SEPTEMBER 30, 2019 DECEMBER 31, 2018

ASSETS

Cash and Due from Banks $ 29,526 $ 24,870

Federal Funds Sold 32,875 53,760

Securities 17,663 13,986

Loans,net 244,761 243,903

Bank Premises and Equipment 315 286

Other Assets 15,952 14,163

TOTAL ASSETS 341,902 $ 350,968

LIABILITIES

Deposits

InterestBearing $ 95,296 $ 108,188

Non-Interest Bearing 188,552

Total Deposits $ 286,100 $ 296,740

Notes Payable 6,907 10,336

OtherLiabilities 12,324 10,624

Total Liabilities $ 305,331 $ 317,700

CAPITAL

Common Stock $ 12,747 $ 12,747

RetainedEarnings 21,021 17,999

Current Earnings 2,971 3,156

AccumulativeOtherComprehensiveLoss (978) (634)

Total Capital $ 35,761 $ 33,268

TOTAL LIABILITIES AND CAPITAL $ 341,092 $ 350,968

Mission Valley Bancorp UnauditedFINANCIAL STATEMENTS

Period Ended September 30, 2019

INTEREST INCOME

Interest and Fees on Loans

Income on Federal Funds Sold

InterestonSecurities

Other Interest Income

Total Interest Income

INTEREST EXPENSE

Deposits

Other Interest Expense

Total Interest Expense

Net Interest Income

Provisionfor(Recovery of) Loan Losses

Net Interest Income After Provision

ServiceChargesonDeposits

OtherOperatingIncome

RealizedGains(losses)onInvestments

Gain(loss)onSaleofLoans

Gain on Sale of OREO

Total Other Income

OPERATING EXPENSE

Personnel Expense

Occupancy and Equipment

Data Processing

OtherOperatingExpenses

Total Operating Expense

Income Before Provision

for Income Taxes

Provision for Taxes

NET INCOME

EARNINGS PER SHAREBasicDiluted

Statement of Condition In Thousands - Unaudited

Statement of Operations In Thousands, Except Per Share Data - Unaudited

SEPTEMBER 30, 2019

$ 3,564

263

84

111

$ 4,022

$ 129

167

$ 296

$ 3,726

-

$ 3,726

$ 314

516

14

846

$ 6

$ 2,379

397177

408

$ 3,361

$ 2,061

591

$ 1,470

$ 0.45$ 0.45

MissionValleyBank.com

three months ended SEPTEMBER 30SEPTEMBER 30, 2019

$ 10,722

760

217

330

$ 12,029

$ 388

549

$ 937

$ 11,092

63

$ 11,029

$ 950

1,308

-

939

$ 6

$ 6,403

1,170515

2,002

$ 10,090

$ 4,142

1,171

$ 2,971

$ 0.92$ 0.92

SEPTEMBER 30, 2018

$ 10,430

596

200

249

$ 11,475

$ 248

590

$ 838

$ 10,637

370

$ 10,267

$ 934

1,135

-

(197)

$ -

$ 5,336

1,071491

2,336

$ 9,234

$ 2,905

716

$ 2,189

$ 0.68$ 0.68

SEPTEMBER 30, 2018

$ 3,587

204 64

95

$ 3,950

$ 81

212

$ 293

$ 3,657

363

$ 3,294

$ 282

310

-

(860)$ -

$ 1,838

349157

748

$ 3,092

$ (66)

(84)

$ 18

$ -$ -

NINE months ended SEPTEMBER 30

$ 1,696 $ 3,203 $ 1,872$ (268)

$$

$ 190,804