1No Lender Fees include origination, processing and underwriting fees. Other fees will apply. Eligibility includes a credit score of 700 or greater, debt-to-income ratio not to exceed 40% and loan-to-value ratio not to exceed 95%. Other credit and income qualifications will apply. Minimum refinance amount of $75,000. Other conditions will apply if you are financing a cash-out mortgage with JSC Federal Credit Union: the rate will vary, the minimum refinance amount is $150,000 with a maximum loan-to-value ratio or 80%. Real estate promotions cannot be combined. Please contact a JSC FCU representative for more details. JSC Federal Credit Union has the right to cancel or change this promotion at any time. 2JSC FCU offers a no closing cost option that has a pre-payment penalty. There will be a 2% pre-payment penalty on the unpaid principal balance if the loan is paid in full within the first two years of the loan.

By accepting the no closing cost options, the rate will be 0.75% higher than if you choose to pay for closing cost. Certain credit and income qualifications may apply. Investment properties, Jumbo Loans and mortgage refinances are not eligible for this offer. Please contact a JSC FCU Representative for more details. JSC Federal Credit Union has the right to cancel or change this promotion at any time.

WWW.JSCFCU.ORG ∙ 281.488.7070

JSC FEDERAL CREDIT UNION MORTGAGES OFFER

Competitive Loan Rates

No Application

Fee

No Lender Fees1

No Early Payoff

Penalties2

Convenient Terms

FIND THE MORTGAGE THAT’S RIGHT FOR YOU

APPLY ONLINE TODAY!!

Being a homeowner is one of the greatest feelings of pride, accomplishment and joy. At JSC Federal Credit Union, we want to make sure you’re not paying more than you should for your home.

For a limited time, take advantage of NO LENDER FEES.1 Don’t miss this opportunity to refinance or purchase your next dream home.