estimated payment minimum & maximum promo code ...9.99% installment loan for 10 years 1.32%...

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Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. 3 Repayment terms vary from 18 to 126 months. 17.15% fixed APR subject to change. Interest waived if repaid in 365 days. EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS. Financing Terms Estimated Payment Factor Minimum & Maximum Loan Amounts Promo Code 9.99% Installment Loan for 7 years 1.66% $3,500-$45,000 NA 9.99% Installment Loan for 10 years 1.32% $7,500-$45,000 NA 12 Months, No Payments/Same- As-Cash 3 NA $1,000-$45,000 EG862 1034

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Page 1: Estimated Payment Minimum & Maximum Promo Code ...9.99% Installment Loan for 10 years 1.32% $7,500-$45,000 NA 12 Months, No Payments/Same-As-Cash3 NA $1,000-$45,000 EG862 1034 EXPRESS

Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time.

3Repayment terms vary from 18 to 126 months. 17.15% fixed APR subject to change. Interest waived if repaid in 365 days.

EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams.EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS.

FinancingTerms

Estimated PaymentFactor

Minimum & MaximumLoan Amounts Promo Code

9.99% Installment Loan for 7years 1.66% $3,500-$45,000 NA

9.99% Installment Loan for 10years 1.32% $7,500-$45,000 NA

12 Months, No Payments/Same-As-Cash3 NA $1,000-$45,000 EG862

1034

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