Mount Hutton S U B U R B P R O F I L E

As the Lake Macquarie region continues to grow we see beautiful developments such as Cascade at Mount Hutton becoming catalysts for communities to restyle and evolve to meet the demands of our busy lifestyles.

Located a mere 500m stroll from Lake Macquarie Fair shopping centre and less than 3km from the idyllic waterfront precinct of Warners Bay, Cascade offers a supreme level of home comfort without sacrificing convenience and location to achieve it.

Mount Hutton is a perfectly positioned pocket of quiet, residential streets surrounded by community facilities and lifestyle amenities just waiting for you to take advantage. Just across the inner-city bypass from the bustling corporate hub of Charlestown, and within a stone’s throw of multiple child care facilities, schools and public transport, Cascade is an ideal location for time-poor professionals, growing young families or retirees looking for relaxed recreation close to home.

With pristine beaches such as Dudley and Redhead beckoning just minutes to the east and the breezy shores of Lake Macquarie nearby to the west, Mount Hutton really does enjoy the best of both worlds with all manner of water based activities at your finger tips, or perhaps a sunset water view during dinner at one of the many lakeside restaurants.

“With pristine Dudley and Redhead beach beckoning minutes to the east and the breezy shores of Lake Macquarie to the

west - you can truly enjoy the best of both worlds at Cascade”

• Chic, cutting edge townhouse design with seven different floorplans to choose from

• Two and three bedroom designs with ensuite to master bedroom

• Gourmet designer kitchen with Caesarstone bench tops and highquality stainless steel appliances

• Optional upgrades include beautiful polished bamboo, air conditioning and ceiling fans to selected bedrooms

• Light-filled, easy open-plan living space.

K E Y F E A T U R E S

This brand new contemporary community of 20 architect designed townhouses offers unrivaled quality and the ultimate in functional living space. Thoughtfully planned within a well established, centrally located family community with secure private parking as well as on-site visitor parking.

Cascade is positioned perfectly to enjoy the convenience of shops, schools, public transport and park lands literally at your door and only minutes to Dudley and Redhead beach.

Cutting edge floorplans offer a variety of designs for living space with all with light & bright open plan kitchen/dining areas and some residences include very separate living areas.

Gleaming chic kitchen coupled with Caesarstone bench tops and feature tile splashback create the central hub of each home and come equipped with stainless steel gas cook top and appliances such as dishwasher and rangehood to match.

Glossy ceramic tiles offer chic and durable living area flooring whilst bedroom floors are plushly covered in quality Haven Avenza carpet. All bedrooms are fitted with built-in or walk-in robes with master suites enjoying private ensuite bathroom facilities.

Bathrooms feature large tiles with stylish full-wall feature tile and semi-frameless glass screens & mirrors creating a fresh, clean look to both bathrooms and ensuites.

With over 45 years of experience and half a billion dollars in sales under our belt, Kapalua Advisory has the project sales and marketing experience to understand your property needs.By working closely with our purchasers we are uniquely placed to guide you through the benefits and features of a development to enable you to achieve your real estate, lifestyle and financial objectives.

Kapalua exclusively markets and sells off the plan developments. Unlike traditional real estate agencies, we deal solely in off the plan developments. Our unique insight into this niche market provides complete clarity and confidence for our purchasers. Through open and frequent communication purchasers enjoy an exciting and rewarding experience.

As a team, we are committed to fast response to enquirers, personalised interaction and nurturing every purchaser with full trust and discretion throughout the purchase process and at every touch-point.

Through transacting over 200 ‘off-the-plan’ sales in the past 12 months alone, Kapalua is uniquely placed to foresee potential ‘trip ups’ along the development journey

For more information please email info@kapalua.com.au

Through transacting over 200 ‘off-the-plan’ sales in the past 12 months, Kapalua is uniquely placed to foresee potential 'trip ups' along the development journey

About Us

Buying off the plan is an exciting and new experience with a sense of the unknown.

That’s why we have developed this simple guide to help you feel informed and ready to take the next step so you can confidently buy your property ‘off-the-plan’.

S O W H A T D O E S B U Y I N G ‘ O F F - T H E - P L A N ’ A C T U A L LY M E A N ?

Buying ‘off-the-plan’ is a commitment to purchase a

property that does not have a registered title. This simply

means that the property has either not yet commenced

construction or construction is in progress.

The Contract of Sale and loan documents will reflect

this key aspect of buying ‘off-the-plan’, and will form the

basis of important advice that you will receive from both

your legal advisor (solicitor or conveyancer) and financier

(financial institution or mortgage broker).

O U R C O M M I T M E N T

Kapalua is committed to ensuring that buying

‘off-the-plan’ is an exciting and rewarding

experience for all purchasers.

Our marketing suite of quality architectural renders,

easy-to-understand project plans, indicative

finishes boards, pre costed upgrade options and

regular project updates provide purchasers with

the confidence to make an informed decision when

buying ‘off-the-plan’.

Before you step into the picture

THINGS YOU NEED TO KNOW:

W H A T ’ S I N C L U D E D – A N D W H A T C A N I C H A N G E ?

Although an ‘off-the-plan’ sale is not a custom build

to suit the specifications of individual purchasers,

Kapalua ensures that the standard finishes and

inclusions satisfy the expectation of most buyers in

today’s contemporary real estate market.

Our knowledge of current design trends, product

releases and cost implications are incorporated

into the final design phase of each project.

Kapalua also identifies additional upgrade

options to provide an appropriate degree of

individual buyer customisation while maintaining

value for money for all purchasers.

The finishes and upgrades board for each project

is available for review in the Kapalua Sales

Office. Documentation is available in the project

information packs already provided to you.

Please contact the Kapalua Sales Team to discuss

any queries you may have concerning inclusions,

finishes and upgrade options.

W H E N W I L L C O N S T R U C T I O N B E G I N , H O W L O N G W I L L I T T A K E A N D H O W W I L L I B E U P D A T E D ?

Project delivery is dependent on several factors

including reaching the “pre-sales hurdle”

(discussed below), weather and public holidays

during the construction phase, and the final

certification and registration processes once

construction is completed.

From the commencement of construction,

Kapalua provides purchasers with project

updates every 4-6 weeks until the completion of

construction and settlement.

Please ensure that you have discussed the current

project delivery timeframe with the Kapalua

Sales Team and understand how this impacts

on your planning.

W H A T P R E - C O N S T R U C T I O N A N D C O N S T R U C T I O N FA C T O R S I M PA C T T H E P R O J E C T D E L I V E R Y A N D C O N T R A C T F O R S A L E ?

Several key pre-construction and construction

factors influence the project delivery and conditions

and clauses in the Contract of Sale.

Construction finance often requires that a minimum

number of early sales are achieved – called the

pre-sales hurdle – before construction can commence.

These targets are largely determined by the project

funder and cannot be varied. This is the banking

environment that we need to work within today.

Among other requirements, construction finance often

specifies the acceptable forms of purchaser Deposit

(i.e. cash or bank guarantee) and the Deposit Amount

(i.e. 10% of purchase price). As these are determined

by the construction financier, the developer is typically

unable to negotiate these conditions with purchasers.

Any standard upgrade options selected by purchasers

must be documented in the Contract of Sale and

reflected in the Sale Price, meaning that standard

upgrade options need to be finalised prior to the

Exchange of Contracts.

The ‘Sunset Date’ is an important clause in the

Contract of Sale and refers to the maximum

amount of time the developer may take to complete

construction and settle on properties in a project.

W H Y D O I N E E D A P P R O P R I A T E L E G A L A N D F I N A N C I A L A D V I C E F O R B U Y I N G ‘ O F F - T H E - P L A N ’ ?

Buying ‘off-the-plan’ is a property transaction with

some different legal and financing considerations

compared to buying an existing property.

Before progressing to the next stage, we recommend

that you discuss buying ‘off-the-plan’ with your legal

advisor (solicitor or conveyancer) and financier

(financial institution or mortgage broker) to ensure

you are qualified to do so.

H O W E L S E C A N K A PA L U A A S S I S T W I T H B U Y I N G ‘O F F - T H E - P L A N ’ ?

Kapalua have relationships with many experienced

solicitors, conveyancers, mortgage brokers and

financial institutions that regularly deal in

‘off-the-plan’ property purchases. The Kapalua Sales

Team will be happy to provide you with appropriate

direction in these areas if you require.

Please refer to the following pages for a more

detailed explanation of the process of buying

’off-the plan’, together with the key relationships

to construction, certification, registration and

settlement processes.

Buying ‘off-the-plan’

Kapalua immediately prepares and

forwards a Sales Advice to both the

Vendor’s Solicitor and your Legal

Advisor based on the information

that you provide in the Kapalua Online

Form (see checklist on opposite side).

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I N I T I A L D U E D I L I G E N C E

P L A C I N G Y O U RI N I T I A L D E P O S I T

S A L E S A D V I C E

You’re Here! At the moment you

are doing research about buying

‘off-the-plan’, discussing with your

financier how much you can borrow

(if required) and getting some initial

advice from your Legal Advisor.

Once ready to proceed with your

purchase, you will need to review our

Terms of Purchase, complete the

Kapalua Online Deposit Form and pay a

$1,000 Initial Deposit. The property will

then be held and taken off the market.

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C O N T R A C T I S S U E D

D E P O S I T PAY M E N T

D E T A I L E D D U E D I L I G E N C E

S I G N C O N T R A C T

S T A N D A R D U P G R A D E O P T I O N S F O R M

E X C H A N G E O F C O N T R A C T S

The Vendor’s Solicitor prepares the

Contract of Sale and issues to your

Legal Advisor, usually within 2 to 3

business days of receiving the

Sales Advice.

The cost of any selected upgrade

options will be included in the Contract

Price, which is then used to calculate

the Total Deposit Amount and the

subsequent Balance of Deposit (you’ve

already paid a $1,000 Initial Deposit).

A copy of the Upgrade Options Form

must be signed by you and co-signed

by the Kapalua Sales Agent – even if

no upgrade selections are made – as

it forms part of the Contract of Sale at

Exchange.

Exchange of Contracts between the Vendor’s Solicitor and your Legal Advisor means you have a legal interest in – and legal commitment to – purchase the property.

This important step involves your

Legal Advisor providing specific

advice concerning the Contract of

Sale. You should also have a sense

of your eligibility for any funding

required to complete your purchase.

Signing your Contract and paying

your full Contract deposit is a critical

step towards meeting the required

timeframes allowed (usually 21 days).

The Vendor reserves the right to place

the property back on the market if you

exceed this deadline.

Before construction

KEY STEPS

TURN OVER FOR

After construction

P R E - S A L E S H U R D L E S A T I S F I E D

C O N S T R U C T I O N P E R I O D

P R E - S E T T L E M E N T I N S P E C T I O N

S E T T L E M E N T

C O L L E C T O W N E R PA C K F R O M K A PA L U A

C E R T I F I C A T I O N R E G I S T R A T I O N

KEY STEPS

After construction

K E E P I N G Y O U I N - T H E - L O O P

From the commencement of construction, Kapalua

provides purchasers with formal project updates every 4-6

weeks until the completion of construction.

Apart from reporting on key construction milestones,

purchasers are usually interested in understanding

the impact of poor weather and public holidays on the

construction schedule. You will also be advised when

construction has been completed and the status of

certification (the issue of the Occupancy Certificate) and

registration (the creation of the new legal title) occurs.

S E T T L E M E N T

A pre-settlement inspection is arranged for a few days prior

to settlement. Kapalua and the construction supervisor

will perform this inspection with you to ensure that your

property is delivered to specification.

Settlement usually occurs 14 days after registration, so it’s

important that your settlement funds have been co-ordinated

by your financier to avoid any delay in settlement.

After confirmation of settlement, your Owner Pack – with

keys, remote controls, warranties, manuals, builders

warranty and Strata Manager details – will be available for collection from Kapalua.

When you are ready to progress with your purchase,

please contact the Kapalua Sales Team so we can

assist you further.

In the meantime – and to make sure the next step

progresses efficiently – please review the following

checklist of information that we will require:

Full legal names of each purchasing entity

Current residential and mailing address of each purchaser.

Contact phone number and email address for each purchaser.

Firm, contact name, email and phone number of legal advisor.

Firm, contact name, email and phone number of financier/mortgage broker.

Kapalua is committed to ensuring that buying ‘off-the-plan’ is an exciting and rewarding experience for all purchasers.

Buying ‘off-the-plan’