easypay: charging at your fingertips

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EasyPay: Charging at your fingertips Capco-Baruch team Mauro Confalone Ling Gu Jin Kong Ran Liu 23 rd Oct 2013

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Capco-Baruch team: Mauro Confalone, Ling Gu, Jin Kong, Ran Liu New mobile, new payments. The latest wave of mobile, cloud and biometric technologies deserve an equally innovative payment solution. Welcome to the virtual credit card portfolio, based on the latest fingerprint recognition technology for consumer devices.

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Page 1: EasyPay: Charging at your fingertips

EasyPay: Charging at your fingertips

Capco-Baruch team

Mauro ConfaloneLing Gu

Jin KongRan Liu

23rd Oct 2013

Page 2: EasyPay: Charging at your fingertips

Incentive

Current Problems

Too many cards

Which card to use

Identity Theft

Page 3: EasyPay: Charging at your fingertips

Solution

EasyPay

Link all cards

Compare benefitsEnhance security

Page 4: EasyPay: Charging at your fingertips

New Technology

IPhone 5SSamsung S4

BiometricsNFC

Technology

Google Wallet

EasyPay

Page 5: EasyPay: Charging at your fingertips

In-Store Payment• Scan fingerprint

• Choose card

Fast

Page 6: EasyPay: Charging at your fingertips

In-Store Payment• Card selection suggestions

Page 7: EasyPay: Charging at your fingertips

Mobile App

Link

Credit/Debit Cards

Membership Cards

Coupons

Track

Transactions

Buying Power

Spending Summary

Page 8: EasyPay: Charging at your fingertips

Market Segments

End Users

Card Users

Retailers, Service

Providers

Intermediaries

Scanner Providers

Server Providers

Clients

Credit Card

Companies

Page 9: EasyPay: Charging at your fingertips

Revenue Model

Devices

Fee

AppCredit Card

Companies

Card Users

Retailers, Service Providers

EasyPay

Interest

Rebates

Transaction Fee

Page 10: EasyPay: Charging at your fingertips

Security

Picture shown on cashier’s screen

Transaction message /

email /notification

PIN number (optional)