Presented by

Dr. Pranav KumarAssistant Professor

Division of Veterinary & A.H. Extension Education

F.V.Sc & A.H, R S PuraSKUAST-Jammu

Govt’s Schemes & Outreach for Rural & Livestock Development

Pradhanmantri Jan-Dhan Yojana

On 15th August 2014, India’s prime minister announced the financial inclusion mission titled “Pradhanmantri Jan-Dhan Yojana”.

Jan-Dhan Yojana roughly translates into English as “People’s Wealth Scheme”.

India’s Prime minister Narendra Modi announced the launch of this scheme at the Red Fort on the occasion of India’s Independence Day.

About PMJDY

The name “Jan Dhan” was chosen through an Online Competition on the MyGov Platform, received more than 6000 suggestions from Indian citizens. 7 individuals was suggested “Jan Dhan”.

Slogan – Mera Khata-Bhagya Vidhaatha.Primarily the PMJDY Scheme is meant for

those who do not have a savings bank account.

Only 58% of Indian citizens are having a bank account.

Aim of PMJDYTo bring poor

financially excluded people into banking system.

It covers both urban & rural areas.

Raise of Indian Economy.

To decrees corruption in Govt subsidy schemes.

Digital India.

Benefits of opening bank a/c under PMJDY

Account can opened with zero balance.

Not required to maintain any minimum balance.

ATM card can be issued.Accident insurance up to Rs 100,000.Medical insurance cover of Rs

30,000.Rs 5000 of overdraft available

only after 6 months if your account is found.

Documents required to open an account under Pradhan Mantri Jan-Dhan Yojana

If Aadhaar Card/Aadhaar Number is available then no other documents is required. If address has changed, then a self certification of current address is sufficient.

If Aadhaar Card is not available, then any one of the following Officially Valid Documents (OVD) is required: Voter ID Card, Driving License, PAN Card, Passport & NREGA Card. If these documents also contain your address, it can serve both as Proof of Identity and Address.� �

If a person does not have any of the officially valid documents� �mentioned above, but it is categorized as low risk' by the banks, then �he/she can open a bank account by submitting any one of the following documents:

◦ Identity Card with applicant's photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions;

◦ Letter issued by a gazette officer, with a duly attested photograph of the person.

Special Benefits under PMJDY Scheme

Interest on deposit. Accidental insurance cover of Rs.1.00 lac No minimum balance required. Life insurance cover of Rs.30,000/- Easy Transfer of money across India Beneficiaries of Government Schemes will get Direct

Benefit Transfer in these accounts. After satisfactory operation of the account for 6

months, an overdraft facility will be permitted Access to Pension, insurance products. Accidental Insurance Cover, RuPay Debit Card must

be used at least once in 45 days. Overdraft facility upto Rs.5000/- is available in

only one account per household, preferably lady of the household.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Age of the Insured – Bank account holders aged between 18 and 50 years are eligible to apply for this scheme. (Up to age of 55 years)

Premium Amount – Less than Re. 1 a day or an annual premium of Rs. 330 is what you need to pay to get a life cover of Rs. 2 lacs.

No matter what your age is, the premium is fixed at Rs. 330 for a life cover of Rs. 2 lacs.

Period of Insurance – June 1st, 2015 to May 31st, 2016 is the period for which this scheme will cover all kind of risks to your life in the first year of operation.

Next year onwards as well, the risk cover period will remain June 1 to May 31.

(PMJJBY)LIC as the Administrator – The scheme would be offered / administered

by the Life Insurance Corporation (LIC) and other life insurance companies like SBI, ICICI etc.

Auto Debit Facility – Annual premium of Rs. 330 will get deducted from your savings bank account through auto debit facility.

(You will have to give your consent for auto debit of premium from any one of your bank accounts at the time of enrolling for this scheme)

Last Date for Enrolment – May 31, 2015 is the last date for getting enrolled for this scheme, but the government has given an extension of three months up to August 31, 2015 for us to get enrolled and give auto-debit consent for this scheme.

This enrolment period may be extended by the government for another period of three months, up to November 30, 2015.

Toll-Free Numbers – 1800 110 001 / 1800 180 1111 – These two are the National Toll-Free Numbers for this scheme. You can check the state-wise toll-free numbers from this link – State-Wise Toll Free Numbers

Service Tax Exempt – Finance Minister Mr. Arun Jaitley has proposed to exempt this scheme from service tax. So, you will not be charged any service tax on the premium payable.

Know Your Customer (KYC) – Aadhaar Card issued by the UIDAI will be the primary requirement for your KYC under this scheme

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Policy Coverage – The scheme offers to provide you or your family a cover of up to Rs. 2 lacs in case of any mishappening, resulting into death or disability of the insured.

In case of death or full disability, you or your family will get Rs. 2 lacs and

in case of partial disability, you will get Rs. 1 lac.( Full disability means loss of both eyes or both legs or both hands, whereas

partial disability means loss of one eye or one leg or one hand.)

Age of the Insured – Savings bank account holders aged between 18 years and 70 years are eligible to apply for this scheme.

Premium Amount – It costs you just Rs. 12 in annual premium for having an accidental death or disability cover of Rs. 2 lacs under this scheme.

(It works out to be just Re. 1 a month, which is extraordinarily low. )

Period of Insurance – You will remain insured for a period of one year from June 1, 2015 to May 31, 2016. Next year onwards as well, the risk cover period will remain to be June 1 to May 31.

(PMSBY)

Administrators for PMSBY – The scheme would be offered / administered by many of the general insurance companies, both in the public sector as well as in the private sector.

National Insurance Company Limited, Oriental Insurance Company Limited and ICICI Lombard are some of the companies which would be offering this scheme.

Auto Debit Facility – You will be required to provide your consent for auto debit of Rs. 12 as the annual premium from any one of your bank accounts at the time of enrolling for this scheme.

This premium of Rs. 12 will get deducted from your savings bank account through auto debit facility every year between May 25 and June 1.

Last Date for Enrolment – May 31, 2015 is the last date for getting enrolled for this scheme, but the government has given an extension of three months up to August 31, 2015 for us to get enrolled and give auto-debit consent for this scheme. This enrolment period may be extended by the government for another period of three months, up to November 30, 2015.

Toll-Free Numbers – 1800 110 001 / 1800 180 1111 – These two are the National Toll-Free Numbers for this scheme.

Service Tax Exempt – Finance Minister Mr. Arun Jaitley has proposed to exempt this scheme from service tax.

Know Your Customer (KYC) – Aadhaar Card issued by the UIDAI will be the primary requirement for your KYC under this scheme.

Application Form – Here you have the link to the application form for you to enroll yourself for this scheme – Application Form for PMSBY

Atal Pension Yojana (APY)

Government of India is concerned about the old age income security of the working poor and is focused on encouraging and enabling them to save for their retirement.

To address the longevity risks among the workers in unorganized sector and to encourage the workers in unorganized sector to voluntarily save for their retirement.

The GoI has therefore announced a new scheme called Atal Pension Yojana (APY) in 2015-16 budget.

The APY is focussed on all citizens in the unorganized sector. The scheme is administered by the Pension Fund Regulatory

and Development Authority (PFRDA) through NPS architecture.

HIGHLIGHTS OF ATAL PENSION YOJANA Under the APY, there is guaranteed minimum monthly pension for the

subscribers ranging between Rs. 1000 and Rs. 5000 per month.

The benefit of minimum pension would be guaranteed by the GoI. GoI will also co-contribute 50% of the subscriber’s contribution or Rs.

1000 per annum, whichever is lower. Government co-contribution is available for those who are not covered by

any Statutory Social Security Schemes and is not income tax payer GoI will co-contribute to each eligible subscriber, for a period of 5 years who

joins the scheme between the period 1 st June, 2015 to 31 st December, 2015.

The benefit of five years of government Co-contribution under APY would not exceed 5 years for all subscribers including migrated Swavalamban beneficiaries.

All bank account holders may join APY.

Eligibility APY is applicable to all citizen of India aged between 18-40 years. Aadhaar will be the primary KYC. Aadhar and mobile number are

recommended to be obtained from subscribers for the ease of operation of the scheme.

If not available at the time of registration, Aadhar details may also be submitted later stage.

Important information for subscriber Charges for default

Banks are required to collect additional amount for delayed payments, such amount will vary from minimum Re 1 per month to Rs 10/- per month as shown below: Re. 1 per month for contribution upto Rs. 100 per month. Re. 2 per month for contribution upto Rs. 101 to 500/- per month. Re 5 per month for contribution between Rs 501/- to 1000/- per month. Rs 10 per month for contribution beyond Rs 1001/- per month.

Important information for subscriber:Discontinuation of payments of contribution amount shall lead to following: After 6 months account will be frozen.

After 12 months account will be deactivated. After 24 months account will be closed.

Exit :

On attaining the age of 60 years:The exit from APY is permitted at the age with 100% annuitisation of pension wealth. On exit, pension would be available to the subscriber.

In case of death of the Subscriber due to any cause:In case of death of subscriber pension would be available to the spouse and on the death of both of them (subscriber and spouse), the pension corpus would be returned to his nominee.Exit Before the age of 60 Years:Exit before 60 years of age is not permitted however it is permitted only in exceptional circumstances, i.e., in the event of the death of beneficiary or terminal disease.

 

Animal Husbandry Department, Jammu

Animal Husbandry Department, Jammu came into existence in 1982 after the bifurcation of Animal Husbandry Department at divisional level. The main aim of the Department is the Socio economic upliftment of the average farmer The policies of the department have been development of cattle, poultry, equines and fodder production with main objectives being the

Increasing milk production Increasing egg production Increasing poultry meat production Increasing draught power Creating employment avenues

The department has been working with a mission to explore/ adopt/ introduce/ promote/ organize/ undertake all activities viable for overall improvement of livestock and poultry for better productivity/output and subsequently create gainful self-employment avenues.

Livestock Development Board Jammu

The Livestock Development Board Jammu was established in the year 2005-2006. The development of the livestock sector has proved to be very important, as it is the major livelihood of over a thousands households.

Established with the sole aim of evolving a new breed of cattle suitable for the state, the LDB Jammu has now come a long way bringing in new technology and prosperity to this sector.

The board has now started various programmes & schemes like National Project for Cattle & Buffalo Breeding, Livestock Insurance Scheme, Central Herd Registration Scheme etc. and the board has several agencies to implement the programmes & schemes effectively.

EMPLOYMENT GENERATION SCHEMES ANIMAL HUSBANDRY SECTOR

Dairy Entrepreneurship Development SchemePoultry Venture Capital Fund SchemeRural Back Yard Poultry Development SchemePrivate Paravet Scheme (Bare-foot Paravet

Scheme)Livestock Insurance SchemeAssistance for Introduction of Hand Driven

Chaff CutterAssistance for Introduction of Power Driven

Chaff CutterSpecial Component Plan for Scheduled Castes

(SC)Tribal Sub plan for Scheduled Tribes

Dairy Entrepreneurship Development Scheme (DEDS)

A centrally sponsored scheme implemented through NABARD with an objective to promote setting up of modern dairy farms for production of clean milk, encourage heifer calf rearing,

Eligibility

Farmers, individual entrepreneurs, NGOs, companies, pensioners, groups of unorganized and organized sector etc. including self help groups, dairy cooperative societies, milk unions, milk federations etc.

An individual will be eligible to avail assistance for all the components under the scheme but only once for each component

More than one member of a family can be assisted under the schemeprovided they set up separate units with separate infrastructure at different locations.

The distance between the boundaries of two such farms should be at least 500m.

Information & Documents required….Funding pattern

Entrepreneur contribution (margin) - 10 % of the outlay (minimum). Back ended capital subsidy –25% for general and 33% for SC/ST. Effective Bank Loan - Balance portion, Minimum of 40% of the outlay.

RepaymentRepayment Period will depend on the nature of activity and cash flow andwill vary between 3- 7 years.

Grace period: 3 to 6 months in case of dairy farms and upto 3 years for calf rearing units.

How to apply Approach the nearest Veterinary Assistant Surgeon, Block Veterinary

Officer or the Chief Animal Husbandry Officer of the concerned District along with:

Affidavit of being unemployed and not a defaulter of any bank or financial institutions

Photocopy of Ration card/State Subject Land papers for mortgage if loan amount exceeds Rs.1.00 lacs Photocopy of category certificate if any. Three passport size photographs Copy of driving license if the unit is Refrigerated vehicle Degree certificate of B.V.Sc & A.H in case of Mobile/Stationery Vety. Clinic.

Poultry Venture Capital Fund Scheme

A centrally sponsored scheme implemented through NABARD with an objective to encourage poultry farming activity especially in non-traditional areas, provide employment opportunities in backward areas.

Eligibility Farmers, individual entrepreneurs, NGOs, companies,

cooperatives, groups of unorganised and organized sector which include Self Help Groups (SHGs).

An individual will be eligible to avail assistance for all the components under the scheme but only once for each component

When more than one member of a family is assisted under the scheme, the units set up by each member should be with separate infrastructure at different locations with distinct identity.

The distance between the boundaries of two adjacent farms shouldbe at least 500m.

Bio security norms should be kept in view while locating the units.

Information & Documents required….Funding pattern Entrepreneur contribution (margin money) - For loans upto Rs one

lakh, banks may not insist on margin as per RBI guidelines. For loans above Rs 1.00 lakh : 10% (minimum) Back ended capital subsidy –25% for general and 33% for SC/ST Effective Bank Loan (excluding eligible subsidy as above) – Balance

portion, Minimum 40% of the outlay

Repayment : Repayment Period will depend on the nature of activity and cash flow and willvary between 5- 9 years.

Grace period from 6 months to 1 year.

How to apply :Approach the nearest Veterinary Assistant Surgeon, Block Veterinary Officer or the Chief Animal Husbandry Officer of the concerned District along with:

Affidavit of being unemployed and not a defaulter of any bank or financial institutions

Photocopy of Ration card/State Subject Land papers for mortgage if loan amount exceeds Rs.1.00 lacs Photocopy of category certificate if any. Three passport size photographs Copy of driving license if the unit is Transport vehicle

Rural Back Yard Poultry Development Scheme

A centrally sponsored programme for poverty alleviation for the benefit of those who are below poverty line (BPL). The families are provided low input technology birds which form a backyard unit and grow on the kitchen wastes

EligibilityBelow Poverty Line (BPL) families/individuals from the identified/sanctioned areas.

Pattern Assistance to the tune of Rs.750/- for constructing night shelters

for the birds and for equipments like feeders waterers etc. Birds free of cost at the age of 1 month in three batches of 15 birds

each (Total of 45 birds). The beneficiaries thereafter will proliferate the birds by brooding the eggs.

How to apply The eligible individual/families to approach the nearest Veterinary

Assistant Surgeon, Block Veterinary Officer, Poultry Extension Officer, Poultry Development Officer or the Chief Animal Husbandry Officer of the concerned District along with proof of being from BPL family.

Private Paravet Scheme (Bare-foot Paravet Scheme)

A state sector scheme with the following twin objectives:- Creating employment avenues for the educated

unemployed youths of the rural areas Extending door step delivery of Artificial Insemination and

other minor Veterinary services in the remote and uncovered areas on pre-decided locations.

Eligibility The candidate should belong to such potential area where

the Veterinary facilities have as yet not been extended. The candidate should be 10th pass with science. The candidate should be in the age group of 18-35 years of

age

Information & Documents required….

Pattern The candidates are selected by a committee headed by concerned

Chief Animal Husbandry Officer of the district. The candidates are provided 12-months training at Stock Assistance

Training Institute, Belicharana During training period a monthly stipend of Rs. 1000/- is given to

the trainees. After completion of training the candidates are put to practical

training at one of field centres of the department (without any stipend)

The trained candidates are provided necessary equipments. The frozen semen and liquid nitrogen is provided on prevalent rates.

Thereafter the trained paravets will provide artificial insemination and other minor Vety. Service facility at the door steps of farmer in their areas of representation on pre-decided charges.

How to apply

The eligible candidates have to apply on prescribed format as and when such requirements are advertised by the concerned Chief Animal Husbandry Officer.

Livestock Insurance Scheme

The Livestock Insurance Scheme, a centrally sponsored scheme, is being implemented with the twin objectives of

Providing protection mechanism to the farmers and cattle rearers against any eventual loss of their animals due to death and

To demonstrate the benefit of the insurance of livestock to the people and popularize it with the ultimate goal of attaining qualitative improvement in livestock and their products.

 

Information & Documents required….

The scheme is being implemented on a pilot basis in the erstwhiledistricts of Jammu and Udhampur (Jammu, Udhampur, Reasi andSamba) districts of Jammu Division.

The scheme is implemented and monitored by Livestock Development Board, Jammu.

Under the scheme, the crossbred and high yielding cattle andbuffaloes yielding more than 1500 litres per lactation are being insured at maximum of their current market price.

The premium of the insurance is subsidized to the tune of 50%. The benefit of subsidy is being provided to a maximum of 2 animals

per beneficiary for a policy of maximum of three years.

The scheme also has the provision of paying honorarium ofRs.50/- per animal at the stage of insuring the animal and Rs. 100/- per animal at the stage of issuing veterinary certificate (including conducting post-mortem, if any) in case of any insurance claim to the Veterinarian.

Assistance for Introduction of Hand Driven Chaff Cutter

Objectives: Reduce wastage of fodder by chopping and promote better utilization of fodder.

Salient Features Members of Milk Federation, ATMA/ KVKs and farmers having upto

5 livestock will be assisted under the scheme for purchases of the hand driven chaff cutters provided they have not availed earlier this type of benefit from Central Govt. or State Govt./any other organization formed by the Govt.

Pattern of financial assistance Assistance under the scheme will be provided as 75% Central Govt.

as one time grant out of the total cost of Rs. 5ooo/- per unit or 75% cost of the chaff cutters, which ever is less.

Balance 25% funds are to be met by the beneficiaries. Adequate number of woman, SC/ST beneficiaries may be covered.

Beneficiaries: Farmers and Members of Milk Cooperatives/ ATMA/ KVKs.

Implementing agency Milk Federation, Department of Animal Husbandry, KVKs/ATMA.

Assistance for Introduction of Power Driven Chaff Cutter

Objectives: Reduce wastage of fodder by chopping and promote better utilization of fodder.

Salient Features Members of Milk Federation, ATMA/ KVKs and farmers having upto 10

or more livestock will be assisted under the scheme for purchases of the Power driven chaff cutters provided they have not availed earlier this type of benefit from Central Got. Or State Govt./any other organization formed by the Govt.

Pattern of financial assistanceAssistance under the scheme will be provided as 75% Central Govt. as one time grant out of the total cost of Rs. 20,000/- per unit or 75% cost of the chaff cutters, which ever is less. Balance 25% funds are to be met by the beneficiaries. Adequate number of woman, SC/ST beneficiaries may be covered.

Beneficiaries: Farmers and Members of Milk Cooperatives/ ATMA/ KVKs.

Implementing agency: Milk Federation, Department of Animal Husbandry, KVKs/ATMA.

Special Component Plan for Scheduled Castes (SC)

A centrally sponsored scheme of social welfare department. The schemes related to Animal Husbandry Sector are implemented through Animal Husbandry Department.

The main objective of the scheme is providing financial assistance to the members of SC community for creating self employment avenues.

Eligibility: Individuals/families from SC community.Pattern

Assistance for SC beneficiaries for establishment of a livestock/poultry unit in the form of subsidy at the rate of 50% (not exceeding Rs. 10000/-) in scheduled areas having basic Infra structural availability.

The nature and size of the unit in the district is decided by the District Advisory Board for welfare of Scheduled Caste and finally sanctioned by concerned DDC.

How to Apply Approach the concerned Chief Animal Husbandry Officer of the District or

the Block Veterinary Officer of concerned block (the beneficiary is nominated/approved by the concerned member of the Advisory Board for welfare of Scheduled Caste).

Tribal Sub plan for Scheduled Tribes

A centrally sponsored scheme of social welfare department. The schemes related to Animal Husbandry Sector are implemented through Animal Husbandry Department. The main objective of the scheme is providing financial assistance to the members of ST community for creating self employment avenues.

Eligibility: Individuals / families from ST community.

PatternAssistance for SC beneficiaries for establishment of a livestock/poultry unit in the form of subsidy at the rate of 50% (not exceeding Rs. 10000/-) in scheduled areas having basic infrastructural availability. The nature and size of the unit in the district is decided by the District Advisory Board for welfare of Scheduled Tribes and finally sanctioned by concerned DDC.

How to Apply Approach the concerned Chief Animal Husbandry Officer of the District or

the Block Veterinary Officer of concerned block (the beneficiary is nominated/approved by the concerned member of the Advisory Board for welfare of Scheduled Tribes).

Directorate of SHEEP Husbandry, Jammu

Centrally Sponsored Schemes under Operation:

◦ Assistance to States for Control of Animal Diseases (ASCAD):

◦ Rashtrya Krishi Vikas Yojna (RKVY):

◦ Integrated Sample Survey (ISS):

◦ Integrated Development of Small Ruminants and Rabbits (IDSRR):

EMPLOYMENT GENERATION SCHEMES SHEEP HUSBANDRY SECTOR

A. State Sector Mini Sheep Farm Scheme (50 Ewes+ 2 Rams)

B. Establishment of 25 ewes/does units on participatory mode – Centrally Sponsored – RKVY

C. Establishment of Sheep/Goat units of 25 ewes/does + 1ram/buck rearing units & 500 ewes/ does + 25 Rams/ Bucks breeding units under Centrally Sponsored – Integrated Development of Small Ruminants and Rabbits (IDSRR)

A. State Sector Mini Sheep Farm Scheme (50 Ewes + 2 Rams)

B. Establishment of 25 ewes/does units on participatory mode -Centrally Sponsored –

Rashtriya Krishi Vikas Yojna (RKVY)

C. Establishment of Sheep/Goat units of 25 ewes/does + 1ram/buck rearing units & 500 ewes/ does + 25 Rams/ Bucks breeding units

under Centrally Sponsored – Integrated Development of Small Ruminants and Rabbits (IDSRR)

THANKS