kiva5
TRANSCRIPT
WhatGivesTool for the Microfinance Institutions:
PREDICTION: Probability a loan will be funded on Kiva
ACTION: Tailor terms of loan to maximize funding success
!
*A product that Kiva is building internally
Collect 27000 loans Kiva API
2012-2013
Clean data and Select Features."!• 352 possible features -
categorical and continuous.
• Avoid bias and overfitting.
26 features: loan terms, borrower information, posting data
Implement Random Forest Algorithm
Collect 27000 loans Kiva API
2012-2013
Clean data and Select Features"!• 352 possible features -
categorical and continuous
• Avoid bias and overfitting
26 features: loan terms, borrower information, posting data
Implement Random Forest Algorithm
Obtain 86% success rate on test data.F1 score = 0.84
Explore
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Loan Amount Repayment Term Posted Month Gender
Top FeaturesRich data set with lots of structure
Explore
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Loan Amount Repayment Term Posted Month Gender
Top FeaturesRich data set with lots of structure
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0.75
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Month
Jan
Feb
Mar
Apr
May
Jun Ju
lAug
Sep Oc
tNov
Dec
Monthly Funding Probability
Holiday Giving Drive
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anti�kT pruning
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Cambridge�Aachen pruning
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kT pruning
Clustering Algorithms
Saba Zuberi, Physics PhD