RESIDENTIAL COMMERCIAL

Est Value/Purchase Price, up to Mortgage Valuation (+VAT) Est Value/Purchase Price, up to Commerical Valuation (+VAT)

£250k £280 £1m £1,000£500k £360 £1.5m £1,400£600k £400 £2m £1,800£700k £480 £3m £2,600

£800k £520 £4m £3,400£900k £600 £5m £4,200

£1m £680 £6m £5,000£1.25m £800 £7m £5,800£1.5m £960 Over £7m by negotiation£2m £1,120

£2.5m £1,280£3m £1,440£4m £1,760£5m £2,000£6m £2,400£7m £2,800

Over £7m by negotiation

Loan up to £500k £750 £900 * These are base legal fees for the transaction, and are subject to change depending on what is involved (additional charges apply for commercial leases, PG’s, AST’s etc).

Loan between £500k and £1m £1,125 £1,350

Loan between £1m and £2m £1,425 £2,025

Over £2m Call for quotation

MONTELLO PRODUCT MATRIX - RESIDENTIAL & COMMERCIAL PROPERTY www.montello.co.uk

PLAIN VANILLA BRIDGING LOANS

Fees: 1% Montello Loan Arrangement Fee, plus the broker’s fee

No exit fees

Loan duration: From 1 month through to 12 month (longer on a case-by-case basis)

Loan amounts: From £100k through to £7m (higher on a case-by-case basis)

Servicing: We usually retain 3 month’s interest from the loan advance, but can be entirely flexible with regards to this

LTV’s: We base our LTV’s on Open Market Value (not forced sale value). 10% min cash contribution on purchase price

Property location:

TAILORED BRIDGING LOANS

Mezzanine / 2nd charge finance: We can provide mezzanine funding up to a maximum loan size of £1m

Property needs to be within the M25, London

Interest rates between 15-25% per annum

Up to 75% LTV

Development finance: We can provide development funding up to a maximum loan size of £5m

Property needs to be within the M25, London

Interest rates from 1.25% per month

Interest is only charged on the drawn amount

No GDV exit fees

2% Montello Arrangement Fee

Up to 65% GDV

THE SEXY STUFF

Drawdown Facilities: We can provide borrowers with a drawdown facility, which we do by registering security against a borrower’s property/ property portfolio. The funds are then available for drawdown on a flexible basis following registration of the security.

Can be done on a 2nd charge basis, up to 75% LTV

Montello Loan Arrangement fee of 1%, and then interest rates usually around 1.5% per month on the drawn amount

Each drawdown must be for a minimum duration of 3 months

Facility can be for a maximum duration of 12 months (reviewed 6 monthly if not utilised)

Equity / Joint Ventures: We can provide a full range of flexible funding solutions, including equity and joint venture funding. However, we only provide this funding where we have an existing working relationship with the introducer or the borrower.

Medium-Term Loans: We can lend up to 3 years in duration (on a case-by-case basis). Very competitive interest rates compared to market.

PROFESSIONAL FEES

Legal Fees:* Remortgage Purchase

LTV’s Rates from (per month)

Zone 1, London Up to 60% Up to 75%

0.75% 1.00%

Within the M25, London Up to 60% Up to 75%

0.90% 1.10%

England & Wales Up to 75% 1.25%

Valuation Fees:

REAL ESTATEOPPORTUNITY FUND

www.montello.co.uk

Some things that we can do, that many other lenders can’tDue to our extremely flexible funding lines, we are able to lend to borrowers:

| that are old (ie, we have no hard age limits)

| on short leasehold properties

| we can accept re-typed valuations

| pubs, hotels, restaurants, offices and mixed-use properties are all acceptable security

| UK Ltd and offshore companies, trusts and foreign nationals are fine

| land, with or without planning (prefer with planning)

| discharged bankrupts, and borrowers with CCJ’s are acceptable (provided we have a proper explanation and understanding of the circumstances).

REAL ESTATEOPPORTUNITY FUND

[The Montello Real Estate Opportunity Fund] consolidates Montello’s position in the market as a ‘one stop shop’ for real estate entrepreneurs… funding developers from acquisitions to bridging finance, through development and completion of projects’. ‘Montello Launches New Fund’ (8 January 2014)

“Montello has gone from strength to strength, developing a niche market for itself as one of London’s most successful bridging lenders with a hardcore reputation for fast and flexible finance”. ‘Meeting Montello’ (January 2014)

Awards & Memberships

101 NEW CAVENDISH ST, LONDON W1W 6XHTEL: +44 800 130 3388www.montello.co.uk

REAL ESTATEOPPORTUNITY FUND