GATEWAYVISANETERRORCODESRevised06.27.2018

PAYA|GATEWAYVISANETERRORCODES CONFIDENTIAL 2

AuthorizedResponseMessage ResponseCode ResponseDefinition AddressVerificationResultCode

Approval 00 Approvedandcomplete SeeAbove

AddressMatch 00or85 AddressMatchOnly A

AddressMatch 00or85

StreetAddressmatchforinternationaltransactionPostalCodenotverifiedbecauseofincompatibleformats(AcquirersentbothstreetaddressandPostalCode)

B

ErrorIneligible 00or85 Notamail/phoneorder E

ExactMatch 00or85 Exactmatch,5-characternumericZIP Y

ExactMatch 00or85 Exactmatch,9-characternumericZIP X

ExactMatch 00or85 StreetAddressmatchforinternationaltransaction D

ExactMatch 00or85 StreetAddressmatchforinternationaltransaction M

NoMatch 00or85 NoaddressorZIPmatch N

Retry 00or85 Issuersystemunavailable R

ServUnavailable 00or85 Servicenotsupported S

ServUnavailable 00or85

StreetAddressandPostalCodenotverifiedforinternationaltransactionbecauseofincompatibleformats(AcquirersentbothstreetandPostalCode)

C

VerUnavailable 00or85Addressinformationnotverifiedforinternationaltransaction I

VerUnavailable 00or85 AddressUnavailable U

VerUnavailable 00or85 Non-U.S.Issuerdoesnotparticipate G

ZipMatch 00or85 5-characternumericZIPmatchonly Z

ZipMatch 00or85 9-characternumericZIPmatchonly W

ZipMatch 00or85

PostalCodesmatchforinternationaltransactionStreetAddressnotverifiedbecauseofincompatibleformats(AcquirersentbothstreetaddressandPostalCode)

P

Call 01 Refertoissuer 0

Call 02 Refertoissuer-Specialcondition 0

TermIDError 03 InvalidMerchantID 0

Hold-callorPickUpCard 04 Pickupcard(nofraud) 0

Decline 05 Donothonor 0

ErrorXXXX 06 Generalerror 0

(CheckServiceCustomText) 06* Errorresponsetextfromcheckservice 0

Hold-callorPickUpCard 07 Pickupcard,specialcondition(fraudaccount) 0

PAYA|GATEWAYVISANETERRORCODES CONFIDENTIAL 3

InvalidTrans 12 Invalidtransaction 0

AmountError 13 Invalidamount 0

CardNo.Error 14 Invalidcardnumber 0

NoSuchIssuer 15 Nosuchissuer 0

REEnter 19 Re-entertransaction 0

NoActionTaken 21 Unabletobackouttransaction 0

NoReply 28 Fileistemporarilyunavailable 0

NoCreditAcct 39 Nocreditaccount 0

Hold-callorPickUpCard 41 Lostcard,pickup(fraudaccount) 0

Hold-callorPickUpCard 43 Stolencard,pickup(fraudaccount) 0

Decline 51 Insufficientfunds 0

NoCheckAccount 52 Nocheckingaccount 0

NoSaveAccount 53 Nosavingsaccount 0

ExpiredCard 54 Expiredcard 0

WrongPin 55 IncorrectPIN 0

ServNotAllowed 57 Transactionnotpermitted-Card 0

ServNotAllowed 58 Transactionnotpermitted-Terminal 0

Decline 61 Exceedswithdrawallimit 0

Decline 62 Invalidservicecode,restricted 0

SecViolation 63 SecurityViolation 0

Decline 65 Activitylimitexceeded 0

PINExceeded 75 PINtriesexceeded 0

UnsolicReversal 76 Unabletolocation,nomatch 0

NoActionTaken 77 Inconsistentdata,rev.,orrepeat 0

NoAccount 78 Noaccount 0

AlreadyReversed 79 Alreadyreversedatswitch 0

DateError 80 Invaliddate 0

EncryptionError 81 Cryptographicerror 0

CashbackNotApp 82 Cashbacklimitexceeded 0

Can'tVerifyPIN 83 CannotverifyPIN 0

CardOK 85 Noreasontodecline Seeabove

Can'tVerifyPIN 86 CannotverifyPIN 0

NoReply 91 Issuerorswitchisunavailable 0

InvalidRouting 92 Destinationnotfound 0

Decline 93 Violation,cannotcomplete 0

PAYA|GATEWAYVISANETERRORCODES CONFIDENTIAL 4

DuplicationTrans 94 Unabletolocate,nomatch 0

SystemError 96 Systemmalfunction 0

FailureCV CV CardTypeVerificationError 0

AcctLengthErr EA Verificationerror 0

CheckDigitErr EB Verificationerror 0

CIDFormatError EC Verificationerror 0

FailureHV HV HierarchyVerificationError 0

CashbackNotAvl N3 Cashbackservicenotavailable 0

Decline N4 Exceedsissuerwithdrawallimit 0

CVV2Mismatch N7 CVV2Valuesuppliedisinvalid 0

StopRecurring R0Customerrequestedstopofspecificrecurringpayment 0

StopRecurring R0Customerrequestedstopofspecificrecurringpayment 0

StopRecurring R1Customerrequestedstopofallrecurringpaymentsfromspecificmerchant 0

StopRecurring R1Customerrequestedstopofallrecurringpaymentsfromspecificmerchant 0

Approval T0 FirstcheckOKandhasbeenconverted 0

CannotConvert T1CheckisOKbutcannotbeconverted.Thisisadeclinedtransaction. 0

InvalidABA T2 InvalidABAnumber,notanACHparticipant 0

AmountError T3 Amountgreaterthanlimit 0

UnpaidItems T4 Unpaiditems,failednegativefilecheck 0

DuplicateNumber T5 Duplicatechecknumber 0

MICRError T6 MICRError 0