national housing bank glossary.pdf · housing glossary a group securities ï.ï bkykoc avù...

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Housing Glossary A group securities ï.ï bkYkoc Av #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkA ä ^kkbPl^kA ä ¢bk\km Article \kvBk Ab initio ¢klRP:ä Ékk@gXk bkvä ¢k@gXk Abandoned Ul@’Zk‘Pä Ul@’ZkkCkä b^kGgRPk Abbreviation bkgldklÈk TkkYkä bkgdkvUä bkgldkÈk TkkYk Abide by the rules lTkZkYkkx A k Uk\kTk A @Tkk Ability ZkkvCZkPkä dkYkPk Ability to pay Xk‡CkPkTk dkYkPk Abnormal ¢bkkYkkTZkä ¢UbkkSkk@Okä ¢lTkZklYkP Abondonment Ul@’ZkkCkä GkvMj RvTkk About \kCkXkCkä Wkk@v Ykxä ¢kbk Ukbk Above average ¢kwbkP bkv ¤U@ Above from liability RklZk’^k bkv Ykn†‘P Uk HkkTkk Above mentioned ¤UZknrr‘Pä ¤†\\klBkPä Absconder V @k@ä XkCkkvMjk Absconding debtor XkCkkvMjk ,Okm Absence ¢TknU†bQklPä Ckw@ cklHk@m Absent ¢TknU†bQkPä Ckw@ cklHk@ Absentee ¢TknU†bQkP (lP) Absolute ¢glPYkä UoOkrä lTk@Uvdkä ¢WkkSk Absolute amount bkYkCk| @kl#k Absolute authority UoOkr ÉkklSkA k@ Absolute discharge ¢glPYk ¤TYkkvFkTk Absolute discretion UoOkr l^k^kvA klSkA k@ Absolute estate ¢k’ZkkglP bkg URk Absolute level A n \k bP@ Absolute monoply UoOkr / lTk@Uvdk .A klSkA k@ Absolute owner .A YkkÇk b^kkYkm Absolute sale lTk@Uvdk / bUì lWkÓ m Absolute title UoOkr b^k’^kklSkA k@ Absorbed capital ¢kYkvl\kP UogHkm Absorption BkUkTkkä ¢kYkv\kTk Absorption on credit ,Ok / bkkBk A k BkUkZkk HkkTkk Absorption rates ¢kYkv\kTk R@x Absorptive capacity BkUP dkYkPk Abstinence theory of interest WZkkHk ¤UXkkvCk bQkCkTk lbkákgP Abstract of account \kvBkk bkk@ Abstract of title deed b^k’^k l^k\kvBk bkk@ Absurd ¢QkrcmTkä lTk@QkrA ä ¢bkgCkP Abuse of power #k†‘P A k RnéUZkkvCk

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Page 1: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Housing Glossary

A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg

Authentic ÉkkYkklOkAùä ^kkbPl^kAùä ¢bk\km

Article \kvBk

Ab initio ¢klRP:ä Ékk@gXk bkvä ¢k@gXk

Abandoned Ul@’Zk‘Pä Ul@’ZkkCkä b^kGgRPk

Abbreviation bkgldklÈk TkkYkä bkgdkvUä bkgldkÈk TkkYk

Abide by the rules lTkZkYkkx Aùk Uk\kTk Aù@Tkk

Ability ZkkvCZkPkä dkYkPk

Ability to pay Xk‡CkPkTk dkYkPk

Abnormal ¢bkkYkkTZkä ¢UbkkSkk@Okä ¢lTkZklYkP

Abondonment Ul@’ZkkCkä GkvMj RvTkk

About \kCkXkCkä Wkk@v Ykxä ¢kbk Ukbk

Above average ¢kwbkP bkv ¤U@

Above from liability RklZk’^k bkv Ykn†‘P Uk HkkTkk

Above mentioned ¤UZknrr‘Pä ¤†\\klBkPä

Absconder Vú@k@ä XkCkkvMjk

Absconding debtor XkCkkvMjk ,Okm

Absence ¢TknU†bQklPä Ckw@ cklHk@m

Absent ¢TknU†bQkPä Ckw@ cklHk@

Absentee ¢TknU†bQkP (lP)

Absolute ¢glPYkä UoOkrä lTk@Uvdkä ¢WkkSk

Absolute amount bkYkCk| @kl#k

Absolute authority UoOkr ÉkklSkAùk@

Absolute discharge ¢glPYk ¤TYkkvFkTk

Absolute discretion UoOkr l^k^kvAùklSkAùk@

Absolute estate ¢k’ZkkglP bkgURk

Absolute level Aùnù\k bP@

Absolute monoply UoOkr / lTk@Uvdk .AùklSkAùk@ Absolute owner .AùYkkÇk b^kkYkm

Absolute sale lTk@Uvdk / bUì lWkÓùm Absolute title UoOkr b^k’^kklSkAùk@

Absorbed capital ¢kYkvl\kP UogHkm

Absorption BkUkTkkä ¢kYkv\kTk

Absorption on credit ,Ok / bkkBk Aùk BkUkZkk HkkTkk Absorption rates ¢kYkv\kTk R@x

Absorptive capacity BkUP dkYkPk

Abstinence theory of interest WZkkHk ¤UXkkvCk bQkCkTk lbkákgP

Abstract of account \kvBkk bkk@

Abstract of title deed b^k’^k l^k\kvBk bkk@

Absurd ¢QkrcmTkä lTk@QkrAùä ¢bkgCkP

Abuse of power #k†‘P Aùk RnéUZkkvCk

Page 2: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

AC Sleeper ^kkPkTknAoùl\kP #kZkTkZkkTk

Accede YkkTk \kvTkkä b^kmAùplP RvTkkä bk†YYkl\kP ckvTkk

Accelerated claim payment ’^kl@P Rk^kk XknCkPkTk

Accelerated depreciation ’^kl@P Yko\Zk ókbk ¢^kdkZkOk

Accept b^kmAùk@ Aù@Tkkä YkkTk \kvTkkä Ck|cOk Aù@Tkkä @kHkm ckvTkk

Acceptable mortgage instruments b^kmAùkZkr WkgSkAù l\kBkP

Acceptable policy b^kmAùkZkr TkmlP

Acceptance b^kmApùlP ä bkcYklPä bkAùk@

Acceptance book/register lWk\k b^kmApùlP Wkcm @lHkbK@

Acceptance of bill lWk\k Aùm b^kmApùlPä cngMm bkAùk@Tkk

Accepting b^kmAùk@ Aù@Tkkäb^kmApùlP

Accepting institution ÉklPCk|cOk / b^kmApùlP Access ¢kCkYkTkä ¤UkCkYkTkä Ék^kv#k YkkCkrä UcngFk

Access time bkoFkTkk bkYkZkä ¢lXkCkYk Aùk\k

Accessible bknCkYkä bkn\kXkä Ékk¶Zkä Ék^kvv#Zk

Accession Ul@Ck|cOkä ¢lXkCkYkTk

Accession register ¢Tkn^kplá / ¢lXkCkYkTk @lHkbK@

Accessories bkckZkAù ¤UAù@Okä ¤UbAù@

Accommodation Charges ¢k^kkbk ÉkXkk@ / #kn\Aù Accomodation ¢k^kkbkä @cTkv Aùm HkCkcä lTkXkk^k

Accomplished nbkgUklRP Aù@Tkkä Ék^kmOkä Uo@k Aù@Tkk

Accord ÉkRkTk Aù@Tkkä ¢TknAoù\k ckvTkk

According Avù ¢Tknbkk@

Accordingly PRTknbkk@ä Avù ¢Tknbkk@

Account \kvBkkä lcbkkWkä bkYkIkTkkä YkkTkTkk

Account book \kvBkk Wkcm

Account for Aùk@Ok WkPkTkkä lcbkkWk RvTkk

Account for ¤’P@RkZkm ckvTkkä lcbkkWk Ykx \kvTkkä \kvBk HkkvBkk RvTkk

Account heads \kvBkk #kmakr BkkPk #kmakr

Account heads \kvBkk BkkPk / #kmakr Account holder BkkPkSkk@mä BkkPkSkk@Aù

Account reconcilisation \kvBkk¢kx Aùk bkYkkSkkTk

Account remittance U@vakOk \kvBkk / BkkPk Account settled b^kmApùP \kvBkk lcbkkWk

Account stated AùHkr Aùm ¢lXkb^kmApùlPä UksKZkkx çk@k bkYkkZkkvHkTkk Aùm

Uk@bUl@Aù bkcYklP

Account, security deposit ÉklPXkolP lTkdkvU \kvBkk

Account, suspense ¤FkgP BkkPk

Account,joint bkgZkn‘P BkkPk

Accountability \kvBkk RvZkPkä lcbkkWk Aùm lHkYYkvRk@mä ¤’P@RklZk’^k

Accountable Hk^kkWkRk@ä \kvBkkRkZkmä RvTkRk@

Accountancy \kvBkk#kkbÇkä \kvBkkl^klSk

Page 3: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Accountant \kvBkkAùk@

Accounting \kvBkkä CkOkTkk Aù@Tkk

Accounting conceptss \kvBkk bkgAù\UTkkg.

Accounting head \kvBkk #kmakr

Accounting policies \kvBkk TkmlPZkkg

Accounting practice \kvBkk ÉkOkk\km

Accounting principles \kvBkk Aùvù lbkákTP

Accounting treatment \kvBkk UálP

Accounting unit \kvBkk .AùAù / £Aùk£r Accounting year \kvBkk ^kakr

Accounts closing BkkPv WkgR Aù@Tkk

Accounts Deptt. \kvBkk l^kXkkCk

Accounts keeping Fkk\ko bklA|ùZk BkkPv

Accreditation Ék’ZkkZkTk

Accreditee ¤Skk@ UkÇkä Ék’ZkklZkPm

Accretion ¢Tkn^kp†áä ¤UFkZk

Accrual ¤UFkZkä ÉkkvR~Xk^kTk

Accrual basis ÉkkvR~Xk^kTk ¢kSkk@ U@

Accrual of interest WZkkHk Aùk ¤UFkZk ÉkkvR~Xk^kTk

Accrue ¤UlFkP / ÉkkvR~XkoP ckvTkk Accrued income and expenditure ¤UlFkP / ÉkkvR~XkoP ¢kZk ¢kw@ ^ZkZk

Accrued Interest ¤UlFkP / ÉkkvR~XkoP WZkkHk Accrued interest ¤UlFkP / ÉkkvR~XkoP WZkkHk Accruing debt ¤UlFkP / ÉkkvR~XkoP AùHkr Accumulate bkgFkZk Aù@Tkkä bkglFkP ckvTkk

Accumulated interest bkglFkP WZkkHk

Accumulation bkgFkZkä .AùÇk Aù@Tkk

Accuracy ZkQkkQkrPkä Ul@#knáPk

Apex cooperative housing finance socities #kmakr bkcAùk@m ¢k^kkbk l^kÅk bklYklPZkkg

Achievements ¤U\k†WSkZkkgä bkVú\kPk.gä AùkZkrbkgUkRTkä AùkZkrlbk†á

Acknowledge ¢lXkb^kmAùk@ Aù@Tkk

Acknowledgement due @bkmRm (UÇk)

Acknowledgment Uk^kPmä ÉkklÈk bkoFkTkk

Acquire Ck|cOk Aù@Tkkä ¢sHkP Aù@Tkk

Acquisition ¢lSkCk|cOkä ¢HkrTk

Acquisition cost ¢lSkCk|cOk \kkCkP / Yko\Zk Act ¢lSklTkZkYkä Apù’Zkä Apù’Zk Aù@Tkk

Act of misconduct ¢^kFkk@

Act/bye-laws/Memorandum of Association ¢lSklTkZkYk / ¤UlTkZkYk / bkgDk Aùk ekkUTk Acting allowance AùkZkrAùk@m XkÅkk

Page 4: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Acting appointment AùkZkrAùk@m lTkZkn†‘P

Action line AùkZkr l^klSk

Action plan AùkZkrZkkvHkTkk

Action programme lA|ùZkk’YkAù / AùkZkr^kkcm AùkZkrÓùYk Actionnaire ¢g#kXkkCkmä lcbbkvRk@

Active balance bklA|ùZk ¢lP#kvak

Active bond lTkZkP WZkkHk WkgSkUÇk

Active deposits ^kp†á#km\k HkYkk

Active file bklA|ùZk bkglFkAùk / Vúk£r\k Active loans bklA|ùZk ,Ok

Active market bklA|ùZk WkkHkk@

Active money bklA|ùZk SkTk / Yknæk Activity lA|ùZkk Aù\kkUä c\kFk\kä CklPl^klSk

Actual cost ^kkbPl^kAù / ^kPrYkkTk \kkCkP Actually ^kkbP^k Ykxä ^kbPnP:

Actuarial liability WkmYkkglAùP RklZk’^k

Actuarial valuation WkmYkkgAùTk Yko\ZkkgAùTk

Ad-hoc PRQkr

Adaptability ¢TknAoù\kTkmZkPkä ¢TknAoù\kTk#km\kPk

Additional ¢lPl@‘Pä ¢U@

Additional deduction ¢lPl@‘P AùKkwPm

Additional Interest ¢lPl@‘P WZkkHk

Additional Registrar ¢lPl@‘P / ¢U@ UgHkmZkAù

Additional safeguards ¢lPl@‘P bkn@dkk / bkg@dkOk Additions & alterations Ul@^kSkrTkä Ul@^kPrTk

Address ¢lXkXkkakOkä bkgWkkvSkTkä UPk

Address of welcome ¢lXkTkgRTk ¢lXkXkkakOk

Addressee ÉkvlakPmä UkTkv ^kk\kk

Adequacy UZkkrÈkPPkä ¤UZkn‘PPk

Adequate UZkkrÈk ä ZkQkvì

Adequate security UZkkr¶P ÉklPXkolP

Adequately UZkkr¶P

Adherence Uk\kTkä bkYkQkrTk

Adjourn bQklCkP Aù@Tkkä AùkYk @kvAùTkkä Kk\k \kvTkk

Adjournment bQkCkTk ä ¢^kAùk#k

Adjudicate lTkOkrZk RvTkkä Vwúbk\kk bknTkkTkk

Adjudicator lTkOkkrZkAùä TZkkZkAùÅkkr

Adjust bkYkkZkkvHkTk Aù@Tkkä LmAù Aù@Tkkä Avù ¢TknAoù\k WkTkkTkk

Adjustment bkYkkZkkvHkTkä bkYkgHkTk

Administration U|#kkbkTkä #kkbkTkä bk’Aùk@ä bkgFkk\kTk

Administrative and supervision charges Ék#kkbklTkAù .^kg UZkr kvdkOk ÉkXkk@

Page 5: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Administrative approval Ék#kkbklTkAù ¢TknYkkvRTk

Administrative control Ék#kklTkAù lTkZkgÇkOk

Administrative price lTkRvr#kTk Yko\Zk

Administrator Ék#kkbkAùä ÉkWkgSkAù

Admissible ¢TknYk’Zkä Ck|kc~Zk

Admission Ék^kv#k

Admission fee Ék^kv#k #kn\Aù

Adopting ¢gCkmAùk@ Aù@Tkk

Adoption ¢gCkmAù@Okä ¢lXkAù@Ok

Advance ¢lCk|Ykä ¢kCkv WkNjTkkä ¤TTklP Aù@Tkkä ÉkbPnP Aù@Tkk

Advance copy ¢lCk|Yk ÉklP

Advance Payment ¢lCk|Yk XknCkPkTk

Advance rent ¢lCk|Yk lAù@kZkk

Advanced information system ¤TTkP bkoFkTkk PgÇk

Advantage \kkXkä VúkZkRk

Advantages \kkXkä VúkZkRkä ÌkvíPkä ¤’Aùakr

Adverse Audit/Inspection Findings U|lPAoù\k \kvBkk U@mdkk / lTk@mdkOk l@UkvKr lTkaAùakr Adverse balance ÉklPAoù\k #kvak

Adverse comment ÉklPAoù\k lK¶UOkm

Adverse entry ÉklPAoù\k Ékl^klì

Advertised tender l^kekklUP lTkl^kRk

Advertisement l^kekkUTk

Advertisement expenses l^kekkUTk ^ZkZk

Advice bkoFkTkkä bk\kkcä bkgekkUTkä U@kYk#kr

Advisory bk\kkcAùk@ä U@kYk#krRkÇkm

Affairs YkkYk\kkä AùkZkr

Affect ÉkXkk^k Mk\kTkkä ¢bk@ Aù@Tkk

Affidavit #kUQk UÇkä c\kVúTkkYkk

Affiliate bkYWká

Affirm ÉklPekkTk / ¢lXkUnì Aù@Tkk

Affirmative bkAùk@k’YkAùä b^kmAùk@k’YkAù

Affix \kCkkTkkä HkkvMjTkk

Affluent ÉkFkn@ä l^kUn\kä SkTkkN~Zk

Afford bkYkQkr ckvTkkä Rv bkAùTkk

Affordability bkkYkQZkr ckvTkk

Affordable bkcTkmZkä bkcTk ZkkvCZk

Afforestation ^kTkmAù@Okä ^kTk@kvUOk

Aforesaid Uo kkvr‘P

Afternoon ¢U@kc~Tkä RkvUc@

Against Avù l^kéá

Age of superannuation ¢lSk^kksakPk Aùm ¢kZkn

Agency .Hkxbkmä ¢lXkAù@Ok

Page 6: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Agenda AùkZkrbkoFkm

Agent .HkxKä ¢lXkAùÅkkr

Aggregate ZkkvCkä HkkvMj

Aggregate pay Aùn\k ^kvPTk

Aggrieved RnBkmä ¢UYkklTkP

Agree bkcYkP ckvTkkä YkkTk \kvTkkä @kHkm ckvTkk

Agreement Aù@k@ä bkcYklPä bkYkIkkwPk

Agreement Aù@k@ä bkYkIkkwPk

Agreement to Mortgage WkgSkAù Aù@k@

Agricultural Aùplak bkgWkglSkPä ApùakmZk

Aid YkRRä bkckZkPk

Aided (as a school) bkckZkPk ÉkkÈk (Hkwbkv bAoù\k Aùkv)

Aimed \kldkP

Air Travel l^kYkkTk / c^kk£r ZkkÇkk Alignment bkmSk Ykxä bkg@vakOk

Alimony lTk^kkrc ^ZkZk

All inclusive cost Yko\Zk Ykx bkWk #kklYk\kä Aù@ ¢klR bklcP Yko\Zk

All India Average Working Class Consumer Price Index

¢lBk\k Xkk@PmZk ¢kwbkP ÌklYkAù ^kCkr ¤Xkkv‘Pk Yko\Zk

bkoFkAùkgAù

All rights reserved bk^kkrlSkAùk@ bkn@ldkP

Allegation ¢k@kvUä ¢lXkAùQkTk

Alleged AùlQkPä ¢k@kvlUPä PQkk-AùlQkP

Allegiance lTkíkä b^kkYkmXk†‘P

Alliance YkwÇkmä bkglSk

Allocation l^klTkZkkvHkTkä lTkSkkr@Okä lTkZkPTk

Allot ¢kWkgKTk Aù@Tkk

Allotment ¢kWkgKTkä lTkZkPTk

Allottee lTkZkP XkkCkmä ¢kWkglKPm

Allowance XkÅkk

Allowance, entertainment bk’Aùk@ XkÅkk

Alterations Ul@^kPrTkä WkR\km

Alternate ^kwAù†\UAùùä .AùkgP@ä .^kHk

Alternate .AùkgP@ä bQkkTkkUTTk

Alternatively l^kAù\UP:ä Robk@m ¢kv@

Although Zk<lUä ck\kkglAù

Amalgamation bkYkkYkv\kTk

Ambit RkZk@kä Dkv@k

Amend bkg#kkvSkTk Aù@Tkkä bknSkk@Tkk

Amended draft bkg#kkvlSkP ÉkéU / YkbkkwRk Amendment bkg#kkvSkTk ä bknSkk@

Amongst Ykx bkvä WkmFk Ykx

Amortisation mortgage Ul@#kkvSkm WkgSkAù

Page 7: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Amortization period ,Ok Ul@#kkvSkTk ¢^klSk

Amount @kl#kä @AùYk

Amount of default WkAùkZkk / ^ZklPÓùYk Aùm @kl#k Analogous bkRp#kä ¢TknéU

Ancilliary bkckZkAùä ¢TknakgCkm

Annexure ¢Tkn\kCTkAù

Anniversary ^kak‰CkkgL

Announcement ¤R~DkkvakOkkä DkkvakOkk

Annual ^kksakAùä bkk\kkTkk

Annual account ^kksakAù BkkPk \kvBkk

Annual account ^kksakAù \kvBkk

Annual Basis ^kksakAù ¢kSkk@ U@

Annual budget ^kksakAù WkHkK

Annual financial report ^kksakAù l^kÅk l@UkvKr

Annual financial statement ^kksakAù l^kÅkmZk l^k^k@Okm

Annual Forecast ^kksakAù Uo^kkrTknYkkTk

Annual General Meeting ^kksakAù ¢kYk WkwLAù

Annual inspection ^kksakAù lTk@mdkOk

Annual refinance limit ^kksakAù UnTks^kÅk bkmYkk

Annual report ^kksakAù l@UkvKr

Annual review ^kksakAù bkYkmdkk

Annual yield ^kksakAù ¤’UkR ¤Uhk

Annuity deposit ^kksakAùm HkYkk

Annul @R~R Aù@Tkkä lYkKk RvTkk

Anticipated Uo kkrTknYkklTkP

Antique ÉkkFkmTkä Un@kAùk\kmTk

Any other Aùkv£r ¢TZk

Apart from Avù ¢lPl@‘P

Apartment V~ú\kvKä ¢UkKrYkxK

Apex #kmakrä l#kBk@

Apex body #kmakr lTkAùkZk

Appeal ¢Um\k Aù@Tkkä ¢Tkn@kvSk Aù@Tkk

Appeal ¢Um\kä lTk^kvRTk Aù@Tkk

Appear lRBkk£r RvTkkä ÉkAùK ckvTkk

Appendix Ul@l#kì

Applicable \kkCkoä ÉkZkkvHZk

Application ¢k^kvRTkä ÉkkQkrTkkUÇk

Application money ¢k^kvRTk @kl#k

Apply \kkCko ckvTkkä ¢k^kvRTk Aù@Tkk

Appoint lTkZkn‘P Aù@Tkkä lTkZkP Aù@Tkk

Appointee lTkZkn†‘Pä lTknZk‘P ^Zk†‘P

Appointing authority lTkZkn†‘P ÉkklSkAùk@m

Page 8: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Appointment lTkZkn†‘Pä lTkZkkvHkTk

Appointment letter lTkZkn†‘P UÇk

Apportioned cost bkYkl^kXkklHkP \kkCkP Yko\Zkä ÉkXkklHkP \kkCkP

Appraisal Yko\ZkkgAùTkä ¢TknYkklTkP

Appreciable Ék#kgbkTkmZkä UZkkrÈkä AùkVúm

Appreciates Yko\ZkkAgùTk Aù@Tkkä bkYkIkTkkä Ék#kgbkk Aù@Tkk

Appreciation Yko\Zk ^kp†áä Yko\ZkkAgùTkä bkYkk\kkvFkTkk

Apprehension ¢k#kgAùkä XkZkä WkkvSk

Approach UcngFkä UcngFkTkkä bkYkmTk HkkTkkä Ék^kv#k YkkCkr

Appropriate ¤lFkPä ¤UZkn‘P

Appropriation l^klTkZkkvCkä ¤UZkkvCk

Appropriation account l^klTkZkkvCk \kvBkk / BkkPk Approval, Approved ¢TknYkkvRTkä b^kmApùlPä ¢TknYkkvlRPä b^kmApùP

Approve ¢TknYkkvlRP Aù@Tkkä b^kmApùlP RvTkk

Approved ¢TknYkkvlRP

Registered housing finance companies UgHkmApùP ¢k^kkbk l^kÅk AgùUlTkZkkg

Approved lender ¢TknYkkvlRP ,OkRkPk

Approximate \kCkXkCkä ¢TknYkkTkP:ä lTkAùK ¢kTkkä bkYkmU^kÅkmr

Appurtenant land bkgWkgá XkolYk

Arbitration l^k^kkFkTkä YkSZkbQkPk

Arbitration award UgFkkKä YkkSZkYkbQkYk UgFkkK

Architect ^kkbPn l#k\Umä ^kkbPnAùk@ä lTkYkkrPk

Architectural ^kkbPnl#k\UmZk

Architecture ^kkbPnAù\kkä ^kkbPnl#k\U

Area dkvÇkä £\kkAùkä YkwRkTk

Arise ¤LTkkä ¤L BkMjk ckvTkk

Arrangement ^Zk^kbQkkä ÉkWkgSk

Arrear statement WkAùkZkk Aùm l^k^k@Okm

Arrears WkAùkZkkä RvZk

Arrival ¢kCkYkTkä ¢kTkkä UcngFkTkk

Article \kvBkä ¢TknFGvvR

Articles of association bkgbQkk Avù ¢TPsTkZkYk

Artisan Aùk@mCk@ä l#k\Um

As and When HkWk AùXkm

As is where is Hkwbkk cw Hkckg cw

As Per Avù ¢Tknbkk@

As soon as ZkQkk#kmDk|ä lHkPTkk Hk\Rm

As the case may be Hkkv Xkm YkkYk\kk ckv

Assent bkcYklPä b^kmApùlPä bkYYklP

Assessed value lTkSkkrl@P Yko\Zk

Assessment lTkSkkr@Okä Yko\ZkkgAùTk

Assessment year lTkSkkr@Ok ^kakr

Page 9: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Assessor Yko\ZkkAgùAùä (Aù@) lTkSkkr@Aù

Asset ¢k†bPä Ul@bkgUlÅkä CknOk

Asset Classification ¢k†bP / Ul@bkgUlÅk ^kCkmrAù@Ok Asset Liability Mismatch ¢k†bP RvZkPk Aùk ¢bkgPn\kTk

Asset value ¢k†bP Yko\Zk

Assets and liabilities ¢k†bP .^kg RvZkPk.g

Assets pattern ¢k†bP UálP

Assign lTkZkPä lTkSkkrl@P Aù@Tkk

Assignment of mortgage claim WkgSkAù Rk^kv Aùk bkYkTknRv#kTk

Assistance bkckZkPkä bkcZkkvCk

Associate member bkc bkRbZk

Association bkcZkkvHkTkä bkgDkä bkgbQkk

Assuming YkkTk \kvTkkä Aù\UTkk Aù@Tkk

Assumption Aù\UTkkä YkkTZkPkä Uo^kkrTknYkkTk

Assurer ¢k#^kkbkAù

At any stage lAùbkm Xkm bP@ U@

At any time lAùbkm Xkm bkYkZk

At least AùYk bkv AùYk

At the instance Avù ¢Tkn@kvSk U@

Attempted ÉkZkkbk Aù@Tkkä Aùkvl#k#k Aù@Tkk

Attendence ¤U†bQklPä cklHk@m

Attestation ¢TknÉkYkkOkTkä bk’ZkkUTk

Attribute CknOkä \kdkOkä l^k#kvakPk

Audit \kvBkkU@mdkk

Audit Classification \kvBkk U@mdkk ^kCkmrAù@Ok

Audit fees \kvBkk U@mdkk #kn\Aù

Audit Report \kvBkkU@mdkk l@UkvKr

Audited bkgU@mldkPä \kvBkk U@mldkP

Audited statements bkgU@mldkP l^k^k@Ok

Auditor \kvBkkU@mdkAùä ¢gAvùdkAù

Auditors \kvBkkU@mdkAù CkOk

Auditors Certificate \kvBkk U@mdkAùkx Aùk ÉkYkkOkUÇk

Auditors TA expenses \kvBkk U@mdkAùkx Aùk ZkkÇkk XkÅkk ^ZkZk

Augmenting bkg^kSkrTkä WkNjkvP@m Aù@Tkk

Authorities ÉkklSkAùk@m

Authority ÉkklSkAùk@mä ÉkklSkAù@Okä ¢lSkAùk@

Authorization code ÉkklSkAù@Ok AùkvM

Authorized ÉkklSkApùP

Authorized Capital ÉkklSkApùP UogHkm

Automatic b^kP:

Automatic refinance b^kP: UnTks^kÅk

Avail AùkYk ¢kTkkä ¤UZkkvCkm ckvTkkä \kkXk ¤LkTkk

Page 10: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Availability ¤U\kWSkPkä Ékk¶ZkPk

Available credit ¤U\kWSk ¤Skk@ / Ék’ZkZk Average ¢kwbkPä YkkSZkä bkkYkkTZk

Avoided WkFkTkkä Ro@ @cTkk

Award UgFkkKä ¢lSklTkOkrZkä Un@bAùk@

Award order b^kmApùlP ¢kRv#k

Awareness HkkCkplPä HkkCkéAùPk

Back up UosPAù@

Back up arrangeament bkckZkAù ^Zk^kbQkk

Back up copy UosPAù@ ÉklPl\klU

Back ward areas lUGMjv dkvÇk

Backward lUGMjkä ¤\Kkä ¢lTkFGnAù

Backward classes lUGMv ^kCkr

Backward districts lUGMjv lHk\kv

Bad debt MoWkk / ¢Ékk¶Zk ,Ok

Bad land ¢Tkn^kr@ XkolYk

Bad money lTkApùì Yknæk

Bad paper ¢l^klTkYkvZk UÇk

Bad title RkvakUoOkr b^k’^kklSkAùk@

Balance #kvakä bkgPn\kTkä Wk@kWk@ ckvTkk

Balance certificate #kvak ÉkYkkOkUÇk

Balance confirmation ¢lP#kvak UnlìAù@Ok

Balance sheet Pn\kTkUÇk

Balance sheet, consolidatead bkYkvlAùP Pn\kTkUÇk

Balance, trial #kvak U@mdkOk

Balanced budget bkgPnl\kP WkHkK

Bamboo Wkkgbk

Bank WkyAùä PK

Bank account WkyAù BkkPk

Bank commission WkyAù AùYkm#kTk

Bank contribution - gratuity fund ¤URkTk lTklSk Ykx WkyAù Aùk ¢g#kRkTk

Bank contribution provident fund Xkl^kaZk lTklSk Ykx WkyAù Aùk ¢g#kRkTk

Bank deposit WkyAù HkYkk / lTkdkvU Bank draft WkyAù M}kVúK

Bank holiday WkyAù ¢^kAùk#k lRTk

Bank nationalisation WkyyAù @kì}mZkAù@Ok

Bank non-scheduled ¢TknbkolFkP WkyAù

Bank officials WkyAù ¢lSkAù@mCkOk

Bank rate WkwyAù R@

Bank transactions WkyAù bkgWkgSkm \kvTkRvTk

Bank up diskette UosPAù@ TklYZkAùk

Bank, apex l#kBk@ WkyAù

Page 11: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Bank, regional rural ÉkkRvl#kAù Ck|kYkmOk WkyAù

Bankers' Book Evidence Act WkyAù Wkcm bkkdZk ¢lSklTkZkYk

Banker's payment WkyAù bkgRkZk

Banking WkwzAùCkä ¢†SkAùkvakOkä WkyAùAùk@m

Banking company WkyAùAùk@m AgùUTkm

Banking hours WkyAù Aùk Aùk@Wkk@ bkYkZk

Banking regulation act WkyAùAùk@m l^klTkZkYkTk ¢lSklTkZkYk

Bankruptcy lR^kk\kkä lR^kkl\kZkkUTk

Bank's contribution WkyAù Aùk ¢g#kRkTk

Banned lTklakáä ÉklPWkglSkP

Bare denial bkkVú £gAùk@

Base rate ¢kSkk@ R@

Base year ¢kSkk@ ^kakr

Based on full cost Recovery Uo@m Yko\Zk ^kbko\km U@ ¢kSkkl@P

Basic ÉkkQklYkAùä Yko\kXkoPä Ékk@glXkAù

Basic amenities WknlTkZkkRm bknl^kSkk.g

Basic cost Yko\k \kkCkP

Basic need WknlTkZkkRm ¢k^k#ZkAùPk

Basic pay Yko\k ^kvPTk

Basic rate Yko\k R@

Basic sale price Yko\k l^kÓùZk Yko\Zk

Basic scale of pay Yko\k ^kvPTkYkkTk

Basis ¢kSkk@

Basis of estimate Ékk‘Aù\kTk Aùk ¢kSkk@

Basis point ¢kSkk@ zWkRn

be sued YknAùR~Ykk Aù@Tkk

Before Uc\kvä Uo^krä bkkYkTkv

Behaviour ¢kFk@Okä ^Zk^kck@

Being ¢†bP’^kä ckvTkk

Bench TZkkZk UmLä WkyFk

Benefaction ¤UAùk@ä RkTk

Beneficial interest \kkXkkQkr WZkkHk

Beneficiaries lcPklSkAùk@mä \kkXkXkkvvCkm

Beneficiary lcPklSkAùk@mä \kkXkkQkmr

Beneficiary contribution lcPklSkAùk@m Aùk ¢g#kRkTk

Benefits \kkXkä Ékbknl^kSkk

Benovlent fund lcPAùk@m lTklSk

Better risk management WkvcP@ HkkvlBkYk ÉkWkgSkù

Bias UdkUkPä Uo^kkrCk|c

Bifurcation l^kXkkHkTkä †çXkkHkTk

Bilateral agreement †áUdkmZk Aù@k@

Bill l^kUÇkä cnMmä l^klTkYkZk UÇkä l^kSkvZkAù

Page 12: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Bill discounting lWk\k / cnOMm XknTkkTkk

Bill of exchange cngMm / lWk\k l^klTkYkZk UÇk Billion ¢@Wk

Bills for collection ¤Ckkcm / ^kbko\km Avù l\k. lWk\k Bills payable RvZk lWk\k

Bills purchased Bk@mRv Ck. lWk\k

Bills purchased discounted & rediscount Bk@mRvä XknTkk.g .^kg UnTkXknrTkk. Ck. lWk\k

Bills receivable Ékk¶Zk lWk\k

Bills returned \kkwKkZkv Ck. lWk\k

Bipartile settlement †áUdkmZk bkYkIkkwPk

Black list Aùk\km bkoFkm

Black money Aùk\kk SkTk

Blue chip Ìkví #kvZk@

Blue print Xkk^km ZkvkHkTkk éU@vBkk

Board WkkvMrä YkgM\k

Board Meeting WkkvMr WkwLAùä

Board of directors lTkRv#kAù YkOM\kä WkkvMr

Board Resolution WkkvMr ÉkbPk^k / bkgAù\U Boarding XkkvHkTk ^Zk^kbQkk

Body lTkAùkZkä #k@m@ä bklYklP

Bonafide ^kkbPl^kAùä bkÃkkä ÉkYkklOkAù

Bond WkgSkUÇkä WkkOM

Bond holder WkgSkUÇk Skk@Aù

Bond holders WkkOM / WkgSkUÇk Skk@Aù Bonds & debentures WkgSkUÇk .^kg ,OkUÇk

Bonfire Suspicion ^kkbPl^kAù bkgRvc

Bonus WkkvTkbkä ¢lSk\kkXk

Book keeping Wkcm BkkPk

Book Value Wkcm Yko\Zkä ¢glAùP Yko\Zk

Books of Accounts \kvBkk Wkcm

Borrowed reserves ¤Skk@ \km Ck£r ¢k@ldklPZkkg

Borrower ¤Skk@AùPkrä ,OkAùÅkkr

Borrowing ¤Skk@ \kvTkkä ,Ok \kvTkk

Borrowing agency ¤Skk@ \kvTkv ^kk\km .Hkxbkm / ¤Skk@AùPkr / ¢lXkAù@Ok

Borrowing Company ¤Skk@AùPkr AgùUTkm

Borrowing from LIC Xkk@PmZk Hkm^kTk WkmYkk lTkCkYk bkv ¤Skk@

Borrowing from RBI (LTO) rural Hsg. fund Xkk@PmZk l@Hk^kr WkyAù bkv ¤Skk@ -Ck|kYkmOk ¢k^kkbk lTklSk

Borrowing from UTI Xkk@PmZk ZkolTkK K}bK bkv ¤Skk@

Borrowing power ¤Skk@ \kvTkv Aùm #k†‘P

Borrowings ¤Skk@ \kvTkk

Boss Ykkl\kAùä bkv^kk ZkkvHkAùä ¤FFkklSkAùk@m

Page 13: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Bottlenecks CklP@kvSk

Bounced cheque TkAùk@k CkZkk FkwAù

Bound bkmYkkä cRä WkkSZk

Brackets AùkvíAùä KvAùä Wk@kWk@ bkYkIkTkk

Branch benking #kkBkk WkwzAùCk

Breach of contract ¢TknWkgSk / bkgl^kRk XkgCk Break-up ^kCkmrApùPä ¢\kCk / lcbbkv Aù@Tkk Break-up value l^kDkKTk Yko\Zk

Breakage KoKVoúK

Brick £‰K

Bridge finance Pk’Aùkl\kAù l^kÅk

Bridge loan Pk’Aùkl\kAù ¤Skk@

Bridge Loans Pk’Aùkl\kAù ,Ok

Brief bkgldkÈkä l^kakZk bkk@

Broad YknBZkä ¤Rk@ä FkkwMjk

Broadening l^kbPk@ Aù@Tkkä FkkwMjk Aù@Tkk

Broker R\kk\kä YkSZkbQkä ¢kNjlPZkk

Brokerage R\kk\kmä ¢kNjP

Brokerage/incentive on cap gain bonds UogHkm ¢lXk\kkXk-WkgSkUÇkkx U@ R\kk\km

Budget WkHkKä ¢kZk-^ZkZk UÇk

Budgetary WkHkKmZkä WkHkK bkgWkgSkm

Buildable land lTkYkkrOk ZkkvCZk XkoúlYk

Builders/Property developers Xk^kTk lTkYkkrPkä bkgUlÅk l^kAùkbkAù

Building Xk^kTkä £Ykk@P

Building materials Xk^kTk lTkYkkrOk bkkYkCk|m

Building statistics Xk^kTk lTkYkkrOk Avù ¢kgAùMjv

Built lTksYkPä PwZkk@

Built-up Accommodation lTksYkP ¢k^kkbk

Built-up area lTksYkP dkvÇk

Bungalow WkgCk\kk

Business ^ZkkUk@ä ^Zk^kbkkZkä Aùk@kvWkk@

Buy ÓùZk Aù@Tkkä Bk@mRTkk

Buy back UnTk: ÓùZk

Buyer Bk@mRk@ä ÓvùPk

By virtue of Avù Ul@OkkYkb^kéUä Avù Aùk@Ok

Bye-Laws ¤UlTkZkYkä ¤Ul^klSk

Cah reserve ratio TkAùR ¢k@ldklP ¢TknUkP

Calamity effected People ¢kURkCk|bP \kkvCk

Calculation Ul@Aù\kTkä CkOkTkkä bkgCkOkTkk

Calculator Ul@Aùl\kÇkä CkOkAù

Calender year Aù\kyOM@ ^kakr

Call and put option \kvBkk YkgRm l^kAù\Uä Rkvc@k l^kAù\U

Page 14: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Call for YkkgCkTkkä YkgCkkTkkä Aùv l\k. ¢k^k#ZkAù ckvTkk

Call loan YkkgCk / ¢\Uk^klSk ¤Skk@

Call money YkkgCk Yknækä #kmDk|k^klSk Yknækä YkkgCk lTkdkvU

Cancel @R~R Aù@Tkkä lTk@bP Aù@Tkk

Cancellation lTk@bPä lTk@bkTkä l^k\kkvUTk

Capacity bkkYkQZkrä dkYkPk

Capacity growth dkYkPk ^kp†á

Capital UogHkmä @kHkSkkTkm

Capital-deficient UogHkm Aùm AùYkm / ¢Xkk^k

Capital Adequacy UogHkm UZkkrÈkPk

Capital adequacy norm UogHkm UZkkrÈkPk YkkTkAù

Capital budget UogHkm WkHkK

Capital consumption UogHkm ¤UXkkvCk

Capital gain UgoggHkmCkP \kkXk

Capital market UogHkm WkkHkk@

Capital receit UogHkmCkP ÉkklÈk

Capital redemption UogHkm YkkvFkTk

Capitalization of interest WZkkHk Aùk UogHkmAù@Ok

Carry forward ¢Ck|TkZkTk

Carry on Hkk@m @BkTkkä Fk\kkTkk

Carry out AùkZkkr†T^kP Aù@Tkkä Uk\kTk Aù@Tkk

Cartage Nn\kk£rä CkkMjm XkkMjk

Cash TkAùRä@kvAùMjä TkCkRm

Cash & bank balance TkAùRm .^kg WkyAù Ykx HkYkk #kvak (@kl#k)

Cash advance @kvAùMjk / TkAùR ¢lCk|Yk

Cash Credit TkAùRm ,Ok ¤Skk@ä @kvAùMj ¤Skk@ä ,Ok

Cash flow TkAùRm Ék^kkcä @kvAùMj Ék^kkc

Cash flow statement TkAùRm Ék^kkc l^k^k@Ok

Cash in hand ckQk Ykx TkAùRm / @kvAùMj / TkAùRm #kvak Cash on hand with banks WkyAùkx Avù Ukbk TkAùRm

Cash ratio TkAùRm ¢TknUkPä @kvAùMj ¢TknUkP

Caste and creed HkklP ¢kw@ SkYkr

Casts HkklPZkkg

Casual Leave ¢kAù†bYkAù ¢^kAùk#k

Catalysts ¤’Ékv@Aù

Categories ^kCkrä AùkvlKZkkg

Categorization ÌkvOkmAù@Ok

Categorization of Posts URkx Aùk ÌkvOkmAù@Ok

Category ÌkvOkmä AùkvlKä Ék^kCkr

Ceiling ¤FFkPYk / ¢lSkAùPYk bkmYkkä GP

Cell Aùdkä ÉkAùkví

Census HkTkCkOkTkkä CkOkTkkä bkgCkOkTkk

Page 15: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Central Government AùvTæmZk bk@Aùk@

Central memory AvùTæmZk bYkplP

Central processing unit AvùTæmZk bkgbkkSkTk .AùAù

Centres AùvùTæä YkSZk

Century #kPkWRmä bkky^km ^kakrCkkgL

Certain lTkl#FkPä ¢YknnAùä AnùGä Aùkv£r

Certificate ÉkYkkOkUÇkä ÉkYkkOkAù

Certificate of posting MkAù ÉkYkkOkUÇk

Certify ÉkYkklOkP Aù@Tkkä ÉkYkkOk RvTkkä PbkRmAù Aù@Tkkä DkkvlakP

Aù@Tkk

Chairman ¢Szkdkä bkXkkUlP

Challan Fkk\kkTk

Challenges FknTkkwlPZkkg

Changes Ul@^kPrTkä WkR\kk^k

Channelise ÓùYkWkáä ÌkgBk\kkWká

Chapter ¢SZkkZkä UkL

Character Fkl@Çkä b^kéU

Charge ÉkXkk@ä AùkZkrXkk@ä ¢k@kvUä BkFkrä ,Ok Xkk@

Charge Holding Institutions ÉkXkk@ Skk@Aù bkgbQkkTk

Chargeable ÉkXkkZkr

Charitable SkYkkrQkä Bkw@kPm

Charter DkkvakOkk #kkbkTk UÇkä FkkKr@ä XkkMjv U@ \kvTkk

Cheque FkwAùä SkTkkRv#k

Cheque, bearer ^kkcAù FkvAù

Chief YknBZkä ÉkYknBkä ÉkSkkTkä bk^kkvrÃk

Chief Executive Officers YknBZk AùkZkrUk\kAù / AùkZkrAùk@m ¢lSkAùk@m

Chip lFkUä UK~l\kAùk

Chip micro-processor bkodYk bkgbkklSkÇk

Circle Ul@YkgM\kä Dkv@kä ^kpÅk

Circumstance Ul@†bQklPä ck\kkP

City allowance TkCk@ XkÅkk

City Compensatory Allowance TkCk@ ÉklPAù@ù XkÅkk

City improvement trust TkCk@ bknSkk@ TZkkbk

Civic and community facilities TkkCkl@Aù .^kg bkkYknRklZkAù bknl^kSkk.g

Civilised living bkXZk @cTkbkcTk

Claim Rk^kkä Rk^kk Aù@Tkkä YkkgCk

Clarification bUìmAù@Okä lTkYkr\kmAù@Ok

Class ÌkvOkmä ^kCkrä Aùdkkä RHkkr

Classification ^kCkmrAù@Ok

Clause BkgMä Skk@kä ^kk‘Zkkg#k

Clean loan lTkWk‰Sk ¤Skk@

Clearance lTkWkk‰SkPkä bkYkk#kkvSkTkä lTkAùkbkmä ¢TknYklP

Clearing house bkYkk#kkvSkTk Ckpc

Page 16: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Closing balance £lP#kvak

Closing eantry ¢glPYk Ékl^klì

Club deal bklYYkl\kP bkkwRk

Club Membership Fees ‘\kWk bkRbZkPk #kn\Aù

Co-operation bkcZkkvCkä bkcAùkl@Pk

Co-operative bkcAùk@mä bkcAùkl@Pk

Co-operative Societies Act bkcAùk@m bklYklP ¢lSklTkZkYk

Co-operative Societies Rules bkcAùk@m bklYklP lTkZkYk

Co-operative ventures bkcAùk@m ¤<Yk

Co-opertive bkcAùk@mä bkcZkkvCkm

Co-ordination bkYkT^kZkä Pk\kYkv\k

Co-ordination bkYkT^kZk Aù@Tkk

Cobol AùkvWkkv\k

Coconut pith Tkkl@Zk\k Aùk CknRk

Code AùkvMä bkglcPkä l^klSk bkgCk|cä lTkZkYkk^k\km

Code of conduct ¢kFkk@ bkglcPk

Code of Criminal Procedure VúkwHkRk@m ÉklA|ùZkk bkglcPk

Coir waste Tkkl@Zk\k Aùm Xkobkm

Collateral bkYkQkrAùä HkYkkTkPmä bkgUkl#r^kAù

Collateral mortgage bkgUkl#^kArù WkgSkAù

Collateral security bkgUkl#^kArù ÉklPXkolP

Collateralisaed mortgage obligations bkgUkl#r^kAù WkgSkAù RklZk’^k

Collateralised bkgUkl#^krAù

Collection bkYkkc@Okä ^kbko\kmä bkgCk|cOk

Collection charges ^kbko\km ÉkXkk@ä bkYkkc@Ok #kn\Aù

Collector bkgCk|kcAùä lHk\kkSkm#k

Combination bkgZkkvHkTkä bk†YYkÌkOkä bkgZkkvCk

Combine bkgZkn‘Pä £AùK~Lvä lYk\kkTkkä HkkvMjTkk

Come into force \kkCko ckvTkkä Ék^kpÅk ckvTkk

Coming up for consideration l^kFkk@kQkr ÉkbPnP Aù@Tkk

Command bkYkkRv#kä AùYkkgMä ÉkXkk^k

Commencement Ékk@gXkä ¢k@gXkä ÌkmCkOkv#k

Commencement of business ^ZkkUk@ ¢k@gXk Aù@Tkk

Commensurate ¢TknéUä bkYkUl@YkkOk

Commerce ^kklOkHZk

Commercial ^kklOk†HZkAù

Commercial bank ^kklOk†HZkAù WkyAù

Commercial Employment ¢Qkr\kkXkÉkR @kvHkCkk@ä ^kklOk†HZkAù @kvvHkCkk@

Commercial loans ^kklOk†HZkAù ,Ok

Commercial paper ^kklOk†HZkAù ÉkUÇk

Commercial properties ^kklOklHZkAù bkgUlÅkZkkg

Commission ¢kZkkvCkä AùYkm#kTkä R\kk\km

Page 17: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Commission brokerage & fees AùYkm#kTkä R\kk\km PQkk #kn\Aù

Commit Aù@Tkkä ^kFkTkWká ckvTkkä Aù@ Mk\kTkk

Commitment ÉklPWkáPkä ^kFkTkWkáPkä bknUnRrCkm

Commitment Charge ÉklPWkáPk / bknUnRrCkm ÉkXkk@ Commitments ^kkZkRvä ÉklPekk.g

Committee bklYklPä AùYkvKm

Commodity ^kbPnä zHkbk

Common seal bkkYkkTZk Yknc@ / Yknæk Commonly bkkYkkTZkP:ä bkkSkk@Ok é¶k bkv

Communication line bkgFkk@ Ug†‘Pä bkgÉkvakOk Ug†‘P

Communication modem bkgFkk@ YkkvMvYk

Community bkYknRkZkä bkYkkHkä lWk@kR@m

Community Development Organisations bkkYknRklZkAù l^kAùkbk bkgCkLTk

Community facilities bkkYknRklZkAù bknl^kSkk.g

Community places bkkYknRklZkAù bQkkTk

Community welfare bkkYknRklZkAù Aù\ZkkOk

Company AgùUTkmä lYkÇkPkä bkgCklP

Comparative cost Pn\kTkk’YkAù \kkCkP

Comparative financial position Pn\kTkk’YkAù l^kÅkmZk lbQklP

Comparatively Pn\kTkk’YkAù ¢kSkk@ U@

Compare Pn\kTkk Aù@Tkkä lYk\kkTkkä Wk@kWk@ bkYkIkTkk

Comparison Pn\kTkkä lYk\kkTk

Compassionate gratuity ¢TknAgùUk ¤URkTk

Compensation dklPUosPä Xk@Uk£rä Ykn¢k^kHkkä ÉklPUosP

Compensatory ÉklPAù@k’YkAùä dklPUo@Aùä ¢TknUo@Aù

Competence dkYkPkä bkdkYkPkä bkkYkQZkr

Competent bkdkYkä bknZkkvCZkä bkYkQkr

Competent authorities/authority bkdkYk ÉkklSkAùk@m

Competition ÉklPbUSkkrä ÉklPZkkvlCkPk

Competitive ÉklPZkkvCkmä ÉklPZkkvCkm U@mdkk

Compilation bkgAù\kTkä bkgCk|c bkgFkZkTk

Compile bkgAùl\kPä .AùÇk Aù@Tkk

Complainant l#kAùkZkPAùPkrä Vúl@ZkkRmä Ul@^kkRm

Complementary role Uo@Aù XkolYkAùkä YkkTkkQkr

Completeness UoOkrP:

Completion report AùkZkr Uo@k ckvTkv / bkYkkUTk Aùm l@UkvKr Compliance ¢TknUk\kTkä Uk\kTkä b^kmApùlP

Component DkKAùä bkgDkKAù

Components DkKAùä ¢gCkä ¢gCkXkoPä ¢^kZk^k

Compounded annual growth rate (CAGR) bkgZkkvlHkP ^kksakAù ^kplá R@

Comprehensive ^ZkkUAùä l^kbPpP

Page 18: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Comprehensive development ^ZkkUAù l^kAùkbk

Comprise Ykx #kklYk\kä bkYkkl^kì Aù@Tkk

Compromise bkYkIkkwPkä YkSZkYkkCkr

Comptroller & Auditor General YkcklTkZkgÇkAù .^kg \kvBkk U@mdkAù

Compulsory ¢lTk^kkZkrä WkkSZkAù@

Compulsory retirement ¢lTk^kkZkr bkv^kklTk^kplÅk

Computation ¢lXkAù\kTkä bkgCkOkTkk

Computation of interest WZkkHk Aùm CkOkTkk

Compute Ul@Aù\kTk Aù@Tkkä CkOkTkk Aù@Tkk

Computer Agù¶ZkoK@

Computer loan Aùg¶ZkoK@ ,Ok

Computer micro processor Aùgù¶ZkoK@ Ykk£Óùkv Ékkvbkvbk@

Computer terminal Aùg¶ZkoK@ KsYkTk\k

Computerisation Agù¶ZkoK@mAù@Ok

Concentration bkAvùTæOkä .AùkCk|Pkä

Concept bkgAù\UTkk

Concerned bkgWkglSkPä bkYWkáä lFk†TPP

Concession l@ZkkZkPä GoKä bknl^kSkk

Conclusion lTkaAùakrä ¢gPä bkYkklÈkä ¤Ubkgck@

Conditions #kPv‰ä R#kkä †bQklP

Condominiums bkcb^kklYk’^kä bkcklSkAùk@

Conduct ¢kFk@Okä AùkZkrä bkgFkk\kTk Aù@Tkk

Conduct Regulations ¢kFk@Ok l^klTkZkYk

Conference WkwLAùä bkYYkv\kTk

Conferred ÉkRÅkä l^klcPä lTklcP

Confidence l^k#^kkbkä Xk@kvbkkä CknÈk

Confirm Unlì Aù@Tkkä U‘Aùk Aù@Tkkä ¢TknYkkvRTk Aù@Tkk

Confirmation Unlìä bkgUnlìä UnìmAù@Okä bQkkZkmAù@Ok

Conform bkRp#Zk Aù@ RvTkkä ¢TknAoù\k Aù@ RvTkk

Conformity ¢TknéUPkä

Congruent bkYkTknéUä bkYk#kvakä bkgCkPä bkYkTknéU

Connected therewith bkv bkgWkglSkP

Connectivity bkgZkkvHkTk

Connivance YkkwTk bkcYklPä YkkwTkkAnù\kPkä lYk\kmXkCkPä CknÈk bkcZkkvCk

Consciously HkkTkWkoIkAù@ä WkkvSkUo^krAù

Consequence Ul@OkkYkP:ä TkPmHkkä lTkaAùakrä Ykc’^k

Consequently Vú\kb^kéUä Ul@OkkYkb^kéU

Conservation bkg@dkOkä bkn@ldkP @BkTkkä WkTkk. @BkTkk

Consider l^kFkk@ Aù@Tkkä bkkvvFkTkkä SZkkTk @BkTkk

Considerable ZkQkvìä l^kFkk@OkmZkä UZkkrÈkä ÉkFkn@

Considerably UZkkrÈk éU bkv

Consist Ykx ckvTkkä WkTkk ckvTkk

Page 19: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Consolidate bkgCklLP Aù@Tkkä bkYkvlAùP Aù@Tkkä bkglFkP Aù@Tkkä RjjN

Aù@Tkk

Constant bkPPä \kCkkPk@ä †bQk@ä .AùbkYkkTkä lTkZkP

Constituent bkgDkKAùä ¢gCkmXkoP

Constitute CklLP Aù@Tkkä bkgDklKP Aù@Tkk

Constituted lTksYkPä CklLP

Constitution bkgl^kSkkTkä bkg@FkTkkä bkgDkKTkk

Constitution/bye-laws bkgl^kSkkTk / ¤U lTkZkYkk^k\km

Constraints WkkSkk.ä RWkk^kä HkWk@RbPmä lTk@kvSkä lTkZkgÇkOk

Construction lTkYkkrOkä @FkTkkä WkTkk^kKä bkg@FkTkk

Liberalised Refinance Scheme ¤Rk@mApùP UnTks^kÅk ZkkvHkTkk

Construction components lTkYkkrOk DkKAù / bkgDkKAù Construction technology lTkYkkrOk Ékkw<kvlCkAùm

Construe ¢T^kZk Aù@Tkkä ¢TknYkkTk Aù@Tkk

Consultancy charges U@kYk#kr #kn\Aù

Consultant bk\kkcAùk@ä U@kYk#krRkPk

Consultation U@kYk#kr / bk\kkc Aù@Tkk Consumer loan ¤UXkkv‘Pk ,Ok

Consummerism ¤UXkkv‘Pk^kkR

Contained lTklcPä bkYkkl^kaK

Containing lTklcP ckvTkk

Context bkgRXkrä ÉkbkgCk

Contingency ¢kAù†bYkAùPkä ¢lTk#FkZkä l^k#kvak †bQklP

Contingency plan ¢kAù†bYkAù ZkkvHkTkk

Contract bkgl^kRkä LvAùkä ¢TknWkgSk

Contrary ÉklPAoù\kä l^kU@mPä l^k@kvSkm

Contravention ¤\\kDkgTkä BkgMTkä l^k@kvSkm

Contribute ¢g#kRkTk Aù@Tkkä ¢lXkRkTk Aù@Tkk

Contribution ¢g#kRkTkä ¢lXkRkTk

Contribution to Newspaper bkYkkFkk@ UÇk Ykx l\kBkTkk / ZkkvCkRkTk Aù@Tkk Controlled lTkZkglÇkP

Conversion Ul@^ksPP Aù@Tkkä bkgUl@^kPrTk

Convertibility bkgUl@^kPrTkmZkPk

Convertible Debentures Ul@^kPrTkmZk lMWkxFk@

Conveyance expenses ^kkcTk ^ZkZk

Conveyance Loan ^kkcTk ,Ok

Conveyance of title b^k’^kklSkAùk@ Aùk cbPkgP@Ok

Convict ¢U@kSkmä ¢U@kSk lbká Aù@Tkk

Conviction RpNj l^k#^kkbkä Skk@Okk

Cooking space UAùkTkv Aùk bQkkTk

Cooperative bkcAùk@m

Cooperative movement bkcAùk@m ¢kgRkv\kTk

Page 20: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Copyright ÉklPl\k¶ZkklSkAùk@ä b^k’^klSkAùk@ä AùkUm@k£K

Corporate Body Aùk@Ukv@vK lTkAùkZkä lTkCklYkP lTkAùkZk

Corporate Guarantee Aùk@Ukv@vK Ckk@gKmä lTkCklYkP Ék’ZkkXkolP

Corporate office Aùk@Ukv@vK AùkZkkr\kZkä lTkCklYkP AùkZkkr\kZk

Corporate Planning Aùk@Ukv@vK ZkkvHkTkkä lTkCklYkP ZkkvHkTkk

Corporation lTkCkYkä bkgDk Ukl\kAùk

Correct bkcmä LmAùä #kná

Correctness #knáPkä bknSkk@

Corregated sheets Tkk\kmRk@ FkkR@x

Cost \kkCkPä BkFkrä ^ZkZkä Ul@^ZkZk

Cost effective AùYk \kkCkPmZkä lAùVúkZkPm

Cost estimates \kkCkP Yko\Zk ¢TknYkkTk

Cost of Accommodation ¢k^kkbk Aùk Yko\Zk

Counter UK\kä ÉklPä ÉklPAoù\kä l^kéá

Counterfoil ÉklPUOkrä ÉklP UÇkAù

Coupon AoùUTk

Court TZkkZkk\kZkä ¢Rk\kP

Create @FkTkk Aù@Tkkä bkpHkTk Aù@Tkkä UwRk Aù@Tkk

Creation bkplìä bkpHkTkä @FkTkk

Creative @FkTkk’YkAùä bkHkrTkk’YkAù

Credibility l^k#^kbkTkmZkPkä Ék’ZkvZkPk

Credit ¤Skk@ä ,Okä HkYkkä Ék’ZkZkä bkkBk

Credit appraisal ,Ok Yko\ZkkAgùTk

Credit delivery ,Ok bkgl^kP@Ok

Credit enhancement ,Ok ^kp†á

Credit enhancer ,Ok ^kSkrAù

Credit information ,Ok bkoFkTkk

Credit loss ¤Skk@ä cklTk

Credit policies ,Ok TkmlPZkkg

Credit Rating agency ,Ok UkÇkPk lTkSkkr@Ok .Hkxbkm

Credit risk ¤Skk@ HkkvlBkYk

Credit set-up ,Ok ^Zk^kbQkk

Credit worthiness ,Ok \kvTkv Aùm bkkBk

Creditors \kvTkRk@

Creditworthy l^k#^kkbkUkÇkä l^k#^kbkTkmZkPk

Criteria YkkTkRgMä YkkTkAù

Crossing of cheque FkvAù @vvBkkglAP Aù@Tkk

Crucial factors AùlLTk / lTkOkkrZkAù PQZk / Aùk@Ok Culture bkgbApùlPä BkvPmä Uk\kTk

Cumbersome procedure HklK\k ÉklÓùZkk

Cumulative bkgFkZkmä bkglFkP

Cumulative deposit bkgFkZkm HkYkk / lTkdkvU

Page 21: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Currency Yknækä Fk\k Yknæk

Currency depreciation Yknæk Ykn\Zk ókbk

Currency, hard Rn\kXkr Yknæk

Current Account Fkk\ko BkkPk

Current liabilities and provisions Fkk\ko RklZk’^k / RvZkPk.g .^kg Ékk^kSkkTk Current price registration ^kPrYkkTk Yko\Zk Aùk UgHkmAù@Ok

Current status YkkwHkoRk †bQklPä Fkk\ko †bQklP

Current year Fkk\ko ^kakr

Custodian ¢lXk@dkAùä ¢lXkXkk^kAù

Custody lc@kbkPä ¢lXk@dkk

Custom Duty bkmYkk #kn\Aù

Customary ÉkQkkCkPä ÉkFkl\kPä élNjHkTZk

Cyclical income pattern FkÓùmZk ¢kZk NkgFkk

Cyclone FkÓù^kkPä Wk^kgM@

Daily RwlTkAùä lTk’Zkä ÉklPlRTk

Daily Allowance RwlTkAù XkÅkk

Daily wages RwlTkAù YkHkRo@m

Damage dklPä TknAùbkkTk

Data ¢kgAùMjvä bkkYkCk|m

Database ¢kSkk@XkoP ¢kgAùMjv

Date base management ¢kgAùMk bkgFkZk ÉkWkgSk

Date of release Hkk@m Aù@Tkv Aùm Pk@mBk

Day lRTkä lR^kbk

De facto ^kbPnPä PQZkP:ä ^kkbPl^kAù

Dealing ^Zk^kck@ä \kvTkRvTkä bkgUArù

Dearness Allowance YkcgCkk£r XkÅkk

Death Ykp’Zknä RvckgP

Death in service bkv^kkAùk\k Ykx Ykp’Zkn

Debarred from service bkv^kk bkv l^k^ksHkP

Debenture bond lMWkxFk@ WkgSkUÇk

Debentures lMWkvgFk@ä ,OkUÇk

Debit TkkYkvä l^kAù\kTk

Debt and investment ,Ok .^kg lTk^kv#k

Debt instruments ,Ok l\kBkPä ,Ok RbPk^kvHk

Debt management ,Ok ÉkWkgSk

Debt market ,Ok WkkHkk@

Decentralised institutions l^kAvùTæmApùP bkgbQkkTk

Declaration DkkvakOkkä AùQkTkä l^keklÈk

Declare DkkvlakP Aù@Tkkä WkPkTkk

Decline ¢b^kmAùk@ Aù@Tkkä ¢^kTklPä UPTk

Decrease lCk@k^kKä AùYk ckv HkkTkk

Decree lMÓùmä lMCk@m

Page 22: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Dedicated bkYklUrP

Deed l^k\kvBkä AùYkr

Deed of guarantee Ék’ZkkXkolP l^k\kvBk

Deed of mortgage WkgSkAù l^k\kvBk

Deemed bkYkIkTkk Zkk YkkTkTkkä bkYkIkm Ck£rä YkkTkm Ck£r

Deepening Ckc@k Aù@Tkk

Default FkoAùä Rkvakä ^ZklPÓùYk

Default in payment XknCkPkTk Ykx ^ZklPÓùYk

Default management ^ZklPÓùYk ÉkWkgSkTk

Default risk FkoAù HkkvlBkYk

Defaulter ^ZklPÓùYkmä FkoAùAùÅkkr

Defect Bk@kWkmä ÇknlKä ¢Xkk^kä AùYkm

Defective ÇknlKUoOkrä ¢UoOkrä Bk@kWkä bkRkvak

Defend @dkk / bkn@dkk Aù@Tkk Defendent ÉklP^kkRm

Defer bQklCkP Aù@Tkkä Kk\kTkk

Deferred ¢kbQklCkPä Kk\kTkk

Deferred payment ¢kbQklCkP Xk‡CkPkTk

Deficiency claim AùYkm Uo@Aù Rk^kk

Deficit ¢Xkk^kä AùYkmä DkkKk

Define Ul@XkklakP Aù@Tkkä lTkéUOk Aù@Tkkä lTkl#FkP Aù@Tkk

Degree ¢g#kä lMCk|mä ¤UklSkä ¢^kbQkkä AùkvlK

Delay l^k\kgWkä Rv@m

Delay in payment XknCkPkTk Ykx l^k\kgWk

Delegate ÉklPlTklSkä Ék’ZkkZkkvlHkP Aù@Tkk

Deliberation l^kFkk@ l^kYk#krä bkk^kSkkTkm

Deliver talk ^ZkkBZkkTk RvTkk

Deliverer bknUnRr Aù@Tkv ^kk\kkä bkkyUTkv ^kk\kk

Delivery date bknUnRrCkm lPlQk

Demand YkkgCkä Rk^kkä ¢lXkZkkFkTkk

Demand and time liability YkkgCk ¢kw@ bkYkZk RvZkPk

Demand bill YkkgCk / RvZk lWk\k / cnOMm

Demand Collection Balance YkkgCk bkYkkc@Ok #kvak

Demand deposit YkkgCk HkYkk

Demand Draft YkkgCk M}kVúK

Demand of payment XknCkPkTk / bkgRvZk Avù l\k. YkkgCk Democratic organisation \kkvAùPgklÇkAù bkgCkLTk

Demographic trends HkTkbkkg†BZkAùm Ék^kplÅk

Demonstrated ÉkRs#kPä ÉkYkklOkP

Demurage l^k\kgWk #kn\Aù

Density norms DkTk’^k Avù YkkTkRgM

Department l^kXkkCkä YkcAùYkkä dkvÇk

Page 23: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Deposits HkYkk@kl#kä lTkdkvUä HkYkk

Departmental action l^kXkkCkmZk AùkZkr^kkcm

Departmental Inquiry l^kXkkCkmZk HkkgFk

Departure ÉkbQkkTkä @^kkTkCkmä l^kFk\kTk

Deployment Vwú\kk^kä ¢lXklTkZkkvHkTkä PwTkkPm

Deposit against rented premises XkkKAù Ul@bk@kx Avù l\k. HkYkk@kl#k

Deposit mobilization HkYk@kl#k / lTkdkvU bkgCk|cOk Deposit savings WkFkP lTkdkvU / HkYkk@kl#k Depositee HkYkkAùPkr

Depository institutions lTkdkvUm bkgbQkkTk

Deposits HkYkk@kl#kZkkgä lTkdkvU

Deposits-home loan account scheme HkYkk - Ckpc ,Ok BkkPk ZkkvHkTkk

Depost liabilities lTkdkvU RklZk’^k

Depreciate Yko\Zk DkKTkkä PnFG bkYkIkTkkä ¢^kekk Aù@Tkk

Depreciation ¢^kdkZkOkä Yko\Zkókbk

Depreciation fund ¢^kdkZkOk Yko\Zk ókbk lTklSk

Deprived ^kglFkPä ¢Uc@Ok

Deputation ÉklPlTkZkn†‘Pä l#kìYkOM\k

Deputation Allowance ÉklPlTkZkn†‘P XkÅkk

Depute ÉklPlTkZkn‘P / ÉklPlTkZkkvHkTk Aù@Tkk Deregulation ¢l^klTkZkYkTk

Derivative mortgage ^Zkn’UTTkm WkgSkAù

Description ^kOkrTkä l^k^k@Ok

Design and formulation ¢lXkAù\UTkkä éU@vBkk

Designated bank lTksRì WkyAù

Designation URTkkYkä bUì ¤\\kvBkä lTkRvr#k

Designs ¢lXkAù\UTkkä éU@vBkk

Desirable ^kkgGTkmZkä ¢lXkìä £raK

Detailed project report l^kbPpP Ul@ZkkvHkTkk l@UkvKr

Details l^k^k@OkäWZkkw@k

Deteriorated conditions lWkCkMjm cn£r Ul@†bQklPZkkgä l^kApùP ck\kkP

Determine lTkl#FkP Aù@Tkkä lTkSkkrl@P Aù@Tkkä lTkZkP Aù@Tkk

Detrimental cklTkAùk@Aùä TknAùbkkTk RkZkAù

Devaluation ¢^kYko\ZkTkä Yko\Zk DkKkTkk

Developers |l^kAùkbkAùä ÉkbVnúKAù

Development l^kAùkbkä ¤TTklPä ^kp†á

Development Agencies l^kAùkbk .HkxlbkZkkg

Development cost l^kAùkbk \kkCkP

Development strategies l^kAùkbk Aùm @OkTkmlP

Deviation l^kFk\kTkä ¢Ubk@Okä Ul@^kPrTk

Devoted bkYksUPä £rYkkTkRk@ä bkv^kklTkí

Die in harness bklA|ùZk bkv kk Ykx Ykp’Zkn ckvTkk

Page 24: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Differential l^kl#kìä l^kXkvRvAùä XkvR R#kmr

Differential interest l^kXkvRAù WZkkHk

Difficult AùlLTkä Rnécä HklK\kä Yknl#Aù\k

Digit ¢gAùä ¤gCk\km

Direct Ék’Zkdkä bkmSkv

Direct loan U|’Zkdk ,Ok

Direct action bkmSkm Aùk@r kk£r

Direct Appointee bkmSkv lTkZkn‘P-^Zk†‘P

Direct costs Ék’Zkdk \kkCkP

Direct Credit Ék’Zkdk HkYkk

Direct finance Ék’Zkdk l^kÅk

Direct finance window Ék’Zkdk ,Ok Aùk YkkSZkYkä Ék’Zkdk l^k’’kUkvakOk

Direct financing Ék’Zkdk l^kÅkUkvakOk

Direct Lending Ék’Zkdk / bkmSkv ,Ok RvTkk

Direct tax subsidy Ék’Zkdk Aù@ Ykx bkckZkPk

Direct taxation Ék’Zkdk Aù@kSkkTk

Directed lTkRvl#kPä lTksRì

Directed credit lTkRvrl#kP HkYkk

Directive lTkRv#kä lTkRvr#k

Director lTkRv#kAù ä lTkRvvr#kAùä bkgFkk\kAù

Directors-fees lTkRv#kAùkx Aùk #kn\Aù

Directors-travelling expenses lTkRv#kAùkx Aùk ZkkÇkk ^ZkZk

Directors & committee member fees & expenses

lTkRv#kAùkx ¢kw@ bklYklP Avù bkRbZkkx Aùk #kn\Aù .^kg

^ZkZk

Disablement ¢UgCkPPkä ¢#k‘Ppkä ¢gCk cklTk

Disadvantaged groups lUGMjv bkYkoc ÉklPAoù\k Ul@†bQklP ^kk\kv bkYkoc

Disburse bkgl^kPl@P Aù@Tkkä FknAùkTkkä ^ZkZk Aù@Tkkä l^kP@Ok

Aù@Tkk

Disbursement bkgl^kP@Okä l^kP@Ok

Disbursement Memo bkgl^kP@Ok ekkUTk

Discharge the functions AùkZkr lTkaUkRTk

Disciplinary action ¢Tkn#kkbklTkAù Aùk@r^kk£r

Disciplinary Proceedings ¢Tkn#kkbkTkk’YkAù AùkZkr^kkcm

Discipline ¢Tkn#kkbkTk ä l^kTkZkä l^k#kvakä bkkSkTkk

Disclaimer of Charge ÉkXkk@ b^kP: ’ZkkCk / Ul@’ZkkCk Disclose ÉkAùK Aù@Tkkä ¤DkkMjTkkä ¢Tkk^kpÅk Aù@Tkk

Disclosure ÉkAùKTk

Discontinuance bkv^kk @kvSkä bkYkkUTkä bkYkklÈk

Discount WkK~Kkä GoKä AùKkwPm

Discount earned on bills rediscounted UnTkXknrTkk. Ck. lWk\kkx U@ ¢sHkP WkK~Kk

Discounted basis WkK~Kv Avù ¢kSkk@ U@

Discounting WkK~Kk AùkKTkkä XknTkkTkk

Page 25: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Discourage migration cPkv’bkklcP Ék^kkbk

Discrepancy VúArùä ¢gP@ä l^kbkgCklP

Discretion l^k^kvAùä b^klTkOkrZkä bkYkIkWkoá

Discretionary finance b^kl^k^kvAùkTknbkk@ l^kÅk

Dishonour ¢TkkR@ Aù@Tkkä ¢bkYYkkTk

Diskette Tk†YZkAù

Dismiss Wk@BkkbPä URFZknP Aù@Tkk

Dismissal Wk@BkkbPCkm

Dispense ÉkRkTk Aù@Tkkä RvTkk

Dispense with GkvMj RvTkkä ¢\kCk Aù@ RvTkkä Ro@ Aù@Tkk

Disposal lTkUKkTkä ^Zk^kbQkkä bkYkkUTk

Disqualification ¢ZkkvCZkPkä ¢UkÇkPk

Distinct lXkTTkä ¢\kCkä UpQkAù

Distribution gl^kP@Okä WkkgKTkk

Distribution network l^kP@Ok TkvK^kArù

Diversification l^kl^kSkmAù@Okä l^kl^kSkPk

Diversities ¢bkYkkTkPkä lXkTTkPk

Dividend \kkXkkg#kä XkkHZk

Division ÉkXkkCkä l^kXkkHkTkä WkgK^kk@kä l^kP@Okä YkPXkvRä VoúK

Divulge ÉkAùK Aù@Tkkä ¤DkkMjTkkä @cbZkkvR~DkkKTk Aù@Tkk

Docket bkgdkvUgkAùTkä bkk@kg#kä lTkOkrZk bkoFkm

Document Ék\kvBkä RbPk^kvHkä l\klBkP ÉkYkkOk

Document Register RbPk^kvHk / Ék\kvBk / UgHkmZkAù / @lHkbK@ Documentary Ék\kvBkmä RbPk^kvHkmä ^kpÅklFkÇk

Documentary draft RbPk^kvHkm M}kVúK

Documentary evidence RbPk^kvHkm bkkdZk

Documentation Ék\kvBkTkä Ék\kvvBkUkvakOk

Documented price Ék\kvBkmZk AùmYkP / Yko\Zk Domestic savings Dk@v\ko WkFkP

Donation RkTkä FkgRk

Donation gift RkTk ¤Uck@

Donor bkgRkPkä RkPkä RkTkAùÅkkr

Door R@^kkHkkä Wkkc@

Dormant partner lTkaÓùmZk XkkCkmRk@

Dossier lYklbk\kä MkvlHkZk@

Double entry book keeping Rnc@m Ékl^klì ^kk\km Wkcm BkkPk UálP

Doubt bkgRvcä ¢l^k#^kkbk

Doubtful bills bkglRCSk cnlMZkkg / lWk\k Doubtful debts bkglRCSk ,Ok

Down payment Uc\kk bkgRkZkä P’Aùk\k

Downtrodden Rl\kPä URRl\kP

Downward trend ¢SkkvYknBkm Ék^kplÅk

Page 26: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Draft bill YkbkkwRk lWk\k

Draft reply ¤’P@ Aùk ÉkéU

Drainage Hk\k lTkAùkbkmä Tkkl\kZkkg

Drainage system Hk\k lTkAùkbkä Tkk\km ÉkOkk\km

Drains Tkkl\kZkkg

Drawee ¢kcPkrä ¢kRvl#kPm

Drawing ¢kc@Ok Aù@Tkkä l^kTZkkbkä BkkAùkä M}k£gCk

Drawn ¢kc@Ok

Drawn on U@ l\kBkk CkZkk

Drawn up PwZkk@ Aù@Tkkä l\kBkTkk

Drought prone area bkoBkkCk|bP dkvÇk

Due by PAù RvZk

Due date lTkZkP / RvZk lPlQk Due priority ¤lFkP ÉkkQklYkAùPk

Duly l^klSk^kP~ä ZkQkkvlFkP

Duplicate Copy ¢Tknl\klUä Robk@m ÉklP

Duration ¢^klSkä bkYkZk

Duty AùÅkr^Zkä #kn\Aù

Duty leave M~ZkoKm ¢^kAùk#k

Duty, on AùkZkr U@

Duty,stamp bKkgU #kn\Aù

Dwelling units ¢k^kkbkmZk £Aùk£rZkkg

Dynamic market CklP#km\k WkkHkk@

Dynamic marketing strategy CklP#km\k l^kUOkTk TkmlP

Earend income ¢sHkP ¢kZkä ¤UksHkP

Earmark lTkl#FkP Aùm Ck£rä lTk#kkTk

Earned leave ¢sHkP ¢^kAùk#k

Earning Appraisal ¤UkHkrTk Yko\ZkkAgùTk

Earning per share (EPS) U|lP¢g#k ¤UkHkrTk

Earnings ¤UkHkrTkä AùYkk£rä ¤UkHkrTk

Earnings yield ¢sHkP \kkXk

Economic ¢ksQkAùä £‘TkklYk‘bk

Economic advisor ¢ksQkAù bk\kkcAùk@

Economic crunch ¢ksQkAù PgCkm

Economic indicators ¢ksQkAù bkgAvùPAù

Economically weaker sections ¢ksQkAù Rplì bkv AùYkHkkv@ ^kCkr

Economics ¢Qkr#kkbÇkä ¢ksQkAù

Economy ¢Qkr Zk^kbQkkä ¢QkrTkmlPä lYkP^ZkZkä lAùVúkZkP

Economy Class lAùVúkZkPm ÌkvOkmä £‘TkkYkm ‘\kkbk

Effective U|Xkk^kmä Aùk@Ck@ä ÉkXkk^kAùä AùkZkrAùk@m

Efficient Anù#k\kä ZkkvCZkä bkVú\kä Vú\kkv’UkRAùä AùkZkrdkYk

Efficient management Anù#k\k ÉkWkgSkTk

Page 27: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Effort ÉkZkkbkä ÉkZk’Tkä Aùkvl#k#kä YkvcTkP

Either RkvTkkx Ykx bkv Aùkv£r .Aù

Election lTk^kkrFkTkä FknTkk^k

Electricity/water charges l^k<nP / Hk\k ÉkXkk@ Electrification l^k<nPmAù@Ok

Elements P’^kä Yko\kP’^kä ¢^kZk^k

Eligibility UkÇkPkä Ck|kc~ZkPkä ZkkvCZkPk

Eligibility Criteria Ck|kc~ZkPk / UkÇkPk YkkTkRgM

Elsewhere ¢TZkÇkä ¢TZk Aùc{

Emenent domain bk^kkvrUl@ ¢lSkAùk@

Emerging trends Tk£r ¤Xk@Pm Ék^kplÅk

Emoluments Ul@\k†WSkZkkgä Ukl@ÌklYkAùä Ul@\kkXkä ¢kZk

Empanel bkoFkm Ykx #kklYk\k Aù@Tkk

Emphasis RWkk^kä Wk\kä Hkkvv@ä Ykc’^k

Employees Provident Fund Orgnisation AùYkrFkk@m Xkl^kaZk lTklSk bkgCkLTk

Employment @kvHkCkk@ä lTkZkkvHkTkä TkkwAù@m

Employment exchange @kvHkCkk@ AùkZkkr\kZk

Employment guarantee @kvHkCkk@ Ckk@gKm

Employment oriented @kvHkCkk@ ¤TYknBk

Empower ¢lSkAùk@ RvTkkä #kl‘’ RvTkk

Enable bkYkQkr Aù@Tkkä ZkkvCZk ckvTkk

Enabling framework bkYkQkrAùk@m AùkZkrNkgFkk

Enactment ¢lSklTkZkYkTk ä l^klSkAù@Ok

Encashed XknTkkTkkä TkAùR UkTkkä ¢Tkn\kCTk

Enclosed format… bkg\kCTk ÉkkéU

Enclosure bkg\kCTkAùä ¢Tkn\kCTkAù

Encompass Dkv@ \kvTkkä bk†YYkl\kP Aù@Tkk

Encouragement ¤’bkkc^kSkrTkä Ékkv’bkkcTkä WkNjk^kk RvTkk

Encroachment ¢lPÓùYkOkä ¢TklSkAùk@ cbPdkvUä Ék^kv#k Aù@Tkk

Encumbrance Xkk@ä WkkSkkä l^k\\kgCk

Encumbrance Certificate ,Ok Xkk@ ÉkYkkOkUÇkä l^k\\kgCkYk ÉkYkkOkUÇk

Endeavour ÉkZkkbkä ÉkZk’Tk Aù@Tkk

Endorse UpíkgAùTk Aù@Tkkä bkYkQkrTk Aù@Tkk

Endorsement UpíkgAùTkä bkYkQkrTk

Enforcement Ék^kPrTkä \kkCko ckvTkkäRk^kv Aùk Ék^kÅkrTk

Enforcement of claim Rk^kk \kkCko Aù@Tkk

Engaged \kCkkTkkä \kCkv @cTkkä ^ZkbP @cTkk

Enlarge l^kbPk@ Aù@Tkkä WkMjk Aù@Tkk

Enlarged WkNjk cn¢kä l^kbPpP

Enquire UoGPkG Aù@Tkkä UPk \kCkkTkk

Enquiry officer HkkgFk ¢lSkAùk@m

Enterprises ¤R~ZkYk

Page 28: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Entertainment expenses bk’Aùk@ ^ZkZk

Entitle ¢lSkAùpP cAùRk@

Entity ¢†bP’^kä bkÅkkä cbPm

Entrust bkkyUTkkä bknUnrR Aù@Tkk

Entry Ékl^klìä £gR@kHkä Ék^kv#k

Enviorment ^kkPk^k@Ok

Environmental Impact Assessment UZkkr^k@OkmZk bkgDkkP Aùk ¢kAù\kTk

Environmentally appropriate technology

^kkPk^k@Ok Avù ¢TknAoù\k Ékkw<kvlCkAùmä ^kkPk^k@Ok Av

l\kckHk bkv bkYknlFkP Ékkw<kvlCkAùm

Envisage bkkYkTkk Aù@Tkkä l^kFkk@ Aù@Tkk

Envisaged Ul@Aù†\UP

Equated Quarterly Installments bkYkkTk / bkYkApùP lPYkkcm lAùbP Equitable distribution bkk†YZkAù / TZkkZkkvlFkP bkgl^kP@Ok Equitable mortgage bkk†YZkAùùWkgSkAù

Equity bkkYZkä £†‘^kKmä lTkaUdkPk

Equity Participation bkkYZk / £†‘^kKm bkcXkklCkPk Equity participation fund bkkYZk XkkCkmRk@m lTklSk

Equity ratio bkkYZk / £†‘^kKm ¢TknUkP

Eradicating bkYko\k Tkì Aù@Tkk

Error ÇknlKä Ck\kPm

Especiallty l^k#kvvakPkä CknOk l^k#kvak

Essence bk’^kä bkk@kg#kä ¢kbk^k

Establish bQkklUP Aù@Tkkä lbká Aù@Tkk

Established bQkklUPä lbká

Establishment bQkkUTkkä bkgCkLTk

Establishment charges bQkkUTkk ÉkXkk@

Estate bkgURkä Xko bkgUlÅk

Estate duty bkgURk #kn\Aù

Estimates ¢kAù\kTkä Ékk‘Aù\kTkä ¢TknYkkTk

Estimation ¢TknYkkTk \kCkkTkkä ¢kAù\kTk

Euro currency Zko@kv Yknæk

Evaluation Yko\ZkkAgùTkä Yko\Zk lTkSkkr@Ok

Evasion ¢U^kgFkTkä WkckTkkä Kk\kYkKkv\k

Every other description U|’ZkvAù ¢TZk l^k^k@Ok

Evolution CkLTkä l^kAùkbk

Ex-gratia ¢TknCk|cUo krAù / ¢TknCk|c @kl#k

Ex officio URvTk

Examine HkkgFk Aù@Tkkä U@mdkk \kvTkk

Example ¤Rkc@Okä TkYkoTkkä RpìkgP

Exceed HZkkRkä ¢lSkAùä bkv ¢lSkAù ckvTkk

Except Aùv lbk^kkZkä GkvMj RvTkk

Excess lending bkmYkk bkv ¢lSkAù ¤Skk@

Page 29: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Excess liquidity ¢lP P@\kPkä ¢lPl@‘P Fk\klTklSk

Excess profit tax ¢lP\kkXk Aù@

Exchange l^klTkZkYkä ¢R\k WkR\k

Exchange risk l^klTkZkYk HkkvlBkYk

Excise duty ¤’UkR #kn\Aù

Excluding lTkAùk\kAù@ä ¢\kCk Aù@Avùä Aùkv GkvMjAù@

Exclusive Charge ¢TkTZk ÉkXkk@

execute AùkZkkr†T^kP Aù@Tkkä lTkaUklRP Aù@Tkk

Execute lTkaUklRP Aù@Tkkä Uo@k Aù@Tkk

Execution lTkaUkRTkä Uk\kTkä AùkZkkrT^kZkTk

Execution of works AùkZkr lTkaUklRP Aù@Tkk

Executive Committee AùkZkrAùkl@Okm / AùkZkrAùk@m bklYklP Executive Director AùkZkrUk\kAù / AùkZkrAùk@m lTkRv#kAù Exempt GoK RvTkkä YkkVúm RvTkk

exemption GoKä YkkVúmä Ykn†‘P

Exercise ¢XZkkbkä ^ZkkZkkYk

Exhange value l^klTkZkYk Yko\Zk

Exhibit ÉkRs#kP Aù@Tkkä ÉkRs#kP ^kbPn

Exigency ¢’Zkk^k#ZkAùPkä ¢kUkPAùk\k

Exim bank lTkZkkrP- ¢kZkkP WkyAù

Existing YkkwHkoRkä ^kPrYkkTkä l^k<YkkTk

Expansion l^kbPk@ Aù@Tkkä FkkwMjk Aù@Tkkä Vwú\kk^kä WkNjkTkk

Expedient Aùk\kkvlFkPä bkYkZkkvlFkP

Expedient provisions bkYkmFkmTk / Aùk\kkvlFkP Ékk^kSkkTkä ^Zk^kbQkk ¤UWkgSk

Expedition ¢lXkZkkTkä #kmDk|Pkä Hk\Rm

expenditure ^ZkZkä BkFkr

Expenditure & appropriation ^ZkZk ¢kw@ l^klTkZkkvCk

Expenditure tax ^ZkZk Aù@

Expenses ^ZkZkä BkFkr

Experience ¢TknXk^kä ¢TknXkolP

Experiment ÉkZkkvCkä U@mdkOk

Expertise l^k#kvakekPkä lTkUnOkPk

Expiration bkYkklÈkä bkYkkUTk

Expire bkYkkÈk ckvTkk

Expiry bkYkklÈkä ¢gP Ykxg

Expiry of term ¢^klSk Aùm bkYkklÈk / ¢^kbkkTk

Explanation bUìmAù@Okä ^ZkkBZkk

Exploitation #kkvakOkä #kkvakOkä b^kkQkr bkkSkTk

Exploration ¢T^kvakOkä BkkvHk Aù@Tkkä UPk \kCkkTkk

Exponential SkkPmZk

Export credit lTkZkkrP ,Ok

Export credit guarantee lTkZkkrP ¤Skk@ Ckk@gKm

Page 30: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Exposue ÉkR#krTkä @cbPZkkvRDkkKTkä ¢lXkYknBkmAù@Ok lTk^kv#k

Expression ¢lXk^Zk†‘Pä ck^kXkk^kä YknBkYknæk

Extend Vwú\kkTkkä WkNjkTkkä ÉkRkTk Aù@Tkk

Extend loan ,Ok RvTkk

Extension of existing housing unit YkkwHkoRk ¢k^kkbk £Aùk£r Ykx l^kbPk@ Aù@Tkk

Extension of leave GnK~Km WkNjkTkk

Extension of service bkv^kk Aùk l^kbPk@ä bkv^kk ¢kCkv WkNjkTkk

Extent l^kbPk@ä YkkÇkkä bkmYkk Paù

Extinguish WknIkkTkkä #kYkTk Aù@Tkk

Extra ordinary ¢bkkSkk@Okä ¢bkkYkkTZkä l^k#kvak

Extra Ordinary Leave ¢bkkSkk@Ok ¢^kAùk#k

Extract bkk@ä bk’^kä ¤á@Ok

Extraordinary leave on loss of pay ^kvPTk@lcP ¢bkkSkk@Ok ¢^kAùk#k

Face value ¢glAùP Yko\Zk

Facilitator bknbkkSZkä bknl^kSkkRkPk

Facilities bknl^kSkk.gä bkcnl\kZkPx

Factor WkkPä Aùk@Okä Aùk@Aù

Faculty assistance bkgAùkZk bkckZkPk

Failure ¢bkVú\kPkä l^kVú\kPk

Fair bUìä lTkaUdkä ¤lFkPä Ykv\kk

Fair maket value ¤lFkP WkkHkk@ Yko\Zk

Faith l^k#^kkbkä ¢kbQkk

Faithful l^k#^kbP l^k#^kkbkUkÇk

Fake Hkk\kmä IkoLkä TkAù\km

False TkAù\kmä IkoLk

False evidence lYkQZkk bkkdZk

Family Ul@^kk@ä AnùKggnWk

Far east bknRo@ Uo^kr

Fare ZkkÇkm XkkMjk / lAù@kZkk Farm tenancy Aùk#PAùk@mä pAùlak AùkZkr

Favour Udk Ykxä ¢TknAoù\k éU Ykx

Favourable ¢TknAoù\k Zkk bkckZkAù

Fax Vwú‘bkä Ro@\kvBkmä

Feasibility studies bkgXkkl^kPk ¢SZkZkTk

Feasible bkgXkk^Zk

Features l^k#kvakPk.ä \kdOkä TkkAù- Tk‘#kkä AùQkk.g

Federal bkgDkmZk

Federation VúvM@v#kTkä bkgDk

Fee #kn\Aùä Vúmbk

Feed back UnTkXkr@Okä HkkTkAùk@m cklbk\k Aù@Tkk

Fees #kn\Aù

Festival advance ’Zkkwck@ ¢lCk|Yk

Page 31: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Fidelity lTkíkä AùÅkr^ZkU@kZkOk

Fiduciary Ék’ZkZkmä TZkkbkmZk

Figure ¢gAùä ¢kApplP

File description Vúk£r\k / bkglFkAùk l^k^k@Ok File merge Vúk£r\k / bkglFkAùk l^k\kZk File protection Vúk£r\k / bkglFkAùk @dkOk File updating Vúk£r\k / bkglFkAùk ¢<PTkmAù@Ok

Filing RkZk@ Aù@Tkkä Vúk£r\k Aù@Tkk / Ykx @BkTkk Filing the returns l^k^k@Okm ÉkbPnP Aù@Tkkä XkvHkTkk

Final dividend ¢glPYk \kkXkkg#k

Finance l^kÅkä ¢Qkrä ¢QkrÉkWkgSk

Finance act l^kÅk ¢lSklTkZkYk

Finance bill l^kÅk l^kSkvZkAù

Finance charges l^kÅk ÉkXkk@

Finance societies l^kÅk bklYklPZkkg

Financed l^kÅkUkvlakP

Financial l^kÅkmZkä ¢ksQkAù

Financial adviser l^kÅkmZk bk\kkcAùk@

Financial assistance l^kÅkmZk / ¢ksQkAù bkckZkPk

Financial discipline l^kÅkmZk ¢Tkn#kkbkTk

Financial Institutions l^kÅkmZk bkgbQkkTk

Financial irregularity l^kÅkmZk ¢lTkZklYkPPk

Financial liabilities l^kÅkmZk RvTkRkl@Zkkg / RklZk’^k Financial obligations l^kÅkmZk WkkSZkPk.g / RklZk’^k Financial position l^kÅkmZk †bQklP

Financial sectors l^kÅkmZk dkvÇk

Financial viability l^kÅkmZk ¢QkrdkYkPk

Financial year l^kÅk ^kakr

Financially satisfactory ¢ksQkAù éU bkv bkgPkvakHkTkAù

Financially viable l^kÅkmZk éU bkv ¢QkrdkYk

Findings lTkaAùakrä Ul@OkkYk

Fine HknYkkrTkkä ROMä ¤’PYk

First Charge ÉkQkYk ÉkXkk@

First Class ÉkQkYk ÌkvOkm

first installment ÉkQkYk lAùbP

First mortgage ÉkQkYk WkgSkAù

Fiscal @kHkAùkvakmZkä @kHkl^kÅkmZk

Fiscal laws @kHkAùkvakmZk AùkTkoTk

Five year plan UgFk^kakmrZk ZkkvHkTkk

fixed lTkZkPä lTkSkkrl@Pä bkk^klSk

Fixed assets ¢Fk\k / bQkkZkm ¢k†bPZkkg

Fixed Deposit lYkZkkRm / bkk^klSk HkYkk

Page 32: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Fixed rate lTkZkP R@ä †bQk@ R@

Flat Vú~ú\kwKä bkYkkTk

Flexibility \kFkm\kkUTkä \kkvFkä l#klQk\kPk

Floating Charge Fk\k ÉkXkk@

Floating debt ¢\UAùkl\kAù ,Ok

Floating security Fk\k ÉklPXkolP

Flood Loans WkkNj ,Ok

Floor Vú#krä YkglHk\kä P\k

Floor rate TZkoTkPYk lTkZkP R@

Floor rate of interest WZkkHk Aùm TZkoTkPYk R@

Floor traders GkvKv ^ZkkUk@mä bkKkvl@Zkk

Floppy disk V~ú\kkUm lMbAù

Flow Ék^kkcä Skk@kä WkcTkk

Flow of credit ,Ok Ék^kkc

Flow of funds lTklSkZkkx Aùk Ék^kkc

Flows of credit ,Ok ¤U\kWSkPk

Fluid market ¢†bQk@ WkkHkk@

Fluid resources TkAùR / P@\k bkgbkkSkTk Fly ash @kBk

Focus AvùTæ zWkgRnä bkAvù†TR|P

Folio UTTkk

Following ¢TknAù@Okä lTkYTkl\klBkP

Following action ¢Tkn^kÅkmr Aùk@r^kk£r

Following procedure ¢Tkn^kÅkmr ÉklA|ùZkk

Font VúkOK

For instance ¤Rkc@OkkQkrä TkYkoTkv Avù éU Ykx

For the time being lVú\kck\k

Force of law AùkTkoTkm #k†‘P

Forecast Uo kkrTknYkkTkä Xkl^kaZk^kkOkm

Foreclosure YkkvFkTk lTkakvSkä Un@kvWkgSk

Foreclosure laws Un@kvWkgSk AùkTkoTk

Foreign l^kRv#kä Wkkc@m

Foreign bank account l^kRv#km WkyAù BkkPk

Foreign borrowing expenses l^kRv#km ¤Skk@ U@ ^ZkZk

Foreign collaboration l^kRv#km bkcZkkvCk

Foreign exchange l^kRv#km l^klTkYkZk Yknæk

Foreign income l^kRv#km ¢kZk

Foreign lender l^kRv#km ¤Skk@RkPk

Foreign travel l^kRv#k ZkkÇkk

Forfeit HkWP Aù@Tkkä HknYkkrTkkä ¢QkrROM

Forgery Hkk\kbkkHkmä SkkvBkkSkMjm

Form ÉkUÇkä VúkYkr

Page 33: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

formal ¢kwUFkkl@Aùä l^k†Sk^kP

Formal sector ¢kwUFkkl@Aù dkvÇk

Format ÉkéUä VúkYkvrK

formation lTkYkkrOkä @FkTkkä WkTkk^kK

Formulate ÉklPUklRP Aù@Tkkä bkoÇkWká Aù@Tkk

Formulated WkTkkZkk CkZkkä PwwZkk@ lAùZkk CkZkk

Formulation PwZkk@ Aù@Tkkä @FkTkk Aù@Tkkä lTkYkkrOk

Forthcoming ¢kCkkYkmä ¢Ck\kk

Forthwith Pn@gPä ¢l^k\kgWkä £bkm bkYkZk bkvä ¢Wk bkv

Fortnightly UkldkAù

Forum YkgFkä Vúkv@Yk

Forward ¢Ck|^kPmrä ¢Ck|vlakP Aù@Tkkä ÉkCklP#km\kä ¤TTkP

Forward & backward linkages ¢Ck\km ¢kw@ lUG\km AùlMjZkk / bkoÇk Forwarding letter ÉkvakOk UÇkä ¢Ck|vakOk UÇk

Foundation Tk{^kä bkgCkLTkä ¢kSkk@l#k\kk

Fragile goods XkgCkn@ Ykk\k

Framework èvúYk^kArùä AùkZkr NkgFkk

Framework outlined AùkZkrNjkFkx Aùm éU@vBkk PwZkk@ Aù@Tkk

Fraud AùUKä SkkvBkkSkMm

Free Ykn‘Pä Bkn\kkä lTk#kn\Aù

Free hold UoOkr b^kklYk’^k

Free of charge lTk#kn\Aùä YknV~P

Free price system lTkZkgÇkOk Ykn‘P AùmYkP ÉkOkk\km

Freight XkkMjk (Nnj\kk£r)

Fresh housing loan TkZkk ¢k^kkbk ,Ok

Fresh lon TkZkk AùHkr

Fresh suit TkZkk ^kkR

From time to time bkYkZk bkYkZk U@

Front-end fees Ékk@glXkAù Vúmbk

Front end discount Ékk@glXkAù GoK

Fulfil Uo@k Aù@Tkk

Full cost recovery Uo@m \kkCkP Aùm ^kbko\km

Full discharge UoOkr ¤TYkkvFkTk

Fully Convertible Debentures UoOkrP: bkgUl@^kPrTkmZk lMWkxFk@ / ,Ok UÇk

Function ÉkAùkZkrä AùkZkrä ^ZkkUk@ä ^kplÅkä ¤’bk^k

Functional agencies ÉkZkkvHkTkYko\kAù .HkxlbkZkkg

Functional duty AùkZkkr’YkAù AùÅkr^Zk / M~ZkoKm

Fund lTklSkä Aùkvak

Fund Flow Statement lTklSk Ék^kkc l^k^k@Ok

Fund management lTklSk ÉkWkgSkTk

Fundamental Ykkwl\kAùä Yko\kXkoPä ¢kSkk@XkoP

Fundamental challenge Yko\k FknTkkwPm

Page 34: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Funding lTklSkZkTkä lTklSkAù@Ok

Funds from operation bgklÓùZkkHkTZk lTklSk

Furnish ÉkbPnP Aù@Tkkä ÉkRkTk Aù@Tkkä RvTkk

Furniture & fixtures VúTkmrFk@ .^kg HknMjTkk@

Further ¢Ck\kkä¢lPl@‘P

Future Xkl^kaZkä Xkk^kmä ¢kCkkYkm

Gaps ¢gP@k\kä Bkk\km HkCkcä ¢gP@k\k

Garoup insurance bkkYkolcAù WkmYkk

Gazeatted holiday @kHkUlÇkP GnK~Km / ¢^kAùk#k

Gazette @kHkUÇkä CkHkK

Gazette notification @kHkUÇk ¢lSkbkoFkTkk

Gazette of India Xkk@P Aùk @kHkUÇk

Gazetted officer @kHkUlÇkP ¢lSkAùk@m

General bkkYkkTZkä ¢kYkä bkkSkk@Ok

General body meeting bkkSkk@Ok bkXkk Aùk ¢lSk^kv#kTkä ¢kYk bkXkk Aùm WkwLAù

General charges bkkYkkTZk ÉkXkk@ / #kn\Aù General ledger bkkYkkTZk Wkcm / BkkPk General Lien bkkYkkTZk Skk@OkklSkAùk@

General power of attorney bkkSkk@Ok YknBPk@TkkYkk

Generally bkkYkkTZkP:ä bkkYkkTZk éU bkv

Geo-technical investigation Xko PAùTkmAùm HkkgFkä HkkgFk UMjPk\kä GkTkWkmTk

Geoclimatic conditions Xko Hk\k^kkZkn bkgWkgSkm Ul@†bQklPZkkg

Geographical concentration XkkwCkkvl\kAù AvùTæmZkAù@Ok

Geographical terms XkoCkkv\kmZk #kPv‰g

Gestation lag Ékk@glXkAù ¢^klSk Aùk ¢gP@k\k

Gestation period ¤’UkRTk Uo^kr / lTkYkkrOk Uo^kr ¢^klSk

Gift ¤Uck@ä XkxKä RkTk

Gift cheque ¤Uck@ä FkwAù

Gift edged security Ìkví ÉklPXkolPZkkg

Gift tax RkTk Aù@

Gifts grants donations & benefactions ¤Uck@ä ¢TknRkTkä RkTk .^kg ¤UAùk@

Giro ,Ok ¢ggP@Okä lTkUKkTk ÉkOkk\km

Give up cklTkä GkvMj RvTkkä ’ZkkCk RvTkk

Global l^k#^k^ZkkUmä ^kwl#^kAù

Globalisation ^kw#^kmAù@Ok

Good ¢FGkä Xk\\kk

Good consideration bkYknlFkP ÉklPVú\k

Government charter and regulatory structure bk@Aùk@m FkkKr@ ¢kw@ l^klTkZkkYkAù bkg@FkTkk

Government Guarantee bk@Aùk@m Ckk@gKm / Ék’ZkkXkolP Government Guidelines bk@Aùk@m / @kHkAùmZk lR#kk lTkRvr#k Government Order bk@Aùk@m ¢kRv#k

Page 35: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Government organisation bk@Aùk@m bkgCkLTk / AùkZkkr\kZk Government Security bk@Aùk@m ÉklPXkolP

Govt notification bk@Aùk@m ¢lSkbkoFkTkk

Govt. guaranteed bonds (SLR) bk@Aùk@ bkv Ckk@gKmApùP WkgSkUÇk

Grace period ¢TknCk|c ¢^klSkä YkkVúm ¢^klSk

Gradation AùkvlKbQkkUTTkä ÌkvOkmAù@Ok

Grade Ck|vMä ^kvPTkYkkTkä AùkvlK

Gradually diversification ÓùlYkAù WkR\kk^kä l^kl^klSkAù@Ok

Graduated ÓùYkWkáä ÓùlYkAù

Grafting DkobkBkkv@mä bkg#kkvSkTkä Aù\kYk \kCkkTkk

Grant ¢TknRkTkä ¢TknYklP RvTkkä ÉkRkTk Aù@Tkk

Grant-in aid bkckZkPk ¢TknRkTk

Grass roots Yko\k/¢k@glXkAù bP@ U@

Gratuity Ck|vFZknKmä ¤URkTk

Grey market ¢\kYZk ^kbPn WkkHkk@

Gross bkAù\kä Anù\k

Gross debt service ratio bkAù\k ,Ok bkv kk ¢TknUkP

Gross income bkAù\k ¢kYkRTkmä Anù\k ¢kZk

Gross profit bkAù\k / Anù\k \kkXk Group housing bkkYkolcAù ¢k^kkbk

Growth ^kp†áä l^kAùkbkä WkNjkvP@m

Growth rate ^kp†á / bkg^kp†á l^kAùkbk R@

Guarantee Ckk@gKmä Ék’ZkkXkolP

Guarantee Deed Ckk@gKm / Ék’ZkkXkolP l^k\kvBk Guarantee Fee Ckk@gKm / Ék’ZkkXkolP #kn\Aù Guarantee fee on borrowings ¤Skk@ Aùm @kl#k U@ Ckk@gKm Vúmbkä #kn\Aù

Guarantee fee payable on borrowing ¤Skk@ @kl#k U@ bkgRvZk Ckk@gKm #kn\Aù

Guaranteed bonus Ék’ZkkXkoP / Ckk@gKmApùP WkkvTkbk Guest house ¢lPlQkCkpcä CkvbK ck¤bk

Guest speaker ¢lPlQk ^k‘Pk

Guideline YkkCkrlTkRvr#kä lR#kk lTkRvr#k

Guilty Rkvakmä ¢U@kSkm

Habitable room @cTkv \kkZkAùù/ ^kkbk ZkkvCZk AùYk@k Habitat UZkkr^kkbkä ÉkkApùlPAù

Half yearly GYkkcmä ¢Skr^kksakAù

Halting Allowance l^k@kYk XkÅkkä Lc@Tkv U@ XkÅkk

Handwriting cbP\kvBkä l\kBkk^kKä l\klU

Hard cash TkAùRm ä @kvAùMj

Hard disk ¢†TYkZkAùkä ckMr lMbAù

Hardware ZkgÇk bkkYkCk|mä ckMr ^kvZk@

Hazard insurance HkkvlBkYk WkmYkk

Head ÉkYknBkä ÉkSkkTkä lbk@ä #kmakr

Page 36: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Head of accounts \kvBkk #kmakr

Head office ÉkSkkTkä YknBZk AùkZkkr\kZk

Headquarters YknBZkk\kZkä ÉkSkkTk AùkZkkr\kZk

Healthy b^kbQkä lTk@kvCkmä PTRnébP

Here in after £bkYkx £bkAvù U#FkkP~

Here in before £bkYkx £bkAvù Uc\kv

Heritable UwPpAùä ^kg#kkTknCkP

High power committee ¤FFkklSkAùk@ bklYklP

High priority ¤FFk ÉkkQklYkAùPk

Higher ¤FFkP@

Hindu undivided family zcRo ¢l^kXk‘P / bkgZkn‘P Ul@^kk@ Hire-purchase system lAù@kZkk Bk@mR ÉkOkk\km

Historical .vlPcklbkAù, bfrgkl izfl;

Historical cost .vlPcklbkAù Yko\Zk

Historical perspective .vlPcklbkAù Ul@Rp#Zk

HLA deposits Ckpc ,Ok BkkPk ZkkvHkTkk Ykx HkYkk SkTk@kl#k

Hoarding HkYkkBkkv@mä l^kekkUTk UK~K

Holder Skk@Aù

Holding Skkl@Pkä HkkvPä UAùMjTkk

Holding company lTkZkgÇkAù AùUgTkm

Holiday GnK~Kmä ¢^kAùk#k

Home Ckpcä ¢lSk^kkbkä Dk@

Home-seekers Dk@ / YkAùkTk \kvTkv Avù £FGnAù

Home loan Ckpc ,Ok

Home Loan Account Scheme Ckpc ,Ok BkkPk ZkkvHkTkk

Home owner YkAùkTk Ykkl\kAù

Home town Ckpc TkCk@

Honest £rYkkTkRk@ä bk’ZklTkíä bkÃkk

Honorarium YkkTkRvZk

Horizon ldklPHk

Hospitalization Expense ¢bUPk\k Ykx XkPmr ckvTkv U@ ^ZkZk

Hourly DkgKk^kk@ä ÉklPDkgKk

House Building Society ¢k^kkbk / Xk^kTk lTkYkkrOk bklYklP House Construction Society ¢k^kkbk lTkYkkrOk bklYklP

House magazine Ckpc UlÇkAùk

House Mortgage Society ¢k^kkbk WkgSkAù bklYklP

House Rent Allowance YkAùkTk lAù@kZkk XkÅkk

Household saving Dk@vv\ko WkFkP

Households Ul@^kk@ä Dk@v\ko bkkYkkTk

Houselessness Ckpc l^kcmTkPk

Housing ¢k^kkbkmZk

Housing affordable lAùVúkZkPm ¢k^kkbk

Page 37: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Housing Boom Ckpc lTkYkkrOk Ykx PvHkm

Housing co-operatives ¢k^kkbkmZk bkcAùk@m bkgbQkk.g / bklYklPZkkg Housing Complex ¢k^kkbkmZk Ul@bk@

Housing condition ¢k^kkbk Aùm †bQklP

Housing congestion ¢k^kkbkmZk bkDkTkPk

Housing federation ¢k^kkbk Ul@bkgDk

Housing finance ¢k^kkbk l^kÅk

Housing Finance Companies ¢k^kkbk l^kÅk AgùUlTkZkkg

Housing Finance Society ¢k^kkbk l^kÅk bklYklP

Housing Finance System ¢k^kkbk l^kÅk ÉkOkk\km / PgÇk Housing infrastructure projects ¢k^kkbk ¢kSkkl@Aù [email protected]

Housing Loan ¢k^kkbk ,Ok

Housing loans outstanding WkAùkZkk ¢k^kkbk ,Ok

Housing Market ¢k^kkbk WkkHkk@

Housing norms ¢k^kkbkmZk / ¢k^kkbk Avù YkkTkRgM

Housing outlook ¢k^kkbkmZk RplìAùkvOk

Housing Project ¢k^kkbkmZk Ul@ZkkvHkTkk

Housing sector ¢k^kkbk dkvÇk

Housing Stock ¢k^kkbkmZk bKkfAù

Housing Subsidiary ¢k^kkbk ¢TknakgCkm

Housing upgradation ¢k^kkbk Aùk ¤TTkZkTk

Housing view ¢k^kkbk bkgWkgSkm YkP

Human settlement YkkTk^k Wkbkk^k / ÉkWkgSk Hundies cnlOMZkkg

Hutment AnùKmä IkkxUMmä AnùKm@

Hypothecate Rplì WkgSkAù @BkTkk

Hypothecated RplìWkglSkP

Hypothecation Rplì WkgSkAù

Ibid Uo kkvr‘Pä ^kcmä ¤‘P

Ideal money ¢kR#kr Yknæk

Identical bkYkéUä .AùbkYkkTkä .Aù Hkwbkk

Identification UcFkkTkä l#kTkkBP

Illegal ¢^kwSkä Ckw@ AùkTkoTkm

Illegible ¢ULTkmZkä ¢bUì

Illustration lTkRr#Tkä bkkvRkc@Okä ^ZkkBZkk

Immediate Pn@gPä P’Aùk\kä Vúkw@Tk

Immigration ¢kÉk^kkbkTk

Immovable ¢Fk\kä †bQk@

Immovable Property ¢Fk\k bkgUlÅk

Immunity ÉklP@dkkä ¢bkgÓùkYZkPkä ¤TYkn†‘P

Impeccable ÇknlKcmTkä lTkRkvrak

Impediments WkkSkkä éAùk^kKä l^kDTk

Page 38: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Impetus Ékv@Okkä Ékkv’bkkcTkä ¢k^kvCkä CklP

Implementation lA|ùZkkT^kZkTkä \kkCko Aù@Tkk

Implementing lA|ùZkkT^kZkTk Aù@Tkk

Implies ¢TPsTklcP ckvTkk

Important Ykc’^kUoOkrä ¢k^k#ZkAù

Impose \kCkkTkkä \kkCko Aù@Tkkä ¢lSk@kvlUP Aù@Tkk

Imprisonment Hkv\kä Aùk@k^kkbk

Improve bknSkk@Tkkä bkYknTTkP WkTkkTkk

Improvement ¤TTklPä P@‘Aùmä bknSkk@

Improvement boards bknSkk@ WkkvMr

Improvement trust bknSkk@ TZkkbk

In a phased manner Fk@OkWká P@mAvù bkv

In accordance Avù ¢Tknbkk@

In connection with Avù bkgWkgSk Ykx

In consulatation with bkv U@kYk#kr Aù@Avù

In force \kkCko ckvTkkä Ék^kPrTk Ykx

In lieu of Avù WkR\kv

In lieu thereof Avù WkR\kv Ykx

In pursunace of Avù ¢Tknbk@Ok Ykxä Avù bQkkTk U@

In respect of Avù bkgWkgSk Ykx

In the matter Avù YkkYk\kv Ykx

In this behalf £bk YkkYk\kv Ykx

In writing l\klBkP éU Ykx

Incapable ¢dkYk ä ¢bkYkQkr

Incentive Ékkv’bkkcTkä Ékv@Okk

Inception Ékk@gXk

Incharge ÉkXkk@m

Incidental ÉkkbkglCkAùä VnúKAù@

Incidentally ¢AùbYkkPä ÉkbkgCk^k#k

Income and expenditure account ¢kZk .^kg ^ZkZk Aùk \kvBkk / BkkPk Income Category ¢kZk ^kCkr

Income criteria ¢kZk Avù YkkTkRgM

Income distribution ¢kZk l^kP@Ok

Income from investments lTk^kv#k bkv ¢kZk

Income group data ¢kZk bkYkoc Avù ¢kgAùMjv

Income on investment (other assets) lTk^kv#k bkv ¢kZk (¢TZk ¢k†bPZkkg)

Income on investment in Govt. securities bk@Aùk@m ÉklPXkolPZkkx Ykx lTk^kv#k bkv ¢kZk

Income on unit/PSU bonds ZkolTkK / bkk^krHklTkAù dkvÇk Avù ¤UÓùYkkx Avù WkgSkUÇkkx bkv

¢kZk

Income share ¢HkrAù #kvZk@

Income Tax ¢kZkAù@

Income tax act/rules ¢kZkAù@ ¢lSklTkZkYk / lTkZkYk

Page 39: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Income Tax Department ¢kZk Aù@ l^kXkkCk

Income yield ¢kZk \k†WSk

Inconsistent ¢bkgCkPä U@bU@ l^k@kvSkm

Incorporate lYk\kk ckvTkkä #kklYk\k Aù@Tkk

Incorporated lTkCklYkPä #kklYk\k lAùZkk CkZkkä lYk\kkTkk

Increase ^kp†áä WkNjjkvP@mä WkNjTkk

Increment ^kvPTk ^kp†áä ^kp†á

Incremental ^kp†á#km\k

Incremental basis ^kp†á#km\k ¢kSkk@

Incremental deposits ^kSkrYkkTk / ^kp†á#km\k HkYkk@kl#kZkkg

Incumbency URSkk@mä URbQk

Incur ¤LkTkkä \kCkkTkkä BkFkr Aù@Tkk

Indemnify dklPUosP

Indemnity bond dklPUosP WkgSkUÇk

Indent YkkgCk UÇk

Indenture Aù@k@TkkYkkä ¢TknWkgSkUÇk

Independent entity b^kPgÇk ¢†bP’^kä bkÅkk

Index number bkoFkAùkgAù

Indian banks' association Xkk@PmZk WkyAù bkgDk

Indian context Xkk@PmZk bkgRXkr / Ul@ÉkvdZk Indicate R#kkrTkkä bkolFkP Aù@Tkkä lRBkkTkk

Indicative target bkkgAvùlPAù \kdZk

Indigenous b^kRv#kmä Dk@v\ko

Indigenous resources Rv#kmZk bkgbkkSkTk

Indirect ¢Ék’Zkdk

Individual ^Zk†‘Pä ^Zkw†‘PA

Individual salary ^Zkw†‘PAùù ^kvPTk

Individual/institutional investor ^Zkw†‘PAùù / bkgbQkkCkP lTk^kv#kAù Indorsement, full UoOkr UpíkgAùTk

Industrial ¢kw<kvlCkAùä ¤<kvCk

Industrial finance ¢kw<kvlCkAù l^kÅk

Industrial relations ¢kw<kvlCkAù bkgWkgSk

Industrial welfare ¢kw<kvlCkAù Aù\ZkkOk

Industry ¤<kvCkä Ul@ÌkYk

Ineligible Loans ¢UkÇk / ¢Ckk|c ,Ok

Inescapable ¢Ul@ckZkrä ¢lTk^kkZkr

Infirmity ¢#‘Ppkä RkwWkr\Zk

Inflation Yknæk bVúmlPä Vnú\kk^k

Inflationary pressure bVúmlP RWkk^k

Inflow ¢TP^kkrcä ¢TP: Ék^kkcm

Inflow & out flow of funds lTklSkZkkx Aùk ¢gP^kkrc ¢kw@ Wklc^kkrc

Influence ¢bk@ Mjk\kTkkä ÉkXkk^k

Page 40: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Inform bkolFkP Aù@Tkkä HkkTkAùk@m RvTkk

Informal ¢TkkwUFkkl@Aùä ¢lTkZklYkP

Informal market ¢TkkwUFkkl@Aù WkkHkk@

Informal sector ¢TkkwUFkl@Aù dkvÇk

Informally ¢TkkwUFkkl@Aù éU bkv

Information bkoFkTkkä ekkUTkä BkWk@

Information system bkoFkTkk ÉkOkk\km

Infrastructral facilities ¢kSkk@XkoP bknl^kSkk.g

Infrastructral services ¢kSkk@XkoP bkv^kk.g

Infrastructue ¢kSkkl@Aùä WknlTkZkkRm

Inheritance l^k@kbkPä UwPpAù

Inhibiting lTkvakvSk Aù@Tkkä @kvAùTkkä lTk@kvSk Aù@Tkk

Initial ¢k<dk@ä Ékk@glXkAù

Initials ¢k<dk@ä Ékk@glXkAùä ÉkkQklYkAù

Initiation cost Ékk@glXkAù \kkCkP

Inner ¢kgPl@Aùä XkmP@m

Innovation Tk^k Ul@^kPrTkä ¢lXkTk^kAù@Okä Tk^kkFkk@ä Tk^kmTk ÉklA|ùZkk

Inquiry UoGPkGä HkkgFk UMjPk\kä Ék#Tk

Insert bk†YYkl\kP Aù@Tkkä @BkTkkä lTkl^kì Aù@Tkk

Insolvent lR^kkl\kZkkä #kkvSkkdkYkä Ul@dkmOk

Inspection lTk@mdkOkä HkkgFk

Inspection Report lTk@mdkOk l@UkvKrä ÉklP^kvRTk

Inspire Ékvl@P Aù@Tkkä Ékvv@Okk RvTkk

Installation bkgbQkkUTTkä ÉklPíkUTTk

Installments lAùbPxä ¢gl#kAùk

Instead Avù ¢\kk^kkä Avù WkHkkZk

Institution bkgbQkkä bkgbQkkTk

Institutional frame-work bkgbQkkCkP AùkZkrNkgFkk

Instruction ¢TknRv#kä ¢kRv#kä lcRkZkP

Instruments ¤UAù@Okä ZkgÇkä ¢kwHkk@ä l\kBkPä RbPk^kvHk

Insufficiency ¢UZkkrÈkPkä TZkoTkPk

Insurance WkmYkk

Insurance fee WkmYkk #kn\Aù

Insurance policy WkmYkk Ukl\kbkm

Insurance premium WkmYkk ÉkmlYkZkTkä WkmYkk lAùbP

Intangible assets ¢YkoPr ¢k†bPZkkg

Integral ¢gBkMä ¢gCkXkoPä ¢lTk^kkZkr

Integrated .AùmApùPä ¢BkgMä bkgUoOkr

Integrated approach bkYk†T^kP RplìAùkvOk

Integrated project .AùmApùP Ul@ZkkvHkTkk

Integrity .AùPkä ¢BkgMPkä bkR~Xkk^kTkk

Intend £@kRk Aù@Tkk / @BkTkk

Page 41: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Intention ¢k#kZkä ¢lXkÉkkZkä £@kRk

Inter-alia ¢TZk WkkPkx Avù bkkQk bkkQk

Inter-bank borrowings ¢gP@ WkyAù ¤Skk@

Inter-Corporate Deposits ¢gP@ AgùUTkm HkYkk@kl#kZkkg

Inter-office transaction account(Main) ¢TP@ AùkZkkr\kZk \kvTkRvTk \kvBkk (YknBZk)

Inter-regional ¢TP: ÉkkRvl#kAù

Inter-se ¢kUbk Ykxä U@bU@

Inter-sectional ¢TP@ ¢TknXkkCkmZk

Inter-sectoral ¢gP: dkvÇk

Inter bank dealing ¢gP@ WkyAù \kvTkRvTk

Inter Office Transmission ¢gP@ AùkZkkr\kZk bkgÉkvakOk

Interest-UTI borrowing payable Xkk@PmZk ZkolTkK K}bK bkv ¤Skk@ U@ bkgRvZk WZkkHk

Interest WZkkHkä lcPä élFk

Interest-LIC borrowing payable Xkk@PmZk Hkm^kTk WkmYkk lTkCkYk bkv ¤Skk@ U@ bkgRvZk

WZkkHk

Interest-on SRHDs of ARDBs Apùlak .^kg Ck|kYkmOk l^kAùkbk WkyAùkx Avù

l^k0Ck|k0¢k0lMWkxFk@kx U@ WZkkHk

Interest-rate swap WZkkHk R@ l^klTkYkZk

Interest-refinance to ACHFS #kmakr bkcAùk@m ¢k^kkbk l^kÅk bklYklPZkkx Aùkv UnTks^kÅk U@

WZkkHk

Interest-refinance to HFCs (Adhoc) ¢k^kkbk l^kÅk AgùUlTkZkkx Aùkv UnTks^kÅk (PRQkr) WZkkHk

Interest-refinance to HFCs (LDSP) ¢k^kkbk l^kÅk AgùUlTkZkkx Aùkv UnTks^kÅk (.\kMm.bkUm)

WZkkHk

Interest-refinance to HFCs (regular) ¢k^kkbk l^kÅk AgùUlTkZkkx Aùkv UnTks^kÅk (lTkZklYkP) WZkkHk

Interest-refinance to Sch.com.Bks(regular)

¢TknnbkolFkP ^kklOk†HZkAù WkyAùkgx Aùkv UnTks^kÅk (lTkZklYkP) -

WZkkHk

interest-refinance to Sch.Com.Bks.(LDSP)

¢TknnbkolFkP ^kklOk†HZkAù WkyAùkgx Aùkv UnTks^kÅk

(.\kMm.bkUm) - WZkkHk

Interest-refinance to state coop BCC @kHZk bkcAùk@m WkyAùkx Aùkv WZkkHk-U@ UnTks^kÅk

Interest-refinance to urban coop Bks #kc@m bkcAùk@m WkyAùkx Aùkv WZkkHk-U@ UnTkl^krÅk

Interest accrued ÉkkvR~XkoP WZkkHk

Interest and discount WZkkHk .^kg WkK~Kk

Interest govt.guaranteed bonds payable bk@Aùk@m Ckk@gKmApùP WkgSkUÇkkx U@ bkgRvZk WZkkHk

Interest on deposits with banks WkyAùkx Ykgx HkYkk@kl#kZkkx U@ WZkkHk

Interest on Refinance UnTks^kÅk U@ WZkkHk

Interest on staff loans AùYkrFkk@m ,Okkx U@ WZkkHk

Interest on treasury bills @kHkAùkvakmZk lWk\kkx U@ WZkkHk

Interest payable bkgRvZk / RvZk / XknCkPkTk ZkkvCZk WZkkHk Interest payment WZkkHk Aùk Xk‡CkPkTk

Interest rate WZkkHk R@

Interest rate risk WZkkHk R@ HkkvlBkYk

Interest rate risk management WZkkHk R@ HkkvlBkYk ÉkWkgSkTk

Interest receivaable-Bks deposits WkyAù HkYkk U@ Ékk¶Zk WZkkHk

Page 42: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Interest Receivable Ékk¶Zk WZkkHk

Interest receivable on Try bills @kHkAùkvakmZk lWk\kkx U@ Ékk¶Zk WZkkHk

Interim dividend ¢gPl@Yk \kkXkkg#k

Intermediaries YkSZkbQk, YkkSZkYk

Intermediary agency YkSZkbQk .Hkxbkm / ¢lXkAù@Ok

Intermediate YkkSZklYkAùä YkSZk^kPmrä YkSZkbQk

Intermediate mortgage YkSZk^kÅkmr WkgSkAù

Intermediate towns YkSZk^kCkmr TkCk@

Internal ¢kggPl@Aùä ¢TPRvr#kmZkä XkmP@m

Internal amenities ¢kgPl@Aù bknBk bknl^kSkk.g

Internal appraisal ¢kgPl@Aù Yko\ZkkAgùTk

Internal audit fee ¢kggPl@Aù \kvBkk U@mdkOk #kn\Aù

Internal checks and controls ¢kgPl@Aù HkkgFk .^kg lTkZkgÇkOk

Internal rate of return ÉklPVú\k Aùm ¢kgPl@Aù R@

Interrogation UoGPkGä UoGTkkä Ék#Tk Aù@Tkk

Intervening period YkSZk^kPmr ¢^klSk

Intervention cbPdkvUä RBk\k

Interview bkkdkk’Aùk@ä Ykn\kkAùkPä XkxK

Intimate bkolFkP Aù@Tkkä ¢kgPl@Aùä Ckc@kä ÉkCkkNj

Intra-vires ÉkklSkAùk@ Avù ¢SkmTkä ¢lSkAùk@kPmP

Intrim relief ¢gPl@Yk @kcP / bkckZkPk

Introduce Ul@FkZk RvTkk / Aù@kTkkä HkkvMj RvTkkä Ékk@gXk / \kkCko Aù@Tkkä #kné Aù@Tkk

Introduction Ul@FkZkä ¢kYknBk

Invalid ¢l^klSkYkkTZkä @R~Rä ¢bkYkQkr

Invalidate ¢YkkTZk Aù@Tkkä @R~R Aù@Tkk

Inventory Pkl\kAùä bkoFkmä lVúcl@bP

Investigation ¢T^kvakOkä HkkgFk

Investigation of title cAù Aùm HkkgFk

Investment lTk^kv#kä \kkCkPä ÉklPíkUTTk

Investment in certificate of deposits HkYkk@kl#k Avù ÉkYkkOkUÇkkx Ykx lTk^kv#k

Investment in govt.securities bk@Aùk@m ÉklPXkolPZkkx Ykx lTk^kv#k

Investment in housing ¢k^kkbk Ykx lTk^kv#k

Investment in other assets ¢TZk ¢k†bPZkkx Ykx lTk^kv#k

Investment in treasury bills @kHkAùkvakmZk lWk\kkx Ykx lTk^kv#k

Investment Policy lTk^kv#k TkmlP

Investments pattern lTk^kv#k UwKTkr / UálP

Investor-friendly lTk^kv#kAù ¢TknAoù\k

Investors lTk^kv#kAùä UogHkm \kCkkTkv ^kk\kk

Invoice WkmHkAù

Involve #kklYk\k Aù@Tkkä bkYWká ckvTkk

Ioss carried to balance sheet Pn\kTk UÇk Ykx \kv Hkk£r Ck£r cklTk

Page 43: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

IOT-scheduled commercial banks account

¢TP@ AùkZkkr\kZk \kvTkRvTk \kvBkk -¢TknbkolFkP

^kklOk†HZkAù WkyAù

Ipso-facto PQZkP:ä £bkm WkkP bkv

ipso-jure l^klSkP:

Irregularity ¢lTkZklYkPPk

Irrelavent ¢bkgCkPä ¢TkCkr\k

Irresponsible ¢Tkn¤’P@RkZkmä Ckw@ lHkYYkvRk@

Iso cost curve bkYk \kkCkP ^kÓù

Issuance ÉkFkk\kTkä Hkk@m lAùZkk HkkTkk

Issue lTkCkrYkä Hkk@m Aù@Tkk

Issue of stocks bKktAù XkgMk@ bkkYkCk|m Hkk@m Aù@Tkk

Issued Hkk@mä lTkCkrlYkP

Issued and paid-up Hkk@m Aùm Ck£r .^kg FknAùPk UogHkm

Issued Capital lTkCkrlYkP / Hkk@m UgoHkm; lTkCkrP UogHkm Issued under… Avù ¢gPCkrP Hkk@m

Jack up prices AùmYkP WkNjkTkk

Jeopardising HkkvlBkYk Ykx Mjk\kTkk

Jewel @’Tkä YklOkä Hk^kkc@

Job AùkYkä TkkwAù@m

Joinery WkNj£r Aùk AùkYkä HknMjk£r

Joining leave AùkZkrCk|cOk ¢^kAùk#k

Joint ventures bkgZkn‘P ¤<kvCk

Journal UlÇkAùkä RwlTkAùm

Journey bkVú@ä ZkkÇkk

Judicial Inquiry TZkklZkAù HkkgFkä UoGPkG

Junior Management AùlTkí ÉkWkgSkTk

Jurisdiction ¢lSkAùkl@Pkä ¢lSkAùk@ dkvÇk

Justice TZkkZkä TZkkZkYkosPä TZkkZk#km\kPk

Justify TZkkZkkvlFkP lbká Aù@Tkkä bkcm Lc@kTkk

Keap year ¢lSk^kakr

Key loan Ykc’^kUoOkr / Yko\k ,Ok

Key players YknBZk XkolYkAùkRk@ / lBk\kkMjm

Key word bkoFkAù #kWR

Keyboard AngùHkm UK\k

Kilobyte lAù\kkvWkk£K

Kite flying cv@kVvú@mä lTkXkk^kä cngMm Fk\kkTkk

Kite flying operations FkwAùkxä lWk\kkx ¢klR U@ lTkXkk^k ÉkkÈk Aù@Tkk

Knowledge ekkTkä l^k<kä Ul@FkZk

Labour Court ÌkYk TZkkZkk\kZk

Labour laws ÌkYk l^klSkä AùkTkoTk

Labour part time ¢g#kAùkl\kAù ÌklYkAù

Labour welfare ÌkYk Aù\ZkkOk

Page 44: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Laid before Avù bkkYkTkv Uv#k Aù@Tkkä ÉkbPnP Aù@Tkk

Land XkolYkä Xko

Land Acquisition/notification XkolYk ¢lSkCk|cOk / ¢lSkbkoFkTkk

Land ceiling Xko bkmYkk

Land development and shelter project XkolYk l^kAùkbk .^kg ¢kÌkZk ZkkvHkTkk

Land development Bank XkolYk l^kAùkbk WkyAù

Land encroachment HkYkmTk U@ ¢TkklSkApùP AùWHkkä ¢lPÓùYkOkä Xko-

¢lPÓùYkOk

Land holder XkolYk Skk@Aù

Land lease legislation XkoolYk UK~Kk l^kSkkTk / AùkTkoTk Land mortgage XkolYk WkgSkAù

Land mortgage bank XkolYk WkgSkAù WkyAù

Land possession XkolYk ij AùWHkk

Land reform XkolYk bkSkk@

Land registration XkolYk @lHkbK}mAù@Ok

Land revenue Xko @kHkb^k

Land scaping Xko Rp#ZkkAgùTkä Xko Rp#Zk lTkYkkrOk

Land settlement XkolYk WkgRkvWkbP

Land tenure XkoSkplP

Land use pattaern XklYk ¤UZkkvCk ÉkOkk\km / UwKTkr Landed cost ¤P@k£r U^krP \kkCkP

Landed property Xko bkgUlÅk

Landed security Xko ÉklPXkolP

Landscape planning Xko Rp#ZkkgAùTk ¢kZkkvHkTkk

Latest Tk^kmTkPYkä PkHkk

Latest position ^kPrYkkTk / YkkwHkoRk †bQklP Latrine #kkwFkk\kZkä bkgMkbkä UkBkkTkk

Law l^klSkä AùkTkoTkä lTkZkYkä lbkákTP

Law charge payable bkgRvZk l^klSk ÉkXkk@

Law charges l^klSk ÉkXkk@

Layout ¢lXkTZkkbkä BkkAùkä ÉkRs#kP Aù@Tkk

Leagitimate l^klSk bkYYkP / bkgCkP Lease UK~Kk

Lease hold UK~KvRk@mä UK~KkSkplP

Lease holder UKKvRk@ä UK~KvkSkk@m

Lease rent for land XkolYk Aùk UK~Kk lAù@kZkk

Leasee UK~KvRk@

Leave ¢^kAùk#kä GnK~Km

Leave Encashment GnK~Km XknTkkTkkä GnK~Km Aùk TkAùRmAù@Ok

Leave fare conceassion ¢^kAùk#k ZkkÇkk l@ZkkZkP

Leave without pay ^kvPTk@lcP ¢^kAùk#k

Ledger BkkPkå BkkPkWkcmä ÉkUgHkm

Page 45: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Ledger account BkkPk \kvBkv

Ledger balance BkkPk #kvak

Leeway Aùbk@ä AùYkmä GvoKä CkgnHkk£#k

Legal l^klSkAùä AùkTkoTkmä ^kw<

Legal aspects l^kSkkZkm Uc\ko / Ék#Tk Legal Charges l^klSk ÉkXkk@

Legal constraints AùkTkoTkm ^Zk^kSkkTk

Legal Documentation l^klSkAù Ék\kvBkTk / RbPk^kvHk Legal Documents l^klSkAù RbPk^kvHk / Ék\kvBk Legal frame work AùkTkoTkm AùkZkr NkgFkk

Legal heirs l^klSkAù ^kkl@bk / ¤’P@klSkAùk@m

Legal mechanism l^klSkPgÇk

Legal Mortgage l^klSkAù WkgSkAù

Legal procedure l^klSkAù AùkZkrl^klSk / lA|ùZkkl^klSk Legal provisions l^klSkAù / AùkTkoTkm ¤UWkgSk / Ékk^kSkkTk Legally l^klSk çk@k

Legislation AùkTkoTkä l^kSkkTk

Legislation l^klSk lTkYkkrOk

Lending ,Ok / ¤Skk@ RvTkk

Lending Agency ,OkRkÇkm .Hkxxbkmä ,OkRkPk ¢lXkAù@Ok

lending institutions ,OkRkPk bkgbQkkTk

Lending limit ¤Skk@ RvTkv Aùm bkmYkk

Lending norms ¤Skk@ RvTkv Avù YkkTkRgM

Lending rate ¤Skk@ R@

Lending rates ¤Skk@ RvTkv Aùm R@x

Lendng ¤Skk@ä ,Okä AùHkr RvTkk

Length \kgWkk£rä ¢^klSkä RmDkrPkä YkkÇkk

Letter of acceptance b^kmApùlP / ¢lSkAùk@ UÇk

Letter of assignment bkYkTknRv#kTk UÇk

Letter of Authority ÉkklSkAùk@ UÇk

Letter of credit bkkBk UÇk

Letter of hypothecation ¢kMYkkTk UÇk

Letter of lien Skk@OkklSkAùk@ UÇk

Level bP@ä P\kä bkUkKä bkgPnl\kP

Leverage ¤’Pkv\kTk

Levy ¤æCk|cOkä ¤Ckkcmä FkgRkä ¢lTk^kkZkr

LFC-incidental advance ¢^kAùk#k ZkkÇkk l@ZkkZkP - ¢kAù†bYkAù ¢lCk|Yk

Liabilities RvZkPk.g RklZk’^kä RvTkRkl@Zkkg

Liable ¤’P@RkZkm; lHkYYkvRk@ä XkkCkm

Liberalisation ¤Rk@mAù@Ok

Liberalised ¤Rk@mApùP

LIC Policy Hkm^kTk WkmYkk Ukl\kbkm

Page 46: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Licence ¢TkneklÈkä \kk£rbkxbk

Lien Skk@OkklSkAùk@ä Ck|cOkklSkAùk@

Life insurance Hkm^kTk WkmYkk

Life time Hkm^kTkAùk\k

Lime TkmWkogä FkoTkkä \kkbkk

Limitation bkmYkk.g

Limited liability bkmlYkP RvZkPk / RvTkRk@m Linked HknMjk cn¢kä bkYWká

Liquid market TkAùRm / ¢k†bP WkkHkk@

Liquidation Ul@bkYkk¶Tkä Ul@l#kkvSkTk

Liquidity TkAùRm / Fk\klTklSk Liquidity crunch Fk\k lTklSk Aùk ¢Xkk^k / AùYkm Liquidity management Fk\k lTklSk ÉkWkgSkTk

Liquidity position Fk\klTklSk Aùm †bQklP

Liquidity risk Fk\klTklSk HkkvlBkYk

List bkoFkmä Pkl\kAùk

Listed security bkoFkmWká ÉklPXkolP

Litigation YknAùR~Ykkä ^kkR

Loan ,Okä ¤Skk@ä AùHkr

Loan-to-cost ratio \kkCkP- ,Ok ¢TknUkP

Loan Agreement ,Okä Aù@k@ä ¤Skk@ä AùHkr £Aù@k@TkkYkk

Loan application ,Ok ¢k^kvRTk UÇkä AùHkr Avù l\k. ¢Hkmr

Loan assistance ,Ok bkckZkPk

Loan component ,Ok bkgDkKAùä DkKAù

Loan Document Verification ,Ok RbPk^kvHkkx / Ék\kvBkkx Aùk bk’ZkkUTk Loan documentation ,Ok Ék\kvBkTk

Loan drawal ,Ok lTkAùkbkm / ¢kc@Ok

Loan Policy ,Ok TkmlP

Loans & advances ,Ok .^kg ¢lCk|Yk (@kl#k)

Local allowance bQkkTkmZk XkÅkk

Local authorities bQkTkmZk ÉkklSkAù@Ok

Local body bQkkTkmZk lTkAùkZk / bkgbQkk Local Housing bQkkTkmZk ¢k^kkbk

Local level bQkkTkmZk bP@

Location bQk\kä bQkkTkä ¢^k†bQklP

Lock-in period ¢^kéá ¢^klSk

Lodging Lc@Tkkä ¢k^kkbk

Long term RmDkrAùk\kmTkä RmDkkr^klSk

Long term capital gains RmDkrAùkl\kAù UogHkm ¢lXk\kkXk

Long term finance RmDkkr^klSkù l^kÅk

Loss TknAùbkkTkä cklTk

Low-cost construction technologies lTkYTk / ¢\U \kkCkP Aùm lTkYkkrOk Ékkw<kvlCkAùm

Page 47: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Low-cost innovative building materials

lTkYTk / ¢\U \kkCkP ¢lXkTk^kAùk@m Xk^kTk lTkYkkrOk

bkkYkCk|m

Low cast housing lTkYTk / ¢\U \kkCkP ¢k^kkbk

Low cost ¢\U \kkCkP

Low cost housing fund lTkYTk / ¢\U AùYk \kkCkP ¢k^kkbk lTklSk

Lower income group lTkYTk ¢kZk ^kCkr

Lunation FkgæYkkbk

Macro-financial system bQko\k l^kÅk ÉkOkk\km

Macro-level ^kpcP bP@

Magistrate YklHkbK}vKä ROMklSkAùk@m

Magnitude l^kbPk@ä Ykc’^k

Maiden dividend ÉkQkYk \kkXkkg#k

Mailing list MkAù bkoFkm

Main YknBZkä ÉkSkkTk

Main objects YknBZk ¤R~Rv#Zk / \kdZk Maintain WkTkk. @BkTkkä Xk@Ok UkvakOk Aù@Tkkä ¢Tkn@dkOk Aù@Tkk

Maintenance ¢Tkn@dkOkä @Bk@Bkk^k

Major ÉkYknBkä YknBZkä YkvHk@ä ^kZkbAù

Major players ÉkYknBk XkkCkmRk@

Major repairs WkMjm Yk@YYkPx

Majority WkcnYkPä ¢lSkAùkg#k

Man-day AùkZkrÌkYklR^kbk

Management ÉkWkgSkTkä £gPHkkYkä ÉkWkgSk Aùkw#k\k

Management information System ÉkWkgSk bkoFkTkk ÉkOkk\km

Manager ÉkWkgSkAùä ^Zk^kbQkkUAù

Managing ÉkWkgSkä £gPHkkYk Aù@Tkk

Mandate ¢lSkRv#kä ¢kekkUAùä ¢lTk^kkZkr

Mandatory ¢lTk^kkZkrä ¢lSkRv#kk’YkAù

Manipulation cv@Vvú@ Aù@Tkk

Manner P@mAùkä ÉkAùk@

Manpower YkkTk^k #k†‘Pä HkTk#k†‘P

Mansion c^kv\kmä ÉkbkkRä AùkvLmä Xk^kTk

Manual labour #kk@ml@Aù ÌkYk

Manufacturing lTkYkkrOk Aù@Tkk

Manufacturing cost lTkYkkrOk \kkCkP

Marginal bkmYkkgPä ¤UkglPAù

Marginal waste land WkHk@kvYknBkm XkolYk

Margin Mark bkmYkkgP

Margins YkksHkTkä ¢gP@ä ckl#kZkk

Mark lFkc~Tkä lTk#kkTk

Market-oriented sector WkkHkk@kvTYknBk dkvÇk

Market assessment WkkHkk@ ¢kAù\kTk / Yko\ZkkAgùTk

Page 48: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Market rate WkkHkk@ Xkk^k / R@ Marketability l^kUOkTkmZkPk

Marketable title lWkÓùm ZkkvCZk cAù

Marketing l^kUOkTk

Married couple l^k^kklcP ZknCk\k / HkkvMjm

Master file ÉkSkkTk bkglFkAùk / Vúk£r\k Masterplan/development plan YkkbK@ ¶\kkTk / l^kAùkbk ZkkvHkTkkä YkckZkkvHkTkk Material features XkkwlPAù l^k#kvakPk.g

Materials bkkYkCk|mä bkkYkkTk

Maternity Leave ÉkbkolP ¢^kAùk#k

Matrix YkkPpAùkä ¤’UlÅk bQkkTkä ¢kSkk@ U’Qk@

Matter YkkYk\kkä l^kakZkä URkQkr

Maturity Ul@U‘^kPkä bkYkPn\Zkä UoOkrPkä ÉkkwNjPkä lYkZkkR Uo@m

ckvTkk

Maturity mismatch Ul@U‘^kPk ¢bkgPn\kTk

Maximum ¢lSkAùPYkä HZkkRk bkv HZkkRk

Measures ¤UkZkä AùkZkr^kkcmä YkkÇkkä YkkU

Mechanism ZkkglÇkAùä @FkTkk^k\kmä AùkZkrPgÇk

Medical Aid lFklAù’bkk bkckZkPk

Medical leave lFklAù’bkk ¢^kAùk#k

Medical officer lFklAù’bkk ¢lSkAùk@m

Meeting WkwLAùä bkXkk

Megabyte YkvCkkWkk£K

Member bkRbZk

Memorandum ekkUTk

Memorandum of Agreement Aù@k@ ekkUTk

Memory bYkplPä ZkkRRk#P

Merely Avù^k\kä lbkVrúä YkkÇk

Merge l^k\kZkTkä lYk\kk RvTkk

Merit CknOkä ÌkvíPkä ¤’Aùakrä ¢FGk£r

Method l^klSkä P@mAùkä UálP

Methodology AùkZkrl^klSkä UálP l^kekkTkä ÉkOkk\km l^kekkTk

Metropolitan YkckTkCk@mZkä @kHkSkkTkm

Metropolitan Area YkckTkCk@ dkvÇk

Mid term appraisal YkSZkk^klSk Yko\ZkkAgùTk

Middle Management YkSZk ÉkWkgSkTk

Migration Rv#kkgP@Okä Ék^kHkTk

Mine BkkTkä Ykv@kä BkRkTk

Minimised TZkoTkPYk Aù@Tkk

Minimum TZkoTkPYkä AùYk bkv AùYk

Ministerial staff ¢TknbkolFk^kmZk AùYkrFkk@m

Ministry YkgÇkk\kZkä YkgÇkmYkOM\k

Page 49: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Minor ¢^kZkbAùä GkvKkä TkkWkkl\kCkä \kDknä CkkwOk

Mint KAùbkk\k

Minute lYkTkKä AùkZkr^kpÅkä ¢lP \kDkn

Miscellaneous l^kl^kSkä VnúKAù@

Misconception Xk|kglPä Xk|Yk

Misleading WkcAùkTkkä Xk|Yk Ykx Mjk\kTkkä UQkXk|ì Aù@Tkk

Mistake Xko\kä Ck\kPmä ¢#kn†á

Misunderstanding Ck\kPVúcYkmä Xk|Yk

Misutilisation RnéUZkkvCkä Ck\kP £bPvYkk\k

Mixed dwelling lYk\kv Hkn\kv ¢k^kkbk

Mobilisation bkgCk|cOkä HknKkTkkä HknKk^k

Mobilised resources HknKk. Ck. bkgbkkSkTk

Mobilising bkgCk|cOkä HknKkTkk

Mobility CklP#km\kPk

Mode of Travel ZkkÇkk Aù@Tkv Aùk P@mAùk / bkkSkTk Model ¢kR#krä ÉklPYkkTkä TkYkoTkk

Modification bkg#kkvSkTkä ¢k#kkvSkTkä éUkgP@

Modification of Charge ÉkXkk@ / ¢k@kvU Ykx ¢k#kkvSkTk

Modify bknSkk@ä Ul@^kPrTkä ¢k#kkvSkTk

Moisture TkYkmä ¢kR|rPk

Monetary transactions YkkwlR|Aù \kvTkRvTkä bkg^Zk^kck@

Monitor lTkCk@kTkmä RvBk@vBkä ¢Tkn^kmdkOk

Monitoring lTkCk@kTkm @BkTkk

Monopoly .AùklSkAùk@ä .AùklSkU’Zk

Monsoon YkkTkbkoTkä ^kakkrÇknPnä Wk@bkkP

Month Ykkbkä YkcmTkk

Monthly YkklbkAù

Monthly income YkklbkAù ¢kZk

Monthly pay bill YkklbkAù ^kvPTk lWk\k

Moral YkTkkvWk\kä TkwlPAù

Morale YkTkkvWk\kä ckwbk\kk

Moratorium ¢lSkbQkCkTkä l^k\kgWkTkä

Moratorium Period l^k\kgWkTk Aùk\k

Mortgagae investment conduits bQkk^k@ bkgURk WkgSkAù YkkSZkYk

Mortgage WkgSkAùä @vcTk

Mortgage WkgSkAùä WkgSkAù @BkTkk

Mortgage-backed bonds WkgSkAù bkYklQkrP WkgSkUÇk

Mortgage backed securities WkgSkAù bkYksQkP ÉklPXkolPZkkg

Mortgage companies WkgSkAù AgùUlTkZkkg

Mortgage deed WkgSkAù l^k\kvBk

Mortgage financing WkgSkAù l^kÅkUkvakOk

Mortgage financing operations WkgSkAù bkgWkgSkm l^kÅkmZk Ul@Fkk\kTk

Page 50: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Mortgage indenture WkgSkAù Aù@k@TkkYkk

Mortgage insurance WkgSkAù WkmYkk

Mortgage lending WkgSkAù ¤Skk@ / ,Ok

Mortgage market WkgSkAù WkkHkk@

Mortgage of peoperties bkgUlÅk Aùkv WkgSkAù @cTk @BkTkk

Mortgage rates WkgSkAù R@x

Mortgage related debt instruments WkgSkAù bkgWkglSkP ,Ok l\kBkP

Mortgage underwriting WkgSkAù ckYkmRk@m

Mortgagee WkgSkAùRk@

Motivate Ékkv’bkklcP Aù@Tkkä Ékvl@P Aù@Tkk

Motivation ¢lXkU|v@Okkä Ékkv’bkkcTk

Motor vehicle YkkvK@ ^kkcTk

Movable Property Fk\k bkgUlÅk

Movement of vouchers ^kk¤Fk@kx Aùk bkgFk\kTk / ¢k^kkHkkcm

Mud lYkK~Km Aùk Ckk@kä AùmFkMj

Mulet ¢QkrRgMä HknYkkrTkk

Multi-agency approach Wkcn .Hkxbkm RplìAùkvOk

Multi-dimensional Wkcn ¢kZkkYkm

Multi-functional Wkcn lA|ùZkk’YkAùä ÉkAùkZkkr’YkAù

Multi-State Co-operative Society Wkcn@kÄkmZk bkcAùk@m bklYklP

Multiple WkcnCknOkHkä Wkcn\k

Multipurpose Wkcn¤R~Rv#kmZkä WkcnÉkZkkvHkTkmZk

Muster roll cklHk@m @lHkbK@ä TkkYkk^k\km

Mutual consent Uk@bUl@Aù / ¢kUbkm bkYYklP

Mutual Fund Uk@bUl@Aù lTklSk

Naked contract ¢ÉklPXkoP bkggl^kRk

Narration l^k^k@Okä AùQkTkä ^kOkrTk

National @kì}mZkä @klì}Aù

National holiday @kì}mZk GnK~Km / ¢^kAùk#k

National Mortgage Association @kì}mZk WkgSkAù bkgDk

Nationwide Uo@v Rv#k Ykxä Rv#k^ZkkUm

Natural calamities ÉkkApùlPAù ¢kURk.gä Ykckl^kUlÅkZkkg

Natural role model b^kP: ¢kR#kr XkolYkAùk

Nature ÉkApùlPä b^kXkk^k

Nature of security ÉklPXkolP Aùm ÉkApùlP / lAùbYk Necessary action ¢k^k#ZkAù AùkZkr^kk£r

Necessity ¢k^k#ZkAùPkä Hké@Pä ¢lTk^kkZkrPk

Need ¢k^k#ZkAùPkä Hké@P

Need based housing ¢k^k#ZkAùPk ¢kSkkl@P ¢k^kkbk

Negative TkAùk@k’YkAùä ,Okk’YkAùä lTkakvSkm

Negative Lien TkAùk@k’YkAù Skk@OkklSkAùk@

Neglect ¤Uvdkkä \kkU@^kkcm

Page 51: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Negotiable U@kÓùYZkä l^kÓvùZkä WkvFkTkmZk

Negotiation U@ÓùkYkOkä WkkPFkmPä bkYkIkkwPk ^kkPkr

Neighbourhood Ukbk Ykxä UMjjkvbk

Net lTk^k\kä Hkk\k

Net income lTk^k\k / #kná ¢kZk

Net liquid assests lTk^k\k / #kná TkAùR ¢k†bPZkkg

Net margin lTk^k\k YkksHkTk

Net Non Performing Assets lTk^k\k ¢TknUZkkvHZk / lTkaÉkZkkvHZk ¢k†bPZkkg

Net Owned Fund lTk^k\k b^kklSkApùP lTklSk

Network TkvK^kArùä AùkZkrPgÇkä AùkZkrbkgHkk\k

Networking TkvK^k«AùCkä bkgHkk\k

New initiatives Tk£r Uc\k (Uc\kx)

Newsletter TZkoHk \kwK@ä bkoFkTkk UÇk

Newspaper/ periodicals/ books bkYkkFkk@ UÇk / UlÇkAùk.g / UnbPAxù NHB capital gain bonds @k0¢k0WkyAù Avù UogHkm\kkXk WkgSkUÇk

Night shelters @klÇk ¢kÌkZk bQk\kä @klÇk l^kÌkkYk Dk@

No due certificate WkAùkZkk Tkc{ ÉkYkkOkUÇkä WkvWkkAùm ÉkYkkOkUÇk

Nominal TkkYk YkkÇk Aùkä YkkYko\km

Nominal Fee ¢TknYkklTkP #kn\Aùä TkkYkYkkÇk Aùm Vúmbk

Nominate TkklYkP / lTkZkn‘P Aù@Tkk Nominated member TkkYklTksRì bkRbZk

Nomination TkkYkkgAùTkä TkkYk lTkRvr#kTkä TkkYkHkRCkm

Nominee TkklYkPmä YkTkkvTkmP

Non-banking Financial companies Ckw@ WkwzAùCk l^kÅkmZk AùUlTkZkkg

Non-compliance ¢TknUk\kTk Tk Aù@Tkk

Non-Convertible Debentures Ckw@ Ul@^kPrTkmZk / ¢Ul@^kPrTkmZk lMWkgFk@

Non-official body Ckw@ bk@Aùk@m lTkAùkZk / bkgbQkk Non-performing ¢TknUZkkvHZkä ¢lTkaUklRPä lTkaÉkZkkvHZk

Non-Performing Assets ¢TknUZkkvHZk ¢k†bPZkkg

Non-plan ZkkvHkTkvP@ / Ckw@ ZkkvHkTkk Non-saleable area ¢l^kÓvùZk dkvÇk

Non-scheduled bank Ckw@ ¢TknbkolFkP WkyAù

Non-submission ÉkbPnP Tk Aù@Tkk

Non Government Organisations Ckw@ bk@Aùk@m bkgCkLTk

Norm YkkTkRgMä YkkTkAù

Normal tax bkkYkkTZk Aù@

Norms YkkTkRgMä YkkTkAùä ÉklPYkkTk

Notary TkkvK@m

Note TkkvKä lK¶UOkm

Notice bkoFkTkkä RvBk \kvTkkä TkkvlKbk

Notice of dishonour ¢TkkR@Ok Aùm bkoFkTkkä ¢^kvdkk

Notification ¢lSkbkoFkTkkä l^keklÈk

Page 52: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Notified ¢lSkbkolFkP

Notwithstanding Avù Wkk^kHkoRä Avù ckvPv cn. Xkm

Nuclear TkklXkAùmOkä ¢Okn

Number bkgBZkkä ¢gAùä TkgWk@

Oath #kUQkä bkkwCkgDk

Obedient ¢kekkAùk@m

Objective ¤R~Rv#Zkä ÉkZkkvHkTkä ^kbPnlTkí

Obligation ¢kXkk@ä WkkSZkPk

Obligatory WkkSZkAùk@mä ¢lTk^kkZkrä ¢k^k#ZkAù

Observed Uk\kTk lAùZkkä RvBk l\kZkk

Obtain UkTkkä ÉkkÈk Aù@Tkk

Occupation Uv#kkä ^Zk^kbkkZk

Occupational ^Zkk^kbkklZkAùä Uv#kv^k@

Occur DklKP ckvTkk

Octroi FkngCkm

Off-balance sheet items Wkkc~Zk Pn\kTkUÇk YkRx

Off-site bQkv\kP@

Off-site/on-site infrastructure facilities bQk\kvP@ / bQk\kmZk ¢kSkkl@Aù bknl^kSkk.g

Offence ¢U@kSkä HknYkr

Offensive ¢kÓùkYkAùä lDkTkk^kTkkä ^kmXk’bk

Offer ÉkbPk^kä ¢UrOk

Office AùkZkkr\kZkä RVP@ä AùkZkr

Office equipment AùkZkkr\kZk ¤UAùù@Ok

Officer on special duty l^k#kak AùkZkkrlSkAùk@m

Officer, probationary Ul@^kmdkkSkmTk ¢lSkAùk@m

Officer ¢lSkAùk@mä ¢Vúbk@

Official bk@Aùk@mä ¢lSkAùkl@Aùä AùkZkkr\kZkmTk

Official Capacity UR Aùm cwlbkZkP

Official language @kHkXkkakk

Omission FkooAùä ¢TkkFk@Ok

Omit GkvMj RvTkkä Tkc{ Aù@Tkk

On behalf of Aùm ¢kv@ bkv

On the ground Aùvù ¢kSkk@ U@

One of its £bkYkx / ¢UTkv Ykx bkv .Aù

One of these £TkYkx / £bkYkx bkv .Aù One shot transaction .Aù Wkk@ Aùk \kvTkRvTk

Ongoing ¢kCkv WkNjTkkä ¢Ck|CkYkTkä DkKTkk

Operate ÉkFkk\kTkä Ul@Fkk\kTk

Operation bkgFkk\kTkä Ul@Fkk\kTk

Operational Ul@Fkk\kTkk’YkAùä bkglA|ùZkk’YkAù

Operations Ul@Fkk\kTkä bkglA|ùZkk

Opinion YkPä @kZkä bkYYklP

Page 53: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Opportunity ¢^kbk@ä YkkwAùk

Optimum results bk^kkvrÅkYkä £aKPYk Ul@OkkYk

Optimum solution bk^kkvrÅkYkä ¢lSkAùPYk c\k

Option l^kAù\Uä UbkgR

Option money l^kAù\U @kl#k

Option, call PvHkm Aùk bkkwRkä PvHkm l^kAù\U

Ordained lTk#FkZk Aù@Tkkä l^klcP Aù@Tkk

Order ¢kRv#kä ¢kekk

Ordinance ¢SZkkRv#k

Ordinary Debentures bkkSkk@Ok ,OkUÇk / lMWkyFk@

Organisational structure bkgCkLTkk’YkAù NkgFkk / b^kéU

Organised sector bkgCklLP dkvÇk

Organistion bkgCkLTkä bkgDkKTkä ÉkWkgSk

Orientation Uo kkrlXkYknBkmAù@Okä †bQklP lTkSkkr@Okä ¢TknAoù\kTk

¢^k†bQklP

Orientation programmes ¢lXkYknBkm / ¢TknbQkkUTk AùkZkrÓùYk

Oriented ¢lXkYknBk ckvTkk / Aù@Tkkä ¤TYknBk

Original bill Yko\k lWk\k

Original borrower Yko\k ¤Skk@AùÅkkr

Original copy Yko\k ÉklP

Originator U| kPrAù

Other assets ¢TZk ¢k†bPZkkg

Other Backward Caste ¢TZk lUGMjm HkklP

Other Caste ¢TZk HkklPZkkg

Other expenditure ¢TZk ^ZkZk / BkFkvr Other income ¢TZk ¢kZk / ¢kYkRTkm

Other liabilities ¢TZk RklZk’^k / RvZkPk.g Out of pocket expenses VnúKAù@ BkFkr

Outcome Vú\kä Ul@OkkYk

Outflow of funds lTklSkZkkx Aùk Wklc^kkrc

Output lTkCkrYkä Ul@OkkYk

Outright purchase UoOkr / P’Aùk\k ÓùZk Outright sale P’Aùk\k lWkÓùm

Outstanding WkAùkZkkä ¤’Apùì

Outstanding claim WkAùkZkk Rk^kk

Over crowding ¢lSkAù XkmMjXkkMj

Over limit bkmYkk bkv ¢lSkAù

Overall bkYkCk|ä Anù\k

Overcollaterlisation ¢lSkAù bkgUks#^krAùmAù@Ok

Overdraft ¢kv^k@ M}kV~úKä ¢lSkl^kAùakr

Overdue ¢lPRvZk

Owned b^kklSkApùP

Page 54: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Owned Fund b^kklSkApùP lTklSk

Owner, absolute bkgUoOkr b^kkYkm

Ownership b^kklYk’^kä Ykkl\kAùkTkk cAù

Ownership houses b^kklYk’^k ^kk\kv YkAùkTk

Packages UwAvùHkä bkg\kvìTk

Paid ÉkRÅkä ¢Rk lAùZkk

Paid up FknAùPkä ÉkRÅk

Paid up Capital FknAùPk / ÉkRÅk UogHkm Palace Ykc\kä ÉkbkkR

Paragraph Ul@FGvR

Parameter YkkTkRgMä Uw@kYkmK@

Parents YkkPk-lUPk

Pari-passu bkYkkTk éU bkvä Avù bkkQk bkkQk

Pari-Passu Charge bkYkéU ÉkXkk@

Parks UkArùä ¤<kTkä ¤U^kTk

Part XkkCkä XkolYkAùkä BkgM

Partially Convertible Debentures ¢kz#kAù bkgUl@^kPrTkmZk lMWkxFk@

Participate #kklYk\k ckvTkkä XkkCk \kvTkkä XkkCkmRk@m

Participating agreement bkcXkklCkPk Aù@k@

Participating certificate bkcXkklCkPk ÉkYkkOkUÇk

Participation bkcXkklCkPkä ÉklPXkklCkPkä XkkCkmRk@m

Particular l^k#kvakä Bkkbk

Particulars WZkkw@kä l^k^k@Ok

Partition l^kXkkHkTkùä WkgK^kk@kä lcbbkk

Partnership bkcXkkCkmä bkcXkklCkPk

Pass-through securities Ukbk Qko| ÉkYkkOkUÇk

Passport Uk@UÇkä UkbkUkvKr

Password bkgAvùP #kWRä UcFkkTk #kWRä Ukbk^kMr

Pattern ¢kR#krä TkYkoTkkä WkTkk^kKä ÉklPYkkTk

Pavement dwellers bkMjAù lAùTkk@v / UK@m U@ @cTkv ^kk\kk Pay ^kvPTkä PTkBkkcä FknAùkTkk

Pay Order XknCkPkTk ¢kRv#k

Payable bkgRvZkä RvZkä #kkvSZk

Paying capacity XknCkPkTk Aù@Tkv Aùm dkYkPk

Payment XknCkPkTkä ¢RkZkCkm

Payment delay XknCkPkTk Ykx Rv@m

Payment receipt XknCkPkTk @bkmR

Pecuniary ¢ksQkAùä SkTk bkgWkgSkm

Pedestrian path UwR\k Uk@UQk

Penal code RgM bkglcPk

Penal Interest RkglMAù WZkkHkä #kk†bPAù WZkkHk

Penalty #kk†bPä RgM

Page 55: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Pending \kglWkPä l^kFkk@kSkmTk

Pension funds Ux#kTk lTklSk

Per capita ÉklP ^Zk†‘P

Per contra ¤XkZkUdkmä RnP@Vúk

Percentage ÉklP#kP

Perception bkgCk|cä ^kbko\kmä WkkvSk

Perception of risk/return factors Xkk^km HkkvlBkYk / ÉklP\kkXk DkKAù Performance lTkaUkRAùPkä AùkZkrlTkaUkRTk

Performance Appraisal AùkZkr lTkaUkRTk Yko\ZkkAgùTk

Period ¢^klSkä bkYkZk

Periodicity ¢k^klSkAùPkä ¢k^kPrTk

Perks ¢Tkn\kkXk

Permanent structure bQkkZkm NkgFkk

Permissible built-up ¢TknekvZk lTksYkP dkvÇk

Permit ¢Tknekk UÇkä ¢TknYklP RvTkk

Perpetual bkPPä lTk’Zkä bQkkZkm

Perquisites ¢Tkn\kkXkä Ul@\k†WSkZkkg

Personal Guarantee lTkHkm / ^Zkw†‘PAùù Ckkg@Km Personal saving lTkHkm / ^Zk†‘PCkP WkFkP Perspective Ul@Rp#Zkä Ul@ÉkvdZk

Perused (SZkkTk bkv) UNjTkkä ¢Tkn#km\kTk Aù@Tkk

Petition ZkklFkAùkä ¢Hkmr RvTkk

Petitioner ¢HkmrRk@ä ¢k^kvRTk

Physical #kk@ml@Aùä XkkwlPAù

pilot project ÉkkZkkvlCkAù Ul@ZkkvHkTkk

Pilot scheme ÉkkZkkvlCkAù ZkkvHkTkk

Pilot securitisation ÉkkZkkvlCkAù ÉklPXkolPAù@Ok

Pioneering role ¢Ck|OkmZk XkolYkAùk

Pivotal role YknBZk XkolYkAùkä ¢cYk XkolYkAùk

Plaintiff ^kkRmä YknR~£r

Planning lTkZkvkHkTkä ZkkvHkTkk

Planning Commission ZkkvHkTkk ¢kZkkvCk

Plantation ^kpdkk@kvUOk

Plea PArùä WkckTkk

Pledge lCk@^km @BkTkkä WkgSkAùä ^kFkTk RvTkk

Plinth area Anùbkmr dkvÇk

Plinth area rate Anùbkmr dkvÇk^kk@ R@

Plots XkoBkgMä Tk‘#kkä ¢k\kvBkä

Plotted development XkoBgkMkx Aùk l^kAùkbk

Policy TkmlPä AoùKTkmlPä Fkk\kkAùm

Policy evaluation TkmlP Yko\ZkkAgùTk

Polution ÉkRoakOkä ¢Ul^kÇkPk

Page 56: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Pool factor bkYkocTk Aùk@Aù

Pool insurers bkYkocTk WkmYkkAùÅkkr

Pool managers bkYkocTk ÉkWkgSkAù

Pool of morgages WkgSkAù bkYkoc

Population HkTkbkgBZkkä ¢kWkkRmä HkTkPk

Portfolios bkgl^kXkkCk / lTk^kv#k bkoFkm Position †bQklPä ¢^kbQkk

Positive bkAùk@k’YkAùä b^kmAùk@k’YkAùä ^kbPnU@Aù

Possession AùWHkkä b^kklYk’^k

Post release inspection YkkvFkTkvÅk@ lTk@mdkOk

Postage telegram & courier charges MkAùä Pk@ .^kg Anùl@Zk@ Aùk ^ZkZk

Posted PwTkkP lAùZkk CkZkkä Ékl^klì Aùm Ck£rä ¢glAùP lAùZkk CkZkk

Posting entries \kvBkkWklcZkkx Ykx Ékl^klì Aù@Tkk

Postpone Yko\P^km Aù@Tkkä ¢kbQklCkP Aù@Tkk

Postponement bQkCkTkä l^k\kgWkTk

Postulation Skk@Okkä ZkkFkTkkä YkkgCk

Potable water UmTkv ZkkvCZk UkTkm

Potential bkgXkk^Zkä bkgXkk^kTkk

Poverty line lTkSkrTkPk / Ck@mWkm @vBkk Power of Attorney YknBPk@TkkYkkä ¢KtkTkmr ¢lSkAùk@

Powers #k†‘Pä Wk\kä ¢lSkAùk@ä bkÅkkg

Ppremises Ul@bk@ä bkgAnù\kä ¢ckPk

Pragmatic ^ZkbPä ^Zkk^kckl@Aùä @kHkAùkHkmä Ul@OkkYk^kkRm

Pre-Closure ¢Ck|WkgRmä Uo^krWkgRm

Pre-determined price Uo kr lTkSkkrl@P AùmYkP

Pre-equal quarterly instalment interest WZkkHk Aùm Uo^kr bkYkkTk ÇkwYkklbkAù lAùbPvg

Pre release inspection YkkvFkTk Uo^kr lTk@mdkOk

Preamble ÉkbPk^kTkkä ¢kYknBk

Precaution bkk^kSkkTkmä .clPZkkP

Precedent ¤Rkc@Okä TkHkm@ä UoOkr lTkOkrZk

Preceding year lUG\kk / Uo kr ^kakr Preceeding lUG\kkä Uo krCkkYkm

Prefer P@Hkmc RvTkkä ^k@mZkPk RvTkk

Preferably ^k@mZkP: ¢lSkYkkTkP:

Prefereantial allotment ¢lSkYkkTkm ¢kWkgKTk

Preference ^k@mZkPkä P@Hkmc

Preference Share ¢lSkYkkTk #kvZk@

Prejudice Uo kkrCk|cä Uo^krSkk@Okk

Preliminary Ékk@glXkAù

Premium ¢lSkYko\Zkä WkmYkk lAùbP

Premature redemption Ul@U‘^kPk bkv Uo kr #kkvSkTk

Page 57: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Prepaid exp. Uo krbkgRÅk ^ZkZk

Preparatory Ékk@glXkAù

Prepayment Uo kr Xk‡CkPkTk

Prepayment behaviour Uo krXknCkPkTk ^Zk^kck@

Prepayment Charge Uo krXknCkPkTk ÉkXkk@

Prepayment risk Uo krXknCkPTk HkkvlBkYk

Prerequisite Uo kkrUvdkkä Uo kkrUvldkP

Prescribe lTkSkkrl@P / l^klcP Aù@Tkk Prescribed l^klcPä lTkSkkrl@P

Prescribed Format lTkSkkrl@P ÉkUÇk

Prescribed proforma lTkSkkrl@P ÉkkéU / iÉkéU

Prescription TknbBkkä lTkSkkr@Okä XkkvCkklSkAùk@(l^klSk

Preservation bkg@dkOkä Ul@@dkOk

Preserve Ul@@dkOk Aù@Tkkä WkFkkTkkä bkn@ldkP @BkTkk

Preside bkXkkUlP’^k Aù@Tkk

Press Ékvbkä RWkk^kä YknæOkk\kZk

Prestige ÉklPaíkä Ckkw@^k

Prevailing ÉkFkl\kPä ^kPrYkkTk

Prevailing rate ÉkFkl\kP R@

Prevalent ÉkFkl\kPä l^k<YkkTk

Prevent @kvAùTkkä éAùk^kK Mk\kTkk

Preview Uo kr bkYkmdkk

Previlege bkklSkAùk@

Previous Approval Uo kr ¢TknYkkvRTk

Previous year Uo kr / lUG\kk ^kakr

Price level Yko\Zk / AùmYkP bP@ Price list Yko\Zk / AùmYkP bkoFkm Pricing Yko\Zk lTkSkkr@Okä AùmYkP \kCkkTkk

Pricing AùmYkP ¢^kSkk@Ok / \kCkkTkk Prima facie ÉkQkYk RpìZkk

Primarily YknBZkP:

Primary co-operative housing societies ÉkkQklYkAù bkcAùk@m ¢k^kkbk bklYklPZkkg

Primary Co-operative Society ÉkkQklYkAù bkcAùk@m bklYklP

Primary lender ÉkkQklYkAù ,OkRkPk

Primary Lending Institutions ÉkkQklYkAù ,OkRkPk bkgbQkkTk

Primary mortgage operations ÉkkQklYkAù WkgSkAù Ul@Fkk\kTk

Primary societies ÉkkQklYkAù bklYklPZkkg

Primary Urban Co-operative Bank ÉkkQklYkAù #kc@m bkcAùk@m WkyAù

PrimaryMortgage ÉkkQklYkAù WkgSkAù

Principal YknBZkä ÉkSkkTkä ÉkSkkTkkFkkZkrä lbkákTP

Principal object YknBZk ¤R~Rv#Zk

Page 58: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Principle lbkçkTP

Printer YknæAù

Printing & stationery YknæOk .^kg \kvBkTk bkkYkCk|m

Priorities ÉkkQklYkAùPk.gä ¢Ck|Pk.g

Priority ÉkkQklYkAùPkä ¢Ck|Pk

Priority sector ÉkkQklYkAù dkvÇk

Private lTkHkmä ^Zk†‘PCkP

Private builders lTkHkm Xk^kTk lTkYkkrPk

Private sector lTkHkm dkvÇk

Private sector participation lTkHkm dkvÇk bkcXkklCkPk

Private Trading lTkHkm ^ZkkUk@

Privatisation lTkHkmAù@Okä ¢#kkbkAùmZkAù@Ok

Privilege-leave bkklSkAùk@ ¢^kAùk#k

Pro-active basis bklA|ùZk bkYkQkrTk ¢kSkk@

Pro-rata basis bkYkkTknUklPAù ¢kSkk@

Pro-rata deduction ZkQkk ¢TknUkP AùKkwPm

Proactive customer focus ^Zk^kckZkr ¤UXkkv‘Pk VúkvAùbk

Probation Ul@^kmdkkä U@Bk

Problem bkYkbZkkä AùlLTkk£rä Ék#Tk

Problems & prospects bkYkbZkk.g ¢kw@ bkgXkk^ZkPk.g

Procedural irregularities ÉklA|ùZkk’YkAù ¢lTkZklYkPPk.g

Procedure ÉklA|ùZkkä AùkZkrÉkOkk\kmä AùkZkrl^klSk

Proceeding AùkZkr^kkcmä ÉkCklPä AùkZkrl^k^k@Ok

Process ÉklA|ùZkkä CklPä ÉkOkk\km

Processing fee ÉklA|ùZkk #kn\Aù

Procurement ¢lSkÉkklÈkä ÉkWkgSk

Product proliferation ¤’UkR ¢klSk‘Zk

Production ¤’UkRTkä ¤UHk

Profession ^kplÅkä ^Zk^kbkkZkä Uv#kk

Professional developers ^Zkk^kbkklZkAù l^kAùkbkAù

Professional Qualification Allowance ^Zkk^kbkklZkAù ZkkvCZkPk XkÅkk

Profit \kkXkä YknTkkVúk

Profit-investment in Govt securities bk@Aùk@m ÉklPXkolPZkkx Ykx \kkXk-lTk^kv#k

Profit & loss account \kkXk .^kg cklTk \kvBkk

Profit after tax (PAT) Aù@ Avù WkkR \kkXk

Profit before tax (PBT) Aù@ bkv Uc\kv \kkXk

Proforma ÉkUÇkä ÉkéU

Progress ÉkCklPä ¤TTklPä P@‘Aùm

Prohibition lTkakvSkä YkTkkcm

Prohibitory order lTkakvSkkekkä ÉklPWkglSkP ¢kRv#k

Project Ul@ZkkvHkTkkä ZkkvHkTkk

Project cost Ul@ZkvkHkTkk / ZkkvHkTkk \kkCkP

Page 59: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Project finance Ul@ZkvkHkTkk / ZkkvHkTkk l^kÅk Project inplementation Ul@ZkkvHkTkk / ZkkvHkTkk AùkZkkrT^kZkTk Project Loans Ul@ZkkvHkTkk / ZkkvHkTkk ,Ok

Project management Ul@ZkkvHkTkk / ZkkvHkTkk ÉkWkgSkTk Project Management consultant Ul@ZkkvHkTkk / ZkkvHkTkk ÉkWkgSk bk\kkcAùk@ Project monitoring Ul@ZkkvHkTkk / ZkkvHkTkk Aùm lTkCk@kTkm / YkkTkmKz@Ck Project proposals Ul@ZkkvHkTkk / ZkkvHkTkk ÉkbPk^k Projected ÉkdkvlUPä ¢TknYkklTkP

Projection ÉkdkvUOkä ¢TknYkklTkP

Proliferation Ékbkk@ä Vwú\kk^k

Prominent YknBZkä ÉkYknBkä l^kl#kì

Promissory notes ^kFkTkUÇkä é‘Aùk

Promote URkvTTklP Aù@Tkkä WkNjk^kk RvTkk

Promoted URkvTTkP

Promoters Ék^kÅkrAùä ¢kZkkvHkAù

Promotion URkvTTklPä Ék^kPrTk

Promotion and development bkg^kSkrTk .^kg l^kAùkbk

Promotion Policy bkg^kSkrTk / URkvTTklP TkmlP Promotional bkg^kSkrTkä Ék^kÅkrTk

Prompt #kmDk|ä Pn@gPä P’U@

Property bkgUlÅkä b^kklYk’^kä bkkHkbkkYkkTk

Property tax bkgUlÅk Aù@

Proportion ¢TknUkPä bkYkkTknUkP

Propose ÉkbPk^k RvTkkä bknIkk^k RvTkk

Proprietorship b^kklYk’^kä Ykkl\kAùm

Prospectus l^k^k@Ok UÇkä l^k^k@lOkAùk

Protected file @ldkP Vúk£r\k / bkglFkAùk Protection bkYkk#^kkbkTkä bkn@dkkä WkFkk^k

Provident Fund Xkl^kaZk lTklSk

Provident fund contribution Xkl^kaZk lTklSk ¢g#kRkTk

Provision Ékk^kSkkTkä ¤UWkgSkä ^Zk^kbQkk

Provision & reserves ¤UWkgSk ¢kw@ ¢k@ldklPZkkg

Provisional ¢TkglPYkä ¢bQkkZkm

Provisional assessment ¢TkglPYk lTkSkkr@Ok

Proxy U@kvdkmä ÉklPUnéakä ÉklPUÇk

Prudent l^k^kvAùUoOkrä Wkn†áYkkTkä bkgbkk@m

Prudential Norms l^k^kvAù bkYYkP YkkTkRgM

Provisional agenda ¢TkglPYk AùkZkrbkoFkm

Public HkTkPkä bk@Aùk@mä bkk^krHklTkAù

Public and private sector organisations bkk^krHklTkAù ¢kw@ lTkHkm dkvÇk Avù bkCkLTk

Public auction bkk^krHklTkAù Tkm\kkYkm

Page 60: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Public Demonstration bkk^krHklTkAù ÉkR#krTk

Public deposits bkk^krHklTkAù HkYkk@kl#kZkkg / lTkdkvU Public distribution system bkk^krHklTkAù l^kP@Ok ÉkOkk\km

Public holiday bkk^krHklTkAù GnK~Km / ¢^kAùk#k

Public Housing and Area Development bkk^krHklTkAù ¢k^kkbk .^kg dkvÇk l^kAùkbk .HkxlbkZkkg

Public Interest bkk^krHklTkAù lcPä \kkvAùlcPä HkTklcP

Public Limited Company U†W\kAù l\klYkKvM AgùUTkm

Public Meetings bkk^krHklTkAù WkwLAxù / bkXkk.g Public sector bkk^krHklTkAù dkvÇk

Public Sector Undertakings bkk^krHklTkAù dkvÇk Avù ¤UÓùYk

Public social facilities bkk^krHklTkAù bkkYkklHkAù bknl^kSkk.g

Publication ÉkAùk#kTkä Ék^kPrTk

Publicity ÉkFkk@ä BZkklP

Publish ÉkAùkl#kP Aù@Tkk

Punishable ROMTkmZkä bkHkk ZkkvCZk

Purchase ÓùZkä Bk@mRk@m

Purchase of Book Debts Wkcm ,Okkx Aùm Bk@mR

Purpose-oriented ÉkZkkvHkTkkvTYknBk

Purposes ¤R~Rv#Zkä ÉkZkkvHkTk

Pursuance ¢Tknbk@Okä Uk\kTk

Pursued UmGk Aù@Tkkä ¢kCkv WkNjkTkk

Purview dkvÇkklSkAùk@ä ¢lXkÉkkZk

Quadruplicate Fkk@ ÉklPZkkx Ykx

Qualify ¢crPk ÉkkÈk Aù@Tkkä ZkkvCZk ckvTkk

Qualitatively inferior CknOkk’YkAù éU bkv DklKZkk

Quality CknOk^kÅkkä CknOkPk

Quality control CknOk^kÅkk lTkZkÇkgOk

Quartearly rest ÇkwYkklbkAù ¢gP@k\k

Quarterly lPYkkcmä ÇkwYkklbkAù

Quarterly basis lPYkkcm / ÇkwYkklbkAù ¢kSkk@ U@

Quarterly rests(on daily product basis) lPYkkcm ¢gP@k\k (RwlTkAù ¤’UkR ¢kSkk@ U@ )

Query Ék#Tkä UoGPkG

Questioned Ék#Tk Aù@Tkk

Questionnaire Ék#Tkk^k\km

Quid-pro-quo UlPAù@ä Ykn¢k^kHkkä WkR\kv Ykx

Rapid pace Pm^k| / PvHk CklP Rate of growth ^klpá R@

Rate of interest WZkkHk R@

Ratification ¢TknbkYkQkrTkä bkgUnlì

Ratio ¢TknUkP

Rationale PAùkrSkk@

Page 61: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Rationalised Zkn†‘PbkgCkP

Rationalised structure Zkn†‘P bkgCkP bkg@FkTkk

Re-classification UnTk^krCkmrAù@Ok

Real ¢bk\kmä ^kkbPl^kAùä ZkQkkQkr

Real cost ^kkbPl^kAù \kkCkP

Real estate bQkk^k@ bkgURk

Real estate mortgage investment conduits Xko-bkgUlÅk WkgSkAù lTk^kv#k YkkSZkYk

Real Estate Property bQkk^k@ bkgURk bkgUlÅk

Real momentum ^kkbPl^kAù CklP

Realisation ¤Ckkcmä ^kbko\km

Realisation of dues RvZk @kl#kZkkx Aùm ^kbko\km

Realtor Xko bkgUlÅk R\kk\k

Reappropriation UnTksTklTkZkvkHkTk

Reappropriation budget UnTks^klTkZkkvCkä UnTk@kAù\kTk

Reasonable PArùbkgCkPä UZkkrÈkä ¤UZkrn‘P

Reasonable price ¤lFkP AùmYkP

Reasons Aùk@Okä PArùä WkckTkk

Rebate GoKä WkK~Kk

Receipt @bkmRä ÉkklÈk

Receipt basis ÉkklÈk ¢kSkk@ U@

Receivables Ékk¶Zk (@kl#kZkkg)

Receive ÉkkÈk Aù@Tkkä UkTkk

Receivership l@bkm^k@l#kU

Recognised YkkTZkPk Ékk¶P

Recognition ¢lXkekkTkä UcFkkTkä YkkTZkPk

Recommend bkgbPnlP Aù@Tkkä lbkVúkl@#k Aù@Tkk

Recommendation lbkVúkl@#kä ¢Tkn#kgbkkä bkgbPnlP

Recommended b^kmApùlP cvPnä bkgbPnPä lbkVúkl@#k

Reconcile bkYkkSkkTkä lYk\kkTk Aù@Tkkä ¢TknéUPk \kkTkk

Reconcilliation bkYkkSkkTkä lYk\kkTkä lTkUKk@k

Record ¢lXk\kvBkä l@AùkMr

Recover ^kbko\k Aù@Tkk

Recoverable amount ^kbko\km ZkkvCZk @kl#k

Recovery ^kbko\kmä UnTk: ÉkklÈk

Recovery Performance ^kbko\km lTkaUkRAùPk

Recovery proceedings ^kbko\km AùkZkr^kklcZkkg

Recruitment XkPmrä lTkZkkvHkTk

Recruitment expenses XkPmr ^ZkZk

Rectification Ul@#kkvSkTk

Recycling of funds lTklSkZkkx Aùk UnTksTk^kv#k

Redemption ÉklPRkTkä YkkvFkTk

Redemption of mortgage WkgSkAù YkkvFkTk #kkvSkTk

Page 62: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Rediscounting UnTkWkrK~Kkä UnTkXknrTkk£r

Redrafting UnTk: ÉkkéUOkä lVú@ bkv ÉkkéU PwZkk@ Aù@Tkk

Reduce DkKTkkä AùYk ckv HkkTkk

Reference bkgRXkrä c^kk\kk

Refinance UnTkl^krÅk

Refinance Application UnTks^kÅk ¢k^kvRTk UÇk

Refinance assistance UnTks^kÅk bkckZkPk

Refinance claim UnTks^kÅk Rk^kk

Refinance Scheme UnTkl^krÅk ZkkvHkTkk

Refinance to apex co-op hsg.societies #kmakr bkcAùk@m ¢k^kkbk l^kÅk AgùUlTkZkkx Aùkv UnTks^kÅk

Refinance to HFCs ¢k^kkbk l^kÅk AgùUlTkZkkx Aùkv UnTks^kÅk (lTkZklYkP)

Refinance to sch.commercial banks (regular)

¢TknbkolFkP ^kklOk†HZkAù WkyAùkx Aùkv UnTks^kÅk (XkolYk

l^kAùkbk .^kg ¢kÌkZk Ul@ZkkvHkTkk)

Refinance to sch.commercial banks(LDSP)

¢TknbkolFkP ^kklOk†HZkAù WkyAùkx Aùkv UnTks^kÅk (XkolYk

l^kAùkbk .^kg ¢kÌkZk Ul@ZkkvHkTkk)

Refinance to state co-op banks @kHZk bkcAùk@m WkyAùkvg Aùkv UnTks^kÅk

Refinance to urban co-op banks #kc@m bkcAùk@m WkyAùkx Aùkv UnTks^kÅk

Reflected R#kkrTkkä U@k^ksPP Aù@Tkk

Reflected Ul@\kldkP

Reform bknSkk@ä lVú@ bkv WkTkkTkk

Reforms bknSkk@

Reformulated documents UnTksTklYkP RbPk^kvHk

Refugees problem #k@OkkQkmr bkYkbZkk

Refusal £gAùk@ä YkTkk Aù@Tkk

Region dkvÇkä ÉkRv#k

Regional and town planning Act ÉkkRvl#kAù .^kg TkCk@ lTkZkkvHkTk ¢lSklTkZkYk

Regional imbalances dkvÇkmZk ¢bkgPn\kTk

Regional level dkvÇkmZk bP@ U@

Regional Rural Bank dkvÇkmZk Ck|kYkmOk WkyAù

Register UgHkmä @lHkbK@ Ykx RHkrAù@Tkk

Registered UgHkmApP

Registrar of Assurances ¢k#^kkbkTk UgHkmZkAù

Registrar of Co-operative Societies bkcAùk@m bklYklP UgHkmZkAù

Registrar of Companies AgùUTkm UgHkmZkAù

Registration of Charge ÉkXkk@ Aùk UgHkmAù@Ok

Regression ÉklPCkYkTkä Ék’Zkk^kPrTk

Regular lTkZklYkP

Regularly lTkZklYkP éU bkv

Regulate l^klTkZklYkP Aù@Tkkä lTkZkglÇkP Aù@Tkk

Regulation l^klTkZkYk

Regulation & supervision l^klTkZkYkTk .^kg UZkr^kvdkOk

Regulatorty risk lTkZkkYkAù HkkvlBkYk

Page 63: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Regulatory lTkZkkYkAù

Regulatory

Regulatory control lTkZkkYkAù lTkZkgÇkOk

Regulatory framework l^klTkZkkYkAù AùkZkrNkgFkk

Regulatory structure lTkZkkYkAù bkg@FkTkk

Rehabilitation UnTkr^kkbk

Rehabilitation package UnTk^kkrbk ^Zk^kbQkk / bkckZkPk Reimbursement ÉklPUosP

Reject ¢b^kmApùlP

Rejection ¢b^kmAùk@ Aù@Tkk

Relate bkgWkgá ckvTkk

Relaxation GoKä l#klQk\kTkä lNj\kk£r

Relaxed Njm\kk Zkk l#klQk\k Aù@Tkkä GoK RvTkk

Release Hkk@m Aù@Tkkä lTkYkkvrFkTkä lTkCkrYkTkäYkkvFkTk

Relevane bknbkgCklPä bkYWkáPk

Relevant ÉkkbkglCkAùä bkgCkP

Relevant bkgCkP

Relevant bkvbkgCkPä bkv bkgWkglSkP

Relief @kcPä bkckZkPk

Relinquish ’ZkkCkTkkä GkvMjTkk

Remedial measures ¤UFkk@k’YkAù ¤UkZk

Reminder ¢TknbYkk@Aùä bYk@Ok UÇk

Remmittance l^kÉkvakOk

Removal cKkTkkä lTkAùk\kTkk

Remove cKkTkkä ¢\kCk Aù@Tkk

Remuneration Ukl@ÌklYkAùä YkvcTkPkTkk

Render RvTkkä ÉkbPnP Aù@Tkk

Render RvTkkä bkv^kk Aù@Tkk

Renders RvTkkä ÉkbPnP Aù@Tkk

Renew Tk^kmAù@Okä Tk^kmApùP @AùTkk

Renewal Tk^k{Aù@Okä Tk^kmTkmAù@Ok

Renewal of deposits HkYkk@kl#k Aùk Tk^kmTkmAù@Ok

Renovation ¢lXkTk^kAù@Ok

Rent lAù@kZkk

Rent control laws lAù@kZkk lTkZkgÇkOk AùkTkoTk

Rent for office premises AùkZkkr\kZk Ul@bk@ Aùk lAù@kZkk

Rent for staff quarters AùYkrFkk@m ¢k^kkbk Aùk lAù@kZkk

Rent taxes lAù@kZkk Aù@

Rent tribunals lAù@kZkk TZkkZkklSkAù@Ok

Rent(Land) \kCkkTk (Xko @kHkb^k)

Rental XkkKAùä lAù@k. Aùk

Rental housing XkkKAù ¢k^kkbk

Page 64: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Rental housing lAù@k. Avù YkAùkTk

Reorganisation YkkTZkPkä b^kmApùlPä YkkTZkPk RvTkk

Repair Yk@YYkP / bknSkk@ Aù@Tkk Repair/maintenance expenses Yk@YYkP / ¢Tkn@dkOk bkgWkgSkm ^ZkZk

Repair/upgradation Yk@YYkPä ¤TTkZkTk

Repairs Yk@YYkP

Repairs Yk@YYkP Aù@Tkk

Repairs to bank property/vehicles WkyAù Aùm bkYUlÅk / ^kkcTkkx Aùm Yk@YYkP Repay ÉklPbkggRkZk Aù@Tkk

Repayment UnTkXknrCkPkTk

Repayment UnTkXknrCkPkTk

Repayment capacity UnTkXknrCkPkTk Aùm dkYkPk

Repayment Holiday UnTkXknrCkPkTk ¢^kAùk#k

Repayment Period UnTkXknrCkPkTk ¢^klSk

Repayment schedule ¢RkZkCkm ¢TknbkoFkm

Repeal lTk@bkTk

Reply ¤’P@

Report l@UkvKrä ÉklP^kvRTk

Reporting system l@UkvKr ÉkOkk\km

Representation ¢XZkk^kvRTkä ÉklPlTklSk’^k

Representative ÉklPlTklSk

Require ¢Uv†dkP ckvTkkä ¢k^k#ZkAù ckvTkk

Requirement YkkgCkä ¢Uvdkkä ¢k^k#ZkAùPk

Requirements YkkgCkä ¢k^k#ZkAùPk

Requisite ¢UvldkP

Requisite corrective steps ¤UvldkP bknSkk@k’YkAù AùkZkr^kkcm

Requisition YkkgCkä YkkgCkUÇk

Research ¢TknbkgSkkTkä ¢T^kvakOk

Research ¢TknbkgSkkTkä ¢T^kvakOk

Research & development expensaes ¢TknbkgSkkTk .^kg l^kAùkbk ^ZkZk

Reservation ¢k@dkOk

Reserve ¢k@ldklPZkkg

Reserve Bank of India Xkk@PmZk l@Hk^kr WkyAù

Reserve Fund ¢k@ldkP lTklSkZkkg

Reserve fund ¢k@ldkP lTklSk

Reserves ¢k@ldkP UogHkm / lTklSkZkkg Reserves & Surplus ¢k@ldkP .^kg ¢lSk#kvak

Resettlement colonies UnTk^kkrbk Wk†bPZkkg

Residential l@ckZk#kmä ¢k^kkbkmZk

Residential Accomodation ¢k^kkbkmZk bQkkTk

Residential Complex ¢k^kkbkmZk l@ckZk#km Ul@bk@ / bkgAnù\k Residential dwelling l@ck£#km ¢k^kkbk

Page 65: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Residential telephone ¢k^kkbkmZk Kv\kmVúkvTk

Residual ¢^kl#kì

Resignation ’ZkkCkUÇkä £bPmVúk

Resolution bkgAù\Uä ÉkbPk^k

Resource bkgbkkSkTk

Resource bkgbkkSkTk

Resource constraints bkgbkkSkTkkx Aùm ¢’ZkklSkAù AùYkm

Resource Mobilisation bkgbkkSkTkkx Aùk bkgCk|cOk / tHknKkTkk Resources

Resources bkgbkkSkTk

Responsibility ¤’P@RklZk’^kä lHkYYkvRk@m

responsible ¤’P@RkZkmä lHkYYkvRk@

Responsiveness ¢TknlA|ùZkk#km\kPk

Restitution ^kkUbkmä ÉklPUosP

Restricted ÉklPWkglSkPä ^ksHkP

Restricted holiday lTkWkr†TSkP ¢^kAùk#k

Restriction ÉklPWkgSk

Result Ul@OkkYk

Resulted

Resume UnTk@kgXk

Retained earnings statement Skkl@P ¤UkHkrTk l^k^k@Okm

Retention ÉklPSkk@Ok

Retention money ÉklPSkk@Ok SkTk

Retire bkv^kklTk^kpÅk ckvTkk

Retirement bkv^kk lTk^kplÅk

Retrenchment GgKTkm

Retrospective Uo kr ÉkXkk^km

Return l^k^k@Okm

Return on net worth (RONW) lTk^k\k bkgUlÅk U@ l^k^k@Okm

Revaluation UnTkrYko\ZkkAgùTk

Revenue @kHkb^k

Revenue board @kHkb^k WkkvMr

Reversionary value Rk^kk Ékk¶Zkä ÉklP^kPmr Yko\Zk

Review bkYkmdkkä UnTk@mdkOk

Revise bkg#kkvlSkPä UnTk@mldkP

Revised rates bkg#kkvlSkP R@x

Revision UnTk@mdkOk

Revoke @R~R Aù@Tkkä ÉklPbkgc@Ok Aù@Tkk

Reward Un@bAùk@ä £TkkYk

Rice husk Fkk^k\k Aùm Xkobkm

Right ¢lSkAùk@ä bkcm

Ring Ckkv\k

Page 66: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Risk HkkvlBkYk

Risk HkkvlBkYk

Risk exposures HkkvlBkYk .‘bkUkvHk@

Risk management HkkvlBkYk ÉkWkgSkTk

Risk Weighted Assets HkkvlBkYk Xkkl@P ¢k†bPZkkg

Roads bkMjAùxä YkkCkr

ROI-Return of investment lTk^kvv#k U@ ÉklP\kkXk

Role XkolYkAùk

Roof GP

Roofing GP bkgWkgSkm AùkZkr

Route adopted ¢gCkmApùP YkkCkrä ¢UTkkZkk CkZkk @kbPk

Royalty @ktZk\Km

Rule lTkZkYkä #kkbkTk

Rural Ck|kYkmOk

Rural Ck|kYZkä Ck|kYkmOk

Rural areas Ck|kYkmOk dkvÇk

Rural Development Bank Ck|kYkmOk l^kAùkbk WkyAù

Rural economy Ck|kYkmOk ¢Qkr^Zk^kbQkk

Rural finance Ck|kYkmOk l^kÅk

Rural housing fund Ck|kYkmOk ¢k^kkbk lTklSk

Sabbatical ¢SZkZkTk Ékkw’bkkcTk ¢^kAùk#kä l^k@kYk ¢^kAùk#k

Salary ^kvPTk

Salary allowancaes ^kPTk-XkÅkv

Sale l^kAÓùZk

Sale agreement lWkÓùm Aù@k@

Saleable area lWkÓùm ZkkvCZk dkvÇk

Saleable land lWkÓùm ZkkvCZk HkYkmTk

Sales proceeds l^kÓùZk @kl#k

Sales Tax lWkÓùmAù@

Salient development YknBZk / ÉkYknBk l^kAùkbk Salient feature YknBZk WkkPä l^k#kvakPk.g

Same ^kcmä bkYkéU

Sanction YkgHko@mä bkgb^kmApùlÅk

Sanction Advice bkgb^kmApùlPä YkgHko@m bkoFkTkk

Sanction letter bkgbPnlP / YkgHko@m Uçk Sanction, valid l^klSkYkkTZk YkgHko@m

Sanctioned limit b^kmApùP bkmYkk

Sand @vPä Wkk\ko

Sanitation bkVúk£rä b^kFGPk

Sans frais Aùkv£r BkFkr Tkc{ Aù@Tkk cw

Satelite towns ¢TknakgCkm TkCk@

Satisfaction bkgPkvakä bkgPnlì

Page 67: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Satisfaction of wants ¢k^k#ZkAùPk¢kx Aùm Pnlì / UosP Satisfactory bkgPkvakHkTkAù

Satisfactory bkgPkvakHkTkAù

Satisfy bkgPkvakä bkgPnì Aù@Tkk

Save WkFkP Aù@Tkk

Savers WkFkPAùÅkkr

Saving certificate WkFkP ÉkYkkOkUÇk

Saving incentive -EWS fund WkFkP Ékkv’bkkcTk-¢ksQkAù éU bkv AùYkHkkv@ ^kCkr Avù

l\k. lTklSk

Savings WkFkP

Savings account WkFkP BkkPk

Savings institutions WkFkP bkgbQkkTk

Savings Organisation WkFkP bkgCkLTk

Scale YkkTkä bAvù\k

Scale ^kvPTkYkkTkä UwYkkTkkä bAvù\k

Scale of Pay ^kvPTkYkkTk

Scarce resource Rn\krXk bkgbkkSkTk

Scarcity area ¢Xkk^kCk|bP dkvÇk

Scarcity value Rn\krXkPk Yko\Zk

Scene Rp#Zk

Schedule ¢TknbkoFkm

Schedule of rates R@kx Aùm ¢TknbkoFkm

Scheduled bkoFkmWkáä bkk@OkmWkáä ¢TknbkolFkP

Scheduled ¢TknbkolFkP

Scheduled banks ¢TknbkolFkP WkyAù

Scheduled Caste ¢TknbkolFkP HkklP

Scheduled Commercial Banks ¢TknbkolFkP ^kklOk†HZkAù WkyAù

Scheduled Tribe ¢TknbkolFkP HkTkHkklP

Schedules to the balance sheet Pn\kTkUÇk Aùm ¢TknbkolFkZkkg

Scheme ZkkvHkTkk

Scope CkngHkk£#kä Ékbkk@

Scope l^kbPk@ä AùkZkrdkvÇk

Scope and potentialities CkngHkk£#k .^kg bkgXkk^kTkk

Screening Committee ¢Tkn^kmdkOk bklYklP

Scrutiny bkg^kmdkk

Search BkkvHkä P\kk#k

Seasonal advance YkkwbkYkm ¢lCk|Yk

Seasonal income Ykkwbkm ¢kZk

Second mortgage †áPmZk WkgSkAù

Second mortgage system CkkwOk WkgSkAù ÉkOkk\km

Secondary factor CkkwOk Aùk@Aù

Secondary market †çPmZk WkkHkk@

Secondary mortgage CkkwOk WkgSkAù

Page 68: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Secondary mortgage operations CkkwOk WkgSkAù Ul@Fkk\kTk

Secrecy CkkvUTkmZkPk

Secret CknÈkä CkkvUTkmZk

Secretary bklFk^kä YkgÇkm

Section ¢TknXkkCkä Skk@k

Section ¢TknXkkCk

Sector dkvÇk

Secular SkYkrlTk@Uvdk

Secured loans U|lPXkoP / HkYkkTkPm ,Ok

Securities ÉklPXkolPZkkg

Securities and exchange commission ÉklPXkolP ¢kw@ l^klTkYkZk ¢kZkkvCk

Securitisation ÉklPXkolPAù@Ok

Security bkn@dkkä ÉklPXkolPä HkYkkTkP

Security Documents bkn@dkk bkgWkgSkm RbPk^kvHk

Security rating bkn@dkk RHkkr lTkSkkr@Ok

Security/service expenses bkn@dkk bkv^kk U@ ^ZkZk

Seed capital U|k@glXkAù UogHkm

Segment BkgMä l^kXkklHkP Aù@Tkk

Segments BkgMä

Segments BkggM

Segragated limits ¢\kCk Aùm Ck£r bkmYkk.g

Seiesmic frcaes XkoAgùU Avù IkKAvù

Seizure ¢lXkCk|cOk

Selctive FkZkTkk’YkAù

Selected issuer FkZklTkP Hkk@mAùÅkkr

Self-employed person b^klTkZkvklHkP ^Zk†‘P

Self-sustaining b^kZkg AùkZkYk @cTkv ^kk\km

Self explanatory b^kP: bUì

Self finance ¢kggPl@Aù l^kÅkä b^kl^kÅk

Self financing b^kl^kÅk Ukvakm

Self help lTkHkm bkckZkPk

Self help groups b^kZkg bkv^km bkYkoc

Sell off WkFkv cn. Ykk\k Aùkv AùYk RkYk U@ WkvFkTkk

Sell out bkXkm #kvZk@ WkvFk Mk\kTkk

Seller l^kÓvùPk

Semi-public open spaces ¢Skr bk@Aùk@m Bkn\kv bQkkTk

Semi-urban ¢Skr #kc@m

Seminar bkvlYkTkk@ä bkgCkkvím

Senior Management ^kl@í ÉkWkgSkTk

Seniority ^kl@íPkä ^k@mZkPk

Separate ¢\kCkä UpQkAù Aù@Tkk

Serial ÓùYkkgAù

Page 69: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Serious CkgXkm@

Service bkv^kklTk^kpÅk ckvTkk

Service administration bkv^kk Ék#kkbkTk

Service area bkv^kk dkvÇk

Service charges bkv^kk ÉkXkk@

Service cost bkv^kk \kkCkP

Service Regulations bkv^kk l^klTkZkYkTk

Serviceable bkv^kk ZkkvCZkä ÉkZkkvHZk

Session bkÇkä ¢lSk^kv#kTk

Set-up bQkklUP Aù@Tkkä bkgCkLTk

Set aside ¢\kCk Aù@Tkkä @R~R Aù@Tkk

Settlement bkYkIkkwPkä Wkbkk^kä Ul@lTkSkkr@Ok

Settlement lTkSkkr@Okä WkgRkvWkbPm

Seveare erosion XkZkgAù@ dk@Ok

Sewerage CkgRk UkTkmä Yk\k Hk\k

Share ¢g#kä #kvZk@ä lcbbkk

Share Capital #kvZk@ UogHkm

Share certificate #kvZk@ ÉkYkkOkUÇk

Shareholders ¢g#kSkk@Aùä #kvZk@Skk@Aù

Shares #kvZk@ä ¢g#k

Shelter ¢kÌkZkä Dk@ä ¢k^kkbk

Shelter ¢kÌkZk

Shelter ¢kÌkZk

Shelter for homeless WkvDk@ \kkvCkkx Avù l\k. ¢kÌkZk

Shelter projects ¢kÌkZk [email protected]

Shelterless people WkvDk@ \kkvCkä ¢kÌkZk l^kcmTk \kkvCk

Shops RnAùkTkx

Short ¢lSkl^kÓùZk

Short billls ^kbko\km #kvak lWk\k

Short dated ¢\Ukl\kAù

Short term ¢\UAùk\kmTkä ¢\Uk^klSk

Shortage AùYkmä ¢Xkk^k

Show Rs#kP Aù@Tkk

Sick Leave éCOk ¢^kAùk#k

Significant bkkQkrAùä ¢Qkr^kkTkä ¤\\kvBkTkmZk

Significant Ykc’^kUoOkr

Significant Ykc’^kUoOkr

Significant bkkQkrAùä Ykc’^kUoOkr

Significant impact Ykc’^kUoOkr ÉkXkk^kä bkgDkkP

Significant inflow UzkkrÈk ¢k^kAù

Simultaneously bkkQk- bkkQkä .Aù bkkQk

Simultaneously bkkQk bkkQk

Page 70: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Sincere lTkaík^kkTk

Single entry system .Aù\k Ékl^klì UálP

Site and serv ices bQkkTk ¢kw@ bkv^kk.g

Site of Construction lTkYkkrOk bQk\k

Situation †bQklP

Size ¢kAùk@

Size ¢kAùk@ä YkkÇkk

Size of issue lTkCkrYk Aùm AùkZkk

Size of mortgage WkgSkAù Aùk ¢kAùk@

Slab bP@

Slab basis bP@ ¢kSkkl@P

Slip UFkmr

Slum CkgRm WkbPm

Slum clearance CkgRm Wk†bPZkkv Aùm bkVúk£r

Slum redevelopment CkgRm WkbPm UnTks^kAùkbk

slums CkgRm Wk†bPZkkg

Small man first ¢kYk ¢kRYkm Uc\kv

Social bkkYkklHkAù

Social growth bkkYkklHkAù bkg kp†á

Social infrastructyure bkkYkklHkAù WknlTkZkkRm NkgFkk

Socially acceptable level bkkYkklHkAù ¢kSkk@ U@ b^kmAùkZkr bP@

Society bkkvbkkZkKmä bkYkkHkä bklYklP

Socio-economic bkkYkklHkAù- ¢ksQkAù

Sociology bkYkkHkl^kekkTk

Software bkkV~úK^kvZk@ä Agù¶ZkoK@ ÉkkvCk|kYk

Soil bearing capacity YkpRk Xkk@ ^kcTk dkYkPk

Soil conservation YkpRk bkg@dkOk

Solicit YkkgCkTkkä ¢Tkn@kvSk Aù@Tkk

Solicitation ¢XZkQkrTkk

Solid waste disposal AoùMjk AùFk@k ^ZkZkTk

Solution bkYkkSkkTkä c\kä lYkÌkOkä Dkkv\k

Solvency #kkvSkTk dkYkPk

Sound YkHkWkoPä ¢k^kkHkä b^kbQk

Source ¤R~CkYkä ÏkkvP

Source ÏkkvP

Span Aùk\kk^klSk

Spatial design bQkklTkAù lMHkk£rTk

Speacialised l^kl#kìä l^k#kvakmApùP

Special casual leave l^kv#kvak ¢kAù†bYkAù ¢^kAùk#k

Special Committee l^k#kvak bklYklP

Special Debentures l^k#kvak lMWkxFk@ / ,Ok UÇk

Special Grade l^k#kvak Ck|vM

Page 71: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Special Leave l^k#kvak ¢^kAùk#k

Special mortgage-backed securities l^k#kvak WkgSkAù bkYksQkP ÉklPXkolPZkkg

Special purpose vehicle l^k#kvak ÉkZkkvHkTk YkkSZkYk (.bkUm^km)

Special rural Housing Debentures l^k#kvak Ck|kYkmOk ¢k^kkbk lMWkxFk@ / ,OkUÇk

Special Sick Leave l^k#kvak éCOk ¢^kAùk#k

Specialisation l^kl#kìmAù@Okä l^k#kvakekPk

Specialised l^k#kvakmApùP

Specialised l^k#kvakekPk

Specialist circuit l^kl#kì ÉklA|ùZkkä Ul@Uqk

Specially l^k#kvakAù@

Specially l^k#kvak éU bkv

Specifically l^k#kvak éU bkv

Specification l^klTkRvr#kTk

Specified ¤†\\klBkPä l^klTksRì

Specify l^k#kvak éU bkv ¤\\kvBk Aù@Tkkä l^klTksRì Aù@Tkk

Specimen TkYkoTkkä ÉklPYkkTk

Specimen signature book TkYkoTkk cbPkdk@ Wkcm

Speculation bkK~Kkä ¢TknYkkTk

Speedier ¢lSkAù CklP bkv

Split l^kBkgMTk

Sponsor ÉkkZkkvHkAù

Spouse UlPä U’Tkm

Spread Vwú\kkTkk

Spread l^kbPk@ä Vwú\kk^k

Squatter settlement IknCCkm IkkxUMm Wk†bPZkkg

Staff AùYkrFkk@m^kpTRä ¢Yk\kk

Staff housing loan AùYkrFkk@m ¢k^kkbk ,Ok

Staff salaries allowances etc and tearminal beanefits AùYkrFkkl@Zkkx Aùk ^kvPTkä XkÅkv .^kg .^kg bkv^kkgP \kkXk ¢klR

Staff vehicle loan AùYkrFkk@m ^kkcTk ,Ok

Staff welfare expenses AùYkrFkk@m Aù\ZkkOk ^ZkZk

Stag \kkXkkQkr Tk^klTkCkrYk ÓvùPk

Stagnation increments CklP@kvSk ^kvPTk^kp†á

Stamp duty bKkYU / YknækgAù #kn\Aù Stamp fee bKkgU #kn\Aù

Stamp paper bKkgU UvU@

Standard YkkTkAù

Standard deduction YkkTkAù AùKkwPm

Standard layout YkkTkAù BkkAùk / |ÉkkéU / Tk‘#kk Standard prescribed l^klcP lAù. Ck. YkkTkAù

Standardisation in documentation Ék\kvBkTk Ykx YkkTkAùmAù@Ok

Standardisation of loans ,Okkx Aùk YkkTkAùmAù@Ok

Page 72: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Standardization YkkTkAùmAù@Ok

Standing committee bQkkZkm bklYklP

Standing coordination committee bQkkZkm bkYkT^kZk bklYklP

Standing instructions bQkkZkm ¢TknRv#k

State @kHZkä AùcTkkä WZkkTk Aù@Tkk

State-wise @kHZk^kk@

State Government guarantee @kHZk bk@Aùk@ Aùm Ckk@gKm

State hierarchy @kHZk ¤’ÓùYk

Statement l^k^k@Okä AùQkTkä WkZkkTk

Statitics bkkg†BZkAùm

Status †bQklPä ÉklPík

Status cwlbkZkPä ÉklPík

Statutory bkkgl^klSkAù

Statutory bkkgl^klSkAù

Statutory authority AùkTkoTkm ÉkklSkAù@m / ÉkklSkAùk@m Statutory deposit AùkTkoTkm lTkdkvU

Statutory grants AùkTkoTkm ¢TknRkTk

Statutory povisions bkkgl^klSkAù ¤UWkgSk

Statutory Reserve bkkgl^klSkAù ¢k@ldkP lTklSkZkkg

Statutory reserve Requirments bkkgl^klSkAù Ékk@ldkP ¢Uvdkk.g

Steadfast ¢K\k

Stipend ^kHkmVúkä ^kplÅkAùk

Stipulate ¢TknWká Aù@Tkk

Stipulation #kPrä ¢TknWkgSk

Stock bKkAù

Stock dividend #kvZk@ \kkXkkg#k

Stock exchange #kvZk@ WkkHkk@ä bKkAù .‘bkFkxHk

Stock verification bKkAù bk’ZkkUTk

Stone aggregates @kvMjm

Storage XkgMk@Ok

Straight line bkmSkm @vBkk

Strategy AùkZkrTkmlPä @OkTklP

Strategy @OkTkmlP

Straw Un¢k\k

Streamline bk@\k ¢kw@ Aùk@Ck@ WkTkkTkk

Street lights UQk ÉkAùk#k

Strength #k†‘Pä bkgBZkk Wk\k

Strengths #k†‘P

Strike cMjPk\kä FkkvK Aù@Tkk

Stringent provisions AùLkv@ ¤UWkgSk

Stripped mortgage-backed securities Ykn‘P WkgSkAù bkYksQkP ÉklPXkolPZkkg

Structure NkgFkkä bkg@FkTkk

Page 73: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Structure NkgFkkä bkg@FkTkk

Study leave ¢SZkZkTk ¢^kAùk#k

Sub-head ¤U#kmakr

Sub-ledgers ¤U BkkPk Wkcm

Sub-Mortgage ¤U WkgSkAù

Sub-mortgage ¢TknWkgSkAù

Sub-Registrar ¤U UgHkmZkAù

Sub-Regulation ¤U l^klTkZkYk

Sub-standard ¤UYkkTkAù

Sub ceiling ¤U bkmYkk

Sub section ¤U ¢TknXkkCkä ¤U BkgM

Subject to the condition #kPkv‰g Avù ¢SZkSkmTk

Subject to.. Avù ¢SZkSkmTk

Submission lTk^kvRTkä ÉkbPnP Aù@Tkkä ¢SkmTkPk

Submitted ÉkbPnP lAùZkk CkZkkä lTk^kvRTk lAùZkk

Subordinate staff ¢SkmTkbQk AùYkrFkk@m ^kpâ

Subscribe ¢lXkRkTkä ¢lXkRÅkä FkgRk RvTkkä cbPkdk@ Aù@Tkk

Subscribed Capital ¢lXkRÅk UogHkm

Subscribing ¢lXkRkTk Aù@Tkkä Ck|kcAù WkTkTkkä FkgRk RvTkk

Subscription ¢lXkRkTkä FkgRk

Subscription to equity of Bldg.material Cos. Xk^kTk lTkYkkrOk bkkYkCk|m Aùm bkkYZk Ykx ¢lXkRkTk

Subscription to equity of HCs ¢k^kkbk l^kÅk AgùUlTkZkkx Aùm bkkYZk Ykx ¢lXkRkTk

Subscription to SRHDs of ARDBs Apùlak .^kg Ck|kYkmOk l^kAùkbk WkyAùkx Avù l^k#kvak Ck|kYkmOk

¢k^kkbk lMWkxFk@kx Ykx ¢#kRkTk

Subsequent U#FkkP~^kPmr

Subsequent years U#FkkP~^kPmr / WkkR Avù ^kakkv‰gg Ykx Subsequently WkkR Ykxä ¢Tkn^kÅkmr

Subsidiary ¢TknakgCkmä bkckZkAùä CkkwOk

Subsidiary account bkckZkAù / bkYkTknakgCkm \kvBkk Subsidiary bank bkckZkAù / bkYkTknakgCkm WkyAù Subsidiary company bkckZkAù / bkYkTknakgCkm AgùUTkm Subsidiary registers CkkwOk UgHkm / @lHkbK@ Subsidiary Regulations ¢TknakgCkm l^klTkZkYk

Subsidisation ¢ksQkAù bkckZkPk RvTkk

Subsidised ¢ksQkAù bkckZkPk ÉkkÈk

Subsidized ¢ksQkAù bkckZkPk ÉkkÈk / ÉkRÅk Subsidy ¢ksQkAù bkckZkPk

Subsidy ¢ksQkAù bkckZkPk

Substantive Pay Yko\kUR ^kvPTk

Substitute ÉklPbQkklUP

Substitution of Book Debts ,Ok WklcZkkx Aùk ÉklPbQkkUTk

Page 74: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Succession ¤Åk@klSkAùk@

Succession ¢TknÓùYkOkä ¤’P@klSkAùk@

Succession to property bkgUlÅk bkgWkgSkm ¤’P@klSkAùk@

Successive ¤’P@kvÅk@ä ÓùlYkAù

Suffered

Suffered

Sufficiency UzkkrÈkPk

Sufficient UzkkrÈkPk

Suggaestion bknIkk^k

Suggested ÉkbPkl^kPäbknIkkZkk CkZkk

Suggestions bknIkk^k

Suited ¢TknAoù\k ckvTkk

Sum-up bkk@kg#kä ÉkbPnP Aù@Tkk

Summary bkk@

Summation bkgAù\kTkä HkkvMj

Sump ckwRmä AngùM

Sumposium Ckkvím

Sumptuary tax ^ZkZk lTkZkgÇkOk Aù@

Sundry creditors l^kl^kSk \kvTkRk@

Sundry debtors l^kl^kSk RvTkRk@ / ,Okm

Sundry deposits l^kl^kSk HkYkk@kl#kZkkg

Super structure ¢lSk@FkTkkä ¥U@m NkgFkk

Superannualtion Benefits bkv^kklTk^kplÅk bkv HknMjm Ékbknl^kSkk.g

Superannuation ¢lSk^kksakPkä ¢lSk^kksakAùm

Superintendence ¢<mdkOk

Superior ¤jÃkä ^kl@íä Ék^kCkr

Supplement Ul@l#kìä Uo@Aùä WkNjkTkk

Supplementary cost ¢TknUo@Aù \kkCkP

Supplementary Diet Allowance ¢TknUo@Aù ¢kck@ XkÅkk

Supplementary finance ¢TknUo@Aù l^kÅk

Supply of land XkolYk Aùm ¢kUolPr

Support bkYkQkrTkä bkckZkPk

Support bkYkQkrTkä bkckZkPk

Support level bkYkQkrTk bP@

Surplus ¢lSk#kvak

Surplus ¢lSk#kvakä¢lPl@‘Pä Vúk\kPo

Surplus Fund ¢lSk#kvak lTklSk

Surplus land ¢lPl@‘P XkolYk

Surplus on sale of investments lTk^kv#kkx Avù l^kÓùZk U@ ¢†Sk#kvak

Surtax (Super tax) ¢lSkAù@

Survelliance lTkCk@kTkmä FkkwAùbkm @BkTkkä bk^krvdkOk

Survey bk^kvrdkOk

Page 75: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Suspect bkgRvc Aù@Tkk

Suspend lTk\kglWkP Aù@Tkk

Suspend the payment ¢Rk Tk Aù@Tkkä XknCkPkTk @kvAù RvTkk

Suspension lTk\kgWkTk

Sustained RmDkrAùk\kmTkä ¢BkgMä bkPP

Sustaining housing

Swap arrangement ¢R\kk-WkR\kmä l^klTkYkZk AùkZkr

Swap transaction ¢R\kk-WkR\km / ÓùZk l^kÓùZk (bkkwRvWkkHkm) Symposium l^kFkk@ Ckkvím

Synchronised manner bkgÓùkYkAù éU bkv

Synergy ZknlPÉkXkk^k

System ÉkOkk\kmä ^Zk^kbQkk

System of accounting \kvBkkgAùTk ÉkOkk\km

Tackling bkkYkTkk / c\k Aù@Tkk Take-over bid ^k#ZkAù@Ok ÉkbPk^k

Take out financing ¢gP@Ok l^kÅkUkvakOk

Tape water Tk\k Aùk UkTkm

Target \kdZk

Tariffs #kn\Aù / R@ Task force AùkZkrWk\k

Tax Aù@

Tax clearance certificate Aù@ bkYkk#kkvSkTk ÉkYkkOkUÇk

Tax concession Aù@ l@ZkkZkP

Tax deducted at source bk|kvP U@ AùkKm Aù£r Aù@ @kl#k

Tax deduction certificate Aù@ AùKkwPm Aùk ÉkYkkOkUÇk

Tax exemption Aù@ Ykx GoK

Tax free Aù@ Ykn‘P

Tax free bond Aù@ Ykn‘P WkgSkUÇk

Tax, terminal bkmYkk Aù@

Tax-free income Aù@ Ykn‘P ¢kZk

Taxable income Aù@ ZkkvCZk ¢kZk

Taxes Aù@ä Kw‘bk

TDS caertificates ÏkkvP U@ AùkKm Ck£r Aù@ @kl#k Aùk ÉkYkkOkUÇk

Technical & financial collaboration PAùTkmAùm ¢kw@ l^kÅkmZk bkcZkkvCk

Technical assistance PAùTkmAùm bkckZkPk

Technical/financial assistance PAùTkmAùm / l^kÅkmZk bkckZkPk Technically feasible PAùTkmAùm éU bkv bkgXkk^Zk

Technique PAùTkmAù

Techno finance organisation PAùTkmAùm l^kÅk bkgCkLTk

Technological promotion Ékw<kvlCkAùmZk bkg^kSkrTk

Technological sophistication bkodYk Ékkw<kvlCkAùm

Technology Ékkw<kvlCkAùmä PAùTkmAùm

Page 76: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Technology Ékkw<kvlCkAùm

Ted rate bkgl^kRkCkP R@

Telegraphic Transfer Pk@-¢gP@Ok

Telephone expenses Kv\kmVúkvTk bkgWkgSkm ^ZkZk

Telex/fax aexpenses Kv\kv‘bk Vwú‘bk bkgWkgSkm ^ZkZk

Template bkkgFkk

Tenancy laws lAù@k.Rk@m AùkTkoTk

Tenant lAù@k.Rk@

Tenant Co-partnership housing society lAù@k.Rk@ bkcXkklCkPk ¢k^kkbk bklYklP

Tenant Ownership housing society lAù@k.Rk@ b^kklYk’^k ¢k^kkbk bklYklP

Tender lTkl^kRk

Tender notice lTkl^kRk bkoFkTkk

Tenders @vHkCkk@m

Tenor Ul@U‘^kPk ¢^klSk

Tentative cost ¢glPYk \kkCkP

Tenural rights UR Avù ¢lSkAùk@

Tenure ¢^klSkä ¢lXkÉkkZkä CklP

Tenure rights UK~KvRk@m Avù ¢lSkAùk@

Tenurial status Skk@OkklSkAùk@ Aùk bP@

Term ¢^klSkä #kPr

Term Deposit bkk^klSk HkYkk

Term Loan lYkZkkRm ,Okä bkk^klSk ,Ok

Terminal Benefits bkv^kkgP \kkXk

Terminal tax bkmYkk Aù@

Termination bkv^kk bkYkklÈk

Termination of service bkv kk Aùkv bkYkkÈk lAùZkk HkkTkk / Aù@Tkk terms #kPv|gä lTkWkgSkTk

Terms and conditions lTkZkYk .^kg #kPv‰

Territorial jurisdiction dkvÇkmZk ¢lSkAùkl@Pk

Testament ^kbkmZkP

Testify ÉkYkklOkP Aù@Tkk

Testing U@mdkOk

Text Yko\k UkLä l^kakZk

The transfer of property Act 1802 bkgUlÅk ¢gP@Ok ¢lSklTkZkYkä 1802

Theory lbkákTP

Thereafter ¤bkAvù WkkR

Thrice PmTk Wkk@ä lPWkk@k

Thrust DkAvù\kTkkä Hkkv@ RvTkk

Tier bP@ä Ug†‘P

Time bkYkZk

Time-bound manner bkYkZkWká P@mAùk / NgCk Time bill bkk^klSk lWk\k

Page 77: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Time limit bkYkZk bkmYkk

Time policy bkk^klSk Ukl\kbkm

Time schedule bkYkZk Pkl\kAùk / bkoFkm / ¢TknbkoFkm

Title b^k’^kä ¤UklSkä cAùä #kmakrAù

Title dead cAù l^k\kvBk

To secure ÉklPXkoPä HkYkkTkP RvTkkä ÉkkÈk Aù@Tkk

Toatal loss UoOkr cklTk

Together with Avù bkkQk bkkQk

Toilet ÉkbkkSkTk Aùdkä #kkwFkk\kZkù

Top Management #kmakr ÉkWkgSkTk

Top priority U@Yk ¢Ck|Pk

Top secret U@Yk CknÈk

Total debt service ratio Anù\k ,Ok bkv^kk ¢TknUkP

Totality bkVú\kPkä bkYkCk|Pk

Tour Rkw@kä ZkkÇkk

Tour report Rkw@v Aùm l@UkvKr

Towards Aùm ¢kv@ä Avù ÉklP

Town and country Planning TkCk@ ¢kw@ Ck|kYk ZkkvHkTkk

Track record AùkZkrlTkaUkRTk @vAùktMrä lUG\kk @vAùktMr

Tracking mechanism lUG\km AùkZkrÉkOkk\km

Trade ^ZkkUk@

Trade practice ^ZkkUkl@Aù Ul@UkKm / ÉkFkk\kTk Tradeability ^ZkkUk@ ZkkvCZkPk

Trading ^ZkkUk@ Aù@Tkk

Traditionally U@Ug@kCkP éU bkv

Traditionally U@gU@kCkP éU bkv

Train Ékl#kdkOk RvTkk

Training programme U|l#kdkOk AùkZkrÓùYk

Training seminar sysposia expenses Ékl#kdkOkä bkgCkkvímä Ul@bkg^kkR ^ZkZk

Tranches ¢kZk bkYkoc ¢kgAùMjgxä ÌkgBk\kk.g

Transaction bkg^Zk^kck@ä \kvTkRvTk

Transaction date bkkwRk lPlQk

Transcreation ¢TknApùlP

Transfer bQkkTkkgP@Okä ¢gP@Okä cbPkgP@Ok

Transfer charges ¢gP@Ok ÉkXkk@

Transfer cheque ¢gP@Ok FkvAù

Transfer cost ¢gP@Ok \kkCkP

Transfer of ownership b^kklYk’^k ¢gP@Ok

Transfer Travelling Allowance bQkkTkkgP@Ok ZkkÇkk XkÅkk

Transferability bQkkTkkgP@OkPk

Transferrable cbPkgP@OkmZk

Transferred bQkkTkkgPl@Pä ¢gPl@P

Page 78: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Transformation éUkgP@Ok

Transition bkgÓùkglPä Ul@^kPrTk

Transition period bkgÓùYkOk Aùk\k

Translation ¢Tkn^kkRä Ykx WkR\kTkk

Translator ¢Tkn^kkRAù

Transliteration l\k¶ZkgP@Ok

Transparency Uk@Rs#kPkä b^kFGPk

Transport facilities Ul@^kcTk bknl^kSkk.g

Tratment lFklAù’bkkä WkPkr^k

Traveling and halting allowance (Abroad) ZkkÇkk .^kg l^k@kYk XkÅkk (l^kRv#k Ykx)

Traveling andl halting allowance (Inland) ZkkÇkk .^kg l^k@kYk XkÅkk (b^kRv#k Ykx)

Traveller's cheque ZkkÇkm FkvAù

Treasury seacurities bk@Aùk@m ÉklPXkolPZkkg

Treatment plant ¤UFkk@ bkgZkÇkä¢lXklA|ùZkk bkgZkÇk

Trend Ék^kplÅk

Trial U@mdkOk

Trial balance #kvak U@mdkOk

Tripartite agreement lÇkUdkmZk Aù@k@

True copy bkcm / bk’Zk ÉklP True value ^kkbPl^kAù Yko\Zk

Truly ^kkbP^k Ykxä LmAù LmAù

Trust TZkkbkä l^k#^kkbk

Trustee K}bKmä TZkkbkm

Trustee company TZkkbkm AgùUTkm

Trustreeship TZkkbkSkkl@Pk

Tube well Tk\kAoùUä ^ZkkUk@k^kÅkr

Turnover ^ZkkUk@^kÅkr

Twice Rkv Wkk@ä RnWkk@k

Two-tier structure †ábP@mZk NkgFkk

Type ÉkAùk@

Typical l^kl#kì

U-turn economy ¢Qkr^Zk^kbQkk Ykx UoOkr Ul@^kPrTk

Ultimate ¢glPYkä ¢klBk@m

Ultimate ¢glPYkä ¢kSkk@XkoP

Ultimate Beneficiary ¢glPYk \kkXkkQkmrä lcPklSkAùk@m

Ultimately ¢gTPP:

Ultimately ¢gPPkvCk’^kkä ¢klBkAùk@ä ¢gPP:

Un-encumbered Xkk@ @lcPä l^k\kgCkYk @lcP

Unable ¢bkYkQkrä ¢ZkkvCZk

Unaudited ¢bkgU@mldkP

Unauthorised ¢TkklSkApùP

Page 79: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Unavailed leave ¢Xkn‘P ¢^kAùk#k

Unavoidable ¢Ul@ckZkr

Uncertainty ¢lTk#FkPPk

Unclaimed balance ¢Rk^kkApP #kvak

Uncommon ¢bkkYkkTZkä ¢bkkSkk@Ok

Unconditional lWkTkk #kPr

Unconfirmed ¢Unì

Undated ¢lRTkkglAùP

Under ¢^k@ä ¢SkmTk

Under-privilaged sections bknl^kSkk@lcP ^kCkr

Under advantage ¢TknlFkP \kkXk

Under writing ckYkmRk@m

Underlying assets ¢Skkv@vBkkglAùP ¢k†bPZkkgäUo krPkÉkkÈk ¢k†bPZkkg

Underlying bond Uo kkrlSkAùk@ WkgSkUÇk

Underlying mortgage Uo kkrlSkAùk@ WkgSkAù

Undersigned ¢SkkvcbPkdk@m

Undertake ^kFkTk RvTkkä AùkZkr ckQk Ykx \kvTkk

Undertaking ^kFkTkWkáä ¤UÓùYk

Underwriting ckYkmRk@mä HkkvlBkYk ¢gAùTk

Underwriting commission ckYkmRk@mä AùYkm#kTk

Underwriting procedures ckYkmRk@m ÉklA|ùZkk.g

Underwriting standards ckYkmRk@m bkgWkgSkm YkkTkAù

Undeveloped periphey ¢l^kAùlbkP XkoXkkCk

Undisbursed loan ¢bkgl^kPl@P ¤Skk@

Undisclosed income ¢Uaùkl@P ¢kZk

Unfair practices ¢TknlFkP P@mAvù

Uniform pattern .Aù bkYkkTk UálP

Uniformity bkYkkTkPk

Unintended ¢Tkww†FGAùä ¢TkHkkTkv

Unit £Aùk£rä ZkolTkKä .AùAù

Units £Aùk£rZkkg .AùAù

Units £Aùk£r

Units of Mutual Fund Uk@bUl@Aù lTklSk Avù ZkolTkK / Aùm £Aùk£Zkkg Unlike lXkTTkä ¢bkYkkTk

Unqualified lWkTkk #kPr

Unsatisfactory ¢bkgPkvakHkTkAù

unsecured bonds ¢ÉklPXkoP WkgSkUÇk

Unsecured debenture ¢ÉklPXkoP / ¢k@ldkP lMWkxFk@

Unsecured loan ¢ÉklPXkolP ,Ok

Unsold inventory ¢l^kÓùmP ^kbPn bkoFkm

Until further orders ¢Ck\kk ¢kRv#k ckvTkv PAù

Unwarranted convearsion ¢TknlFkP Ul@^kPrTk

Page 80: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Up front income ^kwSk ¢kZk

Updating ¢<PTk WkTkkTkk

Upgradation ÌkvOkm ¤TTkZkTkä bkYknTTkZkTk

Upgradation ¤TTkZkTkä bknSkk@

Upgradation ¤TTkZkTk

Upgrade ¤TTP WkTkkTkk

Upper house of Parliament \kkvAùbkXkk

Urban #kc@mä TkCk@mZk

Urban #kc@m

Urban agglomeration #kc@m dkvÇkä TkCk@mZk dkvÇk

Urban area #kc@m dkvÇk / TkCk@ dkvÇk Urbanisation #kc@mAù@Ok

Urbanisation Report TkCk@mZkAù@Ok l@UkvKr

Useable ÉkZkkvHZkä ¤UZkkvCkm

User ¤UXkkv‘Pkä ÉkZkkv‘Pk

User's right ¤UXkkv‘Pk Avù ¢lSkAùk@

Users satisfaction ¤UXkkv‘Pk Aùm bkgPnlì

Utilisation of land XkolYk Aùk ¤UZkkvCk

Utility ¤UZkkvlCkPk

Vacant l@‘Pä Bkk\km

Vacant land Bkk\km HkYkmTk

Vacant possession Bkk\km AùWHkk

Vacation of office UR l@†‘P

Valid ^kw<ä l^klSkYkkTZk

Valid charge l^klSkYkkTZk ¢k@kvU

Validate l^klSkYkkTZk WkTkkTkk

Validation l^klSkYkkTZkAù@Ok

Validity l^klSkYkkTZkPk

Valuable Property WkcnYko\Zk bkgUlÅk

Value Yko\Zk

Value Date Yko\Zk lTkSkkr@Ok Aùm Pk@mBk

Variables Ul@^kPrTkmZk

Variation Ul@^kPrTk

Various l^kl^kSkä l^klXkTTk

Vast l^k#kk\kä l^kbPpP

Vehicle loan ^kkcTk ,Ok

Verdict ¢lSkYkPä lTkOkrZkä Vwúbk\kkä ¢kRvv#k

Verification bk’ZkkUTk

Verification of Book Debts Wkcm ,Okkx Aùk bk’ZkkUTk

Vested interest lTklcP lcP

Viability bkdkYkPkä ^Zk^kckZkrPkä ¢QkrdkYkPkä Hkm^kgPPk

Viable ¢QkrdkYkä bkdkYk

Page 81: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Viable housing finance System ¢QkrdkYk ¢k^kkbk l^kÅk ÉkOkk\km

Viable solution bkdkYk bkYkkSkkTk

Vigilance bkPArùPk

Vigilance Officer bkPArùPk ¢lSkAùk@m

Villa RvckPm WkgCk\kkä AnùKm@

Violate ¢lPÓùYkOk

Violation ¤\\kDkgTk

Violators ¤\\kDkgTk AùÅkkr

Visa Uk@UÇk

Visit Rkw@k

Vital Hkm^kTkdkYkä ¢lTk^kkZkrä ¢’Zkk^k#ZkAùä ¢QkrdkYk

Void #koTZk

Volume BkgM

Voluntary b^kw†FGAùä .v†FGAùä b^kZkgbkv^km

Voluntary bk^kw†FGAù

Voluntary b^kw†FRAùä b^kZkg bkv^kmä l^k^kvlFkP

Voluntary contribution b^kw†FGAù ¢g#kRkTk

Voluntary deposit scheme b^kw†FGAù HkYkk ZkkvHkTkk

Voluntary Retirement b^kw†FGAù bkv^kk lTk^kplÅk

Volunteer b^kZkgbkv kAù

Voucher ^kk¤Fk@

Voucher ^kk¤Fk@

Wad TkkvKkx Aùm CkM~Mm

Wage YkHkRo@m

Wage account YkHkRo@m \kvBkk

Wage freeze YkHkoRo@m ^kp†á@kvSk

Waiting list ÉkPmdkk bkoFkm

Waive ¢lSk’ZkHkTk / ¢lSk’ZkkCk Aù@Tkk

Waiver ¢lSk’ZkHkTk

Warning FkvPk^kTkm

Warrant ^kk@gKä ¢lSkUÇk

Warrantee bkYkk#^kkbkTk

Warranty ^kk@gKm

Wastage ¢U^ZkZk

Waste ¢Ul#kì

Water supply Hk\kkUosP

Weaker sections AùYkHkkv@ ^kCkr

Weaknesses AùYkHkkvl@Zkkgä AùlYkZkkg

Weekly bkkÈkklcAù

Weighted Average Xkkl@P ¢kwbkP

Weighted average cupon Xkkl@P ¢kwbkP AoùUTk / \kkXkkg#k Weighted average period of loan ,Ok Aùm Xkkl@P ¢kwbkP ¢^klSk

Page 82: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Weighted average rate of interest WZkkHk Aùm Xkkl@P ¢kwbkP R@

Whatsoever Hkkv Xkm

Wherever Hkckg Aùc{

Which may appear Hkkv Ul@\kldkP ckv

Whoever Hkkv Aùkv£r Xkm

Whole time Director UoOkrAùk\kmAù lTkRv#kAù

Wholly bkgUoOkr

Wholly dependent parents UoOkrPZkk ¢klÌkP YkkPk-lUPk

Wide network ^ZkkUAù AùkZkrbkgHkk\kä TkvK^kArù

Widening FkkwMjk Aù@Tkk

Widening FkkwMjk Aù@Tkkä l^kbPk@ RvTkkä ^ZkkUAù WkTkkTkk

Winding up bkYkkUTk

Window lBkMjAùmä YkkSZkYk

Wire mesh Pk@ Aùm Hkk\km

Withdrawal ¢kc@Okä lTkAùkbkm

Without fear of favour XkZk Zkk UdkUkP Avù lWkTkk

Witness bkkdkm

Woeful inadequacy ¢’ZkklSkAù AùYkm

Work places AùkZkrbQk\k

Working AùkZkrAù@Okä AùkYkAùkHk

Working capital AùkZkr#km\k UogHkm

Working condition AùkZkrUl@†bQkPZkkg

Working day AùkZkrlR^kbk

Working group AùkZkrR\k

Working paper AùkZkrUÇkAù

Workload AùkZkrXkk@

Worksheet AùkZkrUÇkAù

Workshop AùkZkr#kk\kk

World bank l^k#^k WkyAù

Worthwhile \kkXkAù@ä bkkQkrAùä ¤lFkP

Writ l@Kä bkYkkRv#k

Write off/write back WkK~Kv BkkPv Mjk\kTkkä UnTk@kgAùTkä ÉklP\kvBkTk

Write up Yko\Zk WkNjkTkk

Written down value Yko\Zk c|klbkP Wkcm Yko\Zk

Wrong Ck\kPä ¢#kná

Year, accounting \kvBkk ^kakr

Year-on-year growth ÉklP^kakr ^kp†á bkg^kp†á

Yearly/Annually ^kksakAùä bkk\kkTkk

Yield ÉklPVú\kä ¤Uhk

Zenith Fk@Yk bkmYkk

Zero-rated debenture #koTZk R@ä lMWkxFk@

Zero bit #koTZk çZkgAù

Page 83: National Housing Bank Glossary.pdf · Housing Glossary A group securities ï.ï bkYkoc Avù #kvZk@ä l^kl#kì bkYkk#kkvlSkP ÉklPXkolPZkkg Authentic ÉkkYkklOkAùä ^kkbPl^kAùä

Zillon dollar ¢bkgBZk Mk\k@

Zonal office ¢kgFkl\kAù AùkZkkr\kZk

Zone ¢gFk\k

Zone rate dkvÇk R@

True bk’Zkä ¢bk\km

@kì}}mZk ¢k^kkbk WkyAù Avù l^klXkTTk l^kXkkCk

Legal l^klSk

Refinance UnTks^kÅk

Hindi zcRm

Personnel & Administration AùksYkAù .^kg Ék#kkbkTk

Regulation l^klTkZkYkTk

Supervision UZkr^kvdkOk

Registration UgHkmAù@Ok

Technical PAùTkmAùm

Estate bkgURk

Project Finance Ul@ZkvkHkTkk l^kÅk

Accounts \kvBkk

Resources bkgbkkSkTk

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