RgRANDOLPH GROUP

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RgRANDOLPH GROUP

495 Main Street • Bridgewater, New Jersey 08802

Tel: 802.237.8200

Mobile: 802.995.1800

Fax: 802.235.8201

Mooresville BranchLocated at Morrison Plantation

106 Corporate Park Drive704-662-7700

Huntersville BranchLocated at Gilead Commons104 North Statesville Road

704-990-7200

www.b lueharborbank .com

Neon Blue Disclosures: *$100 minimum deposit. Other bank fees such as non-suffi cient fund fees, fees for paying/returning overdrafts may be imposed based on customer transactions and fees may reduce earnings. Interest compounded daily and credited to account monthly. Annual Percentage Yield (APY) on daily collected balances up to $30,000 will be 4.00% APY if these qualifi ers are met: Receive monthly account statement electronically by online banking and enroll in online banking with bill pay. At least one bill payment transaction must be processed per statement cycle. Make at least 15 point of sale transactions per monthly statement period (ATM transactions excluded). Receive a direct deposit or automatic debit transaction to or from the account at least once per statement cycle. If qualifi ers are met, for daily collected balances in excess of $30,000 interest will be paid on a split rate system. On daily collected balances in excess of $30,000, the APY will be 2.00%. If qualifi ers are not met for the current statement cycle, an APY of 1.00% will be paid on the entire balance. APY is accurate as of December 18, 2008. The interest rate is variable, may change after the account is opened, and may change without notice.

Money Market Disclosures: *$1,000 Minimum deposit to open and $5,000 Average Daily balance required to avoid monthly maintenance fees. Annual Percentage Yield (APY) earned are tiered based on average daily balance per statement cycle. The 2.50% APY quoted is based on balances $250,000 and greater. APY’s range from 2.00% to 2.50%, please consult our Web site under “current rates” at www.blueharborbank.com for details. You are limited to six (6) pre-authorized electronic fund transfers, checks, online banking payments, and online banking transfers per month. Of these six (6) transactions, you are limited to only three (3) transactions by check per month. We charge a $10.00 fee for each transaction in excess of these limits.

MORE MONEY4.00% APY* Neon Blue Checking

2.50% APY** Blue Ultra Money Market

MORE PERSONAL82% of our customers say their blueharbor bank

relationship exceeds that of their other bank relationships

MORE LOCALServing the Lake Norman region as your home town bank

87% are net promoters and refer their friends, family and colleagues to blueharbor bank

What are you earning at your bank?

WHYWITHI BANKblueharbor...

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This ad is generously underwritten by Integra Staffing.

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704.552.9292 l www.hmproperties.com