Federally Insured by NCUA • Equal Housing Lender • Membership Qualifications Apply

October 2016

Columbus DayMonday, October 10, 2016

Veteran’s Day Friday, November 11, 2016

ThanksgivingThursday, November 24, 2016

Holiday Closures

Donald Earl “Don” Singmaster, our Secretary of the Board from 1987 to 2008, passed away on August 6, 2016 in Colorado Springs, Colorado.

With a strong sense of leadership and service to the credit union industry, he guided the credit union for 21 years. During his service on the Board of Directors, assets grew from

$17,750,060 (1987) to $119,114,246 (2008) and membership grew from 8,286 to 16,567.

During his tenure on the Board, the credit union experienced many mile-stones including reaching $50 million in assets in 1996 and $100 million in assets in 2003. Don helped introduce many innovative products such as Easy Access Telephone Teller, the first cscu.org website, and PC Home Teller and Payment Service. Don also was instrumental in the opening of several branches including the branch on Dublin and Acad-emy, the Cascade branch, the Woodland Park branch and the Dublin and Union branch.

Mr. Fansler, Aventa’s Chairman of the Board, had the opportunity to work with Don for his entire 21 year tenure. “Don was passionate about the credit union movement and played a vital role as a credit union advocate. He also wanted to ensure that the credit union’s products and services were affordable.”

Don was a graduate of Colorado Springs High School and Colorado College. He worked for Pure Oil Company in Midland, Texas and retired from the Colorado Springs Utilities after 37 years.

He is survived by his wife, Barbara, and his children, grandchildren and great-grandchildren.

New Year’s EveDecember 31, 2016

New Year’s DayMonday, January 2, 2017

Christmas EveSaturday, December 24, 2016

ChristmasMonday, December 26, 2016

Thomas “Tom” Fortune, our Audit Committee Chairman from 2010 to 2016, passed away in August 2016 in Colorado Springs, Colorado.

Tom had a love of credit unions and had a great understanding of the role the Audit Committee played in the credit union. Throughout Tom’s six years of service, Aventa Credit Union continued to operate under a system of strong internal controls in accordance with Board policies and Credit Union procedures.

CeCe Martinez, Audit Committee member, who worked with Tom on the Audit Committee stated, “Tom brought a vast knowledge of navigating governance, risk and compliance to the Audit Committee. He not only impacted the Audit Committee, he acted as a liaison with the Board of Directors letting them know that Aventa was in a safe and sound financial condition.”

Tom made a career with the Air Force, retiring in 1986 as a Chief Master Sergeant. During his career he was stationed in Mississippi, Texas, Tennessee, Alaska, Colorado and the Philippines. While in the Air Force, he graduated from Regis University with a BS in Technical Management. After retiring from the Air Force, he worked for several Government Contractors.

He is survived by his wife Jerry, his children and grandchildren.

In Memory

Giving You Something to Smile About$15K Loan Payoff Sweepstakes!*

Finance a vehicle loan with Aventa October 1 - December 30, 2016 and be entered for a chance to have your loan paid off!

Nothing beats the smell of a new car… Except the smell of a new car you don’t have to make monthly payments on!

If you finance a vehicle with Aventa between October 1, 2016 and December 30, 2016, you’ll be automatically entered into a drawing to have your ve-hicle loan, up to $15,000, paid off!

Along with your chance to win, you’ll get: • Rates as low as 2.99 APR** • No application fees • Pre-approval for extra bargaining power • A personal loan officer to walk you through the process

Already have an auto loan at a different financial institution? Don’t worry — just transfer your existing loan to Aventa and get a chance to have your loan paid off up to $15,000!

Give yourself something to smile about! Apply today online at aventa.com, call us at 719.482.7600 or 800.555.6665 or stop by any Aventa Branch!*The $15K Loan Payoff Sweepstakes is valid on new money auto loans and auto loans refinanced from another financial institution between October 1, 2016 and December 30, 2016. The maximum loan payoff amount is $15,000. Visit aventa.com for official rules and eligibility. **APR=Annual Percentage Rate. All rates and terms subject to change. All loans subject to approval. Rates, terms and conditions depend on credit qualifications. For a $20,000 auto loan for a term of 60 months with a 2.99% APR, the monthly pay-ment will be $359.28. Federally insured by NCUA. Equal Opportunity Lender.

Dave Ramsey’s “Smart Money Tour” is coming to New Life Church in Colorado Springs on November 10, 2016 and we have your chance to win free tickets!

Aventa Credit Union is partnering with KRDO NewsRadio to hold a Smart Money Ticket Stop on November 4, 2016 at our Cascade Branch from 11:30 a.m. - 1:30 p.m. Stop by the live broadcast and register to win free tickets, register to win Dave Ramsey books, and grab lunch on us!

Smart Money is the plan you need to live more and worry less. Dave Ramsey and Chris Brown will walk you through the basics of personal finance like budgeting, dumping debt, and planning for retirement. You need a plan for your money and your future.

Aventa also has a special discount code for our members. When you visit http://daveramsey.com/events to order tickets, type in PROMO1 which takes an additional $10 off plus your $5.99 service fee will be waived.

Aventa is excited to have this amazing financial literacy speaker come to Colorado Springs. For more information on the Smart Money Tour visit http://daveramsey.com/events and don’t forget to stop by our Cascade Branch on November 4th for a chance to win tickets!

Aventa Hosting Smart Money Ticket Stop

Holiday HelperSweeten the Season

with Skip-A-Pay

With the Holidays around the corner, it’s easy to put a strain on your budget with all those holiday expenses. Instead of stressing about the gifts you are planning to buy and all the costs for holiday parties and family get-togethers, why not put your mind at ease with our Holiday Skip-A-Pay program.* With the Skip-A-Pay program, defer your November or December qualified loan payment and enjoy the peace of mind of extra cash for the holidays.

Applications are available online at aventa.com or in any branch office. But hurry, applications must be received by November 18, 2016. Give us a call at 719.482.7600 or 800.555.6665 to apply or apply online at aventa.com for Skip-A-Pay and make your holiday sweeter.

*Qualified borrowers with auto or consumer loans must be current on loan payments; will not have any extensions in the past year; and will be in good standing on all transaction accounts. $25.00 fee for each loan you apply to skip; fee must be paid at the time of application. One month may be skipped – either November or December, not both. October loan payment must be made prior to application submission. Finance charges will continue to accrue during the deferment period. Deferring a payment may cause your regularly scheduled minimum payment to increase, or it may extend the original term and increase the finance charges. Offer not available for real estate loans, credit cards, CD secured loans or RV loans. Request must be received by 11/18/2016. Loans funded after 05/01/2016 are not eligible. Application subject to approval. Other restrictions may apply. Each borrower, co-signer and guarantor must sign the application. Federally Insured by NCUA.

Your Sweetest Dreams Now Come with Extra Savings

Make your holidays affordable just by using your Aventa Visa® Credit Card.

From November 1 through December 31, 2016, all purchases made with your Aventa Credit Union Visa Credit Card qualify for a special, reduced APR of 1.9%*

Your qualifying purchases remain at the promotional 1.9% APR through your billing cycle that ends July 2017.

Don’t have an Aventa Visa Credit Card? Now is the perfect time to get one. If you apply for and use your new card between November 1 and December 31, 2016 you get to take advantage of this great limited-time only rate too! To apply for a Aventa Visa Credit Card, visit aventa.com or call us at 719.482.7600 or 800.555.6665.

*Important information about this offer. APR = Annual Percentage Rate. Payments will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Late payment may cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from this promotional offer. When the promotional period ends, the APR will revert back to the APR previously disclosed in your Credit Card Agreement.

Aventa is offering members who have a current loan with us, up to 1% APR* off a new qualifying second, third or even fourth loan. The more loans you have the more you save!

Don’t have a current loan with Aventa? You can still take advantage of this offer. Just bring us two new loans and you will get the discounted rate on the second loan. You can also refinance two or more loans from an-other financial institution with Aventa and get the same great deal!

Let Aventa handle your lending needs and watch your savings multiply! Apply online today at aventa.com or by calling us at 719.482.7600 or 800.555.6665.

*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions depend on credit qualifications. The lowest rate offered will be 2.00% APR on qualifying loans. This offer is for new loans only. This offer can also be applied to qualifying loans brought over from another financial institution. This offer applies to auto loans, signature loans and fixed-rate second mortgages. Special offer ends 10/31/2016. Federally insured by NCUA. Must be a member or qualify for membership to receive loan.

1 x 1 = Up to 1% APR* Off Loans

Hurry! This offer endsOctober 31st!

Lunchtime Learnin’

How does Skip-A-Pay work? How does it affect my loan? Get your questions answered at this Lunch and Learn. October 17 Cascade Branch 11:00 a.m. - 12 p.m. October 24 Dublin Branch 11:00 a.m. - 12 p.m.

Have questions on Chip and Pin Debit and Credit Cards and how they work? Get them answered at this Lunch and Learn. November 7 Dublin Branch 11:00 a.m. - 12 p.m. November 21 Cascade Branch 11:00 a.m. - 12 p.m.

Winter is just around the corner. At this Lunch and Learn, you will get tipson how you can protect your automobile and home this winter. December 5 Dublin Branch 11:00 a.m. - 12 p.m. December 12 Cascade Branch 11:00 a.m. - 12 p.m.

Aventa has some great Lunchtime Learnin’ opportunities in its Colorado Springs branches. See below for topics, dates and times.

No need to RSVP, just show up. Light refreshments will be served. Questions? Give us a call at 719.482.7600 or 800.555.6665.

For the second year in a row, Aventa is teaming up with the Care and Share Food Bank of Southern Colorado for the Take A Turkey to Work Day tradition!

Donate a frozen turkey (or two), to the Care and Share Food Bank of Southern Colorado for the Thanksgiving season, on Friday, November 18, 2016 at one of our Colorado Springs or Pueblo offices.

2735 Dublin Blvd.Colorado Springs, CO 80918

426 S. Cascade Blvd.Colorado Springs, CO 80903

225 E. Evans Ave.Pueblo, CO 81004

Aventa will then deliver these to the Care and Share drop-off location. Join us in helping to feed hungry fami-lies and individuals in Southern Colorado this holiday season. Each individual donating a turkey will receive a turkey themed pen while supplies last.

IT’S TURKEY TIME!

Aventa is a proud sponsor of the Waldo Waldo 5K for the 3rd year in a row.

Join us on Saturday, October 22, 2016 in downtown Colorado Springs as we run/walk in support of Waldo Canyon restoration, disaster relief and fire recovery, outdoor activities, and trails and open space maintenance in Colorado Springs and the surrounding community.

Aventa associates will be on-hand at the event with our tent, so stop by, say hi and take a spin on our prize wheel.

For more information on the Waldo Waldo 5K and to register for the event, visit Waldo5k.com

Join Us at theWaldo-Waldo 5K

Aventa Credit Union has you and your employees’ best interests at heart. Aventa Credit Union is able to provide your employees and their family members with affordable financial services and products they may not be able to get on their own. Best of all, offering your employees credit union benefits and better financial opportunities through Aventa Credit Union will not cost your organization a dime!

• There are no fees to pay. • You won’t lose time administrating this program. • We will supply everything to educate your employees once your organization is a sponsor, so they can fully utilize all of our benefits. We offer a full range of low-cost products and services for our members with thousands of Shared Branch®

locations nationwide.

For more information on how your business can partner with Aventa Credit Union, contact Shannon Sisco, Business Relations Manager at 719.482.7648 or ssisco@aventa.com

Aventa Can Add Value to Your Business

Robert McClean, Mortgage Loan Officer, helped us secure a loan for our home addition with the highest professionalism and speedy replies to our questions and needs. At Aventa, I got a high level borrowing experience. -Pamela R., Aventa Member

Chip-Enabled Debit Cards Coming in 2017Aventa’s new chip-enabled debit card will be coming in early 2017. Our new chip-enabled debit card enhances the security of your transactions.

Every time a chip card is used to make a payment, the card’s chip creates a unique transaction code that cannot be used again, making it extremely difficult to copy or counterfeit. Plus, chip- enabled cards are accepted internationally and are already used in 130 countries, including Canada, Mexico and the United Kingdom.

An upgrade to a chip card won’t change your benefits or services. It simply keeps you safer. Keep an eye out on your mailbox for details and at aventa.com.

The Nominating Committee of Aventa Credit Union is accepting applications for the Board of Directors and Audit Committee. For a description of responsibilities, please visit aventa.com

Two Board of Directors seats are up for election and two seats are open on the Audit Committee. Members who wish to serve on the Board of Directors or Audit Committee, must submit a resume and complete a nomination form, available at any branch location, online at aventa.com or by calling 719.482.7700 or 800.555.6665 and request one be sent to you. Qualified candidates must be 18 years or older, a member in good standing and not convicted of a financial crime. Nominations will be accepted until close of business, November 18, 2016.

Nominations received after November 18, 2016 will only be accepted by petition signed by one percent of the membership (210 members) ages 18 or older and must be received by close of business on December 16, 2016.

Please mail petitions and required documents to:

Secretary of the Board of DirectorsAventa Credit Union2735 Dublin BoulevardColorado Springs, CO 80918

If you have questions regarding this process, please call us at 719.482.7600 or 800.555.6665.

Annual Meeting and Board Nominations

Our Members Love Our Mortgage Department!

You’re InvitedIn 2017, Aventa will be celebrating it’s 60th Anniversary. Join us Saturday, March 18, 2017 at the Colorado Springs Country Club for our annual membership meeting. Details will be forthcoming on aventa.com and in the January 2017 Newsletter.