BUILDINGBusiness & Apartment Management

May 2019

VOICE OF THE HOME BUILDERS ASSOCIATION OF SOUTHEASTERN MICHIGAN AND APARTMENT ASSOCIATION OF MICHIGAN

Banking & Finance OPTIONS FOR NEW HOME BUILDERS

MID-YEAR ECONOMIC FORECAST BREAKFAST

Thursday, June 13 – See Back Cover

Save On Your HBA Dues! – Inside Cover

New Housing Permit Forecast – 4

Common Sense and Accident Prevention– 8

Advocacy Update – 9

News & Events for May and June – 10

Join Or Download The HBA Membership Application At: https://www.builders.org/join

MADE IN AMERICA/BUILT IN MICHIGAN

HOME BUILDERS ASSOCIATION OF SOUTHEASTERN MICHIGANEXECUTIVE COMMITTEE

BUILDING BUSINESS & APARTMENT MANAGEMENT®

PROPERTY MANAGEMENT®

Published by the Home Builders Association of Southeastern Michigan, 30400 Telegraph Rd., Suite 202, Bingham Farms, MI 48025. (248) 737-4477. Copyright © 2019 Home Builders Association of Southeastern Michigan. All rights reserved. Reproduction or use of any artwork or editorial contained within, in any manner, is strictly prohibited unless written permission is obtained from the publisher.

www.builders.org

PUBLICATION CREDITSPUBLISHER Home Builders Association of Southeastern Michigan

EDITOR Susan Adler Shanteau

COPY EDITOR J.R. Shanteau

CONTRIBUTING WRITER Nancy Rozum

APARTMENT ASSOCIATION OF MICHIGANPRESIDENT Matthew Lester FIRST VICE PRESIDENT Karlene Lehman PAST PRESIDENTS Allen Amber Robert Brody Jeffrey Kaftan Melvin Kaftan George M. Nyman

VICE PRESIDENTS Cary Belovicz Mitchell Bleznak Jonathan R. Borenstein Jay Brody Kevin Dillon Leslie Lewiston Etterbeek Howard Jacobson Warren Rose J. Ronald Slavik Shawn Stafford Michael E. Tobin David Wilkins

CEO Michael C. Stoskopf

PRESIDENT Robert M. Tedesco

FIRST VICE PRESIDENT David S. Compo

TREASURER Ben Templeton

SECRETARY Rino Soave

IMMEDIATE PAST PRESIDENT Larry Cohen

VICE PRESIDENTS Tim Capaldi Jason Minock David Steuer Brian Szliter ASSOCIATE VICE PRESIDENT Phil Seaver CEO — Michael C. Stoskopf

FEATURESInside Front Save On HBA Dues! Membership Incentive

2 Banking and Finance Options for New Home Builders

4 Permit Forecast: Reasons For Optimism Comments by Michael Stoskopf, CEO

6 “After Hours” Mixer Hosted by Mont Surfaces

7 Member News Eleni Interiors and CMIT Solutions

8 Common Sense and Accident Prevention Safety Guidelines For Property Managers

9 Advocacy Update Governor Signs Eviction Legislation

BUILDING Business &Apartment Management

MAY 2019

Enjoying the “After Hours” Mixer at Mont Surfaces: Denise Pearl (left) of Imagio Glass Design, Magdalena Popp of Eco Granite, Yolanda Harris of the Southfield Area Chamber of Commerce and Kim Schroeder of K & S Classic Interiors.

9 Risk Management Series Free Seminars For ABMWCSIF Members

10 News & Events Association Events for May and June

11 Thank You Renewing Members

12 Welcome New Members

12 Valued Advertisers

Inside Back Made In America/Built In Michigan

Back Cover HBA and CAM Present The 9th Annual Mid-Year Economic Forecast and State of the Industry Breakfast

At the most recent HBA Board of Directors meeting, Adam Tillman (left) of Kohler Company with HBA Past Presidents Dan MacLeish of MacLeish Building, Stuart Michaelson of Windmill Homes and Larry Cohen of Tremont Construction.

HBA Board members Jo Golda of Jo’s Cleaning and Organizing and Spencer Roed of Multi Drywall & Partition, LLC.

2 BUILDING Business & Apartment Management I May 2019

Banking & Finance OptionsFOR NEW HOME BUILDERS WRITTEN BY NANCY ROZUM

Traditionally as the weather warms, home

buying activity also heats up. This year

is no exception, as mortgage lenders are

reporting robust mortgage application activity,

heralding what is promising to be another good

year for the new home building industry.

In March, Lake Michigan Credit Union

(LMCU) had its biggest application month since

last summer, with over 1,450 new mortgage

applications submitted. "The buyers are

definitely out there," said Eric Burgoon with LMCU, which offers a number of products for

financing new construction. "One of the best

products for both builders and their clients is the

one-time close construction draw loan," said

Eric. The advantage for buyers is that it locks in

the interest rate before construction even starts

and the buyer is fully approved at that time, so

there is no second approval process. Builders

enjoy peace of mind knowing that the purchaser

is qualified for the mortgage and they don't have

to use their own funds, saving on credit costs.

"LMCU is the largest and most experienced at

the draw process and makes is smooth and

seamless for the builder and their client," said

Eric. “We have 1200 construction draw loans in

process at any given time and our team is the

very best in the business at serving the builder

and efficiently administering all aspects of

construction." Because homes are sometimes

selling very quickly, LMCU has re-created a

Bridge Loan product to support the industry.

“This bridge loan allows homeowners to borrow

up to 80 percent of the equity in their existing

home to finance the start of the construction

loan on their new home, while continuing to

live in their existing home," said Eric. Some

lenders are beginning to offer financing on

the commercial side.

"LMCU is beginning

to offer financing on a

single spec or model

to qualified, larger

builders," said Eric.

"These loans are a great

option for builders who

qualify for them."

Deborah Herdman with Huntington Bank encourages builders

to seek out the expert

advice of HBA lending

professionals. "There

are so many creative

financing options

available out there,

some of which offer

lower down payments

so homebuyers can use

their money for other

things," said Deborah.

"For example, there is

an FHA loan where a

homebuyer can put just

3.5 percent down on a new home. This loan is

subject to FHA loan limits, which in our area

are $294,515 for a single unit." For builders

who do self-financing and mostly end-loans,

Deborah recommends looking into lenders,

like Huntington Bank, that have long-term rate

lock programs. "Building new homes takes

time, and unforeseen issues, which require

loan extensions, can occur," said Deborah. "At

Huntington, we recognize this reality and have

opened up our construction loans to extend up

to 24 months. Utilizing lending strategies like

the long-term rate lock, and having an overall

understanding of the many lending options

available can help builders sell more homes."

U.S. Bank will extend the construction draw

period up to 24 months. "We recognize that

a wet spring or lack of trades can really slow

construction and therefore we offer the ability

to extend the draw period up to 24 months for

those types of situations," said Mark Webberly with U.S. Bank. They offer a popular one-

time close loan for new construction. "This

program allows a pre-start prior to closing on

the mortgage, which is very unique," said Ted Edginton with U.S. Bank. Mark and Ted are

available during the entire lending process to

resolve any issues. "We focus on transparency

-- making sure our customers understand the

complete cost of building their new home, as

well as how the loan process works," said

Ted. U.S. Bank offers deposit draws on custom

items like windows, granite, cabinets and even

hardscape, for example. They also offer a

contingency reserve for changes throughout the

build process, which is similar to an escrow for

change orders. "Each build is unique to itself

so we work with homeowners and builders to

help keep the project moving forward," said

Mark. U.S. Bank offers loans on ground-up

construction and major renovations, as well as

financing of vacant lots. "As the fifth largest

bank in the country, U.S. Bank has been doing

construction loans for more than 50 years, so

we have a lot of experience and depth in this

3BUILDING Business & Apartment Management I May 2019

area," said Ted.

For conforming loans, Wells Fargo Bank

allows homebuyers to lock in their interest rate

for up to a year, and for jumbo loans the bank

allows a two-year rate lock. "That is one of our

three distinct offerings in the new construction

marketplace," said Kelly Hayes with Wells Fargo. "Even for customers who believe the

rates won't go up during construction, I urge

them to take advantage of this product because

it provides them

protection and

peace of mind.

The homebuyer

knows what their

house payment

will be, so it gives them leverage to buy the

house they want with perhaps an additional

bedroom or more garage space." Wells Fargo

allows a "float down" if the interest rate is lower

60 days prior to closing. The second distinct

program is an interest rate lock on spec homes.

"Once a spec home is complete, a builder can

lock the interest at the current rate, even with

no available buyer," said Kelly. "If rates rise, the

builder can offer that below-market-rate to the

homebuyer, which is actually a better deal for

the builder than offering other concessions."

The third distinct offering applies to new

condominium and townhome construction. "We

have a team that counsels builders, at no cost,

on things like legal documentation, insurances,

and writing bylaws that conform to Fannie Mae

and Freddie Mac guidelines," said Kelly. "When

a project is approved through Wells Fargo, we

can offer a 30-year fixed rate, with as little

as 5 percent down, on condo and townhouse

mortgages."

Fifth Third Bank also has a number of

programs for customers who are working with

builders. They offer a one-time construction

to perm loan with the option of a 9, 12, or

18-month construction period, with interest only

payments. They have fixed rate and adjustable

rate options. “Builders have flexibility on the

number of draws during the construction

period,” said Don Precour with Fifth Third Bank. Once

the construction

is complete, the

loan rolls into

a permanent loan. Fifth Third also offers an

extended lock program where customers

can lock in at the current rate plus pricing

adjustments and fees based on the extended

time period at the time the loan is approved.

The extended lock periods are from 120 days

to 360 days. For a fee, the customer has the

option of “floating down” if the interest rate is

lower 60 days prior to closing. “A popular option

for financing homes in the $1-2 million range is

the option of a 3/1, 5/1, 7/1 or 10/1 adjustable

rate jumbo mortgage,” said Don Precour. “With

this mortgage, the rate is fixed for the number

of fixed years chosen and then it adjusts

depending on the market.” Fifth Third also

offers loans on vacant land. “We can secure

the land in advance and allow time to finalize

plans and specifications” said Steven S. Smith

with Fifth Third. “We offer 3/1 and 5/1 ARMs

for that product.” n

HBA’s FINANCE,

MORTGAGE & CONSTRUCTION

LENDING MEMBERS(Primary Member from each company as of April 20, 2019)

BANK OF AMERICA HOME LOANS

NASH ARABO. . . . . . . . . . . . . . . . (248) 631-0706

CHASE

STACY BRAZIER . . . . . . . . . . . . . (612) 599-6702

CHEMICAL BANK

MIKE RIESER . . . . . . . . . . . . . . . (248) 269-6428

CITIZENS BANK

MICHAEL HYMAN. . . . . . . . . . . . . (248) 497-1233

CONSTRUCTION FEDERAL CREDIT UNION

WILLIAM TOMANEK . . . . . . . . . . (248) 358-4140

FIFTH THIRD BANK

DONALD W. PRECOUR . . . . . . . . . (313) 230-9125

FLAGSTAR BANK

MICHAEL WENTRACK . . . . . . . . . (248) 312-5683

HUNTINGTON BANK

DEBORAH HERDMAN. . . . . . . . . . (248) 244-3636

INDEPENDENT BANK

JEFF CLATTERBAUGH . . . . . . . . . (248) 743-4027

LAKE MICHIGAN CREDIT UNION

ERIC BURGOON . . . . . . . . . . . . . . (616) 234-6610

LEVEL ONE BANK

JONATHAN P LAMMERS . . . . . . . (248) 205-1425

LUXURY MORTGAGE

MICHAEL RAIMI . . . . . . . . . . . . . . (248) 245-3174

U.S. BANK HOME MORTGAGE

BOBBY SHANNON . . . . . . . . . . . . (734) 657-4917

WELLS FARGO HOME MORTGAGE

KELLY HAYES . . . . . . . . . . . . . . . . (248) 345-0464

Mortgage lenders are reporting robust mortgage application activity, heralding what is promising to be another good year for the

new home building industry.

4 BUILDING Business & Apartment Management I May 2019

Executive Officer Commentsq

Slower Than Expected Permits Mark Beginning Of Construction Season MICHAEL C. STOSKOPF, EXECUTIVE OFFICER

New Housing Permit Forecast Based on residential permit data compiled by the Home Builders

Association of Southeastern Michigan (HBA) and reported in the HBA/Carter Lumber Southeastern Michigan Residential Building Activity Report™, a total of 269 single-family permits were issued in Macomb, Oakland, St. Clair and Wayne counties in March 2019. This brings the year-to-date total to 736 for 1Q19.

As discussed in earlier forecast reports this year, 2015 was the last year we had comparable significant weather impacts due to cold and snowy conditions to start the year. While the first quarter total still outpaces the 1Q15 total of 677, the total for the month of March is nearly 17 percent lower than March 2015 (323).

The reason for the slower than forecast new home permit activity in March can perhaps be found in data for existing home sales. Looking at data reported by REALCOMP for the 4-county area, existing home sales for 1Q19 are off to their slowest start as well since 1Q15 … simply stated, home buyer traffic has not yet emerged this year for either type of product.

There are good reasons for optimism for expecting improved new home permit activity as Spring and Summer approach. The leading factor is the continued upward climb in the number of people employed in the 4-county region, now solidly above 1.9 million, and at its highest level since December 2005. Other positive economic factors include an 8 percent year-over-year decline in crude oil prices and improving 30-year fixed mortgage rates following the Federal Reserve’s recent decision to hold interest rates steady and indicating no further increases are likely the remainder of 2019. n

There are good reasons for optimism for expecting improved new home permit activity . . . The

leading factor is the continued upward climb in the number of

people employed in the 4-county region, now solidly above 1.9

million, and at its highest level since December 2005.

5BUILDING Business & Apartment Management I May 2019

The National Association of Landscape Professionals, a trade association of nearly 100,000 landscape professionals, recently

commissioned a study to determine if Americans' love affair with lawns and green spaces had waned with the advent of the digital age and the trend toward urbanization. A survey, conducted by the Engine Group, revealed that a whopping 79 percent of Americans say that a lawn is an important feature when renting or buying a home. It is interesting to note that millennials were the top age group, at 82 percent, to value lawns, compared with 81 percent of Generation X and 77 percent of baby boomers.

In the survey, respondents ranked a nice size yard second, behind a renovated kitchen, when asked to prioritize home features they valued most. A nice sized yard beat out other popular home features such as an updated bathroom, storage and hardwood floors. "These survey results support our own experience at D.A. Alexander and Company," said David Alexander. "Home buyers are making significant investments in their turf and landscaping. The backyard has always been the place where people spend most of their time relaxing with their families and neighbors outdoors. Vacations are great for a change of scenery, but what we look at and utilize most of the year is our own property."

The survey results also revealed that Americans are using their yards, with 77 percent of respondents reporting they relax in their yards at least once a month, and one in three reporting they garden in their yards multiple times a week. D.A. Alexander has also observed an upswing in

New Research Reveals that Americans Love Their Lawns and Landscaping WRITTEN BY NANCY ROZUM

Advertorial Advertorial

the number of outdoor kitchens, decks, brick paver areas, pergolas and water features that customers are adding to their backyards. "We have noticed significant investments by homeowners in all these areas," said David. "We provide full-service landscape design, installation and maintenance service, and we frequently work collaboratively

with builders to offer landscape packages as an option to new home buyers."

Common areas in subdivisions and other green spaces in the community were also valued by survey respondents. The research

found that Americans visit public parks and playgrounds more often than movie theaters, pools and beaches, bowling alleys and museums. "We work with HBA builders to design landscaping for all their public areas including subdivision entries and common areas, as well as model and spec homes," said David. "The curb appeal

of all these areas helps sell homes, and it appears that this recent survey presents hard data on what builders, realtors and landscape professionals have witnessed." D.A. Alexander's sister company,

RJR Services, Inc., is a recognized leader in complete facilities management, including grounds maintenance, so they are able to help HBA builders with everything from subdivision silt fences, to drain and catch basin repairs, asphalt repair, street scraping and sweeping, vacuum sweeping and other grounds maintenance and parking lot services.

The research results offer data for consideration, especially for builders who have not paid as much attention to the outside of their new home offerings as they have to the inside of their new homes. n

6 BUILDING Business & Apartment Management I May 2019

“After Hours” Mixer Hosted By Mont SurfacesAfter Hours Mixerq

NEXT

“AFTER HOURS” MIXER

THURSDAY, JUNE 6Time: 6:00 – 8:00 p.m.

Place: IMPACT HOME STAGING EXPERTS 1185 Chicago Road Troy 48083 Cost: No charge to attend. Reservations required www.builders.org/events.php

Carole Jones (left) of Robert R. Jones Homes and Kristin Andrews of Mans Lumber.

More than 35 members and prospective members came to network and make new business contacts, as well as

enjoying the refreshments provided by Mont Surfaces.

We would like to acknowledge Mont Surfaces for donating two $50 visa gift cards won by Scott Watson of Kinetico CGC Water and Val Dimitrievski of Marble Deluxe.

THE BUILDER LOTTO drawing worth $450 was held at the end of the evening and regretfully, “Richard S Kligman of Superb Custom Homes” was not present to win.

The ASSOCIATE LOTTO drawing worth $500 was held at the end of the evening and regretfully, “John Zizka of Antcliff Windows & Doors Inc” was not present to win.

The ATTENDEE LOTTO drawing worth $50 was won by Lisa Compo of Compo Builders, Inc.

At the next HBA Mixer, the BUILDER LOTTO will be $500 and the ASSOCIATE LOTTO will be $550. The ATTENDEE LOTTO will always be $50. Take advantage of this networking

opportunity to make some new contacts and grow your business. Invite a prospective member to join you as your guest!

If you are interested in hosting an “After Hours” Mixer or donating a prize to be given away at an upcoming Mixer, please contact Riva Gulli at (248) 862-1002. n

Lisa Compo (left), Chris Compo, Michelle Compo and David Compo all of Compo Builders, Inc. with Barb Baker of Transitions Remodeling.

Randy Travis (left) of Ramtra Remodeling, Richard Franz of Cole Wagner Cabinetry and Bob Veresan of DTE Energy.

7BUILDING Business & Apartment Management I May 2019

Member News

Congratulations to Helen Velas of Eleni Interiors for winning six Key Awards from the Home Builders Association of Greater

Chicago in the Interior Design categories. Shown here are two of the winning entries. The Berkley great room won a silver award in the multi-family category and the study at The Enclaves of Mill Creek won a gold award in the single-family category.

Congratulations to CMIT Solutions of Greater Oakland County on being honored with the Circle of Excellence Award by the Greater Farmington Area Chamber for their work with businesses and nonprofits in Southeastern Michigan and their philanthropic efforts in the community. CMIT has been serving County for three and a half years with office locations in Troy and Farmington. While accepting the Circle of Excellence Award, president Stuart Feravich commented, “It is a gift to be a trusted partner of so many wonderful businesses who share our commitment to meeting the needs of our neighbors through the generous giving of our time, talent and treasure.”

CMIT stands out not only for their commitment to bringing enterprise-level technology services and solutions to small- and medium-sized businesses, but for their commitment to community service and philanthropy.

Naincy Dwivedi (left), Stuart Feravich and Emily Karlichek of CMIT Solutions of Greater Oakland County.

Richard Franz (left) of Cole Wagner Cabinetry and Bob Johnson of Johnson Building Company at the Professional Remodelers Council Mixer at Cutting Edge Countertops in Troy.

8 BUILDING Business & Apartment Management I May 2019

Apartment Association of Michigan PROPERTY MANAGEMENT®q

Common Sense And Accident Prevention Go Hand in Hand

WRITTEN BY AJ HALE JR. CSM-LSP, COMPONE ADMINISTRATORS SAFETY & LOSS PREVENTION RISK MANAGER

Generally

speaking,

we’re not

born with common

sense, we acquire

it throughout life.

Common sense

is really our life’s

experiences (and training) put into action

depending on the circumstances.

Safety experts say at least 80 percent of

workplace accidents are caused by the unsafe acts of employees - and not by unsafe conditions.

Common Sense Is Affected When The Following Conditions Exist

• In A Hurry - Sometimes there is more

concern for completing a job quickly than

safely. Take time to do a good job and a

safe job.

• Taking Unnecessary Chances - Daring

behavior or blatant disregard for safe

work practices can put you and your

co-workers at risk. Follow all company

safety rules and watch out for your fellow

employees. Risky behavior is never

appropriate on the job and sometimes

can lead to disciplinary action.

• Mentally Preoccupied – We all have

other “things” going on in our lives –

family issues, financial issues, thinking

and planning for things outside of work.

But not concentrating while on the job

can get you seriously hurt or even killed.

Focus on the task at hand. If your mind

is distracted while at work, you’re at far greater risk for an on-the-job injury.

The “It Will Never Happen to Me” Belief System

Maybe you’re experienced and good at

your job and you’ve done a certain job or task

hundreds of times the same way. So, what if

you’re breaking the safety rules – an accident will

never happen to you. Or will it?

Angry or In A Negative Mindset Being angry or in a bad mood can lead to

a serious on-the-job injury because anger

ShockingStatistics

Each workday, an employee is hurt from electricity every 30 minutes - severely enough that it requires time off the job.

According to the Electrical Safety Foundation International (www.Esfi.org), more than 30,000 workers have been injured in workplace electrical accidents over the past 10 years.

Furthermore, electrical violations are perennially on the Occupational Safety and Health Administration’s (OSHA) list of most frequently cited standards.

almost always rules

over caution, and

sometimes can

cause aggressive

behavior or actions.

Keep your “bad

mood” in check

and stay cool and

in charge of your

emotions while at

work and you’ll be far

less likely to get hurt.

What’s Similar about 8 Out of Every 10 Accidents?

Broken down even further, statistics state

that at least 8 out of 10 workplace accidents

are the result of unsafe acts, many of which are

actions we take even though we know the safe

procedure. This is kind of strange if you think

about it. We have more to fear from our own

actions than from any other job hazards around

us. So why do we deliberately expose ourselves

to injury every day? The two following “excuses”

are the most popular answer to that question:

1. It Won’t Happen To MeMany of us are just thinking about getting the

job done and we may not give much thought to

the risk of getting injured. We know we’ve done

this task or job the same way many, many times

before and we’ve not gotten hurt. No matter

what we hear at company safety meetings, or

when mentioned by our supervisor, we think to

ourselves – “it won’t happen to me.”

It will happen to you – maybe not today, and

maybe not tomorrow. But if you continue to work

unsafely, you will get hurt. Don’t take chances and

don’t use the “It won’t happen to me” excuse.

2. We Take ShortcutsAnother popular excuse I hear often from

employees breaking a safety rule is “this job will

only take a few moments, I don’t need my safety

equipment” – so we take a safety “shortcut.”

For example, not putting on our safety glasses

because the task is short and your glasses are all

the way back at your truck, or not sloping back

that trench because we’ll soon finish work at

the bottom of the

trench and start

backfilling.

Just like the “It

won’t happen to

me” excuse, the

safety “shortcut”

excuse will

eventually get you

hurt.

Why take a

chance in the

first place? Accidents can happen to you – and

eventually they will happen if you continue to take

safety shortcuts. Do the right thing and put safety

first in every job or task you do and you won’t

need any excuses.

Should you require assistance with

understanding or applying the OSHA or MIOSHA

Standards, please contact AJ Hale, CompOne

Administrators Inc./Rizikon, at 269-789-9166 or

ajhale@compone.net n

9BUILDING Business & Apartment Management I May 2019

Advocacy Update

WRITTEN BY FORREST WALL, CAE, STAFF VICE PRESIDENT AND

INDUSTRY RELATIONS

MATTHEW LESTER, PRESIDENT KARLENE LEHMAN, FIRST VICE PRESI-DENT

PAST PRESIDENTS: • Allen Amber• Robert Brody • Jeffrey Kaftan • Melvin Kaftan • George M. Nyman

2019 AAM Officers

VICE PRESIDENTS Cary Belovicz • Mitchell Bleznak • Jonathan R. Borenstein • Jay Brody Kevin Dillon • Leslie Lewiston Etterbeek • Howard Jacobson • Warren Rose J. Ronald Slavik • Shawn Stafford • Mike Tobin • David Wilkins. CEO, Michael C. Stoskopf

Apartment Association of Michigan PROPERTY MANAGEMENT®q

Whitmer Signs Eviction Legislation

One of the first bills introduced in the 2019-20 legislative session is now law. Senate Bill 3 – now Public Act 2 of 2019 – amends a section

of the Summary Proceedings to Recover Possession of Premises chapter of the Revised Judicature Act. The new law revises the list of individuals a court could command to restore a plaintiff’s possession

of premises following a judgement, and further specifies the procedure for removing personal property. Under existing law, a court entering a judgement for possession in a summary proceeding must issue a writ commanding a sheriff, or other officer authorized to serve process, to restore full possession. The new law expands the individuals the court can assign to include bailiffs of the issuing court, deputy sheriffs of the county in which the court is located, or an officer of a law enforcement agency of the local unit of government in which the court is located. The bill then specifies that all personal property from the premises must be left in an area open to the public or in the public right-of-way, or by delivering the property to the sheriff as authorized by the sheriff. The new law will take effect on July 2, 2019. This legislation was the second bill signed by Governor Whitmer since she began her term in office.

Take Advantage of AAM Fair Housing TrainingOver the years, AAM has provided member companies with many

outstanding Fair Housing training seminars. Given the continued evolution of Fair Housing enforcement and changing points of emphasis, apartment owners and their employees need reliable and regular education. Please join us on June 19th for our next Fair Housing program. You can register at www.apartments.org. n

Upcoming Risk Management Seminars: June 6 & September 19

Safety doesn’t happen by accident. We have bright ideas and solutions to help you manage your risk effectively. On June 6 we will focus on Propert Incident Reporting to Reduce the Costs of Workers’ Comp Claims and on September 19 the subject is The Importance of Safety Committees for Safety Culture.

Doors open at 10 a.m. Seminars will be held from

10:30 - 11:30 a.m. at AAM Offices:

30400 Telegraph Rd., Suite 202, Bingham Farms 48025

FREE to ABMWCSIF members and staff.

Advance reservations required by contacting Denise

Lipinski:248-328-0805 or dlipinski@peabodyinc.com

10 BUILDING Business & Apartment Management I May 2019

REGISTER FOR EVENTS AT: builders.org/events.phpNews & EventsMayWEDNESDAY, MAY 1CHARITABLE & EDUCATIONAL FOUNDATION BOARD OF DIRECTORSTime: 9:00 a.m. Place: Association Offices Suite 202 - NORTH ENTRANCE

THURSDAY, MAY 2LYON TWP. BUILDERS FORUMTime: 9:00 a.m. Place: Township Offices, Board Room 58000 Grand River Avenue New Hudson 48165

TUESDAY, MAY 7SALES & MARKETING COUNCILMore Strategies To Prepare For An Eventual Slowdown.Time: 10:30 a.m. - NoonPlace: Armstrong Sales Coaching 29200 Northwestern Hwy, Suite 115, Southfield 48034

WEDNESDAY, MAY 8NAHBR PROFESSIONAL REMODELERS COUNCIL PresentsMichael Jeffreys – The Power of Vision5 Action Strategies for Taking Your Life to a Whole New Level!• Understand and leverage the power of your mind• Develop more clarity and a larger vision for your life• Learn how to set goals so you’ll achieve them faster• Discover mind tools that will catapult you to success• And much moreTime: Noon - 1:30 p.m.Place: Association Offices Suite 202 NORTH ENTRANCECost: $10 per Member; $15 per GuestLIMITED TO 24 ATTENDEES! REGISTER NOW!

FRIDAY, MAY 10HBA EXECUTIVE COMMITTEE MEETINGTime: 9:00 a.m. Place: Association Offices Suite 202 - NORTH ENTRANCE

WEDNESDAY, MAY 15HBA MEMBERSHIP COUNCILTime: 9:00 a.m.Place: Association Offices Suite 202 - NORTH ENTRANCE

WEDNESDAY, MAY 15PROFESSIONAL WOMEN IN BUILDING COUNCIL EVENTWatch For Details!

TUESDAY, MAY 21HBA 101: NEW MEMBER BREAKFASTLet us show you how to make the most of your membership. Join us in a relaxed, informal setting for Continental Breakfast, the opportunity to meet other new members and to learn about some of the benefits of belonging. You’ll meet Michael Stoskopf, CEO and Celeste Goings, Membership Director. Time: 8:00 a.m.Place: Association Offices FIRST FLOOR CONFERENCE ROOM EAST ENTRANCE

June MONDAY, JUNE 3AAM Officers LunchTime: Noon - 1:30 p.m.Place: Association Offices, Suite 202

THURSDAY, JUNE 6ABMWCSIF SAFETY SEMINAR:Incident ReportingFree Seminar Series for ABMWCSIF membersTime: 10:00 a.m. - 11:30 a.m. Place: Association Offices - Suite 202Cost: No charge for ABMWCSIF members and staff. Advance Registrationis Required. Phone or email Denise Lipinski 248-328-0805 or dlipinski@peabodyinc.com

THURSDAY, JUNE 6AFTER HOURS MIXER at Impact Home StagingMingle with industry professionals to gain new contacts. Win great prizes! Appetizers, Wine, Beer and Soft Drinks. Bring Prospective Members! THREE Lotto Drawings At Every Mixer. MUST BE PRESENT TO WIN! Time: 6:00 – 8:00 p.m.Place: IMPACT HOME STAGING 1185 Chicago Road, Troy, MI 48083No charge to attend. Reservations Required.

TUESDAY, JUNE 11ABMWCSIF TRUSTEES Time: 8:00 a.m.Place: Association Offices Suite 202 - NORTH ENTRANCE

THURSDAY, JUNE 13 HBA - CAM MID-YEAR ECONOMIC FORECAST BREAKFAST See Back Cover!

FRIDAY, JUNE 14HBA BOARD OF DIRECTORS MEETINGBreakfast for Board Members sponsored by

Time: 8:30 a.m. - Breakfast Place: Association Offices FIRST FLOOR CONFERENCE ROOM EAST ENTRANCE

WEDNESDAY, JUNE 19AAM Fair Housing SeminarTaught by Kathleen Mabie, Success On Site and Paletz LawTime: 9 a.m. - NoonPlace: Association Offices FIRST FLOOR CONFERENCE ROOM EAST ENTRANCEWatch For Details!

WEDNESDAY, JUNE 26HBA MEMBERSHIP COUNCILTime: 9:00 a.m.Place: Association Offices Suite 202 NORTH ENTRANCE

Beginning June 1 Visitwww.ParadeHBA.com

NOTE FOR ALL BUILDERS FORUMS:If you would like to pose a question anonymously for the building official to address, please email in advance of the meeting to: forrestw@builders.org

New members at the most recent HBA 101 session:Sarah Williams (left) of Gleeson Constructors, Yasmine Ahrens of Zaman Development and Calvin Williams of Ash to Ebony, LLC.

Garrett Hyman (left) and Mike Hyman of Citizens Bank.

11BUILDING Business & Apartment Management I May 2019

LAND FOR SALEPart of PUD of premier WALDEN WOODS

COMMUNITY in Van Buren.

20 acres Multiple (could be used for 200 units

rental or condos).

10 acres Commercial. Either site could be used for Single Family,

Duplexes, etc. A lot of flexibility. Sewer and Water at site.

Call Stuart at 248-756-5200

CARTER LUMBER - BUILD WITH STABILITY

Family Owned Since 1932. 6 Locations

Serving Builders Across Southeastern Michigan

(586) 913-8700 carterlumber.com

CLASSIFIED ADVERTISINGThank You Renewing MembersAPARTMENT ASSOCIATION OF MICHIGAN

BARRINGTON GROUP INC

BUILDING INDUSTRY ASSOCIATION

2-10 HOME BUYERS WARRANTYATWELL, LLCBANK OF AMERICA HOME LOANSBENCHMARK HOMES, INCCATALFIO HOMES INC.CIVILTECH, LLCCOMPO BUILDERS INCDARK HORSE DRYWALL LLCELDORADO DEVELOPMENT INCEVERGREEN HOMES LLCBERNARD GISMONDI BUILDERHANSEN MARKETING SERVICES, INCHEALY HOMES LLCHUNTLEY BUILDINGINDEPENDENT BANKINFINITY BUILDING CO. INC.LAFLAMME BUILDING & CONSTRUCTIONLANDMARC BUILDING DEVELOPMENT, INCLYON HOMES, INC.MACLEISH BUILDING, INCMINTZER BUILDING COCHRIS MORGAN & ASSOCIATES, INC.

MULTI LAKE ENTERPRISES INCMURRAY BUILT CONSTRUCTIONNEWMYER DISTINCTIVE REMODELINGGORDY OLIVA REMODELINGP & B BUILDINGPROFESSIONAL WARRANTY SERVICE CORP.PULTE GROUPR.L. CORPORATIONRAY LIGHTING CENTERSRESSLER DESIGN, INCTHE RICHARD GROUP INCRJR SERVICES, INC.SINGH DEVELOPMENT, LLCSLAVIK BUILDING & DEVELOPMENTSMEDE-SON STEEL SUPPLY CO.TEMPLETON BUILDING CO.TLA INTERIORS, INCTOBIAS CONSTRUCTION INCTR DESIGN GROUP, LLCTRI-PUPS INCWAYNE CRAFT, INC.GERRY WEINBERG & ASSOCIATESWEST CONSTRUCTION SERVICESWINDMILL KRE 1 LLC

12 BUILDING Business & Apartment Management I May 2019

BUILDER MEMBERS CUSTOM TRIM CARPENTRY SERVICES226 DAVIS LAKE RD, LAPEER, MI 48446TRACY CARTER - (810) 683-4983TOM THOMASMA, OLD TOWNE BUILDER

CUSTOM TRIM CARPENTRY SERVICES226 DAVIS LAKE RD, LAPEER, MI 48446TRACY CARTER - (810) 683-4983TOM THOMASMA, OLD TOWNE BUILDER

GRAND SAKWA PROPERTIES28470 W. THIRTEEN MILE RD, #220FARMINGTON HILLS, MI 48334NICK DONOFRIO - (248) 855-5500DENNIS P. DICKSTEIN, REAL ESTATE ONE

LIFESTYLE HOME BUILDING LLC30295 STERLING DR, NOVI, MI 48377JOSEPH TUOMIKOSKI - (248) 789-3700CINDY MAXWELL-PHILIPS, LIGHTING RESOURCES OF MI

MEYER CUSTOM HOMESPO BOX 387, LAKE ORION, MI 48361ERIC MEYER - (248) 225-2534BOB TEDESCO, SILVERADO CUSTOM HOMES INC

PURE HOMES LLC5253 FAIRMOUNT HILL CT, BLOOMFIELD HILLS, MI 48302 KATHRIN BOISTEN - (248) 986-7889CINDY MAXWELL-PHILIPS, LIGHTING RESOURCES OF MI

SULTAN HOMES, INC3210 VILLAS NOVA CIR, ROCHESTER HILLS, MI 48307MOHAMED SULTAN - (248) 726-0023NORMAN FINKELSTEIN, NORWOOD HOMES LTD TCM DEVELOPMENT LLC15067 NORTHVILLE RD, PLYMOUTH, MI 48170NICOLAS CANZANO - (734) 812-3353DAVID OATES, THE HUTTENLOCHER GROUP, LLC

ASSOCIATE MEMBERS ASSOCIA KRAMER-TRIAD320 EAST BIG BEAVER RD., #190, TROY, MI 48083 KIRK BLISS - (248) 786-2158SPENCER ROED, MULTI DRYWALL & PARTITION LLC

CABINETEK 45033 GRAND RIVER AVE, NOVI, MI 48375MATT LAPOINT - (248) 233-2000PATRICK QARANA, TRIUMPH BUILDING CO LLC

DREAM KITCHENS5841 WHITMORE LAKE RD, BRIGHTON, MI 48116 NICK VANDERHOVEL - (810) 522-6601TOM THOMASMA, OLD TOWNE BUILDER

LIGHTING LAWN & LANDSCAPE23655 GRISWOLD RD, SOUTH LYON, MI 48178BRETT TRIPP - (248) 446-8903NORMAN FINKELSTEIN, NORWOOD HOMES LTD

MOTOR CITY CARPET & FLOORING23957 RYAN RD, WARREN, MI 48091 RICKI WINESCATHY MCLEOD, THE HUTTENLOCHER GROUP, LLC

MOTORCITY SKYLIGHTS41260 JOY RD, PLYMOUTH, MI 48170KEITH HADDIX - (734) 335-7148RON STEWART, GEORGE MATICK CHEVROLET

PARAGON SIGHT & SOUND3780 JACKSON RD, #H, ANN ARBOR, MI 48103REBECCA MARCUSSTEVEN M. JONES, ROBERT R. JONES HOMES

SUBCONTRACTOR MEMBERPITTERS PAINTING INC43644 ELIZABETH DR, CLINTON TWP, MI 48036BRUCE PITTERS - (586) 532-8740KATIE HALLETT, TK DESIGN & ASSOCIATES

Welcome New Members SPONSORS LISTED BELOW IN RED

Advertisers IndexCOMPANY PAGEABMWCSIF 9

Al Bourdeau Insurance Agency, Inc. 6

Carter Lumber 4, 11

CSC Service Works 9

D. A. Alexander & Co. 5

FCA Savings For HBA Members 11

George B. Ford Agency 6

GM Savings For HBA Members 11

Habitat for Humanity Oakland County 4

HBA Membership Incentive Program Inside Front

The Huttenlocher Group 6

J. Jacobs and Associates 6

Kennedy Nemier Insurance 6

Made in America Inside Back

Mid-Year Economic Forecast Outside Cover

Paulson’s Audio & Video 7

Peabody Insurance 9

Riemer Floors, Inc. 2

RJR Services 5

TK Design & Associates 7

Windmill Homes 11

AFFILIATE MEMBERSBEACON2230 AVON INDUSTRIAL DR, ROCHESTER HILLS, MI 48309 STEVE WIECZOREK - (248) 537-0091

C G CABINET WHOLESALE30776 JOHN R RD, MADISON HEIGHTS, MI 48071 YAN TANG - (586) 260-1569SHIRLEY LAM - (810) 569-6949

CHRISTIAN BROTHERS ROOFING SIDING & WINDOWS INC. 26631 SCHOENHERR, WARREN, MI 48089PAUL HENDRIE - (586) 344-4282

CORCORAN FIRE3328 ASSOCIATES DRIVE, BURTON, MI 48529KYLE ROOT - (810) 869-5577DENNARD HARRIS

CREATIVE PROFESSIONAL REMODELING56547 LEEDS LN, MACOMB, MI 48042THOMAS MCCLELLAND - (586) 557-7847

DO IT ALL DO IT RIGHT26000 CAPITOL ST, REDFORD, MI 48239NICOLE WRIGHT - (313) 377-5412

ENVY HOMES1025 MACKIE, ALMONT, MI 48003PAMELA RUSSELL - (810) 683-4417

ENVY HOMES5606 LEAH LN, ALMONT, MI 48003KRISTIN BRYAN - (586) 419-6556

FIELDSTONE ARCHITECTURE & ENGINEERING3400 AUBURN ROAD SUITE 200, AUBURN HILLS, MI 48326 (248) 622-4035 BRUCE KOPYTEK BILL LEISURE ALLAN DJORDJEVIC JOE CAINEJEFF SCHNIERS CRYSTAL PITTMAN

JAMES HARDIE BUILDING PRODUCTS 231 S LA SALLE ST #200, CHICAGO, IL 60604AARON WOLF - (248) 808-4237KYLE EVANS - (224) 778-0899

JAMES HARDIE BUILDING PRODUCTS 7280 ARBOR TRAIL, APT 203, WATERFORD, MI 48329CHRIS CULL - (734) 892-8340

LAKE MICHIGAN CREDIT UNION17420 N. LAUREL PARK DR., #110E, LIVONIA, MI 48152LISA KREZA - (734) 462-5420

LAKE MICHIGAN CREDIT UNION734 W LONG LAKE RD, TROY, MI 48098CHASE SUIDAN - (248) 848-7114

LIBERTY TITLE AGENCY1176 S. MAIN ST #100, PLYMOUTH, MI 48170 DOROTHY HEATHCOTE - (734) 667-7430

N.A. MANS & SONS, INC 42755 MICHIGAN AVE, CANTON, MI 48187KRISTIN ANDREWS

RIEMER FLOORS, INC1865 S TELEGRAPH RD, BLOOMFIELD HILLS, MI 48302 (248) 335-3500STEVEN FREDERICKS PAUL RIEMER

S R JACOBSON DEVELOPMENT CORP.32400 TELEGRAPH RD, #200ABINGHAM FARMS, MI 48025KARA A. POWERS - (248) 642-8080

VODEN CONSTRUCTION419 WORTHINGTON RD., CANTON, MI 48188JAY ZAPICO - (313) 585-0644

VODEN CONSTRUCTION519 VANSAL, WESTLAND, MI 48185LEONARD LOOPER - (313) 287-2008

WALNUT GROVE HOMES, LLC101 INGRAM DR., TROY, MI 48098CHRISTA DAVIS - (248) 933-0731

WALNUT GROVE HOMES, LLC16008 BERRY LN, MACOMB, MI 48044GEORGE ROBERTS III - (248) 761-8686

MADE IN AMERICA/BUILT IN MICHIGANTHESE COMPANIES MANUFACTURE OR SUPPLY AMERICAN MADE PRODUCTS. THOSE IN BLUE ARE MADE IN MICHIGAN.

Hansen Marketing Services, Inc.PROUDLY CELEBRATING 35+ YEARS OF BRINGING SPECIALTY BUILDING MATERIALS TO THE MARKET AS A WHOLESALE DISTRIBUTOR, FEATURING MANY QUALITY PRODUCTS MADE IN AMERICA.

Contact Us: 800-552-4877info@hansenmarketing.com www.hansenmarketing.com

Tarnow Doors• CLOPAY GARAGE DOORS• LIFTMASTER GARAGE DOOR OPENERS• STOETT MOTORIZED SCREENS

Bradford White Water Heaters

Over 1,000 Employees at Our Michigan Manufacturing Facility.

Represented By: Burke Agency, Inc. 248-669-2800

Made Better in Michigan!

Crown Windows & Sunrooms• MICHIGAN MADE VINYL

WINDOWS, PATIO DOORS & SUNROOMS

• ENCLOSURES & BATH SURROUNDS

• STEEL & FIBERGLASS ENTRY DOORS

Larry Kepes 248-909-0222 larrykepes@yahoo.com Barry Goudsmit 248-613-9784 bgoudsmit@aol.com

ASA Builders/ASA Cabinets• DOORS, BIFOLDS, SHELVING & MORE • FULL LINE OF AMERICAN MADE KITCHEN CABINETS.

TIMBERLAKE, DECORA AND SCHROCK CABINETS.

Steven Shapiro 248-624-7400 sshapiro@asabuilders.net

www.asabuilderssupply.com

DISTRIBUTORS OF FINE MATERIALS

MANUFACTURED AND HAND-MADE IN THE U.S.A.

Rhonda Regan 248-943-1451rhonda@beavertile.com www.beavertileandstone.com

To Place Your Ad On This Page, Contact:

Nancy Rozum 248-360-7113 or

nrozum@sbcglobal.net

Mans Lumber and MillworkLOCALLY OWNED AND OPERATED SINCE 1900, BUILDING RELATIONSHIPS WITH MICHIGAN’S BEST BUILDERS AND CONTRACTORS. ONE-STOP SHOP FOR ALL YOUR BUILDING NEEDS, SPECIALIZING IN CABINETS, INTERIOR TRIM, FLOORING, WINDOWS, ROUGH LUMBER AND ENGINEERED TRUSSES & PANELS.Doug Mans dmans@manslumber.com Chris Mans cmans@manslumber.com1-800-TRY-MANS www.manslumber.com

Weather King Windows & Doors• VINYL WINDOWS & SLIDING DOORS INCLUDING TRIPLE

GLAZED & R-5 • STEEL & FIBERGLASS ENTRY DOORS • PAINTING & STAINING

AVAILABLE

Ted LaVanway 248-797-0730orders@weatherkingdoors.com 248-478-7788 weatherkingdoors.com

Virginia Tile Co.PROUDLY OFFERING AMERICAN-MADE TILE FROM AMERICAN OLEAN, CROSSVILLE PORCELAIN STONE, CAESAR USA, LANDMARK and MILESTONE (FLORIM USA)

Dave Donoher 734-521-5297dave.donoher@VirginiaTile.com/ www.virginiatile.com

Henry Tarnow 248-478-9060 ht@tarnowdoor.comDavid Patton 248/789-5574 dave.tarnowdoor@comcast.netBud Helgemo 248/478-9060 budattarnow@yahoo.com

Pioneer CabinetryPROUDLY MANUFACTURING MICHIGAN MADE KITCHEN AND BATH CABINETRY FOR OVER 30 YEARS.

Visit our website to find a dealer near you:www.pioneercabinetry.net

Wimsatt Building MaterialsDistributor of quality steep slope & low slope roofing, exterior cladding, windows & doors, and specialty building materials, serving builders from three locations in Southeast Michigan.

800.497.9000 wimsattdirect.com mail@wimsattdirect.com

TR Design Group “The” Residential Design Group Exceptional service and personal commitment to unique, inspiring designs and superior drawings.

248-792-3256 www.tr-designgroup.com

H.J. Oldenkamp Co.• CORIAN® SOLID SURFACE• MERILLAT CABINETRY• CORIAN® QUARTZ

Contact us: 800-322-0159 info@oldenkamp.com www.oldenkamp.com

Jo’s Cleaning & Organizing Services, Inc.• SHELVING AND STORAGE

PRODUCTS DESIGN AND INSTALLATION

• LET US ORGANIZE YOUR HOME AND OFFICE CLOSET SPACES

Jo Golda 810-241-1622 jo@josorganizing.com www.josorganizing.com

Huron Carpet & Floor Covering, Inc.COMMERCIAL AND RESIDENTIAL FLOOR COVERING

Contact Us: David Singer, President248-668-3138 donna@huroncarpet.com

KSI - Kitchen & BathPROVIDING BEST-IN-CLASS DESIGN CONCEPTS, PRODUCTS AND SERVICES THAT WILL CREATE SPACES IN THE HOME PEOPLE WILL LOVE. www.ksikitchens.comColleen Flynn, VP Sales & Marketing810-494-0518 cflynn@teamksi.com Alda Opfer, Multifamily Sales810-494-0561 aopfer@teamksi.com

John’s LumberProudly serving Southeastern Michigan’s building industry with a complete line of quality building materials for 71 years!

Steve Caligiuri 586-839-7495David Stoutenger 586-405-0628 www.johnslumber.com

Riemer Floors • Family-owned and operated since 1946• Proudly serving Metro-Detroit builders with competitive pricing, certified installations and exceptional customer service.

Dennis Riemer 248-335-3500www.RiemerFloors.com

James Reidy 734-341-5041 james.reidy@andersencorp.comRick Stiles 810-397-2962 rstiles@andersencorp.comJackie Miller 248-910-3846 jackie.miller@andersencorp.com

SPONSORED BY:

CONSTRUCTIONFEDERALCREDITUNION

Progressive

Plumbing

Supply

46100 Grand River Ave., Novi, MI 48374

Presented by Economic Forecast Presented by

Eric BussisMichigan Chief Economist and the Director of the Office of Revenue and Tax Analysis in the Michigan Department of Treasury.

Gabriel EhrlichDirector of RSQE (Research Seminar in Qualitative Economics) at the University of Michigan. He oversees RSQE’s forecasts and operations, and leads efforts to enhance its outreach to stakeholders in business, government, and the academic community.

Registration is now availableRegister online at www.builders.org/events.php or contact Riva Gulli at (248) 862-1002 or rivag@builders.org

REGISTRATION DEADLINE IS JUNE 3For more information visit us at:

WWW.BUILDERS.ORGFor sponsorship and table top opportunities contact: Brian Starrs (248) 862-1010 brians@builders.orgElizabeth Wyss (248) 727-8261 elizabethw@builders.org

TO ATTEND REGISTER ONLINE AT BUILDERS.ORG/EVENTS.PHP

AGENDA 7:30 — 10:30 a.m.7:30 - 9 a.m. Exhibits & Reception9 - 10:30 a.m. Breakfast & Program

THE MID-YEARECONOMICFORECAST AND STATE OF THE INDUSTRY BREAKFAST – THURSDAY, JUNE 13, 2019