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TITLE/SUBJECT Financial Assistance, Billing, and Collections

PURPOSE To outline a financial assistance, billing and collections policy

consistent with Baptist Health’s charitable purpose and mission by

demonstrating Baptist Health’s Christian heritage of service and by

enhancing the health of the people and communities Baptist Health

serves.

SCOPE All Baptist Health [BH] hospitals, including Baptist Health Corbin,

Baptist Health Floyd, Baptist Health La Grange, Baptist Health

Lexington, Baptist Health Louisville, Baptist Health Madisonville,

Baptist Health Paducah, and Baptist Health Richmond.

AUTHORIZATION Baptist Health System Board of Directors

POLICY

Establishing and Implementing the Financial Assistance Policy

The BH Board of Directors has adopted this Financial Assistance Policy [FAP], which also

includes a Billing and Collections Policy. This FAP will apply to each BH hospital, including

BH Corbin, BH Floyd, BH La Grange, BH Lexington, BH Louisville, BH Madisonville, BH

Paducah, and BH Richmond.

This FAP shall be implemented and consistently carried out by each BH hospital and will apply

to all emergency and medically necessary care provided by BH (See Appendix A for definitions

of “medically necessary care” and other key terms referenced in this policy).

This FAP will only apply to and cover the emergency or other medically necessary care

delivered by each BH hospital. This FAP will not apply to any services provided by physicians

and other health care providers who bill separately and who provide services within each BH

hospital. A listing of providers to whom this FAP does not apply shall be attached as an

appendix to this FAP (Appendix B). Paper copies of this listing shall be available free of charge

Policy

Category

BH Board Orig. Effective Date

4.1.2006 Revised & Effective

5.1.2007

2.2.2009

8.31.2010

5.1.2011

9.1.2011

3.31.2015

6.1.2015

10.01.2016

Policy #

11165.9

Appendix B Revised

3.17.2017

8.9.2017

9.1.2017

12.6.2017

3.1.2018

6.1.2018

Pages

29

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in the emergency room and at registration, customer service, and financial counseling locations

within BH, and a copy shall also be available on BH’s website. This listing shall be updated by

management at least on a quarterly basis.

FAP Eligibility Criteria

Program of Last Resort: Prior to applying for eligibility under the FAP, patients are

encouraged to contact BH Financial Counseling to determine if they meet eligibility for other

programs that may provide for the payment of emergency or medically necessary care. As a

prerequisite to applying for assistance under the FAP, patients must utilize and exhaust all other

healthcare resources available to them. The FAP is not a payer and is always the program of last

resort after all other payer options and assistance programs have been exhausted, including but

not limited to:

Insurance coverage (all applicable coverage must be presented to BH to be filed and any

payments made directly to the patient related to BH accounts must be remitted to BH);

Personal health assets, including Health Spending Accounts [HSA], Health Reimbursement

Accounts [HRA], Healthcare Flexible Spending Accounts [FSA], etc. (the full balance that is

accessible for BH related services must be remitted to BH);

Medicaid (BH requires all patients, whether insured or not, to file for Medicaid or present

evidence indicating ineligibility for Medicaid prior to filing for the FAP, and will offer support

of contractors and/or staff to assist with this process);

Governmental assistance programs such as the Kentucky Hospital Care Program [KHCP];

Kentucky Health and Racing Fund;

Sunday School Charity Fund; and

Assistance programs sponsored by pharmaceutical and medical supply companies.

Upon exhausting other available payment resources, Patient or Guarantor of payment may seek

financial assistance through the FAP (See Method for Applying for FAP).

Determination of Eligibility :

Once a Patient or Guarantor has applied for assistance under the FAP, BH representatives will

determine whether he or she is eligible for the FAP based on the information provided in the

FAP Application and any other documentation required to be provided as part of the FAP

Application.

Taking into consideration the information provided by the FAP Application, and accompanying

documentation, and comparing such information to the Federal Poverty Guidelines, BH

representatives will determine the level of assistance available to Patient or Guarantor under the

FAP.

BH will not deny assistance under the FAP based on an individual’s failure to provide

information or documentation that the FAP application process does not require an individual to

submit.

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Allowance for Assistance Outside of FAP: BH may use reasonable discretion in approving

assistance for persons who do not meet the eligibility guidelines of this policy when approval is

justified by other factors that warrant consideration. Such factors may include catastrophic

illness resulting in large amounts of uninsured medical bills, fulfilling requirements to receive

donated high cost drugs or device wherein doing so is in the best overall interest of the hospital

and patient or other extraordinary need.

Presumptive FAP Eligibility: BH may determine FAP eligibility based on information other

than that provided by the Patient or Guarantor or based on a prior FAP-eligibility determination.

To the extent that a Patient or Guarantor is presumptively determined to be eligible for less than

the most generous assistance available under the FAP, BH will provide notice in accordance with

the Billing and Collections Policy below as it relates to Presumptive Eligibility.

Electronic Scoring Resource: When an uninsured Patient or Guarantor does not complete the

FAP application or does not provide the required financial documentation necessary to determine

eligibility, the account may be screened using an outside Electronic Scoring Resource (“ESR”)

that derives scores based on credit report history. If the ESR score indicates a high probability

the account would qualify for the FAP, the uninsured account will be presumptively awarded a

FAP discount in accordance with this policy. Once an ESR score has been assigned to a Patient

or Guarantor, such score may be utilized by BH for the purpose of determining presumptive

eligibility for a reasonable period of time so as to prevent unnecessary utilization of the ESR.

Prior Eligibility Determination: BH may also use a prior FAP-eligibility determination to

presumptively determine if an individual is FAP-eligible.

6-Month Active Period: Information and documentation provided in the FAP application is

valid for the purpose of presumptively determining FAP eligibility for 6 months from the date on

which the application was first approved by BH. After that time, a new FAP application will be

required before making any additional eligibility determinations, unless the circumstances

reasonably warrant, based on the discretion of BH management, that an application approved

prior to this 6-month period continue to be valid for the purpose of presumptively determining

FAP eligibility.

Adjusting FAP Application for Changes: If there is a change in financial resources which

requires the Patient or Guarantor to complete an updated FAP application, or the 6-month active

period expires, and either update results in a change in eligibility, then the new eligibility

determination will be applied to any open balances existing at the time of the eligibility change.

Level of Discounts for Eligible Patients and Guarantors

Discount for the Uninsured and Underinsured: All uninsured patients receiving emergency

or medically necessary care are given a discount from gross charges that limits payment

responsibility to the amounts generally billed [AGB] by each hospital. Insured patients receiving

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emergency or medically necessary care that is not covered by the patient’s insurance policy may

also be given a discount from gross charges that limits payment responsibility to the amounts

generally billed [AGB] by each hospital.

Less than 200% of the Federal Poverty Guideline (Full FAP Assistance):

Based on the information provided in the FAP application and/or through the presumptive

eligibility process, Patient or Guarantor whose income is less than 200% of the current Federal

Poverty Guideline for his or her family size is eligible for a full discount under the FAP after all

other healthcare resources have been utilized and exhausted (until that time, the application is to

be pended). Full FAP discount represents gross charges less the amount paid by all other

healthcare resources and, as applicable, any uninsured discounts or contractual discounts with

third-party payers. Refunds will be made if a patient pays more than is owed under this

calculation.

Between 200% and 400% of the Federal Poverty Guideline (Partial FAP Assistance):

Based on the information provided in the FAP application and/or through the presumptive

eligibility process, Patient or Guarantor whose income is greater than 200% but less than 400%

of the current Federal Poverty Guideline for his or her family size is eligible for a sliding scale

discount after all other healthcare resources have been utilized and exhausted (until that time, the

application is to be pended). The balance subject to a sliding scale discount will be gross charges

less the amount paid by all other healthcare resources and, as applicable, any uninsured discounts

or contractual discounts with third-party payers. Any remaining balance will be further reduced

so as to not exceed the AGB. The residual balance will then be discounted on a sliding scale that

allows for a discount that is proportionate to the Patient’s or Guarantor’s income level, such that

a patient at 200% of the Federal Poverty Guideline owes 0% of the balance, a patient at 300% of

the Federal Poverty Guideline owes 50% of the balance after AGB adjustment, as applicable, and

a patient at 400% of the Federal Poverty Guideline owes the full sliding scale balance after AGB

adjustment, as applicable. Refunds will be made if a patient pays more than is owed under this

calculation. Accounts may be subject to further discounting under the catastrophic assistance

calculation.

Catastrophic Assistance: BH offers an additional level of assistance under its FAP for

situations where paying a catastrophic obligation would cause extreme hardship for a Patient or

Guarantor.

Based on the information provided in the FAP application and/or through the presumptive

eligibility process, Patient or Guarantor whose income is below 1,200% of the single federal

poverty level may be given additional discounts so that, in any calendar year, the total financial

obligation of a Patient or Guarantor for emergency or medically necessary care provided by BH

does not exceed 20% of the combined sum of income plus net assets. Prior to receiving this

catastrophic assistance, all other healthcare resources must have been utilized and exhausted, and

such resources must have paid in full the calculated total obligation amount. Because of system

limitations, these accounts may not be identified automatically, and patients will be instructed to

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contact BH once payment has been made by all other healthcare resources and the account is

determined to be potentially eligible for this assistance. Refunds will be made if a patient pays

more than is owed under this calculation.

Limitation on Charges (AGB Limitation): Under no circumstances will an individual who is

determined to be eligible for either full or partial FAP assistance be charged more for emergency

or other medically necessary care than the AGB billed to individuals who have insurance

covering such care.

Method for Calculating AGB Percentage: BH utilizes the Look-Back Method for calculating

AGB and applies a single average percentage as the AGB. BH calculates the AGB separately for

each BH hospital by determining the weighted average percentage of charges allowed using

available data that provides the percentage of charges allowed on accounts for all private insurers

and Medicare fee-for-service in the twelve-month period preceding its then-current fiscal year.

Each BH hospital shall ensure that the AGB percentage is applied for the purpose of limiting

charges for FAP-eligible individuals by the 120th

day after the twelve-month period used in

calculating the AGB percentage.

AGB Percentages: AGB Percentages and a description of the calculations may be readily

obtained in writing and free of charge by visiting the website address or physical locations, or

calling the phone number, specified on the patient billing statements.

Specific Exclusions:

Elective Care: Elective Care, such as elective cosmetic surgery, in-vitro fertilization, bariatric

surgery, is not eligible for a discount under the FAP.

Medicaid Patient Liability Balances: The FAP portion of this policy does not apply to patient

liability balances (e.g., co-pays, deductibles, and co-insurance) due from Medicaid beneficiaries.

Method for Applying for Financial Assistance

Obtaining a FAP Application: A copy of this policy, a plain language summary, and an

application form will be available free of charge in the emergency room and at registration,

customer service, and financial counseling locations within BH. The FAP application form shall

include the contact information, including telephone number and physical location, of the

Financial Counseling office, which is the office that will provide to Patients or Guarantors

information about the FAP and assistance with the FAP application process.

Complete a FAP Application: Patient or Guarantor must submit a completed application in

writing to the appropriate hospital personnel. The application form includes but is not limited to:

Annual income from all sources for the previous year;

Expected income from all sources for the current year;

Expected expenses for the current year;

All healthcare resources and evidence of application for available resources;

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Assets that are convertible to cash (this includes bank accounts, stocks; mutual funds, CDs,

HSAs, FSA’s or other investments);

Liabilities and loans;

Family composition; and

Any other information concerning the family’s financial status or circumstances that would be

helpful in making a determination of the appropriateness of charitable care.

Attach Additional Information to the FAP Application Form: Included with the FAP

application form is a checklist identifying other information required to be submitted with the

form, as applicable, in order to verify the information provided. Such additional information

includes but is not limited to:

All pages of most recent State and Federal tax return filed or due (most recent two years if self-

employed), including a copy of the W-2. Tax returns are required if they are mandated by IRS or

state guidelines, even if they have not been previously filed. For taxpayers who have sought

extensions, W-2’s, copies of extension requests, and the prior year’s tax returns should be

submitted;

A completed and signed IRS Form 4506-T;

Two most recent pay stubs for all wage-earners in the household and other proof of income from

all income sources (the source of income covering all indicated expenses and deposits must be

provided);

Two most recent bank statements from all accounts with any supporting documentation

explaining the source of each deposit not covered by the proof of income above. All numbered

pages, including blank pages and pages of checks must be included, and no information may be

marked out or redacted;

Two most recent investment account statements from all accounts (including stocks, mutual

funds, CDs, HSAs, HRAs, FSAs and other investments, but excluding retirement accounts),

along with any supporting documentation explaining the source of each deposit not covered by

the proof of income above. All numbered pages, including blank pages and pages of checks

must be included, and no information may be marked out or redacted;

Two most recent loan statements for all loans. All numbered pages, including blank pages must

be included, and no information may be marked out or redacted;

Evidence of application for Medicaid or lack of eligibility for Medicaid and other assistance

programs (full cooperation with our staff or contractors will be considered as acceptable

evidence);

Individuals indicating they do not have bank accounts must provide one month of receipts for

check cashing services and utility bills paid in cash; and

Evidence of family size, if not indicated on the prior tax return (e.g., birth certificates, judicial

documents on custody, marriage licenses, etc.).

Billing and Collections Policy (Actions that May be Taken in the Event of Nonpayment)

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General:

No individual determined to be eligible for the FAP will be billed for more than the amount

specified in the FAP, and if an overpayment is made on hospital accounts, it will be refunded.

Patients or Guarantors who have an ability to pay for medical services and who have been

determined to be ineligible for the FAP or have not submitted an application for assistance under

the FAP will be billed based on the following guidelines:

Patients or Guarantors may be provided an opportunity to pay an estimated patient liability at

point of service.

BH will accept and file claims for all insurances assigned to the organization with adequate proof

of coverage. This assignment does not relieve the Patient or Guarantor of responsibility for

payment if the third-party payer fails to pay as prescribed by regulation, statute or patient-

insurance contract. Deductibles, co-payments and non-covered services will be the

responsibility of Patient or Guarantor.

Billing statements will be sent to Patient or Guarantor once patient liability is determined for

insured or uninsured patients and necessary billing follow-up telephone calls will be made by

Patient Financial Services and/or a designated external early out vendor for at least 120 days. If

applicable, efforts will be made to assist uninsured patients to secure coverage through any

governmental or other assistance programs.

Patient accounts not resolved at the end of this period will be considered for referral to external

collection agencies subject to the requirements and limitations listed in the sections below

regarding the 120-Day Waiting Period and the 240-Day Application Period (See also ECAs by

Third Parties). Collection agencies will pursue patient balances while maintaining compliance

with the Fair Debt Collection Practices Act and the ACA International’s Code of Ethics and

Professional Responsibility.

Determining Eligibility Under the FAP: BH will not engage in extraordinary collection

actions (ECAs) against a Patient or Guarantor until BH has first made reasonable efforts to

determine whether the individual is eligible for assistance under the FAP in accordance with this

section.

120-Day Waiting Period: BH will not engage in any ECAs for at least 120 days from the date

on which the first post-discharge billing statement was provided to Patient or Guarantor. Any

billing statement provided to Patient or Guarantor will contain information about the FAP (See

Publicizing the FAP for specific requirements). BH will also provide the following notification

and communication to Patient or Guarantor at least 30 days before first initiating any ECAs (this

30-day period cannot end prior to the end of 120-day waiting period):

A written notice that indicates financial assistance is available for eligible individuals, identifies

the ECA(s) BH or other authorized party intends to take, and specifies a deadline after which

such ECA(s) may be initiated if the patient does not submit a FAP application or pay the amount

due by the deadline.

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A plain language summary, as defined in Appendix A, will also be provided to Patient or

Guarantor with the written notice.

BH will make a reasonable effort to notify the Patient or Guarantor against whom BH intends to

engage in ECAs orally about the FAP and how he or she may obtain assistance through the FAP

application process.

Note: BH may provide this notice simultaneously for multiple episodes of care and notify the

Patient or Guarantor about the ECA(s) BH intends to initiate, but such ECA(s) shall not be

initiated until 120 days after BH provided the first post-discharge billing statement for the most

recent episode of care included in the aggregation.

Completed Applications (240-Day Application Period): There is a 240-day application period

during which BH will accept and process an application for assistance under this FAP. If Patient

or Guarantor has submitted a complete FAP application within 240 days of the first post-

discharge billing statement (or, if later, within a reasonable timeframe after a written request for

additional information and/or documentation in the case of an individual who initially submitted

an incomplete application during the application period), then BH will, in a timely manner:

Suspend, if applicable, any ECAs against the Patient or Guarantor that were commenced

following the 120-day waiting period;

Make and document the FAP eligibility determination;

Notify the Patient or Guarantor in writing of the eligibility determination, the level of assistance

for which the he or she is eligible, and the basis for the determination;

If BH determines that the Patient or Guarantor is FAP-eligible, then BH will:

Provide the Patient or Guarantor with a billing statement indicating the amount owed under the

FAP, the AGB for the service provided (or how patient can obtain this information) and how BH

determined the amount owed as a FAP-eligible individual;

Refund payments made to BH for the care at issue that was in excess of the amount he or she

was determined to owe as a FAP-eligible individual, unless such excess amount is less than $5;

and

Take all reasonably available measures to reverse any ECA taken against the individual to collect

the debt at issue.

Incomplete Applications: If Patient or Guarantor has submitted a FAP application within 240

days of the first post-discharge billing statement, but such application is incomplete, then BH

shall notify the Patient or Guarantor about how to complete the FAP application and will provide

a reasonable period of time to do so in accordance with the following:

Suspend any ECAs against the Patient or Guarantor that were commenced following the 120-day

waiting period.

Provide written notice of incompletion that describes the additional information and

documentation that must be submitted in order to complete the FAP application and includes the

contact information, including telephone number and physical location, of the Financial

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Counseling office, which is the office that will provide information about the FAP and provide

assistance with the FAP application process.

The Patient or Guarantor shall be given a reasonable timeframe to submit the additional

information and/or documentation requested in the notice of incompletion before BH will initiate

any ECAs (so long as the 120-day waiting period has expired) or resume any ECAs that were

suspended when BH received the incomplete application.

The Patient or Guarantor will be considered to have submitted a complete FAP application

during the application period if he or she completes the FAP application during the 240-day

application period or, if later, within a reasonable timeframe after the request for additional

information and/or documentation was made. Such completed applications will be processed in

accordance with the immediately preceding section pertaining to completed applications.

If the Patient or Guarantor fails to complete the FAP application or provide payment during the

240-day application period or, if later, within a reasonable timeframe after the request for

additional information and/or documentation was made, then BH may initiate or resume ECAs

against the Patient or Guarantor.

Presumptive Eligibility: If BH determines that the Patient or Guarantor is presumptively

eligible for a discount under the FAP, and if such Patient or Guarantor is eligible for less than the

full discount available under the FAP, BH will:

Notify the Patient or Guarantor regarding the basis for the presumptive eligibility determination

and the way to apply for a greater discount that may be available under the FAP;

Provide a reasonable period of time for Patient or Guarantor to apply for greater assistance

before initiating ECAs to obtain the discounted amount owed for the care;

If a complete FAP application seeking greater assistance is submitted during the application

period, then a determination of whether the Patient or Guarantor qualifies for greater assistance

will be made in accordance with the process for complete applications.

Waiver: Under no circumstances will BH obtain a signed waiver from a Patient or Guarantor

indicating that the Patient or Guarantor does not wish to apply for assistance under the FAP or

receive the information required to be provided under this FAP as a substitute for taking the

actions required in this section.

Payment Considerations:

If eligible for a discount under the FAP, a Patient or Guarantor will receive the discount

regardless of whether he or she pays or has paid the balance on the billing statement, provided all

other healthcare resources are first exhausted.

If necessary, payment arrangements may be made on the balance of the Patient’s or Guarantor’s

bill by contacting Customer Service at a phone number designated by BH management.

If the Patient or Guarantor fails to provide the payments for which he or she is responsible under

the FAP, the remaining balance will proceed through the normal collection process, including the

process for any applicable ECAs, that is described in this policy.

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The Revenue Cycle Department will have the responsibility and final authority for determining

that BH has complied with the guidelines within this policy (i.e., made reasonable efforts) to

determine whether a Patient or Guarantor is FAP-eligible before engaging in or resuming ECAs

against the Patient or Guarantor.

ECAs by Third Parties: BH will not sell any debt to a third party, but may refer a debt to

another party for the purpose of obtaining payment. For any outstanding patient debt that is

referred to another party, BH shall ensure that there is, prior to referring a debt, a legally binding

written agreement between BH and such other party that ensures that no ECAs are taken to

obtain payment for the care until reasonable efforts have been made to determine whether the

Patient or Guarantor is eligible for the FAP. The agreement shall, at a minimum, provide the

following:

If the Patient or Guarantor submits a FAP application after the referral of the debt but before the

end of the application period, the party will suspend any ECAs that have been commenced

against Patient or Guarantor.

If the Patient or Guarantor submits a FAP application after the referral of the debt but before the

end of the application period and is determined to be eligible for the FAP, the party will do the

following in a timely manner:

Adhere to procedures specified in the agreement that ensure that the Patient or Guarantor does

not pay, and has no obligation to pay, the party and BH together more than he or she is required

to pay as a FAP-eligible individual.

If applicable and if the party (rather than BH) has the authority to do so, take all reasonably

available measures to reverse any ECA taken against the Patient or Guarantor.

If the party refers the debt to another party during the application period, the party will obtain a

written agreement from that other party including all of the elements described in this section.

Publicizing the FAP: BH will widely publicize this policy by working with its Marketing

Department to effectively promote awareness of this policy to its patients and within the

communities it serves in accordance with these guidelines:

Publicizing Online: A copy of this policy, a plain language summary, and a FAP application

form will be available without charge on BH’s website (the corporate website and on each

hospital website), without creating an account or being otherwise required to provide personally

identifiable information, and will be accessible without the requirement of special computer

hardware or software that is not readily available to members of the public for free. BH hospitals

will provide any Patient or Guarantor who asks how to access this policy, plain language

summary, or FAP application form online with the direct Web site address, or URL, of the web

page where these documents are located.

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Publicizing within the Hospital: A copy of this policy, a plain language summary, and an

application form will be available free of charge in the emergency room and at registration,

customer service, and financial counseling locations within BH. BH will also take steps to

provide conspicuous public displays (or other measures reasonably calculated to attract patients’

attention) and brochures in the emergency room and at registration locations, within conditions

of admission, and will educate registration, customer service and financial counseling staff about

communication of this policy with patients. Such displays, brochures and verbal communication

by staff will communicate that BH offers financial assistance under a FAP and will inform

individuals about how to obtain more information about the FAP.

Publicizing by Mail: A copy of this policy, a plain language summary, and an application form

will be available upon request and free of charge by mail.

Publicizing in the Community: BH will notify and inform members of the communities served

by BH hospitals in a manner reasonably calculated to reach those members who are most likely

to require financial assistance, about the FAP and how copies of the FAP, a plain language

summary and a FAP application form may be obtained by distributing information about the

FAP to local public agencies and organizations that address the health needs for low income

populations.

Publicizing to Patients: BH will notify and inform patients who receive care from the hospital

facility about the FAP by:

Offering a paper copy of the plain language summary of the FAP to patients as part of the intake

or discharge process;

Including a conspicuous written notice on billing statements that notifies and informs recipients

about the availability of assistance under the FAP and includes:

The telephone number of the Financial Counseling office, which is the office that can provide

information about the FAP and FAP application process, and

The direct website address (or URL) where copies of the FAP, FAP application form, and a plain

language summary of the FAP may be obtained; and

Setting up conspicuous public displays within the hospital as described above.

Translated Copies: BH will have translated versions of this policy, application form and plain

language summary available for each language group that constitutes the lesser of 1,000

individuals or 5 percent of each community served by a BH hospital.

Electronic Copies: BH may provide electronically (e.g., on a screen, by email, website where

documents are posted) any document or information required to be provided under this policy in

the form of a paper copy to any individual who indicates he or she prefers to receive or access

the document or information electronically.

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The FAP and Emergency Medical Care

General: BH will provide, without discrimination, care for emergency medical conditions to

individuals regardless of whether they are FAP-eligible.

APPROVAL

Stephen Oglesby

Baptist Health

Chief Financial Officer

October 1, 2016

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APPENDIX A: DEFINITIONS

Assets

Assets include, but are not limited to, liquid assets and non-retirement investments owned by

every individual included in the Patient’s or Guarantor’s household.

Extraordinary Collection Actions (ECAs)

Any actions taken by BH against an individual related to obtaining payment of a bill for care

covered under BH’s FAP, including:

Selling an individual’s debt to another party;

Reporting adverse information about the individual to consumer credit reporting agencies or

credit bureaus;

Deferring or denying, or requiring a payment before providing, medically necessary care because

of an individual’s nonpayment of one or more bills for previously provided care covered under

the hospital facility’s FAP (which is considered an ECA to obtain payment for the previously

provided care, not the care being potentially deferred or denied); and

Actions that require a legal or judicial process, including but not limited to—

Placing a lien on an individual’s property;

Foreclosing on an individual’s real property;

Attaching or seizing an individual’s bank account or any other personal property;

Commencing a civil action against an individual;

Causing an individual’s arrest;

Causing an individual to be subject to a writ of body attachment; and

Garnishing an individual’s wages.

Any lien that BH is entitled to assert under state law on the proceeds of a judgment, settlement,

or compromise owed to an individual (or his or her representative) as a result of personal injuries

for which the hospital provided care is not an ECA. Additionally, the filing of a claim in any

bankruptcy proceeding is not an ECA.

Family Size Family size means the number of persons counted as members of an individual's household. In

the case of determining the family size of a pregnant woman, the pregnant woman is counted as

herself plus the number of children she is expected to deliver. In the case of determining the

family size of other individuals who have a pregnant woman in their household, the pregnant

woman is counted as herself plus the number of children she is expected to deliver.

Household For the purpose of determining family size, an individual’s “household” shall mean:

(1) Basic rule for taxpayers not claimed as a tax dependent. In the case of an individual who

expects to file a tax return for the taxable year in which an initial determination of eligibility is

being made, and who does not expect to be claimed as a tax dependent by another taxpayer, the

household consists of the taxpayer and, subject to paragraph (5) of this section, all persons whom

such individual expects to claim as a tax dependent.

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(2) Basic rule for individuals claimed as a tax dependent. In the case of an individual who

expects to be claimed as a tax dependent by another taxpayer for the taxable year in which an

initial determination of eligibility is being made, the household is the household of the taxpayer

claiming such individual as a tax dependent, except that the household must be determined in

accordance with paragraph (3) of this section in the case of—

(i) Individuals other than a spouse or a biological, adopted, or step child who expect to be

claimed as a tax dependent by another taxpayer;

(ii) Individuals under the age of 19 who expect to be claimed by one parent as a tax dependent

and are living with both parents but whose parents do not expect to file a joint tax return; and

(iii) Individuals under the age of 19 who expect to be claimed as a tax dependent by a non-

custodial parent. For purposes of this section—

(A) A court order or binding separation, divorce, or custody agreement establishing physical

custody controls; or

(B) If there is no such order or agreement or in the event of a shared custody agreement, the

custodial parent is the parent with whom the child spends most nights.

(3) Rules for individuals who neither file a tax return nor are claimed as a tax dependent. In

the case of individuals who do not expect to file a Federal tax return and do not expect to be

claimed as a tax dependent for the taxable year in which an initial determination eligibility is

being made, or who are described in paragraph (2)(i), (2)(ii), or (2)(iii) of this section, the

household consists of the individual and, if living with the individual—

(i) The individual's spouse;

(ii) The individual's natural, adopted and step children under the age of 19; and

(iii) In the case of individuals under the age of 19, the individual's natural, adopted and step

parents and natural, adoptive and step siblings under the age of 19.

(4) Married couples. In the case of a married couple living together, each spouse will be

included in the household of the other spouse, regardless of whether they expect to file a joint tax

return or whether one spouse expects to be claimed as a tax dependent by the other spouse.

(5) For purposes of paragraph (1) of this section, if a taxpayer cannot reasonably establish that

another individual is a tax dependent of the taxpayer for the tax year in which eligibility is

sought, the inclusion of such individual in the household of the taxpayer is determined in

accordance with paragraph (3) of this section.

FAP Application

The FAP Application is the FAP application form and the checklist included on the FAP

application form that identities other information and documentation required to be submitted

with the form. The FAP Application may be updated from time to time by BH management.

Federal Poverty Guidelines

Federal poverty guidelines are the Department of Health and Human Services’ annual stated

poverty guidelines.

Page 15 of 29

Guarantor

The guarantor is that individual who either accepts or is legally obligated to take financial

responsibility for the hospital bill. The guarantor may or may not be the patient.

Income

Income includes, but is not limited to, salaries, business and farm income, disability and

retirement pensions; Social Security; interest, dividend, and rental income; child support;

unemployment and Workers' Compensation income; AFDC and other government assistance

received by every individual included in the Patient’s or Guarantor’s household.

Medically Necessary Care

To be medically necessary, a service provided by BH shall be:

Reasonable and required to identify, diagnose, treat, correct, cure, palliate, or prevent a disease,

illness, injury, disability, or other medical condition, including pregnancy;

Appropriate in terms of the service, amount, scope, and duration based on generally-accepted

standards of good medical practice;

Provided for medical reasons rather than primarily for the convenience of the individual, the

individual's caregiver, or the health care provider, or for cosmetic reasons;

Provided in the most appropriate location, with regard to generally-accepted standards of good

medical practice, where the service may, for practical purposes, be safely and effectively

provided;

Needed, if used in reference to an emergency medical service, to exist using the prudent

layperson standard;

Provided in accordance with early and periodic screening, diagnosis, and treatment (EPSDT)

requirements established in 42 U.S.C. 1396d(r) and 42 C.F.R. Part 441 Subpart B for individuals

under twenty-one (21) years of age; and

Provided in accordance with 42 C.F.R. 440.230.

Patient Liability

Patient liability consists of the total balance due from the Patient or Guarantor for current

hospital accounts after third-party payer obligations have been satisfied.

Plain Language Summary

A written statement that notifies an individual that BH offers financial assistance under a FAP

and provides the following additional information in language that is clear, concise, and easy to

understand:

A brief description of the eligibility requirements and assistance offered under the FAP.

A brief summary of how to apply for assistance under the FAP.

The direct Website address (or URL) and physical locations where the individual can obtain

copies of the FAP and FAP application form.

Instructions on how the individual can obtain a free copy of the FAP and FAP application form

by mail.

The contact information, including telephone number and physical location, of the hospital

facility office or department that can provide information about the FAP and of either—

Page 16 of 29

The hospital facility office or department that can provide assistance with the FAP application

process; or

If the hospital facility does not provide assistance with the FAP application process, at least one

nonprofit organization or government agency that the hospital facility has identified as an

available source of assistance with FAP applications.

A statement of the availability of translations of the FAP, FAP application form, and plain

language summary of the FAP in other languages, if applicable.

A statement that a FAP-eligible individual may not be charged more than AGB for emergency or

other medically necessary care.

Post-Discharge Billing Date

A billing statement for care is considered “post-discharge” if it is provided to an individual after

the care (whether inpatient or outpatient) is provided and the individual has left the hospital

facility.

Page 17 of 29

Appendix B

*Baptist Health’s Financial Assistance Policy will not apply to services provided by the

following health care providers, which was updated as of 06/01/2018.

AAMIR NAWAZ

AARON COMPTON

AARON WARNOCK

AARON B BECKER

AARON K COMPTON

AARON M PENNELL

AARON D STEWART

AARON B HOUSE

AARON HENSLEY

AARON SCHNELL

ABBY CHILDERS

ABBY J LARA

ABDI VAEZY

ABDUL BURIDI

ABDUL JABBAR

ABDUL G BURIDI

ABDUL Q AHMED

ABEER HAMDY

ABEER BAHAA ELDIN HAMDY

ABIGAIL B BYRNES

ABIGAIL L WEISENBURGER

ABISHEK REDDY

ABRAHAM KURUVILLA

ABRAHAM BRONNER

ADALBERTO CASTELLANOS

ADAM DAVID

ADAM DICKMAN

ADAM KOWALSKI

ADAM LOCKLAR

ADARSH SAHNI

ADEL BICHIR

ADEREMI JAIYEOLA

ADRESSA COLLARD

ADRIAN HOLMES

ADRIAN MILLER

ADRIAN THODOROPOULOS

ADRIAN COSMIN

ADRIANA SPANOVA

AFTAB AHMED

AGATA TOBOREK

AHMAD KHAN

AHMAD A KHAN

AHMET S AKAYDIN

AIMEE V PAUL

AIMEE G RUSSELL GRACE

AJAY KANDRA

AJAY K KANDRA

AJMAL BANGASH

AJMAL H BANGASH

AKIF HASAN

ALAA ADDASI

ALAN WETZEL

ALAN D JACKSON

ALAN D GRAHAM

ALAN S OSTER

ALAN C BECKMAN

ALAN L CHRISTENSEN

ALAN BECKMAN

ALAN CARTER

ALAN J THORNER

ALBERT ANGEL

ALBERTO S GALLO

ALBERTO LAUREANO

ALEX ABOU-CHEBL

ALEXA PAYNE

ALEXANDER AFANASYEV

ALEXANDER MUSSER

ALEXANDER ASAMOAH

ALEXANDER B MUSSER

ALEXANDER J TIKHTMAN

ALEXANDER BROWN

ALEXANDER LANDFIELD

ALEXANDER TIKHTMAN

ALEXANDER TZOUANAKIS

ALEXANDRA MAYNARD

ALEXANDRA C MAKI

ALEXIS G KARAGEORGE

ALEXIS TRINGALI

ALEXIS M RODRIGUEZ

ALFONSO PUERTO

ALFRED KNABLE

ALI JESSEE

ALI I HUSSAIN

ALICIA JOHNSON

ALICIA A INGRAM

ALISHA MORGAN

ALISON SASSEEN

ALISON ROBINETTE

ALISON SLONE

ALLAN WELLS

ALLAN HALBERT

ALLISON RAINS

ALLISON R HATMAKER

ALLISON M SPALDING

ALLISON COOK

ALYSSA WELLS

ALYSSA R LAING

AMADEO ABRAHAM

AMAN I GEBRE-EGZIABHER

AMANDA MCINTOSH

AMANDA WAGNER

AMANDA RAY

AMANDA SCHNEIDER

AMANDA DRESSMAN

AMANDA HAMILTON

AMANDA NORMAN

AMANDA FOXX

AMANDA GRACE

AMBER SAVELLS

AMBER POYNTER

AMBER M MISSI

AMIN H JIMINIAN-WILMOT

AMIN A VALLIANI

AMINATA TRAORE

AMIR I KALDAS

AMIT RAI

AMIT GOUIL

AMITH SHAMIR

AMITH ROY SHAMIR

AMJAD ALI

AMMAR TAYARA

AMMAR ALMASALKHI

AMY BYRD

AMY KNEES

AMY WATSON-REESE

AMY LEEZER

AMY M DEELEY

AMY N HEAD

AMY L INGRAM

AMY K RICHARDSON

AMY K BINDNER

AMY M MARTINEZ

AMY MICHELE MCDOWELL

AMY CLAUNCH

AMY COX

AMY LULEY

AMY SCHELL

AMY TIU

ANA RUZIC

ANAND GUPTA

ANAND S DASH

ANAND M GUPTA

ANANTH KUMAR

ANANTHA L KRISHNA

ANDRE R THEBERT

ANDREA WALKER

ANDREA S WALKER

ANDREA R WILLIAMS

ANDREA BANKS

ANDREEA ARDELEAN

ANDREW BARBASH

ANDREW PORTER

ANDREW DAILEY

ANDREW MORTON

ANDREW D BAILEY

ANDREW J DAILEY

ANDREW R GOULD

ANDREW J HART

ANDREW L LOCKHART

ANDREW S MICKLER

ANDREW D MORRIS

ANDREW STASKO

ANDREW MCGREGOR

ANDREW RYAN

ANDRIA HEFNER

ANDY LEE

ANGEL PORTER

ANGELA WILLETT

ANGELA CRONE

ANGELA ROBERTS

ANGELA SOLTERO

ANGELA PENNINGTON

ANGELA TSENG

ANGELA MOORE

ANGELIA THOMPSON

ANGELINO S YSON

ANGELITO L SAMSON

ANIEFIOK UYOE

ANITA FLEENOR-FORD

ANITA R FEATHERS

ANITHA ABRAHAM

ANN R GRIDER

ANN MARIE STRAIN

ANN DAVIS

ANN TRAN

ANNA STEWART

ANNA FISHER

ANNA HAYDEN

ANNA B HART

ANNA KOGAN

ANNA E ZELICHENOK

ANNA ZELICHENOK

ANNA BARBER

ANNA RIDDLE

ANNA WELLS

ANNA IDDINGS

ANNA MARINO

ANNE GUYOT

ANNE KRON

ANNE PHILLIPS

ANNE F FITZPATRICK

ANNE P MARSHALL

ANNE MARSHALL

ANNETTE COXON

ANNETTE L DAVIS

ANNETTE M COXON

ANNETTE WILLIAMS

ANONA NICOLE ARCHER

ANOOP DUGGAL

ANTHONY COLLINS

ANTHONY DAVIS

ANTHONY ALEXANDER

ANTHONY GEORGE

ANTHONY G KAREM

ANTHONY J LOPEZ

ANTHONY MIGURA

ANTHONY ARVIN

ANTHONY MOON

ANTHONY W ECHENDU

ANTHONY MARANO

ANTHONY ROGERS

ANURADHA CHALLA

APARNA RAMASUBRAMANIAN

APARNA PATRA

APRIL JACKSON

APRIL WEBER

APRIL S NODINE

APRIL RAMSEY

Page 18 of 29

ARDEN MARC C ACOB

ARIBBE MARTIN

ARLENE J RICHARDSON

ARMANDO GARZA

ARSHAD IQBAL

ARTHUR DUNCAN

ARTHUR J DONOVAN

ARTHUR T HURST

ARTHUR J MCLAUGHLIN

ARTHUR YIN

ARUN KADAMBI

ARUNA AREKAPUDI

ARVINDA PADMANABHAN

ASHLEY JESSUP

ASHLEY LANKFORD

ASHLEY E KILLINDER

ASHLEY E NEAL

ASHLEY B WEBBER

ASHLEY DICKEY

ASHLEY MERCER

ASHLEY MEENACH

ASHLI COLLINS

ASHOK S KANTHAWAR

ASHRAF ABOU EL-EZZ

ASHUTOSH S LOHE

ASHWIN K DIXIT

ASIM PIRACHA

ASSIA BENHACENE

ASTAB CHISHTI

ATEEQ HASEEB

ATIF CHOWDHURY

ATUL CHUGH

AUBAINE WOODS

AUBREY LOUIS ARMSTRONG

AUDREY SCHNEIDER

AUGUSTUS KEY

AUM PATEL

AUSTIN GERBER

AUSTIN L GERBER

AVICHAI ERES

AZHAR ASLAM

AZIZ CHAMI

AZIZ N CHAMI

AZMI DRAW

B SCOTT STEVENS

BACHAR KASSEM

BAHRAM SEPEHRI

BALA PRAKASH

BAPINEEDU GONDI

BARBARA DRISKILL

BARBARA T WOJDA

BARBARA A MICHNA

BARBARA LEE

BARBARA TAYLOR

BARNETT LEWIS

BARRY MILLER

BARRY RAY PECHA

BARRY S STEVENS

BARRY WALLING

BART M OLASH

BARTLEY NORMAN

BASHAR GHOSHEH

BASHAR CHIHADA-ALHARIRI

BASSEL SHNEKER

BASSEL ALKHALIL

BEATRIX SLOMIANY

BEATRIX A SLOMIANY

BECK A HUR

BELINDA SUE JONES-LARSON

BEN BROWN

BENJAMIN KIRCHNER

BENJAMIN THOMPSON

BENJAMIN T KLAUSING

BENJAMIN M SCHAFFER

BENJAMIN M RISNER

BENJAMIN L MACKEY

BENJAMIN BURKETT

BENJAMIN HOLLER

BENJAMIN J JARRETT

BENJAMIN STRONG

BENNICIA DAVIS

BERNARD L SPEEVACK

BERTINA LIN

BETH HARRISON

BETH HOLMES

BETHANIE APPERSON

BETHANIE R HAMMOND

BETHANY SIMMONS

BETHANY HERTOG

BETHANY BEGLEY

BEVERLY LARGENT

BEVERLY M GAINES

BHAGWAN BHIMANI

BHAGWAN D BHIMANI

BHASKARAN N SREEKUMAR

BIANCA C PHILEMON

BILLIE JEAN WALTERS

BILLY K K FRALISH

BIRRILLA MADDOX

BLAIR BROCKMAN

BLAKE BRADLEY

BLAKELY D KUTE

BOGDAN MOLDOVEANU

BONNIE GARDNER

BONNIE ANDERSON

BOPARI RUHEL

BRADEN FLORENCE

BRADLEY KELLER

BRADLEY MCELROY

BRADLEY RANKIN

BRADLEY BELL

BRADLEY B BELL

BRADLEY A DUNKIN

BRADLEY B KELLER

BRADLEY G THOMAS

BRADLEY SHEWARD

BRADLEY YOUKILIS

BRAIDI HUECKER

BRANDI NEFF-SHORT

BRANDI DENSMORE

BRANDI M HUBBUCH

BRANDI L COLLINS

BRANDI KOST

BRANDI L SCOTT

BRANDI S BARNES

BRANDI DYER

BRANDON J KELLIE

BRANDON DEVERS

BRANDY BAKER

BRENDA COLEMAN

BRENDA A STEPHENS

BRENNAN M HARADEN

BRETT A MILLER

BRETT A SCOTT

BRETT OLIVER

BRETT SCOTT

BRIAN BODNARCHUK

BRIAN HOLLAND

BRIAN KERN

BRIAN LEA

BRIAN MANLEY

BRIAN HEIMER

BRIAN PRZYSTAWSKI

BRIAN WILLIAMS

BRIAN WORM

BRIAN D BEAUERLE

BRIAN M DERHAKE

BRIAN M DOBOZI

BRIAN L HAWKINS

BRIAN J HOLLAND

BRIAN L MATTINGLY

BRIAN M WORM

BRIAN TILDEN BRISCOE

BRIAN S BANKS

BRIAN W CHANEY

BRIAN GILLISPIE

BRIAN SMITH

BRIDGET FOMBY

BRITTANY W WEEKS

BRITTANY CLICK

BRITTANY DAVIS CRIDER

BRITTNEA ADCOCK

BRITTNEY L PORTER

BRITTNIE SMITH

BRITTNIE S SMITH

BROCK A BARNES

BROOKE SISCO

BRUCE A DAVIS

BRUCE A SCOTT

BRUCE R JUNG

BRUCE R BARTON

BRUCE BARTON

BRUCE BELIN

BRUCE KOFFLER

BRUCE REINER

BRUNO DASILVA

BRYAN D MURPHY

BRYAN T CURD

BRYAN TOMPKINS

BRYCE L GIBSON

BUFORD HALL

BYRON W JOHNSON

BYRON WESTERFIELD

C BROOKE KUNS-ADKINS

C JEFFERY GOODWIN

C M HOCKER

C MATTHEW BROWN

C NICOLE DICKINSON

C WILLIAM BRISCOE

C. RICHARD BOWERS

CAITLIN TENNYSON

CAITLYN CECIL

CALLIE LEEANNE RZASA

CALLIE RZASA

CALVIN WIENTJES

CAMELLIA HUTCHINSON

CAMERON SCHAEFFER

CAMILO M CASTILLO

CANDACE EMBRY

CANDICE G TROXELL

CANDICE HICKEY

CANDICE KUNS-ADKINS

CARA HAMMONDS

CAREY L DODDS

CARL BAKER

CARL DAVIS

CARL JOHNSON

CARL MARQUESS

CARL D COPPOLA

CARLA FRAZINE

CARLA SULLIVAN

CARLA GAMARRA-HILBURN

CARLA GROVES

CARLA CATON

CARLOS VILLAR

CARLOS E DRAGO LUDOWIEG

CARLOS E GARCIA

CARLOS E VILLAR

CARLTON D PAIGE

CARLY UNGER

CARLY BREHM

CAROL L MITCHELL

CAROLE SCHARF

CAROLE B SCHARF

CAROLINE KERN

CAROLINE LITTLE

CARRIE CHESHER

CARRIE B CHESHER

CARRIE A WILLIS

CARRIE DUNAWAY

CARRIE JUNE BLACK

CARSON TEAGUE

CASEY ERVIN

CASEY LANIUS

CASIE MAYNE

CASSANDRA BITTENBENDER

CASSANDRA THURMAN

CATHERINE O BELL

CATHERINE CHIAPPETTA

CATHERINE DICKINSON

CATHERINE ROBINETTE

CATHRINE STEVENSON

CATHY A STOLWORTHY

CECILE C DEL MUNDO

CECILIA G FINCH

CHAD LANPHEAR

CHAD P SECOR

CHADWICK BASSI

CHANDHIRAN RANGASWAMY

CHARITY WELCH

CHARITY H WELCH

CHARLES RANSLER

Page 19 of 29

CHARLES SHIELDS

CHARLES B BENSENHAVER

CHARLES W PEARSON

CHARLES D WEBB

CHARLES L MARCUM

CHARLES V STARGEL

CHARLES G SEWALL

CHARLES G CLICK

CHARLES GRIGSBY

CHARLES TANCULA

CHARLES ISON

CHARLES KENNEDY

CHARLES NEWMAN

CHARLES PAPP

CHARLES RAY

CHARLES ROSE

CHARLIE BECKNELL

CHARLOTTE NEAL

CHARLOTTE M KURTZ

CHARMAINE PFISTER

CHERI FOGLE

CHERYL G COWENS

CHERYL DENZIK

CHERYL J EDELEN

CHESTER J MAYS

CHINTAMANI R VORA

CHISTOPHER B WHITE

CHITHRA P RAM

CHITRA ARUMUGAM

CHITRA RAGHAVAN

CHRIS GREEN

CHRIS N ANGGELIS

CHRISTI M GOLDMAN

CHRISTIAN CLASBY

CHRISTIAN E BERKHAHN

CHRISTIAN RAMSEY

CHRISTIE TUNG

CHRISTIE E TUNG

CHRISTIE DANIELS

CHRISTINA HAMBLIN

CHRISTINA MINRATH

CHRISTINA M BUTLER

CHRISTINA KEELING

CHRISTINE KASSIS

CHRISTINE A MEECE

CHRISTINE MARCHIK

CHRISTINE KO

CHRISTODULOS S STAVENS

CHRISTOFER ZAPATA

CHRISTOPHER HODGES

CHRISTOPHER JOHNSRUDE

CHRISTOPHER KING

CHRISTOPHER LAFEVER

CHRISTOPHER PARK

CHRISTOPHER PHILLIPS

CHRISTOPHER SPERRY

CHRISTOPHER BARBER

CHRISTOPHER COMPTON

CHRISTOPHER DAY

CHRISTOPHER HAAS

CHRISTOPHER HOFELICH

CHRISTOPHER MESCIA

CHRISTOPHER SACCONE

CHRISTOPHER SCHREPFERMAN

CHRISTOPHER J COMPTON

CHRISTOPHER H FEDERICO

CHRISTOPHER MARTIN KAUFFMANN

CHRISTOPHER S MCCLELLAN

CHRISTOPHER EDWARD SCHMITT

CHRISTOPHER G SCHREPFERMAN

CHRISTOPHER A SEMDER

CHRISTOPHER E SMITH

CHRISTOPHER J DAY

CHRISTOPHER A TROXELL

CHRISTOPHER L JOHNSRUDE

CHRISTOPHER PAUL STEIDLE

CHRISTOPHER PUND

CHRISTOPHER ALMES

CHRISTOPHER NELSON

CHRISTOPHER SCHAEFER

CHRISTOPHER WEST

CHRISTOPHER A BUNCH

CHRISTY WORTHAM

CHRISTY ALDERMAN

CHUONG LE

CINDY ATKINS

CLAIRE E COWLEY

CLAIRE C OCULAM

CLARISSA BEITING

CLARK C LESTER

CLAYTON VANDERGRIFF

CLIFTON SMITH

CLINT HILL

COLIN NEUMANN

COLIN A NEUMANN

COLLIN E BALL

CONNIE P ANGGELIS

COREY HATFIELD

CORY PENCE

COURTNEY HELTON

COURTNEY L BARRON

COURTNEY R PROTZER

COURTNEY DRAY

COURTNEY SCHNIEDERS

CRAIG ALEXANDER

CRAIG KAMEN

CRAIG H ALEXANDER

CRAIG S BAUM

CRAIG H DOUGLAS

CRAIG S KAMEN

CRAIG ATKINS

CRAIG ALEXANDER

CRISTEN WAESPE

CRISTINA COSOREANU

CRYSTAL ROSE

CRYSTAL MCMAHAN

CRYSTAL H MCMAHAN

CRYSTAL SPELLMAN

CRYSTAL F SPELLMAN

CRYSTAL HAZELWOOD-TAYLOR

CRYSTAL LEPPING

CURT E LIEBMAN

CURTIS JORDAN

CURTIS ZIMMERMAN

CURTIS ROBERTSON

CURTIS WHITE

CURTIS GIVEN

CURTIS HIGH

CYNTHIA BOWMAN-STROUD

CYNTHIA BURRES

CYNTHIA NASSIM

CYNTHIA BAYER

CYNTHIA ROMANOWITZ

CYNTHIA LYLE

D BLAKE LESLIE

D MARK BICKERS

D MATTHEW MCDANALD

D SHAWN DUNCAN

D. CLAY GERHARDSTEIN

DAMARA L JENKINS

DAMON GATEWOOD

DAN STEWART

DAN L STEWART

DANA MANN

DANA BENEDICT

DANA SOUCY

DANA MARIE SCOTT-FINLEY

DANESH MAZLOOMDOOST

DANH TRAN

DANIEL HOWARD

DANIEL RIHERD

DANIEL SASSEEN

DANIEL STRAUCHLER

DANIEL TKACH

DANIEL VINE

DANIEL ALTMAN

DANIEL EICHENBERGER

DANIEL KANTZ

DANIEL METZINGER

DANIEL N GINN

DANIEL J ALTMAN

DANIEL S METZINGER

DANIEL W WHITLEY

DANIEL LEE

DANIEL KOSCIELSKI

DANIEL HACKETT

DANIEL RODRIGUE

DANIEL STECKLER

DANIELLE BIBELHAUSER

DANIELLE E HUMPHREY

DANIELLE M MANN

DANILO CORALES

DANNA SMITH

DANNY BUTLER

DANNY G GROVES

DANNY WOO

DANNY J STRUNK

DAPHNE HOSINSKI

DARA STEPP

DAREL D BARNETT

DARIN WILSON

DARLA POBST

DARLENA GAY JONES

DARON DAVIS

DARREN C CHAPMAN

DARRYL NEELY

DARRYL L KAELIN

DARYL POTTER

DARYL BAUER

DAVID LEE

DAVID PRICE

DAVID SAXON

DAVID SCHELL

DAVID COSTANTINO

DAVID DRESNER

DAVID FENDLEY

DAVID HAZLETT

DAVID MUSICH

DAVID RANKIN

DAVID RODRIGUEZ

DAVID STAPP

DAVID W BIDDLE

DAVID E BORDEN

DAVID C CROWDER

DAVID L DOERING

DAVID A FENDLEY

DAVID J HAUSTEIN

DAVID S HEMMER

DAVID RYAN HOGANCAMP

DAVID L JOLGREN

DAVID S KATZ

DAVID R KELLY

DAVID M PASSAFIUME

DAVID G PRICE

DAVID P RHOADS

DAVID SELIGSON

DAVID E SHELTON

DAVID L SPEER

DAVID D HAZLETT

DAVID WATTS

DAVID W DOUGLAS

DAVID J HEATH

DAVID SCHROEDER

DAVID B WILLIAMS

DAVID J LAUBER

DAVID E MUFFLY

DAVID J PARTIN

DAVID NIERMAN

DAVID J MARTINEZ

DAVID KESHEIMER

DAVID BOSOMWORTH

DAVID BURANDT

DAVID COWEN

DAVID DOME

DAVID DOUGHERTY

DAVID DUBOCQ

DAVID GARRETT

DAVID HAMILTON

DAVID HARRIES

DAVID HAWSE

DAVID HUNTER

DAVID KELLY

DAVID KIRN

DAVID KRAMER

DAVID STOREY

DAVID SVETICH

DAVID KELLY

DAVID C JAMORA

DAVID E JOHNSON

DAVID MICHAEL DODD

DAVIT MRELASHVILI

DAWN HOLLAND

Page 20 of 29

DAWN DAY

DAWN GILLMAN

DEAN COLLIS

DEAN WICKEL

DEAN F LESLIE

DEAN ARTHUR

DEANNA MCPHERSON

DEBBIE CROUCHER

DEBORAH WELSH

DEBORAH J HART

DEBORAH I WALLACE

DEBORAH A KAUFMAN

DEBORAH PHILLIPS

DEBRA DEAN

DEBRA RYAN

DEE ANNE WHITE

DEEPAK AZAD

DELLICE DICKHAUS

DELWYN MCOMBER

DELWYN E MCOMBER

DENETTE GRIDER

DENETTE M GRIDER

DENISE O'CONNOR

DENISE L BUSKILL

DENISE BROOKS

DENISE RUSSELL

DENNA WATSON

DENNIS SMITH

DENNIS F KINLAW

DENNIS NELSON SMITH

DENNIS DOLAN

DENNIS HAVENS

DEREK NANCE

DEREK SAVELLS

DERICK THOMAS

DERRIC RENTON

DEVALKUMAR J RAJYAGURU

DEVANG S SHAH

DEVIN FARRAGASSO

DEXTER RENEER

DHAMY SIVAMOHAN

DIANA L BLEVINS

DIANA HAYSLIP

DIANA M NIMS

DIANE L BIELEFELD

DIANE M KILBRIDE

DIANE K WETHERTON

DIANNA CARPER

DIANNE BRANN

DIANNE L GOODALE

DIPTI NEVREKAR

DIRK THACKER

DOLLY SMITH

DON DUFF

DON STACY

DON R DUFF

DONALD ANSERT

DONALD GRAHAM

DONALD W PAYNE

DONALD L POMEROY

DONALD L SMITH

DONALD SCHULTZ

DONALD LYNN SPICER

DONN CHATHAM

DONN R CHATHAM

DONNA LORENZO-BUELTEL

DONNA MOSS

DONNA S GAINES

DONNA C SMITH

DONNA J CUTSHALL

DONNA FIASCHETTI

DOOJIN KIM

DOROTHY CLARK

DOST MOHAMMED

DOUGLAS SMITH

DOUGLAS S ETTIN

DOUGLAS K SIGFORD

DOUGLAS M ACKERMANN

DOUGLAS R LOTZ

DOUGLAS A MILLIGAN

DOUGLAS J SCHNEIDER

DOUGLAS KATZ

DOUGLAS MILLIGAN

DOUGLAS SCHNEIDER

DUANE BANET

DUNCAN DARNELL

DUSTIN WOODS

DUSTIN DEVERS

DUSTIN HAMILTON

DWAYNE LIKENS

DWIGHT D PRIDHAM

E BRITT BROCKMAN

EARL HAN

EARL ROBBINS

EDGAR EMERIC

EDSEL REED

EDSEL S REED

EDWARD KIM

EDWARD O'NEILL

EDWARD BELL

EDWARD S KIM

EDWARD J ZIEMBROSKI

EDWARD S PERKINS

EDWIN APENBRINCK

EDWIN LIEM

EDWIN F CARMOUCHE

EDWIN RAY RENDER

EDWIN P SCHAUMBURG

EDWIN ROGERS

ELAINE COPHER

ELAINE KHATOD

ELEANOR F BRAUN

ELENA SALERNO

ELIE ABU JAWDEH

ELIOT L THOMPSON

ELIZA GALLIN

ELIZABETH KORDIK

ELIZABETH RIVERA

ELIZABETH MARIE KORDIK

ELIZABETH DIANE LOY

ELIZABETH W MILLER

ELIZABETH A MILLS

ELIZABETH S RACHEL

ELIZABETH S CAMPBELL

ELIZABETH T GERLACH

ELIZABETH A TAYLOR

ELIZABETH ALMES

ELIZABETH BRIGGS

ELIZABETH CONLEY

ELIZABETH CRANCE

ELIZABETH HENCH

ELIZABETH HOWARD

ELIZABETH MILLER

ELIZABETH OWEN

ELIZABETH CAMPBELL

ELIZABETH HAWSE

ELIZABETH PIERCY

ELIZABETH SETTEMBRE

ELIZABETH D SETTEMBRE

ELIZABETH STEWART

ELKIN GALVIS

ELLA FUTTER

ELLEN JEAN JOFFE

ELLIE HALL

ELLIOTT M GRAU

ELMER E DUNBAR

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EMILY K FOLZ

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EMILY CARTER

EMILY MILLER

EMMALEE BIDWELL

EMMANUEL NWAOKOBIA

EMMANUEL NIDHIRY

EMMANUEL K NWAOKOBIA

EMMETT J BROADDUS

EMORI CARRARA

ENRICO ASCANI

ERIC ANDERSON

ERIC CARTER

ERIC OLIVER

ERIC E BAKER

ERIC S CARTER

ERIC D ELDER

ERIC J HILGEFORD

ERIC F LYDON

ERIC R OLIVER

ERIC LIANG XIA

ERIC L BANDY

ERIC A JACKSON

ERIC ESTES

ERIC RUSCHMAN

ERICA LEE TAKIMOTO

ERICA L OREGONIS

ERIK E DOWDEN

ERIK D GOODWYN

ERIKA CLARK

ERIN GOTTMAN

ERIN NORTHINGTON

ERIN STAMPER

ERIN M GISH

ERIN MECKLEY

ERIN FANNIN

ERIN WILSON

ERIN LEIGH LARKINS

ERVIN H ANAYA

ERYNNE HAMILTON

EUGENE C DORF

EUGENE E JACOB

EUGENE KIM

EVA M OWEN

EVAN ALLEN

EVAN CLARK

EVAN D ALLEN

EVAN BENNETT

EVANGELIA GRAVARI

EVELYN JONES

EVELYN M BECKMAN

F DANIEL MONGIARDO

F THANE DEWEESE

FADI BLEIBEL

FADI BACHA

FAISAL ALI SHAMSHAD

FAISAL KHASAWNEH

FARHAD KHORASHADI

FARHAD KARIM

FARHAN AHMED

FAROOQ AKBAR

FARRAH CONN

FEDERICO SALCEDO

FELICIA COOPER

FELICIA LONGENECKER

FELIX A OLASH

FERNANDO DE CASTRO

FIRAS BADIN

FLORA K SZABO

FORREST A HANKE

FRANCIE T MASTERS

FRANCIE MASTERS

FRANCIS J MORABITO

FRANCIS HINSBERG

FRANCIS NTIMBA

FRANCIS (FRANK) DILLARD

FRANCISCO VEGA-BERMUDEZ

FRANK BURCH

FRANK CASTRO

FRANK VANNIER

FRANK R BURNS

FRANK TOLIS SIMON

FRANK E LEE

FRANK MONGIARDO

FRANK H TAYLOR

FRED LOOK

FRED L PICKLESIMER

FRED HADLEY

FRED PICKLESIMER

FREDERICK ARENSMAN

FREDERICK W ARENSMAN

FREDERICK V ARNDT

FREDERICK R WITTEN

FREDERICK A BUNGE

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FULI RICHIE

G DEREK WEISS

G STANLEY SCHOOLER

GABRIEL PHILLIPS

GABRIELA HOWARD

GAIL SCHOTTER

GANESH KARTHA

GANESH RAO

GANESH K KARTHA

GANESH S RAO

GARY BELT

GARY ENGLAND

GARY L CRUMP

GARY L REASOR

GARY EARLE

GARY WORTZ

GENA LYELL

GENESIS BANGHA

GEOFFREY DURHAM-SMITH

GEOFFREY M GEOGHEGAN

GEORGE VALENTINI

GEORGE GAD

GEORGE LEE

GEORGE MCGHEE

GEORGE QUILL

GEORGE T CALVERT

GEORGE WAKEFIELD ISAACS

GEORGE E QUILL

GEORGE ANDREW SPENCER

GEORGE B SONNIER

GEORGE A KARGAS

GEORGE VETTIANKAL

GEORGE J VETTIANKAL

GEORGE M BENASHVILI

GEORGE J DWYER III

GEORGE W ISAACS

GEORGE ALLEN

GEORGE HANNA

GEORGE PAGE

GEORGE STEPHENS

GERALD F STURGEON

GERALD R EICHHORN

GERASIMOS S STAVENS

GERY TOMASSONI

GINA D'COSTA

GINA SMITH

GINA BARKER

GINIUS PRADHAN

GLENN PUERTOLLANO

GLENN HICKS

GOLNAZ AUBIN

GONG LIANG XIA

GORDEN MCMURRY

GORDEN T MCMURRY

GORDON GUTHRIE

GOUTHAM HEBBALMATH

GRACE GIBBS

GRAHAM HALL

GREG PHILPOTT

GREG STEINBOCK

GREG NELSON SMITH

GREG S STEINBOCK

GREG COWEN

GREG MCLONEY

GREGORY JICHA

GREGORY NACOPOULOS

GREGORY ABBAS

GREGORY S ELLIOTT

GREGORY MARTIN PURVIS

GREGORY B STROTHMAN

GREGORY B ROBSON

GREGORY COOPER

GREGORY HOOD

GREGORY KENYHERZ

GREGORY MARTA

GREGORY OSETINSKY

GREGORY REPASS

GREGORY WOLFE

GREGORY WOOLFOLK

GRIFFIN BICKING

GUO PHOENIX

GUSTAVO HUERTA

GUY SILVA

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H HINES

H FRED PREUSS

HAFIZ SARFRAZ KHAN

HAIDER SHAMSULDDIN

HAIZIA L AMSLER

HAL ROSENBAUM

HAL M CORWIN

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HANNAH KLEIN

HANNAH FISCHER

HANNAH R FISCHER

HANNAH KING

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HANS MOUSER

HANS C MOUSER

HAO-CHI HO

HARIKRISHNAN DAMODARAN-NAIR

HARING NAUTA

HAROHALLI SHASHIDHAR

HAROLD HALFHILL

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HAROLD W REEDY

HAROLD ELLIOTT

HAROLD DALE HALLER

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HEATHER M MCLENNAN

HEATHER L RANDOLPH

HEATHER LYNN WILSON

HEATHER BURTON

HEATHER JOHNSON

HEATHER SHEARIN

HEATHER R RICKETTS

HEIDI DAVIES

HELEN HOW

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HENRY TON

HENRY B BYRUM

HENRY NICHOLAS MEIERS

HENRY RICHMOND

HENRY WELLS

HOLLIS HILTY

HOLLY WILLIS

HOLLY HALL

HOMER FERREE

HOPE CRANSTON-D'AMATO

HOPE COTTRILL

HOWARD LAZARUS

HOWARD BENNETT

HUBERT O BALLARD

HUEY NGUYEN

HUEY TIEN

HUEY-YUAN TIEN

HUNTER R STIDHAM

IBUKUN JULIA AKINBOYEWA

IFEOMA R OKEKE

IFIOK A IDEM

IGNACIO MONTES

ILANA KOGAN

ILANA KAYROUZ

IMAN HASSAN

INDRANI ACOSTA

IRA SHAPIRO

IRAKLIS LIVAS

IRVIN SMITH

ISABELLE KOPEC

IVAN LJUBIC

J MICHAEL GORN

J YUM KIM

J BRYAN GRUMLEY

J JASON MILLER

J KENNETH FORD

J KYLE TURNBO

J THOMAS ADKINS

J. LUCAS BOWEN

J. MICHAEL MOORE

J. MICHAEL RAGLAND

J. RANCE ADAIR

J. RANDALL THOMPSON

J. RICK LYON

J. SLOAN WARNER

JACK PERRY

JACK RAY GERUGHTY

JACK L HAMMAN

JACKIE BANAHAN

JACKY L CRAWFORD

JACLYN M JOHANBOEKE

JACOB I FULKERSON

JACOB L NUNAMAKER

JACQUELENE R STEELE

JACQUELINE CAFFREY

JACQUELINE GIVIDEN

JACQUELINE RIELY

JACQUELINE M DENNIS

JACQUELYN VAN WATERS

JACQUES YOUSSEF

JAI BHIMANI

JAI P BHIMANI

JAI GILLIAM

JAIVANTI LOHANO

JAKE BEGGS

JAMES BAKER

JAMES DURBIN

JAMES EICKHOLZ

JAMES HAWKINS

JAMES KIM

JAMES LONG

JAMES MEALS

JAMES O'ROURKE

JAMES VANHOOSE

JAMES BAILEN

JAMES BRENT

JAMES CARRICO

JAMES ECKMAN

JAMES MCKIERNAN

JAMES RIZZO

JAMES SMITH

JAMES STROBEL

JAMES VANDAALEN

JAMES R BELZA

JAMES N CODE

JAMES B ECKMAN

JAMES W FORRESTER

JAMES M GRAHAM

JAMES C HART

JAMES M HINKEBEIN

JAMES E HINSON

JAMES W JACKSON

JAMES JOSEPH KLEMENS

JAMES M LINK

JAMES E MCKIERNAN

JAMES S MORGAN

JAMES FREDERICK PHIFER

JAMES M VAN DAALEN

JAMES L COORSSEN

JAMES E WHEELER

JAMES A WRIGHT

JAMES MONTGOMERY

JAMES ADAMS

JAMES M FRANCIS

JAMES M WINKLEY

JAMES G HUFFMAN

JAMES A MILLER III

JAMES ALLEN MULLINS

JAMES MILLER

JAMES R ANGEL

JAMES AKIN

JAMES BEAN

JAMES BORDERS

JAMES CAMERON

JAMES CRAGER

JAMES FRANCIS

JAMES GUILER

Page 22 of 29

JAMES HOURIGAN

JAMES LIAU

JAMES MACK

JAMES MATTHEWS

JAMES O'NEILL

JAMES PEZZI

JAMES SHOCKEY

JAMES SIMPSON

JAMES STRAUB

JAMES WILKES

JAMES WINKLEY

JAMES E ARMSTRONG

JAMES M BOWLES

JAMES C DODDS

JAMES W WELCH

JAMES STEVE SMITH

JAMIE D KEMP

JAMIE HUBBARD

JAMIE BLACK

JAMIE PERKINS

JAMIE T MILLER

JAMIE VICTORIA ROSS

JAN FLOYD

JAN THOMPSON

JANAK TALWALKAR

JANE HOPE REED

JANET HOLLIS

JANET STREEPEY

JANET R CHIPMAN

JANET LEON

JANET WYGAL

JANICE SCHOFIELD

JARED C NIMTZ

JARED NIMTZ

JARRETT IVY

JASMINE NEAL

JASON LORCH

JASON SHOU

JASON GUIN

JASON HOOK

JASON MANN

JASON C HOOK

JASON C LEWIS

JASON A DUGGER

JASON L YEWELL

JASON A CLARK

JASON HARPER

JASON A CANTERBERRY

JASON MUNDY

JASON AKRAMI

JASON CLARK

JASON WILES

JAVED S IQBAL

JAYAKRISHNAKAMAL KONIJETI

JEAN H NUSZ

JEAN DYM

JEANIE DOAN

JEANIE MARIE DOAN

JEANNETTE CATHERINE JAGGERS

JEANNIE CAIN

JEANNINE M PERRENOUD

JEFF STIDAM

JEFFERY TAYLOR

JEFFREY CLARKE

JEFFREY MUDD

JEFFREY RINEY

JEFFREY TRIPLETT

JEFFREY WARD

JEFFREY WILLIAMS

JEFFREY C KING

JEFFREY M STIDAM

JEFFREY L WAMPLER

JEFFREY K BOYD

JEFFREY S JONES

JEFFREY NEAL

JEFFREY T TRIPLETT

JEHANZEB KHAN

JENA RUXER

JENNA L WRINKLES

JENNIFER BRIEN

JENNIFER FREY

JENNIFER JOHNSON

JENNIFER NELSON

JENNIFER THOMAS

JENNIFER WATERS

JENNIFER FERREE

JENNIFER HEISTAND

JENNIFER HOLLON

JENNIFER HEER FORD

JENNIFER M HOCKENSMITH

JENNIFER A HOLLON

JENNIFER LYNNE JONES

JENNIFER A LASH

JENNIFER L LINDSEY

JENNIFER L LOWE-DENNISON

JENNIFER PAUL

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JENNIFER J SKORUPA

JENNIFER COPELAND

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JENNIFER REA

JENNIFER SKORUPA

JENNIFER TARTER

JENNIFER WILSON

JERAD ALLEN

JEREMY CLARK

JEREMY D CLARK

JEREMY J SCOBEE

JEREMY BERG

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JEREMY CORBETT

JEREMY WARNER

JEREMY WELLS

JEROME SCHRODT

JEROME F SCHRODT

JERRY SMITH

JERRY W LIN

JERRY B BUCHANAN

JERRY YON

JESSALYNN CLARK

JESSE E ADAMS

JESSE E JENKINS

JESSE CHANG

JESSICA CARR

JESSICA GARGUS

JESSICA ABNEY

JESSICA LEWIS

JESSICA L BLASIK

JESSICA LYNN HOLLOMAN

JESSICA L MALACHOWSKI

JESSICA CAIN

JESSICA CARTY

JESSICA DOUBERLY

JESSICA DURBIN

JESSICA LAW

JESSICA MARSHAL

JESSICA SANDLER

JESSICA SCHORCK

JESSICA TURNER

JESSICA MCQUERRY

JESUS TOVAR

JIL BAKER

JILL ROBINSON

JIMMYE SHANNON PERKINS

JINNY R VICROY

JOANNE KRUER

JOANNE SIGLER

JOCELYN MINI

JODI A LOYD

JOEL LILLEVIG

JOEL KNIGHT

JOEL S COHEN

JOHANNA S M ARCHER

JOHN BUGG

JOHN CECIL

JOHN GRUBBS

JOHN HANCOCK

JOHN JAMES

JOHN KOLLENBERG

JOHN KRAUS

JOHN RESSER

JOHN RUXER

JOHN CLAYTON

JOHN COLE

JOHN CONNER

JOHN COX

JOHN CRASE

JOHN EIFLER

JOHN GLEASON

JOHN GORMLEY

JOHN KLINK

JOHN LOUGHRAN

JOHN MANDROLA

JOHN MCCONNELL

JOHN PETREY

JOHN REINOEHL

JOHN SHAW

JOHN WENDEL

JOHN B BENTON

JOHN B BLAIR

JOHN W BURCKLE

JOHN S COLE

JOHN F COOPER

JOHN P COWLEY

JOHN W DERR

JOHN B EIFLER

JOHN M FARMER

JOHN R GLEASON

JOHN M GORMLEY

JOHN ERIC HAAS

JOHN L HUBER

JOHN H JURIGE

JOHN W KIM

JOHN S LEWIS

JOHN M MANDROLA

JOHN W MCCONNELL

JOHN R MORRIS

JOHN PATRICK OLIPHANT

JOHN R PENTA

JOHN D ROTHPLETZ

JOHN W SANSBURY

JOHN C SHAW

JOHN U VARGA

JOHN M WEETER

JOHN F KLINK

JOHN S KOCH

JOHN M SMITH

JOHN CHANEY

JOHN P LOVENTHAL

JOHN VELASQUEZ

JOHN M WATTS

JOHN R BARTON

JOHN KAZIANIS

JOHN BRANDENBURG

JOHN H BLACK

JOHN SULLIVAN

JOHN C STITT

JOHN M FARMER,JR

JOHN E HAAS

JOHN BROWNING

JOHN EDWARDS

JOHN MILLER

JOHN RYAN

JOHN BARTON

JOHN BORDERS

JOHN CHANEY

JOHN DRAUS

JOHN DVORAK

JOHN GOHMANN

JOHN GREENE

JOHN HARRIS

JOHN HARRISON

JOHN HOBBS

JOHN JANSEN

JOHN LYNCH

JOHN MEEK

JOHN REESOR

JOHN RILEY

JOHN ROTH

JOHN SARTINI

JOHN THOBABEN

JOHN TURNER

JOHN VANCE

JOHN VAUGHAN

JOHN WHITE

JOHN O LUSINS, III

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JOHN P SULLIVAN

JOHN A DACOSTA

JOHN W HELLUMS

JOHNA BOTT

JOHNNY B HAMMONS

JON MYERS

JON S HOURIGAN

JON COLE

JON LEWIS

JON VOSS

JONATHAN COLL

JONATHAN GIPSON

JONATHAN MCGREGOR

JONATHAN MOORE

JONATHAN WALTERS

JONATHAN WILKERSON

JONATHAN HODES

JONATHAN JOHNSON

JONATHAN OBERT

JONATHAN E HODES

JONATHAN N RAY

JONATHAN LAVERTY

JONATHAN W HAFNER

JONATHAN S MOORE

JONATHAN MARTIN

JONATHAN FEDDOCK

JONI L WOOLDRIDGE

JORDAN BROWN

JORDAN TINNELL

JORDON WALKER

JORGE CARDENAS

JORGE M CARDENAS

JOSEPH ASHBURN

JOSEPH BASSI

JOSEPH O'BRYAN

JOSEPH PITTARD

JOSEPH NEIMAT

JOSEPH SEIPEL

JOSEPH SPIRES

JOSEPH C BANIS

JOSEPH W BUECKER

JOSEPH H HERSH

JOSEPH MATTHEW LIECHTY

JOSEPH T MURROW

JOSEPH C PAPPALARDO

JOSEPH G WERNER

JOSEPH DAVID RITCHIE

JOSEPH A TISONE

JOSEPH W PULLEKINES

JOSEPH JUDGE

JOSEPH P LOWERY

JOSEPH BLACKMON

JOSEPH GERHARDSTEIN

JOSEPH HILL

JOSEPH IOCONO

JOSEPH MUELLER

JOSEPH ZERGA

JOSEPHINE MEI

JOSHUA JOYCE

JOSHUA SPARKS

JOSHUA WILENSKY

JOSHUA D SPARKS

JOSHUA M HAYMAN

JOSHUA STEVENS

JOSHUA A SCEARCE

JOSHUA HAYMAN

JOY M BIERNESSER

JOYCE A TEAGUE

JUAN ORTIZ

JUAN VILLAFANE

JUAN L QUINTERO

JUAN WEKSLER

JUAWANNA SCHULLER

JUDI KURIC

JUDI L KURIC

JUDITH K MERCHANT

JULENE B SAMUELS

JULIA WILLIAMS

JULIA A SCHROEDER

JULIANA HAYDEN

JULIANNE EVERS

JULIE BRUCE

JULIE ELSEY

JULIE A BRUCE

JULIE S LEE

JULIE A EKENS

JULIE A ELSEY

JULIE M SCHUSTER

JULIE R KENNON

JULIE M GUESS

JULIE A SOCIA

JULIE ABNEY

JULIE ASHMUN

JULIE GANDEE

JULIO RAMIREZ

JULIO A RAMIREZ

JUNE YONG

JUNIOR CARBAJAL

JUSTIN DAMRON

JUSTIN LY

JUSTIN MCMONIGLE

JUSTIN SAMMONS

JUSTIN JOHNSON

JUSTIN RAYBOULD

JUSTIN SAUNDERS

JUSTIN B SEDLAK

JYOTHI MATTA

K AMY FENNEL

K BRANDON STRENGE

KACI HENTRUP

KAITLIN K SULLIVAN

KALEIGH KRILL

KALI GERACE

KALISTA JOLLEENE HUGHES HESTER

KAMRAN AKHTAR

KARA SAMMONS

KARA WELLS

KARABETH MOORE

KAREN BANISTER

KAREN ERBECK

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KARL HAMMONDS

KARL KELLEY

KARL F HEINSS

KARLA ELDER-SORRELLS

KARRI WILLIAMS

KARRY WILKES

KASEY EIDSON

KASIE HOOVER

KASSIE POPP

KATE V MERIWETHER

KATELYN RICE

KATHARINE STAHON

KATHERINE ARENZ

KATHERINE HALLOWAY

KATHERINE S HAMILTON

KATHERINE O MITCHELL

KATHERINE N ROGERS

KATHERINE S HALLOWAY

KATHERINE HARTIGAN JETT

KATHERINE JENKINS

KATHLEEN SHINER

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KATHRINE CONLIFFE

KATHRYN G THORNE

KATHRYN ALLEN

KATHRYN CECIL

KATHRYN NORD

KATHRYN WOODY

KATHY SCIFRES

KATHY SHERMAN

KATHY TINCHER

KATIE BRIGHTWELL

KATIE P FRIDAY

KATRINA S NICKELS

KATRINA GRIFFIN

KATRINA HOOD

KATRINA NICKELS

KAVEH SAJADI

KAVI DAYARAM

KAVIN MALHOTRA

KAVITA MEHTA

KAY LOWNEY

KAY STEPHENS

KAYLA MASON

KAYUR PATEL

KC DUNN

KEESHA WATTS

KEISHA SNOW

KEITH KELLY

KEITH FORWITH

KEITH D FORWITH

KEITH A CLIFTON

KEITH ALEXANDER

KEITH APPLEGATE

KELI TURNER

KELLEY R KIESLER

KELLI J MILLER

KELLY ANUNCIATO

KELLY DERINGTON

KELLY HOUSER

KELLY JOHNSON

KELLY NICHOLS

KELLY COLOMB

KELLY GOLLAR

KELLY M HINES

KELLY J COLOMB

KELLY EVANS

KELLY COLE

KELLY RENEE HENSON

KELLYE LYNN TAPP

KELSEY C BROWN

KELVIN CHEUKHANG LAU

KELVIN D PERRY

KELVIN LAU

KEN YU

KENDALL GOLDSCHMIDT

KENDALL R GOLDSCHMIDT

KENNETH THIELMEIER

KENNETH BURCKARDT

KENNETH HODGE

KENNETH C ANDERSON

KENNETH M HODGE

KENNETH WAYNE LIVESAY

KENNETH E GREEN

KENNETH L MAPES

KENNETH HUGHES

KENNETH MCCOUN

KENNETH WEAVER

KENNETH R HARGROVE

KENT E JONES

KERRI NEFF

KETAN A PATEL

KEVIN RUDNY

KEVIN HOLLIS

KEVIN MCMULLEN

KEVIN SEREY

KEVIN WHITE

KEVIN WURST

KEVIN GLENN BAYS

KEVIN B BOYD

KEVIN J HEINE

KEVIN A O'KOON

KEVIN L POTTS

KEVIN P SEREY

KEVIN R THOMAS

KEVIN M WHELAN

KEVIN E WHITE

KEVIN J CROCE

KEVIN K TRICE

KEVIN LULEY

KEVIN SCULLY

KEVIN L WILLIAMS

KHAI TRUONG

KHALED JOUJA

KHALID Z GHOSHEH

KHALID R CHAUDRY

KHALIL RAHMAN

KHANH NGUYEN

KHANH LEBAO NGUYEN

KHARRI HOLLINGSHEAD

KHEDER KUTMAH

KIBBE CROWLEY

KIMBERLY SHIMER

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KIMBERLY CAMPBELL

KIMBERLY HEIMER

KIMBERLY D ARIAS

KIMBERLY A KERNEK

KIMBERLY M KNOTT

KIMBERLY M VESSELS

KIMBERLY L BELL

KIMBERLY CASE

KIMBERLY REYNOLDS

KIMBERLY SASS

KIMBERLY BELL

KINDALL I BROWN

KIRK A FOUGNIE

KIRSTEN COOPER

KISHIN DODWANI

KIT S DEVINE

KITTIE H GEORGE

KODUVATHARA L JAMES

KONRAD KIJEWSKI

KRIS ABELN

KRISHNA POTLURI

KRISHNA KONIJETI

KRISTAL L WILSON

KRISTEE SHOULDERS

KRISTEN CARPER

KRISTEN FRIDY

KRISTEN WERNERT

KRISTEN R HORD

KRISTEN L WERNERT

KRISTEN D YOUNG

KRISTEN MCDONOUGH

KRISTI HAVENER

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KRISTI DAY

KRISTIE HANKINS

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KRISTIN HUBER

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KRISTINA HUMPHRIES

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KURT KROUSE

KYLE PARISH

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KYLE CHILDERS

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LASZLO JK MAKK

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LAURA BARKLEY

LAURA NOEL

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LAURA MICHELLE NOEL

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M SALEEM SEYAL

MABASHIR QAZI

MADHU BAJA

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MAGGIE SCHELER

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MARIO MATOS-CRUZ

MARK BRANNON

MARK GILLESPIE

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MARK BRINCKMAN

MARK CHARIKER

MARK V BURNS

MARK E CHARIKER

MARK E ESTERLE

MARK E GRANDON

MARK G MOLINARI

MARK NEWSTADT

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MARK E RICHARDSON

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MARK A SEVERTSON

MARK G SMITH

MARK R WHEELER

MARK A MYERS

MARK A WALDMAN

MARK VRANICAR

MARK CANTRON

MARK DAUGHTERY

MARK A INNIS

MARK ANDREW GERDESMEIER

MARK WITT

MARK BEARD

MARK BRUNNER

MARK DOUGHERTY

MARK PARROTT

MARK SPANIER

MARK SPURLIN

MARK E STURGILL

MARKUS E LANEY

MARLA BEELER

MARLA BYRD

MARLANA KEETON

MARLEEN BURNS

MARLON R CHAGUA

MARSHALL GRILLO

MARTA S HAYNE

MARTA HAYNE

MARTIN RAINS

MARTIN BRIESCHKE

MARTIN S FOX

MARTIN C OZOR

MARTY D CASEBIER

MARTY MORGUELAN

MARTY ALLEN

MARY GHABOUR

MARY THOMAS

MARY ELIZABETH DEDMAN

MARY E GORDINIER

MARY JANE HOBEN

MARY N MOSELEY-JAEGER

MARY HELEN DAVIS

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MARY GARNER

MARY GUIGLIA

MARY HENKEL

MARY LAGREW

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MATTHEW D PETERSON

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NATHAN RICHARDS

NATHAN M BULLINGTON

NATHAN HILL

NAVEED CHOWHAN

NAVEED M CHOWHAN

NAVEEN DEVABHAKTUNI

NAVENNE K REDDY

NAVIN RAJAGOPALAN

NEAL J PRENDERGAST

NEAL P JOHNSON

NEAL H ROSNER

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NERSES SANOSSIAN

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NKIRUKA M CHUBA

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SHAUKAT ALI

SHAUN MOHAN

SHAUN MCKENZIE

SHAUNA YADLOSKI

SHAWN JONES

SHAWN MASIA

SHAWN C MCCARTY

SHAWN TAYLOR

SHAWNA POULTER

SHEENA D BUCHANAN

SHEFALI KAPADIA

SHEILA SISK

SHELBY PERKINS

SHELDON L LEVINSON

SHELLEY GOVER

SHELLY D CHANDLER

SHELLY MILLER

SHELLY JAIN

SHERENE EL-SIOUFI

SHERRY L BAKER-BARRINEAU

SHIELA I RHOADS

SHIRAAZ RAHMAN

SHIRAZ PATEL

SHIRISHKUMAR N PATEL

SHIRLEY RAMSEY

SHIVAM CHAMPANERIA

SHON HUBERT

SHOSHANA R DUPREE

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SHYANIE KUMAR

SIBEL GULLO

SIBYL C CAGATA

SIDDHARTH PATEL

SIRAJ U SIDDIQI

SIRISHA PERUMANDLA

SMITHA BULLOCK

SMITHA SONNI

SNEHAMALA VEERAVALLI

SONNIE ANDERSON

SONY T SEBASTIAN

SPENCER ROMINE

SPENCER R IDSTEIN

SREEDEVI GONDI

SRINI MANCHI

STACE DOLLAR

STACEY STOKES ROUSSELL

STACEY M MILLER

STACEY D SAUNDERS

STACEY BURNETT

STACEY LYKINS

STACIE L GROSSFELD

STACY K JENSEN

STACY FREDERICK

STACY GENTON

STACY STANIFER

STANLEY R LEE

STEPHAN J SWEITZER

STEPHANIE DAILEY

STEPHANIE FLASPOEHLER

STEPHANIE FORD

STEPHANIE R ALLISON

STEPHANIE A CORBETT

STEPHANIE H DAILEY

STEPHANIE M JOHNSON

STEPHANIE CULLOP LYNCH

STEPHANIE A OESWEIN

STEPHANIE MICHELLE RUSSELL

STEPHANIE ALBANESE WOLFORD

STEPHANIE BLACKBURN

STEPHANIE MIDDLETON

STEPHANIE HUNT

STEPHANIE SHEFFIELD

STEPHANIE SHUMATE

STEPHANIE K WHITMER

STEPHEN DIETRICH

STEPHEN FINE

STEPHEN JACKSON

STEPHEN BALDWIN

STEPHEN KAREM

STEPHEN KEIRAN

STEPHEN NALE

STEPHEN POLLARD

STEPHEN ALI ANVAR

STEPHEN A EDLING

STEPHEN J KEIRAN

STEPHEN J KELTY

STEPHEN P LEBDER

STEPHEN P MAKK

STEPHEN D MYERS

STEPHEN K OVERSTREET

STEPHEN J RICHARDS

STEPHEN Z SMITH

STEPHEN KYLE YOUNG

STEPHEN HOADLEY

STEPHEN TREVOR BRISCOE

STEPHEN LAMB

STEPHEN THOMAN

STEPHEN KRONENBERG

STEPHEN MONNIG

STEPHEN MOONEY

STEPHEN POMERANZ

STEPHEN SCHANTZ

STEPHEN UMANSKY

STEVEN WOOTEN

STEVEN YOUNG

STEVEN HARRELL

STEVEN KURIC

STEVEN PAHNER

STEVEN SHOTTS

STEVEN J KAMBER

STEVEN P KURIC

STEVEN T LUNDQUIST

STEVEN J REISS

STEVEN D SHOTTS

STEVEN H STERN

STEVEN D SKAGGS

STEVEN L HAINES

STEVEN WILLIAM MUGLESTON

STEVEN J SARTORI

STEVEN E MORTON

STEVEN D FILARDO

STEVEN A ANDERSON

STEVEN J HEATHERLY

STEVEN G MCLAUGHLIN

STEVEN P MICHAEL

STEVEN ARCHIBALD

STEVEN HAYES

STEVEN KIEFER

STEVEN SOLVIK

STEVEN BRIAN BUSH

STUART ELDRIDGE

STUART RICE

SUBIN JAIN

SUCHETA TELANG

SUE ANN CUTLIFF

SUGUNA CHIRLA

SUMAN KALANITHI

SUMIT G DANG

SUMMER LEWIS

SUNNY MEHROTRA

SURAJ GATHANI

SURENDER SANDELLA

SURESH KASARANENI

SURESH LOHANO

SURESH REKHRAJ

SURESH MACNICKAVEL

SURINDER K KAD

SURYA KUMAR

SUSAN LEE

SUSAN MUELLER

SUSAN ESSING-SPILLER

SUSAN G BORNSTEIN

SUSAN C BUNCH

SUSAN GALANDIUK

SUSAN L PATEL

SUSAN E SHUMATE

SUSAN S TATE

SUSAN W MCKEE

SUSAN LITTLE

SUSAN ANDERSON

SUSAN HOFF-THOMAS

SUSAN POWERS

SUSAN SEE

SUSAN YACKZAN

SUSAN LIDDLE

SUSAN NEIL

SUSANA ARRIAGADA-ALVARADO

SUSANNA HORVATH

SUSANNA E HORVATH

SUSETTE ROARK

SUSETTE R ROARK

SUSIE JONES

SUZANNE M BENNINGER

SWATI M DAFTARY

SWATI YALAMANCHI

SYED AHMED

SYED KAZMI

SYED KHADER

SYED RAZA

SYED A KHADER

SYED KAMRAN HASNI

SYED MUHAMMAD ARSHAD

SYED S SHAH

SYED HUSSAIN

T MICHAEL WHITE

TABATHA CAUDILL

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TABITHA CULVER

TALITHA HUNT

TAMARA JONES

TAMARA G METZGER

TAMARA PATSEY

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TAMERA CROWE

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TAMMY VAUGHAN

TAMMY MURPHY

TANDY REPASS

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TANNIKA CHRISTENSEN

TARA BLACKWELL

TARA S KAUFFMAN

TARA ODLE

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TERRANCE FURLOW

TERRENCE GRIMM

TERRI THOMPSON

TERRI WALLING

TERRY D CLARK

TERRY CLARK

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THEODORE DAVIES

THEODORE FABER

THEODORE T FABER

THERESA M CORRIGAN

THERESA CROW

THERESA CASE

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THITNART SITHISARN

THOMAS GRUBER

THOMAS HARRALSON

THOMAS JENKINS

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THOMAS ALTSTADT

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THOMAS RICKE

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THOMAS A BECK

THOMAS W BENNINGER

THOMAS M BERGAMINI

THOMAS D CUMMINS

THOMAS A FREELS

THOMAS K HART

THOMAS S HIGGINS

THOMAS CHARLES HUBBS

THOMAS E MCCORMICK

THOMAS E NEFF

THOMAS O RUMLEY

THOMAS R TRIMBUR

THOMAS M TU

THOMAS W CHILDRESS

THOMAS M POPE

THOMAS E VAUGHAN

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THOMAS R BAEKER

THOMAS KALB

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THOMAS GARRISON

THOMAS BROSTER

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THOMAS LEWELLEN

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THOMAS SCHWARCZ

THOMAS YOUNG

THOMAS A GALLO

THOMAS MARK STANFIELD

THOMAS (JR) SLABAUGH

THU-TRANG CLEO KING

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TIFFANY BAILEY

TIFFANY EYE

TIFFANY D JUSTICE

TIFFANY HICKMAN

TIM CONRAD

TIM JOE CONRAD

TIMOTHY SHIBEN

TIMOTHY CORBA

TIMOTHY KILLEEN

TIMOTHY D JONES

TIMOTHY H MATTHEWS

TIMOTHY A NEWCOMER

TIMOTHY S SPAULDING

TIMOTHY G PRICE

TIMOTHY ADKINS

TIMOTHY BRAATZ

TIMOTHY COLEMAN

TIMOTHY SCOTT

TIMOTHY WILSON

TIMOTHY WINCHESTER

TODD CHRISTIAN

TODD M PATTON

TODD R COTE

TODD GREENE

TODD CLARK

TODD COTE

TOMEK GODLEWSKI

TONIA REID

TONYA ROBINSON

TONYA W ROBINSON

TONYA HATFIELD

TONYA TOLSON

TRACEE L WOJTKOWSKI

TRACEY L BRINK

TRACEY BLAIR KUNTZ

TRACEY CARBAJAL

TRACI E ITO

TRACI M WILLIAMS

TRACIE OVERBECK

TRACY M KUZMA

TRACY HAGAN

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TREVOR SOERGEL

TREVOR M SOERGEL

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TROY THOMAS POPE

TRUDI L RASH

TRUMAN L PERRY

TSU-MIN TSAI

TUDOR POPESCU

TUNA OZYUREKOGLU

TY RICHARDSON

TY E RICHARDSON

TYLER HARTMAN

TYLER HATCHELL

TYLER RICHMOND

UCHENNA OZOR

UDAYA GEETHA JOSEPH

UMAR MOHAMMED

UN "CINDY" EHRET

V VASU KAKARLAPUDI

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YELENA VANINA

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YI-YI TSAI

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ZUHAIR GHANEM