechanic 4 4 4Registered Nurse 3 3 3

Occupational Rating Guide 16

Page 17: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Rehabilitation Consultant - Not University Qualified 2 2 2Rehabilitation Consultant - University Qualified 1 1 1Removalist 5 H DRenal Physician 1 1 1Renderer 4 4 4Repairman - Serviceman - Heavy Equipment 4 4 4Repairman - Serviceman - Light Manual Duties 3 3 3Reporter (Salaried), No On Air/Studio, No Overseas Assignments

2 2 2

Reporter (Salaried), Overseas Assignments 5 Refer ReferRespite Care Worker 4 4 DRestaurant - Bar Staff 4 4 4Restaurant - Chef/Cook, Qualified 3 3 3Restaurant - Kitchen Hand 5 5 5Restaurant - Maitre'd 3 3 3Restaurant - Manager/Owner 3 3 3Restaurant - Waiter,Waitress 4 4 4Retiree 5 D DRiding Instructor 4 4 DRigger 5 H DRoad Construction Worker 5 5 5Roof Plumber - Heights over 10 metres Refer Refer DRoof Plumber - Heights up to 10 metres 5 5 5Roof Tiler - Heights over 10 metres Refer Refer DRoof Tiler - Heights up to 10 metres 5 5 5Roofer 5 5 5Saddlemaker 4 4 4Sailmaker 4 4 4Sales - Marketing Manager 2 2 2Sales Representative - Advertising 2 2 2Sales Representative - House/Land 2 2 2Sales Representative - Insurance 1 1 1Sales Representative - Heavy Machinery 4 4 4Sales Representative - Light Machinery 3 3 3Sales Representative - Other - Deliveries 5 5 5Sales Representative - Other - No Deliveries 3 3 3Sales Representative - Stock/Station 3 3 3Salvage Vessel Officer 5 5 DSandblaster 5 H DSanitation Services - Garbage Collector 5 5 5Sanitation Services - Incinerator Operator 5 H DSanitation Services - Street Cleaning 5 5 5Saw Doctor 3 3 3Sawmill Worker - Other 5 D DSawmill Worker - Supervisor 4 4 4Sawyer 5 D DScaffolder 5 H DSchool - Principal/ Headmaster or mistress / Head teacher 1 1 1School - Teacher, Classroom 2 2 2School - Teacher, Music 2 2 2School - Teacher, Music (Working from Home) 5 H DSchool - Teacher, Physical Education 3 3 3School - Teacher, Pre School 3 3 3School - Teacher, Trades, Technical 3 3 3Scientist 1 1 1Scrap Metal Dealer 5 H DSculptor 5 H DSeaman 5 H DSearch & Rescue Worker 5 H DSecond Hand Dealer 5 5 5Secretary 2 2 2Security Guard/Officer - Armed 5 D D

Occupational Rating Guide 17

Page 18: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Security Guard/Officer - Unarmed 5 5 5Senior Executive - Not University Qualified 2 2 2Senior Executive - University Qualified 1 1 1Service Station - Cashier 3 3 3Service Station - Mechanic 4 4 4Service Station - Owner/Operator 3 3 3Sewing Machine Mechanic 3 3 3Sex Worker 5 D DShearer, Shearing Contractor 5 D DSheetmetal Worker 4 4 4Shipping - Harbour Pilot 3 3 3Shipping - Salvage Vessel - Officer and Crew 5 5 DShipping- Seagoing Personnel 5 H DShipping - Shore Personnel, Office Only 2 2 2Shipping - Shore Personnel, Other 5 H DShipwright 3 3 3Shipyard Worker 5 H DShoemaker Repairer 4 4 4Shop - Adult Books or Goods 5 D DShop - Antiques, Deliveries 5 5 5Shop - Antiques, Restoration 4 4 4Shop - Antiques, Sales Only 2 2 2Shop - Aquarium 3 3 3Shop - Artist Supplies 2 2 2Shop - Bakery - Deliveries 4 4 4Shop - Bakery - Sales, baking 3 3 3Shop - Bedding 2 2 2Shop - Bicycle, Repairs 4 4 4Shop - Bicycle, Sales Only 3 3 3Shop - Boating Equipment 3 3 3Shop - Books, Stationery 2 2 2Shop - Bootmaker 3 3 3Shop - Bottleshop 4 4 4Shop - Brassware 3 3 3Shop - Bread, Cake 3 3 3Shop - Butcher 3 3 3Shop - Cafe, Employee 4 4 4Shop - Cafe, Owner/Operator 3 3 3Shop - Cards 2 2 2Shop - Carpet, Floor Covering 4 4 4Shop - China & Glassware 2 2 2Shop - Clothing Store 2 2 2Shop - Computer Supplies 2 2 2Shop - Confectionery 3 3 3Shop - Curtain, Sales Only 3 3 3Shop - Delicatessen, Employee 3 3 3Shop - Delicatessen, Owner/Operator 3 3 3Shop - Disposal Store 4 4 4Shop - Dry Cleaner 4 4 4Shop - Duty Free 2 2 2Shop - Electrical Goods 3 3 3Shop - Fast Food Owner/Operator 3 3 3Shop - Fast Food, Employee 4 4 4Shop - Fishmonger 3 3 3Shop - Florist, Deliveries 4 4 4Shop - Florist 3 3 3Shop - Footwear 3 3 3Shop - Fruiterer 4 4 4Shop - Furniture, Deliveries 5 5 5Shop - Furniture, Sales Only 3 3 3Shop - General Store 3 3 3Shop - Gift Shop, Homewares 2 2 2

Occupational Rating Guide 18

Page 19: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Shop - Glazier 4 4 4Shop - Greengrocer 4 4 4Shop - Grocer 4 4 4Shop - Gunsmith 5 5 5Shop - Haberdasher 2 2 2Shop - Hardware, Building Supplies, Sales 3 3 3Shop - Hardware, Building Supplies, Yard Work 4 4 4Shop - Health Food 3 3 3Shop - Icecream Parlour 3 3 3Shop - Jeweller, Retail Sales 2 2 2Shop - Jeweller, Engraver, Setter 3 3 3Shop - Lawnmower Service & Repairs 4 4 4Shop - Lawnmower, Sales Only 3 3 3Shop - Light Fitting Sales 3 3 3Shop - Liquor Store 4 4 4Shop - Locksmith 3 3 3Shop - Milk Bar, Owner/Operator 3 3 3Shop - Milkbar, Employee 4 4 4Shop - Motor Vehicle Accessories and Spare Parts 4 4 4Shop - Musical Instrument Sales 3 3 3Shop - Newsagent, deliveries 4 4 4Shop - Newsagent, Sales Only 3 3 3Shop - Not Otherwise Classified Heavy Goods 5 5 5Shop - Not Otherwise Classified Light Goods 3 3 3Shop - Nursery, Manual duties 4 4 4Shop - Nursery, Sales Only 3 3 3Shop - Office Equipment, Repairs 3 3 3Shop - Office Equipment, Sales Only 2 2 2Shop - Office Supply, Stationer, Deliveries 4 4 4Shop - Office Supply, Stationer, Sales Only 2 2 2Shop - Outdoor Supplies 4 4 4Shop - Paint & Wallpaper 4 4 4Shop - Pawnbroker 5 D DShop - Pet 3 3 3Shop - Photocopying, Repairs 3 3 3Shop - Photocopying, Sales Only 2 2 2Shop - Photographic, Sales Only 2 2 2Shop - Photographic, Service & Repairs 3 3 3Shop - Secondhand Goods, deliveries 5 5 5Shop - Shoes 3 3 3Shop - Skin/Hide/Leather, Sales Only 2 2 2Shop - Sporting Goods 3 3 3Shop - Stationery 2 2 2Shop - Supermarket 3 3 3Shop - Supermarket, Cashier 3 3 3Shop - Supermarket, Deliveries 5 5 5Shop - Supermarket, Manager, No Manual Duties 2 2 2Shop - Supermarket, Other 4 4 4Shop - Swimming Pool Supplies 3 3 3Shop -Takeaway Food, Employee 4 4 4Shop - Takeaway Food Owner/Operator 3 3 3Shop - Tobacconist 3 3 3Shop - Toy 3 3 3Shop - Video, DVD, CD, Record 2 2 2Shopfitter 4 4 4Shower Screen/Mirror Installer 4 4 4Sign Erector - Heights over 10 metres Refer Refer DSign Erector - Heights up to 10 metres 5 5 5Sign Writer - Heights over 10 metres Refer Refer DSign Writer - Heights up to 10 metres 4 4 4Silversmith, Goldsmith 3 3 3Singer 5 H D

Occupational Rating Guide 19

Page 20: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Skylight Fitter 4 4 4Slaughterer 5 5 5Social Worker - Not University Qualified 3 3 3Social Worker - University Qualified 2 2 2Soft Drink - Deliverer 4 4 4Soft Drink - Manufacturer, Other 5 5 5Soft Drink - Manufacturer, Supervisor 3 3 3Solicitor 1 1 1Specialist Physician 1 1 1Speech Pathologist/Therapist 2 2 2Sports/Fitness Centre - Instructor 5 5 5Sports/Fitness Centre - Owner/Operator 4 4 4Sportsperson 5 H DSpray Painter 4 4 4Station Hand 5 D DStatistician 1 1 1Steel Erector Fixer 5 5 5Steeplejack 5 D DStenographer 2 2 2Stevedore 5 H DStock And Station Agent 3 3 3Stockbroker (not Home Trader) 1 1 1Stockman 5 H DStonemason 5 5 5Storeman/ Packer 5 5 5Street Cleaner 5 H DStructural Steel Erector/Rigger 5 H DStudent 5 H DStuntman/woman Refer D DSugar Refinery - Other 5 D DSugar Refinery - Supervisor 3 3 3Supermarket - Cashier Only 3 3 3Supermarket - Deliveries 5 5 5Supermarket - Manager, No Manual Duties 2 2 2Supermarket - No Manual duties 3 3 3Surfboard Shaper 4 4 4Surgeon 1 1 1Surgical Appliance Maker 3 3 3Surveyor - Using Explosives Refer D DSurveyor - Marine 4 4 4Surveyor - Mine or Remote Areas 4 4 4Surveyor - University Qualified, Field 3 3 3Surveyor - University Qualified, Office Only 1 1 1Surveyor - Quantity 1 1 1Swimming Pool - Attendant 5 5 5Swimming Pool - Builder 4 4 4Swimming Pool - Instructor 3 3 3Swimming Pool Supplies Shop - Owner/Operator 2 2 2Systems Analyst - University Qualified 1 1 1Systems Analyst - Not University Qualified 2 2 2TAB Agent 2 2 2Tailor/Dressmaker - Qualified, Not Working at Home 4 4 4Tailor/Dressmaker - Qualified, Working at Home 4 4 DTake Away Fast Food - Employee 4 4 4Take Away/Fast Food Shop Owner/Operator 3 3 3Tanker Driver - Local/Metro 5 5 5Tanker Driver - Long Distance 5 H DTanner 5 5 5Tattooist 5 H DTax Consultant - University Qualified 1 1 1Tax Consultant - Not University Qualified 2 2 2Taxi Driver - Employee 5 H D

Occupational Rating Guide 20

Page 21: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Taxi Driver - Owner, Driver 4 4 4Taxidermist 4 4 4Teacher - Classroom 2 2 2Teacher - Physical Education 3 3 3Teacher - Music 2 2 2Teacher, Music (Working from Home) 2 2 DTeacher, Pre School 3 3 3Teacher, Trades, Technical 3 3 3Teachers Aide 4 4 4Telecommunications - Engineer 3 3 3Telecommunications - Linesman - Heights over 10 metres 5 H DTelecommunications - Linesman - Heights up to 10 metres 4 4 4Telephone - Engineer 3 3 3Telephone - Technician, No Underground or Heights 3 3 3Telephone - Technician, Underground or Heights up to 10 metres

5 5 5

Telephonist 2 2 2Teller 2 2 2Tennis Coach 3 3 3Textile Worker - Unqualified 5 H DTextile Worker - Qualifed 5 5 5Textile Worker - Supervisor 3 3 3Tiler - Floor/Wall - Qualified 4 4 4Tiler - Floor/Wall - Unqualifed 5 5 5Tiler - Roof - Heights over 10 metres Refer Refer DTiler - Roof - Heights up to 10 metres 5 5 5Timber Merchant - Manual work 5 5 5Timber Merchant - No Manual Duties 3 3 3Tobacco Industry - Other 5 D DTobacco Industry - Supervisor 3 3 3Tool Maker 4 4 4Tour Guide 5 H DTow Truck Driver 5 5 5Town Planner - University Qualified 1 1 1Town Planner - Not University Qualified 2 2 2Track Worker 5 H DTrain Driver 5 H DTrain Guard 5 H DTram Driver 5 H DTranslator 2 2 2Travel Agent 2 2 2Tree Surgeon 5 5 5Tree Feller 5 D DTrench Digger (Mechanical) 5 D DTrotting Driver 5 D DTruck & Van Driver - Local/Metro 5 5 5Truck & Van Driver - Long Distance 5 H DTugboat Captain - Harbour only 3 3 3Tugboat Captain - Other 5 D DTupperware Sales Person 3 3 3Turner - Qualified 4 4 4Tutor 2 2 2Typesetter 3 3 3Typist 2 2 2Tyre And Battery - Manufacture, Repairs, Fitting 4 4 4Tyre And Battery - Sales Only 3 3 3Underground Worker - No Explosives 5 H DUnderground Worker - Using Explosives Refer D DUnderwriter Insurance 2 2 2Unemployed Person 5 D DUniversity And College Staff - Office Only 2 2 2University And College Staff - Professor/Lecturer 1 1 1

Occupational Rating Guide 21

Page 22: Occupational Rating Guide - Sandhurst Trustees · 2020. 5. 20. · Occupations Death TPD IP Anaesthetist 1 1 1 Analyst/Programmer - Not university ualified 2 2 2 Analyst/Programmer

Occupations Death TPD IP

Upholsterer 4 4 4Urologist 1 1 1Usher 3 3 3Valuer 2 2 2Vehicle Wrecker 5 H DVending Machine Operator 4 4 4Veterinarian 1 1 1Veterinary Nurse 3 3 3Vicar 3 3 3Vigneron 3 3 3Vineyard Owner/Operator 3 3 3Vineyard Employee 4 4 4Waiter 4 4 4Waitress 4 4 4Wallpaper Hanger 4 4 4Warehouseman 5 H DWashing Machine Mechanic 4 4 4Watchmaker/Repairer 3 3 3Waterproofer 5 5 5Waterside Worker 5 H DWeaver - Not Working from home 4 4 4Weaver - Working from home 5 D DWeb Designer/Developer 2 2 2Welder 4 4 4Welfare Officer 3 3 3Wharf Labourer 5 H DWindow Cleaner - Heights over 10 metres Refer Refer DWindow Cleaner - Heights up to 10 metres 5 5 5Window Dresser 4 4 4Window Tinter 4 4 4Windscreen Fitter Installer/Glazier 3 3 3Wine Merchant 3 3 3Wiremaker 5 5 5Wool - Buyer 3 3 3Wool Classer 3 3 3Wrecker 5 H DX-ray Technician/Radiographer 2 2 2Youth Worker 3 3 3Zoo Keeper Attendant 5 5 5Zoologist 2 2 2Zoologist - No field work 1 1 1OCCUPATION NOT FOUND Refer Refer Refer

(A264121) (06/17)

Proudly part of

Occupational Rating Guide 22