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HOME & Real Estate Weekly January 1, 2011 Longmont Times-Call www.HomeandRealEstateWeekly.com Tips for home sellers wanting to move their property A A S S p p l l a a s s h h P P U U R R G G E E ! ! Start the new year off by cleaning o o f f C C o o l l o o r r New year brings in a bounty of new decorating trends

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HOME & RealEstateWeekly

January 1, 2011

Longmont Times-Call www.HomeandRealEstateWeekly.com

Tips forhome sellerswanting tomove theirproperty

AAA SSSppplllaaassshhh PPPUUURRRGGGEEE!!!Start thenew year

off by cleaning

ooofff CCCooolllooorrrNew year brings in a bountyof new decorating trends

2 Times-Call / Home & Real Estate Weekly January 1, 2011

News and Press ReleasesHome & Real Estate Weekly welcomes news

on hirings, advancements, awards, classes andother information of interest to the real estate andhome community. Please submit information tothe editor by e-mail, fax 303-774-8088 or mail to350 Terry St., Longmont, CO 80501. The dead-line is Monday at 5 p.m. the week of publication.

Specialty Publications [email protected], 303-684-5275

Specialty Publications Associate [email protected], 720-494-5429

On the CoverThe 2011 color forecast contains extraordinarily versatile and contrasting hues, including this worn orangeshade that emanates warmth. See story above. (Courtesy Dutch Boy Paints)

Kristi Ritter

Summer Stair

AdvertisingThe display advertising deadlineis Tuesday at 3 p.m., and theclassified line advertising deadlineis Thursday at 3 p.m. – boththe week of publication. Foradvertising information, call720-494-5445.

COLORTRENDS

Article Resource Association

What’s in store for home decoratingin 2011? No matter what your taste,you’ll have no problem finding a hue inthe 2011 forecast of popular paint colorsto fit your lifestyle and tastes.“The 2011 color forecast contains

some extraordinarily versatile and con-trasting hues that have been inspired byeveryday life,” says Donna Schroeder,color marketing and design manager forDutch Boy Paints. “The depth and rangeof what we’re predicting to be nextyear’s most popular colors provide ex-tensive options for adding accents to aroom, changing themes and styles, oreven completely redecorating fromscratch.”All of this year’s color trends hues can

be found within Dutch Boy’s innovativeColor Simplicity System.

WornThe appreciation of old and naturally

rusted or decayed items is prevalent inDutch Boy’s first palette. The passage oftime is held sacred, and beauty is seen inall things weathered from time and theelements. There is a strong influence of

holding onto heritage as we continue tomove forward and look to the future. Atrue appreciation of craftsmanship andnatural materials and finishes abounds.As such, rusty colors that emanate deepwarmth are featured. These include:Brick Fleck, Bittersweet Orange, Na-ture’s Way and Chestnuts Roasting.

RebirthSustainability and the respect for the

environment are now a lifestyle. There’sa sense of personal responsibility whenit comes to nature. This is reflected inthese saturated and wholesome colors.Rich greens are nature inspired andwarm golds mirror the vegetables foundin a farmers market. Colors in thispalette include the following: AubussonVine, Endless Ocean, Brilliant Impres-sion and Nectar.

WonderEscapism and nature-in-the-extreme

drive the next trend. There’s a definiteneed for fun and fantasy to satisfy thatinner child that’s in all of us. This trendcomes to life with colors such as brightfuchsia, deep blue and cheery aqua, allbalanced by a nature-inspired green.

You’ll find a hint of ’80s influence here,but the combinations are much newer tothe eye. Colors include the following:Moonlit Sky, Rockets, Merlot Grape andVictory Red.

FunctionalityOn the flip side, there are those who

embrace a truly practical way of livingand look into the depths and layers ofnature. Within this trend, texture is keyand colors are soft and faded.Windswept and washed effects andmonochromatic layering set this palette.Colors include the following: BoardwalkBlue, Composed Bloom, Spruce Hollowand Range Brown.

AbyssThe last 2011 trend revolves around

technology. Here, technology influencesa stripped-to-the-bone or cellular levelof design. The color palette reflects avoid element, as we move into the fu-ture and become more reliant on onlineand virtual communication. Colors areneutral and gray and include the follow-ing Dutch Boy hues: Gargoyle Shadow,Fresh Linen, Pursuit of Happiness andPiccolo.

New year will bringfresh colors to the

home palette

Photos courtesy Dutch Boy Paints

January 1, 2011 Times-Call / Home & Real Estate Weekly 3

Recycleyour tree

Artist’s proof adds valueBy Helaine Fendelman and Joe RossonScripps Howard News Service

Dear Helaine and Joe: I would like youropinion of the value of this Hubert Shuptrineprint. The frame measures 39.5 by 31.25inches and the image area is 29.75 by 21.75inches. I have enclosed close-ups of the twosignatures, one with “A. P.” after it. What dothese initials mean? We bought this in 1978or ’79 for $35. What can you tell us about itsvalue? Thank you. – C. & M. B.Dear C & M. B.: Hubert Shuptrine was a na-

tive of Chattanooga, Tenn. He was born onMarch 21, 1936, and died there at age 70 onApril 7, 2006. He became a painter in 1968.Shuptrine is perhaps best known for his col-

laboration with author James Dickey on thebook “Jericho: The South Beheld.” Shuptrinefurnished the images and Dickey the words, andtogether they offered their independent visionsof the South they loved.This oversized book was a huge success when

it was first published in 1974 by Oxmoor Housein Birmingham, Ala. The initials “A. P.” men-tioned in the letter stand for “artist’s proof,” andthe phrase refers to a print taken in the print-making process – theoretically to be examinedby the artist for mistakes.Original watercolors by Shuptrine command

good prices at auction. Unfortunately, his printsare not selling as well on the secondary market.Still, this Hubert Shuptrine artist’s proof isattractive. Similar items are being offered at re-tail in the neighborhood of $1,000 to $1,500.

Redecorate with recycled decorRecycle and reuse have become buzzwordsthat should remain with us for a long time, andfor good reason. Remember the wise phrase“Waste not, want not?” Recycle and reusecomes from the same principle.When we recycle, we process something toregain use out of it. There are actually twotypes of recycled items we use in our dailylives. Post-consumer is the type we probablyare most familiar with. When we put glass,plastic and papers in the recycle bin, we arepracticing post-consumer recycling. All thoseitems can be processed to regain some use.The glass items are the most valuable as theycan be used over and over again, while plasticand paper items eventually degrade after theyhave been recycled several times.Then there are the pre-consumer recycledmaterials. These are items that are collected

from waste products, usually from the manu-facturing process, then put to use as somefunctional product.When decorating our homes, we shouldseek to use both post-consumer and pre-con-sumer products. Search the Internet to seewhat items you have or can buy that originatefrom recycled materials. When you go shop-ping for home furnishings, the manufacturerswill surely make you aware if their items are“green” in their construction.As a spin on the reusing campaign, browsegarage sales and thrift shops forhand-me-downs and heirlooms. As mentionedin previous articles, someone’s used junk cantruly become your treasured item.

– Rosemary Sadez Friedmann,Scripps Howard News Service

The parties are over, the New Year ishere and you’re left with a tree that’s in-tent on shedding all over the carpet. Be-fore the branches are bare and the floorcovered, drag that tree outside and recy-cle it into some-thing to keep gar-dens protectedfor winter.Evergreen

branches makecozy coverings,and mulch madefrom chippedtrees helps peren-nials stay put,buffering thefreeze-thaw ofsoil that heavesplants out of theground. Clip the boughs from the tree –after you’ve removed ornaments, tinseland lights – and lay them over evergreenand semi-evergreen perennials, whichsuffer winter burn on leaves.Only branches with needles are useful

blankets, so if your tree is dried out, it’stime to grind it up. Pull out the chipperand carefully feed tree pieces into it,then use the chips to mulch the garden.Spread small chips thinly; no more than1 to 2 inches thick. Their small sizemeans they compact readily, smotheringplants. Larger wood chips should bespread 3 to 4 inches thick.If you don’t own a chipper but want to

recycle your tree, check out one of sever-al recycling programs offered in the area.And if you want to send your tree offwith a last spark of Christmas cheer, callthe Boy Scouts to haul it off. A fundrais-er for local troops, the donation you pro-

vide for curbside service helps scoutscover costs of camp and supplies.“It’s so much fun for us. The boys

look really cool dragging a tree across ayard and stuffing it into a car,” says BethGreer, who coordinates Troop 575’s an-nual Christmas Tree recycling pickup inSuperior. With a new Kia, she’s one ofseveral parents who drive scouts aroundto gather trees for the city to chip intomulch. “I like seeing how many treesthey can shove into my car. Last year we

got seven in; I’ve still got sap and needlesstuck to the roof.”

For a list of tree recycling near you,visit recycleyourchristmastree.com/guide.html.

Carol O’Meara is a horticulture entomologistwith the Colorado State University Extension of-fice at the Boulder County Fairgrounds in Long-mont. Contact her by calling 303-678-6238 ore-mailing [email protected]. For moregardening tips, check out her blog atgardeningafterfive.wordpress.com.

Carol O’MearaColorado State

University Extension

Tree recycling locations:• Boulder – Western Disposal willpick up trees throughout the city. Placeyour trees by your compost cart on col-lection day. Cut trees taller than 6 feetinto sections.• Erie – When: Dec. 27 through Jan.16. Where: Coal Creek Park, intersec-tion of Cheesman and Kattell in down-town Erie. Mulch pick up: Beginning Jan.17 through Feb. 18, Erie Parks willmulch trees, leaving it for the public toremove and use. The mulch is free, butyou provide transportation.• Lafayette – When: Dec. 27 throughJan. 29. Closed Jan. 1, and 8. Where:City Service Center, 1700 Avalon Ave.

Scout Troop 69 fundraiser: Pick up isJan. 15 only. Sign up until 8 p.m. Jan. 14at sites.google.com/site/scouthut69/.For Lafayette and Erie only.• Louisville – Western Disposal willpick up trees throughout the city. Placeyour trees by your compost cart on col-lection day. Cut trees taller than 6 feetinto sections.• Longmont – When: Dec. 26 throughJan. 5. Where: Roosevelt Park, in park-ing lot south of Eighth Ave.; GardenAcres baseball park, off 18th Avenue;Kanemoto Park, in parking lot south ofPratt Parkway; Centennial Park, offAlpine Street. The Longmont RecyclingCenter, 140 Martin St., takes treesyear-round.

Diane Stow,ABR, CRS, GRI,SRES, CDPE

BROKER ASSOCIATEDiane’s Direct Line:

303-827-7046Re/Max Traditions, Inc.2204 18th Avenue(303) 772-3800

VISIT:

TO SEE ALL OF DIANE’S LISTINGSWith Detailed Information, Multiple Photos & Virtual Tours,

For Further Details Of These Listings And:

www . d i a n e s t ow . c omwww . d i a n e s t ow . c omEmail: [email protected]

Experience Isn’t Expensive...It’s Priceless

The

Team

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11702 Victor Dr.11702 Victor Dr.SHOWHOME CONDITION! 4Bed, 3 Bath. 3178+/- Tot.Sq.Ft.Light floods this open floor planw/great south. exposure. Liv.& Din. area w/ vaulted ceiling,Fam. rm. w/ gas frplc. & ceilingfan, spacious eat-in kitchen w/hdwd flr., island, 42in. maplecabinets, gas range. Main flr.study. Loft w/ custom built-indesk & cabinetry. Mstr. w/ priv.5 piece bath. Prof. lndscpd. yd.w/ auto spr syst., & stor. s$350,000$350,000

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53-161619

4 Times-Call / Home & Real Estate Weekly January 1, 2011

Resolutions for astylish New Year

Improve kitchensafety withtools, rulesScripps Howard News Service

The kitchen is the busiestroom in the home, as well as oneof the most frequently remodeledspaces. Unfortunately, thekitchen also can be the most dan-gerous room, according to theNational Kitchen and Bath Asso-ciation, which has developed afew simple guidelines toimprove safety.1. Install good general lighting,

supplemented with proper tasklighting for work surfaces, togreatly decrease the chance of in-jury while preparing a meal.2. Install slip-resistant flooring.

Some good choices are matte-fin-ished wood or laminate, texturedvinyl or a soft-glazed ceramic tile.If the client chooses tile, suggestthat a throw rug with a nonskidbacking is a good idea, especiallyaround areas that get wet.3. Place a fire extinguisher near

a room exit, away from cookingequipment and within view.4. Ground and protect every

electrical receptacle with ground-fault circuit interrupters, asbuilding codes require. In addi-tion, all wall-mounted room con-trols should be 15 to 48 inchesabove the finished floor.5. Faucets with anti-scald de-

vices prevent water temperaturefrom rising to dangerous levels;pressure-balanced valves equalizehot and cold water.6. Cook tops with burners in a

staggered layout or one straightrow can help prevent scalds fromreaching over boiling pots. Forthe same reason, cook top con-trols should be along the side orin the front.7. Think about how traffic will

flow through the kitchen, and de-sign the floor plan to minimizetraffic in the cooking area.8. Locate microwaves at

heights that don’t require reach-ing to retrieve food.9. Consider slide-out trays and

bins that minimize reaching andtwisting to pull out the rightitem.10. Use a rounded edge on the

corners of countertops, especiallyislands and peninsulas, to avoidinjury to children.

5 tips for setting up a home officeMaybe you’d love to goshopping for newfurniture but have tomake do with the old fornow. That doesn’t meanthe home office has toremain a mess. Here are afew tips from the makersof SmartDrawspace-planning software.

– Susan Fornoff

Determinedesk place-

ment by first ask-ing, “What do Iwant to be lookingat when I sitthere?” and beinghonest about howyou feel abouthaving your backface the door.

Try not toposition

computermonitors oppositewindows, whichcan create glare.

Allow atleast 42

inches from theworking chair sideof a desk to thenearest wall orfurniture.

Avoid liningfurniture up

on the walls, andallow at least 30inches of walkingspace betweenfurniture and wall.Test this by puttingtape lines down.

Measure andplan out your

space on gridpaper – or use acomputerprogram likeSmartDraw.

1 2 3 4 5

By Mary Carol GarrityScripps Howard News Service

January is the perfect time fora purge. Be brutally honest withyourself as you go through eachroom, sorting, editing and fresh-ening your decor. Do you stilllove all the accents in your year-round displays? If not, box themup and donate them to a charity.Take a long, hard look at yourartwork. Is it dated, faded andtired? If so, commit to upgradingthis year.How about your accent light-

ing? Are your lamp bases dated?Are the shades dusty and dingy?I think of lamps like artwork –you only want to fill your homewith pieces you love. Sometimesall it takes is a new shade totransform the look of your room.Finally, make a list of the

home repair and clean-up pro-jects you need to tackle, liketouching up your trim and wallpaint, getting your carpets andupholstery cleaned, and doingminor household repairs. Make avow to yourself that each itemwill be checked off before thefirst crocus pokes its headthrough the frozen ground.Here are more ideas:• Are your sheets tattered and

worn? Scratchy or stiff? Spoilyourself each night by sleepingon the highest-quality sheets youcan afford.• Your accent tables should be

little stages on which you createscenes that give people a glimpseinto your life. This year, resolveto decorate a few of yours withtableaux that showcase things

you hold dear and that tell a bitof a story.• Remake the look of uphol-

stered furnishings each fall andspring by swapping out accentpillows. In the fall, I layer upwith yummy plaids, paisleys andmen’s wear stripes in warm, richhues. As soon as the weather be-gins to warm up, I replace thewinter pillows with those thatlook like spring and summer, fea-turing softer, lighter and brightercolors, patterns and fabrics.• Whether you work from

home or just need a spot to paybills, resolve to make your homeworkspace both functional andlovely. First, do a thorough eval-uation of your existing officespace and determine what’sworking and what’s not. Then,invest in the right furnishingsand accents, so the space is func-tional and beautiful. Instead of autilitarian office chair, considergetting something more attrac-tive, like an upholstered piece ora dining table chair. If you lovetradition, go for a big leatherchair on casters.What are you doing for stor-

age? If you need a spot to stickfiles, consider a wood bookcaseinstead of a metal filing cabinet.One of my favorite finds at mar-ket was an amazing royal librarybookcase that features cabinetsbelow, book shelves above and afabulous sliding ladder. Or, if youwant a more casual look, fill anetagere with baskets that holdyour files and supplies.Once the big pieces are in

place, pick lamps that will give

you task lighting and ambientlighting in the right places. Fillthe walls with a mixture of art-work. Liven up your desktopwith accessories that help youcorral clutter, like a cream pitch-er to hold pens, a silver tray toserve as an inbox and a cluster ofpicture frames for snapshots.• If you are empty nesters, re-

think your kitchen eating nook.Trade out your dining chairs forcomfortable upholstered arm-chairs.• Add a dressing table to a spe-

cial spot. Hang a mirror over thetable and instead of a chair, use asmall garden stool.

• Introduce a new accent colorto your home, either through ac-cessories, pillows, fabrics, paintor art.

• Lighten up a dark cornerwith an assortment of candle-sticks, votives and accent lamps.Try using mirrors to reflect lightwithin your room.

• Use books to bring height toa display or side table. Coverbooks in seasonal papers to lendan instant design statement.

Whether you work from home orjust need a spot to pay bills, this year,resolve to make your home workspace both functional and lovely.(SHNS/Bob Greenspan)

January 1, 2011 Times-Call / Home & Real Estate Weekly 5

New Year’s resolutions for home sellersIt’s been a pretty lousy year for home

sellers.In some areas, home values are off 30 to

50 percent from their high in 2006. Rough-ly 28 percent of homeowners underwaterwith their loans (or nearly in negative equi-ty), according to third quarter 2010 datafrom CoreLogic, and foreclo-sures have hit record numbers.It’s getting harder to sell yourhome and walk away.Despite record-low interest

rates, which touched 4.3 per-cent for a 30-year fixed ratemortgage and the even lower3.6 percent for a 15-year loan (afull half percentage point belowthe interest rate lows of 2009),buyers have been reluctant tojump into a market where it’sunclear whether home pricesare appreciating, holding steady or declin-ing further. And, unfortunately, the days ofhomebuyer tax credits have gone away.Millions of foreclosures and shorts sales

also undercut pricing of homes, making itseem as though home values are lower thanthey might actually be.If you’re hoping to sell in 2011, you’ll be

facing all these challenges, and more – thereal estate industry isn’t expected to im-prove much throughout the next couple ofyears. Certainly, until the unemploymentpicture improves substantially, it will bedifficult for the real estate industry to gainany positive momentum.So what can you do if you want or need

to sell in 2010? Consider my classic NewYear’s resolutions for home sellers:• Overcome any possible objections a

buyer would have. Sellers must understandthat they must not only to eliminate anypotential objections that stand in the way

of a buyer making an offer, but they mustalso exceed buyers’ expectations. If yourhome is competitively priced, and yourhome’s condition exceeds a buyer’s expec-tations, you’ll get an offer – even if it isn’tthe offer you want.• Get your home into selling shape.

Cleaning your home and clean-ing out your home is a must.Get rid of items in closets, stor-age areas, basements and atticsthat you no longer need or use.If you have not seen it or used itin the last five years, it’s proba-ble that you can throw it out ordonate it to your favorite chari-ty. An uncluttered home willsell faster than a home stuffedwith personal belongings.After that, you should con-

sider hiring a stager to give yourhome the television-worthy polish thatmany buyers expect today. Assess what oth-er work needs to be done, such as fixingthings that don’t work, touching up paint,or cleaning or replacing your carpets.Decide if you need to update your land-

scaping, and paint, clean or tuckpoint yourhome’s exterior.• Invite at least three agents to create a

comparative marketing analysis. Often,sellers simply call the agent who sold themtheir home to list it. While you may windup hiring that person, you’ll be doing your-self a favor if you invite a couple of otheragents in from different firms. That’s be-cause each will bring different ideas to thetable about how much your house is worthand what kind of marketing plan will work.• Understand what it will take to sell

your home. If you live in an area litteredwith foreclosures, you may have to meetthat price point in order to sell. Is it worth

it? Probably not, but you’ll have to reallyevaluate price and timing in order to getthe most for your property.• Be realistic about the market. Find out

what is selling, and what the average num-ber of days on the market is for homes thatare selling. Accept the reality of your localmarket and make sure you price your homerealistically. Don’t blame your broker if youdon’t get three offers above your list pricewithin 24 hours of putting your home onthe market. Sellers who set sky-high pricescould wait months or years for an offer andmay wind up with the same price theywould have had if they’d priced their homecorrectly the first time – or a lot less. In thisreal estate market, one of the worst thingsyou can do is overprice your home fromthe outset. If you price it below where itshould sell, you may start a bidding warand may sell your home faster and for moremoney. The key to a sale in today’s marketis understanding what is going on in yourneighborhood in terms of normal sales,foreclosures and short sales.• Know where you’re going. I don’t rec-

ommend putting in an offer on anotherhouse until you have some serious interestin your current property. It’s fine to start re-searching other neighborhoods, but ifyou’re not sure what you want to do, con-sider renting on a short-term or month-to-month lease. These days, landlords arehurting and they may be perfectly happy toaccept a six-month lease. During those sixmonths, you can search for a home in aneighborhood you like and without thepressures brought on by the impendingclosing of the home you are selling.• Read all documents thoroughly before

signing them. Why would someone sign alegal document he or she hasn’t read? I’mnot sure, but home sellers do it every day. If

you’re going to sell (or buy) in the comingyear, promise yourself that you’ll take thetime to read and understand the listingcontract, offer to purchase, and loan docu-ments for your next purchase. If you haveto sell your home as a short sale, make sureyou understand the timing of the sale, thetiming of the negotiation with your lenderon the sale of your home and all the otherissues that go into getting a short sale com-pleted. (If you’re giving financing to yourbuyer and taking back a loan, have an at-torney prepare the documents so you aresure to be protected.) Unless you’ve gotcash to spare, a mistake in these documentscould seriously affect your finances.• Do not be driven by greed. One big

mistake many sellers make is to get a littlegreedy, particularly if the first offer is abovethe minimum acceptable price you’ve set.Then, the negotiation becomes a game ofhow much you can get.Remember, a successful sale means ev-

eryone walks away feeling happy. If you getso greedy that the buyer walks away, you’velet the deal get the best of you. Resolve tobe reasonable and you’ll end up shakinghands with the buyer at the closing. Youshould also know that there are fewer buy-ers out there and if you lose a buyer itmight take you quite some time to find an-other one.Keep in mind that real estate brokers

have a saying “the first offer is always thebest offer.” While that saying may not al-ways be true, you may be better off withthat first offer than another offer sixmonths later.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!”If you have questions, you can call her radio show at800-972-8255 any Sunday, from 11 a.m. to 1 p.m.EST. Contact Ilyce through her website atwww.thinkglink.com.

Ilyce GlinkTribune Media Services

04-161626

6 Times-Call / Home & Real Estate Weekly January 1, 2011

Kitchen remodelsmaking a comeback

Before a remodel, score the best financingArticle Resource Association

Americans are learning to be fru-gal again, with more of us lookingto spend less, and get more valueout of the money that we do spend.That sentiment could well bewhat’s driving the renewed interestin remodeling one’s current home,rather than moving out and buyingsomething bigger, better and new-er.Homeowners are most con-

cerned about the functionalityof their homes, according to arecent survey by the NationalAssociation of the RemodelingIndustry.“The functionality of a home is

very important, especially over thelong term, as many homeowners inthis economy have opted for re-modeling over moving to newhomes,” NARI National PresidentPaul Zuch says in a press releasefrom the association.If you’re interested in increasing

the value and livability of yourhome, remodeling might makesense for you. But before you beginhiring contractors, you need to dosome basic prep work first.

How will you fund your remod-el? Most homeowners will need toborrow against the value of theirhomes to pay for remodeling pro-jects.If a home improvement loan is

in your future, your first stepshould be to check your creditscore and report. Your credit willaffect lenders’ willingness to loanyou money, and the terms andconditions they’ll offer on theloan.Knowing your credit score be-

fore you begin applying for financ-ing will give you a better under-standing of what terms you mightbe able to qualify for. The higheryour score, the more desirable youappear to lenders.Checking your score in advance

of seeking financing will allow youto work on raising it, if necessary.Or, it can help give you the confi-dence to negotiate the best possibledeal for your renovation project.You can access your free creditscore online at websites such aswww.freecreditscore.com with en-rollment in Triple Advantage Cred-it Monitoring.

Once you’re sure of yourcredit status, you’re ready totake the next step – securingfinancing.Just as there are many different

types of renovations that will addvalue and comfort to your home,there are many ways to fund them.In an ideal world, we would allhave savings sufficient to coverhome improvements and still leavesome money in the bank for arainy day. In reality, most home-owners won’t be able to pay cashfor improvements.For borrowers with desirable

credit ratings, there are still plentyof financing options. You may optto go with a straight second mort-gage. Or a home equity line ofcredit (HELOC) may work for youif you’ve amassed equity in yourhome.The HELOC basically borrows

against the difference between thevalue of your home (what youcould reasonably expect to sell itfor) and the amount you still oweon your current mortgage. Youmay also pursue a government-backed FHA loan.

By Jean PattesonThe Orlando Sentinel

The explosion of remodelingshows on TV and makeoverspreads in magazines has whettedAmerica’s appetite for glamorousrooms brimming with the latestfurnishings, appliances and colorschemes.Kitchen remodels are among

the most popular, according to areport in the just-published Au-gust issue of Consumer Reportsand online at consumerreports.org. And the economic slowdownmeans there are outstanding dealson everything from cooktops tocountertops. It also meanskitchen designers and buildingcontractors are eager for workand willing to negotiate.But bargain prices and good

looks aren’t everything, says CeliaKupersmzid Lehrman, ConsumerReports’ deputy home editor.“When remodeling a kitchen,

functionality is every bit as im-portant as style. Fortunately there

are many products that look goodand work well,” she says.The design of your kitchen is

every bit as important as whatgoes into it, says Jim Spence ofSpence & Vaughn Fine Kitchenand Bath in Maitland, Fla.The most functional design is

based on the work triangle – therelationship between the preparea, the cooking area and thesink, he says. Ideally, the distancebetween them should never beless than 4 feet or more than 9feet.When planning a remodel, de-

termining your budget is one ofthe first steps. The NationalKitchen & Bath Association cal-culates the average kitchen re-model costs between 10 and 20percent of the home’s value. Butobviously, the extent of themakeover determines its cost.Determining your priorities is

another key step, says Phil John-son, a partner at Spence &Vaughn and a certified kitchen

designer.“Do you love to cook? If so,

now might be the time to consid-er professional-style appliances,”he says. “Do you have a large fam-ily? Consider how best to accom-modate them in your new space.Think about the things you lovein your old kitchen – and thethings you dislike.”In addition, Johnson recom-

mends the following steps for asuccessful remodel:• Do your homework. Watch

TV remodeling programs, clip ap-pealing pictures and articles frommagazines, attend remodelingseminars, visit home shows andparades of homes. Consult with akitchen designer who is a memberof the NKBA, who has the train-ing and experience to avoid manyof the things that can go wrongwith a remodeling project.• Visit a showroom. Examine

the options in cabinets, counter-tops, appliances, flooring, plumb-ing and lighting. Decide what you

want – and can afford.• Schedule a home visit. The

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January 1, 2011 Times-Call / Home & Real Estate Weekly 7

Median sale price is rising,while home values drop

Create sustainable kitchens, bathrooms

If a person was trying to judge what ishappening to the Longmont real estatemarket by watching and listening to thenational news this past year, they could seeconflicting sales and stats on the samepage.As they say, everything is relative, and

what the news is being compared to has abig part to do with the conclusion, as doeslocation.Looking at closings in Jan-

uary 2010, it looked likeLongmont was in for a badyear because there were only30 transactions of single fami-ly homes in Longmont. Thiscompared to more than 50sales in January 2009. If Jan-uary could forecast the year,2011 would be a banner.However, here is the rest of

the story. Due to the stimulusfrom the prior year ending late2009, most people that could buy withinsix months, did so, to get the incentivemoney before it expired. In January 2010,we were coming off of the 2009 Octoberincentive end, and hence the comparativemonth huge drop.For Longmont, I forecast a 40 percent or

more gain in home sales in January 2011over 2010. This to be followed by a 30 per-cent loss in March and April 2011 from2010. This is what I refer to as an “on/offswitch” effect of the prior stimulus and try-ing to match numbers a year ago againststimulated markets. On the whole, Long-mont finished down 10 percent in unitsand only 3.5 percent in dollars spent onresidential sales in 2010. That spells an in-crease in average and median sales prices.This is not based on a median as deter-mined by Case-Shiller that compares samehome sales prices, but rather overall medi-an sales in the Front Range.In studying the Front Range, I found

that Fort Collins, Loveland/Berthoud,

Longmont and Boulder all showed increas-es in median sales prices in 2010, after fouryears of loss. That is the first sign that weare leveling out. So how can home valuesand prices be going down at the sametime?

The explanation for decreasing valueswhile seeing increases in median sales isthat there is decrease in demand and vol-

ume, even with lower interestrates. First-time homebuyers aregetting a lot more house fortheir money, and second andthird time buyers are also able tobuy up. It is an incredible timeto go for your dream. If a personqualifies under today’s strictlending guidelines, there aremuch better odds that they canin fact afford the home, as thelenders are figuring debt-to-in-come ratios definitively now,and using the lending rule book

more appropriately. With one in threehomes a distressed sale this past year, thebanks do not want to own more homes.

Let me try to stimulate thinking in rela-tive terms:

• A $200,000 loan at 6.5 percent interestis the same principle and interest paymentas a $249,000 loan at 4.5 percent.

• A $250,000 loan at 6.5 percent interestis the same principle and interest paymentas a $312,000 loan at 4.5 percent.

Hopefully, one can see why people arenow thinking it may be the last best shot atresponding to spring fever. If selling, bereasonable on your selling price and getthe deal of your life on your next home.Don’t look backward, look forward.

Dave Wagner is the president of the LongmontAssociation of Realtors. Contact him by calling303-684-6356, e-mailing [email protected] or visit the association’s Web site atwww.longmontrealtors.com.

Dave WagnerLongmont Association

of Realtors

Metro Services

Not too long ago, the “green” bath-room or kitchen conjured images of avo-cado appliances or sea foam colored toi-lets. Today, however, “green” takes on anentirely new connotation. Kitchens andbaths that employ environmentally con-scious products and procedures aregrowing in popularity.Individuals inclined toward green

spaces may wonder just how to achievea sustainable kitchen or bath. The con-cept lies in rooms that use less water andenergy than traditional rooms.Getting started could involve choos-

ing fixtures that require less water us-age. Low-flow faucets and showerheadsand reduced-capacity toilets can go along way toward saving water. Addition-ally, using these conservation fixturesdoes not mean a homeowner has to sac-rifice creature comforts. New technolo-gy means that despite reduced wateruse, the fixtures still provide ample pres-sure for showering and hand-washingand adequate flushing power.However, being sustainable means

more than just reducing water. Otherchanges can be employed all at once orgradually. Recycled glass tile as a back-splash or in a shower surround is anidea. It utilizes glass that has been recy-cled and is a smart, eco-friendly option.

Consider flooring that is made from re-cyclable or sustainable materials. Bam-boo quickly replenishes itself in thewild, making it a truly green item.

In terms of saving energy, lower thethermostat on the water heater. Not onlywill this reduce the chance of scalding,but it will save energy on heating wateras well. Replacing inefficient lightingfixtures can go a long way toward savingenergy, too.

When shopping for bathroom andkitchen essentials, such as towels, toilettissue and cosmetic products, be con-scious of the way these products aremade and manufactured.

‘Garden Magic’“One Magic Square: The Easy, Organic Way toGrow Your Own Food on a 3-Foot Square,” byLolo Houbein (The Experiment, $18.95), en-chants on many levels. Veggie gardeners (especial-ly rookies) will benefit from Houbein’s knowl-edge, which is informed by science and folk wis-dom, as well as the breadth of its content (grow-ing information, 30 design plots, many recipes).This single line could sustain us for life: “Nevergarden in a mood of wanting to control every-thing.” The book is filled with such lines.

TTTThhhheeee aaaaggggggeeeennnnttttssss aaaannnndddd IIII tttthhhhaaaannnnkkkk yyyyyyoooouuuuffffffooooorrrrr aaaaa wwwwwooooonnnnnddddddeeeeerrrrrffffffuuuuullllll pppppaaaaassssstttttt yyyyyeeeeeaaaaarrrrraaaannnnddddd wwwwiiiiisssshhhhh aaaallllllllll oooofffff oooouuuurrrr fffffrrrriiiiieeeennnndddddssssaaaannnnddddd ccccllllliiiiieeeennnntttttssss aaaa HHHHHaaaappppppppppppyyyyyy aaaannnndddddPPPPPPrrrrrooooossssspppppeeeeerrrrrooooouuuuusssss 222222000000111111111111!!!!!!

Rick Hoge,Larry Heckleyand Bill Sharp

512 5th Ave., LongmontColorado1stRealty.com

303-772-4406

8 Times-Call / Home & Real Estate Weekly January 1, 2011

MasterMaterial

Tips for quick, easywallpaper removalThe lilac print wallpaper in your bedroommay not be your style. Removing wallpaper iseasier than you may think and it has a big im-pact on a home’s appearance. In fact, removingaging, sagging wallpaper is one of the least ex-pensive ways to improve a home’s resale value,according to a survey of real estate appraisers.“While many people dread removing wallpa-per, it’s one of the simplest ways to give a rooma fresh, updated look,” says Rust-Oleum branddirector Andrea Topper.Topper offers this advice for “painless” wall-paper removal in three easy steps:Step 1 – Score the wallpaper. Most wallpaperhas a waterproof surface, so it’s necessary toscore it so the wallpaper stripper can penetrateand loosen the glue underneath. Use a wallpa-per scoring tool like Zinsser PaperTiger, apalm-held tool that perforates the wallpaperwithout damaging the wall. Move PaperTiger ina circular motion to make as many holes aspossible, using light pressure.Step 2 – Apply a wallpaper stripping solution.Next, apply a wallpaper stripper like ZinsserDIF Quick Wallpaper Stripper, an environmen-tally friendly wallpaper stripper that removeswallpaper in just two minutes. DIF Quickloosens the glue underneath the wallpaper tomake wallpaper removal quick and easy. Simplyspray the ready-to-use solution on the scoredpaper starting at the top and working your waydown, making sure the wallpaper is wet.Step 3 – Remove wallpaper. Use a tool likethe Paper Scraper to remove the loose wallpa-per without surface damage or hard work. Ifany glue remains after the paper has been re-moved, spray the area with more stripping so-lution, wait a few minutes and remove the gluewith the scraping tool or a sponge and rinsewith clean water. Before you know it, you willhave removed all the wallpaper, and your roomwill be ready for redecorating.

– Article Resource Association

Article Resource Association

Ceramic tile has held a hallowed placein bathroom renovations for generations.Durable, easy to clean and available in arange of color, format and design, tile justmakes sense in a bath. But some enter-prising designers and homeowners arefinding a new spot in the home where tilenot only works well, but can take centerstage – the master bedroom.Homeowners are choosing to incorpo-

rate ceramic tiles into master bedroomsfor many of the same reasons the materialhas been popular in bathrooms andkitchens.• Tile is more durable than other mate-

rials, lasting up to four times longer thancarpet or wood. Unlike wood, it will nev-er need refinishing, restaining or sanding.It holds its luster better than vinyl, andrequires no special chemical treatments,the way many natural stone products do.Because of this easy maintenance anddurability, consumers can realize lowercosts over the life of the product.• It’s naturally hypoallergenic and re-

leases no volatile organic compounds(VOCs) into the atmosphere. It doesn’tcollect dust, dust mites, pet dander orother irritants and microbes.• Tile is readily available in a range of

colors, sizes, shapes and design themes.In fact, you can now find ceramic tile thateven mimics the look of other popular,more costly or less durable materials likewood, glass or even metal.So how can you use tile in your master

bedroom? Tile of Spain branded manufac-turers cite several trends in ceramic tile’suse in master bedrooms.

To Create a HeadboardFabric, wood or metal headboards can

make a powerful design statement, andsolidify a bed’s stance as the centerpieceof a room. Ceramic tile, now available inlarge formats and in designs that mimicthe look of other materials, is a sensible,cost-effective and healthier alternative tosome popular headboard materials. Creat-ing a fabric headboard, for example, canbe a costly, time-consuming process, yetyou can get virtually the same look withceramic tile made to look like fabric. Andthis is fabric that won’t harbor germs andmicrobes.

General Design TouchesIf you love the look of wainscoting,

wood paneling or bead board, but prefer amore durable, hypoallergenic material,ceramic tile can offer the same look with-out the disadvantages of wood decoratortouches. Several Tile of Spain brandedmanufacturers produce tiles that look likewood design elements.

Extending the Life of a Paint JobPaint is one of the easiest things to

change in a room and can be one of themost difficult to clean and preserve. Oneway to extend the life of a paint job is totile walls to the level of the chair rail – theportion of the walls that gets the most ex-posure to unsightly dirt, dings and scuffs.While some paints may require special

cleaning solvents to remove dirt withoutdamaging the finish, tile requires nothingmore than hot water and some elbowgrease.

Creating Cohesion Between RoomsIn master suites with large, open floor

plans, using tile in the bedroom portionof the suite can help create a seamlesstransition between the sleeping andbathing areas. Or, it can help create cohe-sion between indoor and outdoor spaces –tile is one of the few interior design mate-rials that can flow from inside to out.

Achieving a Look with Added DurabilityYou may love the look of hardwood,

but know that wood doesn’t hold up wellin rooms where it’s exposed to a lot ofmoisture on a daily basis – such as in abathroom – or to a lot of wear and tear,such as in a bedroom. While wood that’sexposed to water will eventually warp andwear, ceramic tile designed to look likeprized hardwoods will stand up to mois-ture and water – even if the bathtub over-flows. And ceramic tile that looks likewood will never develop the “worn path”appearance of wood that bears heavy foottraffic.

When it comes to interior design,sometimes the unexpected makes perfectsense – such as finding creative ways touse ceramic tile in the master bedroom.

Try these uses forceramic tile in themaster suite

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January 1, 2011 Times-Call / Home & Real Estate Weekly 9

LE DEAUVILLEAPARTMENTSROOMY & READY1 Bd From $575

2 Beds From $610Great Location

Large UnitsPark Like SettingAmple Parking

A/C & Pool

303.772.3737

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0 APP FEE: WinterSpecial! 1 bdrm $550

2 bdrm, $650On-site pkng/laundry.A/C. Water & heat pd.Se Habla Espanol.

(303)774-0593

Apartments/Unfurnished 4030

NO lease, dep or credit chkWkly/4-wk • 303-776-2185• ALSO RV SITES AVAIL!

Apartments/Furnished 4010

Rentals

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place yourad any time of the day or night. Fax: 303-772-8339…email: [email protected]

CLOVERBASINVILLAGE(303)485-0512630 Peck Drive-Longmont West onNelson/Airport Rd

1 Bedroom 1 Bathas LOW as $6902 Bedroom, 2 Bathas LOW as $7993 Bedroom 2 Bathstarting at $7993 Bdrm TownhousesStarting at $1000

QUAILVILLAGE303-485-0065321 Quail Road-across fromLongmont Rec

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2 Bedroom 2 Bathas LOW as $7313 Bedroom 2 Bathas LOW as $844!

*LIMITEDNUMBER

AVAILABLE*

**Income GuidelinesMay Apply**

✓ Full Size Washer& Dryer Hookups

✓ Close to Bus lines

✓ Pets Welcome

1 BDRM APTPREMIUMAVAILABLE JAN. 1

On-site storage/parking/lndry. Heat incl. $630/mo.Elliott Apts., (303)772-6452www.elliottapartments.com

1 & 2 Bdrm Apts, inc gas,wtr, off st prkg, stor, trash.N/P Firestone. 303-833-6627

•1 & 2 BDRM ✭ $550-$675FREE Heat 1060 17th Ave,Habla Espanol 720-327-8918

Apartments/Unfurnished 4030

APARTMENTS

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667303-772-4667*www.victoriainnapts.com

01-1

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• FREE Washer/Dryer& Carport

• Wood-burning fireplace• Large balconies/patios• Approved pets accepted• MTM leases available• Within walkingdistance of shopping,restaurants & RTD

• On line leasing available• One bdr, 1 bath starting at $740• Two bdr, 2 bath starting at $890

Apts Your CHOICE!www.alertrealty.net

2 BDRM APT´s-Starting at $625, some with

Move-in Specials!Call PMP, 303-776-RENT

2 Bdrm, 1 ba, large, comp.remodel- WD, A/C, deck,N/P/S 2041 Meadow Dr.

$840 303-443-4308

HISTORIC, 1 bdrm apt,$600/mo, heat & water incl,off street pkng. 720-334-4187

1 BDRM apt near hospital1414 Stuart St Apt #2

No pets/smk. Utils incl.$600/mo, 1st mo rent & dep.Please call (303)589-1235

1 BDRM APT - $495Quiet, cozy, clean.

801 Bowen. 303.931.5211

Apartments/Unfurnished 4030

ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililtiesincluded. (303)931-7108

Horizon Place1 Bedroom- $545!2 Bedroom- $645!

Secure bldg, swimmingpool, A/C, on-site laundry.Call PMP, 303-776-RENT

EASTGLEN APTS630 Lashley, Longmont

(303)682-29431, 2 & 3 BEDROOMS:Pool, air, laundry

✭Wtr, trash, sewer pd

Apartments/Unfurnished 4030

Self-Serve ClassifiedsImmediate access at your fingertips.

www.timescall.comClick on “Submit An Ad”

303-776-7440Classifieds

07423006

Sell, Advertise, Recruit

10 Times-Call / Home & Real Estate Weekly January 1, 2011

3 BDRM, 2 BA, full bsmt,fenced yard, Pet ok, woodfloors, 2207 Dexter, $965/mo, call 303-995-4923.

3 BDRM, 1.5 ba, off st pkng,N/P, W/D hkup, storage,

$835/mo.Water paid.Gerald, 303-775-1598

2 BDRM, 2 BA, A/C, gar,lrg fncd yd, W/D. Dog OK.On cul-de-sac. 5 MartinezPlace, $960. 303-443-4308

2 & 3 Bdrm Duplexeswww.alertrealty.net

● 1465 LAMPLIGHTER2 bdrm, 1 ba, fncd yard, offst pkng. No pets. $695/mo.RMG Realty (303)772-4466

0 App Fee-$100 off 1st 2 mosLg 3 bdrm, 2 ba, gar, waterpaid. No dogs. 303-682-2525

Duplexes 4060

805 Summerhawk # J56$975, Beautiful double mas-ter townhouse, 1700 sq ft,1car detached garage +parking space, incl applcsavail NOW, 720-352-0904

● 1243 Hunter Court #B2 Bdrm, 2 Bath, carport,

Cat OK, $695RMG Realty, 303-772-4466

Condos/Townhouses 4050

VALUE PLACEFIRESTONE

New ExtentedStay Hotel

● $179* WEEKLY

or● $549

1st MONTHSPECIAL!

✓ Perfect for visitingfriends & family!

I-25 & Hwy 119,Longmont exit 240.

303-485-0040

Bring ad to qualify.*Expires 1/31/2011*New Guests Only*

Apartments/Unfurnished 4030

1424 TWIN SISTERS DR,5 bdrm, 2 ba, fncd bkyd, 2car gar, sprklr sys, $1495/mo + dep. No cats. Refsreq´d, avail 1/1. 303-810-6975

● 1317 Lashley3 bdrm, 2 ba, tri-level,

2 car gar, close to schools.$1050/mo RMG Realty,

(303)772-4466

10544 Sunburst, Firestone, 4bdrm, 3 ba, 2 car, bsmt,

fncd, frpl, loft, N/S.$1450/mo Jim 303-775-0163

● 1018 SUMAC ST-3 bdrm, 1.5 ba, $1100/mo.303-775-0429 ask for Sean

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

INDOOR GARAGE &Commercial Storage

20x40x16 w/ 14x14 doorsstart at $300.

20x50x16 w/ 30 amp elect,man door & pwr dooropener start at $425.Garage Storage LLC,

4070 Camelot Cir, locatedI25 Business Park.

I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

Garages/StorageSpaces 4070

DUPLEX2 Bedrooms• 1412 Terry St

Call PMP, 303-776-RENT

4 BDRM (conforming in finbsmt) 617 5th St, Berthoud,pets nego. Call 970-669-0842

www.rmpm.com

Duplexes 4060

click on Submit an Ad

I can place myad when I want to.

303-776-7440

Convenience!

06470344 2x8c

www.TimesCall.com

3 BDRM, 2 ba in Berthoud.Immaculate, never rented!N/P/S. $1575. (720)237-1238

3 Bdrm., 1.5 ba, Newflooring, paint & appli-ances, large private yard,$975/month. 303-763-0762.

● 353 CHINOOK4 bdrm, 2.5 bath, 2 cargarage, $1150/month.

RMG Realty (303)772-4466

3 & 4 Bedroom Houseswww.alertrealty.net

2 BDRM, 1 BA, culdesac,near Skyline HS, wd stove,2 car gar, lg patio. N/P/S.1 yr lse, $980/mo ✓Sr Dis.303-772-7916 Leave message

2 BDRM, 1 BA, beautiful,Old Town. Gar, fncd yd,w/d, n/s/p $950 303-682-5985

1 RENT TO OWN3 bdrm, 2.5 ba, 2 car, W/D,$1295. 4 hr free rec msg.866-810-1446 ext 1011

● 1701 ADKINSON4 bdrm, 3 bath, 2 story,2 car gar, Lgmt. $1375.RMG Realty, 303-772-4466

Houses 4080

Short Term- Furn 3 bdrm,2 bath home, WiFi, cable,utils, laundry, 303)772-1714

NW Lgmt, 3 bdrm, 2 bath,1627 Calkins, $1100/mo.NP/NS, (303)601-6946

HOUSESHOLIDAY SPECIALS

2- 4 Bedroom Homes• 163 Grant • 19 Reed

• 1973 Carr Ct • 1025 Gay St• 132 Telluride

• 60 Empire • 234 Lapaz• 1240 Meadow

• 14567 N. 107th St• 234 LaPaz Pl• 953 Martin Rd

• 2981 Bellmeade Way• 1249 Whitehall DrCall PMP,

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House for rent1BR East Side Home$775 call 303-776-7674

BI-Level home in quietcul-de-sac, 2 bd, 2 bd down,2 full ba, gar, priv fncd bkyd. $1150. 303-548-1091

● 939 KIMBARKCentral location, 2 bdrm,1 ba, not fenced, workshop,

single garage, $875.Pet OK. RMG Realty,

(303)772-4466

Houses 4080

773 SQ FT- busy shoppingcenter, 1116 Francis St,

$825. Alert RE (303)776-5156

Retail Space 4135

UNATTACHED ROOMfor rent, $350/mo. + dep.

Call (303)651-6291

SEMI-FURN Rooms/AptsWkly/mnthly from $100/wkUtils/micro/fridge inc

(303)931-7108

RoomsFor Rent 4130

PROFESSIONAL OfficesN. Longmont. 150 to 825 SF.Single & 3 office suite.All ground level, 2 entr,great prkg. 303-956-1141

OFFICE SPACE For RentHolistic Wellness Center.

(720)280-9047

500 to 2500 SF, can divide.On site prkg, Good trafficexposure. 303-523-3369

$250/MONTH-Great parking, quiet.

Ground level. Four SeasonsRealty, (303)875-1345

2500 to 5000 SF- great viewsfrom 2nd level, ample park-ing. 2432 Main. 303-875-1345

Office Space 4100

2 BDRM, big gar, $130K.Will Zulauf, Co Gold RE

(303)776-6330

Longmont 5090

WOW WHAT VIEWS!2.8 acres, water tap in &paid. Electric close, septicneeded & Ish res irrig wtr.$100K, just SE of Berthoud.Call Mark Sullivan at ERATradewind (303)684-6335

Farms, RanchesAcreages 5050

Real Estate

2 ACRE LOTS WEST OFBERTHOUD. Great Views!$149,900. Fred @ Four

Seasons Re, (720)494-2133.

Lots & Tracts 5100

✭South Longmont✭Ranch with fireplace oncul-de-sac, 3/1/2, $185,000AND Bilevel with fireplace,4/3/2 $179,000. Call formore information.

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3 BDRM, 1 BA, new carpet,W/D, carport, Lgmt adultpark age 55+, 970-215-1819

Mobile/ 5130ManufacturedHomes/Spaces

January 1, 2011 Times-Call / Home & Real Estate Weekly 11Real Estate Transactions are supplied byProspects Unlimited Inc.,www.prospectsunlimited.com.

Longmont• Hung & Lap Nguyen from

Armt 2005 3, 723 Baker St, Long-mont, $87,900, home• Deepak & Sanju Thapa from

Boulder Creek Kingsbridge LLC,1552 Venice Ln, Longmont,$151,600, home• Audra Belden from Bette

Dittmer, 152 E 4th Ave, Long-mont, $125,000, home• Le Oliver from Federal Home

Loan Mortgage, 2113 Calais DrUnit G, Longmont, $168,900,condo• Louise Brown from James

Hattori, 2108 Lincoln St, Long-mont, $175,000, home• Theodore & Sarah Scheiblich

from JNET LLC, 536 NestingCrane Ln, Longmont, $120,000,home• Katherine Thomas from

Thomas Musson, 927 Venice St,Longmont, $160,000, home• Ronald & Christine Berardi-

nis from Steven Reith, 420 NParkside Dr Unit E, Longmont,$150,800, condo• John White from RL Taggart

LLC, 10633 W I 25 Frontage Rd,Longmont, $1,000,000, home• Robert & Joelle Priddy from

Kyle Sandoval, 2353 Sunrise Dr,Longmont, $186,000, home• Betty & Charles Redder from

Heidi Simmons, 833 S Coffman StUnit K47, Longmont, $160,000,condo• Timothy & Kirsten Merkel

from THS LLC, 1031 Neon ForestCir, Longmont, $470,000, home• George Peters from US Bank

National Association T, 147 Mar-shall Pl, Longmont, $88,200,home• Gregory & Courtney Macchia

from Citibank, 4049 Spy GlassLn, Longmont, $520,000, home• Margaret Russell from Ger-

maine Mueffelmann Trust, 1714Cambridge Dr, Longmont,$215,000, home• Resident from GRT Invest-

ments I LLC, 10515 Mooring Rd,Longmont, $1,349,000, home• Andrew Tyler from Kirk Lind,

1724 Collyer St, Longmont,$162,500, home• Cody Trevithick from Robert

Miller, 1829 Cambridge Dr, Long-mont, $190,000, home• Arthur & Therese Winter-

bauer from Derek Westmoreland,8197 Hygiene Rd, Longmont,$289,000, home• David & Dianna Wilson from

Delsia Barentine, 1622 BluefieldAve, Longmont, $275,000, home

• Thomas & Shira Souvignierfrom Brown Living Trust, 5885Park Lane Rd, Longmont,$720,000, home• Todd & Amber Vanselus from

Burlington Neighborhood Inc,1041 Neon Forest Cir, Longmont,$125,000, home• Shadow LLC from Eastgate

Development LLC, 1369 Arm-strong Dr, Longmont, $60,000,home• Jdt LLC from Fannie Mae,

2125 Collyer St, Longmont,$140,000, home• Becky Hutchens from Frank

Pierce, 3951 Da Vinci Dr, Long-mont, $267,500, home• Joan Carter from Lori Pinter,

804 Summer Hawk Dr Unit 4102,Longmont, $122,000, condo• Peter Stouder from Patrick

Torok, 1103 E 4th Ave, Long-mont, $300,000, home• Pedro & Jill Caceres from

Alan Brown, 7127 Mount Sher-man Rd, Longmont, $302,000,home• Kamal Vaelli from Alan

Busacca, 12148 N 75th St, Long-mont, $365,000, home• Jerry Morrison from Ellwood

Properties LLP, 1333 Sumner St,Longmont, $307,000, home• Wiley & Alice Allen from

Flatiron Mortgage Lending LLC,10536 Mooring Rd, Longmont,$685,000, home• David & Lory Howlett from

Andrew Graziano, 1428 VeniceLn, Longmont, $630,000, home• Ann Kraft from Otwell Derr

Living Trust, 3035 Lakeshore Dr,Longmont, $419,500, home• Y C Lee from Fritz Schmutz,

635 Gooseberry Dr Unit 1705,Longmont, $172,000, condo• Jose & Norma Rios from Lau-

ren Sweet, 2401 Sherri Mar St,Longmont, $246,900, home• John Torbeck from Roger Tor-

beck, 2651 Elmhurst Cir, Long-mont, $100,000, home• East LLC from Timothy

White, 12121 Sugar Mill Rd,Longmont, $735,000, home• Douglas & Mary Looney

from Ryan Ziegelmann, 7201Spring Creek Cir, Longmont,$975,000, home

Berthoud• Rebecca Wegener from Nao-

mi Chagnon, 517 Redwood Cir,Berthoud, $180,000, home• James Stroud from Jane Ea-

man, 412 Iowa Ave, Berthoud,$209,900, home

Dacono• Jennifer Bajovich from David

Fisher, 132 5th St, Dacono,$105,000, home

Erie• David & Pamela Goetsch

from Thomas Aten, 898 Koss St,Erie, $339,900, home• Joel & Grace Snow from

Rhonda Hedstrom, 2611 Betts Cir,Erie, $312,000, home• Kurt & Lisa Anderson from

Taylor Morrison Colo Inc, 1143Koss St, Erie, $261,200, home• Michael & Jessica Mazzocco

from Fannie Mae, 874 QuintanaLn, Erie, $275,900, home• Dasha & Antti Pessi from

Fannie Mae, 446 Tynan Ct, Erie,$269,900, home• Dawn & Brent Warkentine

from Roger Stuart, 2930 HughsDr, Erie, $408,900, home• Katherine & Kevin Ross from

Ronald Graham, 1426 WashburnSt, Erie, $310,000, home• James Coet from Taylor Mor-

rison Colo Inc, 1146 Zodo Ave,Erie, $386,500, home• Matthew & Terrie Adams

from Jason Daly, 923 Lasnik St,Erie, $385,000, home• Kenneth & Theresa Martin

from Becky Hutchens, 1186Cooke Ct, Erie, $282,000, home• Todd Heinze from Richmond

American Homes Colora, 1321Mathews Way, Erie, $311,700,home• Brent Nelson from Richmond

American Homes Colorado, 744Graham Cir, Erie, $280,000,home• Mark Turner from Richmond

American Homes Colorado, 1275Graham Cir, Erie, $292,100,home• Neil & Heidi Smith from

Warren Rudkin, 1712 Daily Dr,Erie, $275,500, home• Brian & Laura Schmid from

James Thompson, 1673 HolemanDr, Erie, $323,000, home• Steven Dunbar from VRC De-

vl LLC, 1425 Blue Sky Cir Unit15-205, Erie, $115,900, condo• Katherine & Dwight Ohala

from Brent Warkentine, 1604MacCullen Dr, Erie, $269,000,home

Firestone• Russell Christiansen from

Aurora Loan Services LLC, 10528Sunburst Ave, Firestone,$180,000, home• Andrea Whittaker from Tam-

my Flickinger, 10417 Dresden St,Firestone, $221,000, home• Mindy & Matthew Neihart

from JJ Constr Northern Colo,5444 Rosewood Ave, Firestone,$225,100, home• Linda Johnston from Long

Beach Mtg Loan Trust 2004,10480 Dresden St, Firestone,$168,800, home

• Joshua Lemon from Rich-mond AM Homes Colo Inc, 5928Mountain Shadow Blv, Firestone,$212,700, home• Ryan & Victor Winger from

Gary Stewart, 10322 Eastview St,Firestone, $226,000, home

Fort Lupton• Reach LLC from Fannie Mae,

279 Ponderosa Pl, Fort Lupton,$93,000, home• Raymundo & Maria Mosque-

da from Deutsche Bk Natl TrustCo, 1000 Stage Dr, Fort Lupton,$76,000, home

Frederick• Ray Burgio from Stephen Mo-

ersen, 5410 Lynx St, Frederick,$184,500, home• Elizabeth & Duane Doucette

from Jennifer Czak, 5402 Lynx St,Frederick, $187,000, home• Louis & Alisha Toenjes from

Janet Pearson Trust, 8013 Morn-ingside Dr, Frederick, $370,000,home• Shauna & Jerry Brekke from

Prudential Relocation Inc, 5439Fox Run Blvd, Frederick,$159,500, home

Lyons• Sara Pike from Steven

Mullen, 830 3rd Ave, Lyons,$385,000, home

Niwot• Surinder & Renae Dahiya

from Wamu 2002 Ar13, 8858Marathon Rd, Niwot, $330,000,home• Scott & Jennifer Boyd from

Prudential Relocation Inc, 7364Erin Ct, Niwot, $1,435,000, home• Kristopher & Melinda Easter

from Guy Scoma, 8982 Co-manche Rd, Niwot, $499,900,home

Platteville• Paz LLC from RJ Manage-

ment Corp, 701 Vasquez Blv, Plat-teville, $500,000, home

Foreclosures – notice of electionand demand• Borrower: Jamie & Donald

Kessler, Lender: Citimortgage Inc,Amount: $110,510, Property:1035 7th St, Berthoud, Filed:12/16/10• Borrower: Scott Albert,

Lender: Wells Fargo Bank Nation-al Association, Amount:$150,037, Property: 507 Sun-dance Cir, Dacono, Filed:12/17/10• Borrower: Duane Euerle,

Lender: Deutsche Bank NationalTrust Company, Amount:$147,971, Property: 3020 Sun-burst Pt, Dacono, Filed: 12/20/10• Borrower: Sean & Cheryl Mc-

connell, Lender: JPMorgan ChaseBank National Association,Amount: $266,770, Property:1348 Stockton Dr, Erie, Filed:12/20/10• Borrower: Bank Of Choice,

Lender: JPMorgan Chase BankNational Association, Amount:$902,736, Property: 11205 EriePkwy, Erie, Filed: 12/22/10• Borrower: Jorge & Lissette

Mancin, Lender: JPMorgan ChaseBank National Association,Amount: $310,155, Property:1905 Lodgepole Dr, Erie, Filed:12/20/10• Borrower: Timothy & Heidi

Wilkinson, Lender: Chase HomeFinance LLC, Amount: $221,409,Property: 11400 Coal Mine St,Firestone, Filed: 12/22/10• Borrower: Joshua Mitchell &

Deborah Guerrero, Lender: WellsFargo Bank NA, Amount:$177,361, Property: 11388 EbonySt, Firestone, Filed: 12/22/10• Borrower: Ricardo &

Moraima Magdaleno, Lender: USBank National Association,Amount: $98,220, Property: 2216th St, Fort Lupton, Filed:12/17/10• Borrower: Ramona &

Stephen Kittredge, Lender: BankOf America National Association,Amount: $164,278, Property: 2132nd St, Fort Lupton, Filed:12/20/10• Borrower: Robert Nielson &

Brian Colwell, Lender: HSBCBank USA National Association,Amount: $215,251, Property: 351Clubhouse Dr, Fort Lupton, Filed:12/20/10• Borrower: Jodi Geditz,

Lender: The Bank Of New YorkMellon, Amount: $209,538, Prop-erty: 1569 4th St, Fort Lupton,Filed: 12/21/10• Borrower: Mary Snow,

Lender: BAC Home Loans Servic-ing LP, Amount: $348,213, Prop-erty: 8707 Wild Horse Way, Fred-erick, Filed: 12/17/10• Borrower: Guadalupe & Es-

ther Nieto, Lender: DeutscheBank Trust Company Americas,Amount: $172,000, Property:1825 Meadow Ln, Longmont,Filed: 12/21/10• Borrower: Javier & Blanca

Mares, Lender: JPMorgan ChaseBank National Association,Amount: $177,458, Property: 724Busch St, Longmont, Filed:12/22/10• Borrower: Richard & Denise

Fortin, Lender: Aurora Loan Ser-vices LLC, Amount: $227,858,Property: 6803 Camelia Ct, Long-mont, Filed: 12/16/10

12 Times-Call / Home & Real Estate Weekly January 1, 2011

Equip yourhome office

Metro Services

Working from home is growingmore popular each and every year.While working from home has itsadvantages, one notable disadvan-tage concerns the furniture. A cubi-cle or office at an office buildingcomes fully furnished at the em-

ployer’s expense, while a home of-fice typically must be furnished en-tirely by the employee. Those aboutto furnish their home office shouldconsider the following tips.

• Don’t overdo it. Home officesneed not be as crowded as the stan-dard office building office. In to-

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• Be flexible with choice of desk.A desk for a home office can be ef-fective whether it’s a folding table or

an aesthetically appealing oak desk.Oftentimes, the individual willknow what he or she needs.

• Be choosy with the chair. Em-ployers often look for chairs thatdiscourage slouching and will keepworkers comfortable and produc-tive throughout the day.

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The Shores at McIntosh Lake2450 Airport Rd. • 303-774-8000

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Fox Ridge Apartments3800 Pike Rd., Longmont, CO 80503 • 303-774-9944

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Tanglewood CondominiumsSenior Community

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