(HOUSING DEVELOPMENT FINANCE CORPORATION BANK )

(HDFC) PREPARED BY:-SANJIV YADAVMUNDIRIKA SAH

STUDY ABOUTMAJOR PLAYERS IN INDIAABOUT HDFC BANKPROFILE OF HDFCBOARD OF DIRECTORS OF HDFCNETWORK OF HDFCPRODUCT & SERVICES OF HDFCSWOT ANALYSIS OF HDFC

HISTORY OF BANKING A bank is a financial institution that serves as

a financial intermediary.It came in 14th centuryBank are known by different name in

different country as like banque in French , banc in German , banca in Italian etc. which means a bench counter . Which used to exchange the monetary values

Major players in India

State Bank of IndiaHDFC BankICICI BankHSBC BankIDBI BankCity BankAxis BankPunjab National BankUnion Bank of IndiaDenna Bank etc.

ABOUT HDFC BANK Housing Development Finance CorporationFounded in 1977 by Hasmukh bhai Parakh

HDFC Bank was incorporated in August 1994The Bank started operations as a scheduled

commercial bank in January 1995 under the RBI's liberalization policies

It is the first in new generation commercial banksRegistered office in Mumbai, IndiaPromoted by HDFC, the parent companyListed in NSE, BSE, NYSE etc.

PROFILE OF HDFC BANK

Type : Public Founded : August, 1994 Headquarters : HDFC Bank Ltd, Mumbai, India Industry : Banking, Insurance,

Capital Markets and allied industries

Products : Loans, Credit Cards, Savings, Investment vehicles, Insurance etc.

Net revenue : Rs.24628.38 crores (2011)Net income : Rs. 4017.69 crores (2011)Employees: 55752(2011)Website : www.hdfcbank.com

BOARD OF DIRECTORS OF HDFC

Mr. Aditya Puri- CEO & Managing director Mr. Jagdish Kapoor - Chairman of HDFC

Bank. Mr. Harish Engineer- Executive directors Keki Mistry- Managing Director Mr. A Rajan- Country Head-Operations Mr. Rahul Bhagat- Vice president

NETWORK OF HDFCIt has 2000 branches in IndiaIt has 6520 ATMs in the countryIt is spread 996 cities in IndiaAll branches are OLRT connected Representative offices in Hong Kong, New

York, London & Singapore

Product & services Travelers Chequescredit cardhome loanpersonal loanForeign Currency CashForeign Currency Demand DraftsCheque DepositsRemittancesTrade ServicesMutual fundsInsurance

CONTINUE««. Travelers Cheques : Travelers Cheques are a safe and easy

way to protect your money when you travel. You can en cash them only when you need to, and only against your signature, unlike cash which can be stolen and misused by anybody, immediately.

Credit Card : Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned .

Home loan : Home loans for individual to purchase or construct houses.

Personal Loans : The procedure of personal loan is simple,

documentation is minimal and approval is quick.

CONTINUE««. Foreign Currency Cash : Foreign Currency Cash is a convenient

way of meeting personal expenses along your journey, paying for taxis / internal travel, food expenses etc.

Foreign Currency Demand Drafts : Demand Drafts are issued in seven currencies like United States Dollars(USD), Great Britain Pounds (GBP), EURO, Japanese Yen(JPY), Australian Dollars (AUD), Canadian dollars (CAD) and New Zealand Dollars (NZD).

Foreign Currency Cheque Deposits: We can directly deposit our foreign currency cheques in to our saving or current account.

Remittances : HDFC Bank offers the remittance facilities by which we can send and receive money to anyone. They are categorized depending on location and the urgency with which we want the money transferred

CONTINUE««. �Trade Service : HDFC Bank have people with high

level of expertise and experience in trade services to provide services to suit specific requirements and structure solutions for business needs. HDFC Bank have 500 branches for trade services.

�Mutual funds : Mutual funds are funds that pool the

money of several investors to invest in equity or debt markets.

�Insurance :HDFC Bank offers a world of choice in

insurance. Like ± children future plans, retirements plans, standard life, etc

SWOT ANALYSIS OF HDFC

Strengths Support of various promoters�High level of services�Knowledge of Indian Markets�Brand name

Continue…

WeaknessesMinor hindrancesLags modernization

CONTINUE««.

Opportunities Growing Indian banking sector. People are becoming more service oriented

In the global market. Adding new Branches and ATMs

CONTINUE««.Threats From various competitors

-Foreign banks-govt. banks �

Future market trendsEmployees strike

Any Questions?

THANK YOU!