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Households are directly responsible for funding a fifth of all health spending across the OECD Figure 1. One in every five health dollars is paid out-of-pocket by households across the OECD 0 500 1000 1500 2000 2500 0 10 20 30 40 50 % of health spending Per capita (USD PPP) 1. Data refer to 2015. Source: OECD Health Statistics 2018 (Data refer to 2016).

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Page 1: Households are directly responsible for funding a fifth of all health … · 2019. 4. 10. · Households are directly responsible for funding a fifth of all health spending across

Households are directly responsible for funding

a fifth of all health spending across the OECD

Figure 1. One in every five health dollars is paid out-of-pocket by households across the OECD

0

500

1000

1500

2000

2500

0

10

20

30

40

50

% of health spending Per capita (USD PPP)

1. Data refer to 2015. Source: OECD Health Statistics 2018 (Data refer to 2016).

Page 2: Households are directly responsible for funding a fifth of all health … · 2019. 4. 10. · Households are directly responsible for funding a fifth of all health spending across

Pharmaceuticals and dental services account for

over half of household payments on healthcare

Households fund two-thirds of spending

on dental care and medical devices

Page 3: Households are directly responsible for funding a fifth of all health … · 2019. 4. 10. · Households are directly responsible for funding a fifth of all health spending across

Figure 2. Households finance a large proportion of spending on dental care and medical goods

Out-of-pocket spending as a share of health spending by function of care (%)

23%

12%

21%

22%

NA

24%

29%

34%

33%

NA

6%

NA

47%

34%

NA

NA

NA

14%

33%

48%

NA

12%

NA

NA

NA

46%

30%

NA

29%

2%

11%

28%

31%

NA

NA

14%

25%

PrescribedMedicines

58%

52%

58%

38%

NA

53%

68%

74%

68%

NA

25%

100%

76%

74%

NA

NA

NA

22%

68%

93%

82%

40%

90%

22%

NA

72%

71%

NA

36%

20%

98%

61%

78%

NA

NA

40%

61%

Dental care

3%

24%

6%

18%

NA

0%

8%

36%

18%

22%

24%

NA

15%

NA

14%

NA

23%

7%

28%

13%

4%

19%

NA

8%

NA

9%

0%

25%

1%

3%

16%

7%

34%

NA

30%

27%

15%

Long-term care

13%

19%

20%

6%

NA

10%

7%

15%

12%

0%

9%

32%

39%

20%

NA

NA

NA

15%

31%

45%

24%

10%

14%

7%

NA

15%

17%

NA

5%

14%

12%

14%

34%

NA

NA

NA

18%

Outpatientcare

5%

4%

13%

2%

NA

4%

7%

1%

5%

2%

2%

26%

8%

1%

2%

NA

3%

2%

20%

17%

6%

2%

21%

9%

NA

1%

2%

11%

10%

2%

2%

1%

5%

NA

1%

NA

6%

AustraliaAustria

BelgiumCanada

ChileCzech Republic

DenmarkEstoniaFinlandFrance

GermanyGreece

HungaryIcelandIreland

IsraelItaly

JapanKoreaLatvia

LithuaniaLuxembourg

MexicoNetherlands

New ZealandNorwayPoland

PortugalSlovak Republic

SloveniaSpain

SwedenSwitzerland

TurkeyUnited Kingdom

United StatesOECD

Inpatient care

100%

98%

100%

100%

NA

100%

88%

98%

100%

NA

98%

NA

NA

92%

NA

NA

NA

100%

83%

100%

NA

NA

100%

NA

NA

NA

99%

NA

NA

100%

100%

100%

66%

NA

NA

97%

96%

Over-the-counter Medicines

64%

56%

57%

61%

NA

62%

51%

70%

99%

16%

44%

8%

30%

9%

80%

NA

75%

68%

96%

90%

78%

43%

91%

47%

NA

59%

55%

66%

59%

63%

94%

60%

48%

NA

77%

49%

60%

Therapeutic appliances

Source: OECD Health Statistics 2018 (Data refer to 2016).

High levels of out-of-pocket payments can

impact on individuals’ access to care

Page 4: Households are directly responsible for funding a fifth of all health … · 2019. 4. 10. · Households are directly responsible for funding a fifth of all health spending across

Reliance on OOP payments can undermine the

ability to ensure financial protection

Figure 3. The level of out of pocket spending can give some hint of the incidence of catastrophic spending

AUT

CZE

EST

FRADEU

GRC

HUN

IRL

LVA

LTU

POLPRT

SVK

SVN

SWEGBR

0%

5%

10%

15%

5% 15% 25% 35%

Sha

re o

f hou

seho

lds

with

cat

astro

phic

spe

ndin

g on

hea

lth

OOP spending as share of all health spending (excl. LTC)

Note: The y-axis refers to the share of households with out-of-pocket payments that are greater than 40% of household capacity to pay for health care, which is taken as household consumption minus a standard amount to cover basic needs (food, housing and utilities). Source: OECD Health Statistics 2018 and WHO Regional Office for Europe (2018).

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