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    ENTREPRENEURSHIP

    Submitted by

    Miss. MAYURI PANDURANG KOLI

    ACADEMIC YEAR: 2012-2013

    Under the Guidance of

    PROF. NILESH MANORE

    J.B.S.P .SANSTHAS

    C.K.T. Institute Of Management Studies & Research,

    Plot No.-1 & 4, Sector-11, Khanda Colony, New

    Panvel [W]410206

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    ELA BHATT

    ELA BHATT was Born on 7 September 1933(age 79) Ahmadabad, Gujarat.

    Nationality Indian & Citizenship is Indian. Education is B.A.LL.B; Diploma of

    labor & cooperatives; Alma mater Sarvajanik Girls high school, Surat; M. T. B.

    college, Surat; Afro Asian institute of labor & cooperatives, Tel Aviv. Occupation

    is lawyer, Philanthropist, Activist. Organization is SEWA, The Elders. She is

    popularly known for founded of SEWA. Spoues is Ramesh Bhatt. Parents are

    Sumantrai Bhatt, Vanalila Vyas.

    Awards :-

    Padmashri 1985 Padma Bhushan 1986 Ramon Magsaysay award 1977

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    Right livelihood award 1984 Doctorate degree in humane letters, Harvard University 2001

    Early life :-

    Ela Bhatt was born in Ahmedabad in India. Her childhood was spent in the city

    ofSurat. Her father, Sumantrai Bhatt, had a successful law practice. Her mother,

    Vanalila Vyas, was active in the women's movement. Bhatt attended the Sarvajanik

    Girls High School in Surat from 1940 to 1948. She received her Bachelor of Arts

    degree from the M.T.B. College in Surat in 1952. Following graduation Ela

    entered the Sir L. A. Shah Law College in Ahmedabad. In 1954 she received her

    degree in law and a Gold Medal for her work on Hindu Law. She then taught

    English for a short time at SNDT Women's University, better known as SNDT,

    in Mumbai. But in 1955 she joined the legal department of the Textile Labour

    Association (TLA) in Ahmedabad.

    Current Life :-

    Ela Bhatt currently lives in Ahmedabad, Gujarat with her family.

    TLA and SEWA:-

    In 1956, Ela Bhatt married Ramesh Bhatt (now deceased). After working for some

    time with the Gujaratgovernment, Ela was asked by the TLA to head its women's

    wing in 1968. In this connection she went to Israelwhere she studied at the Afro-

    Asian Institute of Labor and Cooperatives in Tel Aviv for three months, receiving

    the International Diploma of Labor and Cooperatives in 1971. She was very much

    influenced by the fact that thousands of female textile workers worked elsewhere

    to supplement the family income, but there were state laws protecting only those

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    who were solely industrial workers and not these self-employed women. So with

    the co-operation ofArvind Buch, the then president of TLA, Ela Bhatt undertook

    to organize these self-employed women into a union under the auspices of the

    Women's Wing of the TLA. Then in 1972 the Self-Employed Women's

    Association (SEWA) was established with Buch as president and she herself as the

    general-secretary.

    Other work and awards :-

    She was one of the founders ofWomen's World Banking in 1979 with Esther

    Ocloo and Michaela Walsh, and served as its chair from 1980 to 1998. She hasserved as Chair of the SEWA Cooperative Bank, of HomeNet, of the International

    Alliance of Street Vendors, and ofWIEGO.

    She was also a trustee of the Rockefeller Foundation.

    She was granted an honorary Doctorate degree in Humane Letters by Harvard

    University in June 2001. In 2012, she received a Doctor of Humane Letters,

    honoris causa from Georgetown University and an honorary doctorate from

    Universite Libre De Bruxelles in Brussels, Belgium. She also holds honorary

    doctorates from Yale and University of Natal. Ela Bhatt was also awarded the

    civilian honour ofPadma Shriby the Government ofIndia in 1985, and the Padma

    Bhushan in 1986. She was awarded theRamon Magsaysay Award for Community

    Leadership in 1977 and the Right Livelihood Award in 1984.

    She was chosen for the Niwano Peace Prize for 2010 for her work empowering

    poor women in India.

    On November 2010, US Secretary of State Hillary Clinton honoured Bhatt with

    the Global Fairness Initiative Award for helping move more than a million poor

    women in India to a position of dignity and independence.

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    Ela Bhatt was honoured with the prestigious Radcliffe Medal on May 27, 2011

    on Radcliffe day for her efforts in helping uplift women, which has had a

    significant impact on society.

    In November 2011, Ela Bhatt was selected for the Indira Gandhi Prize for Peace,

    Disarmament and Development 2011 for her lifetime achievements in empowering

    women through grassroots entrepreneurship.

    In June 2012, US Sectretary of State Hillary Clinton identified Ela Bhatt as one of

    her 'heroine'. She said, "I have a lot of heroes and heroines around the world and

    one of them is Ela Bhatt, who started an organisation called the Self-Employed

    Women's Association (SEWA) in India many years ago".

    The Elders :-

    On 18 July 2007 in Johannesburg, South Africa, Nelson Mandela, Graa Machel,

    and Desmond Tutu convened a group of world leaders to contribute their wisdom,

    independent leadership and integrity to tackle some of the world's toughest

    problems. Nelson Mandela announced the formation of this new group,The Elders,

    in a speech he delivered on the occasion of his 89th birthday.

    Archbishop Tutu will serve as the Chair of The Elders. The founding members of

    this group also include Graa Machel, Kofi Annan, Ela Bhatt, Gro Harlem

    Brundtland, Jimmy Carter, Li Zhaoxing, Mary Robinson and Muhammad Yunus.

    This group can speak freely and boldly, working both publicly and behind the

    scenes on whatever actions need to be taken, Mandela commented. Together we

    will work to support courage where there is fear, foster agreement where there is

    conflict, and inspire hope where there is despair.

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    The Elders will be independently funded by a group of Founders, including

    SirRichard Branson, Peter Gabriel, Ray Chambers; Michael Chambers; Bridgeway

    Foundation; Pam Omidyar, Humanity United; Amy Robbins; Shashi Ruia, Dick

    Tarlow; and The United Nations Foundation.

    Ela Bhatt:

    "Organizing Working Poor Women: The Sewa

    Experience"

    Dr. Ela Bhatt, recipient of the University of Chicago's 2007 William Benton Medal

    for Distinguished Public Service, presented a public lecture on Novermber 27th in

    the Weymouth Kirkland Courtroom. Ela R. Bhatt is widely recognized as one of

    the worlds most remarkable pioneers and entrepreneurial forces in grassroots

    development. Known as the gentle revolutionary she has dedicated her life to

    improving the lives of Indias poorest and most oppressed women workers, with

    Gandhian thinking as her source of guidance. In 1972, Dr. Bhatt founded the Self-

    Employed Womens Association (SEWA) a trade union which now has more

    than 1,000,000 members. Founder Chair of the Cooperative Bank of SEWA, she is

    also founder and chair of Sa-Dhan (the All India Association of Micro Finance

    Institutions in India) and founder-chair of the Indian School of Micro-finance for

    Women. Dr. Bhatt was a Member of the Indian Parliament from 1986 to 1989, and

    subsequently a Member of the Indian Planning Commission. She founded and

    served as chair for Womens World Banking, the International Alliance of Home-

    based Workers (HomeNet), and Women in Informal Employment: Globalizing,

    Organizing (WIEGO). She also served as a trustee of the Rockefeller Foundation

    for a decade. Dr. Bhatt has received several awards, including the Ramon

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    Magsaysay Award, the Right Livelihood Award, the George Meany-Lane Kirkland

    Human Rights Award, and the Lgion dhonneur from France. She has also

    received honorary doctorates from Harvard, Yale, the University of Natal and other

    academic institutions. In 2007, Dr. Bhatt was named a member of The Elders, an

    international group of leaders whose goals include catalyzing peaceful resolutions

    to long-standing conflicts, articulating new approaches to global issues that are

    causing or may cause immense human suffering, and sharing wisdom by helping to

    connect voices all over the world. The Benton Medal The William Benton Medal

    for Distinguished Public Service is given to individuals who have rendered

    distinguished public service in the field of education. This field includes not only

    teachers but also . . . everyone who contributes in a systematic way to shaping

    minds and disseminating knowledge. Previous Benton Medal recipients include

    John Callaway, Katharine Graham, and Senator Paul Simon.

    SEWAs Ela Bhatt to showcase her mentors life

    Founder of Self-Employed Womens Association Ela Bhatt will pay tribute to her

    mentor Anasuya Sarabhai by opening an exhibition on her life on the 40th

    anniversary of SEWA on Saturday, which also happens to be the late Sarabhais

    birthday.

    Bhatt says that Motaben as Sarabhai was known, inspired and influenced my

    vision of the labour movement and my work at SEWA and her work has shaped

    the lives of 1.3 million self employed women in India.

    Long before Sarabhai had joined hands with Mahatma Gandhi to lead the historic

    strike of mill workers in Ahmedabad which led to the founding of Textile Labour

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    Association in 1920, she had already led a successful strike by herself in 1917.

    SEWA was born of the TLA in 1972, the year in which Sarabhai passed away.

    The exhibition which will be on till November 30, will be housed in Shantisadan in

    Mirzapur, where Sarabhai began her movement.

    Harvard honours SEWA founder Ela Bhatt Boston, May 27 (PTI)

    Ela Bhatt, the founder of NGO Self-Employed Women's Association (SEWA), was

    today awarded the Radcliffe Institute Medal by Harvard University's Radcliffe

    Institute for Advanced Study here in recognition of her ''life and work that have

    benefited society''.Bhatt was presented the medal, awarded annually to individuals who have

    substantially and positively influenced society, on Radcliffe Day, a traditional

    event that follows Harvard's Commencement ceremonies.

    "When women have an income of their own, they are able to fight their own battlesin their own way. For that, economic freedom is the key," Bhatt said."In my

    experience women are the key to building holistic communities," she added.

    Although her workers still occupy the "margins" of society, "it is from the marginsthat real transformation comes to the centre," Bhatt said.Bhatt founded SEWA in

    1972.Conceived as a women's trade union, SEWA has grown into an NGO that offers

    microlending, health and life insurance, and child careall overseen by morethan a hundred women-run cooperatives.

    SEWA membership has grown to about 1.3 million."The Radcliffe Institute is

    proud to honour her this year, in which gender in the developing world is one of itsdominant themes," the Institute said.

    Bhatt has been recognised for her long battle for social justice. In November last

    year, Secretary of State Hillary Clinton had honoured Bhatt at the Global FairnessInitiative Award.

    Radcliffe Day is the Institute's annual celebration of women, as well as the alumni

    and fellows of Radcliffe College and the Radcliffe Institute.

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    The Radcliffe Institute for Advanced Study at Harvard University is a scholarlycommunity where individuals pursue advanced work across a wide range of

    academic disciplines, professions and creative arts.

    Within this broad purpose, the institute sustains a continuing commitment to the

    study of women, gender, and society.

    Ela Bhatt the founder of the Self-Employed Womens

    Association (SEWA)

    Ela Bhatt, the founder of the Self-Employed Womens Association (SEWA), iswidely recognized as one of the world's most remarkable pioneers and

    entrepreneurial forces in grassroots development. Known as the "gentle

    revolutionary," and a follower of the teachings of Mahatma Gandhi, she has

    dedicated her life to improving the lives of India's poorest and most oppressed

    citizens.

    Ela Bhatt established SEWA in 1972, and the trade union has now grown to more

    than 1 million members. She led SEWA to form a cooperative bank in 1974,

    which offers microcredit loans to help women become financially independent.

    Ela Bhatt was a member of the upper house of the Indian Parliament (the Rajya

    Sabha) and subsequently a member of the Indian Planning Commission. She

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    founded and served as chair for Womens World Banking, the Internat ional

    Alliance of Home-based Workers (HomeNet), Street Vendors (StreetNet) and of

    Women in Informal Employment: Globalizing Organizing

    (WIEGO). For a decade she also served as a trustee of the Rockefeller Foundation.

    She has received many awards, including the Padmashree, the Ramon Magsaysay

    Award, the Right Livelihood Award, the George Meany-Lane Kirkland Labor

    Rights Award by the AFL-CIO of the United States, the Lgion dhonneur by

    France, the Madrid Creatividad Award, and the CGAE (Consejo General de la

    Abogacia Espaola The General Council of Spanish Lawyers) Human Rights

    Award in Spain. In 2010 she will receive the 27th Niwano Peace Prize. In addition

    she has received honorary doctorate degrees from a number of universities,

    including Harvard, Yale, and Natal. She is a member of the Council of The Elders

    brought together by Nelson Mandela in 2007, and authored the book We Are Poor

    but So Many, published by Oxford University Press in 2006.

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    SEWA Self Employed Womens Association

    History:-

    The Self Employed Women's Assoication. SEWA was born in 1972 as a trade

    union of self employed women. It grew out of the Textile Labour Association ,

    TLA, India's oldest and largest union of textile workers founded in 1920 by a

    women, Anasuya Sarabhai. The inspiration for the union came from Mahatma

    Gandhi, who led a successful strike of textile workers in 1917. He believed in

    creating positive organised strength by awakening the consciousness in workers.

    By developing unity as well as personality, a worker should be able to hold his or

    her own against tyranny from employers or the state. To develop this strength he

    believed that a union should cover all aspects of worker's lives both in the factory

    and at home.

    Against this background of active involvement in industrial relations, social work

    and local, state and national politics, the ideological base provided by Mahatma

    Gandhi and the feminist seeds planted by Anasuya Sarabhai led to the creation by

    the TLA of their Women's Wing in 1954. Its original purpose was to assist women

    belonging to households of mill wokers and its work was focussed largly on

    traning and welfare activities. By 1968, classes in sewing, knitting embroidery,

    spinning, press composition typing and stenography were established in centres

    throughout the city for the wives and daughters of mill workers.

    The scope of its activities expanded in the early 1970's when a survery was

    conducted to probe complaints by women tailors. of exploitation by contractors.

    The survey broght out other instances of exploitatation of women workers and

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    of the leader of the Women's Wing, Ela Bhatt, and the president of the TLA,

    Arvind Buch, the Self-Employed Women's Association (SEWA) was born in

    December 1971.

    The women felt that as a workers' association, SEWA should establish itself as a

    Trade Union. This was a fairly novel idea, because the self-employed have no real

    history of organising.The first struggle SEWA undertook was obtaining official

    recognition as Trade Union. The Labour Department refused to register SEWA

    because they felt that since there was no recognised employer, the workers would

    have no one to struggle against. We argued that a Union was not necessarily

    against an employer, but was for the unity of the workers. Finally, SEWA was

    registered as a Trade Union in April 1972.

    SEWA grew continuously from 1972, increasing in its membership and including

    more and more different occupations within its fold. The beginning of the

    Women's Decade in 1975 gave a boost to the growth of SEWA, placing it within

    the women's movement. In 1977, SEWA's General Secretary, Ela Bhatt, was

    awarded prestigious Ramon Magsaysay Award and this brought international

    recognition to SEWA.

    By 1981, relations between SEWA and TLA had deteriorated. TLA did not

    appreciate an assertive women's group in its midst. Also, the interests of TLA,

    representing workers of the organised sector often came into conflict with the

    demands of SEWA, representing unorganised women workers. The conflict came

    to a head in 1981 during the anti-reservation riots when members of higher castes

    attacked the Harijans, many of whom were members of both TLA and SEWA.

    SEWA spoke out in defense of the Harijans, whereas TLA remained silent.

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    Because of this outspokenness, TLA threw out SEWA from its fold. After the

    separation from TLA, SEWA grew even faster and started new initiatives. In

    particular, the growth of many new co-operatives, a more militant trade union and

    many supportive services has given SEWA a new shape and direction.

    Introduction:-

    SEWA is a trade union registered in 1972. It is an organisation of poor, self-

    employed women workers. These are women who earn a living through their own

    labour or small businesses. They do not obtain regular salaried employment with

    welfare benefits like workers in the organised sector. They are the unprotectedlabour force of our country. Constituting 93% of the labour force, these are

    workers of the unorganised sector. Of the female labour force in India, more than

    94% are in the unorganised sector. However their work is not counted and hence

    remains invisible. In fact, women workers themselves remain uncounted,

    undercounted and invisible.

    SEWAs main goals are to organise women workers for full employment. Full

    employment means employment whereby workers obtain work security, income

    security, food security and social security (at least health care, child care and

    shelter). SEWA organises women to ensure that every family obtains full

    employment. By self-reliance we mean that women should be autonomous and

    self-reliant, individually and collectively, both economically and in terms of their

    decision-making ability.

    At SEWA we organise workers to achieve their goals of full employment and self

    reliance through the strategy of struggle and development. The struggle is against

    the many constraints and limitations imposed on them by society and the economy,

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    while development activities strengthen womens bargaining power and offer them

    new alternatives. Practically, the strategy is carried out through the joint action of

    union and cooperatives. Gandhian thinking is the guiding force for SEWAs poor,

    self-employed members in organising for social change. We follow the principles

    of satya (truth), ahimsa (non-violence), sarvadharma (integrating all faiths, all

    people) and khadi (propagation of local employment and self reliance).

    SEWA is both an organisation and a movement. The SEWA movement is

    enhanced by its being a sangam or confluence of three movements : the labour

    movement, the cooperative movement and the womens movement. But it is also a

    movement of self-employed workers : their own, home-grown movement with

    women as the leaders. Through their own movement women become strong and

    visible. Their tremendous economic and social contributions become recognised

    With globalization, liberalization and other economic changes, there are both new

    opporunities as well as threats to some traditional areas of employment.

    More than ever, our members are ready to face the winds of change. They know

    that they must organise to build their own strength and to meet challenges. There

    are still millions of women who remain in poverty and are exploited, despite their

    long hours of hard labour. They bear the brunt of the changes in our country and

    must be brought into the mainstream, so as to avail of the new opportunities that

    are developing with regard to employment.

    Also there is much to be done in terms of strengthening womens leadership, their

    confidence, their bargaining power within and outside their homes and their

    representation in policy-making and decision-making fora. It is their issues, their

    priorities and needs which should guide and mould the development process in our

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    country. Toward this end, SEWA has been supporting its members in capacity-

    builiding and in developing their own economic organisations.

    Goals of SEWA :-

    In our experience, poor womens growth, development and employment occurs

    when they have work and income security and food security. It also occurs when

    they are healthy, able to access child care and have a roof over their heads. In order

    to ensure that we are moving in the direction of our two goals ofFullEmployment and Self Reliance, constant monitoring and evaluation is required.

    In a membership-based organisation, it is the members priorities and needs which

    necessarily shapes the priorities and direction of the organisation. Hence, it is

    appropriate that member's themselves develop their own yardstick for evaluation.

    The following ten question have emerged from the members and continually serve

    as a guide for all members, group leaders, executive committee members and full-

    time organisers of SEWA. It is also useful for monitoring SEWAs progress and

    the relevance of its various activities and their congruence with members reality

    and priorities. It also increases the accountability of SEWAs leaders and

    organisers, to their members.

    The Eleven Questions of SEWA :

    Have more members obtained more employment ?

    Has their income increased ?

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    Have they obtained food and nutrition ?

    Has their health been safeguarded ?

    Have they obtained child-care?

    Have they obtained or improved their housing ?

    Have their assets increased ? (e.g. their own savings, land, house, work-space,

    tools or work, licenses, identity cards, cattled and share in cooperatives; and all in

    their own name.

    Have the workers organisational strength increased ?

    Has workers leadership increased ?

    Have they become self-reliant both collectively and individually ?

    Have they become literate?

    Questions 1 to 7 are linked to the goal of full employment while 8 to 11 are those

    concerned with SEWAs goal of self reliance. However each of these are

    interconnected to each other. In 1998 "aagewans" suggested including education

    in the broadest sense as the eleventh question to be addressed by SEWA. We have

    included this as part of the members yardstick

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    SEWA's Structure

    SEWA is registered as a trade union under the Indian Trade Unions Act of 1926.

    The union is open for membership to self-employed women workers all over India.The membership fee is Rs. 5 per year. The union is governed by a two-tier level of

    elected representation. The members of each trade elect their representatives in theratio of 1 representative per 100 members. These representatives then form the

    Trade Council (Pratinidhi Mandal). In addition, and parallel to the Trade Councilare Trade Committees(Dhandha Samiti) in each trade. The Trade Committee has

    no fixed proportion to number of members but varies between 15 to 50 members.

    The Trade Committees meet every month and discuss the problems of their tradesand possible solutions to them. Trade Council members are members of theirrespective Trade Committees as well. The organiser of a trade group is the

    Member Secretary of that group's Trade Committee.

    Every three years the Trade Council elects an Executive Committee of 25members. The representation on the Executive Committee reflects the proportion

    of the membership.

    The office-bearers of the trade union are elected from among the Executive

    members. It has become a practice to elect the President from the trade with the

    largest membership.

    SEWA's Membership

    Self-Employed Women Workersour

    embers

    SEWA members are workers who haveno fixed employee-employer relationshipand depend on their own labour for

    survival. They are poor, illiterate and

    vulnerable. They barely have any assetsor working capital. But they are extremely

    economically active, contributing very

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    significantly to the economy and society

    with their labour. In fact, 64% of GDP isaccounted for by the selfemployed of

    our country. There are Four types of self-

    employed women workers:

    Hawkers, vendors and small businesswomen like vegetable, fruit, fish, egg

    and other vendors of food items,household goods and clothes vendors :

    Home-based workers like weavers,

    potters, bidi and agarbatti workers,

    papad rollers, ready-made garmentworkers, women who process

    agricultural products and artisans, and

    Manual labourers & service providerslike agricultural labourers, construction

    workers, contract labourers, handcart

    pullers, headloaders, domestic

    workers and laundry workers. Inaddition to these three categories there

    is emergence of another categoryof women workers.

    Producers & Services who invest theirlabour and capital to carry out their

    businesses. This category includesAgriculture, cattle rearers , salt

    workers, gum collectors, cooking &vending etc.

    2008 SEWA

    Membership

    All India

    Membership

    9,66,139

    Gujarat

    Membership

    5,19,309

    All - India Membership year - 2008

    State Membership

    Gujarat 5,19,309

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    Bihar- Munger- Bhagalpur

    12,000

    Murshidabad 1,758

    Delhi 15,771

    Rajasthan- Bikaner- Dungarpur

    - Jaipur

    - Ajmer

    - Jodhpur

    5,0353,300

    550

    100

    183

    Madhya

    Pradesh- SEWA -

    Indore

    3,82,000

    Uttar

    Pradesh- Bareli- Lucknow

    40224,100

    Kerala-

    Trivandrum

    675

    Dehradhun 954

    Total 9,66,139

    Gujarat Membership by Trade 2008

    Main Categories of workers No. of women

    Manual Labourers and Service

    Providers3,29,507

    Home based workers 86,962

    Hawkers &Vendors 57,010

    Producers 45,830

    Total 5,19,309

    Gujarat Membership - Rural - Urban 2008

    Main categories of

    orkers

    No. of

    omen

    Percentage of

    total

    membership

    Urban 1,78,736 34.42

    Rural 3,40,573 65.58

    Total 5,19,309 100.00

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    Growth of SEWA's Membership : 1972-2008 (India)

    Year GujaratIndia

    1972 1070 1070

    1977 1948 1948

    1982 10733 107331987 15144 15144

    1990 25911 25911

    1991 46076 46076

    1992 38136 45936

    1993 42280 53570

    1994 75615 143702

    1995 158152 218797

    1996 162781 212016

    1997 159204 211124

    1998 142810 2092501999 147618 215234

    2000 205985 318527

    2001 284317 420208

    2002 535674 694551

    2003 469306 704166

    2004 468445 688743

    2005 475308 796755

    2006 483012 959698

    2007 551974 1123542

    2008 519309 966139

    While the overall trend is upward, there have been periods of

    fluctuation over the past decade. Membership increases

    occurred as a result of campaigns which developed into mass

    movements in some rural districts, concrete gains from

    organising of some categories of workers like vendors and

    home based workers and also be cause of support during

    crises.

    Over the years, the complexion of SEWA's membership has

    changed significantly. In 2006, of SEWA's 4,83,012 strong

    membership in Gujarat, 60.77% was rural and 39.23% urban.

    Within our four major occupational categories, the picture wasas follows:

    1.Hawkers &

    vendors

    - 53,053

    members10.98%

    2.

    Home-

    based

    workers

    - 69,795

    members14.45%

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    3.

    Manual

    Labourerers

    Service

    Providers

    -

    3,35,065

    members

    69.37%

    4.Producers

    & Services

    - 25,099

    members5.20%

    Till 1994, SEWA's membership was predominantly urban. This

    was partly due to our origins and base being at Ahmedabad.

    However, in the late eighties, SEWA intensified its rural

    organising, with the resultant increase in membership from

    rural areas.

    SEWA SERVICES

    Supportive services like savings and credit, health care, child care, insurance, legalaid, capacity building and communication services are important needs of poor

    women. If women are to achieve their goals of full employment and self-reliance,these services are essential. Recognising the need for supportive services, SEWA

    has helped women take a number of initiatives in organising these services forthemselves and their SEWA sisters. Many important lessons have been learnt in

    the process of organising supportive services for and by poor women. Theyprovide these services in a decentralised and affordable manner, at the doorsteps of

    workers. Further, supportive services can be and are themselves a source of self-

    employment. For example, midwives charge for their services and creche workerscollect fees for taking care of young children.

    Also, women are ready to pay for the services and in fact, this results in thefinancial viability of the supportive services. They do not have to be totally

    dependent on subsidies and grants. Some supportive services like savings and

    credit, health and child care have formed their own co-operatives. these

    cooperatives have gained operational self sufficiency.

    SEWA bank has achieved financial viability for many years now, while the othercooperatives are steadily moving towards this.

    Sewa Bank Legal Services

    Health Care

    Capacity

    building of

    Sewa Members

    http://www.sewa.org/Services_Bank.asphttp://www.sewa.org/Services_Legal_Services.asphttp://www.sewa.org/Services_Health_Care.asphttp://www.sewa.org/Services_Capacity_Building.asphttp://www.sewa.org/Services_Capacity_Building.asphttp://www.sewa.org/Services_Capacity_Building.asphttp://www.sewa.org/Services_Capacity_Building.asphttp://www.sewa.org/Services_Capacity_Building.asphttp://www.sewa.org/Services_Capacity_Building.asphttp://www.sewa.org/Services_Capacity_Building.asphttp://www.sewa.org/Services_Health_Care.asphttp://www.sewa.org/Services_Legal_Services.asphttp://www.sewa.org/Services_Bank.asp
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    Child CareHousing and

    Infrastructure

    VimoSEWA(SEWAInsurance)

    Video Sewa

    SISTER ORGANIZATIONS

    Shri

    Gujarat

    Mahila

    Lok

    Swasthya

    Sewa

    Sahakari

    Mandali

    Ltd.

    www.lokswasthya.org

    Shree Mahila Sewa Sahakari Bank Ltd.

    www.sewabank.com

    SEWA Academy

    www.sewaacademy.org

    SEWA Insurance

    www.sewainsurance.org

    Gujarat Mahila Housing SEWA Trust

    www.sewahousing.org

    Sewa Trade facilitation Centre

    www.sewatfc.org Sewa Gram Mahila Haat

    www.sewamart.com

    SEWA Research

    www.sewaresearch.org

    Sewa Manager ni School

    www.sewamanagernischool.org

    SEWA ICT

    www.sewaict.org

    Sewa Sanskarkendra

    www.sewasanskarkendra.org

    Video SEWA

    www.videosewa.org

    Shri Mahila SEWA Anasooya Trust

    www.anasooya.org

    Sewa Eco Tourism

    www.sewaecotourism.org

    Hansiba

    http://www.sewa.org/Services_Child_Care.asphttp://www.sewahousing.org/http://www.sewahousing.org/http://www.sewa.org/Services_Work_Security_Insurance.asphttp://www.sewa.org/Services_Work_Security_Insurance.asphttp://www.sewa.org/Services_Video.asphttp://lokswasthya.org/http://www.sewabank.com/http://www.sewabank.com/http://www.sewaacademy.org/http://www.sewaacademy.org/http://www.sewainsurance.org/http://www.sewainsurance.org/http://www.sewahousing.org/http://www.sewahousing.org/http://www.sewatfc.org/http://www.sewamart.com/http://www.sewamart.com/http://www.sewaresearch.org/http://www.sewamanagernischool.org/http://www.sewamanagernischool.org/http://www.sewaict.org/http://www.sewasanskarkendra.org/http://www.sewasanskarkendra.org/http://www.videosewa.org/http://www.videosewa.org/http://www.anasooya.org/http://www.anasooya.org/http://www.sewaecotourism.org/http://www.sewaecotourism.org/http://www.anasooya.org/http://www.videosewa.org/http://www.sewasanskarkendra.org/http://www.sewaict.org/http://www.sewamanagernischool.org/http://www.sewaresearch.org/http://www.sewamart.com/http://www.sewatfc.org/http://www.sewahousing.org/http://www.sewainsurance.org/http://www.sewaacademy.org/http://www.sewabank.com/http://lokswasthya.org/http://www.sewa.org/Services_Video.asphttp://www.sewa.org/Services_Work_Security_Insurance.asphttp://www.sewa.org/Services_Work_Security_Insurance.asphttp://www.sewahousing.org/http://www.sewahousing.org/http://www.sewa.org/Services_Child_Care.asp
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    www.sewatfc.org

    Sewa Kalakruti

    www.sewakalakruti.org

    SEWA Bharat

    www.sewabharat.org

    Homenet South Asiawww.homenetsouthasia.org

    Sewa Nirman

    SEWA Nirman

    http://www.sewatfc.org/http://www.sewakalakruti.org/http://www.sewabharat.org/http://www.sewabharat.org/http://www.homenetsouthasia.org/index.phphttp://www.homenetsouthasia.org/index.phphttp://www.sewa.org/Sewa_Nirman.asphttp://www.sewa.org/Sewa_Nirman.asphttp://www.homenetsouthasia.org/index.phphttp://www.sewabharat.org/http://www.sewakalakruti.org/http://www.sewatfc.org/