kitchen appliances - standard chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 monthly...

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Page 1: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Kitchen Appliances

Page 2: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Rs 37,000

3 (0%) 6 (0%) 12 18 24 30 36

12,333 6,167 3,823 2,796 2,282 1,973 1,768

MONTHLY INSTALMENTS Model: OR-5554 ICE PEARL

3 (0%) 6 (0%) 12 18 24 30 36

11,933 5,967 3,699 2,705 2,208 1,909 1,710

MONTHLY INSTALMENTS Model: OR-5544 ICE PEARL

Rs 35,800

Model: OR-5544 ICE PEARLSpecifications:

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation11 CFT

Model: OR-5554 ICE PEARLSpecifications:

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation12 CFT

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation13 CFT

Model: OR-6047 ICE PEARLSpecifications:

Model: OR-6047 GD INVOGUESpecifications:

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation13 CFT

Rs 39,000

3 (0%) 6 (0%) 12 18 24 30 36

13,000 6,500 4,030 2,947 2,405 2,080 1,863

MONTHLY INSTALMENTS Model: OR-6047 ICE PEARL

3 (0%) 6 (0%) 12 18 24 30 36

14,733 7,367 4,567 3,340 2,726 2,357 2,112

MONTHLY INSTALMENTS Model: OR-6047 GD INVOGUE

Rs 44,200

REFRIGRATOROrient Refrigrator

Page 3: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Rs 40,900

3 (0%) 6 (0%) 12 18 24 30 36

13,633 6,817 4,226 3,090 2,522 2,181 1,954

MONTHLY INSTALMENTS Model: OR-6047 M CROMATIC

3 (0%) 6 (0%) 12 18 24 30 36

15,233 7,617 4,722 3,453 2,818 2,437 2,183

MONTHLY INSTALMENTS Model: OR-6047 IN PF

Rs 45,700

Model: OR-6047 IN PFSpecifications:

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation13 CFT

Model: OR-6047 M CROMATICSpecifications:

REFRIGRATOR (13 CFT)

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation13 CFT

Rs 40,300

3 (0%) 6 (0%) 12 18 24 30 36

13,433 6,717 4,164 3,045 2,485 2,149 1,925

MONTHLY INSTALMENTS Model: OR-6057 ICE PEARL

3 (0%) 6 (0%) 12 18 24 30 36

15,233 7,617 4,722 3,453 2,818 2,437 2,183

MONTHLY INSTALMENTS Model: OR-6057 GD INVOGUE

Rs 45,700

Model: OR-6057 GD INVOGUESpecifications:

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation14 CFT

Model: OR-6057 ICE PEARLSpecifications:

REFRIGRATOR (14 CFT)

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation14 CFT

Page 4: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Model: OR-6057 M CROMATICSpecifications:

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation14 CFT ICE PEARLREFRIGRATOR (14 CFT)

REFRIGRATOR (14 CFT)

Rs 33,400

3 (0%) 6 (0%) 12 18 24 30 36

11,133 5,567 3,451 2,524 2,060 1,781 1,596

MONTHLY INSTALMENTS Model: OR-5535 ICE PEARL

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservationLED light10 CFT

Model: OR-5535 ICE PEARLSpecifications:

Rs 56,600

3 (0%) 6 (0%) 12 18 24 30 36

18,867 9,433 5,849 4,276 3,490 3,019 2,704

MONTHLY INSTALMENTS Model: OR-6057 IN PFEV

3 (0%) 6 (0%) 12 18 24 30 36

15,933 7,967 4,939 3,612 2,948 2,549 2,284

MONTHLY INSTALMENTS Model: OR-6057 IN PF

Rs 47,800

Model: OR-6057 IN PFSpecifications:

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation14 CFT

Model: OR-6057 IN PFEVSpecifications: 3 (0%) 6 (0%) 12 18 24 30 36

14,133 7,067 4,381 3,204 2,615 2,261 2,026

MONTHLY INSTALMENTS Model: OR-6057 M CROMATIC

Rs 42,400

Solid FreezerTemperature TolerantChangeable & Easy-cleaning GasketEnergy EfficientStream Line InteriorFan ensure uniform circulation of cool airBacterial Free Storage & double period food preservation14 CFT

Page 5: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Refrigerator No Frost (13 cubic ft)

Refrigerator No Frost (16 cubic ft)

3 (0%) 6 (0%) 12 18 24 30 36

27,400 13,700 8,494 6,211 5,069 4,384 3,927

MONTHLY INSTALMENTS Model: RT45JSTS

Rs 82,200

Model: RT37GKTSSpecifications:

Imagine natural freshnessInstant ice in just a twistPerfect ProtectionCool BoosterMulti Flow, twist ice maker, LED displayEnergy A+, no frost cooling, cool curtain,

Model: RT37GKTSSpecifications:

Imagine natural freshnessInstant ice in just a twistPerfect ProtectionCool BoosterMulti Flow, twist ice maker, LED displayEnergy A+, no frost cooling, cool curtain,

Model: RT41JSTSSpecifications:

Imagine natural freshnessInstant ice in just a twistPerfect ProtectionCool BoosterMulti Flow, twist ice maker, LED displayEnergy A+, no frost cooling, cool curtain

Model: RT45JSTSSpecifications:

Imagine natural freshnessInstant ice in just a twistPerfect ProtectionCool BoosterMulti Flow, twist ice maker, LED displayEnergy A+, no frost cooling, cool curtain,

3 (0%) 6 (0%) 12 18 24 30 36

23,133 11,567 7,171 5,244 4,280 3,701 3,316

MONTHLY INSTALMENTS Model: RT37GKTS

Rs 77,400

3 (0%) 6 (0%) 12 18 24 30 36

25,800 12,900 7,998 5,848 4,773 4,128 3,698

MONTHLY INSTALMENTS Model: RT41JSTS

Rs 69,400

Page 6: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

No Froast RefNo Froast Ref

3 (0%) 6 (0%) 12 18 24 30 36

29,800 14,900 9,238 6,755 5,513 4,768 4,271

MONTHLY INSTALMENTS Model: GN M492 CLQ

Rs 89,400

Model: GN M492 CLQSpecifications:

Integrated Digital Display On New Door HandleMagic CrisperGreen Ion Door Cooling, Honeycomb DedorizerVitamin Plus, Bio Shield, Auto RestartTotal No Frost, Twist IcerMoist Balanc Crisper, Tempered Glass Shelves

Model: GN B392 CLCSpecifications:

Integrated Digital Display On New Door Handle Magic CrisperGreen Ion Door Cooling, Honeycomb DedorizerVitamin Plus, Bio Shield, Auto RestartTotal No Frost, Twist IcerMoist Balanc Crisper, Tempered Glass Shelves

Model: GN B602 GVCSpecifications:

Integrated Digital Display On New Door HandleMagic CrisperGreen Ion Door Cooling, Honeycomb DedorizerVitamin Plus, Bio Shield, Auto RestartTotal No Frost, Twist IcerMoist Balanc Crisper, Tempered Glass Shelves

3 (0%) 6 (0%) 12 18 24 30 36

24,033 12,017 7,450 5,448 4,446 3,845 3,445

MONTHLY INSTALMENTS Model: GN B392 CLC

Rs 109,200

3 (0%) 6 (0%) 12 18 24 30 36

36,400 18,200 11,284 8,251 6,734 5,824 5,217

MONTHLY INSTALMENTS Model: GN B602 GVC

Rs 72,100

Page 7: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Refrigrator 14 cft

3 (0%) 6 (0%) 12 18 24 30 36

28,100 14,050 8,711 6,369 5,199 4,496 4,028

MONTHLY INSTALMENTS Model: MR-42

Rs 84,300

Rs 93,200

3 (0%) 6 (0%) 12 18 24 30 36

31,067 15,533 9,631 7,042 5,747 4,971 4,453

MONTHLY INSTALMENTS Model: MR-51

Model: MR-42Specifications:

Multi Air FlowCrystal & Wire ShelfMuiti-Free Pocket, Egg CaseBig Tower LightFruit & Vegetable CaseFree Style BoxBottle Pocket & Stopper14 CFT

Model: MR-51Specifications:

Multi Air FlowCrystal & Wire ShelfMuiti-Free Pocket, Egg CaseBig Tower LightFruit & Vegetable CaseFree Style BoxBottle Pocket & Stopper17 CFT

Refrigrator 20 cft

3 (0%) 6 (0%) 12 18 24 30 36

33,600 16,800 10,416 7,616 6,216 5,376 4,816

MONTHLY INSTALMENTS Model: MR-62

Rs 100,800Refrigrator 17 cft

Model: MR-62Specifications:

Multi Air FlowCrystal & Wire ShelfMuiti-Free Pocket, Egg CaseBig Tower LightFruit & Vegetable CaseFree Style BoxBottle Pocket & Stopper20 CFT

Page 8: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Refrigerator (22 Cft)

Model: KRF 590SBSSpecifications:

Fruit and vegetable crisperMechanical temperature control2 stylish interior lightsInterior fan coolingTempered glass shelf22 CFT

Rs 110,000

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

36,667 18,333 9,167 8,311 6,783 5,867 5,256

MONTHLY INSTALMENTS Model: KRF 590SBS

Rs 10,800

3 (0%) 6 (0%) 12 18 24 30 36

3,600 1,800 1,116 816 666 576 516

MONTHLY INSTALMENTS Model: M30AZG

3 (0%) 6 (0%) 12 18 24 30 36

3,600 1,800 1,116 816 666 576 516

MONTHLY INSTALMENTS Model: M30AKOG

Rs 10,800

Specifications:Auto DefrostSpaciousMulti Stage Cooking5 Level CookingAuto CookGrill InsideExpress Cooking

Model: M30AKOGSpecifications:

Auto DefrostSpaciousMulti Stage Cooking5 Level CookingAuto CookGrill InsideExpress Cooking

Model: M30AZG

Microwave oven

Microwave oven

Page 9: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

Model: OMG-20L-TL3-Blk

3 (0%) 6 (0%) 12 18 24 30 36

2,433 1,217 754 552 450 389 349

MONTHLY INSTALMENTS Model: OMG-20L-TL3-Blk

Rs 7,300Microwave Oven

Specifications:Auto DefrostSpaciousMulti Stage Cooking5 Level CookingAuto CookGrill InsideExpress Cooking

Rs 8,000

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

2,667 1,333 667 604 493 427 382

MONTHLY INSTALMENTS Model: 23L HDG-233S

Induction Cooker Microwave Ovens

800 watts 23 litre capacityTime CookingDefrost functionElectronic digital control

Model: 23L HDG-233SSpecifications:

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

1,733 867 433 393 321 277 248

MONTHLY INSTALMENTS Model: HIC-2011

Rs 5,200

2,000 wattsTouch ControlMulti FunctionLED DisplayExtra big heating element for heating quickly

Model: HIC-2011Specifications:

Page 10: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

3 (0%) 6 (0%) 12 18 24 30 36

6,100 3,050 1,891 1,383 1,129 976 874

MONTHLY INSTALMENTS Model: AC300+GT1+27 AWT

Rs 18,300 Rs 12,000

3 (0%) 6 (0%) 12 18 24 30 36

4,000 2,000 1,240 907 740 640 573

MONTHLY INSTALMENTS Model: AC300+GW1

(Blender & Gender + Oven Toaster + Electric Iron) (Blender & Juicer + Sandwich Maker)

Model: AC300+GW1Specifications:

AC 300 3 Jars - Blender, Mill, Chutney Jar550w Long Lasting MotorDouble Safety Lock SystemUnbreakable Polycarbonate Blender JarSleek New DesignSamurai EDGE BladesMagic Seal Protection

Model: AC300+GT1+27 AWTSpecifications:

Able to toast 2 slices of bread at each time1,200W High Power with 4 Temperature LevelsFor variable cooking control 15 mins timerRemovable Crumb TrayAllow easy cleaning27 AWT Dry Iron mobile light weightNon stick coated soleplateAuto Power Cutoff Safety FeatureWattage: 1000 watts

Model: AC300+GT1+27 AWTSpecifications:

Able to toast 2 slices of bread at each time1,200W High Power with 4 Temperature LevelsFor variable cooking control 15 mins timerRemovable Crumb TrayAllow easy cleaning27 AWT Dry Iron mobile light weightNon stick coated soleplateAuto Power Cutoff Safety FeatureWattage: 1000 watts

Page 11: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

(Food Processor + Iron + Toaster + Electric Kettle)(Blender & Gender + Oven Toaster + Electric Iron)

Model: Package -2Specifications:

Power full grinderEasy performs 15+ functionsStainless steel chopping knifeShredding, slicing, kneading whiskingAll parts are dishwasher safe

Model: Package -1Specifications:

Clear Water & Kettle, Cool touch, Double action Filter1 Litre, Auto off, 45 Secs Philips Toaster HD48152 slice large breads, 7 toast settingsCompact design, Removable crumb trayCancel button, Non-slip feet Philips Dry Iron GC-135Aluminum soleplateButton groove for speedy ironingLight weight but fast & effectiveCore winder for east to store

3 (0%) 6 (0%) 12 18 24 30 36

5,167 2,583 1,602 1,171 956 827 741

MONTHLY INSTALMENTS Model: Package -1

Rs 15,500 Rs 8,800

3 (0%) 6 (0%) 12 18 24 30 36

2,933 1,467 909 665 543 469 420

MONTHLY INSTALMENTS Model: Package -2

Page 12: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

3 (0%) 6 (0%) 12 18 24 30 36

3,900 1,950 1,209 884 722 624 559

MONTHLY INSTALMENTS Model: Package -3

Rs 11,700

Model: Package -3Specifications:

Rated output 160W Maximum instantaneous output2,000 W GiGa Sound Karaoke functionFile compatibilityEZ MP3 Maker3-speed CD ripping

(Iron + Electric Kettle +

DVD Player)

F/Processor, 900 watts

F/Processor, 750 watts

Rs 6,500

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

2,167 1,083 542 491 401 347 311

MONTHLY INSTALMENTS Model: FP235

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

5,400 2,700 1,350 1,224 999 864 774

MONTHLY INSTALMENTS Model: FP734

Rs 16,200

Specifications:Dishwasher safe partsFull safety interlockNon slip feetStainless steel blades750 watts

Model: FP734Specifications:

8 speeds and pulse function1.5L main bowl liquid working capacity1.5L blender capacitySlices, grates, whisks, food processors, kneads doughSafety interlock systemDishwasher safe attachments900 watts

Model: FP235

Page 13: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

11,567 5,783 2,892 2,622 2,140 1,851 1,658

MONTHLY INSTALMENTS Model: KM266

Rs 34,700

Model: KM266Specifications:

Bowl attachment outletDough hookK-beaterHigh speed outletDishwasher safe partsSafety interlock

Chef Machine

Model: FP190

F/Processor + Hand Blender

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

2,133 1,067 533 484 395 341 306

MONTHLY INSTALMENTS Model: FP190

Rs 9,900

3 (0%) 6 (0%) 12 (0%) 18 24 30 36

3,300 1,650 825 748 611 528 473

MONTHLY INSTALMENTS Model: FP126 + HB-665

Rs 6,400

Balloon whisk accessoryChopper bowl with blade accessoryTwinblade wandDishwasher safe partsNon slip base

Specifications:1.4 litre bowl capacity1 litre liquidiser2 speeds plus pulseDetachable blades for easy cleaningRubberised feet for safety and added stabilityDishwasher safe partsEasy wind cord storage, Easy clean design

Model: FP126 + HB-665Specifications:

F/Processor, 600 watts

Page 14: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

3 (0%) 6 (0%) 12 18 24 30 36

3,567 1,783 1,106 808 660 571 511

MONTHLY INSTALMENTS Model: FX350B + SB3000

Rs 10,700

3 (0%) 6 (0%) 12 18 24 30 36

3,700 1,850 1,147 839 685 592 530

MONTHLY INSTALMENTS Model: FX1000

Rs 11,100

Chopper with Blender + Hand Blender

Model: FX350B + SB3000Specifications:

Chopper with Blender200/300W of PowerDetachabale DishwasherSafe ShaftPulse Control on/off Switch500 ml Capacity Beaker with LidDetachable Plastic StemStainless Steel Blade

Model: FX1000Specifications:

Multifunction Food ProcessorVariable speed control with Turbo / Pulse optionChopping, Mixing and kneading blades50 gm dry grinding millStainless steel blades and accessoriesDishwasher safe bowls

Multi Function Food Processor

Hand Blender700 WattsWhisk attachmentSafety lock-on facility0.9 litre blender jarUnique SS Snap-on bladeOne pulse functionRubber suction feetCord wrap facility

Page 15: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

DEFINITION

a) Aasan Instalment (AI) means any transaction conducted on the credit card by the Cardmember for which the Cardmember utilises the Credit Limit and repays the Transaction amount in equalmonthly instalments according to the Credit Card Terms & Conditions and AI Terms & Conditions

b) AI Term / Period is the number of monthly instalments as selected by the Cardmember at the time of availing AIc) AI fees / charges mean all applicable fee / charges as the Bank may specify from time to time through the Schedule of Charges (SOC) or through written notice to the Cardmember and payable

by the Cardmember in relation to the Card transaction made and / or converted into AId) Total AI Price includes the purchase price and applicable AI charges as per the Schedule of Charges (SOC)e) Terms and Conditions mean the Terms and Conditions applicable on Standard Chartered Bank (Pakistan) Limited Credit Card. AI Terms & Conditions are in addition to the referred conditionsf) AI processing fee will be charged upto 3.5% of the transaction amountg) AI fees / charges will not be applicable on 0% AI plansh) Apart from 0% AI plan, all fees / charges will be applicable as mentioned in the SOCi) For all AI plans except 0% plans, a service fee of up to 42% per annum will be charged.

1. GENERAL

1.1 The purpose of the AI is to enable the Cardmembers / Supplementary Cardmember to purchase goods and services using the Credit Limit available on the Card and repay the Transactionamount in equal monthly instalments in accordance with the Terms & Conditions

2. ELIGIBILITY

2.1 AI is offered exclusively to the Cardmember subject to the condition that payments against his / her Card are in good standing as per the Terms and Conditions and AI Terms and Conditions.If the Cardmember fulfils the Terms and Conditions he / she may be eligible for availing AI. AI is also available on Supplementary Card Accounts

2.2 Only products shown in this booklet are eligible for AI facility2.3 Saadiq Credit Card holders can only avail 0% offers on products shown in this booklet2.4 Amex Charge Cards and USD Cards will not be eligible for AI

Terms & Conditions3. CONDUCTING AI TRANSACTION

3.1 The monthly AI instalment will be added in the customer’s minimum amount due3.2 Instalment calculations have been done using the reducing balance method. For Annualised Percentage Rate (APR) please refer to the Bank’s Schedule of Charges3.3 In case the Cardmember is unable to effect payment of the AI instalment on or before the payment due date the Cardmember becomes liable to pay the late fee as per the Bank’s Schedule

of Charges3.4 The Cardmember shall pay the total AI Price inclusive of all applicable AI fees / charges in equal monthly instalments based on AI Terms chosen by the Cardmember. These will be the AI

Monthly instalments3.5 The Bank shall process and authorise an AI Transaction provided that the amount of AI Transaction is within the available Credit Limit and Card Account is in good standing as per the

rules and regulations adopted by the Bank and Terms & Conditions. The approved AI Transaction will appear on the next Statement of Account3.6 In case the card member decides to cancel his / her AI then the customer will be liable to pay the prepayment penalty amount as per the Bank’s Schedule of Charges (SOC). Products

offered on 0% are as per tenures defined in this booklet under respective product codes / product model

4. BILLING & PAYMENTS OF AI INSTALMENTS

4.1 Based on the acceptance of the AI instruction the AI Monthly instalment shall be billed to the Cardmember starting from the statement following the next Statement of Account after thedate of purchase and every month thereafter until the total AI Price is settled and paid in full

4.2 In case of availing the AI facility, the Minimum Payment Amount on the Statement of Account shall include but is not limited to all outstanding liabilities and other amounts plus the AI MonthlyInstalment(s) and any excess amounts over the Credit Limit and all past due amounts if any

4.3 If the Cardmember pays less than the Monthly Minimum Amount on the Payment Due Date as specified in the Statement of Account, the Cardmember becomes liable to pay Charges asper the Bank’s Schedule of Charges

4.4 The Cardmember may request for changing the period of AI Monthly Instalments. The Bank may accept the instructions and may agree to the same subject to the payment of fee payableby the Cardmember for processing and accepting the instructions to reduce the Monthly Instalments. The Bank may, from time to time, as it deems in its absolute discretion reverse theprocessing charges

4.5 The Cardmember may be allowed to repay the outstanding AI amount in one lump sum payment subject to the payment of prepayment charges to the Bank. The Bank may, from time totime as it deems in its absolute discretion revise the prepayment charges

Page 16: Kitchen Appliances - Standard Chartered · 15,933 7,967 4,939 3,612 2,948 2,549 2,284 MONTHLY INSTALMENTS Model: OR-6057 IN PF Rs 47,800 Model: OR-6057 IN PF Specifications: Solid

4.6 Reward Points are earned on the Transaction conducted and not the amount converted into AI4.7 In case the Card is cancelled or not renewed by the Bank or Cardmember terminates the Card, the AI Transaction is terminated automatically and the Cardmember is liable to pay the

remaining / outstanding Instalments immediately along with the prepayment charges upon receipt of the Statement of Account

5. MODIFICATIONS, AMMENDMENTS AND CANCELLATION

5.1 The Bank is entitled at anytime and without any prior notice or liability to the Cardmember in any manner whatsoever to terminate the AI or cancel or vary its benefits or features, or vary,or add or delete any of the AI Terms & Conditions. The Bank is also entitled to determine the minimum transaction amount allowed under the AI for each particular offer

5.2 The Bank reserves the right to disqualify any Cardmember from further participation, if in its judgement, the Cardmember has in any way violated the Terms & Conditions and / or the AITerms & Conditions and / or any reason that the Bank deems it without assigning any reason whatsoever

6. PRODUCT LIABILITY

6.1 The Bank shall not be liable for any damage or loss incurred by the Cardmember arising out of the purchase, instalation, use or otherwise of the good(s) and / or service(s) under AI forany negligence, breach of statutory or other duty on part of the Bank not shall the Bank be responsible in any way for the condition and quality of the good(s) and / or service(s) purchasedunder AI or otherwise. Any complaint as to the quality of goods purchased or services rendered through AI shall be referred directly by the Cardmember to the supplier or merchant andshall not affect Cardmember’s obligation to continue paying the AI Monthly Instalment to the Bank

6.2 Product can be received by the cardmember or the authorised receiver which must be mentioned by the cardmember in the call made to place the order6.3 There will be no delivery charges hit to the customer6.4 Delivery of the product would be subject to availability of stock6.5 Standard Chartered Bank (Pakistan) Limited is not responsible for the products specification and quality as mentioned in this booklet6.6 Prices of the products are subject to change without notice. Any increase in price will be notified at Phone Banking / website and customers will be communicated at the time of booking6.7 This offer is valid only for the products mentioned in this booklet6.8 This offer is valid for a limited time only6.9 Product will be delivered to the customer in 25 working days including processing time