Administered by

ULTIMATE GLOBAL HEALTH PLAN

A COLLABORATION BETWEEN A LEADING LOCAL INSURER AND TWO OF THE MOST RESPECTED NAMES IN GLOBAL HEALTHCARE

U.S. access through

Insured by

WELCOME TO THE NEXT CHAPTER OF GLOBAL HEALTHCARE

LOCAL KNOWLEDGE, GLOBAL EXPERIENCE, WORLDWIDE SUPPORT

¡ HealthPro Concierge service – supporting you every step of the way

¡ Health checks** and a range of other wellness benefits – helping to prevent as much as cure

¡ Evacuation – if emergency treatment isn’t available locally, we’ll get you and three other people to where it is

¡ Transplants, rehabilitation, home nursing and rehabilitation at health resorts following serious illness

WHY CHOOSE ULTIMATE GLOBAL HEALTH PLAN?

This exclusive health plan helps protect you and your family with a wealth of preferential services. These include non-medical evacuation due to conflicts and natural disasters, suites at top hospitals, and unlimited access to scans, doctors, specialists and therapists.

We care for your all-round health, with dental and optical care, complementary treatment and genetic cancer screening, plus a full maternity package and cover for two children under the age of 16 at no extra cost, subject to underwriting.

To find out more about our other plans in the range visit www.yongcheng.com/healthinsurance.

Alltrust Insurance Company is the insurer of the Ultimate Global Health Plan. Established in 2004, Alltrust Insurance Company has quickly become one of China’s leading insurance companies, with more than 200 branches across China employing 5,000 people.

TEAMING UP WITH TWO OF THE BIGGEST,MOST TRUSTED NAMES IN GLOBALHEALTHCARE Building on the domestic success and strong reputationin China, we have teamed up with Bupa Global andBlue Cross Blue Shield Global to offer a newrange of high-quality healthcare products and services.

Customers will have access to the largest networks ofhealthcare providers worldwide, utilising both theBlue Cross Blue Shield networks in the U.S. and Bupa’snetworks outside the U.S.

This combined strength, scale and expertise meanscustomers can be confident in knowing that they haveaccess to quality healthcare when and where they need it.

EXCEPTIONAL SERVICE ON EVERY LEVEL This is our highest level of cover with no annual limits, for a level of cover that is second to none.

¡ In hospital and out-patient care*

¡ Treatment for cancer and other serious illnesses, for as long as needed while you are our customer

¡ Hereditary, congenital and chronic conditions

¡ Mental and holistic therapies – caring for mind as well as body

We have never wanted to be the same as the rest. That’s why more than 3,000 globally minded people were asked to help create our new range of global health plans.

The simple tiered range brings the same great service expected from us, but it’s more than just insurance. We also focus on our customers’ all-round health through a number of wellness services included.

With clearly segmented benefits, our range brings simplicity and freedom to global healthcare so that globally minded people can choose the plan that’s right for them.

So whether in times when you need us most, like when you’re ill or facing a serious health condition, or when you’re healthy, we’ll be there.

Here you’ll find more information about our Ultimate Global Health Plan which is part of the new range.

Products underwritten by and issued by Alltrust Insurance Company, an independent licensee of Blue Cross and Blue Shield Association, and administered by Bupa Global. Bupa Global is a trade name of Bupa, the international health and care company. Bupa is an independent licensee of Blue Cross and Blue Shield Association. Bupa Global is not licensed by Blue Cross and Blue Shield Association to sell products branded with the Blue Cross Blue Shield marks in Anguilla, Argentina, British Virgin Islands, Canada, Costa Rica, Panama, Uruguay and US Virgin Islands. In Hong Kong, Bupa Global is only licensed to use the Blue Shield marks. Please consult your policy terms and conditions for coverage availability. Blue Cross and Blue Shield Association is a national federation of 36 independent, community-based and locally operated Blue Cross and Blue Shield companies. Blue Cross Blue Shield Global is a brand owned by Blue Cross and Blue Shield Association. For more information about Bupa Global, visit www. bupaglobalaccess.com and for more information about Blue Cross and Blue Shield Association, visit www.BCBS.com

**For Major Medical Health Plan out-patient treatment is only covered in connection with an in-patient course of treatment – pre- and post-hospitalisation

*Not applicable to Major Medical Health Plan

BENEFIT AND EXPLANATION

OVERALL ANNUAL MAXIMUM UNLIMITED

OUT-PATIENT DAY TO DAY CARE UNLIMITED

Out-patient surgical operations

Paid in full

Pathology, radiology and diagnostic tests

Specialist consultations and doctors’ fees

Qualified nurses

Mental health

Physiotherapists, osteopaths and chiropractors

Occupational therapist and orthoptist

Footcare

Complementary therapies: Acupuncture and reflexology

Complementary medicines: Homeopathy, naturopathy and Chinese medicine

Prescribed medicines and dressings

Durable medical equipment

Dietetic guidance

PREVENTIVE TREATMENT

Health screening (waiting period 6 months) Up to USD 7,500 or RMB 47,250 each insurance period

Vaccinations

Paid in fullEye test

Preventive dental (waiting period 6 months)

Genetic cancer screening

BENEFIT AND EXPLANATION

DENTAL TREATMENT/HEARING AIDS/OPTICAL

Dental treatment

Up to USD 15,000 or RMB 94,500 each insurance period

Accident related dental treatment

Routine dental (waiting period 6 months)

Major restorative (waiting period 6 months)

Orthodontics (waiting period 12 months)

Hearing aids/Optical

Hearing aids

Spectacle frames and lenses and contact lenses

Refractive eye surgery (1 per eye for the entire insurance period, including the renewal period)

IN-PATIENT CARE

Hospital accommodation, room and board Paid in full. Room type: suite

Parent accommodation in hospital Paid in full

Room and board for 3 accompanying family members when your hospital stay is for more than 5 nights

Up to USD 15,000 or RMB 94,500 each insurance period

Operating room, medicines and surgical dressings

Paid in full

Intensive care

Surgery, including surgeons’ and anaesthetists’ fees

Physicians’ fees

Pathology, radiology and diagnostic tests

Mental health

Physiotherapists, occupational therapists, speech therapists and dieticians

Obesity surgery (waiting period of 24 months)

Prophylactic surgery

Prosthetic devices

Prosthetic implants and appliances

Reconstructive surgery

Accident-related dental treatment

SUMMARY OF BENEFITS

BENEFIT AND EXPLANATION

PRE- AND POST-HOSPITALISATION

Home nursing Paid in full up to 60 days each insurance period

Hospice and palliative care Paid in full

Rehabilitation (multidisciplinary rehabilitation) Paid in full up to 90 days each insurance period

Rehabilitation at health resorts Paid in full up to 30 days each insurance period

IN-PATIENT AND/OR OUT-PATIENT CARE

Advanced imaging

Paid in fullCancer treatment

Transplant services

Kidney dialysis

MATERNITY/CHILDBIRTH (AFTER 12 MONTHS)

Normal delivery/Birthing centre/Home delivery Paid in full

Medically essential Caesarean section

Pre- and post-natal treatment Paid in full Covered under Out-patient day-to-day care benefits

Complications of maternity and childbirth Paid in full

TRANSPORTATION/TRAVEL

Medical evacuation

Paid in full

Medical repatriation

Travel cost for an accompanying person

Travel cost for the transfer of children

Compassionate transport costs and compassionate visit living allowance

Compassionate emergency repatriation

Living allowance 10 days up to USD 15,000 RMB 94,500 each insurance period

Local air ambulance

Paid in fullLocal road ambulance

Non-medical evacuation in case of conflicts and natural disasters

Repatriation of mortal remains

GENERAL EXCLUSIONS

Administration / registration fees Developmental problems Obesity

Advance payments / deposits Epidemics and pandemics Persistent vegetative state (PVS) and neurological damage

Artificial life maintenance Experimental treatment Sexual problems

Birth control Gender issues Sleep disorders

Chinese medicine (specific types) Harmful or hazardous use of alcohol, drugs and/or medicines

Stem cells

Conflict and disaster Health hydros, nature cure clinics etc

Surrogacy

Convalescence, nursing home and admission for general care, or staying in hospital or other establishment

Infertility treatment Temporomandibular joint (TMJ) disorders

Cosmetic treatment Mechanical or animal donor organs Unrecognised medical practitioner, provider and facility

Full details of the benefits, limitations and exclusions can be found on www.yongcheng.com/healthinsurance or in the ’Guide to your health plan’ and the ‘Terms and Conditions’.

Decades of medical expertise and dedication to health, a global team of advisers and health experts who speak multiple languages, and service that exceeds expectations - these are just a few of the things that make our global health plans simply better.

THE DIFFERENCE WITH A GLOBAL HEALTH PLAN

HEALTHPRO CONCIERGE SERVICE Our team of healthcare professionals in HealthPro Concierge provides you with a range of services to support you at healthy times as well as throughout your treatment and recovery, including Second Medical Opinion from a global panel of medical specialists, a Doctor Referral service and global non-emergency and emergency assistance.

FINANCIAL REASSURANCE With a leading local insurer and two of the most respected names in global healthcare by your side, you can simply focus on enjoying life.

MULTILINGUAL ADVISERS When it comes to healthcare advice, we know that speaking to someone in your own language is more than reassuring. It’s key. For this reason, our team of advisers is able to offer help in multiple languages.

PRE-EXISTING CONDITIONS We don’t believe past health issues should stop you from enjoying your future. That’s why many pre-existing conditions can be covered under our global health plans, subject to underwriting.

CHN-GGHP-ULTIMATE-EN-1711-V1.01-0003890

FIND OUT MOREIf you’d like more information, we’re here to help. Please visit

www.yongcheng.com/healthinsurance

If you want to have our most exclusive plan contact one of the VIP sales team.

Administered by

Insured by

U.S. access through

管理方

环球尊尚医疗计划

由两大顶级环球医疗保健公司与中国领先的保险公司合作，携手打造优质计划及服务

美国网络供应方

承保方

我们从来不想只同别人一样。因此，我们邀请超过 3,000 位具有环球

思维的人士，协助我们设计全新的全球医疗计划系列产品。

本系列分级简易，每个等级都能提供我们一贯的优越服务，不仅提供

保障，更涵盖各类保健服务，能够妥善照顾客户的身心健康。

本系列清楚区分保障范围，提供简明的全球医疗方案，具有环球思维

的您，可以自由选择最理想的计划。

无论在您健康的时候，或是生病或身体出现严重问题的时候，我们都

会在您身边。

欢迎进入全球医疗保健服务的崭新篇章 本地智慧 环球实力

为何选择环球尊尚医疗计划？ 此尊贵医疗计划包含多项尊尚服务，帮助为您与您的家人提供极致保障。这类服务包括发生冲突及天灾时的非医疗运送，顶级医院的单人病房，以及扫描、医生、专科医生与治疗师等方面的无限礼遇。

我们以牙科与眼科护理、辅助治疗与癌症基因筛检全面呵护您的 健康，并提供完善的产科保障方案，还可通过核保免费将 2 名未满 16 岁的子女列为被保险人。

欲了解本系列的其他计划，请浏览

www.yongcheng.com/healthinsurance

永诚财产保险公司是全球医疗计划承保方。我们成立于 2004年，已迅速发展成为中国领先的保险公司之一，拥有 200 多家支公司和销售服务中心 － 员工超过 5,000 人。

全球医疗保健界中最大型可靠的两大品牌共同联手 凭著于中国取得之成功及声誉，保柏环球联同蓝十字蓝盾寰球提供高质素的医疗保健计划及服务。

结合蓝十字蓝盾於美国的医疗网络，以及保柏於美国境外的网络，客户现可受惠於最大的全球医疗保健服务网络。

联同两间公司的雄厚实力、丰富知识与医疗专长，让客户无论何时何地皆能享用优质医疗保健服务。

全方位的卓越服务

本计划提供不设年度限额的最大保障，您将获得无与伦比的保障。

¡ 全面的住院及门诊服务*

¡ 癌症及其他重症治疗，让您可专注于治疗和恢复

¡ 遗传、先天性及慢性疾病

¡ 心理及全人治疗 － 让身心都能得到照顾

¡ 专属健康助理服务 － 与您一路相伴

¡ 健康检查** － 预防胜于治疗

¡ 医疗运送－ 若当地无法提供紧急治疗，我们会将您护送至能够提供紧急治疗的地点，您也可要求安排三人随行

¡ 移植、康复护理、居家护理和罹患重病后在养生度假村接受康复护理

产品由永诚保险公司承保及发行并由保柏环球作管理，永诚保险公司是经蓝十字蓝盾协会授权的独立机构。保柏环球是保柏的业务名称，为国际医疗保健公司。保柏是永诚保险公司经蓝十字蓝盾协会授权的独立机构，唯保柏环球并未获蓝十字蓝盾协会授权以蓝十字蓝盾标誌於安圭拉，阿根廷，英属维尔京群岛，加拿大，哥斯达黎加，巴拿马，乌拉圭和美属维尔京群岛销售产品。於香港，保柏环球只获授权使用蓝盾标誌。请详细了解您保障条款以及可保障之範围。蓝十字蓝盾协会旗下拥有36间独立运作、於美国经营的蓝十字蓝盾公司。蓝十字蓝盾寰球是蓝十字蓝盾协会旗下的品牌。如欲获取更多关於保柏环球的资料，请浏览www.bupaglobalaccess.com；如欲获取更多关於蓝十字蓝盾协会的资料，则请浏览www.BCBS.com。

*卓越住院医疗计划只包括与住院治疗相关（住院前后）的门诊服务

**不适用于卓越住院医疗计划

保障与说明

年度最高保障总额 无限

一般门诊服务 无限

门诊手术

全额赔付

病理学检测 、放射检测和诊断检测及治疗

专科诊症及医生费

合格护士护理

心理治疗

物理治疗师、骨科医生及脊椎指压治疗师

职业治疗师及视觉矫正师

足部护理

辅助疗法：针灸及反射疗法

辅助药物：顺势疗法、自然疗法及中药（特定类别）

处方药及敷料

耐用医疗设备

饮食指导

预防性治疗

健康检查（等候期 6 个月） 每个保险期以 7,500 美元或 47,250 元人民币为限

疫苗接种

全额赔付眼科检查

预防性牙科治疗（等候期 6 个月）

癌症基因筛检

保障与说明

牙科治疗/助听器/眼科

牙科治疗

每个保险期以 15,000 美元或 94,500 元人民币为限

意外事故相关牙科治疗

常规牙科治疗（等候期 6 个月）

主要修复性牙科治疗（等候期 6 个月）

畸齿矫正（等候期 12 个月）

助听器/眼科

助听器

镜架、镜片及隐形眼镜

视力矫正手术（整个保险期上限为每只眼睛 1 次，包括续保期）

住院服务

住院费用（包括食宿） 全额赔付。病房类型：单人房

父母陪伴留宿医院 全额赔付

留宿医院的日子超过 5 晚时，3 位同行家人的食宿费用 每个保险期以 15,000 美元或 94,500 元人民币为限

手术室、药物及敷料

全额赔付

重症监护

手术，包括外科医生及麻醉师费

内科医生费

病理学检测 、放射检测和诊断检测及治疗

心理治疗

物理治疗师、职业治疗师、语言治疗师与营养师

减重手术（等候期 24 个月）

预防性手术

人造器官装置

植入式人造器官及人造器官设备

重建手术

意外事故相关牙科治疗

保障摘要

保障与说明

住院前及住院后

居家护理 全额赔付，每个保险期以 60 日为限

临终关怀与缓和治疗 全额赔付

康复护理（跨领域康复） 全额赔付，每个保险期以 90 日为限

在养生度假村接受康复护理 全额赔付，每个保险期以 30 日为限

住院及/或门诊服务

先进扫描

全额赔付癌症治疗

器官移植服务

肾脏透析

产科/分娩（12 个月后）

正常分娩/生育中心/在家分娩 全额赔付

具医疗必要性的剖腹生产

产前及产后治疗 全额缴付属于门诊一般服务的保障范围

怀孕及分娩并发症 全额赔付

运送/交通

医疗运送

全额赔付

医疗运返

同行人士交通费

同行儿童交通费

慰问探访交通费及生活费

紧急运返探视家属

生活费 每个保险期以 10 天，15,000 美元或 94,500 元人民币 为限

本地救护直升机

全额赔付本地救护车

发生冲突及天灾时的非医疗运送

遗体运返

一般不受保项目

手续费/行政费 发展问题 肥胖症

预缴款项/订金 流行病及广泛性流行病 持续性植物状态 (PVS) 及神经损伤

人工生命维持 实验性治疗 性问题

避孕 性别问题 睡眠障碍

中药（特定类别） 酒精、毒品及/或药物之伤害性或有害使用

干细胞

冲突及灾害 水疗、自然疗法诊所等 代孕

康复疗养、看护中心、入住一般看护机构、留院或其他机构 不孕治疗 颞颚关节 (TMJ) 障碍症

整形治疗 机械或动物捐赠器官 未经认可的医疗从业人员、医疗服务提供人员及医疗服务提供者

欲了解详细保障、限制及除外责任，请浏览 www.yongcheng.com/healthinsurance 或参阅 “医疗计划指南”和“医疗计划细则（补充说明）”。

备有通晓多种语言的全球顾问及医疗专家团队，提供超越您所预期的服务，並具有下列优势，无疑是您较佳的选择。

全球医疗计划的独特之处

专属健康助理服务 专属健康助理服务是由医学专业人员组成的团队为您提供的一系列服务，无论您身体健康、处于治疗中、或者处于治疗恢复时期，都将为您提供支持，包括来自全球专科医生团队的第二诊疗意见、医生推荐服务以及全球非紧急健康护理支持和紧急救援服务等。

财务保障 由中国领先的承保方，联同全球医疗保健界中最大型可靠的两大品牌守护下，您可以专心享受人生。

多种语言顾问 我们了解，在寻求医疗意见时，您希望使用自己熟悉的语言。为了让您感到安心，我们的顾问团队提供多种语言服务。

既有病症 我们认为，过去的健康问题不该影响您的未来。因此，当您加入我们的全球医疗计划时，经核保後，您可以将多种已存在病症纳入保障范围。

CHK-GGHP-ULTIMATE-CS-1801-V1.01-0005282

了解更多如果您想了解更多计划详情，我们很乐意为您服务。 www.yongcheng.com/healthinsurance

若您有意加入保柏最尊贵的计划，请联络 VIP 销售团队。

管理方

承保方

美国网络供应方