[Type here]

How To Submit a Loan

[Type here]

PROCEED TO THE HOMEPAGE

1. Proceed to our website at https://bluepointmtg.com/ and click the BROKER LOGIN button 2. Click Broker Log In

[Type here]

ENTER PASSWORD

ENTER ID

CLICK LOGIN

*If you forgotten your ID or PW, please click the appropriate link or call us for

help resetting your password

PROCEED TO THE BROKER PORTAL

3. A new page will open. Please enter your user name and password to login. If you need help with logging in please contact your AE or call our number (949) 771-0000 to get assistance from our Broker Support Desk.

[Type here]

3. CREATING A NEW LOAN

4. To start a new loan, click on the Create New Loan link. 5. A new drop down will open, typically you will want to click on the Import loan file as you will be using an existing 3.2 file to create your new loan. Please do

not use the Create purchase loan or Create refinance loan links unless you would like to enter the full application on our website.

[Type here]

6. CREATING A NEW LOAN

6. Click Browse to search for your previously saved 3.2 file on your local computer. 7. This will open a new window. Please navigate to the folder where you have previously saved the 3.2 file and select that file then click the Open button.

our website. 8. Click the “I understand…..” box and then click Import

6.

7.

8.

[Type here]

LOAN VIEW

9. Click on the Pricing link to proceed to the next steps.

[Type here]

PRICE MY LOAN 1/20

10. Notice that there is a red X on the Property & Loan Info tab. This indicates that there is missing information on this tab.

[Type here]

PRICE MY LOAN 2/20

11. After uploading and before running pricing you will need to attach your borrower’s credit report to receive correct, current pricing.This will also enable us to run DU with your credit report.

[Type here]

PRICE MY LOAN 3/20

12. After clicking on the Application Tab please scroll to the bottom of the screen to the credit report section. To attach your credit report to the file please choose the “Re-Issue Credit Report” radio button. This is the preferred method if you plan to use your credit report for the loan transaction as it will allow you to enter your credit credentials in a secure environment so that we can run DU with your credit report (note that this option is not available for LP).

[Type here]

PRICE MY LOAN 4/20

13. After clicking the Credit Provider drop down you will see a full list of credit providers, please scroll through the list to select the correct provider and click on the provider you use. Please note that there are many similar names so please be sure to select the correct one.

[Type here]

PRICE MY LOAN 5/20

14. Please note that there are two potential processes for this depending on your specific provider and both are shown below. In this first example, we have chosen Credco as the provider.

[Type here]

PRICE MY LOAN 6/20

15. Once you have chosen your provider and clicked on Re-Issue Credit you will see one of two screens, both are similar, but ask for your credentials in screens that are slightly different. Below is the first example.

[Type here]

PRICE MY LOAN 7/20

16. Here you will enter the three required fields which are your account number, password and the specific credit report ID from your borrower’s credit report.

[Type here]

PRICE MY LOAN 8/20

17. The other potential screen you may see, depending on your provider, is the following. This screen comes up if the provider is part of the Mortgage Credit Link Network which provides an Instant View Password for each credit report, you will typically find this in the Miscellaneous Information section of the credit report.

[Type here]

PRICE MY LOAN 9/20

18. After re-issuing the credit, or after manually entering credit scores you will return to the Application screen and see that the credit scores have now been populated which will allow you to proceed with pricing and registration of your loan.

[Type here]

PRICE MY LOAN 10/20

19. Now that you have imported your credit you can proceed back to the Property & Loan Info tab to price and register your loan. Please make the appropriate selections for the loan you are uploading and clickPrice.

[Type here]

PRICE MY LOAN 11/20

20. All available pricing will be displayed for the terms and product types you have selected. Please find the rate and pricing you would like to use and click the register hyperlink next to thatrate.

[Type here]

PRICE MY LOAN 12/20

21. Please note that there are two potential processes for this depending on your specific provider and both are shown below. In this first example, we have chosen Credco as the provider.

[Type here]

PRICE MY LOAN 13/20

22. Once you have chosen your provider and clicked on Re-Issue Credit you will see one of two screens, both are similar, but ask for your credentials in screens that are slightly different. Below is the first example.

[Type here]

PRICE MY LOAN 14/20

23. Here you will enter the three required fields which are your account number, password and the specific credit report ID from your borrower’s credit report

[Type here]

PRICE MY LOAN 15/20

24. The other potential screen you may see, depending on your provider, is the following. This screen comes up if the provider is part of the Mortgage Credit Link Network which provides an Instant View Password for each credit report, you will typically find this in the Miscellaneous Information section of the credit report.

[Type here]

PRICE MY LOAN 16/20

25. After re-issuing the credit, or after manually entering credit scores you will return to the Application screen and see that the credit scores have now been populated which will allow you to proceed with pricing and registration of your loan.

[Type here]

PRICE MY LOAN 17/20

26. Now that you have imported your credit you can proceed back to the Property & Loan Info tab to price and register your loan. Please make the appropriate selections for the loan you are uploading and click Price.

[Type here]

PRICE MY LOAN 18/20

27. All available pricing will be displayed for the terms and product types you have selected. Please find the rate and pricing you would like to use and click the register hyperlink next to that rate.

[Type here]

PRICE MY LOAN 19/20

28. A new window will open for you to confirm your selection.

[Type here]

PRICE MY LOAN 20/20

29. A registration conformation page will open where you can view the details of your newly registered loan. Here you have the option to print your registration details or you can just simple review the data and then click Close.

[Type here]

UPLOADING SUBMISSION PACKAGE 1/11

30. This will return you to your pipeline view. Please don’t stop here as your loan is Registered but it is not yet submitted for setup and underwriting. Please click on the Pipeline Tab to view your available loans. Once there, please proceed through the next steps to upload your submission package and submit your file to setup and underwriting.

[Type here]

UPLOADING SUBMISSION PACKAGE 2/11

31. . Click the loan number hyperlink to open your loan so that you can select a link to upload documents

[Type here]

UPLOADING SUBMISSION PACKAGE 3/11

32. Click on the E-Docs link here to begin uploading documents for the submission process.

[Type here]

UPLOADING SUBMISSION PACKAGE 4/11

33. Click on the select Doc Type hyperlink to open a new window to identify which type of document you are uploading. Note that it is perfectly acceptable to create a single PDF file for uploading your full submission package and all qualifying documents.

[Type here]

UPLOADING SUBMISSION PACKAGE 5/11

34. Then click Initial Loan Package Upload.

[Type here]

UPLOADING SUBMISSION PACKAGE 6/11

35. First click Browse which will open a new window. From there you will navigate to the folder where you have saved the submission package file. Select the appropriate file and then click Open

[Type here]

UPLOADING SUBMISSION PACKAGE 7/11

36. Then click the Add Doc button if you have more documents to upload, otherwise please click on Upload Docs 37. A message will appear that your files have been uploaded. From here you can view the uploaded documents or proceed back to your pipeline so that you

can submit your loan

[Type here]

UPLOADING SUBMISSION PACKAGE 8/11

38. Once back in your pipeline view, please locate the file you would like to submit to setup and underwriting and click on the tasks hyperlink, note that your file may show more than one task pending or even 0 tasks. However, the process is the same for every situation regardless of the number of tasks displayed.

[Type here]

UPLOADING SUBMISSION PACKAGE 9/11

39. Clicking the tasks link from the previous step will open a new window. Please locate the task that begins “BROKER – Please upload initial submission package and then complete this task….” You will find a button next to that task that is labeled Resolve, please click this button and wait for it to change to Re-Activate, see next step

[Type here]

UPLOADING SUBMISSION PACKAGE 10/11

41. After the button changes to Re-Activate please do not click on this button again as this will remove your file from the setup queue and your file will not be worked on until you complete this task again. After you have clicked the button and it changes to Re-Activate you may close this screen and return to your pipeline view.

[Type here]

UPLOADING SUBMISSION PACKAGE 11/11

40. When you return to your pipeline view you will note that the loan is now in Loan Submitted status which indicates that your file is now in line to be disclosed and sent to underwriting. If the loan does not show as Loan Submitted, please either click your refresh button or click on the Loans link in the left panel to refresh your pipeline view and the status should update to Loan Submitted.