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Copyright© Economic Consultants. On no account may this Document (or any part of it) be copied, disclosed, or made available to any person other than the recipient to whom it is addressed. No representation, warranty or undertaking, express or implied, is or will be made or given and no responsibility or liability is or will be accepted by partners in Apurgo AS or by any of their respective subsidiaries, affiliates, representatives, partners, directors, officers, employees, agents or advisers (the “Representatives”) in relation to the accuracy or completeness of this Document or any other written or oral information made available in connection with the Document. Any responsibility or liability for any such information is expressly disclaimed. E ECONOMIC C CONSULTANTS Complete Managed Bank Guarantee Program Deposit Amounts Required US$ 350K = US $150 Million BG US$ 500K = US$ 500 Million BG London 2013

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Copyright© Economic Consultants. On no account may this Document (or any part of it) be copied, disclosed, or made available to any person other than the recipient to whom it is addressed. No representation, warranty or undertaking, express or implied, is or will be made or given and no responsibility or liability is or will be accepted by partners in Apurgo AS or by any of their respective subsidiaries, affiliates, representatives, partners, directors, officers, employees, agents or advisers (the “Representatives”) in relation to the accuracy or completeness of this Document or any other written or oral information made available in connection with the Document. Any responsibility or liability for any such information is expressly disclaimed.

EECCOONNOOMMIICC CCOONNSSUULLTTAANNTTSS

CCoommpplleettee MMaannaaggeedd BBaannkk GGuuaarraanntteeee PPrrooggrraamm

Deposit Amounts Required

US$ 350K = US $150 Million BG US$ 500K = US$ 500 Million BG

London 2013

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 2

PPRRIIVVAATTEE EEQQUUIITTYY AANNDD MMEERRCCHHAANNTT BBAANNKKIINNGG SSOOLLUUTTIIOONNSS

TTAABBLLEE OOFF CCOONNTTEENNTTSS Private Equity and Merchant Banking Solutions ..................................................................................... 2

Table of Contents ................................................................................................................................ 2

Program Advantages ........................................................................................................................... 3

Bank Guarantees Issued by Top 25 World Bank ................................................................................. 4

Preferred Program Bank ...................................................................................................................... 5

Program Overview ............................................................................................................................... 6

Deposit Protection .............................................................................................................................. 8

Program Enrolment Process .............................................................................................................. 10

Investment Options & Returns .......................................................................................................... 11

Four Important Things you MUST Know! .......................................................................................... 12

Questions and Answers ..................................................................................................................... 14

Get Started NOW! ............................................................................................................................. 15

Contact We have a Global Presence. If you want to contact us please feel free to contact any of our Partners close to you. If you are interested in more on background and skills, please go to the

About section on the website.

Our HQ is in London, UK,

Office: +44 (0) 20 8133 9055

E-mail: [email protected]

Web: http://www.economic-consultants.com

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 3

PPRROOGGRRAAMM AADDVVAANNTTAAGGEESS

Program operated with Bank Guarantees from --‐ Top 25 World Bank

One of the Top 7 Largest Financial Platforms in the World Funds the Program

Former Bank of America Securities Attorney in the USA who has been successfully practicing law for over 34+ years with NO criminal history, NO criminal record, NO convictions receives Client Deposits (US$ 350K / US$ 500K).

Straight Pre--‐negotiated Bank Guarantee Buy / Sell

Full Non Recourse Funding Available

No Trading, No Leveraging, No Borrowing

No Interest Charged, No Equity Percentage Required, No Security Needed

No Personal or Corporate Credit Checks

No Project Documentation Required

Program Contract provided within 48 Hours

Program Length is 35 Business Days

PPRROOGGRRAAMM FFIINNAANNCCIIAALL SSUUMMMMAARRYY

Deposit Amounts Net Cash Funds Paid to the Client After all Transactions Costs Deducted

US$ 350K Program US$ 30,000,000 (Thirty Million USD)

US$ 500K Program US$ 100,000,000 (One Hundred Million USD

HARD FACTUAL EVIDENCE We provide every client with verifiable Bank Documents confirming the BG Issuer has the capacity to complete your Transaction after Clients have signed our JV Agreement

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 4

BBAANNKK GGUUAARRAANNTTEEEESS IISSSSUUEEDD BBYY TTOOPP 2255 WWOORRLLDD BBAANNKK The Bank Guarantees are issued from a multinational banking and financial services company headquartered in Europe. It is one of the oldest and most trusted banking names in the world that was founded several hundred years ago. They operate in over 50 countries and territories across Africa, Asia, Europe, North America and South America and have over 50 million customers. Their total assets exceed several Trillion Dollars, and they have been rated one of the Top five Banks Worldwide. They are listed on one of the most prominent Stock Exchanges in the world and have a long established history of quality and success in the Banking Industry.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 5

PPRREEFFEERRRREEDD PPRROOGGRRAAMM BBAANNKK The Complete Managed Bank Guarantee Program utilizes Bank Guarantees we arrange to have issued by a respected Top 25 World Bank because of the underlying financial strengths of that organization and the fact that are:

Highly Respected

Safe

Valuable

Internationally Recognized

Listed on Top World Stock Exchange

Founded Hundreds of Years Ago

The Bank Guarantees we use for this program have been Pre--‐Approved by our Funder for fast, efficient and immediate payout 72 Hours after Delivery, Authentication and Verification. This enables us to consistently operate the program because we are using Tested, Proven, Highly Credible and Well Established service providers to both issue and monetize the Bank Guarantees.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 6

PPRROOGGRRAAMM OOVVEERRVVIIEEWW The power of this transaction is in its simplicity and the way in which the program provider has pre—structured and pre--‐negotiated the outcome for clients. Essentially all we are doing is purchasing a Bank Guarantee from a Top 25 World Bank at 14% (12+2) of its value and delivering it to a highly reputable and proven funder who is one of the largest financial institutions in the world and whom immediately pays us up to 50% of its value. The resulting profit margin in the middle eg (50% --‐ 14%) = 36% is the Result we share with the Client…. YOU! This same process happens in Real Estate all the time….

You buy a House at a Short Sale for US$ 140K The True Value of the House is US$ 1 Million Dollars

You then Immediately Sell the House for US$ 500K Making a Profit of US$ 360K (US$ 500K --‐ US$ 140K)

The net result in the above Real Estate Transaction is a Profit of US$ 360,000, which you are not required to repay to anyone. All Parties in the transaction benefited: The Short Sale Property Sold, the Buyer who bought the 1 Million Dollar Property from you at US$ 500K is happy, and you walk away with a US$ 360,000 Cash Profit to use however you like. The Bank Guarantee Transaction follows exactly the same process. But instead using a House as the asset, we use a Top 25 World Bank Security Certificate called a Bank Guarantee.

We have structured this transaction with several direct benefits to you, which include:

We are using an A Rated Bank Security (BG) as the asset rather than a house. This much safer because the (BG) has a set defined value which is determined by the bank. Other banks also recognize this value because the value of the (BG) certificate (eg US$ 150 Million Dollars) refers the amount of cash that Top 25 World Bank has set aside as collateral for the certificate.

We have pre negotiated the sale terms and price of the (BG) BEFORE we buy it, as a result

there is virtually no risk because the buyer of the (BG) has already committed to purchasing it from us in writing before we buy it.

The (BG) Transaction we are completing is several times the size of the Real Estate

transaction so the Profits we make as a result are exponentially larger.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 7

The Transaction is a bank--‐to--‐bank transaction, which is completed on the Bank SWIFT

Network. It is therefore very secure and a number of detailed bank procedures need to be followed, which eliminates fraud protect all parties.

And there is one critical difference! We have negotiated with the (BG) supplier to pay their

14% (12+2) fee to buy the (BG) within 15 days AFTER the (BG) is delivered to the seller we are selling it to. This means we can pay the 14% (BG) issuing cost from the proceeds given by the funder who purchases the (BG). This is the magic in the process!

Without this pre--‐negotiated payment option, most clients would never be able to afford the 14% cost to have a (BG) issued. T

This process has been operating for 20 years, is sound, proven and has known outcomes and deliverables for clients. The Transaction does NOT involve, currency trading fluctuations, the stock market movements or a requirement for funds to be churned in trading. The combinations of the two transactions, which are BOTH pre--‐negotiated, result in the Programs ability to generate the forecast return for clients with extreme accuracy.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 8

DDEEPPOOSSIITT PPRROOTTEECCTTIIOONN All Client Deposits (US$ 350K / US$ 500K) are wired directly to an Attorney rust Account in the USA, which is administered by Former Bank of America Securities Attorney who as been Successfully Practicing Law and Member of the Bar for over 34+ years with NO criminal history, NO criminal record, NO convictions. As an Attorney he was sued once and that case was dismissed. ALL Clients who wish to participate in this program MUST make either a US$ 350K or US$ 500K Deposit. No Deposit, No Program Participation!

The Deposit is required for Four Reasons:

The Top 25 World Bank will NOT issue a Bank Guarantee unless they have an assurance that when they complete delivery of the BG to the funder that they will be promptly paid.

ALMOST ALL banks now require Clients to make a good faith payment at the start of a BG

transaction. Too many Banks have been burned with failed BG transactions by clients who have refused to show any capacity to be able to:

A Either make a good faith payment, or B Settle a legitimate BG transaction.

The high rate of failed BG transactions from clients who have not invested any money in the

settlement of their own BG transactions has lead most Banks and BG Issuers to now require good faith payments BEFORE a BG is Issued by a bank.

If clients could get US$ 150 Million Dollar Bank Guarantees issued without contributing a

single dollar, every homeless person on the planet would be doing it! There has to be a common sense barrier to prohibit that sort of foolishness and misuse.

There has been a high level of fraud with Proof of Funds, Bank Statements and Cancelled

ICBPO’s. Our view is…. If a client cannot transfer US$ 350K or US$ 500K to an Attorney Trust Account when they “claim” to have funds to buy a US$ 150 Million Dollar Bank Guarantee, then they probably are not real in the first place and we should not be doing business with them.

Several Layers of Deposit Protection The Program has been developed with several layers of Deposit Protection, these include:

Deposits are paid to an experienced and reputable Attorney who is familiar with Bank Guarantees, this Program, its Transaction Process and the Principals involved.

The Program is operated by TWO very large financial institutions that control hundreds of

Billions of Dollars each. Neither the Funder nor Issuer is interested in putting their huge existing businesses at risk to try and misappropriate a measly US$ 500K from a client.

Your Deposit funds are used by the Trust Attorney and the Program Manager to issue a

MT103—23 to the Top 25 World Bank. A MT103--‐23 is a conditional payment which triggers the Top 25 World Bank to issue your Bank Guarantee.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 9

The MT 103--‐23 payment conditions are as follows…. “The Top 25 World Bank can only receive payment after they have cut AND delivered the Bank Guarantee to the Funder AND the Funder has received, authenticated and verified the BG as being good to fund against.” This prevents you from losing your deposit unless a real, valid BG is delivered!

BOTH the BG Issuer and the G Funder have 2% penalty clauses in their respective contracts. The penalty clauses obligate them to pay you 2% of the value of the Bank Guarantee in the event they fail to perform.

That means that in the case where you Deposit US$ 350K for the purchase of a US$ 150M BG, the BG Issuer is bound to pay you 2% of US$ 150 Million Dollars or a US$ 3 Million Dollar Penalty if they fail to perform. The BG Issuer and BG Funders Risk and Liability are nearly 10 Times yours!

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 10

PPRROOGGRRAAMM EENNRROOLLMMEENNTT PPRROOCCEESSSS Below are the Steps required to complete the Program Enrolment Process. Step 1: Go to http://www.Economic-Consultants.com/BGApplication

Download the Document Templates

In ONE EMAIL supply all information required to: [email protected]

Note: Documents supplied in multiple emails will not be processed, we require ONE Email with the Complete Client Package

Step 2: JV Agreement You will be emailed a customized Joint Venture Agreement for your completion . Step 3: BG Issuing & BG Funding Agreements You will be emailed:

BG Issuing Agreement

BG Funding Agreement

Bank BG Delivery Evidence

Step 4: Deposit of US$ 350K or US$ 500K Wired to Attorney Trust Account within 24 Hours Step 5: Top 25 World Bank Issues BG to Funder Step 6: Funder wires Full Funding Payment for BG to UK Paymaster Step 7: UK Paymaster wires Funds to any Account or Accounts of your Choosing IMPORTANT: When completing documentation we mirror your speed and urgency. If you are prompt and returning documentation, we will be equally and prompt getting you the next Step. If you lack getting documents back to us we will equally lag getting you the next Step. You set the pace, we follow your lead!

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 11

IINNVVEESSTTMMEENNTT OOPPTTIIOONNSS && RREETTUURRNNSS Participation in the program is available to approved clients on one of the following two options:

Option 1: Minimum of US$ 350,000 > Total Return: US$ 30,000,000 (Thirty Million Dollars in 35 Business Days)

Option 2:

US$ 500,000 > Total Return: $100,000,000 (One Hundred Million Dollars in 35 Business Days)

Note: Prices in USD / Time to Complete the Program is 35 Business Days Clients may re—enter the Program after they have successfully completed their Existing Program cycle.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 12

FFOOUURR IIMMPPOORRTTAANNTT TTHHIINNGGSS YYOOUU MMUUSSTT KKNNOOWW!! 1. It is too good to be true! High return investments in Stock Options, Currency Trading, Commodities, Real Estate and other Financial Instruments occur every day. No one doubts their validity because they are all well known and accepted. Bank Guarantee transactions are private transactions that are not common public knowledge and because of this people often say… “it’s too good to be true”. The fact is every Top 25 Bank Issues Bank Guarantees and those same banks that are well known for being fiscally and financially safe and conservative confirm both the existence and authenticity of BG deals. 20 years of Bank Guarantee activity in the finance industry cannot be wrong! 2. If it were this easy everyone would be doing it? The reality is…. It is easy, when you find the right service provider! But it is a dam nightmare wading through brokers, misinformation and unethical companies in the industry to get to a genuine provider. 4 out of 10 phone calls we receive every day are from clients who have lost money with other providers. Most transactions fail because there is no integration between the BG Issuer and BG Funder or uninformed clients blindly follow bad advice. Together with its partner, Economic Consultants has developed a seamless end--‐to--‐end process, with trusted providers, which is completely integrated. That is where we stand apart from others and are able to deliver results others cannot! We have the process, the service providers and the procedure RIGHT so everyone completes a successful transaction. The last reason why “everyone isn’t doing it” is twofold:

Those that are doing it keep to themselves and do not talk about it to others.

Those that are not doing it are so conditioned by the 0.03% interest return they receive for money they have on deposit at their local bank, that they refuse to believe or accept there are other available options.

3. I am going to deliver a BG to my own Funder/Monetizer because they give me a much higher LTV (Loan to Value Ratio) against the BG.

HUGE WARNING! Up to 40% of BG’s delivered to 3rd party Funders FAIL! Clients who insist on delivering a BG to a funder of their choice take a HUGE RISK. If their funder fails for ANY reason, the penalty fees for the Failure from the BG Issuer become the responsibility of the client…YOU! In most cases penalty fees can be as high as 2% of the BG’s value and equate to tens of millions of dollars of cost for the customer. Using our Complete Managed Bank Guarantee Program removes this risk from clients because we only use Funders who have a long history of consistent performance that we trust and have confidence in.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 13

4. I can get a Bank Guarantee with No Upfront Fee. Generally the only Bank Guarantee suppliers who provide BG’s with no upfront fee are unregistered banks or dodgy f Remember, just because something is cheap, does not mean its good! Most funders will not touch BG’s from fringe Banks like Unicom or Soleil Capitale with a barge pole. Chances are if you can get a cheap Bank Guarantee, someone is selling you a lemon no one else wants! We only Issue BG’s from Top 25 World Banks because that’s the best and safest strategy for our clients.

“There is No Replacement for Quality”

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 14

QQUUEESSTTIIOONNSS AANNDD AANNSSWWEERRSS QUESTION: Can my own attorney hold my Deposit rather than paying it to the nominated BG Attorney Trust Account? ANSWER: No. The nominated Attorney Trust Account Administrator intimately understands the program completion process and works with the Program Manager to ensure it is safely completed. QUESTION: What if the BG is not issued? ANSWER: You get your money back. QUESTION: How long does it take from start to finish? ANSWER: 35 Business Days from the time Deposit Funds are received. QUESTION: Is this a trading program? ANSWER: No, it is a simple Buy / Sell transaction on a one--‐time limited basis. QUESTION: Can I show the cash in one account but send the cash from another account to the Attorney Trust Account? ANSWER: Yes. Of course, as long as ALL money must be clean and clear funds and of non--‐criminal origin. QUESTION: So when was the last time a BG was not issued by the Top 25 World Bank? ANSWER: There has not been an occasion when we have not been able to secure a BG to date.

MANAGED BANK GUARANTEE PROGRAM

© Copyright Economic Consultants 2013 www.Economic-Consultants.com

Private & Confidential page 15

GGEETT SSTTAARRTTEEDD NNOOWW!! Go to http://www.Economic-Consultants.com/BGApplication

Download the Document Templates

In ONE EMAIL supply all information required to: [email protected]