effective 1 april 2018 - nedbank · 2018-11-08 · be savvy when travelling. choose the right...

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BANKING FEESEFFECTIVE 1 APRIL 2018

DAY

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By banking with knowhow you can put money back where it belongs – in your pocket.

Tillpoint ATM (Nedbank) ATM (other bank) Branch

R2,00 R6,50 R17,06 R59,06

Compare the costs of withdrawing R600,00 on different channels:Nedbank Pay-as-you-use

For payments, transfers and balance enquiries self-service banking will always be more cost-effective than using an ATM or a branch.

Cash withdrawals at tillpoints in Nedbank partner supermarkets, such as Pick n Pay and Boxer, will be more cost-effective than at an ATM. Also note that a Nedbank-branded ATM is cheaper than another bank’s ATM.

Switch your current account to Nedbank and we will move your debit orders for you. Hassle-free. For free.

REMEMBER

HASSLE-FREE SWITCH

HOW TO SAVEON BANK FEESTIPS

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GOLDCHEQUE

Monthly fee R107,00R192,00

User type High-frequency users Medium-frequency users

Name of account Savvy PlusSavvy Bundle

AC

CO

UN

TSA

DD

-ON

S

Optional value-add

Optional value-add

Optional value-add

Greenbacks Rewards

Credit card

Overdraft Included

Included

Included

KEY

TRA

NSA

CTI

ON

S

Card swipe

Nedbank ATM withdrawal First four Nedbank withdrawals included

Debit order IncludedIncluded

Included

Included Included

VALU

E

Included

Included

Included

Included

Eight visits per annum

Included

-

Included

Included IncludedNedbank Money™ app*

Domestic airport lounge access

MyPocket

Digital subscription

eNote

* Nedbank Money™ app requires no data to use. So you can bank anywhere, anytime, without using your data.Terms and conditions apply.

3Terms and conditions apply.

* Nedbank Money™ app requires no data to use. So you can bank anywhere, anytime, without using your data.

VALU

E

Nedbank Money™ app*

SMS Banking

MyPocket

Digital subscription

eNote

User type Low-frequency users

Name of account Nedbank Pay-as-you-use

Monthly fee R5,50

AC

CO

UN

TS

Optional value-add

Optional value-add

Optional value-add

Credit card

Greenbacks Rewards

Overdraft

AD

D-O

NS

Card swipe

Nedbank ATM withdrawal

Debit order

KEY

TRA

NSA

CTI

ON

S

Included

Included

Included

Included

Pay as you use

Pay as you use

Pay as you use

Included

High-frequency users

Ke Yona Bundle

R54,00

-

-

-

First ten selected transcactions are included, limited

to four ATM withdrawals

Included

Included

Included

Included

Included

Included

4

This account offers you the flexibility and all the savvy benefits you need, such as an overdraft facility, a Platinum Credit Card, Greenbacks Rewards and more, so that you can get the most out of your banking for a fixed monthly fee.

Platinum Credit Card

BENEFITS/VALUE INCLUDED

SAVVY BUNDLE

Fixed-fee bundle account

Overdraft facility

OPTIONAL EXTRAS

KEY TRANSACTIONS FEE

DIGITALBalance or statement enquiryElectronic interaccount transferElectronic account paymentDebit order

POINT OF SALE (POS)Card swipeCash withdrawal at tillpoint

ATMBalance enquiry at a Nedbank ATMWithdrawal at a Nedbank ATMWithdrawal at another bank’s ATMCash deposit at a Nedbank Intelligent Depositor ATM

BRANCHCash withdrawalCash deposit

IncludedIncludedIncludedIncluded

IncludedIncluded

IncludedIncludedR12,57 + R1,51 per R100,00 or part thereofR7 000,00 per month free, then R1,00 per R100,00 or part thereof R50,00 + R1,51 per R100,00 or part thereofR30,00 + R1,51 per R100,00 or part thereof

MORE DETAILS

R192,00 monthly fee

Greenbacks Rewards

Send-iMali™ – R8,50 for amounts from R1,00 to R1 000,00 and R14,00 for amounts from R1 001,00 to R2 500,00

R192

5

This account allows you to get the most out of your banking with a whole lot of savvy value for one fixed monthly fee, and you can add more benefits when you need them, such as an overdraft facility and Greenbacks Rewards.


OPTIONAL EXTRAS


SMS notifications (eNote)

Overdraft facility – R40,35


Greenbacks Rewards – linkage fee of R20,18 per month


DIGITALBalance or statement enquiryElectronic interaccount transferElectronic account paymentDebit order


ATMBalance enquiry at a Nedbank ATMWithdrawal at a Nedbank ATM

Withdrawal at another bank’s ATMCash deposit at a Nedbank Intelligent Depositor ATM


IncludedIncludedIncludedIncluded

IncludedIncluded

IncludedFirst four per month free, then R5,00 + R1,51 per R100,00 or part thereof R12,57 + R1,51 per R100,00 or part thereof

R50,00 + R1,51 per R100,00 or part thereofR30,00 + R1,51 per R100,00 or part thereof

Self-service subscription fee

R107,00 monthly fee

Gold Cheque Card

SAVVY PLUS

R5 000,00 per month free, then R1,00 per R100,00 or part thereof

R107

6


This account is ideal for individuals who want to use Nedbank’s convenient and easy-to-use digital, self-service and alternative channels. The Ke Yona Bundle allows you the flexibility of performing your monthly banking as you see fit for a fixed fee, and you enjoy R2 000,00 embedded funeral cover.

KE YONA BUNDLEMORE DETAILS


SMS notifications (eNote)R2 000,00 funeral cover Self-service subscription fee

R54,00 monthly fee

FEEUNLIMITED TRANSACTIONS

ATMBalance enquiry Included

DIGITALBalance or statement enquiryElectronic interaccount paymentDebit order – internal

IncludedIncludedIncluded

IncludedIncluded


LIMITED TRANSACTIONS

PAY-AS-YOU-USE TRANSACTIONS

*FIRST TEN TRANSACTIONS ARE INCLUDED, THEREAFTER PAY-AS-YOU-USE PRICING APPLIES.

OPTIONAL EXTRAS


Withdrawal at another bank’s ATM*Branch cash depositBranch cash withdrawal

R12,57 + R1,51 per R100,00 or part thereofR30,00 + R1,51 per R100,00 or part thereofR50,00 + R1,51 per R100,00 or part thereof

ATMWithdrawal at a Nedbank ATM*Cash deposit at a Nedbank Intelligent depositor ATM

First four per month free, then R5,00 + R1,51 per R100,00 or part thereofFirst R3 000,00 per month free, then R1,00 per R100,00 or part thereof

DIGITALDebit order – external*Electronic account payment*

R11,00R8,07

Lotto purchase – R2,20

R54

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First four per month free, then R5,00 + R1,51 per R100,00 or part thereofFirst R3 000,00 per month free, then R1,00 per R100,00 or part thereof


IncludedR2,00

This is a ‘no frills’ transparent account with a low monthly fee, allowing you to pay only for what you use.


OPTIONAL EXTRAS

NEDBANK PAY-AS-YOU-USE

Pay-as-you-use account

FEE

Debit card Self-service subscription fee

KEY TRANSACTIONS


MyPocket

DIGITALBalance or statement enquiryInteraccount transferStop orderDebit order – internalSMS notification (eNote)Electronic account paymentDebit order – external

IncludedIncludedIncludedIncludedR0,45 per SMSR2,00R5,00


R50,00 + R1,51 per R100,00 or part thereofR16,00 + R1,51 per R100,00 or part thereof

MORE DETAILS

Lotto purchase – R2,20

ATMBalance enquiry at a Nedbank ATMWithdrawal at a Nedbank ATMWithdrawal at another bank’s ATMCash deposit at a Nedbank Intelligent Depositor ATM

IncludedR6,50R8,00 + R1,51 per R100,00 or part thereofR1,00 per R100,00 or part thereof

R5,50 monthly fee

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Earn rate

R5,00 = 1 GreenbacksR5,00 = 2 Greenbacks

EAR

N R

ATE

GREENBACKS REWARDS FEES

Greenbacks Rewards

Apply at nedbank.co.za for a Nedbank credit card of your choice.

The Greenbacks Rewards Programme is easy to understand and easy to use. You can use your Greenbacks rewards to shop, invest or donate.

To spend your rewards easily you get a FREE Greenbacks SHOP Card that can be used to pay at over 100 000 stores and even to withdraw cash at any ATM, locally or abroad.

and/or

Greenbacks linkage fee R20,18 per month

Partner

Card type

Nedbank credit card Greenbacks American Express Card

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Earn rate

R5,00 = 1 GreenbacksR5,00 = 2 Greenbacks

Choose the right card for you.

CREDIT CARD FEES

Nedbank’s wide range of credit cards offers you all the convenience of shopping instore or online, and is recognised throughout South Africa and internationally.

CREDIT CARD MANAGEMENT FEES

Monthly fee from

Credit facility fee

Supplementary card fee

Initiation fee (once-off)

Garage card fee

R60,53 R32,28 R25,62

R14,02 R14,02 R14,02

Free

R189,65

R25,62 pm/once- off initiation fee of R189,65 per card



R189,65 R189,65

Free R25,62

GOLDCREDIT

5412

CA

RD

BA

SIC

S

PURCHASESStraight Budget STATEMENTSATM (Nedbank) Self-service (Nedbank) Emailed/Mailed BALANCE ENQUIRYNedbank Internet Banking Nedbank ATM ATM (other bank) EXTRASSMS notification (per transaction) Digital subscription

KEY

TR

AN

SAC

TIO

NS

Free Free

Free Free Free

Free Free R6,05

Free R16,14 per month

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FOREX FEESBe savvy when travelling. Choose the right foreign exchange solutions to ensure a hassle-free travel experience.

Nedbank Travel Card

Prepaid Encashment of unused funds on card Free

Up to 10 currencies can be loaded (USD, GBP, EUR, CAD, AUD, HKD, JPY, ISK, TNB, INR)

Commission (buying from Nedbank) 2,02%

Fix your rate Minimum charge R101,00

Accepted at millions of merchants and ATMs globally

Initial card fee R151,00

TRAVELCARD

5299

5299 0000 0000 0000

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SWIFT transfers

Commission

Commission

Maximum charge

Minimum charge

Incorrect instructions

INWARD

0,64%

R163,00 R169,00

R780,00 R818,00

R112,00-

R54,00

-

0,59%

-

R250,00 + foreign bank charges

OUTWARD

Common monetary area banknotes

Commission 3,28%

R111,00Minimum charge

Issuing of foreign banknotes

Commission 2,02%

R101,00Minimum charge

Pension payments under R2 000,00

1212LOANS

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Monthly service fee

Branch cash deposit

Cheque deposit

Getting your bond approved is easier than you think. You can now get an indication of the home loan amount you could qualify for. And when you have found your dream home, complete the full Nedbank home loan online application and get bond approval within hours. Visit any branch or apply online at nedbank.co.za/homeloans.

• If you’d like more information or have enquiries about your home loan account, please call us on 0860 555 111 or visit any Nedbank branch.

• Visit nedbank.co.za/homeloans for detailed pricing information.

Contact us

HOME LOAN FEES


R6 037,00

R69,00

R30,00 + R1,51 per R100,00 or part thereof

R30,26 per cheque

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A personal loan is an easy and affordable way to better your life. Think about the good that a loan can do for you or your family, and you too can experience how a loan can pay you back.

PERSONAL LOAN FEES

Loan amounts

Repayment terms

Monthly service fees


Max interest rate


R1 000 to R250 000

12 to 60 months

R69,00 (incl VAT)

Capped at R1 207,50 (incl VAT)

27.75%*

The client must earn a net salary of at least R3 000 per month, with a minimum basic salary of R3 000 a month. * The stipulated maximum interest rate is subject to change.

Contact usVisit any branch, apply onlline at www.nedbank.co.za/personalloans or call 0860 103 582.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16).

FOR MORE INFORMATION PLEASE VISITwww.nedbank.co.za

LIVE THE SAVVY LIFE• app – download it from your app store.• Internet Banking – go to nedbank.co.za.• Cellphone Banking WAP – go to nedbank.mobi.• SMS Banking – dial *120*001#. • Visit any Nedbank branch. • Nedbank Contact Centre – 0860 555 111.

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effective 1 april 2018 - nedbank · 2018-11-08 · be savvy when travelling. choose the right...

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