(formerly known as baroda pioneer growth fund) · amongst various indices, mid cap and small cap...
TRANSCRIPT
2
Dear Investors,
Warm Greetings!
BSE Sensex closed flattish during the month, post 5% decline in month of July. While markets were quite volatile with indices down by 3% during the month, announcement of few measures by Finance Minister resulted in recovery and markets closing flattish for the month of August 2019. Heightened trade tensions between US and China, US Fed commentary on future rate cut, global sell off and weak economy data points weighed on domestic investor sentiments.
Amongst various indices, mid cap and small cap underperformed the broader market. Metals, Banks, Power and capital goods underperformed and IT, consumer durables and Auto outperformed during the month.
One of the key developments during the month were the slew of measures announced by Finance Minister to revive the economy. Quite notable were 1) removal of additional surcharge on FPIs. 2) to improve auto sales, additional depreciation of 15% was announced on all vehicles acquired for the remaining fiscal year. 3) Upfront payment of INR700bn for further recapitalisation of PSU banks. Finance Minister also announced a second round of PSU bank mergers. And finally, to improve liquidity, GST refunds, payment to vendors, contractors and others will now be fast tracked. The equity markets reacted positively to these announcements. We have to see if these measures really impact the economy or spurs demand.
RBI too surprised with a 35bps reduction in policy rates while maintaining an accommodative stance. RBI has indicated room to further cut rates as it looks to close the negative output gap. RBI also decided to transfer a surplus of INR1.76tn to the government. The transfer has three components: a) an interim dividend of INR280bn (already paid out in FY19); b) a dividend of INR950bn to be transferred in FY20 (but already part of the governments’ budget estimate); and c) one-time transfer of INR520bn from the RBI’s contingency reserves (which is a fresh revenue transfer). Although the aggregate transfer appears large, the fresh impetus is INR520bn (0.3% of GDP). The markets expect the excess transfer to be used for some kind of economic stimulus/recapitalization of the PSU Banks or to cover potential shortfall in tax collections.
Consumer Price Index (CPI) largely held steady at 3.1% in July, lower than consensus estimates of 3.3%. Except food inflation, which saw a marginal uptick (4bps), all other categories declined slightly. Within food inflation, a decline in vegetable prices appears to have been offset by a comparable increase in the prices of fruits. The fall in fuel and light inflation category was largely on the back of a drop in LPG prices (-15bps). Core inflation increased by 20bps to 4.3% led by an increase in mobile charges, petrol and gold prices.
Separately, Index of Industrial Production (IIP) growth fell to 2% in Jun ’19 due to low growth in manufacturing and high base. In Jun ’18, IIP had grown 7%. Manufacturing growth fell to 1.2% in Jun ’19 from 4.5% in May 19. The prolonged slowdown in auto sector could be the reason for weak growth in manufacturing activity. Mining and electricity sectors recorded 1.6% and 8.2% growth respectively.
In line with last month, FPI flows remained negative to the tune of USD2bn for the month of August. Domestic Institutional Investors remained positive to the tune of USD2.7bn.
For the calendar year to date, BSE Sensex is up by just 3%. While Government has announced measures to revive the economy, underlying demand trends continue to be negative. Street expectations are for high teen growth in earnings for FY20 and FY21. This is likely to see some moderations and may weigh on market performance in near term. We are cautiously optimistic on Indian equities on medium to long term horizon.
Happy Investing!
Sources : Bloomberg, Economic Times
Mutual fund investments are subject market risks, read all scheme related documents carefully.
Mr. Sanjay ChawlaChief Investment Officer
CIO LETTER - August 2019
3
£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
INDEX
How To Read Factsheet Pg 4
Baroda Multi Cap Fund (formerly known as Baroda Pioneer Growth Fund)
Pg 5
Baroda ELSS’ 96 Pg 6
Baroda Mid Cap Fund£ Pg 7
Baroda Large Cap Fund£ Pg 8
Baroda Banking and Financial Services Fund£ Pg 9
Baroda Hybrid Equity Fund£ (formerly known as Baroda Pioneer Balance Fund)
Pg 10
Baroda Dynamic Equity Fund Pg 11
Baroda Equity Savings Fund Pg 12
Baroda Conservative Hybrid Fund£
(formerly known as Baroda Pioneer Monthly Income Plan (MIP) Fund)Pg 13
Baroda Credit Risk Fund£
(formerly known as Baroda Pioneer Credit Opportunities Fund)Pg 14
Baroda Gilt Fund£ Pg 15
Baroda Dynamic Bond Fund£ Pg 16
Baroda Short Term Bond Fund£ Pg 17
Baroda Treasury Advantage Fund£ Pg 18
Baroda Ultra Short Duration Fund Pg 19
Baroda Liquid Fund Pg 20
Baroda Overnight Fund Pg 21
Baroda Money Market Fund Pg 22
Investment Performance Pg 23
SIP Returns Pg 26
Dividend History Pg 27
4
Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.
Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.
Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.
NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.
Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.
Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101.
Note : SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.
Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit.
Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield
Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.
Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
Macaulay Duration: Is the weighted average term to maturity of the cash flows from an instrument. The weight of each cash flow is determined by dividing the present value of the cash flow by the price. Macaulay duration is a measure of interest rate sensitivity of a Fixed income instrument. Higher the Macaulay duration, higher would be the interest rate risk. Investors may refer to Scheme Information Document of the fund for further details.
How To Read Factsheet?
5
Baroda Multi Cap Fund1
Multi Cap Fund - An open ended equity scheme investing across large cap, mid-cap and small cap stocks.
Investment ObjectiveTo generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.
Plan A 2.54%
Plan B (Direct) 1.73%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
September 12, 2003
S&P BSE 200^Total Return variant of the Benchmark Index (TRI)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout 2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 1%, if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units
Mr. Sanjay Chawla&
(Experience 29 Years)
AAUM & AUM
AAUM `754.17 Crs
AUM `759.52 Crs
Standard deviation 12.99%
Sharpe@ (0.15)
Beta 1.00
Portfolio Turnover (last 12 months)
1.15
@risk free rate (FBIL Overnight MIBOR) 5.45%
Risk Profile 30 August 2019
Mr. Dipak Acharya
(Experience 15 Years)
& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015
Portfolio Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25^ For Disclaimer please refer page no 25
Plan A `
Growth 93.18
Dividend 29.48
Plan B - Direct `
Growth 98.91
Dividend 29.69
NAV as on 30 August 2019Riskometer
This product is suitable for investors who are seeking*
• Capital appreciation over long term.
• Investment predominantly in equity and equity related instruments.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Top 10 Industries
1Formerly known as Baroda Pioneer Growth Fund
Name of InstrumentsRatings /Industries
% to NetAssets
EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchangesHDFC Bank Ltd. Banks 9.24%
ICICI Bank Ltd. Banks 6.20%
Housing Development Finance Corporation Ltd.
Finance 4.99%
Larsen & Toubro Ltd. Construction Project 3.76%
Tata Consultancy Services Ltd.
Software 3.57%
Marico Ltd.Consumer Non Durables
2.96%
State Bank of India Banks 2.88%
Reliance Industries Ltd. Petroleum Products 2.88%
The Ramco Cements Ltd. Cement 2.68%
Astral Poly Technik Ltd. Industrial Products 2.58%
Indraprastha Gas Ltd. Gas 2.47%
Tech Mahindra Ltd. Software 2.28%
Nestle India Ltd.Consumer Non Durables
2.20%
Titan Company Ltd. Consumer Durables 2.18%
Sterling & Wilson Solar Ltd. Construction Project 2.17%
Aarti Industries Ltd. Chemicals 2.15%
Divi's Laboratories Ltd. Pharmaceuticals 2.14%
City Union Bank Ltd. Banks 2.14%
Petronet LNG Ltd. Gas 2.11%
LIC Housing Finance Ltd. Finance 2.10%
HCL Technologies Ltd. Software 2.03%
Pidilite Industries Ltd. Chemicals 1.90%
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals 1.78%
Bajaj Finance Ltd. Finance 1.76%
Axis Bank Ltd. Banks 1.75%
NTPC Ltd. Power 1.68%
Name of InstrumentsRatings /Industries
% to NetAssets
Infosys Ltd. Software 1.61%
The Federal Bank Ltd. Banks 1.58%
Security and Intelligence Services (I) Ltd.
Commercial Services 1.50%
Castrol India Ltd. Petroleum Products 1.46%
Aditya Birla Fashion and Retail Ltd.
Retailing 1.31%
Dr. Reddy's Laboratories Ltd. Pharmaceuticals 1.18%
WABCO India Ltd. Auto Ancillaries 1.17%
Cummins India Ltd. Industrial Products 1.14%
Mphasis Ltd. Software 1.09%
Kansai Nerolac Paints Ltd.Consumer Non Durables
1.06%
HDFC Life Insurance Company Ltd.
Finance 0.99%
Bharat Petroleum Corporation Ltd.
Petroleum Products 0.94%
Maruti Suzuki India Ltd. Auto 0.89%
Yes Bank Ltd. Banks 0.73%
RBL Bank Ltd. Banks 0.52%
Aarti Surfactants Ltd. Chemicals 0.06%
Total 91.81%
Margin Fixed Deposits
HDFC Bank Ltd. Unrated 0.30%
Total 0.30%
TREPS / Reverse Repo Investments 7.78%
Total 7.78%
Cash & Cash Equivalents
Net Receivable/Payable 0.11%
Total 0.11%
Grand Total 100.00%
30 August, 2019
Pharmaceuticals5.10%
BANK
Banks25.04%
Finance9.84%
Consumer Non
Durables6.22%
Software10.58%
Construction Project5.93%
Petroleum Products5.28%
Gas4.58%
Chemicals4.11%
Industrial Products3.72%
6
Baroda ELSS’ 96 An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit.
Investment ObjectiveThe main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961.
Plan A 2.55%
Plan B (Direct) 1.78%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
March 31, 1996
S&P BSE 200^Total Return variant of the Benchmark Index (TRI)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout C. Bonus Option$
` 500/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: Nil
Mr. Sanjay Chawla&
(Experience 29 Years)
AAUM & AUM
AAUM `148.73 Crs
AUM `149.40 Crs
Standard deviation 14.84%
Sharpe@ (0.24)
Beta 1.02
Portfolio Turnover (last 12 months)
1.50
@risk free rate (FBIL Overnight MIBOR) 5.45%
Risk Profile 30 August 2019
Mr. Dipak Acharya
(Experience 15 Years)
Portfolio Portfolio
Plan A `
Growth 41.55
Bonus 41.55
Dividend 25.49
Plan B - Direct `
Growth 44.74
Bonus 44.74
Dividend 31.11
NAV as on 30 August 2019
This product is suitable for investors who are seeking*
• Capital growth over long term.
• Investment predominantly in equity and equity related instruments.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Top 10 Industries
Riskometer
& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25^ For Disclaimer please refer page no 25
Name of InstrumentsRatings /Industries
% to NetAssets
EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchanges
HDFC Bank Ltd. Banks 8.95%
ICICI Bank Ltd. Banks 5.90%
Housing Development Finance Corporation Ltd.
Finance 5.08%
Tata Consultancy Services Ltd.
Software 4.54%
Titan Company Ltd. Consumer Durables 3.40%
Larsen & Toubro Ltd. Construction Project 3.33%
State Bank of India Banks 3.12%
Reliance Industries Ltd. Petroleum Products 2.92%
The Ramco Cements Ltd. Cement 2.92%
LIC Housing Finance Ltd. Finance 2.85%
Divi's Laboratories Ltd. Pharmaceuticals 2.72%
City Union Bank Ltd. Banks 2.72%
Petronet LNG Ltd. Gas 2.68%
Marico Ltd.Consumer Non Durables
2.62%
Aditya Birla Fashion and Retail Ltd.
Retailing 2.54%
Sterling & Wilson Solar Ltd. Construction Project 2.45%
Tech Mahindra Ltd. Software 2.32%
Indraprastha Gas Ltd. Gas 2.25%
HCL Technologies Ltd. Software 2.21%
Thermax Ltd.Industrial Capital Goods
1.86%
Castrol India Ltd. Petroleum Products 1.85%
Pidilite Industries Ltd. Chemicals 1.80%
Bajaj Finance Ltd. Finance 1.78%
Dr. Reddy's Laboratories Ltd. Pharmaceuticals 1.71%
Name of InstrumentsRatings /Industries
% to NetAssets
Multi Commodity Exchange of India Ltd.
Finance 1.64%
Maruti Suzuki India Ltd. Auto 1.54%
The Federal Bank Ltd. Banks 1.53%
Security and Intelligence Services (I) Ltd.
Commercial Services 1.52%
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals 1.51%
Axis Bank Ltd. Banks 1.33%
Hindustan Unilever Ltd.Consumer Non Durables
1.26%
DCB Bank Ltd. Banks 1.25%
ITC Ltd.Consumer Non Durables
1.23%
Muthoot Finance Ltd. Finance 1.14%
Kansai Nerolac Paints Ltd.Consumer Non Durables
0.92%
RBL Bank Ltd. Banks 0.88%
Cummins India Ltd. Industrial Products 0.77%
KNR Constructions Ltd. Construction 0.47%
GFL Ltd. Chemicals 0.10%
Total 91.61%
Unlisted
Gujarat Fluorochemicals Ltd. Chemicals 1.79%
Total 1.79%
TREPS / Reverse Repo Investments 7.16%
Total 7.16%
Cash & Cash Equivalents
Net Receivable/Payable -0.56%
Total -0.56%
Grand Total 100.00%
BANK
Banks25.68%
Software9.07%
Consumer Non
Durables6.03%
Petroleum Products4.77%
Pharmaceuticals5.94%
Gas4.93%
Finance12.49%
Construction Project5.78%
Consumer Durables
3.40%
30 August, 2019
Cement2.92%
7
Investment Objective The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of growth oriented mid cap stocks.However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.
Plan A 2.60%
Plan B (Direct) 1.78%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
October 4, 2010
S&P BSE Mid-cap index^Total Return variant of the Benchmark Index (TRI)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 1.00%, if redeemed on or before 365 days from the date of allotment of units,
Nil, if redeemed after 365 days from the date of allotment of units.
Mr. Sanjay Chawla
(Experience 29 Years)
AAUM & AUM
AAUM `44.11 Crs
AUM `44.01 Crs
Standard deviation 13.97%
Sharpe@ (0.23)
Beta 0.83
Portfolio Turnover (last 12 months)
1.71
@risk free rate (FBIL Overnight MIBOR) 5.45%
Risk Profile 30 August 2019
Mr. Dipak Acharya
(Experience 15 Years)
Portfolio Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25^ For Disclaimer please refer page no 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
Plan A `
Growth 8.35
Dividend 8.35
Plan B - Direct `
Growth 8.82
Dividend 8.82
NAV as on 30 August 2019Riskometer
This product is suitable for investors who are seeking*
• Capital appreciation over long term.
• Investment predominantly in equity and equity related securities of growth oriented Mid-Cap stocks.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Top 10 Industries
Baroda Mid-Cap Fund£ Mid Cap Fund – An open-ended equity scheme pre-dominantly investing in mid cap stocks.
Name of InstrumentsRatings /Industries
% to NetAssets
EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchanges
The Ramco Cements Ltd. Cement 5.79%
IPCA Laboratories Ltd. Pharmaceuticals 5.45%
City Union Bank Ltd. Banks 5.07%
LIC Housing Finance Ltd. Finance 4.59%
Astral Poly Technik Ltd. Industrial Products 4.49%
Varun Beverages Ltd.Consumer Non Durables
3.67%
AIA Engineering Ltd. Industrial Products 3.66%
Aarti Industries Ltd. Chemicals 3.65%
Gujarat Gas Ltd. Gas 3.64%
CESC Ltd. Power 3.52%
Castrol India Ltd. Petroleum Products 3.49%
Sterling & Wilson Solar Ltd. Construction Project 3.46%
Tube Investments of India Ltd.
Auto Ancillaries 3.45%
Solar Industries India Ltd. Chemicals 3.28%
Thermax Ltd.Industrial Capital Goods
3.16%
The Indian Hotels Company Ltd.
Hotels, Resorts And Other Recreational Activities
3.16%
The Federal Bank Ltd. Banks 3.01%
Aditya Birla Fashion and Retail Ltd.
Retailing 2.58%
DCB Bank Ltd. Banks 2.36%
Name of InstrumentsRatings /Industries
% to NetAssets
Container Corporation of India Ltd.
Transportation 2.31%
Indraprastha Gas Ltd. Gas 2.29%
BEML Ltd.Industrial Capital Goods
2.25%
Mphasis Ltd. Software 2.22%
Supreme Industries Ltd. Industrial Products 2.11%
Muthoot Finance Ltd. Finance 1.79%
Multi Commodity Exchange of India Ltd.
Finance 1.55%
Honeywell Automation India Ltd.
Industrial Capital Goods
1.48%
Can Fin Homes Ltd. Finance 1.41%
Bata India Ltd. Consumer Durables 1.40%
RBL Bank Ltd. Banks 1.12%
Kansai Nerolac Paints Ltd.Consumer Non Durables
1.05%
Simplex Infrastructures Ltd. Construction 0.26%
Aarti Surfactants Ltd. Chemicals 0.11%
Total 92.83%
TREPS / Reverse Repo Investments 7.27%
Total 7.27%
Cash & Cash Equivalents
Net Receivable/Payable -0.10%
Total -0.10%
Grand Total 100.00%
BANK
Banks11.56%
Industrial Products10.26%
Pharmaceuticals5.45%
Gas5.93%
Chemicals7.04%
Industrial Capital Goods
6.89%
Cement5.79%Finance
9.34%
30 August, 2019
Power3.52%
Consumer Non
Durables4.72%
8
Baroda Large Cap Fund£ Large Cap Fund – An open-ended equity scheme pre-dominantly investing in large cap stocks.
Investment Objective The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of large cap companies. The Scheme may also invest in debt and money market securities.However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.
Plan A 2.59%
Plan B (Direct) 1.94%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
June 22, 2010
Nifty 100^Total Return variant of the Benchmark Index (TRI)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 1.00%, if redeemed on or before 365 days from the date of allotment of units,
Nil, if redeemed after 365 days from the date of allotment of units.
Mr. Sanjay Chawla
(Experience 29 Years)
AAUM & AUM
AAUM `29.66 Crs
AUM `29.88 Crs
Standard deviation 12.75%
Sharpe@ (0.07)
Beta 0.73
Portfolio Turnover (last 12 months)
1.50
@risk free rate (FBIL Overnight MIBOR) 5.45%
Risk Profile 30 August 2019
Mr. Dipak Acharya
(Experience 15 Years)
Portfolio Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25 ^ For Disclaimer please refer page no 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
Plan A `
Growth 13.88
Dividend 11.04
Plan B - Direct `
Growth 14.54
Dividend 11.66
NAV as on 30 August 2019Riskometer
This product is suitable for investors who are seeking*
• Capital appreciation over long term.
• Investment predominantly in a diversified portfolio of equity and equity related securities of Large Cap companies.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Top 10 Industries
Name of InstrumentsRatings /Industries
% to NetAssets
EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchanges
HDFC Bank Ltd. Banks 9.69%
Larsen & Toubro Ltd. Construction Project 6.89%
ICICI Bank Ltd. Banks 6.85%
Housing Development Finance Corporation Ltd.
Finance 5.80%
Tata Consultancy Services Ltd.
Software 5.29%
State Bank of India Banks 5.13%
Ultratech Cement Ltd. Cement 4.07%
Titan Company Ltd. Consumer Durables 3.70%
Nestle India Ltd.Consumer Non Durables
3.02%
HCL Technologies Ltd. Software 2.95%
Reliance Industries Ltd. Petroleum Products 2.92%
Petronet LNG Ltd. Gas 2.68%
Siemens Ltd.Industrial Capital Goods
2.62%
Dr. Reddy's Laboratories Ltd. Pharmaceuticals 2.57%
NTPC Ltd. Power 2.44%
Kotak Mahindra Bank Ltd. Banks 2.40%
Tech Mahindra Ltd. Software 2.32%
Bharti Airtel Ltd. Telecom - Services 2.32%
GAIL (India) Ltd. Gas 2.17%
Havells India Ltd. Consumer Durables 2.05%
Name of InstrumentsRatings /Industries
% to NetAssets
Bajaj Finance Ltd. Finance 1.95%
Adani Ports and Special Economic Zone Ltd.
Transportation 1.84%
Axis Bank Ltd. Banks 1.78%
Maruti Suzuki India Ltd. Auto 1.64%
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals 1.51%
Pidilite Industries Ltd. Chemicals 1.38%
Marico Ltd.Consumer Non Durables
1.31%
Bharat Petroleum Corporation Ltd.
Petroleum Products 1.19%
HDFC Life Insurance Company Ltd.
Finance 0.93%
Cummins India Ltd. Industrial Products 0.87%
Infosys Ltd. Software 0.27%
Total 92.55%
Margin Fixed Deposits
HDFC Bank Ltd. Unrated 0.37%
Total 0.37%
TREPS / Reverse Repo Investments 6.62%
Total 6.62%
Cash & Cash Equivalents
Net Receivable/Payable 0.46%
Total 0.46%
Grand Total 100.00%
Baroda Large Cap Fund£ Large Cap Fund – An open-ended equity scheme pre-dominantly investing in large cap stocks.
Baroda Large Cap Fund£ Large Cap Fund – An open-ended equity scheme pre-dominantly investing in large cap stocks.
Baroda Large Cap Fund£ Large Cap Fund – An open-ended equity scheme pre-dominantly investing in large cap stocks.
BANK
Banks25.85%
Software10.83%
Finance8.68%
Construction Project6.89%
Petroleum Products4.11%
Pharmaceuticals4.08%
Consumer Durables
5.75%
Consumer Non
Durables4.33%
Cement4.07%
30 August, 2019
Gas4.85%
9
Investment Objective The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.
Plan A 2.59%
Plan B (Direct) 1.82%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Manager#
June 22, 2012
Nifty Bank Index^Total Return variant of the Benchmark Index (TRI)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 1.00% if redeemed on or before 365 days from the date of allotment of units,
Nil if redeemed after 365 days from the date of allotment of units
AAUM & AUM
AAUM `42.64 Crs
AUM `42.19 Crs
Standard deviation 15.71%
Sharpe@ 0.21
Beta 0.96
Portfolio Turnover (last 12 months)
0.73
@risk free rate (FBIL Overnight MIBOR) 5.45%
Risk Profile 30 August 2019
Mr. Dipak Acharya
(Experience 15 Years)
Portfolio Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25^ For Disclaimer please refer page no 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
Plan A `
Growth 22.31
Dividend 15.16
Plan B - Direct `
Growth 23.49
Dividend 16.20
NAV as on 30 August 2019Riskometer
This product is suitable for investors who are seeking*
• Capital appreciation over long term.
• Investment predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Top Industries
Name of InstrumentsRatings /Industries
% to NetAssets
EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchanges
HDFC Bank Ltd. Banks 26.93%
ICICI Bank Ltd. Banks 17.96%
Kotak Mahindra Bank Ltd. Banks 10.18%
State Bank of India Banks 9.09%
Housing Development Finance Corporation Ltd.
Finance 4.62%
Axis Bank Ltd. Banks 3.93%
City Union Bank Ltd. Banks 3.37%
DCB Bank Ltd. Banks 2.22%
Bajaj Finance Ltd. Finance 1.97%
The Federal Bank Ltd. Banks 1.96%
Multi Commodity Exchange of India Ltd.
Finance 1.62%
Muthoot Finance Ltd. Finance 1.58%
Yes Bank Ltd. Banks 1.42%
Name of InstrumentsRatings /Industries
% to NetAssets
RBL Bank Ltd. Banks 1.16%
HDFC Life Insurance Company Ltd.
Finance 1.12%
Karur Vysya Bank Ltd. Banks 0.89%
Motilal Oswal Financial Services Ltd.
Finance 0.82%
Syndicate Bank Banks 0.77%
Total 91.61%
Margin Fixed Deposits
HDFC Bank Ltd. Unrated 0.36%
Total 0.36%
TREPS / Reverse Repo Investments 8.39%
Total 8.39%
Cash & Cash Equivalents
Net Receivable/Payable -0.36%
Total -0.36%
Grand Total 100.00%
BANK
Banks79.88%
Finance11.73%
Unrated0.36%
Cash & Equivalent8.03%̀
Baroda Banking and Financial Services Fund£ An open ended equity scheme investing in the Banking and Financial Services sector. 30 August, 2019
10
Investment Objective The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity, equity related instruments, money market instrument and debt securities.
Plan A 2.45%
Plan B (Direct) 1.69%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
September 12, 2003
CRISIL Hybrid 35+65 – Aggressive Index(effective February 1, 2018)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 1% if redeemed on or before 12 months from the date of allotment of units,
Nil if redeemed after 12 months from the date of allotment of units
AAUM & AUM
AAUM `555.68 Crs
AUM `547.65 Crs
Standard deviation 9.86%
Sharpe@ (0.20)
Beta 1.13
Portfolio Turnover (last 12 months)
1.41
@risk free rate (FBIL Overnight MIBOR) 5.45%
Risk Profile 30 August 2019
Mr. Sanjay Chawla&
(Experience 29 Years)
Portfolio Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
This product is suitable for investors who are seeking*
• Capital appreciation along with stability over long term.
• Investment predominantly in equity and equity related instru-ments with balance exposure to money market instruments and debt securities.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Top 10 Industries
Riskometer
Plan A `
Growth 52.34
Dividend 14.88
Plan B - Direct `
Growth 56.51
Dividend 16.87
NAV as on 30 August 2019
Baroda Hybrid Equity Fund2£
An open ended hybrid scheme investing predominantly in equity and equity related instruments.
Mr. Dipak Acharya
(Experience 15 Years)
& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to Net
AssetsEQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchangesHDFC Bank Ltd. Banks 8.14%ICICI Bank Ltd. Banks 4.97%HDFC Ltd. Finance 3.96%Tata Consultancy Services Ltd. Software 3.09%Marico Ltd. Consumer Non Durables 2.86%Larsen & Toubro Ltd. Construction Project 2.79%Indraprastha Gas Ltd. Gas 2.76%City Union Bank Ltd. Banks 2.67%State Bank of India Banks 2.60%Sterling & Wilson Solar Ltd. Construction Project 2.39%Reliance Industries Ltd. Petroleum Products 2.39%Tech Mahindra Ltd. Software 2.28%The Ramco Cements Ltd. Cement 2.06%HCL Technologies Ltd. Software 2.01%LIC Housing Finance Ltd. Finance 1.94%Petronet LNG Ltd. Gas 1.83%Solar Industries India Ltd. Chemicals 1.83%KEC International Ltd. Construction Project 1.79%Divi's Laboratories Ltd. Pharmaceuticals 1.78%Pidilite Industries Ltd. Chemicals 1.76%Sun Pharmaceutical Industries Ltd. Pharmaceuticals 1.64%
Axis Bank Ltd. Banks 1.58%The Federal Bank Ltd. Banks 1.25%Security and Intelligence Services (I) Ltd. Commercial Services 1.19%
Nestle India Ltd. Consumer Non Durables 1.18%Dr. Reddy's Laboratories Ltd. Pharmaceuticals 1.17%Castrol India Ltd. Petroleum Products 1.12%WABCO India Ltd. Auto Ancillaries 1.01%HDFC Life Insurance Company Ltd. Finance 0.92%
Yes Bank Ltd. Banks 0.88%Atul Ltd. Chemicals 0.84%Kansai Nerolac Paints Ltd. Consumer Non Durables 0.84%Bharat Petroleum Corporation Ltd. Petroleum Products 0.81%
Maruti Suzuki India Ltd. Auto 0.73%RBL Bank Ltd. Banks 0.42%Simplex Infrastructures Ltd. Construction 0.21%Total 71.69%CENTRAL GOVERNMENT SECURITIES7.26% CGL 2029 Sovereign 0.57%8.24% CGL 2027 Sovereign 0.26%
Name of InstrumentsRatings /Industries
% to Net
Assets7.59% CGL 2026 Sovereign 0.19%7.88% CGL 2030 Sovereign 0.14%8.28% CGL 2027 Sovereign 0.02%Total 1.18%STATE GOVERNMENT SECURITIES9.72% SDL 2023 Sovereign 1.00%Total 1.00%MONEY MARKET INSTRUMENTSCertificate of Deposits**Small Industries Development Bank of India CRISIL A1+ 1.74%
IndusInd Bank Ltd. CRISIL A1+ 1.42%Total 3.16%Commercial Paper**HDFC Ltd. CRISIL A1+ 1.42%Total 1.42%BONDS & NCDsListed / awaiting listing on the stock exchangesICICI Bank Ltd. [ICRA]AA+ 4.59%National Bank for Agriculture and Rural Development CRISIL AAA 2.96%
State Bank of India CRISIL AA+ 2.75%Bank of Baroda CRISIL AA+ 2.52%Indian Railway Finance Corporation Ltd. CRISIL AAA 2.35%
Larsen & Toubro Ltd. CRISIL AAA 1.30%Yes Bank Ltd. [ICRA]BBB+ 0.91%Dewan Housing Finance Corporation Ltd. CARE D 0.77%
Muthoot Finance Ltd. CRISIL AA 0.72%National Highways Authority of India CRISIL AAA 0.52%
Total 19.39%Margin Fixed DepositsHDFC Bank Ltd. Unrated 0.42%Total 0.42%TREPS / Reverse Repo Investments 2.29%Total 2.29%Cash & Cash EquivalentsNet Receivable/Payable -0.55%Total -0.55%Grand Total 100.00%
2Formerly known as Baroda Pioneer Balance Fund
BANK
Banks22.51%
Finance6.82%
Software7.38%
Construction Project6.97%
CRISIL AAA7.13%
Gas4.59%
[ICRA]AA+
4.59%
30 August, 2019
CRISIL AA+
5.27%
Consumer Non
Durables4.88%
Pharmaceuticals4.59%
11
Portfolio
Riskometer
This product is suitable for investors who are seeking*
• Capital appreciation over medium to long term.
• Investment in equity and equity linked securities as well as debt and money market instruments while managing risk through active asset allocation.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment ObjectiveThe primary objective of the Scheme is to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Fund Managers
November 14, 2018
50% S&P BSE 200 Index and 50% CRISIL Short Term Bond Fund IndexTotal Return variant of the Benchmark Index (TRI)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Regular and Direct
A. Growth Option (default option in case no option specified by investor); B. Daily Dividend 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor)
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: If units are redeemed upto 10% of the units, on or before one year from the date of allotment : Nil
If units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the applicable Net Asset Value (NAV)
If units are redeemed after one year from the date of allotment: Nil
Mr. Alok Sahoo
(Experience 18 Years)
AAUM & AUM
AAUM `387.32 Crs
AUM `389.85 Crs
Regular 2.47%
Direct 1.00%
Total Expense Ratio
Baroda Dynamic Equity FundAn open ended dynamic asset allocation fund
Portfolio
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Regular `
Growth 10.52
Dividend 10.52
Direct `
Growth 10.66
Dividend 10.66
NAV as on 30 August 2019Mr. Sanjay Chawla
(Experience 29 Years)
Name of InstrumentsRatings /Industries
% to Net
AssetsEQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchangesReliance Industries Ltd. Petroleum Products 5.44%Housing Development Finance Corporation Ltd. Finance 4.45%
ICICI Bank Ltd. Banks 3.36%
Petronet LNG Ltd. Gas 2.74%
Tata Consultancy Services Ltd. Software 2.32%
Nestle India Ltd. Consumer Non Durables 2.31%
HDFC Bank Ltd. Banks 2.29%
State Bank of India Banks 2.28%
NTPC Ltd. Power 2.18%
LIC Housing Finance Ltd. Finance 2.18%
Indraprastha Gas Ltd. Gas 2.15%
Larsen & Toubro Ltd. Construction Project 2.04%Sun Pharmaceutical Industries Ltd. Pharmaceuticals 2.02%
Kotak Mahindra Bank Ltd. Banks 2.02%
Marico Ltd. Consumer Non Durables 2.01%
Bajaj Finance Ltd. Finance 1.92%
Ultratech Cement Ltd. Cement 1.77%
Tech Mahindra Ltd. Software 1.69%
Sterling & Wilson Solar Ltd. Construction Project 1.64%
ITC Ltd. Consumer Non Durables 1.58%
The Federal Bank Ltd. Banks 1.54%
Divi's Laboratories Ltd. Pharmaceuticals 1.46%HDFC Life Insurance Company Ltd. Finance 1.43%
Pidilite Industries Ltd. Chemicals 1.41%Bharat Petroleum Corporation Ltd. Petroleum Products 1.37%
GAIL (India) Ltd. Gas 1.33%
The Ramco Cements Ltd. Cement 1.21%
Bharti Airtel Ltd. Telecom - Services 1.07%
BEML Ltd. Industrial Capital Goods 1.01%Container Corporation of India Ltd. Transportation 0.98%
Axis Bank Ltd. Banks 0.85%
HCL Technologies Ltd. Software 0.85%
Engineers India Ltd. Construction Project 0.79%
WABCO India Ltd. Auto Ancillaries 0.79%
Titan Company Ltd. Consumer Durables 0.68%
Maruti Suzuki India Ltd. Auto 0.63%
RBL Bank Ltd. Banks 0.59%
IndusInd Bank Ltd. Banks 0.50%
Name of InstrumentsRatings /Industries
% to Net
AssetsYes Bank Ltd. Banks 0.46%
Total 67.34%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
Export-Import Bank of India CRISIL AAA 6.44%National Highways Authority of India CRISIL AAA 2.33%Aditya Birla Housing Finance Ltd. [ICRA]AAA 2.01%
Larsen & Toubro Ltd. CRISIL AAA 1.83%
Yes Bank Ltd. [ICRA]BBB+ 1.07%
Aditya Birla Finance Ltd. [ICRA]AAA 0.63%National Bank for Agriculture and Rural Development CRISIL AAA 0.53%Housing and Urban Development Corporation Ltd. [ICRA]AAA 0.53%Indian Railway Finance Corporation Ltd. CRISIL AAA 0.51%
PNB Housing Finance Ltd. IND AA+ 0.51%
Total 16.39%
MONEY MARKET INSTRUMENTS
Commercial Paper**
HDB Financial Services Ltd. CRISIL A1+ 2.73%
Total 2.73%
Certificate of Deposits**Small Industries Development Bank of India CRISIL A1+ 3.95%
Total 3.95%
Margin Fixed Deposits
HDFC Bank Ltd. Unrated 2.56%
Total 2.56%
TREPS / Reverse Repo Investments 5.51%
Total 5.51%
Cash & Cash Equivalents
Net Receivable/Payable 1.52%
Total 1.52%
Grand Total 100.00%
DERIVATIVES / Stock Futures
Name of the Instrument Long / Short % to AUM
Reliance Industries Ltd. 26-SEP-19 Short (2.25)
Total (2.25)
Mr. Dipak Acharya@
(Experience 15 Years)
@Effective December 14, 2018, Mr. Dipak Acharya manages the scheme along with Mr. Sanjay Chawla and Mr. Alok Sahoo.
Top 10 Industries
BANK
Banks13.89%
Finance9.98%
Software4.86%Petroleum
Products6.81%
CRISIL AAA11.64%
Gas6.22%
CRISIL A1+
6.68%
Pharmaceuticals3.48%
30 August, 2019
Consumer Non
Durables5.90%
Construction Project4.47%
12
Investment ObjectiveThe primary objective of the Scheme is to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.
Baroda Equity Savings FundAn open-ended scheme investing in equity, arbitrage and debt instruments.
Benchmark
Plans & Option
Minimum Investment
Load Structure
40% NSE 50 Arbitrage index, 35% NIFTY Short Duration Debt index and 25% NSE100 index
RegulaR and diRect
A. Growth Option (default option in case no option specified by investor);
B. Dividend Option• Pay-out• Reinvestment (default sub-option in case no sub-option specified by investor)
Purchase: ` 5,000/- & in multiples of ` 1/- thereafterAdditional Purchase : ` 1,000/- and in multiples of ` 1/- thereafter. Re-purchase: No minimum amount
Entry Load: NA
Exit Load: If units are redeemed upto 10% of the units held, on or before one year from the date of allotment : Nil
• If units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the applicable Net Asset Value (NAV)
• If units are redeemed after one year from the date of allotment: Nil
The above exit load shall be applicable on a prospective basis to all subscription transactions, excluding switch-ins.
The above exit load structure is effective September 05, 2019.
Date of InceptionJuly 25, 2019
SIP (Minimum)` 500/month - 12 Installments` 1500/quarter - 4 Installments
AAUM & AUM
AAUM `462.52 Crs
AUM `461.09 Crs
Regular 1.97%
Direct 0.64%
Total Expense Ratio
Fund Managers
Mr. Alok Sahoo
(Experience 18 Years)
Mr. Pratish Krishnan
(Experience 15 Years)
Mr. Dipak Acharya
(Experience 15 Years)
Riskometer
This product is suitable for investors who are seeking*
• Long term capital appreciation and income generation.
• Investment in equity and equity related securities, arbitrage opportunities, and debt and money market instuments.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Regular `
Growth 10.03
Dividend 10.03
Direct `
Growth 10.05
Dividend 10.05
NAV as on 30 August 2019
Portfolio Portfolio
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to Net
AssetsEQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchangesReliance Industries Ltd. Petroleum Products 8.89%HDFC Ltd. Finance 5.75%HDFC Bank Ltd. Banks 5.27%State Bank of India Banks 4.84%Axis Bank Ltd. Banks 4.47%NTPC Ltd. Power 3.68%ITC Ltd. Consumer Non Durables 3.24%Coal India Ltd. Minerals/Mining 3.15%Ambuja Cements Ltd. Cement 2.42%IndusInd Bank Ltd. Banks 1.97%Bajaj Finance Ltd. Finance 1.55%Nestle India Ltd. Consumer Non Durables 1.51%Tata Consultancy Services Ltd. Software 1.47%Kotak Mahindra Bank Ltd. Banks 1.24%Hindustan Unilever Ltd. Consumer Non Durables 1.18%Grasim Industries Ltd. Cement 1.13%GAIL (India) Ltd. Gas 1.13%Hindustan Petroleum Corporation Ltd. Petroleum Products 1.13%
ICICI Bank Ltd. Banks 1.09%HCL Technologies Ltd. Software 1.07%Siemens Ltd. Industrial Capital Goods 1.04%Bharti Airtel Ltd. Telecom - Services 1.04%Larsen & Toubro Ltd. Construction Project 1.01%Adani Ports and Special Economic Zone Ltd. Transportation 0.95%
Bajaj Finserv Ltd. Finance 0.93%Sterling & Wilson Solar Ltd. Construction Project 0.93%Ultratech Cement Ltd. Cement 0.92%Oil & Natural Gas Corporation Ltd. Oil 0.90%
UPL Ltd. Pesticides 0.84%Punjab National Bank Banks 0.80%Jindal Steel & Power Ltd. Ferrous Metals 0.72%Bharat Petroleum Corporation Ltd. Petroleum Products 0.71%Power Finance Corporation Ltd. Finance 0.65%
JSW Steel Ltd. Ferrous Metals 0.64%Titan Company Ltd. Consumer Durables 0.60%Dabur India Ltd. Consumer Non Durables 0.58%Dr. Reddy's Laboratories Ltd. Pharmaceuticals 0.50%Asian Paints Ltd. Consumer Non Durables 0.40%Union Bank of India Banks 0.27%Havells India Ltd. Consumer Durables 0.22%Yes Bank Ltd. Banks 0.19%Bharat Heavy Electricals Ltd. Industrial Capital Goods 0.17%Cipla Ltd. Pharmaceuticals 0.15%Total 71.34%BONDS & NCDsListed / awaiting listing on the stock exchangesState Bank of India CRISIL AA+ 2.17%Bank of Baroda CARE AA 2.13%Yes Bank Ltd. [ICRA]BBB+ 0.90%
Name of InstrumentsRatings /Industries
% to Net
AssetsHDFC Bank Ltd. CRISIL AA+ 0.66%Total 5.86 %MONEY MARKET INSTRUMENTSCertificate of Deposits**Small Industries Development Bank of India CRISIL A1+ 5.12%
Total 5.12%Margin Fixed DepositsHDFC Bank Ltd. Unrated 6.65%Total 6.65%TREPS / Reverse Repo Investments 5.50%Total 5.50%Cash & Cash EquivalentsNet Receivable/Payable 5.53%Total 5.53%Grand Total 100.00%DERIVATIVES / Stock FuturesName of the Instrument Long / Short % to AUMReliance Industries Ltd. Short (7.43)Axis Bank Ltd. 26-SEP-19 Short (4.47)HDFC Bank Ltd. 26-SEP-19 Short (4.03)Housing Development Finance Corporation Ltd. 26-SEP-19 Short (3.89)
State Bank of India 26-SEP-19 Short (3.65)Coal India Ltd. 26-SEP-19 Short (3.15)NTPC Ltd. 26-SEP-19 Short (2.61)Ambuja Cements Ltd. Short (2.43)ITC Ltd. 26-SEP-19 Short (2.05)IndusInd Bank Ltd. 26-SEP-19 Short (1.97)Grasim Industries Ltd. Short (1.14)Hindustan Petroleum Corporation Ltd. 26-SEP-19 Short (1.13)Oil & Natural Gas Corporation Ltd. 26-SEP-19 Short (0.90)
UPL Ltd. 26-SEP-19 Short (0.84)Bajaj Finance Ltd. 26-SEP-19 Short (0.83)Punjab National Bank Short (0.80)Jindal Steel & Power Ltd. Short (0.72)Bharat Petroleum Corporation Ltd. 26-SEP-19 Short (0.71)Power Finance Corporation Ltd. 26-SEP-19 Short (0.65)
JSW Steel Ltd. 26-SEP-19 Short (0.64)Dabur India Ltd. 26-SEP-19 Short (0.59)Bharti Airtel Ltd. 26-SEP-19 Short (0.52)Asian Paints Ltd. 26-SEP-19 Short (0.40)Nestle India Ltd. 26-SEP-19 Short (0.39)Union Bank of India 26-SEP-19 Short (0.27)Hindustan Unilever Ltd. Short (0.20)Bharat Heavy Electricals Ltd. Short (0.17)Cipla Ltd. 26-SEP-19 Short (0.15)ICICI Bank Ltd. 26-SEP-19 Short (0.02)Total (46.75)
Top 10 Industries
BANK
Banks20.14%
Finance8.88%Petroleum
Products10.73%
CRISIL A1+
5.12%
Cement4.47%
Unrated6.65%
Power3.68%
Minerals/Mining3.15%
30 August, 2019
Consumer Non
Durables6.91%
CRISIL AA+
2.83%
13
Baroda Conservative Hybrid Fund3£
An open ended hybrid scheme investing pre-dominantly in debt instruments.
Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25 £ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
30.68%
0.29%
0.41%
0.87%
1.03%
1.69%
1.71%
1.81%
5.23%
56.28%
Cash & Cash Equivalents
Consumer Durables
Cement
Petroleum Products
Construction Project
Consumer Non Durables
Finance
Software
Banks
Sovereign
Ratings
Riskometer
This product is suitable for investors who are seeking*• Regular Income and capital appreciation over medium term
with providing liquidity.• Investment in debt and money market instruments and in equity
and equity related instruments.* Investors should consult their financial advisers if in
doubt about whether the product is suitable for them.
Investment ObjectiveTo generate regular income through investment in debt and money market instruments and also to generate long term capital appreciation by investing a portion in equity and equity related instruments.
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Fund Manager#
September 08, 2004
CRISIL Hybrid 85+15 - Conservative Index (effective February 1, 2018)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Monthly Dividend (default) 1. Payout 2. Re-investment (default sub-option in case no option specified by investor) C. Quarterly Dividend 1. Payout 2. Reinvestment (default sub-option in case no option specified by investor) D. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: NIL
Ms. Hetal Shah
(Experience 20 Years)
Average Maturity (Days) 2528
Modified Duration (Years) 4.69
Portfolio Yield (%) 6.26
Portfolio Characteristic
AAUM & AUM
AAUM `17.41 Crs
AUM `19.32 Crs
Plan A 2.19%
Plan B (Direct) 1.19%
Total Expense Ratio Plan A `
Growth 25.1825
Dividend - Monthly 13.9637
Dividend - Quarterly 13.6585
Plan B - Direct `
Growth 26.6444
Dividend - Monthly 14.6070
Dividend - Quarterly 13.7204
NAV as on 30 August 2019
Name of InstrumentsRatings /Industries
% to NetAssets
EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchangesHDFC Bank Ltd. Banks 2.84%
ICICI Bank Ltd. Banks 1.68%Housing Development Finance Corporation Ltd.
Finance 1.12%
Marico Ltd.Consumer Non Durables
1.11%
Larsen & Toubro Ltd. Construction Project 1.03%
Reliance Industries Ltd. Petroleum Products 0.65%Tata Consultancy Services Ltd.
Software 0.58%
Hindustan Unilever Ltd.Consumer Non Durables
0.58%
IndusInd Bank Ltd. Banks 0.58%
HCL Technologies Ltd. Software 0.57%
Bajaj Finance Ltd. Finance 0.52%
Tech Mahindra Ltd. Software 0.41%
Titan Company Ltd. Consumer Durables 0.29%
Ultratech Cement Ltd. Cement 0.26%
Mphasis Ltd. Software 0.25%
Gulf Oil Lubricants India Ltd. Petroleum Products 0.22%
The Ramco Cements Ltd. Cement 0.15%
DCB Bank Ltd. Banks 0.08%Cholamandalam Investment & Finance Co. Ltd.
Finance 0.07%
RBL Bank Ltd. Banks 0.05%
Total 13.04%
CENTRAL GOVERNMENT SECURITIES
6.68% CGL 2031 Sovereign 38.35%
7.17% CGL 2028 Sovereign 6.94%
7.59% CGL 2026 Sovereign 5.45%
8.24% CGL 2027 Sovereign 2.81%
7.59% CGL 2029 Sovereign 2.73%
Total 56.28%
TREPS / Reverse Repo Investments 28.61%
Total 28.61%
Cash & Cash Equivalents
Net Receivable/Payable 2.07%
Total 2.07%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.
3Formerly known as Baroda Pioneer Monthly Income Plan (MIP) Fund
Instruments
56.28%
28.61%
13.04%2.07% Central Government
Securities
TREPS / Reverse RepoInvestments
EQUITY & EQUITY
RELATED
Cash & Cash
Equivalents
30 August, 2019
14
Baroda Credit Risk Fund4£ An open ended debt scheme predominantly investing in AA and below rated corporate bonds.(Excluding AA+ rated corporate bonds)
Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
26.21%
0.14%
1.25%
1.25%
1.37%
2.58%
2.81%
3.28%
3.39%
3.77%
6.65%
7.90%
8.60%
9.91%
10.19%
10.70%
Cash & Cash Equivalents
CARE AA
Sovereign
CARE D
CRISIL AAA(SO)
BWR AAA
[ICRA]BBB+
[ICRA]A1+
[ICRA]AA+
CRISIL AA+
CRISIL AAA
[ICRA]A1
[ICRA]A+
[ICRA]AA-
CRISIL AA
CRISIL A1+
Ratings
Riskometer
This product is suitable for investors who are seeking*
• Income over medium term.
• Investment in a mix of debt and money market instruments across the credit and maturity spectrum.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment Objective The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Fund Managers#
January 23, 2015
CRISIL Short Term Bond Fund Index
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Monthly Dividend 1. Payout 2. Re-investment (default sub-option in case no option specified by investor) C. Quarterly Dividend 1. Payout 2. Reinvestment (default sub-option in case no option specified by investor) D. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: If units are redeemed upto 10% of the units, on or before one year from the date of allotment : Nil
If units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the applicable Net Asset Value (NAV)
If units are redeemed after one year from the date of allotment: Nil
AAUM `778.47 Crs
AUM `741.43 Crs
Average Maturity (Days) 629
Modified Duration (Years) 1.27
Portfolio Yield (%) 8.56
Portfolio Characteristic
AAUM & AUM
Plan A 1.74%
Plan B (Direct) 0.81%
Total Expense Ratio Plan A `
Growth 14.1762
Dividend - Monthly 10.1398
Dividend - Quarterly 10.2075
Plan B - Direct `
Growth 14.9121
Dividend - Monthly 10.8051
Dividend - Quarterly 10.7806
NAV as on 30 August 2019
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to NetAssets
CENTRAL GOVERNMENT SECURITIES7.17% CGL 2028 Sovereign 0.70%6.68% CGL 2031 Sovereign 0.08%Total 0.78%STATE GOVERNMENT SECURITIES8.11% SDL 2028 Sovereign 0.47%Total 0.47%BONDS & NCDsListed / awaiting listing on the stock exchangesMotilal Oswal Home Finance Ltd. [ICRA]A+ 8.60%
Edelweiss Commodities Services Ltd.
[ICRA]AA- 7.24%
IndusInd Bank Ltd. CRISIL AA 6.26%ICICI Bank Ltd. [ICRA]AA+ 3.39%HDFC Bank Ltd. CRISIL AAA 2.86%Yes Bank Ltd. [ICRA]BBB+ 2.81%Edelweiss Housing Finance Ltd. [ICRA]AA- 2.67%Indiabulls Housing Finance Ltd. BWR AAA 2.58%Muthoot Finance Ltd. CRISIL AA 2.57%HDFC Bank Ltd. CRISIL AA+ 2.31%National Bank for Agriculture and Rural Development
CRISIL AAA 1.95%
Indian Railway Finance Corporation Ltd.
CRISIL AAA 1.57%
Bank of Baroda CRISIL AA+ 1.46%IIFL Home Finance Ltd. CRISIL AA 1.36%Dewan Housing Finance Corporation Ltd. CARE D 1.25%
Reliance Industries Ltd. CRISIL AAA 0.27%Bank of Baroda CARE AA 0.14%Total 49.29%MONEY MARKET INSTRUMENTCommercial Paper**National Bank for Agriculture and Rural Development CRISIL A1+ 9.40%
Total 9.40%Certificate of Deposits**Utkarsh Small Finance Bank Ltd. [ICRA]A1 7.90%
ICICI Bank Ltd. [ICRA]A1+ 3.28%IndusInd Bank Ltd. CRISIL A1+ 1.30%Total 12.48%UnlistedPowergrid Vizag Transmission Ltd. CRISIL AAA(SO) 1.37%
Total 1.37%TREPS / Reverse Repo Investments 24.63%Total 24.63%Cash & Cash EquivalentsNet Receivable/Payable 1.58%Total 1.58%Grand Total 100.00%
4Formerly known as Baroda Pioneer Credit Opportunities Fund
Mr. Alok Sahoo
(Experience 18 Years)
Mr. Karn Kumar&
(Experience 15 Years)
& Mr. Karn Kumar is managing the Scheme along with Mr. Alok Sahoo effective July 24, 2017
Instruments
49.29%
24.63%
12.48%
9.40%1.58%1.37%0.78%
0.47%BONDS & NCDs
TREPS / Reverse RepoInvestments
Certificate of Deposits
Commercial Paper
Cash & CashEquivalents
Unlisted
Central GovernmentSecurities
State GovernmentSecurities
30 August, 2019
15
Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
Riskometer
This product is suitable for investors who are seeking*
• Credit risk free regular Income over long term.
• Investment only in Government (both Central and State Government) Securities.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment ObjectiveTo generate income by investing in a portfolio of Government securities.
Plan A 1.90%
Plan B (Direct) 1.17%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Manager#
March 21, 2002
I SEC-MI BEX
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend 1. Payout 2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 0.25%, if redeemed on or before
1 month (30 days) from the date of allotment of units.
Nil, if redeemed after 1 month (30 days) from the date of allotment of units.
Ms. Hetal Shah
(Experience 20 Years)
AAUM & AUM
AAUM `43.31 Crs
AUM `43.27 Crs
Average Maturity (Days) 2663
Modified Duration (Years) 5.18
Portfolio Yield (%) 6.49
Portfolio Characteristic
Baroda Gilt Fund£
An open ended debt scheme investing in government securities across maturity.
Plan A `
Growth 30.2571
Dividend 21.4561
Plan B- Direct `
Growth 32.0827
Dividend 27.7749
NAV as on 30 August 2019
Name of InstrumentsRatings /Industries
% to NetAssets
CENTRAL GOVERNMENT SECURITIES
7.26% CGL 2029 Sovereign 16.95%
6.68% CGL 2031 Sovereign 16.89%
7.17% CGL 2028 Sovereign 16.68%
8.24% CGL 2027 Sovereign 8.04%
7.59% CGL 2029 Sovereign 6.81%
8.28% CGL 2027 Sovereign 6.05%
6.79% CGL 2027 Sovereign 2.33%
7.59% CGL 2026 Sovereign 1.22%
7.88% CGL 2030 Sovereign 0.15%
Total 75.12%
STATE GOVERNMENT SECURITIES
9.39% SDL 2023 Sovereign 6.30%
Total 6.30%
TREPS / Reverse Repo Investments 14.77%
Total 14.77%
Cash & Cash Equivalents
Net Receivable/Payable 3.81%
Total 3.81%
Grand Total 100.00%
Ratings
18.58%
81.42%
Cash & Cash Equivalents
Sovereign
Instruments
75.12%
14.77%
6.30%3.81% Central Government
Securities
TREPS / Reverse RepoInvestments
State GovernmentSecurities
Cash & CashEquivalents
30 August, 2019
16
Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
Riskometer
This product is suitable for investors who are seeking*
• Regular Income over medium term with providing liquidity.
• Investment in medium to long term corporate bonds and / or government securities and manage the portfolio dynamically through different interest rate cycles.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment ObjectiveThe investment objective of the scheme is to generate returns with liquidity by managing the portfolio dynamically through interest rate cycles.
Plan A 1.58%
Plan B (Direct) 1.15%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
June 30, 2012
CRISIL Composite Bond Fund Index
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Dividend 1. Payout 2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 0.50%, if redeemed within 3 months from the date of allotment of units, Nil, if redeemed after 3 months from the date of allotment of units.
Mr. Alok Sahoo
(Experience 18 Years)
Ms. Hetal Shah
(Experience 20 Years)
AAUM & AUM
AAUM `22.12 Crs
AUM `22.07 Crs
Average Maturity (Days) 2551
Modified Duration (Years) 5.08
Portfolio Yield (%) 7.36
Portfolio Characteristic
Plan A `
Growth 16.4947
Dividend 12.5816
Plan B - Direct `
Growth 17.3273
Dividend 13.3532
NAV as on 30 August 2019
Baroda Dynamic Bond Fund£+
An open-ended dynamic debt scheme investing across duration.
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.
Name of InstrumentsRatings /Industries
% to NetAssets
CENTRAL GOVERNMENT SECURITIES
6.68% CGL 2031 Sovereign 20.14%
6.79% CGL 2027 Sovereign 18.25%
8.28% CGL 2027 Sovereign 12.36%
7.59% CGL 2026 Sovereign 11.91%
7.59% CGL 2029 Sovereign 8.11%
Total 70.77%
STATE GOVERNMENT SECURITIES
9.35% SDL 2024 Sovereign 3.74%
8.58% SDL 2023 Sovereign 3.40%
9.39% SDL 2023 Sovereign 2.14%
8.60% SDL 2023 Sovereign 0.64%
Total 9.92%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
Edelweiss Commodities Services Ltd. [ICRA]AA- 8.68%
Dewan Housing Finance Corporation Ltd. CARE D 3.96%
Total 12.64%
TREPS / Reverse Repo Investments 4.26%
Total 4.26%
Cash & Cash Equivalents
Net Receivable/Payable 2.41%
Total 2.41%
Grand Total 100.00%
Ratings
6.67%
3.96%
8.68%
80.69%
Cash & Cash Equivalents
CARE D
[ICRA]AA-
Sovereign
Instruments
70.77%
12.64%
9.92%
4.26% 2.41% Central GovernmentSecurities
BONDS & NCDs
State GovernmentSecurities
TREPS / Reverse RepoInvestments
Cash & CashEquivalents
+Effective January 14, 2019, Baroda Income Fund was merged with Baroda Dynamic Bond Fund and Baroda Income Fund has ceased to exist.
30 August, 2019
17
Baroda Short Term Bond Fund£
An open-ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years (please refer to pg 34 of SID).
Portfolio
^ The Dividend Option has been renamed as Monthly Dividend Option and a Quarterly Dividend Option has been introduced effective December 23, 2016.# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
Riskometer
This product is suitable for investors who are seeking*
• Regular Income over short term.
• Investment predominantly in Money Market Instruments (i.e. CP/CD) and Short Term Debt Market Instruments.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment ObjectiveThe objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.
Plan A 1.30%
Plan B (Direct) 0.65%
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
June 30, 2010
CRISIL Short Term Bond Fund Index
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Monthly Dividend^ 1. Payout 2. Re-investment (default sub-option in case no option specified by investor) C. Quarterly Dividend^ 1. Payout 2. Re-investment (default sub-option in case no option specified by investor)
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: 0.25%, if redeemed on or before 15 days from the date of allotment of units.
Nil, if redeemed after 15 days from the date of allotment of units.
Mr. Alok Sahoo
(Experience 18 Years)
Ms. Hetal Shah
(Experience 20 Years)
AAUM & AUM
AAUM `303.64 Crs
AUM `297.87 Crs
Average Maturity (Days) 1181
Modified Duration (Years) 2.38
Portfolio Yield (%) 8.13
Macaulay duration (Years) 2.53
Portfolio Characteristic
Plan A `
Growth 20.6494
Dividend 10.1348
Dividend - Quarterly 10.4673
Plan B - Direct `
Growth 21.5238
Dividend 10.1357
Dividend - Quarterly 10.5905
NAV as on 30 August 2019
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to NetAssets
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
National Bank for Agriculture and Rural Development
CRISIL AAA 12.84%
Bajaj Finance Ltd. CRISIL AAA 8.57%
Reliance Industries Ltd. CRISIL AAA 8.41%
IndusInd Bank Ltd. CRISIL AA 8.37%
NHPC Ltd. IND AAA 7.11%
Larsen & Toubro Ltd. CRISIL AAA 6.86%
PNB Housing Finance Ltd. IND AA+ 6.36%
Muthoot Finance Ltd. CRISIL AA 4.97%
Edelweiss Commodities Services Ltd. [ICRA]AA- 4.83%
Indian Railway Finance Corporation Ltd. CRISIL AAA 3.70%
India Infoline Finance Ltd. [ICRA]AA 2.01%
Aditya Birla Finance Ltd. [ICRA]AAA 1.87%
Bank of Baroda [ICRA]AA 1.70%
L&T Finance Ltd. [ICRA]AAA 1.68%
Motilal Oswal Home Finance Ltd. [ICRA]A+ 0.67%
Total 79.95%
MONEY MARKET INSTRUMENT
Certificate of Deposits**
IndusInd Bank Ltd. CRISIL A1+ 6.52%
Small Industries Development Bank of India CRISIL A1+ 5.41%
Total 11.93%
CENTRAL GOVERNMENT SECURITIES
7.17% CGL 2028 Sovereign 2.80%
Total 2.80%
TREPS / Reverse Repo Investments 2.30%
Total 2.30%
Cash & Cash Equivalents
Net Receivable/Payable 3.02%
Total 3.02%
Grand Total 100.00%
Ratings
5.32%
0.67%
2.80%
3.55%
3.71%
4.83%
6.36%
7.11%
11.93%
13.34%
40.38%
Cash & Cash Equivalents
[ICRA]A+
Sovereign
[ICRA]AAA
[ICRA]AA
[ICRA]AA-
IND AA+
IND AAA
CRISIL A1+
CRISIL AA
CRISIL AAA
Instruments
79.95%
11.93%
3.02%2.80% 2.30% BONDS & NCDs
Certificate of Deposits
Cash & CashEquivalents
Central Government
Securities
TREPS / Reverse RepoInvestments
30 August, 2019
18
Baroda Treasury Advantage Fund£
An open-ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months (please refer to pg 34 of SID).
Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Treasury Advantage Fund (earlier called Institutional Plan)*For Disclaimer please refer page no 25# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25£ Pursuant to the SEBI circulars issued by SEBI on “Categorisation and Rationalisation of mutual fund schemes”, there has been change in the fundamental attributes of the scheme effective June 6, 2018.
Riskometer
This product is suitable for investors who are seeking*
• Regular income over short term with maintaining a balance between returns and liquidity.
• Investment predominantly in Money Market (i.e. CP/CDs) and Debt Market Instruments.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment ObjectiveThe main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments.
Plan A 0.90%
Plan B (Direct) 0.59%
Date of Inception
Benchmark
Plans & Option
Minimum Investment
Load Structure
Total Expense Ratio
Fund Managers#
June 24, 2009
CRISIL Liquid Fund Index
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Daily Dividend 1. Re-investment C. Weekly Dividend 1. Re-investment D. Monthly Dividend 1. Payout 2. Re-investment (default sub option in case no option specified by investor) E. Quarterly Dividend 1. Payout 2. Re-investment (default sub option in case no option specified by investor) F. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: NIL
Mr. Alok Sahoo
(Experience 18 Years)
Ms. Hetal Shah
(Experience 20 Years)
AAUM & AUM
AAUM `286.52 Crs
AUM `182.84 Crs
Average Maturity (Days) 432
Modified Duration (Years) 0.94
Portfolio Yield (%) 8.75
Macaulay duration (Months) 12.77
Portfolio Characteristic
SIP (Minimum)
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Regular `
Growth 1777.0052Dividend - Daily 843.2740Dividend - Weekly 837.7458Dividend - Monthly 838.6696Plan A `
Bonus 1808.9420Growth 1822.1570Dividend - Daily 863.4795Dividend - Weekly 837.8204Dividend - Monthly 838.6633Dividend - Quarterly 865.5109Plan B - Direct `
Growth 1860.9759Dividend - Daily 846.0658Dividend - Weekly 838.6864Dividend - Monthly 839.5700Dividend - Quarterly 876.0782
NAV as on 30 August 2019
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to NetAssets
MONEY MARKET INSTRUMENT
Commercial Paper**
National Bank for Agriculture and Rural Development
CRISIL A1+ 16.34%
Total 16.34%
Certificate of Deposits**
Small Industries Development Bank of India
CRISIL A1+ 11.46%
HDFC Bank Ltd. IND A1+ 10.62%
Total 22.08%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
Motilal Oswal Home Finance Ltd. [ICRA]A+ 18.06%
Yes Bank Ltd. [ICRA]BBB+ 15.25%
Dewan Housing Finance Corporation Ltd. CARE D 14.17%
Muthoot Finance Ltd. CRISIL AA 8.04%
India Infoline Finance Ltd. [ICRA]AA 4.91%
Indiabulls Housing Finance Ltd. BWR AAA 2.62%
Edelweiss Commodities Services Ltd. [ICRA]AA- 1.05%
IndusInd Bank Ltd. CRISIL AA 0.53%
Total 64.63%
TREPS / Reverse Repo Investments 20.83%
Total 20.83%
Cash & Cash Equivalents
Net Receivable/Payable -23.88%
Total -23.88%
Grand Total 100.00%
Ratings
-3.05%
1.05%
2.62%
4.91%
8.57%
10.62%
14.17%
15.25%
18.06%
27.80%
Cash & Cash Equivalents
[ICRA]AA-
BWR AAA
[ICRA]AA
CRISIL AA
IND A1+
CARE D
[ICRA]BBB+
[ICRA]A+
CRISIL A1+
Instruments
64.63%
22.08%
20.83%
16.34%
- 23.88% BONDS & NCDs
Certificate of Deposits
TREPS / Reverse RepoInvestments
Commercial Paper
Cash & CashEquivalents
30 August, 2019
19
Baroda Ultra Short Duration Fund(An open ended ultra short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months) (please refer to pg 33 of SID)
Portfolio
# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25
Riskometer
This product is suitable for investors who are seeking*
• Reasonable returns with convenience of liquidity over ultra-short Term.
• Investments in a basket of debt and money market in instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment Objective The primary objective of the Scheme is to generate regular income by investing in a portfolio of debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months – 6 months (please refer to page no.33 of SID).However, there can be no assurance that the investment objective of the Scheme will be realized.
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Fund Managers#
June 1, 2018
CRISIL Ultra Short Fund Index
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Regular and Direct
A. Growth Option (default option in case no option specified by investor); B. Daily Dividend 1. Re-investment C. Weekly Dividend 1. Re-investment
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA Exit Load: NIL
Mr. Alok Sahoo
(Experience 18 Years)
Ms. Hetal Shah
(Experience 20 Years)
Average Maturity (Days) 123
Modified Duration (Years) 0.32
Portfolio Yield (%) 6.31
Macaulay duration (Months) 4.09
Portfolio Characteristic
AAUM & AUM
AAUM `240.65 Crs
AUM `230.42 Crs
Regular 0.38%
Direct 0.20%
Total Expense RatioRegular `
Growth 1104.5966
Dividend - Daily 1006.2583
Dividend - Weekly 1005.4408
Direct `
Growth 1107.2421
Dividend - Daily 1004.8690
Dividend - Weekly 1005.4607
NAV as on 30 August 2019
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to NetAssets
MONEY MARKET INSTRUMENT
Certificate of Deposit**
Small Industries Development Bank of India
CRISIL A1+ 10.53%
Bandhan Bank Ltd. [ICRA]A1+ 8.66%
IndusInd Bank Ltd. CRISIL A1+ 8.40%
National Bank for Agriculture and Rural Development
CRISIL A1+ 4.21%
HDFC Bank Ltd. IND A1+ 2.11%
Total 33.91%
Commercial Paper**
Housing Development Finance Corporation Ltd.
CRISIL A1+ 10.56%
Axis Finance Ltd. CRISIL A1+ 6.30%
Total 16.86%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
Export-Import Bank of India CRISIL AAA 10.89%
Bank of Baroda CARE AA 10.45%
PNB Housing Finance Ltd. IND AA+ 6.06%
National Bank for Agriculture and Rural Development
CRISIL AAA 3.50%
Total 30.90%
TREPS / Reverse Repo Investments 15.07%
Total 15.07%
Cash & Cash Equivalents
Net Receivable/Payable 3.26%
Total 3.26%
Grand Total 100.00%
Ratings
18.33%
2.11%
6.06%
8.66%
10.45%
14.39%
40.00%
Cash & Cash Equivalents
IND A1+
IND AA+
[ICRA]A1+
CARE AA
CRISIL AAA
CRISIL A1+
Instruments
33.91%
30.90%
16.86%
15.07%
3.26% Certificate of Deposits
BONDS & NCDs
Commercial Paper
TREPS / Reverse Repo
Investments
Cash & CashEquivalents
30 August, 2019
20
Portfolio
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Liquid Fund (earlier called Institutional Plan)
*For Disclaimer please refer page no 25# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 23 - 25
Riskometer
This product is suitable for investors who are seeking*
• Regular income over short term with maintaining a balance between returns and liquidity.
• Investment predominantly in Money Market (i.e. CP/CDs) and Debt Market Instruments.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investment ObjectiveTo generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.
Date of Inception
Benchmark
SIP (Minimum)
Plans & Option
Minimum Investment
Load Structure
Fund Managers#
February 5, 2009
CRISIL Liquid Fund Index
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Plan A and Plan B (Direct)
A. Growth Option (default option in case no option specified by investor); B. Daily Dividend 1. Re-investment C. Weekly Dividend 1. Re-investment D. Bonus Option$
` 5,000/- & in multiples of ` 1/- thereafter
Entry Load: NA
Exit Load: NIL
Mr. Alok Sahoo
(Experience 18 Years)
Ms. Hetal Shah
(Experience 20 Years)
Average Maturity (Days) 12
Modified Duration (Years) 0.03
Portfolio Yield (%) 5.57
Portfolio Characteristic
AAUM & AUM
AAUM `6,521.63 Crs
AUM `6,324.81 Crs
Plan A 0.20%
Plan B (Direct) 0.10%
Total Expense Ratio
Regular `
Growth 3236.2378
Dividend 2772.6758
Dividend - Daily 1006.0602
Plan A `
Growth 2199.2844
Dividend - Daily 1001.1996
Dividend - Weekly 1000.8048
Plan B - Direct `
Growth 2213.2233
Dividend - Daily 1002.0849
Dividend - Weekly 1219.5549
NAV as on 31 August 2019
Baroda Liquid FundAn open ended liquid scheme
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to NetAssets
MONEY MARKET INSTRUMENT
Commercial Paper**
Reliance Retail Ltd. CRISIL A1+ 6.32%
Indian Railway Finance Corporation Ltd. CRISIL A1+ 3.15%
Adani Ports and Special Economic Zone Ltd. [ICRA]A1+ 3.12%
Motilal Oswal Home Finance Ltd. [ICRA]A1+ 2.36%
National Bank for Agriculture and Rural Development CRISIL A1+ 1.58%
Chambal Fertilisers and Chemicals Ltd. CRISIL A1+ 1.57%
IIFL Wealth Finance Ltd. CRISIL A1+ 0.79%
Total 18.89%
Treasury Bills
182 DAY T-BILL 05.09.19 Sovereign 11.85%
182 DAY T-BILL 26.09.19 Sovereign 3.94%
182 DAY T-BILL 12.09.19 Sovereign 3.24%
91 DAY T-BILL 26.09.19 Sovereign 2.72%
91 DAY T-BILL 19.09.19 Sovereign 2.46%
364 DAY T-BILL 13.09.19 Sovereign 2.29%
33 DAYS CMB 16.09.19 Sovereign 1.47%
Total 27.97%
Short Term Deposits
Ujjivan Small Finance Bank Ltd. 2.37%
Total 2.37%
TREPS / Reverse Repo Investments 50.74%
Total 50.74%
Cash & Cash Equivalents
Net Receivable/Payable 0.03%
Total 0.03%
Grand Total 100.00%
Ratings
50.77%
2.37%
5.48%
13.41%
27.97%
Cash & Cash Equivalents
Unrated
[ICRA]A1+
CRISIL A1+
Sovereign
Instruments
50.74%
27.97%
18.89%
2.37%0.03% TREPS / Reverse RepoInvestments
Treasury Bills
Commercial Paper
Short Term Deposits
Cash & Cash
Equivalents
30 August, 2019
21
Investment ObjectiveThe primary objective of the scheme is to generate returns, commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of one business day. There is no assurance that the investment objective of the scheme will be realized.
Benchmark
Plans & Option
Minimum Investment
Load Structure
CRISIL Overnight Index
RegulaR and diRect
A. Growth Option (default option in case no option specified by investor);
B. Dividend Option
The Dividend option offers the following sub-options1. Daily Dividend (default in case no sub-option is specified by the investor)2. Weekly DividendDividends, if any, declared by the scheme will be compulsorily re-invested.
Purchase: ` 5,000/- & in multiples of ` 1/- thereafterAdditional Purchase : ` 1,000/- and in multiples of ` 1/- thereafter. Re-purchase: No minimum amount
Entry Load: NA
Exit Load: NIL
Date of InceptionApril 25, 2019
Baroda Overnight Fund(An open-ended debt scheme investing in overnight securities)
Portfolio
Name of Instruments% to Net
Assets
TREPS / Reverse Repo Investments 100.01%
Total 100.01%
Cash & Cash Equivalents
Net Receivable/Payable -0.01%
Total -0.01%
Grand Total 100.00%
Riskometer
This product is suitable for investors who are seeking*
• Generate returns, commensurate with low risk and high level of liquidity.
• Invest in overnight securities having maturity of one business day.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Regular `
Growth 1019.8203
Dividend - Daily 1000.0000
Dividend - Weekly 1000.7379
Direct `
Growth 1020.0003
Dividend - Daily 1000.0000
Dividend - Weekly 1000.7750
NAV as on 31 August 2019
SIP (Minimum)
Fund Managers
` 500/month - 12 Installments` 1500/quarter - 4 Installments
Mr. Alok Sahoo
(Experience 18 Years)
Ms. Hetal Shah
(Experience 20 Years)
AAUM & AUM
AAUM `35.85 Crs
AUM& `31.21Crs
Regular 0.15%
Direct 0.10%
Total Expense Ratio
Average Maturity (Days) 3
Modified Duration (Years) 0.01
Portfolio Yield (%) 5.35
Portfolio Characteristic
& Aggregate investments made by other schemes of Baroda Mutual Fund – 20.10 crores
30 August, 2019
22
Investment ObjectiveThe primary objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made in money market instruments.
Baroda Money Market FundAn open ended debt scheme investing in money market instruments.
Riskometer
This product is suitable for investors who are seeking*
• Regular income over short term.
• Investments in money market instruments having maturity upto 1 year.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Regular `
Growth 1016.9948
Dividend - Daily 1003.7384
Dividend - Weekly 1004.2025
Direct `
Growth 1017.5993
Dividend - Daily 1003.7458
Dividend - Weekly NA
Dividend - Monthly 1004.3664
NAV as on 30 August 2019
Portfolio
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND; BWR.**Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
Name of InstrumentsRatings /Industries
% to NetAssets
MONEY MARKET INSTRUMENT
Commercial Paper**
Housing Development Finance Corporation Ltd.
CRISIL A1+ 13.18%
HDB Financial Services Ltd. CRISIL A1+ 10.83%
Axis Finance Ltd. CRISIL A1+ 7.73%
Total 31.74%
Certificate of Deposit**
IndusInd Bank Ltd. CRISIL A1+ 13.16%
National Bank for Agriculture and Rural Development
CRISIL A1+ 11.62%
Small Industries Development Bank of India CRISIL A1+ 7.75%
Total 32.53%
TREPS / Reverse Repo Investments 35.52%
Total 35.52%
Cash & Cash Equivalents
Net Receivable/Payable 0.21%
Total 0.21%
Grand Total 100.00%
Ratings
35.73%
64.27%
Cash & Cash Equivalents
CRISIL A1+
Instruments
35.52%
32.53%
31.74%
0.21% TREPS / Reverse RepoInvestments
Certificate of Deposits
Commercial Paper
Cash & CashEquivalents
Benchmark
Plans & Option
Minimum Investment
Load Structure
CRISIL Money Market Index
RegulaR and diRect
A. Growth Option (default option in case no option specified by investor);
B. Dividend Option
The Dividend option offers the following sub-options1. Daily Dividend • Re-investment2. Weekly Dividend • Re-investment3. Monthly Dividend • Pay-out and• Re-investment (default)Dividend declared by the Scheme in Daily Dividend and Weekly Dividend will be compulsorily re-invested.
Purchase: ` 5,000/- & in multiples of ` 1/- thereafterAdditional Purchase : ` 1,000/- and in multiples of ` 1/- thereafter. Re-purchase: No minimum amount
Entry Load: NA
Exit Load: NIL
Date of InceptionJune 19, 2019
SIP (Minimum)` 500/month - 12 Installments` 1500/quarter - 4 Installments
Average Maturity (Days) 121
Modified Duration (Years) 0.31
Portfolio Yield (%) 5.86
Portfolio Characteristic
AAUM & AUM
AAUM `122.02 Crs
AUM `125.16 Crs
Regular 0.61%
Direct 0.36%
Total Expense Ratio
Fund Managers
Mr. Alok Sahoo
(Experience 18 Years)
Mr. Karn Kumar
(Experience 15 Years)
30 August, 2019
23
Investment Performance
Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya
Date Of Inception: 12/09/20031 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Multi Cap Fund (formerly known as Baroda Pioneer Growth Fund) (in %)^ -9.78 3.46 6.42 14.99
S&P BSE 200 TRI (Scheme Benchmark) (in %)* -7.37 8.33 8.74 15.26
Nifty 50 TRI (Standard Benchmark) (in %)$ -4.37 9.31 8.09 15.44
` 10,000, if invested in BMCF, would have become ` 9,022 ` 11,072 ` 13,657 ` 93,180
` 10,000, if invested in S&P BSE 200 TRI, would have become ` 9,263 ` 12,711 ` 15,211 ` 96,678
` 10,000, if invested in Nifty 50 TRI, would have become ` 9,563 ` 13,056 ` 14,766 ` 99,053^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI). As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 12 Sep 2003 to 29 June 2007, and TRI values since 29 June 2007.
Date Of Inception: 31/03/19961 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda ELSS’ 96 Fund (in %)^ -14.51 1.93 5.07 11.53
S&P BSE 200 TRI (Scheme Benchmark) (in %)* -7.37 8.33 8.74 12.49
Nifty 50 TRI (Standard Benchmark) (in %)$ -4.37 9.31 8.09 12.46
` 10,000, if invested in BELSS’96, would have become ` 8,549 ` 10,591 ` 12,809 ` 128,826
` 10,000, if invested in S&P BSE 200 TRI, would have become ` 9,263 ` 12,711 ` 15,211 ` 157,671
` 10,000, if invested in Nifty 50 TRI, would have become ` 9,563 ` 13,056 ` 14,766 ` 156,614^Past performance may or may not be sustained in the future.Data is for Dividend Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015. Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI). As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 31 Mar 1996 to 29 June 2007, and TRI values since 29 June 2007.
Date Of Inception: 12/09/20031 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Hybrid Equity Fund (formerly known as Baroda Pioneer Balance Fund) (in %)^ -9.91 3.48 5.80 10.92
CRISIL Hybrid 35+65 - Aggressive index& (Scheme Benchmark) (in %) -0.36 8.33 9.19 12.90
Nifty 50 TRI (Standard Benchmark) (in %)$ -4.37 9.31 8.09 15.44
` 10,000, if invested in BHEF, would have become ` 9,009 ` 11,080 ` 13,264 ` 52,340
` 10,000, if invested in CRISIL Hybrid 35+65 - Aggressive index (effective February 1, 2018), would have become ` 9,964 ` 12,709 ` 15,532 ` 69,487
` 10,000, if invested in Nifty 50 TRI, would have become ` 9,563 ` 13,056 ` 14,766 ` 99,053^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015.&(Benchmark has been renamed effective February 1, 2018). The equity component of the index has been changed from Nifty 50 to S&P BSE 200. The index will be total return index in the equity component from August 1, 2016 while the debt component will be total return since inception. Price return of S&P BSE 200 (equity component) will be used for computing index values prior to August 1, 2016. Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).
Date Of Inception: 04/10/20101 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Mid-Cap Fund (in %)^ -15.87 2.17 -0.54 -2.00
S&P BSE MidCap TRI (Scheme Benchmark)& (in %) -19.42 1.71 8.91 7.02
Nifty 50 TRI (Standard Benchmark) (in %)$ -4.37 9.31 8.09 8.10
` 10,000, if invested in BMCF, would have become ` 8,413 ` 10,664 ` 9,732 ` 8,350
` 10,000, if invested in S&P BSE MidCap TRI, would have become ` 8,058 ` 10,522 ` 15,331 ` 18,300
` 10,000, if invested in Nifty 50 TRI, would have become ` 9,563 ` 13,056 ` 14,766 ` 20,008^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme with Mr. Dipak Acharya effective October 3, 2016. &(Scheme Benchmark has been changed to S&B BSE Mid-cap Index effective October 3, 2016)Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).
Date Of Inception: 22/06/20101 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Large Cap Fund (in %)^ -6.80 4.54 5.23 3.63
Nifty 100 TRI (Scheme Benchmark)& (in %) -5.84 8.89 8.59 9.94
Nifty 50 TRI (Standard Benchmark) (in %)$ -4.37 9.31 8.09 9.61
` 10,000, if invested in BLCF, would have become ` 9,320 ` 11,424 ` 12,912 ` 13,880
` 10,000, if invested in Nifty 100 TRI, would have become ` 9,416 ` 12,909 ` 15,111 ` 23,898
` 10,000, if invested in Nifty 50 TRI, would have become ` 9,563 ` 13,056 ` 14,766 ` 23,258^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme with Mr. Dipak Acharya effective October 3, 2016. &(Scheme Benchmark has been changed to Nifty 100 effective October 3, 2016)Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).
24
Investment Performance
Date Of Inception: 22/06/20121 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Banking and Financial Services Fund (in %)^ -1.16 8.77 9.96 11.80Nifty Bank Index TRI (Scheme Benchmark) (in %) -1.83 12.06 12.46 15.90Nifty 50 TRI (Standard Benchmark) (in %)$ -4.37 9.31 8.09 12.60` 10,000, if invested in BBFSF, would have become ` 9,884 ` 12,866 ` 16,085 ` 22,310` 10,000, if invested in Nifty Bank Index TRI, would have become ` 9,817 ` 14,069 ` 18,006 ` 28,892` 10,000, if invested in Nifty 50 TRI, would have become ` 9,563 ` 13,056 ` 14,766 ` 23,473^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).
Date Of Inception: 30/06/20101 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Short Term Bond Fund (in %)^ 9.11 8.02 8.47 8.23CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 10.05 7.59 8.38 8.27CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 8.39 6.79 7.31 6.99` 10,000, if invested in BSTBF, would have become ` 10,911 ` 12,602 ` 15,028 ` 20,649` 10,000, if invested in CRISIL Short Term Bond Fund Index, would have become ` 11,005 ` 12,451 ` 14,965 ` 20,726` 10,000, if invested in CRISIL 1 year T-Bill, would have become ` 10,839 ` 12,176 ` 14,241 ` 18,581^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date Of Inception: 05/02/20091 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Liquid Fund (in %)^ 7.31 7.07 7.59 7.74CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.49 7.13 7.57 7.44CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 8.38 6.79 7.33 6.38` 10,000, if invested in BLF, would have become ` 10,731 ` 12,274 ` 14,422 ` 21,993` 10,000, if invested in CRISIL Liquid Fund Index, would have become ` 10,749 ` 12,294 ` 14,405 ` 21,362` 10,000, if invested in CRISIL 1 year T-Bill, would have become ` 10,838 ` 12,177 ` 14,243 ` 19,223^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of ̀ 1000 invested at inception. &Standard benchmark as prescribed by SEBI for comparison purposes. Returns on ̀ 10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date Of Inception: 24/06/20091 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Treasury Advantage Fund (in %)^ -12.77 0.29 3.81 6.07CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.50 7.13 7.56 7.47CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 8.39 6.79 7.31 6.48` 10,000, if invested in BTAF, would have become ` 8,723 ` 10,086 ` 12,060 ` 18,222` 10,000, if invested in CRISIL Liquid Fund Index, would have become ` 10,750 ` 12,292 ` 14,402 ` 20,843` 10,000, if invested CRISIL 1 year T-Bill, would have become ` 10,839 ` 12,176 ` 14,241 ` 18,964^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of ̀ 1000 invested at inception. &Standard benchmark as prescribed by SEBI for comparison purposes. Returns on ̀ 10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date Of Inception: 30/06/20121 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Dynamic Bond Fund (in %)^ -0.01 3.62 7.00 7.23CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 13.33 7.72 9.37 8.84CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 8.39 6.79 7.31 7.25` 10,000, if invested in BDBF, would have become ` 9,999 ` 11,124 ` 14,035 ` 16,495` 10,000, if invested in CRISIL Composite Bond Fund Index, would have become ` 11,333 ` 12,496 ` 15,657 ` 18,350` 110,000, if invested CRISIL 1 year T-Bill, would have become ` 10,839 ` 12,176 ` 14,241 ` 16,517^Past performance may or may not be sustained in the future.Data is for for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date Of Inception: 01/06/20181 Year Since Inception
Scheme Name & Benchmark
Baroda Ultra Short Duration Fund (in %)^ 8.16 8.31
CRISIL Ultra Short Term Debt Index (Scheme Benchmark) (in %) 8.46 8.45
CRISIL 1 Year T-Bill Index (Standard Benchmark)$ 8.39 7.85
` 10,000, if invested in BUSDF, would have become ` 10,816 ` 11,046
` 10,000, if invested in CRISIL Ultra Short Term Debt Fund Index, would have become ` 10,846 ` 11,064
` 10,000, if invested in CRISIL 1 Year T-Bill Index, would have become ` 10,839 ` 10,987^Past performance may or may not be sustained in the future.Data is for for Plan A - Growth Option. Regular and Direct have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.The scheme has been in existence for more than 1 year but less than 3 years since inception.
Funds Managed by Mr. Dipak Acharya
Funds Managed by Mr. Alok Sahoo and Ms. Hetal Shah
25
Investment Performance
Date Of Inception: 23/01/20151 Year 3 Years
Since InceptionScheme Name & Benchmark
Baroda Credit Risk Fund (formerly known as Baroda Pioneer Credit Opportunities Fund) (in %)^ 3.25 6.30 7.88CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 10.05 7.59 8.10CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 8.39 6.79 7.14` 10,000, if invested in BCRF, would have become ` 10,325 ` 12,009 ` 14,176` 10,000, if invested in CRISIL Short Term Bond Fund Index, would have become ` 11,005 ` 12,451 ` 14,312` 10,000, if invested CRISIL 1 year T-Bill, would have become ` 10,839 ` 12,176 ` 13,736^Past performance may or may not be sustained in the future.Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. The Scheme has been in existence for 3 years but less than 5 years. Mr. Karn Kumar is managing the scheme along with Mr. Alok Sahoo since July 24, 2017.
Date Of Inception: 08/09/20041 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Conservative Hybrid Fund (formerly known as Baroda Pioneer Monthly Income Plan (MIP) Fund) (in %)^ 12.20 7.33 8.09 6.36
CRISIL Hybrid 85+15 - Conservative Index& (Scheme Benchmark) (in %) 10.09 7.93 9.40 8.63
CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ 16.40 6.95 8.97 6.22
` 10,000, if invested in BCHF, would have become ` 11,220 ` 12,361 ` 14,764 ` 25,183
` 10,000, if invested in CRISIL Hybrid 85+15 - Conservative Index, would have become ` 11,009 ` 12,569 ` 15,683 ` 34,558
` 10,000, if invested in CRISIL 10 Year Gilt Index, would have become ` 11,640 ` 12,230 ` 15,379 ` 24,694^Past performance may or may not be sustained in the future.Data is for for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of ̀ 10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on ̀ 10,000 are point-to-point returns for the specific time period, invested at the start of the period. &(Benchmark has been renamed effective February 1, 2018). The equity component of the index has been changed from Nifty 50 to S&P BSE 200. The index will be total return index in the equity component from August 1, 2016 while the debt component will be total return since inception. Price return of S&P BSE 200 (equity component) will be used for computing index values prior to August 1, 2016.
Date Of Inception: 21/03/20021 Year 3 Years 5 Years
Since InceptionScheme Name & Benchmark
Baroda Gilt Fund (in %)^ 14.39 6.60 8.70 6.55
I-Sec Mi-BEX (Scheme Benchmark) (in %) 14.65 8.41 9.81 7.95
CRISIL 10 Year Gilt Index (Standard Benchmark)$ 16.40 6.95 8.97 6.80
` 10,000, if invested in BGF, would have become ` 11,439 ` 12,110 ` 15,186 ` 30,257
` 10,000, if invested in I-Sec Mi-BEX, would have become ` 11,465 ` 12,737 ` 15,981 ` 37,998
` 10,000, if invested in CRISIL 10 Year Gilt Index, would have become ` 11,640 ` 12,230 ` 15,379 ` 31,532^Past performance may or may not be sustained in the future.Data is for for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Performances of Baroda Dynamic Equity Fund, Baroda Equity Savings Fund, Baroda Money Market Fund and Baroda Overnight Fund have not been provided as the schemes have not completed one year since inception.
Funds Managed by Ms. Hetal Shah
Disclaimers: Nifty Bank Index and Nifty 100: Baroda Large Cap Fund and Baroda Banking and Financial Services Fund (“said Schemes”) offered by Baroda Mutual Fund are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of the said Schemes or any member of the public regarding the advisability of investing in securities generally or in the said Schemes linked to Nifty 100 and Nifty Bank Index or particularly in the ability of the Nifty Bank Index to track general stock market performance in India. Please read the full disclaimers in relation to the Nifty 100 and Nifty Bank Index in the Offer Document / Prospectus / Information Statement.
S&P BSE 200: Baroda Multi Cap Fund and Baroda ELSS’ 96 Fund (“said Schemes”) offered by Baroda Mutual Fund are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of the said Schemes or any member of the public regarding the advisability of investing in securities generally or in the said Schemes linked to S&P BSE 200 or particularly in the ability of the S&P BSE 200 and to track general stock market performance in India. Please read the full disclaimers in relation to the S&P BSE 200 in the Offer Document / Prospectus / Information Statement.
S&P BSE Midcap Index is a product of AIPL, a joint venture among affiliates of S&P Dow Jones Indices LLC (“SPDJI”) and BSE Limited (“BSE”), and has been licensed for use by Baroda Asset Management India Ltd. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); BSE® is registered trademarks of BSE Limited; Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by AIPL and sublicensed for certain purposes by Baroda Asset Management India Ltd. Baroda Mid-Cap Fund is not sponsored, endorsed, sold or promoted by SPDJI, BSE, Dow Jones, S&P or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P BSE Midcap Index.
Funds Managed by Mr. Alok Sahoo and Mr. Karn Kumar
26
SIP Returns
Baroda Multi Cap Fund(formerly known as Baroda Pioneer Growth Fund)
1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 120,000 360,000 600,000 840,000 1,200,000 1,920,000 Total Value as on August 30, 2019 (Rs) 117,574 359,239 655,470 1,096,543 1,792,433 4,976,299 Returns (%) -3.75 -0.14 3.50 7.50 7.79 11.00 Total Value of S&P BSE 200 TRI* (Rs) 117,563 388,129 729,874 1,219,527 2,078,641 5,595,462 S&P BSE 200 TRI* Returns (%) -3.77 4.96 7.78 10.48 10.60 12.27 Total Value of Nifty 50 TRI (Rs) 119,044 401,042 743,340 1,212,146 2,050,660 5,521,046 Nifty 50 TRI Returns (%) -1.48 7.16 8.51 10.31 10.34 12.12 * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI). As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 12 Sep 2003 to 29 June 2007, and TRI values since 29 June 2007.
Baroda ELSS’ 96 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 120,000 360,000 600,000 840,000 1,200,000 2,810,000Total Value as on August 30, 2019 (Rs) 114,523 347,160 630,902 1,062,274 1,760,862 14,165,767Returns (%) -8.39 -2.35 1.98 6.61 7.45 12.05Total Values of S&P BSE 200 TRI* (Rs) 117,522 392,487 738,407 1,237,995 2,103,698 18,614,866S&P BSE 200 TRI* Returns (%) -3.82 5.70 8.24 10.90 10.82 13.90Total Value of Nifty 50 TRI (Rs) 119,608 406,871 753,545 1,232,929 2,080,333 17,646,783Nifty 50 TRI Returns (%) -0.61 8.13 9.06 10.78 10.61 13.54* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI). As TRI data is not available since inception of the Scheme, benchmark performance is calculated using composite CAGR of the benchmark index Price Return values from 12 Sep 2003 to 29 June 2007, and TRI values since 29 June 2007.
Baroda Hybrid Equity Fund(formerly known as Baroda Pioneer Balance Fund)
1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 120,000 360,000 600,000 840,000 1,200,000 1,920,000 Total Value as on August 30, 2019 (Rs) 115,314 355,912 651,935 1,057,048 1,755,547 3,868,421 Returns (%) -7.20 -0.74 3.28 6.47 7.39 8.22 Total Values of CRISIL Hybrid 35+65 – Aggressive Index (Rs) 121,691 396,800 739,419 1,204,030 2,030,769 5,002,571 CRISIL Hybrid 35+65 – Aggressive Index (%) 2.64 6.44 8.30 10.12 10.16 11.05 Total Value of Nifty 50 TRI (Rs) 119,044 401,042 743,340 1,212,146 2,050,660 5,521,332
Nifty 50 TRI Returns (%) -1.48 7.16 8.51 10.31 10.34 12.13
The equity component of the index has been changed from Nifty 50 to S&P BSE 200. The index will be total return index in the equity component from August 1, 2016 while the debt component will be total return since inception. Price return of S&P BSE 200 (equity component) will be used for computing index values prior to August 1, 2016. Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).
Baroda Mid-Cap Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 120,000 360,000 600,000 840,000 NA 1,070,000 Total Value as on August 30, 2019 (Rs) 113,589 340,039 597,864 899,128 NA 1,140,893 Returns (%) -9.81 -3.68 -0.14 1.92 NA 1.42 Total Values of S&P BSE MidCap TRI^^ (Rs) 108,728 330,690 646,801 1,173,466 NA 1,698,093 S&P BSE MidCap TRI ^^ Returns (%) -17.04 -5.45 2.97 9.40 NA 10.07 Total Value of Nifty 50 TRI (Rs) 119,044 401,042 743,340 1,212,146 NA 1,732,628 Nifty 50 TRI Returns (%) -1.48 7.16 8.51 10.31 NA 10.50 ^^Scheme benchmark has been changed to S&P BSE Mid-cap index effective October 3, 2016.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).
Baroda Large Cap Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 120,000 360,000 600,000 840,000 NA 1,110,000 Total Value as on August 30, 2019 (Rs) 118,293 371,472 671,236 1,108,778 NA 1,544,192 Returns (%) -2.64 2.05 4.44 7.81 NA 6.97 Total Values of Nifty 100 TRI^^ (Rs) 118,549 394,853 738,678 1,222,432 NA 1,856,206 Nifty 100 TRI ^^ Returns (%) -2.25 6.11 8.26 10.55 NA 10.77 Total Value of Nifty 50 TRI (Rs) 119,044 401,042 743,340 1,212,146 NA 1,824,746 Nifty 50 TRI Returns (%) -1.48 7.16 8.51 10.31 NA 10.42 ^^Scheme benchmark has been changed to Nifty 100 effective October 3, 2016.Effective February 1, 2018, performance of the Scheme is benchmarked to the Total Return variant of the benchmark / standard benchmark index (TRI).
Baroda Banking and Financial Services Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 120,000 360,000 600,000 840,000 NA 870,000 Total Value as on August 30, 2019 (Rs) 122,127 397,295 750,015 1,248,561 NA 1,315,515 Returns (%) 3.32 6.52 8.87 11.14 NA 11.21 Total Value of Nifty Bank Index TRI (Rs) 117,803 408,368 796,718 1,386,808 NA 1,471,283 Nifty Bank Index TRI Returns (%) -3.40 8.38 11.30 14.09 NA 14.22 Total Value of Nifty 50 TRI (Rs) 119,044 401,042 743,340 1,212,146 NA 1,281,475 Nifty 50 TRI Returns (%) -1.48 7.16 8.51 10.31 NA 10.50
Baroda Conservative Hybrid Fund(formerly known as Baroda Pioneer Monthly Income Plan (MIP) Fund) 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 120,000 360,000 600,000 840,000 1,200,000 1,800,000 Total Value as on August 30, 2019 (Rs) 129,232 408,867 731,787 1,129,449 1,825,720 3,143,919 Returns (%) 14.68 8.47 7.89 8.33 8.14 7.06 Total Value of CRISIL Hybrid 85+15 - Conservative Index (Rs) 127,592 407,491 746,248 1,167,191 1,921,207 3,621,053 CRISIL Hybrid 85+15 - Conservative Index (%) 12.02 8.24 8.67 9.25 9.11 8.77 Total Value of CRISIL 10 Year Gilt Index Returns (Rs) 131,014 409,511 737,959 1,121,518 1,781,462 3,161,942 CRISIL 10 Year Gilt Index Returns (%) 17.58 8.57 8.22 8.13 7.67 7.13 ^Past performance may or may not be sustained in the future.For SIP calculations above, the data assumes the investment of `10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). Where Benchmark returns are not available, they have not been shown.
N U
27
Record Date Ex-Dividend NAV (Rs) Per Unit$ (Rs)
Baroda Multi Cap Fund (formerly known as Baroda Pioneer Growth Fund) - Plan A - Dividend22-Mar-19 30.20 2.8016-Mar-18 37.10 3.5023-Mar-17 35.86 2.50 Baroda Multi Cap Fund (formerly known as Baroda Pioneer Growth Fund) - Plan B - Direct - Dividend22-Mar-19 30.33 2.8016-Mar-18 36.88 3.5023-Mar-17 35.33 2.50 Baroda ELSS 96 - Plan A - Dividend22-Mar-19 26.45 1.5516-Mar-18 32.86 3.2523-Mar-17 32.07 2.50 Baroda ELSS 96 - Plan B - Direct - Dividend22-Mar-19 32.18 1.5516-Mar-18 38.61 3.2523-Mar-17 36.88 2.50 Baroda Large Cap Fund - Plan A - Dividend22-Mar-19 11.22 0.95Baroda Large Cap Fund - Plan B - Direct - Dividend22-Mar-19 11.82 0.95Baroda Banking and Financial Services Fund - Plan A - Dividend22-Mar-19 15.23 1.8516-Mar-18 17.11 1.75Baroda Banking and Financial Services Fund - Plan B - Direct - Dividend22-Mar-19 16.23 1.8516-Mar-18 17.89 1.75Baroda Hybrid Equity Fund (formerly known as Baroda Pioneer Balance Fund) - Plan A - Dividend27-Jun-19 15.77 0.3422-Mar-19 15.87 0.3326-Dec-18 15.76 0.35 Baroda Hybrid Equity Fund (formerly known as Baroda Pioneer Balance Fund) - Plan B - Direct - Dividend27-Jun-19 17.85 0.3422-Mar-19 17.89 0.3326-Dec-18 17.68 0.35 Baroda Conservative Hybrid Fund (formerly known as Baroda Pioneer MIP Fund) - Plan A - Monthly Dividend27-Aug-19 13.9717 0.0726-Jul-19 13.9738 0.0727-Jun-19 13.9433 0.07Baroda Conservative Hybrid Fund (formerly known as Baroda Pioneer MIP Fund) - Plan B - Direct - Monthly Dividend27-Aug-19 14.6146 0.0726-Jul-19 14.6022 0.0727-Jun-19 14.5558 0.07Baroda Conservative Hybrid Fund (formerly known as Baroda Pioneer MIP Fund) - Plan A - Quarterly Dividend27-Jun-19 13.5106 0.2022-Mar-19 12.9263 0.2026-Dec-18 12.9837 0.20 Baroda Conservative Hybrid Fund (formerly known as Baroda Pioneer MIP Fund) - Plan B - Direct - Quarterly Dividend27-Jun-19 13.5479 0.2002-Jul-18 13.1754 0.2016-Mar-18 13.5264 0.20Baroda Credit Risk Fund (formerly known as Credit Opportunities Pioneer Fund) - Plan A - Quarterly Dividend27-Jun-19 10.1433 0.1522-Mar-19 10.3839 0.2126-Dec-18 10.4466 0.21 Baroda Credit Risk Fund (formerly known as Baroda Pioneer Credit Opportunities Fund) - Plan B - Direct - Quarterly Dividend27-Jun-19 10.6957 0.1522-Mar-19 10.9181 0.2426-Dec-18 10.9790 0.21
Record Date Ex-Dividend NAV (Rs) Per Unit$ (Rs)Baroda Credit Risk Fund (formerly known as Baroda Pioneer Credit Opportunities Fund) - Plan A - Monthly Dividend27-Aug-19 10.1508 0.0726-Jul-19 10.2036 0.0727-Jun-19 10.2151 0.07Baroda Credit Risk Fund (formerly known as Baroda Pioneer Credit Opportunities Fund) - Plan B - Direct - Monthly Dividend27-Aug-19 10.8162 0.0726-Jul-19 10.8598 0.0727-Jun-19 10.8590 0.07Baroda Dynamic Bond Fund - Plan A - Dividend16-Mar-18 13.3863 1.0027-Jun-16 12.1528 0.40 22-Mar-16 12.5843 0.70 Baroda Dynamic Bond Fund - Plan B - Direct - Dividend16-Mar-18 14.0540 1.0027-Jun-16 12.5981 0.40 22-Mar-16 13.0024 0.70 Baroda Gilt Fund - Plan A - Dividend16-Mar-18 20.1217 1.5024-Jun-16 19.4927 1.20 22-Mar-16 20.3147 1.20 Baroda Gilt Fund - Plan B - Direct - Dividend21-Mar-14 16.5462 2.70 Baroda Liquid Fund - Plan A - Dividend04-Mar-05 1016.27 35.0006-Jan-04 1004.32 95.0013-May-02 1002.43 7.50Baroda Short Term Bond Fund - Plan A - Monthly Dividend27-Aug-19 10.1357 0.0526-Jul-19 10.1050 0.1427-May-19 10.0610 0.09Baroda Short Term Bond Fund - Plan B - Direct - Monthly Dividend27-Aug-19 10.1362 0.0626-Jul-19 10.1049 0.1327-May-19 10.0374 0.09Baroda Short Term Bond Fund - Plan A - Quaterly Dividend27-Jun-19 10.2653 0.1722-Mar-19 10.1778 0.17Baroda Short Term Bond Fund - Plan B - Direct - Quaterly Dividend27-Jun-19 10.3736 0.1722-Mar-19 10.2665 0.18Baroda Treasury Advantage Fund Reg - Monthly Dividend26-Apr-19 1001.01 3.4727-Mar-19 1000.99 8.8027-Feb-19 1000.40 1.48 Baroda Treasury Advantage Fund - Plan A - Monthly Dividend26-Apr-19 1001.01 3.4727-Mar-19 1000.99 8.8027-Feb-19 1000.40 1.48 Baroda Treasury Advantage Fund - Plan B - Direct - Monthly Dividend26-Apr-19 1001.05 3.7327-Mar-19 1001.01 9.0327-Feb-19 1000.42 1.74 Baroda Treasury Advantage Fund Reg - Quarterly Dividend27-Jun-14 1006.66 23.3821-Mar-14 1011.22 7.7924-Jun-16 1036.72 14.45Baroda Treasury Advantage Fund - Plan A - Quarterly Dividend22-Mar-19 1028.09 17.0026-Dec-18 1029.11 17.00 26-Sep-18 1035.45 17.00Baroda Treasury Advantage Fund - Plan B - Direct - Quarterly Dividend22-Mar-19 1039.25 18.0026-Dec-18 1040.36 17.00 26-Sep-18 1025.18 17.00Baroda Money Market Fund - Direct - Monthly Dividend27-Aug-19 1004.08 6.2426-Jul-19 1002.95 5.7327-Jun-19 1000.30 1.20
$ Face value is ` 10/- in all schemes other than Baroda Liquid Fund, Baroda Treasury Advantage Fund and Baroda Money Market Fund where the face value is ` 1,000/- per unit.# Pursuant to payment of dividend, the NAVs of the schemes would fall to the extent of payout and statutory levy (if applicable).
Dividend History
28
Karvy Fintech Private LimitedAddress and Contact details MFS Branches
• Agartala: Tel: 0381-2317519 Email: [email protected] • Agra: Tel: 7518801801 Email: [email protected] • Ahmedabad: Tel: 9081903021 Email: [email protected] • Ajmer: Tel: 0145-5120725 Email: [email protected] •Akola: Tel: 0724-2451874 Email: [email protected] • Aligarh: Tel: 7518801802 Email: [email protected] • Allahabad: Tel: 7518801803 Email: [email protected] • Alleppy: Tel: 0477 2263055 Email: [email protected] • Alwar: Tel: 0144-2335550 / 0144-2335551 Email: [email protected] • Amaravathi: Tel: 0721 2569198 Email: [email protected] • Ambala: Tel: 7518801804 Email: [email protected] • Amritsar: Tel: 0183-5053802 Email: [email protected] • Anand: Tel: 9081903038 Email: [email protected] • Ananthapur: Tel: 08554-244449 Email: [email protected] • Ankleshwar: Tel: 9081903037 Email: [email protected] • Asansol: Tel: 0341-2220077 Email: [email protected] •Aurangabad: Tel: 0240-2343414 Email: [email protected] • Azamgarh: Tel: 05462-247947 / 7518801805 Email: [email protected] • Balasore: Tel: 06782-260503 Email: [email protected] • Bangalore: Tel: 080-26602852 Email: [email protected] • Bankura: Tel: 03242-255964 Email: [email protected] • Bareilly: Tel: 7518801806 Email: [email protected] • Barhampore (WB): Tel: 0348- 2274494 / 0348-2254745 / 2309237 Email: [email protected] • Baroda: Tel: 0265-2353506/07 Email: [email protected] • Begusarai: Tel: 7518801807 Email: [email protected] • Belgaum: Tel: 0831 2402544 Email: [email protected] • Bellary: Tel: 08392-254750 Email: [email protected] • Berhampur (OR): Tel: 0680-2228106 Email: [email protected] • Betul: Tel: 07141-231301 Email: [email protected] • Bhagalpur: Tel: 7518801808 Email: [email protected] • Bharuch: Tel: 9081903042 Email: [email protected] • Bhatinda: Tel: 0164- 5006725 Email: [email protected] • Bhavnagar: Tel: 278-3003149 Email: [email protected] • Bhilai: Tel: 0788-2289499 / 2295332 Email: [email protected] • Bhilwara: Tel: 01482-246362 / 246364 Email: [email protected] • Bhopal: Tel: 0755-4092712 / 0755-4092715 Email: [email protected] • Bhubaneswar: Tel: 0674-2548981 / 0674-2360334 Email: [email protected] • Bikaner: Tel: 0151-2200014 Email: [email protected] • Bilaspur: Tel: 07752-470070 Email: [email protected] • Bokaro: Tel: 7542979444 / 06542-335616 Email: [email protected] • Burdwan: Tel: 0342-2665140 Email: [email protected] • Calicut: Tel: 0495-4022480 Email: [email protected] • Chandigarh: Tel: 0172-5101342 Email: [email protected] • Chandrapur: Tel: 07172-270262 / 07172-277584 Email: [email protected] • Chennai: Tel: 044-42028512 / 044-42028513 / 044-42028858 / Fax: 044-42028514 Email: [email protected] • Chinsura: Tel: 033-26810164 Email: [email protected] • Cochin: Tel: 0484 - 4025059 Email: [email protected] • Coimbatore: Tel: 0422 – 4388011/12/13/14 / 0422 - 4388451 Email: [email protected] • Cuttack: Tel: 0671-220 30 77 Email: [email protected] • Darbhanga: Tel: 7518801809 Email: [email protected] • Davangere: Tel: 0819-2258714 Email: [email protected] • Dehradun: Tel: 7518801810 Email: [email protected] • Deoria: Tel: 7518801811 Email: [email protected] • Dewas: Tel: 07272-426010 Email: [email protected] • Dhanbad: Tel: 9264445981 Email: [email protected] • Dharwad: Tel: 0836- 2744207 Email: [email protected] • Dhule: Tel: 02562-282823 Email: [email protected] • Dindigul: Tel: 0451- 2436177 Email: [email protected] • Durgapur: Tel: 0343-6512111 Email: [email protected] • Eluru: Tel: 08812-227851 / 52 / 53 / 54 / 9959152347 Email: [email protected] • Erode: Tel: 0424-4021212 Email: [email protected] • Faridabad: Tel: 7518801812 Email: [email protected] • Ferozpur: Tel: 01632-241814 Email: [email protected] • andhidham: Tel: 9081903027 Email: [email protected] • Gandhinagar: Tel: 079 23244955 Email: [email protected] • Gaya: Tel: 0631-2220065 Email: [email protected] • Ghaziabad: Tel: 7518801813 Email: [email protected] • Ghazipur: Tel: 7518801814 Email: [email protected] • Gonda: Tel: 7518801815 / 9453961547 Email: [email protected] • Gorakhpur: Tel: 7518801816 / 8081127735 Email: [email protected] • Gulbarga: Tel: 8088934338 Email: [email protected] • Guntur: Tel: 0863-2339094 Email: [email protected] • Gurgaon: Tel: 7518801817 Email: [email protected] • Guwahati: Tel: 8811036746 / 0361-2203324 Email: [email protected] • Gwalior: Tel: 7518801818 Email: [email protected] • Haldwani: Tel: 7518801819 Email: [email protected] • Haridwar: Tel: 7518801820 Email: [email protected] • Hassan: Tel: 08172 262065 Email: [email protected] • Hissar: Tel: 7518801821 Email: [email protected] • Hoshiarpur: Tel: 01882-500143 Email: [email protected] • Hubli: Tel: 0836-2252444 Email: [email protected] • Hyderabad: Tel: 040-44857874 / 75 / 76 Email: [email protected] • Indore: Tel: 0731-4266828/4218902 Email: [email protected] • Jabalpur: Tel: 0761- 4923301. Email: [email protected] • Jaipur: Tel: 1414167715/17 Email: [email protected] • Jalandhar: Tel: 0181-5094410 Email: [email protected] • Jalgaon: Tel: 9421521406 Email: [email protected] • Jalpaiguri: Tel: 03561-222136 Email: [email protected] • Jammu: Tel: 0191-2458820 / 2458818 Email: [email protected] • Jamnagar: Tel: 0288 3065810 / 2558887 Email: [email protected] • Jamshedpur: Tel: 0657-6655003 / 6655004 / 6655005 / 6655006 / 6655007 Email: [email protected] • Jaunpur: Tel: 7518801822 Email: [email protected] • Jhansi: Tel: 7518801823 Email: [email protected] • Jodhpur: Tel: 7737014590 Email: [email protected] • Junagadh: Tel: 0285-2652220 Email: [email protected] • Kannur: Tel: 0497-2764190 Email: [email protected] • Kanpur: Tel: 7518801824 Email: [email protected] • Karaikudi: Tel: 04565-237192 Email: [email protected]• Karimnagar: Tel: 0878-2244773 Email: [email protected] • Karnal: Tel: 0184-2252524 Email: [email protected] • Karur: Tel: 04324-241755 Email: [email protected] • haragpur: Tel: 03222-253380 Email:[email protected] • Kolhapur: Tel: 0231 2653656 Email: [email protected] • Kolkata: Tel: 033 66285900 Email: [email protected] • Kollam: Tel: 0474-2747055 Email: [email protected] • Korba: Tel: 7518801826 Email: [email protected] • Kota: Tel: 0744-5100964 Email: [email protected] • Kottayam: Tel: 0481-2300868 / 2302420 Email: [email protected] • Kurnool: Tel: 08518-228550 Email: [email protected] • Lucknow: Tel: 7518801830 / 0522-2236819 / 3213115 Email: [email protected] • Ludhiana: Tel: 0161-4648747 Email: [email protected] • Madurai: Tel: 0452-2605856 Email: [email protected] • Malappuram: Tel: 0483-2731480 Email: [email protected] • Malda: Tel: 03512-223763 Email: [email protected] • Mandi: Tel: 7518801833 Email: [email protected] • Mangalore: Tel: 0824-2496289 Email: [email protected] • Margao: Tel: 0832-2731823 Email: [email protected] • Mathura: Tel: 7518801834 Email: [email protected] • Meerut: Tel: 7518801835 Email: [email protected] • Mehsana: Tel: 02762-242950 Email: [email protected] • Mirzapur: Tel: 7518801836 Email:[email protected] • Moga: Tel: 01636 - 230792 Email: [email protected] •Moradabad: Tel: 7518801837 Email: [email protected] • Morena: Tel: 7518801838 Email: [email protected] • Mumbai: Tel: 022-66235353 Email: [email protected] • Muzaffarpur: Tel: 7518801839 Email: [email protected] • Mysore: Tel: 0821-2438006 Email: [email protected] • Nadiad: Tel: 0268-2563245 Email: [email protected] • Nagerkoil: Tel: 04652 – 233552 Email: [email protected] • Nagpur: Tel: 0712-2533040 Email: [email protected] • Namakkal: Tel: 04286-234801 Email: [email protected] •Nanded: Tel: 02462-237885 Email: [email protected] • Nasik: Tel: 0253-6608999 / 0755-3010732 Email: [email protected] • Navsari: Tel: 9081903040 Email: [email protected] • Nellore: Tel: 0861 2349940 Email: [email protected] • New Delhi: Tel: 011- 43681700 Email: [email protected] Fax: 011-43681710 • Nizamabad: Tel: 08462-224366 Email: [email protected] • Noida: Tel: 7518801840 Email: [email protected] • Palghat: Tel: 9895968533 / 0491 - 2547373 Email: [email protected] • Panipat: Tel: 7518801841 / 0180-3095517 Email: [email protected] • Panjim: Tel: 0832-2426873 / 2426874 Email: [email protected] •Pathankot: Tel: 0186-5080188 Email: [email protected] • Patiala: Tel: 0175-5004349 Email: [email protected] • Patna: Tel: 0612-4323066 Email: [email protected] • Pollachi: Tel: 04259-235111 / 235122 / 235133 Email: [email protected] • Pondicherry: Tel: 0413 2220640 Email: [email protected] • Proddatur: Tel: 08564 - 242898 Email: [email protected] • Pudukottai: Tel: 04322 - 220050 Email: [email protected] • Pune: Tel: 020-66496700 / 66496701 Email: [email protected] • Raipur: Tel: 0771-4912611 Email: [email protected] • Rajahmundry: Tel: 0883-2434468/70 Email: [email protected] • Rajapalayam: Tel: 04563 - 232952 Email: [email protected] • Rajkot: Tel: 9081903025 Email: [email protected] • Ranchi: Tel: 0651-2331320 Email: [email protected] • Ratlam: [email protected], 07412-320398, 07412-402009 • Renukoot: Tel: 7518801842 Email: [email protected] • Rewa: Tel: 7518801843 Email: [email protected] • Rohtak: Tel: 7518801844 Email: [email protected] • Roorkee: Tel: 7518801845 Email: [email protected] • Rourkela: Tel: 0661-2500005 Email: [email protected] • Sagar: Tel: 07582-402404 Email: [email protected] • Saharanpur: Tel: 7518801846 Email: [email protected] • Salem: Tel: 0427-4020300 Email: [email protected] • Sambalpur: Tel: 0663-2533437 Email: [email protected] • Satna: Tel: 7518801847Email:[email protected] • Shaktinagar: Tel: 7518801848 Email: [email protected] • Shillong: Tel: 0364 - 2506106 Email: [email protected] • Shimla: Tel: 7518801849 Email: [email protected] • Shimoga: Tel: 08182-228799 Email: [email protected] • Shivpuri: Tel: 7518801850 Email: [email protected] • Sikar: Tel: 01572-250398 Email: [email protected] • Silchar: Tel: 3842261714 Email: [email protected] • Siliguri: Tel: 0353-2522579 Email: [email protected] • Sitapur: Tel: 7518801851 Email: [email protected] •Sivakasi: Tel: 04562 228816 Email: [email protected] • Solan: Tel: 7518801852 Email: [email protected] • Solapur: Tel: 0217-2300021 / 2300318 Email: [email protected] • Sonepat: Tel: 7518801853 Email: [email protected] • Sri Ganganagar: Tel: 0154-2470177 Email: [email protected] • Srikakulam: Tel: 8942229925 / 9248009412 Email: [email protected] • Sultanpur: Tel: 7518801854 Email: [email protected] • Surat: Tel: 9081903041 / 9081903035 Email: [email protected] • Thanjavur: Tel: 04362-275415 Email: [email protected] • Thodupuzha: Tel: 04862-211209 Email: [email protected] • Tirunelveli: Tel: 0462 2335137 Email: [email protected] • Tirupathi: Tel: 9885995544 / 0877-2255797 Email: [email protected] • Tirupur: Tel: 0421-2214221 / 0421-2214319 Email: [email protected] • Tiruvalla: Tel: 0469-2603303 Email: [email protected] • Trichur: Tel: 0487- 6999987 Email: [email protected] • Trichy: Tel: 0431-4020227 Email: [email protected] • Trivandrum: Tel: 0471 - 2725728 Email: [email protected] • Tuticorin: Tel: 0461-2334603 Email: [email protected] • Udaipur: Tel: 0294 2429370 Email: [email protected] • Ujjain: Tel: 0734-4250007 / 4250007 Email: [email protected] • alsad: Tel: 02632-258481 Email: [email protected] • Vapi: Tel: 9081903028 Email: [email protected] • Varanasi: Tel: 7518801855 Email: [email protected] • Vellore: Tel: 0416 2215007 Email: [email protected] • Vijayanagaram: Soubhagya, Tel: 08922-236965 Email: [email protected] • Vijayawada: Tel: 0866-6604032 / 39 / 40 Email: [email protected] • Visakhapatnam: Tel: 0891-2714125 Email: [email protected] • Warangal: Tel: 0870-2441513 Email: [email protected] • Yamuna Nagar: Tel: 7518801857 Email: [email protected]
Baroda Mutual Fund - Investor Service Centre
Contact Points: Toll Free Number: 1-800-267 0189 (9 am to 6 pm – Monday to Saturday all business days and 9 am to 2 pm on 2nd & 4th Saturday of the month)Email: [email protected] | Website:www.barodamf.comRegistered OfficeBaroda Asset Management India Ltd. (Formerly known as Baroda Pioneer Asset Management Company Ltd.)CIN : U65991MH1992PLC069414501 Titanium, 5th Floor, Western Express Highway, Goregaon (E), Mumbai - 400063.Phone: +91 22 6848 1000 / 4219 7999. Fax: +91 22 6848 1001.Branch Offices DelhiBaroda Asset Management India Ltd. (Formerly known as Baroda Pioneer Asset Management Company Ltd.)Flat No. 103 & 104, First Floor,Prakash Deep Building, 7 Tolstoy Marg, New Delhi - 110001. Phone: +91 011- 43514662, Fax: +91 11 4592117ChennaiBaroda Asset Management India Ltd. (Formerly known as Baroda Pioneer Asset Management Company Ltd.)HP Complex, Flat No. 12, 3rd Floor, Door No. 124/1, 2 & 3 New No. 14, G. N. Chetty Road, T. Nagar, Chennai - 600017.Phone: +91 044- 2834 3530, Fax: +91 044 - 2834 3539LucknowBaroda Asset Management India Limited* (Formerly known as Baroda Pioneer Asset Management Company Ltd.)G - 101 Ground Floor, SKI High Building, 11/05, Park Road, Hazaratganj, Lucknow-226001Phone: +91 0522- 43514564* currently not an ISCBangaloreBaroda Asset Management India Limited(Formerly known as Baroda Pioneer Asset Management Company Limited)Raheja Arcade, No. 1/1, Commercial Permises No. 246, 2 nd Floor, Koramangala Industrial layout, Hosur Road, Bangalore - 560 095.
Phone: +91 9884078407
Mutual Fund investments are subject to market risks,read all scheme related documents carefully.