genworth financial 2005 cost of care survey · genworth’s study is believed to be the most...

GENWORTH FINANCIAL 2005COST OF CARE SURVEY

M AY 2 0 0 5

Nursing Homes, Assisted Living Facilities and Home Care Providers

37522 05/25/05

L E T T E R F R O M B U C K S T I N S O N

The need for long term care is an issue that many Americans may face for themselves, a family

member, or a friend. There is a heightened level of debate in Washington D.C. about the nation’s

long term care strategy and the dramatic funding gap that exists with today’s government

healthcare programs. Because of the critical nature of this topic, Genworth Financial conducted

its benchmark Cost of Care study earlier this year to help raise awareness and bring more

attention to this critical issue.

Contacting more than 7,000 nursing homes, assisted living facilities and home care providers, the

study concluded that the average cost of long term care in nursing homes, and assisted living

facilities increased over 2004. The average annual cost for a private room in a nursing home rose

6% over the 2004 study to $69,400, while the average annual cost for a one-bedroom assisted

living facility increased 5% to an average annual cost of $30,300. The cost of in-home care rose

marginally versus the 2004 study.

As the leader in the long term care insurance industry we helped pioneer over thirty years ago,

Genworth Financial, by broadly accelerating its education and awareness efforts, hopes to

encourage dialogue and action regarding long term care planning and help our customers realize

that they have many choices about how they live as they age. By providing you with tools and

information you can use, together we can help Americans make intelligent, informed long term

care decisions.

Sincerely,

Buck StinsonPresident and CEOGenworth Financial Long Term CareInsurance Division

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• Nationally, the average monthly cost for aprivate one-bedroom unit is $2,500 (implying adaily rate of $83/day), reflecting an averageannual cost of $30,300 – a 5% increase overthe Genworth 2004 Survey rates ($28,800/yr.).These rates exclude any one-time communityor entrance fees.

• Nationally, the average monthly one bedroomrate increased $1,500 per year ($125/mo.)compared with the Genworth 2004 Survey.

• Hawaii ($49,200 excluding community fees)and the Bridgeport area of Connecticut($47,900 excluding community fees) have the highest annual costs for one-bedroom unitsin ALFs.

• Arkansas ($18,100 excluding community fees)has the lowest annual cost for a one-bedroomunit in an ALF.

• Approximately 43% of the ALFs surveyedcharge a one-time fee, commonly referred toas a community or entrance fee, ranging from$75 to $8,000 with a national average one-timefee of $1,500.

Home Care: Home care providers wereclassified into 3 types according to theircertification and licensure status. The 3 providertypes are:

• Medicare certified home care providers. Theseproviders are also licensed.

• Non-certified but licensed home care providers.

• Non-certified and non-licensed home careproviders.

Researchers surveyed all 3 home health providertypes, above to determine the hourly private payrates charged to provide care by a certified HomeHealth Aide; also, the 2 types of non-certifiedproviders, above, were surveyed to determinethe hourly private pay rates charged to provideHomemaker services.

E X E C U T I V E S U M M A R Y

During March and April 2005 Genworth Financialcommissioned its annual cost of care survey. The 2005 survey was conducted by CareScoutby telephone in 88 separate regions in the U.S., completing surveys of more than 7,000nursing homes, assisted living facilities, andhome care providers.

Nursing Homes: Medicare certified nursinghomes were surveyed to determine private payrates for private and semi-private rooms.

• Nationally, the average annual cost for a privateroom (single occupant) is $69,400 ($190/day),reflecting a 6% increase over 2004 rates($179/day).

• Nationally, the average annual private room rate at a nursing home increased by $4,400($12/day) compared with the Genworth 2004 Survey.

• Alaska has the highest average annual cost, atabout $201,000, for a private room, followed byNew York City, New York at about $134,000.

• Oklahoma, Arkansas, North Dakota, Kansas,and Missouri’s non-urban areas (i.e., excludingSt. Louis and Kansas City), had the lowestaverage annual cost for a private room, costingabout $44,000.

• The average annual cost for a semi-privateroom is $61,000 ($167/day), reflecting a 6%increase over 2004 rates ($158/day).

• Researchers also found that on average, thecost of care for a private nursing home room inurban areas across America was 12% greaterthan that in non-urban areas. And, in certainurban areas in California and New York, thecost of care was more than 50% greater thanin non-urban areas of those states.

Assisted Living Facilities: Assisted livingfacilities (ALFs) were surveyed to determine therates for private one-bedroom units. All ALFssurveyed were licensed by their state as assistedliving facilities or other comparable residentialcare facilities.

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Unlike certified home care providers, the non-certified providers offer Homemaker services –and they do so at materially the same rate, onaverage. Nationally, non-certified but licensedproviders charge $16.84 per hour while non-certified and non-licensed providers charge$16.49 per hour.

In reviewing Home Care rates, please note thatthere were two primary changes made to the2005 survey to help improve accuracy. Thecertified, licensed rates do not include anycharges from other (non-certified) business unitsof the Medicare certified provider. Thisimprovement more strictly segregates HomeHealth Aid rates by provider types. Additionally,the 2005 survey does not include a Homemakercategory for Medicare certified providers to moreaccurately account for the fact that such rates aretypically charged by a related non-certifiedbusiness unit.

• The average hourly rate for Home Health Aideswas $18.58, versus $18.43 a year ago. ForHomemaker services, non-certified, licensedproviders had hourly rates averaging $16.82,marginally higher than $16.67 a year ago.

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providers and non-certified and non-licensedproviders).

Regions were formed to create more accurateestimates in areas where there were largevariations in costs. For example, Philadelphia andsurrounding counties were separated from therest of Pennsylvania because care was markedlymore expensive than the costs across the rest ofthe state. This method yields more meaningfulfigures than providing a single average rate forevery state.

Nursing Homes: Researchers conductedtelephone interviews among a sample of nursinghomes across 88 regions created within the 50states and the District of Columbia based oncounties.

M E T H O D O L O G Y

CareScout, a Wellesley, Massachusetts companythat specializes in eldercare provider databasesand helps families select appropriate providersnationwide, conducted the survey for GenworthFinancial. Carescout contacted over 20,000providers in order to complete over 7,000 surveysof nursing homes, assisted living facilities, andhome care providers in all 50 states and theDistrict of Columbia during March and April,2005.

Genworth’s study is believed to be the mostcomprehensive and in-depth survey of its kind. Inaddition to nursing homes, the Genworth surveyincludes assisted living facilities and 3 types ofhome care providers (Medicare certified andlicensed providers, non-certified but licensed

Continued on next page

the state in which the assisted living facility waslocated.

The survey evaluated the “base rate,” roughly theequivalent of monthly rent, for a private, one-bedroom unit in an assisted living facility.Researchers also procured community / entrancefee data. The monthly rate typically includes 3meals per day and sometimes includes basiccare-related supervision. It does not typicallyinclude additional costs for care such as therapy,rehabilitation, or medication costs.

Home Care: Researchers conducted telephoneinterviews among a sample of home careproviders across 88 regions created within the 50states and the District of Columbia based oncounties. Researchers polled a minimum of 10percent of the home care providers per region. Inmany areas, the sample size was significantlylarger. Over 3,000 providers completed thesurvey.

Three types of home care providers weresurveyed. The 3 types are:

1. Medicare certified and licensed home careproviders.

2.Non-certified but licensed home care providers.

3.Non-certified and non-licensed home careproviders.

Researchers surveyed all 3 home health providertypes, above, to determine hourly private payrates charged to provide care by a certified HomeHealth Aide. Home Health Aides provide personalcare but not medical care. For example, a HomeHealth Aide will typically help with bathing,dressing, transferring and toileting but not withcatheters or injections.

Also, researchers surveyed the 2 types of non-certified providers, above, to determinehourly private pay rates charged to provideHomemaker services. Homemakers generally do not provide hands-on care; their servicestypically include helping with shopping, finances,cooking, running errands, transportation and/orproviding companionship.

M E T H O D O L O G Y c o n t i n u e d

Within 88 individual regions, researchers polled aminimum of 10 percent of all certified andlicensed nursing homes and in no region did lessthan 10 providers complete the survey. In manyareas, the sample size was significantly larger.More than 2,000 providers completed thesurvey.

The survey evaluated the cost of care for aprivate room (single occupant) and a semi-privateroom (two occupants) in Medicare certifiednursing facilities. Medicare certified nursinghomes represent more than 95% of all nursinghomes in the U.S. Rates for transitional careunits (typically hospital based) were not included.The daily room charge usually includes servicesbeyond room and board such as three meals aday, laundry, sundries, basic nurse supervision,and generic-brand, non-prescriptionpharmaceuticals.

Assisted Living Facilities: Within 88 regionssurveyed, researchers polled approximately 10percent of the licensed facilities and in no regiondid less than 10 facilities complete the survey. Inmany areas, the sample size was significantlylarger. Approximately 2,000 providers completedthe survey.

Unlike nursing homes, there is no national,uniform regulatory protocol for assisted livingfacilities. As a consequence, states haveinstituted licensing standards that vary from stateto state. CareScout’s researchers interviewedassisted living facilities who were licensedaccording to the state licensure requirements of

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G E N W O RT H F I N A N C I A L 2 0 0 5C O S T O F C A R E S U RV E Y

L I S T O F R AT E TA B L E S

Nursing Home Private Room Daily Rates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 6

Nursing Home Semi-Private Room Daily Rates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 8

Assisted Living Facility Monthly Rates for Private 1 Bedroom . . . . . . . . . . . . . . . . . . . . . .Page 10

Home Health - Hourly Rates for Home Health Aide . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 12(All 3 Provider Types)

Home Health - Hourly Rates for Home Health Aide . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 14(Certified Agencies Only)

Home Health - Hourly Rates for Home Health Aide . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 16(Non-Certified but Licensed Agencies Only)

Home Health - Hourly Rates for Home Health Aide . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 18(Non-Certified but Unlicensed Agencies Only)

Home Health - Hourly Rates for Homemaker Services . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 20(Both Non-Certified Provider Types)

Home Health - Hourly Rates for Homemaker Services . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 22(Non-Certified but Licensed Agencies Only)

Home Health - Hourly Rates for Homemaker Services . . . . . . . . . . . . . . . . . . . . . . . . . . .Page 24(Non-Certified and Unlicensed Agencies Only)

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AKALARAZ - PhoenixAZ - Rest-of-StateCA - Los AngelesCA - OaklandCA - Rest-of-StateCA - SacramentoCA - Santa AnaCA - San DiegoCA - San FranciscoCA - San JoseCO - DenverCO - Rest-of-StateCT - BridgeportCT - Rest-of-StateDC - BethesdaDC - WashingtonDEFL - JacksonvilleFL - MiamiFL - OrlandoFL - Rest-of-StateFL - TampaGA - AtlantaGA - Rest-of-StateHIIAIDIL - ChicagoIL - Rest-of-StateIN - IndianapolisIN - Rest-of-StateKSKYLAMA - BostonMA - Rest-of-StateMD - BaltimoreMD - Rest-of-State MEMI - DetroitMI - Rest-of-StateMN - MinneapolisMN - Rest-of-StateMO - Kansas CityMO - Rest-of-State

$285.00$108.00$ 93.00$ 141.00$149.89$120.00$145.00$125.00$160.00$145.00$135.00$200.00$195.00$146.50$125.00$215.00$145.00$180.00$150.00$150.00$115.00$155.00$160.00$150.00$145.00$130.65$ 92.00$182.00$102.00$121.50$100.00$ 85.00$102.00$ 98.00$ 93.00$ 95.00$ 96.00$172.00$213.00$160.00$152.00$170.00$150.00$138.00$100.00$108.46$ 110.00$ 90.00

$922.00$247.95$175.00$230.00$360.00$268.00$374.00$370.00$324.00$352.00$300.00$419.00$285.00$299.00$290.00$404.75$352.00$245.00$238.00$208.00$193.00$270.00$261.00$245.00$360.00$195.00$350.00$330.00$408.00$201.50$325.00$270.00$250.00$404.00$185.00$572.00$294.00$501.00$325.00$211.83$205.00$300.00$274.00$240.00$370.00$161.58$218.00$206.00

$550.01$140.50$ 119.73$179.00$197.71$185.00$229.00$191.65$209.80$217.25$213.55$292.25$212.62$190.00$175.54$314.87$280.88$203.36$194.48$185.10$164.95$195.47$186.00$177.76$212.47$154.47$139.37$256.43$134.05$155.23$166.26$ 141.02$165.79$157.58$120.33$ 181.29$122.23$294.48$264.69$190.66$173.85$214.69$188.28$185.87$186.00$142.36$ 147.95$ 121.13

$200,754$ 51,283$ 43,701$ 65,335$ 72,164$ 67,525$ 83,585$ 69,952$ 76,577$ 79,296$ 77,946$ 106,671$ 77,606$ 69,350$ 64,072$ 114,928$ 102,521$ 74,226$ 70,985$ 67,562$ 60,207$ 71,347$ 67,890$ 64,882$ 77,552$ 56,382$ 50,870$ 93,597$ 48,928$ 56,659$ 60,685$ 51,472$ 60,513$ 57,517$ 43,920$ 66,171$ 44,614$ 107,485$ 96,612$ 69,591$ 63,455$ 78,362$ 68,722$ 67,843$ 67,890$ 51,961$ 54,002$ 44,212

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Minimum Maximum Average Average

State or Region Daily Rate Daily Rate Daily Rate Annual Rate

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MO - St. Louis MSMTNC - CharlotteNC - Rest-of-StateNDNENHNJ - New YorkNJ - Rest-of-StateNMNV - Las VegasNV - Rest-of-StateNYCNY - Buffalo, Rochester, SyracuseNY - New York, Newark, Edison (Not NYC)NY - Rest-of-StateOHOKOR - PortlandOR - Rest-of-StatePA - PhiladelphiaPA - Rest-of-StateRISCSDTNTX - AustinTX - DallasTX - HoustonTX - Rest-of-StateTX - San AntonioUTVA - Rest-of-State VTWA - Rest-of-StateWA - SeattleWIWVWYNational

$ 111.00$115.00$124.07$ 131.00$ 111.00$103.00$ 94.00$145.17$179.00$195.00$128.66$160.00$145.00$300.00$ 201.00$195.00$190.00$ 79.00$ 49.91$150.00$140.00$177.00$165.00$168.00$109.00$119.00$ 114.50$ 83.00$100.50$123.50$ 75.00$116.00$115.00$130.00$139.00$157.87$165.00$123.00$105.00$130.00$ 75.00

$140.00$180.00$174.00$189.00$214.50$145.00$197.00$ 307.50$425.00$356.00$194.00$208.00$206.00$470.00$276.00$499.00$325.00$500.00$160.00$205.00$220.00$384.00$276.00$500.00$158.00$ 181.00$283.00$230.00$230.00$230.00$250.00$174.00$214.00$206.93$239.00$395.00$278.00$350.00$195.00$232.00$922.00

$125.60$141.02$139.63$165.04$158.72$120.04$133.76$228.13$253.61$255.00$148.65$182.70$176.72$366.20$238.13$ 317.03$242.36$175.46$ 116.25$ 174.15$166.65$232.43$203.53$231.05$142.71$ 131.73$159.67$ 141.92$ 147.83$ 181.63$133.48$146.25$150.95$155.05$203.80$202.39$221.25$182.29$166.21$155.48$190.20

$ 45,844$ 51,472$ 50,965$ 60,240$ 57,933$ 43,815$ 48,822$ 83,267$ 92,568$ 93,075$ 54,257$ 66,686$ 64,503$ 133,663$ 86,917$ 115,716$ 88,461$ 64,043$ 42,431$ 63,565$ 60,827$ 84,837$ 74,288$ 84,333$ 52,089$ 48,081$ 58,280$ 51,801$ 53,958$ 66,295$ 48,720$ 53,381$ 55,097$ 56,593$ 74,387$ 73,872$ 80,756$ 66,536$ 60,667$ 56,750$ 69,422

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$285.00$105.00$ 90.00$133.00$115.00$120.00$140.00$125.00$ 141.00$120.00$132.00$160.00$155.00$135.00$114.00$204.00$120.00$160.00$134.57$145.00$105.00$145.00$119.00$140.00$140.00$115.00$ 91.00$182.00$ 93.50$ 121.50$ 90.00$ 80.00$ 88.00$ 90.00$ 86.00$ 75.00$ 84.82$163.00$198.00$150.00$139.00$155.00$135.00$135.00$ 99.81$ 96.06$100.00$ 85.00

$766.00$ 247.95$135.00$180.00$180.00$240.00$268.00$268.00$175.00$331.00$ 237.00$295.00$248.00$279.00$183.00$386.00$331.00$215.00$237.13$193.00$187.00$250.00$185.00$195.00$200.00$162.00$345.00$310.00$150.00$ 191.50$255.00$186.00$150.00$386.00$140.00$533.00$292.00$445.00$310.00$196.33$170.00$221.00$203.00$204.00$200.00$146.58$187.00$182.00

$520.51$134.13$106.93$150.93$150.61$149.00$177.35$159.48$157.00$172.33$160.47$221.92$175.80$165.90$145.58$ 297.38$255.97$185.55$178.98$174.20$152.32$175.47$162.93$160.18$165.75$141.10$133.26$238.13$ 116.28$148.58$138.90$ 117.72$ 119.46$139.66$110.56$157.98$106.03$259.29$244.65$175.82$153.20$193.19$165.17$ 170.11$145.87$126.36$123.15$ 111.36

$ 189,986$ 48,957$ 39,029$ 55,089$ 54,973$ 54,385$ 64,733$ 58,210$ 57,305$ 62,900$ 58,572$ 81,001$ 64,167$ 60,554$ 53,137$ 108,544$ 93,429$ 67,726$ 65,328$ 63,583$ 55,597$ 64,047$ 59,469$ 58,466$ 60,499$ 51,502$ 48,640$ 86,917$ 42,442$ 54,232$ 50,699$ 42,968$ 43,603$ 50,976$ 40,354$ 57,663$ 38,701$ 94,641$ 89,297$ 64,174$ 55,918$ 70,514$ 60,287$ 62,090$ 53,243$ 46,121$ 44,950$ 40,646

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$106.00$101.00$ 119.07$ 121.00$ 101.00$ 98.00$ 84.00$116.94$169.00$185.00$ 119.50$130.00$125.00$250.00$215.00$180.00$180.00$ 79.00$ 88.00$145.00$133.00$170.00$136.00$150.00$ 95.00$ 112.25$109.50$ 73.00$ 88.50$ 83.00$ 65.00$ 73.64$108.00$120.00$139.00$150.64$160.00$118.00$100.00$120.00$ 65.00

$124.00$165.00$162.00$175.00$214.50$135.00$182.00$303.00$350.00$335.00$160.00$ 171.00$176.00$470.00$271.00$494.00$312.40$225.00$110.00$172.00$200.00$257.00$240.00$265.00$144.00$152.00$190.00$165.00$130.00$165.00$128.00$118.00$159.00$933.25$239.00$395.00$246.00$228.00$185.00$155.00$766.00

$116.10$135.25$132.60$ 151.04$148.90$ 111.46$118.65$209.63$229.48$233.00$132.07$159.40$159.19$354.20$230.40$306.25$228.05$153.17$ 101.12$156.57$156.43$205.72$ 181.52$192.65$130.84$128.38$140.96$ 111.00$107.50$ 117.40$ 94.85$ 98.89$126.38$143.16$196.80$188.40$195.13$163.87$158.38$137.56$ 167.44

$ 42,377$ 49,366$ 48,399$ 55,130$ 54,349$ 40,683$ 43,307$ 76,515$ 83,760$ 85,045$ 48,206$ 58,181$ 58,104$ 129,283$ 84,096$ 111,781$ 83,238$ 55,907$ 36,909$ 57,148$ 57,097$ 75,088$ 66,255$ 70,317$ 47,757$ 46,859$ 51,450$ 40,515$ 39,238$ 42,851$ 34,620$ 36,095$ 46,129$ 52,253$ 71,832$ 68,766$ 71,222$ 59,813$ 57,809$ 50,209$ 61,116

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$ 600.00$ 500.00$ 750.00$1,400.00$1,300.00$ 866.00$ 925.00$1,200.00$1,700.00$1,380.00$1,172.00$2,095.00$ 877.00$ 823.59$1,120.00$2,079.00$1,300.00$1,800.00$1,450.00$1,000.00$ 854.00$ 900.00$1,500.00$1,750.00$1,700.00$1,125.00$1,175.00$3,150.00$1,100.00$ 512.00$ 1,031.00$1,500.00$1,295.00$ 760.00$1,600.00$1,175.00$1,790.00$2,800.00$1,850.00$1,200.00$ 930.00$1,650.00$ 692.00$ 692.50$1,076.00$ 700.00$1,250.00$ 450.00

$6,000.00$3,000.00$2,542.00$3,500.00$3,445.00$ 7,000.00$4,500.00$4,875.00$3,754.00$5,700.00$5,200.00$6,300.00$6,000.00$4,305.00$3,500.00$6,150.00$4,300.00$4,890.00$4,750.00$3,720.00$4,225.00$5,700.00$3,590.00$2,925.00$3,760.00$3,925.00$2,500.00$6,000.00$2,600.00$4,250.00$5,575.00$6,330.00$3,204.00$3,789.00$3,850.00$3,690.00$3,360.00$ 5,749.00$4,289.00$3,750.00$3,567.50$5,000.00$3,875.00$3,000.00$4,640.00$4,371.00$4,467.00$3,780.00

$3,803.00$1,807.21$1,512.29$2,226.88$2,396.67$3,290.85$2,603.28$2,547.60$2,375.70$ 2,691.05$2,738.13$3,132.06$2,588.65$2,470.19$2,255.39$ 3,991.00$2,876.00$ 3,299.74$ 2,774.94$2,889.05$2,284.55$2,329.53$2,430.95$2,426.47$2,245.94$ 2,284.17$1,847.00$ 4,102.50$ 2,019.42$ 2,297.10$ 3,119.31$2,894.40$2,245.90$2,162.58$2,393.75$2,099.07$2,110.12$ 3,945.10$3,294.92$2,709.33$1,864.68$3,640.09$2,926.80$1,574.00$2,073.61$2,432.28$2,472.71$2,129.36

$ 45,636$ 21,687$ 18,147$ 26,723$ 28,760$ 39,490$ 31,239$ 30,571$ 28,508$ 32,293$ 32,858$ 37,585$ 31,064$ 29,642$ 27,065$ 47,892$ 34,512$ 39,597$ 33,299$ 34,669$ 27,415$ 27,954$ 29,171$ 29,118$ 26,951$ 27,410$ 22,164$ 49,230$ 24,233$ 27,565$ 37,432$ 34,733$ 26,951$ 25,951$ 28,725$ 25,189$ 25,321$ 47,341$ 39,539$ 32,512$ 22,376$ 43,681$ 35,122$ 18,888$ 24,883$ 29,187$ 29,673$ 25,552

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State or Region Monthly Rate Monthly Rate Monthly Rate Annual Rate

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$ 750.00$ 600.00$1,050.00$2,200.00$1,150.00$ 435.00$1,500.00$1,120.00$2,400.00$2,635.00$ 850.00$1,500.00$1,500.00$ 884.00$ 900.00$1,200.00$ 841.00$ 425.00$ 900.00$1,350.00$1,400.00$2,062.00$ 825.00$1,400.00$ 816.00$1,600.00$ 900.00$2,500.00$ 500.00$ 500.00$1,380.00$ 600.00$1,350.00$ 909.00$ 1,110.00$ 1,087.00$1,500.00$1,500.00$1,495.00$1,157.00$ 425.00

$3,810.00$3,300.00$3,500.00$5,000.00$3,975.00$2,790.00$5,100.00$5,400.00$ 4,651.00$4,805.00$3,751.00$3,500.00$2,335.00$5,675.00$3,625.00$4,050.00$5,425.00$4,275.00$4,560.00$3,802.00$3,600.00$4,800.00$6,944.00$4,350.00$3,410.00$2,200.00$3,845.00$3,800.00$4,075.00$3,500.00$4,500.00$3,930.00$2,650.00$3,810.00$3,150.00$4,015.74$4,000.00$3,410.00$2,500.00$2,650.00$ 7,000.00

$2,541.07$2,030.70$2,137.20$ 2,851.60$2,492.39$1,643.82$2,593.00$2,944.47$3,920.53$3,361.20$2,220.03$2,308.67$1,926.82$3,527.15$2,309.50$ 2,651.83$2,227.48$2,131.26$2,155.25$2,445.73$2,407.00$3,289.29$1,983.55$ 3,109.38$2,016.40$1,929.29$ 2,109.29$2,998.70$2,579.72$1,783.08$ 2,417.40$2,078.95$1,814.67$2,356.52$2,436.47$2,428.71$2,812.52$ 2,492.11$ 1,820.77$ 2,037.27$ 2,522.11

$ 30,493$ 24,368$ 25,646$ 34,219$ 29,909$ 19,726$ 31,116$ 35,334$ 47,046$ 40,334$ 26,640$ 27,704$ 23,122$ 42,326$ 27,714$ 31,822$ 26,730$ 25,575$ 25,863$ 29,349$ 28,884$ 39,471$ 23,803$ 37,313$ 24,197$ 23,151$ 25,311$ 35,984$ 30,957$ 21,397$ 29,009$ 24,947$ 21,776$ 28,278$ 29,238$ 29,145$ 33,750$ 29,905$ 21,849$ 24,447$ 30,265

M O N T H LY R AT E S F O R A S S I S T E D L I V I N G FA C I L I T Y- P R I VAT E 1 B E D R O O M


State or Region Monthly Rate Monthly Rate Monthly Rate Annual Rate

12

AKALARAZ - PhoenixAZ - Rest-of-StateCA - Los AngelesCA - OaklandCA - Rest-of-StateCA - SacramentoCA - Santa AnaCA - San DiegoCA - San FranciscoCA - San JoseCO - DenverCO - Rest-of-StateCT - BridgeportCT - Rest-of-StateDC - BethesdaDC - WashingtonDEFL - JacksonvilleFL - MiamiFL - OrlandoFL - Rest-of-StateFL - TampaGA - AtlantaGA - Rest-of-StateHIIAIDIL - ChicagoIL - Rest-of-StateIN - IndianapolisIN - Rest-of-StateKSKYLAMA - BostonMA - Rest-of-StateMD - BaltimoreMD - Rest-of-StateMEMI - DetroitMI - Rest-of-StateMN - MinneapolisMN - Rest-of-StateMO - Kansas CityMO - Rest-of-State

$ 13.50$ 10.00$ 6.10$ 15.95$ 14.00$ 15.25$ 15.00$ 14.00$ 18.00$ 20.00$ 16.50$ 14.00$ 14.00$ 12.50$ 14.75$ 18.00$ 17.50$ 14.45$ 13.50$ 13.75$ 11.50$ 6.50$ 15.00$ 10.00$ 16.00$ 13.00$ 12.00$ 15.00$ 14.50$ 11.00$ 13.50$ 12.00$ 15.00$ 13.25$ 10.00$ 12.95$ 10.00$ 16.50$ 17.00$ 14.50$ 14.00$ 15.00$ 15.00$ 14.50$ 17.00$ 15.00$ 12.00$ 12.75

$220.00$ 77.00$ 65.00$ 75.00$ 87.50$150.00$ 35.00$114.00$210.00$ 72.00$ 95.00$198.00$159.00$ 75.00$ 35.00$ 40.00$ 37.00$ 32.50$ 21.00$ 24.00$ 65.00$ 25.00$ 25.00$ 75.00$ 26.00$ 85.00$ 68.00$158.00$ 113.90$ 25.00$120.00$ 94.00$ 23.00$114.00$ 50.00$ 95.05$ 90.00$ 35.00$150.00$ 60.00$ 70.00$ 62.00$ 25.00$ 95.00$ 44.00$ 70.00$100.00$100.00

$ 34.97$ 24.52$ 16.12$ 23.21$ 21.65$ 22.41$ 22.94$ 30.95$ 38.28$ 26.04$ 38.12$ 32.75$ 25.94$ 23.34$ 21.96$ 23.16$ 24.11$ 20.27$ 17.23$ 18.88$ 19.66$ 15.40$ 17.61$ 21.79$ 19.06$ 26.42$ 21.56$ 32.37$ 22.97$ 15.53$ 25.07$ 24.99$ 19.28$ 21.59$ 17.23$ 30.78$ 20.32$ 22.13$ 25.42$ 22.83$ 25.86$ 25.58$ 18.36$ 23.45$ 24.68$ 26.11$ 23.04$ 23.75

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (All 3 Provider Types)


Minimum Maximum Average

State or Region Hourly Rate Hourly Rate Hourly Rate

13


$ 14.50$ 12.00$ 12.00$ 14.50$ 10.00$ 12.00$ 14.00$ 16.00$ 14.50$ 15.00$ 11.55$ 14.50$ 15.00$ 9.00$ 14.00$ 15.00$ 13.00$ 10.00$ 12.75$ 18.00$ 15.00$ 11.90$ 12.00$ 14.60$ 12.00$ 13.50$ 9.00$ 15.00$ 11.95$ 11.00$ 8.50$ 10.50$ 15.00$ 7.50$ 17.50$ 9.00$ 13.00$ 14.75$ 11.50$ 7.50$ 7.50

$ 60.00$ 80.00$120.51$ 60.00$ 56.00$ 55.00$173.00$ 65.00$ 80.00$ 40.00$ 60.00$ 27.50$ 40.00$ 38.00$ 20.00$ 32.24$ 35.00$ 24.00$ 90.00$ 25.00$ 75.00$ 25.00$ 65.00$ 30.00$ 75.00$125.00$105.00$125.00$ 75.00$ 75.00$125.00$ 50.00$ 25.00$ 20.00$ 55.00$ 25.00$ 28.00$ 75.00$ 86.00$ 65.00$220.00

$ 21.55$ 27.70$ 22.21$ 18.44$ 20.29$ 19.36$ 25.45$ 25.94$ 20.96$ 22.24$ 19.75$ 17.94$ 19.67$ 15.81$ 18.83$ 17.96$ 21.14$ 17.01$ 22.88$ 20.06$ 24.72$ 18.71$ 20.19$ 20.49$ 23.15$ 25.71$ 21.32$ 22.37$ 20.39$ 18.92$ 24.91$ 17.65$ 18.62$ 15.95$ 22.63$ 17.34$ 21.81$ 22.43$ 20.40$ 21.62$ 22.43

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (All 3 Provider Types)



14


$ 22.50$ 11.00$ 6.10$ 15.95$ 14.00$ 15.25$ 15.00$ 16.50$ 19.00$ 16.75$ 19.00$ 14.00$ 22.00$ 12.50$ 20.00$ 19.00$ 19.00$ 16.50$ 13.50$ 21.00$ 11.50$ 6.50$ 15.00$ 10.00$ 16.00$ 16.95$ 17.00$ 19.50$ 17.00$ 15.00$ 13.50$ 12.00$ 18.00$ 14.00$ 10.00$ 15.00$ 10.00$ 19.50$ 17.00$ 15.00$ 18.00$ 15.00$ 15.00$ 15.00$ 21.00$ 17.00$ 13.50$ 13.90

$220.00$ 77.00$ 65.00$ 75.00$ 87.50$150.00$ 45.00$114.00$210.00$ 95.00$198.00$159.00$ 72.00$ 75.00$ 35.00$ 40.00$ 37.00$ 32.50$ 20.00$ 23.75$ 65.00$ 25.00$ 25.00$ 75.00$ 25.00$ 85.00$ 68.00$158.00$ 113.90$ 25.00$120.00$ 94.00$ 21.50$114.00$ 50.00$ 95.05$ 90.00$ 35.00$150.00$ 60.00$ 70.00$ 62.00$ 25.00$ 95.00$ 44.00$ 70.00$100.00$100.00

$ 62.42$ 45.65$ 21.19$ 32.12$ 28.10$ 31.76$ 27.08$ 56.28$ 75.00$ 39.94$ 73.45$ 52.41$ 32.83$ 31.55$ 26.50$ 23.67$ 26.74$ 25.17$ 16.90$ 21.92$ 24.09$ 13.01$ 18.18$ 30.45$ 18.75$ 47.10$ 32.48$ 58.44$ 32.15$ 17.51$ 37.00$ 40.73$ 19.80$ 27.37$ 20.43$ 46.41$ 34.55$ 25.10$ 33.64$ 36.35$ 45.00$ 33.00$ 18.80$ 36.77$ 27.16$ 33.06$ 35.97$ 40.59

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (Certified Agencies Only)




15


$ 16.50$ 15.00$ 13.50$ 14.50$ 10.00$ 12.00$ 14.50$ 18.25$ 16.50$ 18.00$ 11.55$ 17.00$ 15.00$ 15.00$ 16.50$ 14.00$ 9.00$ 10.00$ 14.50$ 18.95$ 16.00$ 15.90$ 15.00$ 17.75$ 13.00$ 15.00$ 10.00$ 15.00$ 12.00$ 11.00$ 8.50$ 10.50$ 15.00$ 7.50$ 19.00$ 14.00$ 14.27$ 15.00$ 11.50$ 15.00$ 7.50

$ 60.00$ 80.00$120.51$ 60.00$ 56.00$ 55.00$173.00$ 65.00$ 80.00$ 40.00$ 60.00$ 27.50$ 30.00$ 20.00$ 32.24$ 35.00$ 68.00$ 24.00$ 90.00$ 21.00$ 75.00$ 25.00$ 65.00$ 30.00$ 75.00$125.00$105.00$125.00$ 75.00$ 75.00$125.00$ 50.00$ 35.00$ 19.00$ 55.00$ 25.00$ 26.00$ 75.00$ 86.00$ 65.00$220.00

$ 27.75$ 55.10$ 36.68$ 23.07$ 29.02$ 25.25$ 42.43$ 30.65$ 26.45$ 27.21$ 26.10$ 20.20$ 20.50$ 16.63$ 20.87$ 18.30$ 30.52$ 17.13$ 36.95$ 19.98$ 30.66$ 19.38$ 25.60$ 23.13$ 38.90$ 37.20$ 30.59$ 32.52$ 28.62$ 22.40$ 43.63$ 21.80$ 21.45$ 15.47$ 25.86$ 18.12$ 18.12$ 30.07$ 32.13$ 23.49$ 30.96

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (Certified Agencies Only)



16


$ 17.50 $ 10.00 $ 10.00 $ 15.95 $ 16.50 $ 16.25 $ 19.50 $ 14.00 $ 18.00 $ 16.50 $ 14.00 $ 19.50 $ 21.00 $ 18.00 $ 15.25 $ 18.00 $ 19.00 $ 14.45 $ 16.00 $ 18.00 $ 15.00 $ 13.50 $ 16.00 $ 12.00 $ 16.00 $ 13.00 $ 12.00 $ 20.00 $ 15.00 $ 13.75 $ 17.95 $ 13.50 $ 18.00 $ 16.00 $ 12.00 $ 19.00 $ 12.00 $ 16.50 $ 18.00 $ 17.50 $ 15.00 $ 18.00 $ 16.00 $ 14.50 $ 17.00 $ 16.75 $ 12.00 $ 14.50

$ 25.00 $ 17.00 $ 18.00 $ 23.00 $ 26.00 $ 20.00 $ 21.00 $ 23.00 $ 25.00 $ 25.00 $ 40.00 $ 25.00 $ 24.00 $ 22.00 $ 25.50 $ 40.00 $ 37.00 $ 22.50 $ 21.00 $ 24.00 $ 19.00 $ 21.00 $ 19.00 $ 25.00 $ 26.00 $ 17.50 $ 23.00 $ 22.00 $ 22.85 $ 15.02 $ 26.00 $ 21.00 $ 22.50 $ 35.00 $ 30.00 $ 30.00 $ 15.00 $ 24.95 $ 35.00 $ 19.50 $ 17.50 $ 35.00 $ 20.00 $ 18.00 $ 28.00 $ 37.00 $ 20.00 $ 15.25

$ 22.90 $ 13.40 $ 14.25 $ 18.34 $ 20.68 $ 17.83 $ 20.41 $ 18.95 $ 19.60 $ 19.36 $ 20.35 $ 21.64 $ 23.00 $ 19.13 $ 20.25 $ 26.00 $ 24.27 $ 17.65 $ 17.78 $ 20.97 $ 16.90 $ 15.83 $ 16.89 $ 17.42 $ 18.75 $ 15.67 $ 16.50 $ 21.17 $ 18.58 $ 14.35 $ 20.02 $ 17.65 $ 19.83 $ 21.00 $ 16.87 $ 23.00 $ 13.22 $ 21.29 $ 22.59 $ 16.60 $ 16.17 $ 23.50 $ 18.34 $ 16.25 $ 23.65 $ 26.26 $ 16.00 $ 14.95

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (Non-Certified but Licensed Agencies Only)




17


$ 17.00 $ 12.50 $ 12.00 $ 15.00 $ 14.40 $ 14.00 $ 16.00 $ 16.00 $ 14.50 $ 15.50 $ 15.00 $ 17.00 $ 15.00 $ 14.00 $ 17.45 $ 13.00 $ 10.58 $ 15.00 $ 15.00 $ 18.00 $ 15.00 $ 16.45 $ 16.00 $ 14.60 $ 15.00 $ 13.50 $ 9.00 $ 15.00 $ 15.00 $ 15.00 $ 11.50 $ 12.00 $ 16.00 $ 14.50 $ 19.00 $ 9.00 $ 13.00 $ 16.00 $ 12.00 $ 7.50 $ 9.00

$ 24.00 $ 15.00 $ 17.85 $ 20.00 $ 20.00 $ 20.00 $ 25.00 $ 50.00 $ 24.00 $ 26.00 $ 19.00 $ 17.95 $ 40.00 $ 17.50 $ 22.00 $ 23.00 $ 22.00 $ 20.00 $ 17.50 $ 20.00 $ 35.00 $ 20.00 $ 20.00 $ 22.00 $ 15.45 $ 57.00 $ 27.50 $ 19.00 $ 17.00 $ 35.00 $ 40.00 $ 20.00 $ 20.00 $ 20.00 $ 24.60 $ 23.65 $ 27.00 $ 21.50 $ 19.00 $ 35.00 $ 57.00

$ 19.83 $ 13.38 $ 15.27 $ 16.74 $ 15.99 $ 17.40 $ 18.33 $ 25.83 $ 18.11 $ 20.45 $ 17.00 $ 17.48 $ 20.56 $ 16.06 $ 18.87 $ 17.43 $ 16.57 $ 17.09 $ 16.00 $ 18.88 $ 18.77 $ 18.48 $ 18.20 $ 19.83 $ 15.23 $ 22.27 $ 17.50 $ 16.60 $ 16.41 $ 18.35 $ 17.86 $ 15.64 $ 17.92 $ 15.94 $ 21.27 $ 17.65 $ 20.80 $ 18.90 $ 14.59 $ 19.75 $ 18.58

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (Non-Certified but Licensed Agencies Only)



18


$ 13.50 $ 11.00 $ 12.00 $ 16.95 $ 14.90 $ 16.00 $ 20.00 $ 15.00 $ 18.50 $ 17.95 $ 14.00 $ 23.00 $ 20.00 $ 16.00 $ 14.75 $ 18.00 $ 17.50 $ 16.00 $ 16.75 $ 13.75 $ 18.00 $ 15.00 $ 15.50 $ 15.50 $ 17.00 $ 15.00 $ 14.50 $ 15.00 $ 14.50 $ 11.00 $ 15.00 $ 13.25 $ 15.00 $ 13.25 $ 12.25 $ 12.95 $ 12.00 $ 17.00 $ 18.52 $ 14.50 $ 14.00 $ 17.50 $ 16.00 $ 15.50 $ 22.00 $ 15.00 $ 15.00 $ 12.75

$ 24.00 $ 20.00 $ 13.84 $ 21.40 $ 17.50 $ 19.00 $ 23.00 $ 21.00 $ 22.00 $ 20.00 $ 40.00 $ 26.75 $ 24.00 $ 22.00 $ 21.50 $ 20.95 $ 25.00 $ 20.00 $ 17.25 $ 13.75 $ 18.00 $ 20.00 $ 20.00 $ 20.00 $ 25.00 $ 19.00 $ 17.00 $ 20.00 $ 22.00 $ 17.50 $ 20.50 $ 19.00 $ 23.00 $ 23.45 $ 16.00 $ 70.00 $ 16.00 $ 22.00 $ 22.00 $ 15.98 $ 20.00 $ 22.00 $ 20.25 $ 23.00 $ 25.00 $ 23.00 $ 19.75 $ 18.00

$ 19.58 $ 14.50 $ 12.92 $ 19.18 $ 16.18 $ 17.64 $ 21.33 $ 17.63 $ 20.25 $ 18.98 $ 20.57 $ 24.19 $ 22.00 $ 19.33 $ 19.13 $ 19.80 $ 21.33 $ 18.00 $ 17.00 $ 13.75 $ 18.00 $ 17.35 $ 17.75 $ 17.50 $ 19.69 $ 16.50 $ 15.71 $ 17.50 $ 18.17 $ 14.74 $ 18.18 $ 16.60 $ 18.21 $ 16.39 $ 14.40 $ 22.93 $ 13.18 $ 20.00 $ 20.03 $ 15.53 $ 16.42 $ 19.33 $ 17.93 $ 17.34 $ 23.23 $ 19.00 $ 17.16 $ 15.71

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (Non-Certified but Unlicensed Agencies)




19


$ 14.50 $ 12.00 $ 13.85 $ 15.50 $ 13.72 $ 13.75 $ 14.00 $ 21.00 $ 15.00 $ 15.00 $ 15.50 $ 14.50 $ 17.95 $ 14.50 $ 15.00 $ 14.30 $ 16.00 $ 13.00 $ 12.75 NANA$ 11.90 $ 12.00 $ 17.00 $ 12.00 $ 13.80 $ 14.50 $ 18.00 $ 11.95 $ 14.50 $ 10.00 $ 14.50 $ 15.50 $ 14.25 $ 17.50 $ 16.25 $ 25.00 $ 14.75 $ 12.20 NA$ 10.00

$ 20.00 $ 16.00 $ 15.50 $ 15.50 $ 18.00 $ 17.00 $ 17.50 $ 22.00 $ 22.00 $ 24.00 $ 17.43 $ 16.95 $ 17.95 $ 15.00 $ 18.50 $ 21.50 $ 17.00 $ 21.00 $ 17.00 NANA$ 24.00 $ 21.00 $ 20.00 $ 17.75 $ 21.50 $ 20.00 $ 18.00 $ 20.00 $ 18.00 $ 14.95 $ 16.50 $ 17.45 $ 18.00 $ 23.00 $ 16.25 $ 28.00 $ 23.00 $ 17.00 NA$ 26.75

$ 17.07 $ 14.61 $ 14.68 $ 15.50 $ 15.87 $ 15.44 $ 15.58 $ 21.33 $ 18.33 $ 19.06 $ 16.14 $ 16.13 $ 17.95 $ 14.75 $ 16.75 $ 18.15 $ 16.33 $ 16.82 $ 15.68 NANA$ 18.28 $ 16.78 $ 18.50 $ 15.32 $ 17.65 $ 15.88 $ 18.00 $ 16.15 $ 16.00 $ 13.24 $ 15.50 $ 16.48 $ 16.43 $ 20.75 $ 16.25 $ 26.50 $ 18.31 $ 14.49 NA$ 17.58

H O U R LY R AT E S F O R H O M E H E A LT H A I D E (Non-Certified but Unlicensed Agencies)



20


$ 12.50 $ 10.00 $ 9.00 $ 15.50 $ 14.00 $ 11.00 $ 18.00 $ 12.50 $ 17.00 $ 21.00 $ 15.50 $ 13.00 $ 19.00 $ 15.00 $ 14.00 $ 15.25 $ 14.00 $ 11.00 $ 14.75 $ 16.00 $ 11.00 $ 12.00 $ 14.00 $ 12.00 $ 14.00 $ 13.00 $ 12.00 $ 13.00 $ 14.00 $ 11.00 $ 15.95 $ 10.50 $ 15.00 $ 13.25 $ 12.82 $ 12.95 $ 11.00 $ 16.00 $ 16.00 $ 14.00 $ 13.00 $ 15.75 $ 7.50 $ 14.00 $ 17.00 $ 15.00 $ 13.50 $ 11.00

$ 25.00 $ 20.00 $ 18.00 $ 20.00 $ 19.50 $ 20.00 $ 21.00 $ 22.50 $ 19.50 $ 22.00 $ 22.00 $ 23.00 $ 26.75 $ 20.00 $ 20.00 $ 22.00 $ 21.00 $ 20.00 $ 18.00 $ 23.85 $ 18.00 $ 25.00 $ 17.95 $ 23.00 $ 19.95 $ 19.00 $ 23.00 $ 21.50 $ 22.60 $ 18.00 $ 21.00 $ 22.00 $ 23.00 $ 20.00 $ 18.00 $ 30.00 $ 15.00 $ 22.00 $ 22.00 $ 18.00 $ 18.00 $ 22.00 $ 20.00 $ 23.00 $ 25.00 $ 26.00 $ 19.00 $ 21.00

$ 18.05 $ 13.76 $ 12.75 $ 17.70 $ 16.47 $ 16.61 $ 20.50 $ 17.28 $ 18.38 $ 17.76 $ 17.24 $ 22.69 $ 21.45 $ 17.77 $ 17.14 $ 16.27 $ 16.69 $ 16.04 $ 16.03 $ 19.62 $ 14.05 $ 15.77 $ 16.17 $ 15.90 $ 16.31 $ 16.09 $ 15.54 $ 16.90 $ 16.47 $ 14.06 $ 18.34 $ 16.61 $ 17.29 $ 16.11 $ 15.44 $ 19.96 $ 12.65 $ 19.51 $ 18.37 $ 16.75 $ 15.10 $ 17.99 $ 16.83 $ 15.53 $ 19.56 $ 17.95 $ 16.74 $ 15.69

H O U R LY R AT E S F O R H O M E M A K E R S E R V I C E S (Both Non-Certified Provider Types)




21


$ 14.00 $ 6.90 $ 11.00 $ 13.00 $ 13.00 $ 13.50 $ 13.50 $ 12.00 $ 12.00 $ 15.50 $ 12.00 $ 14.50 $ 15.00 $ 10.58 $ 13.50 $ 15.00 $ 13.00 $ 12.00 $ 12.75 $ 17.00 $ 14.75 $ 15.00 $ 12.50 $ 13.00 $ 12.00 $ 12.25 $ 8.25 $ 14.00 $ 11.95 $ 14.50 $ 9.59 $ 13.50 $ 13.00 $ 12.75 $ 17.50 $ 8.50 $ 10.50 $ 13.75 $ 10.50 $ 7.50 $ 6.90

$ 21.00 $ 16.00 $ 17.00 $ 18.00 $ 20.00 $ 20.00 $ 19.00 $ 30.00 $ 24.00 $ 24.00 $ 17.95 $ 20.00 $ 22.50 $ 20.00 $ 17.50 $ 18.50 $ 21.50 $ 20.95 $ 17.50 $ 19.50 $ 22.50 $ 20.90 $ 22.00 $ 22.00 $ 21.00 $ 18.50 $ 20.00 $ 19.00 $ 20.00 $ 19.00 $ 16.50 $ 16.95 $ 19.75 $ 20.00 $ 22.00 $ 23.95 $ 25.50 $ 21.00 $ 19.00 $ 18.50 $ 30.00

$ 16.92 $ 11.85 $ 14.34 $ 15.41 $ 15.31 $ 15.40 $ 15.40 $ 18.84 $ 16.88 $ 18.05 $ 14.97 $ 17.46 $ 18.18 $ 15.15 $ 16.60 $ 17.28 $ 16.19 $ 16.43 $ 15.35 $ 18.50 $ 17.11 $ 17.75 $ 16.68 $ 17.35 $ 15.53 $ 14.83 $ 15.03 $ 15.97 $ 15.70 $ 16.28 $ 13.17 $ 14.21 $ 18.56 $ 15.26 $ 19.88 $ 16.69 $ 21.07 $ 16.56 $ 14.42 $ 15.41 $ 16.66

H O U R LY R AT E S F O R H O M E M A K E R S E R V I C E S (Both Non-Certified Provider Types)



22


$ 12.50 $ 10.00 $ 9.00 $ 15.50 $ 14.00 $ 16.00 $ 18.00 $ 14.00 $ 17.00 $ 15.50 $ 13.00 $ 19.00 $ 21.00 $ 15.00 $ 14.00 $ 16.00 $ 14.00 $ 11.00 $ 14.75 $ 16.00 $ 12.95 $ 12.00 $ 14.00 $ 12.00 $ 14.00 $ 13.00 $ 12.00 $ 13.00 $ 14.00 $ 11.00 $ 17.50 $ 10.50 $ 15.00 $ 14.00 $ 12.82 $ 19.00 $ 11.00 $ 17.25 $ 16.00 $ 15.50 $ 13.00 $ 15.75 $ 16.00 $ 14.50 $ 17.00 $ 17.00 $ 13.50 $ 11.00

$ 25.00 $ 17.00 $ 18.00 $ 20.00 $ 19.95 $ 20.00 $ 21.00 $ 21.00 $ 19.50 $ 22.00 $ 23.00 $ 25.00 $ 22.00 $ 18.00 $ 19.75 $ 16.50 $ 21.00 $ 20.00 $ 18.00 $ 23.85 $ 18.00 $ 18.00 $ 17.50 $ 23.00 $ 19.95 $ 17.50 $ 23.00 $ 21.50 $ 22.60 $ 18.00 $ 21.00 $ 22.00 $ 18.95 $ 20.00 $ 18.00 $ 30.00 $ 15.00 $ 22.00 $ 22.00 $ 20.00 $ 18.00 $ 22.00 $ 18.95 $ 14.50 $ 25.00 $ 26.00 $ 19.00 $ 21.00

$ 21.70 $ 13.01 $ 13.50 $ 17.79 $ 16.19 $ 17.35 $ 20.00 $ 17.28 $ 18.50 $ 17.85 $ 17.07 $ 21.25 $ 21.40 $ 16.75 $ 16.85 $ 16.25 $ 17.71 $ 16.44 $ 16.18 $ 20.23 $ 14.77 $ 14.90 $ 15.88 $ 15.58 $ 16.37 $ 15.67 $ 16.08 $ 17.06 $ 17.45 $ 14.23 $ 18.99 $ 16.49 $ 17.24 $ 16.58 $ 15.25 $ 24.50 $ 12.65 $ 20.44 $ 19.40 $ 18.13 $ 15.20 $ 17.73 $ 17.32 $ 14.50 $ 19.72 $ 19.64 $ 15.75 $ 15.26

H O U R LY R AT E S F O R H O M E M A K E R S E R V I C E S (Non-Certified but Licensed Agencies)




23


$ 14.00 $ 12.00 $ 11.00 $ 13.00 $ 13.50 $ 13.50 $ 14.95 $ 12.00 $ 12.00 $ 15.50 $ 13.50 $ 14.50 $ 15.00 $ 13.50 $ 15.20 $ 13.00 $ 10.58 $ 12.00 $ 15.00 $ 17.00 $ 14.75 $ 15.00 $ 14.75 $ 13.00 $ 12.00 $ 14.28 $ 8.25 $ 14.00 $ 15.00 $ 14.50 $ 9.59 $ 13.50 $ 13.00 $ 14.00 $ 19.00 $ 8.50 $ 10.50 $ 13.75 $ 10.50 $ 7.50 $ 8.25

$ 15.00 $ 16.00 $ 17.00 $ 18.00 $ 20.00 $ 20.00 $ 19.00 $ 30.00 $ 24.00 $ 19.00 $ 17.95 $ 20.00 $ 22.50 $ 17.50 $ 18.50 $ 21.00 $ 20.00 $ 20.00 $ 15.47 $ 19.50 $ 22.50 $ 20.90 $ 22.00 $ 22.00 $ 17.25 $ 18.50 $ 20.00 $ 19.00 $ 16.00 $ 19.00 $ 16.50 $ 16.95 $ 19.75 $ 20.00 $ 22.00 $ 23.95 $ 25.50 $ 21.00 $ 19.00 $ 18.50 $ 30.00

$ 14.50 $ 13.23 $ 14.00 $ 15.33 $ 15.44 $ 15.80 $ 16.23 $ 19.00 $ 17.25 $ 17.20 $ 15.55 $ 17.17 $ 18.86 $ 15.55 $ 17.03 $ 16.53 $ 16.20 $ 16.66 $ 15.24 $ 18.50 $ 17.11 $ 18.08 $ 17.37 $ 17.70 $ 15.15 $ 15.84 $ 15.16 $ 15.93 $ 15.49 $ 17.56 $ 13.11 $ 14.41 $ 17.87 $ 15.12 $ 20.25 $ 17.12 $ 19.64 $ 16.49 $ 13.70 $ 15.41 $ 16.82

H O U R LY R AT E S F O R H O M E M A K E R S E R V I C E S (Non-Certified but Licensed Agencies)



24


$ 14.40 $ 11.00 $ 12.00 $ 16.95 $ 14.50 $ 11.00 $ 21.00 $ 12.50 $ 18.00 $ 17.50 $ 13.00 $ 21.50 $ 21.00 $ 17.50 $ 14.75 $ 15.25 $ 15.00 $ 15.00 $ 15.00 $ 19.00 $ 11.00 $ 13.00 $ 14.95 $ 12.50 $ 15.00 $ 15.00 $ 13.00 $ 15.50 $ 14.50 $ 12.75 $ 15.95 $ 11.50 $ 15.00 $ 13.25 $ 14.95 $ 12.95 $ 11.00 $ 16.00 $ 16.00 $ 14.00 $ 13.00 $ 17.50 $ 7.50 $ 14.00 $ 18.95 $ 15.00 $ 16.95 $ 14.00

$ 14.40 $ 20.00 $ 12.00 $ 19.25 $ 19.00 $ 17.95 $ 21.00 $ 22.50 $ 18.50 $ 17.95 $ 23.00 $ 26.75 $ 22.00 $ 20.00 $ 20.00 $ 22.00 $ 17.00 $ 16.25 $ 16.75 $ 19.00 $ 15.00 $ 25.00 $ 17.95 $ 18.00 $ 18.00 $ 19.00 $ 17.00 $ 17.95 $ 17.50 $ 15.02 $ 19.00 $ 18.50 $ 23.00 $ 19.50 $ 16.00 $ 20.00 $ 15.00 $ 21.00 $ 18.50 $ 17.00 $ 17.00 $ 19.00 $ 20.00 $ 23.00 $ 20.00 $ 17.50 $ 18.50 $ 18.00

$ 14.40 $ 14.50 $ 12.00 $ 17.61 $ 16.75 $ 15.86 $ 21.00 $ 17.28 $ 18.25 $ 17.66 $ 17.40 $ 24.13 $ 21.50 $ 18.79 $ 17.43 $ 16.28 $ 15.67 $ 15.63 $ 15.88 $ 19.00 $ 13.32 $ 16.63 $ 16.45 $ 16.21 $ 16.25 $ 16.50 $ 15.00 $ 16.73 $ 15.48 $ 13.89 $ 17.68 $ 16.72 $ 17.33 $ 15.63 $ 15.63 $ 15.41 $ 12.65 $ 18.58 $ 17.33 $ 15.36 $ 15.00 $ 18.25 $ 16.34 $ 16.55 $ 19.39 $ 16.25 $ 17.73 $ 16.12

H O U R LY R AT E S F O R H O M E M A K E R S E R V I C E S (Non-Certified and Unlicensed Agencies)




25


$ 18.50 $ 6.90 $ 13.85 $ 14.95 $ 13.00 $ 15.00 $ 13.50 $ 18.22 $ 15.00 $ 15.50 $ 12.00 $ 17.50 $ 17.00 $ 14.50 $ 15.00 $ 14.30 $ 15.50 $ 12.75 $ 12.75 NANA$ 15.00 $ 12.50 $ 17.00 $ 14.50 $ 12.25 $ 9.50 $ 16.00 $ 11.95 $ 14.50 $ 10.00 $ 13.50 $ 19.00 $ 12.75 $ 17.50 $ 16.25 $ 20.00 $ 14.70 $ 14.00 NA$ 6.90

$ 21.00 $ 12.50 $ 15.50 $ 16.50 $ 18.00 $ 15.00 $ 15.25 $ 19.00 $ 18.00 $ 24.00 $ 16.75 $ 18.00 $ 18.00 $ 15.00 $ 17.50 $ 21.50 $ 18.00 $ 20.95 $ 17.50 NANA$ 20.00 $ 21.00 $ 17.00 $ 21.00 $ 15.36 $ 18.75 $ 16.00 $ 20.00 $ 16.00 $ 15.00 $ 14.50 $ 19.50 $ 18.00 $ 21.00 $ 16.25 $ 25.00 $ 20.00 $ 16.28 NA$ 26.75

$ 19.33 $ 10.47 $ 14.68 $ 15.48 $ 15.18 $ 15.00 $ 14.57 $ 18.68 $ 16.50 $ 18.89 $ 14.38 $ 17.75 $ 17.50 $ 14.75 $ 16.17 $ 18.03 $ 16.17 $ 16.19 $ 15.45 NANA$ 17.42 $ 15.99 $ 17.00 $ 15.90 $ 13.81 $ 14.89 $ 16.00 $ 15.91 $ 15.00 $ 13.23 $ 14.00 $ 19.25 $ 15.39 $ 19.50 $ 16.25 $ 22.50 $ 16.62 $ 15.14 NA$ 16.48

H O U R LY R AT E S F O R H O M E M A K E R S E R V I C E S (Non-Certified and Unlicensed Agencies)



26

G E N W O RT H F I N A N C I A L 2 0 0 5C O S T O F C A R E S U RV E Y

L I S T O F R E G I O N S

Regional Definition with Average Daily Rates for Nursing Home Private Rooms and Semi-Private Rooms . . . . . . . . . . . . . . . . . . . . . . . . . .Page 27

Map of Regions with Nursing Home Private Daily Room Rate Comparison . . . . . . . . . . .Page 31

Map of Regions with Nursing Home Semi-Private Daily Room Rate Comparison . . . . . . .Page 32

27

G E N W O R T H F I N A N C I A L C O S T O F C A R E S U R V E Y 2 0 0 5 – L I S T O F R E G I O N S


AK All countiesAL All countiesAR All countiesAZ - Phoenix Maricopa, PinalAZ - Rest-of-State All remaining countiesCA - Los Angeles Los AngelesCA - Oakland Alameda, Contra CostaCA - Rest-of-State All remaining countiesCA - Sacramento El Dorado, Yolo, Placer, SacramentoCA - San Diego San DiegoCA - San Francisco Marin, San Mateo, San FranciscoCA - San Jose Santa Clara, San BenitoCA - Santa Ana OrangeCO - Denver Jefferson, Park, Clear Creek,

Adams, Gilpin, Douglas, Denver,Elbert, Broomfield

CO - Rest-of-State All remaining countiesCT - Bridgeport FairfieldCT - Rest-of-State All remaining countiesDC - Bethesda Frederick, MontgomeryDC - Washington Charles County, Prince Georges and

Calvert County in MD; All remainingcounties in DC; Manassas City,Warren, Stafford, Spotsylvania,Fairfax, Manassas Park City, FairfaxCity, Prince William, Clarke,Fredricksburg City, Falls Church City,Loudoun, Fauquier, Alexandria CityCounties in VA.

DE All remaining countiesFL - Jacksonville Baker, Clay, St Johns, Nassau, DuvalFL - Miami Miami-Dade, Broward, Palm BeachFL - Orlando Osceola, Seminole, Orange, LakeFL - Rest-of-State All remaining countiesFL - Tampa Hillsborough, Pasco, Hernando,

PinellasGA - Atlanta Haralson, Newton, Walton, Lamar,

Fulton, Barrow, Pickens, DeKalb,Bartow, Gwinnett, Butts, Coweta,Paulding, Cherokee, Jasper, Clayton,Meriwether, Cobb, Douglas,Spalding, Forsyth, Carroll, Henry,Dawson, Rockdale, Pike, Fayette,and Heard

GA - Rest-of-State All remaining counties

Nursing Home Nursing HomePrivate Room Semi-Private

State or Region Counties Territory ID Average Room AverageDaily Rate Daily Rate

87 $ 550.01 $ 520.5141 $ 140.50 $ 134.1348 $ 119.73 $ 106.9370 $ 179.00 $ 150.9371 $ 197.71 $ 150.6178 $ 185.00 $ 149.0084 $ 229.00 $ 177.3577 $ 191.65 $ 159.4881 $ 209.80 $ 157.0074 $ 213.55 $ 160.4786 $ 292.25 $ 221.9282 $ 212.62 $ 175.8076 $ 217.25 $ 172.3365 $ 190.00 $ 165.90

64 $ 175.54 $ 145.589 $ 314.87 $ 297.388 $ 280.88 $ 255.97

18 $ 203.36 $ 185.5519 $ 194.48 $ 178.98

14 $ 185.10 $ 174.2030 $ 164.95 $ 152.3225 $ 195.47 $ 175.4729 $ 186.00 $ 162.9327 $ 177.76 $ 160.1831 $ 212.47 $ 165.75

35 $ 154.47 $ 141.10

33 $ 139.37 $ 133.26

28


HI All countiesIA All countiesID All countiesIL - Chicago Will, McHenry, DuPage, Cook,

Kane, Kendall, Grundy, DeKalbIL - Rest-of-State All remaining countiesIN - Indianapolis Brown, Shelby, Hendricks, Marion,

Johnson, Hamilton, Hancock,Morgan, Boone, Putnam

IN - Rest-of-State All remaining countiesKS All counties (excluding portions of

state within MO-Kansas City region)KY All countiesLA All countiesMA - Boston Essex, Norfolk, Suffolk, Middlesex,

PlymouthMA - Rest-of-State All remaining countiesMD - Baltimore Baltimore city, Harford, Anne

Arundel, Queen Annes, Baltimore,Howard, Carroll

MD - Rest-of-State All remaining countiesME All countiesMI - Detroit Livingston, Lapeer, Oakland,

St Clair, Wayne, MacombMI - Rest-of-State All remaining countiesMN - Minneapolis Washington, Carver, Ramsey, Isanti,

Hennepin, Scott, Wright, Anoka,Sherburne, Dakota, Chisago

MN - Rest-of-State All remaining countiesMO - Kansas City Wyandotte, Miami, Johnson,

Franklin, Leavenworth, LinnCounties in KS; Bates, Cass,Lafayette, Clinton, Jackson, Ray,Clay, Platte, and Caldwell Countiesin MO

MO - Rest-of-State All remaining countiesMO - St. Louis St Charles, Crawford, Washington,

Warren, Lincoln, Jefferson, St Louis,St Louis city, Franklin

MS All countiesMT All countiesNC - Charlotte Anson, Cabarrus, Mecklenburg,

Gaston, UnionNC - Rest-of-State All remaining countiesND All counties

88 $ 256.43 $ 238.1351 $ 134.05 $ 116.2872 $ 155.23 $ 148.5842 $ 166.26 $ 138.90

43 $ 141.02 $ 117.7240 $ 165.79 $ 119.46

37 $ 157.58 $ 139.6657 $ 120.33 $ 110.56

38 $ 181.29 $ 157.9847 $ 122.23 $ 106.032 $ 294.48 $ 259.29

7 $ 264.69 $ 244.6517 $ 190.66 $ 175.82

15 $ 173.85 $ 153.201 $ 214.69 $ 193.19

34 $ 188.28 $ 165.17

36 $ 185.87 $ 170.1152 $ 186.00 $ 145.87

50 $ 142.36 $ 126.3653 $ 147.95 $ 123.15

49 $ 121.13 $ 111.3646 $ 125.60 $ 116.10

44 $ 141.02 $ 135.2568 $ 139.63 $ 132.6026 $ 165.04 $ 151.04

23 $ 158.72 $ 148.9063 $ 120.04 $ 111.46




29

NE All countiesNH All countiesNJ - New York Bergen, Union, Hunterdon,

Monmouth, Somerset, Morris,Sussex, Middlesex, Passaic,Hudson, Ocean, Essex

NJ - Rest-of-State All remaining countiesNM All countiesNV - Las Vegas ClarkNV - Rest-of-State All remaining countiesNY - Buffalo- Oswego, Niagara, Onondaga,

Rochester Orleans, Monroe, Erie, Wayne,-Syracuse Livingston, Ontario, Madison

NY - Newark - Kings, Westchester, Rockland,Edison Putnam, Queens, Bronx, Richmond,(Not NYC) Nassau, Suffolk

NY - Rest-of-State All remaining countiesNYC New YorkOH All countiesOK All countiesOR - Portland Columbia, Washington, Multnomah,

Clackamas, Yamhill Counties in OR;Clark, Skamania Counties in WA

OR - Rest-of-State All remaining countiesPA - Philadelphia New Castle County in DE; Cecil

County in MD; Gloucester, Salem,Burlington, Camden Counties in NJ;Philadelphia, Delaware, Bucks,Montgomery, Chester Counties in PA

PA - Rest-of-State All remaining countiesRI All countiesSC All countiesSD All countiesTN All countiesTX - Austin Bastrop, Caldwell, Williamson,

Hays, TravisTX - Dallas Ellis, Tarrant, Wise, Delta, Kaufman,

Collin, Dallas, Rockwall, Johnson,Parker, Hunt, Denton

TX - Houston Liberty, Austin, San Jacinto,Montgomery, Chambers, Waller,Brazoria, Harris, Galveston, FortBend

TX - Rest-of-State All remaining counties


60 $ 133.76 $ 118.654 $ 228.13 $ 209.63

11 $ 253.61 $ 229.48

12 $ 255.00 $ 233.0066 $ 148.65 $ 132.0773 $ 182.70 $ 159.4075 $ 176.72 $ 159.1921 $ 238.13 $ 230.40

5 $ 317.03 $ 306.25

16 $ 242.36 $ 228.0510 $ 366.20 $ 354.2032 $ 175.46 $ 153.1759 $ 116.25 $ 101.1285 $ 174.15 $ 156.57

79 $ 166.65 $ 156.4313 $ 232.43 $ 205.72

20 $ 203.53 $ 181.523 $ 231.05 $ 192.65

28 $ 142.71 $ 130.8462 $ 131.73 $ 128.3839 $ 159.67 $ 140.9656 $ 141.92 $ 111.00

55 $ 147.83 $ 107.50

54 $ 181.63 $ 117.40

61 $ 133.48 $ 94.85




30

TX - San Antonio Wilson, Atascosa, Bandera, Bexar,Medina, Comal, Kendall, Guadalupe

UT All countiesVA - Rest-of-State All remaining countiesVT All countiesWA - Rest-of-State All remaining countiesWA - Seattle Snohomish, Pierce, KingWI All countiesWV All countiesWY All counties


58 $ 146.25 $ 98.89

69 $ 150.95 $ 126.3822 $ 155.05 $ 143.166 $ 203.80 $ 196.80

80 $ 202.39 $ 188.4083 $ 221.25 $ 195.1345 $ 182.29 $ 163.8724 $ 166.21 $ 158.3867 $ 155.48 $ 137.56



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Long Term Care Insurance products are underwritten byGeneral Electric Capital Assurance Company and in NewYork, by GE Capital Life Assurance Company of New York.Both companies are subsidiaries of Genworth Financial, Inc.Study conducted by: CareScout Helping Americans Make Intelligent, Informed Eldercare Decisions

GE and the GE monogram are trademarks of the General Electric Company andare used with permission.

© 2005 Genworth Financial, Inc. and National Eldercare Referral Systems,Inc. (CareScout). All rights reserved.

About CareScoutHeadquartered in Wellesley, Massachusetts, CareScout helps Americans in everystate find quality care providers at preferred rates. Large employers, insurancecompanies, risk underwriters and families rely on CareScout's proprietary qualityof care ratings systems, discount network and database of more than 77,000nursing homes, assisted living facilities and home care agencies.

About Genworth FinancialGenworth Financial (NYSE: GNW) is a leading insurance holding company, serving the lifestyle protection, retirement income, investment and mortgageinsurance needs of more than 15 million customers, with operations in 22countries, including the U.S., Canada, Australia, the U.K. and more than a dozen other European countries. The LTC division of Genworth is the leadingprovider of long term care insurance in the United States. For more information,visit genworth.com.

genworth financial 2005 cost of care survey · genworth’s study is believed to be the most...

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