employee benefits handbook · 2017. 6. 27. · marriage marriage certificate divorce divorce decree...
TRANSCRIPT
QUEEN ANNE’S COUNTY
PUBLIC SCHOOLS
EMPLOYEE BENEFITS
HANDBOOK
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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Note: This summary of available benefits is not intended to be all-inclusive. Benefits are subject to change as deemed necessary by the board.
BENEFITS OVERVIEW
Benefit Who is
Eligible Who Pays
Eligibility
Begins Benefit Highlights
Health Insurance Full-Time Employees QACPS &
Employee
First working day
of the following
month of initial
employment.
EPO or PPO coverage available through
Carefirst Blue Cross Blue Shield. Benefits
may be pro-rated for employees who
work less than 100% of position.
Vacation All Full-Time 12
month employees QACPS 100% Upon Employment
1.25 days per month up to 15 days per
year
Sick Leave All Full-Time 10 & 12
month employees QACPS 100% Upon Employment
10 month – 10 sick days per year 12 month – 12 sick days per year
Emergency Leave for
Personal Reasons
All Full-Time 10 & 12
month employees QACPS 100% Upon Employment
Each employee receives three (3)
emergency leave for personal reasons per
year
Life Insurance Full-Time Employees QACPS 100% Upon Employment 1st year of employment - $42,000
to 5th year of employment - $50,000
Supplemental Life
Insurance Full-Time Employees Employee 100% Upon Employment Select in increments of $10,000
Voluntary Disability
Insurance Full-Time Employees Employee 100% Upon Employment
5 year plan-14,30,90 day elimination To age 65 plan-14,30,90 day elimination
Maryland State
Retirement System Full-Time Employees
7% Employee
Contribution
depending on
date of hire
Upon Employment Mandatory enrollment for members
eligible to be enrolled in the State
Retirement System.
Family Medical Leave
Act (FMLA)
Full-Time Employees
who have been
employed for 1 year
and have worked at
least 1,250 hours
during the past 12
months
N/A Upon Employment
Family and Medical Leaves of Absence
provide position guarantee and protection
of benefits. Eligibility for leave dependent
upon length of service hours worked per
year and reason for leave.
Worker’s
Compensation All Employees QACPS 100% Upon Employment
Hospital, physician care and compensation
for job-incurred accident or illness
governed by law.
Jury Duty Full-Time Employees QACPS 100% Upon Employment
Employees called for jury duty may be
absent without loss of pay subject to
verification of actual days served
(Verification to be provided by Clerk of
Court.)
Optional Benefits Full-Time Employees Employee 100% Upon Employment
Employees may elect to have payroll
deduction for several optional benefits
such as U.S. Savings bonds, Blood Bank,
State Employees Credit Union, & United
Way. QACPS does not contribute to the
cost of these plans. Employees may elect to enroll in Flexible
Spending Accounts or 403(b) plans with
QACPS approved vendors.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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Listed below are the healthcare rates* for the 2017-2018 plan year effective September 1,
2017 through August 31, 2018. Both Carefirst plans include medical, dental, vision and
prescription benefits.
BENEFIT RATES
Plan Type
Total
Annual Cost
Employee + Employ-er
Total
Monthly
Cost
Employee + Employer
Employer
Contribu-
tion Per
Pay
Employee
Contribution
Per Pay
Carefirst EPO
Individual $6,984.84 $582.07 $268.65 $0.00
Parent & Child $10,921.20 $910.10 $378.04 $42.00
Subscriber & Spouse $16,132.92 $1,344.41 $558.45 $62.05
Family $17,830.20 $1,485.85 $617.19 $68.58
Carefirst PPO
Individual $7,642.92 $636.91 $249.86 $44.09
Parent & Child $14,481.36 $1,206.78 $445.58 $111.40
Subscriber & Spouse $19,965.24 $1,663.77 $537.53 $230.37
Family $22,024.68 $1,835.39 $592.97 $254.13
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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BENEFITS ENROLLMENT
Employees have the opportunity to make changes to their benefit elections during the
annual open enrollment period that is typically held each year in June. Any changes made
during open enrollment will be effective for the new plan year that runs September 1st -
August 31st. After open enrollment, employees cannot make changes to benefit elections
unless they experience a qualified and documented lifestyle change such a marriage, birth of
a child, loss of spouse’s employment, etc…
How to Enroll in Benefits
Login to Plan Source
Follow the instructions on the screen to review your
options and make your selections.
After you click “Finish” to save your elections, review
and print a confirmation statement for your records.
If you need to make changes you can log back in to the
system anytime during the Open Enrollment period.
How to access Plan Source
Go to hr.qacps.org, click on Benefits, then on Plan Source
User ID = Your first initial, first six letters of last name, last 4 digits
of your social security number
Example for “Jane Doe” with SSN = 123456789 would be jdoe6789
Default Password = Your date of birth yyyymmdd
You will be prompted to change your password after logging in for the first time. Be sure to make
a note of a your new password for future access to Plan Source. Your password will be reset
every year to the default password on June 1st for open enrollment.
New Hires
Your open enrollment
period will be the first 30
days of employment.
Your benefits coverage
will begin on the 1st of
the month after your
hire date.
Questions?
Contact our Benefits Specialist in the Human Resources Department or help with online enrollment.
Contact: Theresa Steinhice
Office Hours: Monday – Friday, 8:30am – 4:30pm
Phone: (410) 758-2403, ext. 227
Email: [email protected]
Address: 202 Chesterfield Ave, Centreville, MD 21617
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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CHANGING YOUR BENEFITS
Employees can only make changes to benefit elections
during the annual open enrollment period unless you
experience a qualified lifestyle change that results in the
gain or loss of coverage by you, your spouse or a
dependent. If you experience such a change please
provide a written request to the Benefits Specialist in
Human Resources along with the required
documentation within 30 days of the event. Below is a
list of qualifying lifestyle changes that may allow you to
make changes to your benefit elections:
Effective Date of Coverage
Benefit changes take effect the 1st of the month following receipt of the proper documenta-
tion. The effective date for births and adoptions will be made retroactive to the actual date
of the birth / adoption.
Lifestyle Change / Event Documentation Required
Marriage Marriage Certificate
Divorce Divorce Decree
Legal Separation Separation Agreement where the terms of the
agreement permit a change in coverage
Birth or Adoption Birth certificate or adoption papers
Change in employment status from
part-time to full-time or vice versa No documentation required - HR will confirm
Your child loses eligibility for
dependent coverage No documentation required
Your spouse gains or loses coverage
under another plan Letter from spouse’s employer verifying the change
You go on or return from a leave of
absence No documentation required - HR will confirm
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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QACPS is a member of the Eastern Shore of Maryland Educational Consortium (ESMEC) which give you the option of two
medical plans using the CareFirst BlueCross BlueShield Preferred Provider Network. The Preferred Provider Network gives
you access to a quality network of practitioners and hospitals within Maryland. The BlueCard® PPO program provides
access to a national network. With both plans there is no need to enroll with a primary care physician and you do not have
to get permission to see a specialist.
If an in-network specialist is not available to provide services, the in-network physician may refer you to an out-of-network
specialist. In-network benefits will apply if the referring in-network physician reports the referral and receives approval
through the Referral Service Unit. Whenever in-network benefits are applied to an out-of-network, non-participating
provider, you will still be responsible for any balance remaining after Plan payment.
EXCLUSIVE PROVIDER OPTION (EPO)
IN-NETWORK OUT-OF-NETWORK
You choose a network practitioner, special-
ist or hospital You have low out-of-pocket costs
BENEFITS ARE NOT COVERED OUT-OF-
NETWORK, YOU MUST USE AN IN-NETWORK
PROVIDER.
You are responsible for: per visit copayments
PREFERRED PROVIDER OPTION (PPO)
Using a Preferred Provider network practitioner will keep your out-of-pocket costs to a minimum and you won’t have to file
a claim form. You will pay more out of your own pocket when you use practitioners who do not belong to the Preferred
Provider Network. You may be required to pay a deductible and a greater portion of the cost of medical treatment. You
may also need to file a claim.
In Network benefits are provided when you use Preferred Providers. In-network providers must render all services.
IN-NETWORK OUT-OF-NETWORK
You choose a network practitioner,
specialist or hospital You have lower out-of-pocket costs
You choose any practitioner, specialist or hospital You have higher out-of-pocket costs
Participating Provider Non-participating Provider
You are responsible for: per visit copayments
You are responsible for: deductibles coinsurance
You are responsible for: direct payment to provider for provider’s
total charge. (your actual liability equals
the difference between plan payment and
provider’s billed charges) Plan payment will be sent to you excluding
deductible and coinsurance based on plan’s
“allowed benefit”.
To find participating Preferred Providers in Maryland Call the Preferred Provider Hotline 1-800-235-5160 or reach us on the World Wide
Web at: http://www.carefirst.com
To find participating BlueCard PPO healthcare providers outside of Maryland, Call BlueCard Access at: 1-800-810-BLUE (2583) OR Reach
us on the World Wide Web at: http://www.bluecares.com/bluecard
HEALTHCARE PLANS
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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EPO & PPO PLAN COMPARISON
This summary is for comparison purposes only and does not create rights not given through the benefits contract.
“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.
Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty
nursing; home health care; hospice services; artificial insemination and invitro fertilization.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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EPO & PPO PLAN COMPARISON
This summary is for comparison purposes only and does not create rights not given through the benefits contract.
“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.
Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty
nursing; home health care; hospice services; artificial insemination and invitro fertilization.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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EPO & PPO PLAN COMPARISON
This summary is for comparison purposes only and does not create rights not given through the benefits contract.
“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.
Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty
nursing; home health care; hospice services; artificial insemination and invitro fertilization.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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EPO & PPO PLAN COMPARISON
This summary is for comparison purposes only and does not create rights not given through the benefits contract.
“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.
Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty
nursing; home health care; hospice services; artificial insemination and invitro fertilization.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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DENTAL
CareFirst BlueCross BlueShield (CareFirst)
Preferred Dental (PPO) offers the freedom to select
any dentist along with the opportunity to reduce out-of-
pocket costs by visiting a Preferred dental provider. This coverage is available with any CareFirst medical plan or as a
freestanding plan.
Advantages:
Large network of Preferred dental providers throughout Maryland, Virginia, and
Washington, D.C.
More than 140,000 participating dentists nationwide
A variety of Preferred dental plans to fit members' needs and the company's budget
Dental coverage includes:
- Preventive care such as cleanings and X-rays
- Basic services such as fillings and extractions
- Major surgical services including oral surgery and root canal therapy
- Major restorative services including dentures and fixed bridges and crowns
No claim forms to file when visiting a Preferred dental provider
Preferred dental providers accept CareFirst's allowed benefit as payment in full for covered
services
Members are only responsible for deductibles and coinsurance when using a Preferred dental
provider
Groups can purchase dental coverage with medical insurance or as a freestanding policy
Nationwide emergency coverage
Additional Features:
Orthodontia coverage - An optional orthodontia benefit is available for groups with two or
more employees
Out-of-network care - Members have the option of seeing any dentist and still receive
coverage. However, they may have to file their own claim forms and pay higher out-of-
pocket costs
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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DENTAL BENEFIT SUMMARY
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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VISION
Blue Vision Plus Professional vision services including routine eye examinations, eyeglasses and contact
lenses offered by CareFirst BCBS, through the Davis Vision, Inc. national network of
providers.
Your Benefits At-A-Glance:
Routine eye examination at any Davis Vision participating location
Complete coverage for lenses and frames when choosing from Davis Vision's "Exclusive Col-
lection" of frames (approximately 270 frames)
Allowance for non-Davis frames
Complete coverage for contact lenses when choosing from contact lenses provided by Davis
Vision (in lieu of eyeglasses)
Discounts on laser eye surgery
Discounts on lens treatments such as scratch resistant coating, and progressive lenses
Out-of-network benefits offering complete freedom of choice to select any vision care pro-
vider in U.S.
Large regional and national network of optometrists, ophthalmologists and opticians
No claim form to file when using a Davis Vision provider
Go to www.davisvision.com where you can login to find
more information on the benefits available to you, search
the provider directory, and learn how to access care in
and out of the network.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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VISION BENEFIT SUMMARY
In Network Routine Exam $0 copay
Materials Copay $40 ($20 for frames / $20 for lenses)
Benefit Description Plan Payment
Frames & Eyeglass Lenses
Free Frame Collection (Fashion and Designer) Approximately 100 frames covered in full, after the $20 frame copay.
Davis Upgrade Frame (Premier) Member pays the $20 frame copy and an additional $20 upgrade copay
Non-Davis Frames Plan pays $45 Wholesale (up to $170 retail equivalent) allowance, after the $20 frame copay.
Single Eyeglass Lenses Covered in full, after the $20 lens copay
Bifocal Eyeglass Lenses Covered in full — with lines, after the $20 lens copay
Trifocal Eyeglass Lenses Covered in full — with lines after the $20 lens copay
Lenticular Eyeglass Lenses (cataract) Covered in full, after the $20 lens copay
Contacts
Medically Necessary “Specialty” Contacts Covered in full with prior approval
Routine Contacts
After the $40 material copay Single vision $97 allowance Bifocal: $127 allowance Disposable 4 boxes covered in full with exam if Davis vision, otherwise allowance ap-plies
Mail-order Contacts Lens 1-2-3 program and Options discount
Additional Contacts 10% discount from Dr. office or use Lens 1-2-3 mail-order discount
OTHER IN-NETWORK VISION DISCOUNTS Standard Plan S
Tinting Covered in full
Poly carbonate lenses for kids, monocular and high prescriptions Covered in full
Progressive Lenses Member pays additional $50
Premium Progressive Lenses Member pays additional $90
Scratch Resistant Coating Member pays additional $20
Glare Resistant Treatment Member pays additional $35
Premium Glare Resistant Member pays additional $48
Transition Lenses Member pays additional $65
Laser Vision Correction Up to 25% off allowed benefit or 5% off adver-
tised special
IN-N
ET
WO
RK
US
ING
DA
VIS
VIS
ION
PR
OV
IDE
R
IN-NETWORK
DISCOUNTS
This is an abridged list of
discounts. Your Davis
Vision provider can
provide information on
other discounts available.
Out-of-Network Routine Exam Member submits claims to Davis Plan Pays $36 Allowed Benefit, you pay balance
Benefit Description Plan Payment
Frames & Eyeglass Lenses
Frames Plan Pays $30 Allowed Benefit, you pay balance
Single Eyeglass Lenses Plan Pays $42 Allowed Benefit, you pay balance
Bifocal Eyeglass Lenses Plan Pays $67 Allowed Benefit, you pay balance
Trifocal Eyeglass Lenses Plan Pays $90 Allowed Benefit, you pay balance
Lenticular Eyeglass Lenses (cataract) Plan Pays $157 Allowed Benefit, you pay balance
Contacts including disposable
Medically Necessary “Specialty” Contacts Plan Pays $285 Allowed Benefit, you pay balance
Conventional Contacts Plan Pays $71 Allowed Benefit, you pay balance
Conventional Bifocal Contacts Plan Pays $97 Allowed Benefit, you pay balance
This summary is for comparison purposes only and does not create rights not given through the benefits contract.
OU
T-O
F-N
ET
WO
RK
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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FLEXIBLE SPENDING ACCOUNTS
Medical Flexible Spending Account
Helps you pay for healthcare expenses not covered or only partially covered by your health,
dental or vision insurance (like co-pays, orthodontics, glasses/contacts, prescriptions, etc…)
Account can be used to pay expenses for you or any of your qualified dependents
Funds in the account are available on the first day of the plan year or your effective date
Your full election amount is available on the first day of the plan year and access to those
funds is simple and easy with the FSA debit card which works like a regular Mastercard®
You can elect to defer up to $2,6,00 per year
Dependent Care Flexible Spending Account
Helps you pay for certain dependent care expenses allowing you and your spouse (if
applicable) to work such as daycare, before/after care, summer camp, etc...
Childcare expenses are eligible for children through age 12
Disabled or elder daycare expenses are eligible, regardless of age
Funds in this account are accrued and you will be reimbursed via direct-deposit to a savings
or checking account which you designate upon enrollment as claims are approved
You can elect to defer up to $5,000 per year
To enroll, you’ll need to plan ahead and base your election amount on
anticipated, predictable expenses not covered by other insurance or ben-
efit plans. An online worksheet is available on the HR website or
[email protected] to help you determine the right
amount. Keep in mind, this is a “Use it or Lose it” account. You may
roll over up to $500 to the next plan year without losing it. If you have
any additional funds left in your FSA that cannot be rolled over, you will
lose them at the end of the plan year.
For a listing of eligible medical and dependent care expenses and answers to
Frequently Asked Questions, visit [email protected].
Flexible Spending Accounts (FSA) allow you to pay for certain medical and/or dependent care
expenses with pre-tax dollars. The two types of FSA’s available are Medical and Dependent
Care. When you elect to participate in a FSA, you will designate a specific amount of dollars
to be deducted from your gross earnings (before tax) each pay period. By contributing pre-
tax, you will lower your taxable income and increase your spendable income. You can stretch
your income and save about $30 for every $100 spent you elect to defer*.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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LIFE INSURANCE
For all full-time employees, QACPS pays the premium cost of tem life insurance coverage
starting at $42,000 for the 1st year and increasing in increments of $2,000 until it reaches
$50,000 the 5th year of employment and beyond. The coverage is effective the first of the
month following employment unless hired on the first of the month.
Employees have the option to purchase supplemental life. This is a term life insurance that can
be purchased in increments of $10,000 up to 3 times your salary not to exceed $200,000.
Supplemental Life
Life Insurance
How to Enroll in Supplemental Life
Complete the enrollment form and the Evidence of Insurability form found on the
Human Resources website and submit to the Benefits Specialist.
Employees can enroll in this plan at any time throughout the year.
Once enrolled, changes to the coverage amount can only be made during Open
Enrollment.
Age* Premium Rate
Under 30 .031
30 - 34 .041
35 - 39 .062
40 - 44 .103
45 - 49 .185
50 - 54 .278
55 - 59 .401
60 - 64 .607
65 - 69 .978
70 and over 3.188
Rate Chart (Cost per Month per $1,000 of Coverage)
* The rate is based on your age at the start of the plan’s current policy year. Any future rate changes due to age will be
effective on the first date of the new plan year following the date you enter a new age bracket.
How to Use This Chart
To determine your monthly cost:
1.) Select the total amount of supplemental
coverage you want.
2.) Divide by 1,000
3.) Multiple the rate shown on the chart for your age.
Example
Ann Smith is 35 and applies for $20,000 of coverage:
$20,000 divided by 1,000 = 20
20 x $.062 = $1.24
Her monthly premium for $20,000 of Supplemental Life
coverage is $1.24.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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DISABILITY PLANS
Disability QACPS offers employees the opportunity to apply for Voluntary
Disability Insurance from Standard Insurance Company. We offer
both Long Term (LTD) and Short Term (STD) insurance with sev-
eral elimination periods. This coverage pays a benefit in the event
that you cannot work because of injury or illness. This benefit re-
places a portion of your monthly income, providing funds directly
to you. It is designed to begin after you have been disabled for a
specified waiting period, known as the elimination period. The
monthly benefit is 60% of your insured predisability earnings, re-
duced by deductible income from other sources, and not to ex-
ceed a maximum monthly benefit of $5,000.
The monthly plans rates are as follows:
Long Term Disability
14 Day Elimination - .977 per $100 of covered payroll
30 Day Elimination - .790 per $100 of covered payroll
60 Day Elimination - .592 per $100 of covered payroll
90 Day Elimination - .526 per $100 of covered payroll
Short Term Disability
14 Day Elimination - .837 per $100 of covered payroll
30 Day Elimination - .649 per $100 of covered payroll
You can only enroll in or change this benefit election during the
initial or annual open enrollment period.
To calculate your rate:*
____________ / 26 = ____________ / 100 = ____________ X ____________ = $____________
Annual Salary Salary per Pay Rate Above Cost per Pay
* Note: Your cost may change if your salary changes within the benefits plan year.
Enrollment in the plan also allows you to take advantage of the Employee Assistance Program and
WorkLife Services. More details on these programs can be found on the Human Resources website.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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RETIREMENT PLANS
403 (b) Tax Sheltered Annuity
The 403(b) Plan is a voluntary retirement plan that allows full-time employees to save for
retirement through pre-tax payroll deductions. Below is a list of approved vendors you may
choose from:
Maryland State Retirement System
All employees working 500 hours or more in a school year must
enroll in the Maryland State Retirement and Pension System.
Currently, employees contribute 7% of their annual salary.
Benefits include a death benefit which provides payment of 100%
of annual salary to one’s designated beneficiary, plus disability
and service retirement. For more details on the plan visit the
Maryland Retirement website at www.sra.state.md.us.
Vendor Name Vendor Representative
VALIC
1304 Concourse Dr., Suite 150
Linthicum, MD 21090
Phone: 800.892.5558 ext. 89244
Fax: 866.440.3062
Ryan Grossman
Email: [email protected]
Phone: 443-994-5508 Fax: 866-440-3062
Logan Grossman
Email: [email protected]
Phone: 410-991-5022 Fax: 844-715-4946
AXA EQUITABLE
AXA Advixors, LLC
6200 Old Dobbin Ln., Suite 100
Columbia, MD 21045
Matthew Misiaszek
Phone: 410.309.3634 Fax: 410.312.3157
Email: [email protected]
SULLIVAN FINANCIAL, LLC
1563 Post Rd., Suite 3D
PO Box 462
Chester, MD 21619
Bob Sullivan, Registered Representative
Phone: 410.820.0394 Cell: 410.829.2206
Fax: 410.820.0395
Email: [email protected]
VOYA
416 Goldsborough St, Suite C
Easton, MD 21601
Joe Opalski, Registered Representative
Phone: 410.820.7852
Email: [email protected]
MET LIFE RESOURCES
6700 Alexander Bell Dr., Suite 115
Columbia, MD 21046
Alan Becke
Phone: 443.957.6145
Cell: 410.924.1690
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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ADDITIONAL BENEFITS
The Board will pay the yearly membership fee for employees who elect to join the Delmarva
Blood Bank. Employees must fulfill their yearly blood or cash donation as required by the Blood
Bank. Visit www.delmarvablood.org for details.
All employees are eligible to participate in the purchase of Savings Bonds. This allows you to save
for the future with bonds. There is no minimum amount per pay and the minimum bond is $50.00.
U.S. Savings Bonds
The United Way of Queen Anne’s County supports 24 agencies benefiting 10,000 Queen Anne’s
County residents. When many contribute a little, big things happen! You can elect to have any
whole dollar amount deducted from your paycheck which will go to the United Way or the
specific agency of your choice.
United Way
All employees are eligible to participate in the Holiday Savings Club. This allows you to save any
whole dollar amount per pay in an account for the Holidays. The year starts with the first pay in
November and checks are disbursed the following October. This is a great way to save for your
holiday shopping.
Holiday Savings Club
All employees are covered by Worker’s Compensation under the Employee’s Worker’s
Compensation Guidelines for injuries occurring while performing normal work duties.
Worker’s Compensation
Blood Bank
Your CareFirst ID card entitles you to discounts on alternative therapies and health and wellness
programs such as chiropractic, acupuncture, massage, yoga, Pilates, tai chi, qi gong, guided imagery,
nutritional counseling, and fitness centers. Additionally, the program offers discounts on Weight
Watchers® Online, Jenny Craig®, mail order contacts, laser vision correction, hearing aids, and
eldercare referrals. Since this program is in addition to your medical plan, rather than a benefit,
there are no claim forms, referrals or paperwork to complete. We see this as a way for our
members to tap into health and wellness practitioners at discounted rates. To find out more, visit
www.carefirst.com/options. Additional discounts are also available through BlueCross
BlueShield at www.blue-365.com.
Carefirst Options Discount Program
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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LEAVE BENEFITS
All eligible 12-month employees accrue annual leave (vacation) on a monthly basis of 1.25
days per month from July 1 through June 30 of each fiscal year. Employees can carry over 20
annual leave days from one fiscal year to the next.
Annual Leave
A sick leave allowance of 12 days for 12 month employees and 10 days for 10 month
employees is credited at the beginning of each fiscal year. Up to seven (7) days of sick leave
can be used for family illness as stated in appropriate negotiated agreements. Employees can
accumulate an unlimited number of sick days.
Sick Leave
Employees called for jury duty may be absent without loss of pay subject to verification of
actual days served. (Verification to be provided by Clerk of the Court)
Jury Duty
All full-time employees who have been employed for one (1) year and have worked twelve
hundred fifty hours (1,250) during the past 12 months are eligible for Family Medical leave
under the Federal Family and Medical Leave Act. This allows an employee that meets the
specific criteria to take up to 12 weeks off to care for an ill family member or for them-
selves.
Family Medical Leave of Absence (FMLA)
All full time benefited employees are allotted three (3) emergency leave for personal
reasons to be used to take care of matters which cannot be handled outside of regular
duty hours. Unused emergency leave for personal reasons convert to sick leave at the
beginning of the following fiscal year.
Emergency Leave for Personal Reasons
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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PROVIDER CONTACTS
Provider Phone Website
Carefirst BlueCross BlueShield 877.691.5856 www.carefirst.com
Carefirst Dental 866.891.2802 www.carefirst.com
Davis Vision 800.783.5602 www.davisvision.com
Express Scripts 855.778.1435 www.express-scripts.com
The Standard (Disability Insurance) 800.378.4667 www.standard.com
The Standard (Life Insurance) 800.378.4667 www.prudential.com
Flexible Benefits Administrator (Flexible
Spending Accounts) 800.437.3539
www.benefitscard@flex-
benefits.com
Maryland Retirement System 410.625.5555 www.sra.state.md.us
Employee Assistance Program 800.327.2251
If you have questions about your benefit coverage or claims please contact the vendor directly.
QUEEN ANNE’S COUNTY PUBLIC SCHOOLS
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Contact: Regarding:
PAYROLL
Payroll Specialist: Karen Colley
Phone: 410.758.2403 ext. 119 or 153
Fax: 410.758.8205
Email: [email protected]
Website: www.qacps.org Depts > Financial Services
Payroll
Direct Deposit Changes
Changes to tax withholding amounts
Wage Garnishments
BENEFITS
Benefits Specialist: Theresa Steinhice
Phone: 410.758.2403 ext. 227
Fax: 410.758.8203
Email: [email protected]
Website: www.qacps.org Depts > HR > Benefits
Health Insurance Eligibility
Status changes affecting benefits
Flexible Spending Accounts
COBRA
Disability & FMLA
Life Insurance
Change of Beneficiaries
Worker’s Compensation
Retirement Estimates
Unemployment
Holiday Savings Club
Employment Verifications
Change of Address
EMPLOYEE SERVICES
HR Assistant: Sarah Hause
Phone: 410.758.2403 ext. 118
Fax: 410.758.8203
Email: [email protected]
Website: www.qacps.org Depts > HR
Leave of Absence
Central Call / Substitute Teachers
ADP & E-Time Professional (Timeclock)
ID Badge Replacement
CERTIFICATION AND PROFESSIONAL DEVELOPMENT
Certification Specialist: Debbie Siachos
Phone: 410.758.2403 ext. 196
Fax: 410.758.8203
Email: [email protected]
Website: www.qacps.org Depts > HR
Recruitment & Staffing
Certification and Licensure
Course Reimbursement
University Partnerships and Direct-billing Programs
National Board Certification
CONTACTS
Central Office Address: 202 Chesterfield Ave., Centreville, MD 21617
Phone number: 410.758.2403 or toll free 800.336.7775 Office Hours: Mon-Fri 8:30am—4:30pm