Sheet1IDLC Finance LimitedBalance Sheetas at December 31, 201320132012NoteTakaTakaPROPERTY AND ASSETSCash3In hand (including foreign currencies)3.1201,000151,000Balance with Bangladesh Bank and its agent (including foreign currencies)3.2744,189,114565,343,055744,390,114565,494,055Balance with other banks and financial institutions4In Bangladesh4 (a)6,629,287,8132,980,373,758Outside Bangladesh4 (b)--Money at call and short notice5-40,000,000Investments6Government--Others523,510,863205,195,378523,510,863205,195,378Loans and advances7Loans, cash credit, overdraft etc38,677,966,49230,938,682,259Bills purchased and discounted--Fixed assets including land, building, furniture and fixtures8347,550,595405,780,043Other assets91,612,136,869612,646,289Non-banking assets--Total Assets48,534,842,74635,748,171,782LIABILITIES AND CAPITALLiabilitiesBorrowings from other banks, financial institutions and agents108,707,892,4504,333,821,600Deposits and other accounts11Current accounts and other accounts etc--Bills payable--Savings bank deposits--Term deposits29,163,880,08222,008,203,723Bearer certificate of deposits--Other deposits1,123,559,002990,695,37630,287,439,08422,998,899,099Other liabilities124,918,788,3774,605,735,240Total liabilities43,914,119,91131,938,455,939Capital / Shareholders' equityPaid-up capital131,608,750,0001,237,500,000Share premium143,750,0003,750,000Statutory reserves151,003,251,644841,050,246General reserves16811,250,000811,250,000Dividend equalisation reserves46,500,00046,500,000Retained earnings1,147,221,191869,665,597Total equity4,620,722,8353,809,715,843Total liabilities and Shareholders' equity48,534,842,74635,748,171,78220132012NoteTakaTakaOFF - BALANCE SHEET ITEMSContingent liabilities17.1Acceptances and endorsements--Letters of guarantee-1,051,435Irrevocable letters of credit277,501,181127,193,600Bills for collection--Indemnity Bond8,811,2798,811,279Corporate guarantee500,000,000500,000,000786,312,460637,056,314Other commitments17.2Documentary credits and short term trade related transactions--Forward assets purchased and forward deposits placed--Un-drawn note issuance and revolving underwriting facilities--Un-drawn formal standby facilities, credit lines--Un-disbursed contracted loans and leases317,822,81494,523,911317,822,81494,523,911Total Off-Balance Sheet items including contingent liabilities1,104,135,274731,580,225Net assets value per share28.7223.68IDLC Finance LimitedProfit and Loss Accountfor the year ended December 31, 201320132012NoteTakaTakaInterest income196,261,248,0204,712,055,155Interest on deposits and borrowings etc20(4,127,315,005)(3,087,770,161)Net interest income2,133,933,0151,624,284,994Investment income2155,139,56941,781,516Commission, exchange and brokerage2247,392,62131,088,597Other operating income23337,814,190258,327,660Total operating income2,574,279,3951,955,482,767Salaries and allowances24474,699,472403,925,724Rent, taxes, insurance, electricity, etc.2566,696,78358,419,422Legal expenses266,836,4946,140,794Postage, stamp, telecommunication, etc.2723,924,77716,348,704Stationery, printing, advertisements, etc.2878,129,94271,372,242Managing Director's salary and benefits2913,060,00010,527,400Directors' fees30638,250655,500Auditors' fees31517,500470,000Charges on loan losses--Depreciation and repair of Company's assets32133,975,445106,990,172Other expenses33223,833,590147,177,332Total operating expenses1,022,312,253822,027,290Profit before provisions1,551,967,1421,133,455,477Provision for loans / investments12.7(ii)General provision(13,239,669)69,764,096Specific provision131,356,10869,144,373Provision for diminution in value of investments27,735,656(38,018,786)Other provision--Total provision145,852,095100,889,683Total profit before taxes1,406,115,0471,032,565,794Provision for taxationCurrent tax12.2571,483,065428,387,353Deferred tax9.523,624,99014,978,172595,108,055443,365,525Net profit after taxation811,006,992589,200,26920132012NoteTakaTakaAppropriations:Statutory reserve162,201,398117,840,054General reserve--Dividend etc--162,201,398117,840,054Retained surplus648,805,594471,360,215Earnings per share (EPS)365.043.66

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