dream success international

Welcome to

WELCOME TO

How to Be Debt Free & Prosperous for Life

Debt Elimination & Income Acceleration Workshop:

A strategy to pay off all your debt including mortgage in less than 5

years with no net cost to you, while

designing a Millionaire Lifestyle with Time and Money Freedom! Time and Money Freedom!

Presents

DREAM Success International, Inc.

2

DISCLAIMER The Charts and Numbers used to explain down line and/or income and/or dollar points demonstrate how our Distributor/Associate Compensation Plan and Lead Generation System work, and is not intended to state or imply that a Distributor/Associate/Customer may, can or will obtain a specific down line or monthly income or points. No average or typical monthly Distributor/Associate income or number of Customer points has yet been established for our Distributors, Associates and Customers.

Turn Off Cell Phone Remain Seated Break Restrooms & Water Hold Your Questions Until The

End

Disruptive TechnologyHave An Open MindThink Outside The BoxSkeptics – Can’t See Green With Red Eye Glasses OnWe Give Facts- You Convince Yourself

3Copyright © 2007, DREAM SUCCESS INTERNATIONAL, INC.

DREAM: Not Just a Cute NameDebt Reduction & Equities Acceleration Multiplex

DEBT ELIMINATOR

• Home Owner – Pay-off most 30-yr. Mortgage, plus other debts, in less than 5 yrs w/o using your money!

• Non Home Owner - The system could create a sizeable DOWN PAYMENT so you could become a homeowner.

As Client:• Earn multiple streams of income

from a single source.

• 1 sale could equal up to 60 months of income.

• Most residuals secured by mortgage on real property.

As Associate:

Do all of it Legally, Ethically and Morally!4

WEALTH ACCELERATOR

Let Me Ask You…

Copyright © 2007, DREAM SUCCESS INTERNATIONAL, INC. 5

o With no net cost to youo Without using your money to

accelerate the paymento Without equityo Without refinancingo Without credit checko Without income verification

If there existed a practical and effective If there existed a practical and effective strategy (regardless of your background strategy (regardless of your background and current financial status) to eliminate and current financial status) to eliminate 30-year mortgage plus all other debts in 5 30-year mortgage plus all other debts in 5 years or less,years or less,

Would you be willing to take a serious look to

see if it is real?

Sounds Too Good To Be True?In the next 1½ - 2 hours:

Documentation beats Conversation! … so we’ll Demonstrate with an actual mortgage example.

Discuss, Demonstrate and Document:Discuss, Demonstrate and Document:

DREAM Mortgage and Debt Eliminator Plan,

Amazing Power of WOMANet TM and Magic of Matrix to leverage “TERMS” ( Time, Energy, Resources, Money & Strategies), to actualize this plan quickly.

Dream Business Opportunity to achieve all of the benefits mentioned and more.

6

STANDARD MORTGAGEPrincipal: $100,000.00Rate: 10.500%Term: 30 yearsInterest Paid: $229,304.62Payment: $914.74

Pmt. No. Date Payment Interest Principal Balance 1 01-Jan-0 $914.74 $875.00 $39.74 $99,960.26 2 01-Feb-07 $914.74 $874.65 $40.00 $99,920.17 3 01-Mar-07 $914.74 $874.30 $40.44 $99,879.73 4 01-Apr-07 $914.74 $873.95 $40.79 $99,838.94 5 01-May-07 $914.74 $873.59 $41.15 $99,797.79 6 01-Jun-07 $914.74 $873.23 $41.51 $99,756.28 7 01-Jul-07 $914.74 $872.87 $41.87 $99,714.41 8 01-Aug-07 $914.74 $872.50 $42.24 $99,672.17 9 01-Sep-07 $914.74 $872.13 $42.61 $99,629.56 10 01-Oct-07 $914.74 $871.76 $42.98 $99,586.58 11 01-Nov-07 $914.74 $871.38 $43.36 $99,543.22 12 01-Dec-07 $914.74 $871.00 $43.74 $99,499.48 … ... ... ... … …32 01-Aug-09 $914.74 $862.68 $52.06 $98,539.75 32 01-Aug-09 $914.74 $862.68 $52.06 $98,539.75

PRINCIPAL | 1 =

40 =50 =

900 =1400 =

INTEREST2080010001800028000

7

WHAT DOES IT MEAN?

Paid 32 x $914.74 = $29,271.68

Principal Reduction $100,000 - $98,539.75 = $ 1,460.25

Bank gets (Interest) = $27,811.43

Resulting Ratio Approximately = 1 : 20

Pretty good deal, isn’t it!!! (for whom?)

What You Don’t Know Is Costing You… and Plenty.

805/03/23 Copyright © 2007, DREAM SUCCESS INTERNATIONAL, INC.

The Bank

BANKERS’ RULE (1:20)

$0

$100

$200

$300

$400

$500

$600

$700

$800

$900

$1,000

Payment Distribution

Interest

Principal

MortgagePayment

20 for the BANK

1 for YOU


BI-WEEKLY MORTGAGE

Pmt. No.Pmt. No. Date Date Payment Interest P rincipal Balance Payment Interest P rincipal Balance ExtraExtra 11 01-Jan-0701-Jan-07 $914.74 $875.00 $39.74 $99,960.26 $914.74 $875.00 $39.74 $99,960.26 22 01-Feb-0701-Feb-07 $914.74 $874.65 $40.09 $99,920.17 $914.74 $874.65 $40.09 $99,920.17 33 01-Mar-0701-Mar-07 $914.74 $874.30 $40.44 $99,879.73 $914.74 $874.30 $40.44 $99,879.73 44 01-Apr-0701-Apr-07 $914.74 $873.95 $40.79 $99,838.94 $914.74 $873.95 $40.79 $99,838.94 55 01-May-0701-May-07 $914.74 $873.59 $41.15 $99,797.79 $914.74 $873.59 $41.15 $99,797.79 66 01-Jun-0701-Jun-07 $914.74 $873.23 $41.51 $99,756.28 $914.74 $873.23 $41.51 $99,756.28 77 01-Jul-0701-Jul-07 $914.74 $872.87 $41.87 $99,714.41 $914.74 $872.87 $41.87 $99,714.41 88 01-Aug-0701-Aug-07 $914.74 $872.50 $42.24 $99,672.17 $914.74 $872.50 $42.24 $99,672.17 99 01-Sep-0701-Sep-07 $914.74 $872.13 $42.61 $99,629.56 $914.74 $872.13 $42.61 $99,629.56 1010 01-Oct-0701-Oct-07 $914.74 $871.76 $42.98 $99,586.58 $914.74 $871.76 $42.98 $99,586.58 1111 01-Nov-0701-Nov-07 $914.74 $871.38 $43.36 $99,543.22 $914.74 $871.38 $43.36 $99,543.22 12 01-Dec-07 $1,829.48 $871.00 $958.48 $98,584.74 $914.74

Basic Mortgage Acceleration Program Basic Mortgage Acceleration Program

Principal: $100,000.00 Interest Paid: $147,202.62Rate: 10.500% Int. Savings: $82,103.41Term: 20 yrs 11 mo. Interest Paid: $147,202.28Payment: $914.74


WHAT DOES IT MEAN?

Prepay 1 month per year and save 20 months of payments.Next payment is not #13 but payment # 33 !!!This is using the “Banker’s Rule of 1 = 20” to your advantage = Reverse Compounding.Instead of paying $20 in interest to gain $1 in principal reduction, you can pre-pay $1 in principal reduction to avoid paying $20 in interest !!!

Now YOU are in the driver’s seat!


“BI-WEEKLY ON STEROIDS” The DREAM Home Free™ Mortgage

Bi-weekly praised by Wall Street Journal, USA Today, LA Times, The New York Times, Good Morning America, KTLA TV, Sylvia Porter and Government Agencies, Fannie Mae and Freddie Mac.

The Dream Home Free Plan gets Rapid Results in Record Time by Super-Accelerating the loan twice as fast as the Bi-weekly.

REGULAR BI-WEEKLY

12

99,164.6498,259.9497,280.1596,219.0495,069.8693,825.2992,477.4391,017.7089,436.8087,724.7085,870.4983,862.3981,687.6179,332.3276,781.5574,019.0771,027.3067,787.2264,278.2160,477.9556,362.2851,905.01

. . .0.00

98,584.7697,013.5595,269.1993,332.5991,182.5888,795.6386,145.6283,203.5879,937.3176,311.0972,285.2567,815.7562,853.6957,344.8051,228.8044,438.8036,900.5328,531.5019,240.18

8,924.93

0.00

96,754.7693,151.8889,151.9584,711.2179,781.0974,307.6568,231.0361,484.7353,994.9745,679.8236,448.3026,199.4514,821.13 2,188.88 0.00

92,955.8785,327.0877,065.1168,117.4058,427.0347,932.3636,566.6524,257.5810,926.87 0.00

82,020.8762,549.4941,461.9918,624.23 0.00

49,215.87 0.00

1 2 3 4 5 6 7 8 910111213141516171819202122. . .30

Year Standard

Principal: $100,000.00Rate: 10.50%Term: 30 yearsPayment: $ 914.74

MORTGAGE REDUCTION COMPARISONPaid off in:

Interest Paid:Savings:

30 Y 0 M$229,306

$0

20 Y 11 M$147,203

$82,103

14 Y 3 M$94,325

$134,980

9 Y 3 M$58,660

$170,646

5 Y 0 M$30,451

$198,855

2 Y 0 M$15,373

$213,933

Where does the money come from?Why is it being paid towards your Mortgage?How come you don’t have to pay it back?

49,21516,4105,4751,830 B/W+B/W+B/W+B/W+Bi-Weekly


DREAM Success InternationalIs a Research & Development Company

R & D− Success Dynamics in Accelerated Wealth, Wisdom & Power Technology.Brain Trust : Advisory Board, Strategic Alliance Plus External Experts have created and perfected a Better “Mouse Trap” in Super Accelerated Wealth Creation and Preservation Field.Marketing to the World : #1 Resource is Lead.

(Lead → Suspect → Prospect →Client →Advocate)Lead Cost in Finance: Customer Acquisition Cost (CAC) - $250+ depending on sophistication of financial product. Doing it like everyone else through media advertising = Cost + work hard to qualify.Better Way: Referral Client - because of Third party Endorsement. Client usually is qualified = Less work. Plus Cost = Zero. Plus people do it by habit. ( 2.98 Referrals/Year)We have the Better way with less work but use Advertising Budget to help Clients.

14

QUESTIONS: What if we give $100 out of our CAC ($250) to you as Word-of-mouth Advertising for a referral client (something you do anyway), would you tell a few more people? What if it was $2000 per referral Client, would you get more excited?

DREAM Success International That is exactly What it is!

$100

1 to 20 Rule$100 => $2000

Interest Savings15

Go Shopping$100 => $100

BUDGET

$250

$100 $150

WOMANet


25

25

25

25

25

- ELOCDivided Equally to 10 Levels

Emergency Line of Credit

- HCFHomeless Charities Fund

- REAPReal Estate Acquisition Partnership

- FATFun, Adventures And Toys

- FCBFounders’ Club Bonus

PROSPERITY INCENTIVE POOLS (PIP)

25 - RESRebate, Education and Scholarship

Advertising Budget

Left Over Cash

Customer Acquisition Cost (CAC)

QUESTION: How much money did we take from you to pay this loan off?

ANSWER: None!

Word Of Mouth Advertising Network

DISCLAIMER: The Charts and Numbers used to explain downline and/or income and/or dollar points demonstrate how our Distributor/Associate Compensation Plan or Lead Generation System works, and is not intended to state or imply that a Distributor/Associate/Customer may, can or will obtain a specific downline or monthly income or points. No average or typical monthly Distributor/Associate income or number of Customer points has yet been established for our Distributors, Associates or Customers. 17

Clients For Us = Debt Free Lifestyle For You Plus Prosperity!

DISCLAIMER: The Charts and Numbers used to explain downline and/or income and/or dollar points demonstrate how our Distributor/Associate Compensation Plan or Lead Generation System works, and is not intended to state or imply that a Distributor/Associate/Customer may, can or will obtain a specific downline or monthly income or points. No average or typical monthly Distributor/Associate income or number of Customer points has yet been established for our Distributors, Associates or Customers.

18

Your 3 Questions Answered:


1. Where does the money come from?

From our advertising budget which we would have to spend anyway to get a client.

2. Why is it being paid towards your Mortgage?

Because you are our client who started this and that is where it is worth most to you.

3. How come you don’t have to pay it back?

It is a reward (RRP’s) and you earned it!

Reserved for: Fast Thinkers, Decision Makers and Do Gooders!

Legend:GLRY: Good Loan Referrals per year POT: Pay-Off Term REAP: Real Estate Acquisition PartnershipRES: Rebate, Education & Scholarship PDP: Prosperity Dollar Points PLOC: Prosperity Line of CreditTDP: Total Dollar Points HCF: Homeless Charities Fund CDP: Cumulative Dollar PointsELOC: Emergency Line of Credit FCB: Founders’ Club Bonus WDP: WOMANet Dollar Points FAT: Fun, Adventure and Toys


IA CC

PROSPERITY INCENTIVE POOLS

The Most Important Question Now

No Guarantees, but if you had the slightest chance of being able to pay off your loan in less than 5 Years with NO NET COST to you and all I asked from you was for a few names of people who would also want to be Debt FREE, how long will it take you to give me those names?

Why would anyone else take longer?


If You Can Do Three, You Could Be DEBT FREE!!!

It is Based on Number of Loans NOT on Number of People!

How long would it take?

3 x 10 Forced Matrix! Your personal referrals are forced into multiple levels not just one .

Neutral Third Party Service Bureau(Protection)

F.D.I.C. BankF.D.I.C. Bank

BANK

Non-Discretionary Non-Discretionary

Trust or Escrow AccountTrust or Escrow Account

HomeownerHomeowner

WOMANETWOMANET

½ of the monthly payment½ of the monthly payment isis deducted from the homeowner’s deducted from the homeowner’s checking or savings account and checking or savings account and deposited to the Trust or Escrow deposited to the Trust or Escrow Account, where also are deposited the Account, where also are deposited the lead generation monies.lead generation monies.

Every two weeksEvery two weeks

LenderLender

the full payment plus the full payment plus any principal reduction any principal reduction payments are sent to payments are sent to the homeowner’s the homeowner’s lender.lender.

On the due dateOn the due date

Electronic Funds TransferElectronic Funds Transfer

As you can see, we have built in a great deal ofAs you can see, we have built in a great deal ofSAFETY SECURITY PROTECTION RELIABILITYSAFETY SECURITY PROTECTION RELIABILITY

All Electronic Funds Transfers (EFT) are regulated and protected by the All Electronic Funds Transfers (EFT) are regulated and protected by the Federal Reserve Systems “Regulation E”Federal Reserve Systems “Regulation E”


How do You Know it’s Working for You?Three Separate Sources of Proof:

Monthly statements from your current lender will show the extra amounts as they are applied to principal reduction.WOMANET Website: Statements & Reports will show funds paid towards extra principal reduction.Yearly audit reports, upon your request, from your trustee bank in collaboration with the neutral service bureau or CPA will show all transactions made with your lender over the course of that year.

The greatest proof is that the numbers are based on sound The greatest proof is that the numbers are based on sound mortgage principles, the technology works on auto-pilot mortgage principles, the technology works on auto-pilot and the customer is passively involved.and the customer is passively involved.

23

Program Works Because…Customer does not have to sell – passive involvement.Based on Automatic Human Behavior of Caring and Sharing.Does not require much investment of TERMS (Time, Energy, Resources, Money & Strategies)Based on numbers supported by 18-years of R&D – approximately 3 Referral Clients per year – possible and doable.Customer does not have to qualify with credit, income and equity.You do what you do naturally and automatically by habit and Company spends less money (less $250) than it would be doing like others did.If you could refer 3 and we can afford $250 – It is A Done Deal!


What is the DREAM Offer?Complete Personal WOMANet System with Web5 year Consulting, Assistance and Guidance5 year Education, Training and CoachingSelling, Enrolling and Populating Your MatrixProcessing and Underwriting for YouFunding Your WOMANet & Prosperity PoolsAdministering, Tracking and Reporting ResultsProviding Other Prosperity Products & Services


What is your COST to become DEBT FREE & PROSPEROUS FOR LIFE?

Application Fee (AF) = $498 (Refundable if your mortgage does not qualify.)

Time Savings = 25 years or 300 months (25 x 12)

For a loan with $2000 monthly x 300 payments = $600,000 savings.

How much would you be willing to share? 50%, 25%, 20% or 10%?

5 Star Preferred Customer 1. Apply Now2. Letter w/ Picture3. Telephone Referral4. Your Loan as

Example5. Ten Referrals Now

$5,000Discount

Installment $10,998

If paid in Cash$5,998

No Credit Check, No Employment, No Equity, No Appraisal, No Hassles Everyone Qualifies!! Money or Credit is no longer an issue!! Everyone can afford

it!!

w/ $998 DownAnd $119 for 120 months due in 60.

Plus FREE Entry inFounders Club (1st 5000 signed up clients only)

26

Regular Consultation Fee (CF) = $15,998 (A small percentage from money saved.)

But if you do 5 things we will discount it by $5,000:

IT’S YOUR CHOICE!The Banker’s Plan

Pay your mortgage for 30 years…360 payments and hundreds of thousands of dollars in unnecessaryunnecessary interest.

360 x 2000 = $720,000


The DREAM PlanEnroll as a Client:Application Fee = $498Plus Consultation FeeInst. = $998 (and $119 Monthly for 120 due in 60 months) or CASH of $4998

TO BE PAID OFF IN 30 YEARS PAID OFF IN 2-5 YEARS

Plus: PLOC, ELOC, HCF, REAP, RES, and FAT

FCB for Qualifiers

FINAL ANALYSIS

WHETHER YOU DO THIS OR NOT, YOU’RE ALREADY PAYING FOR

IT!! But Wait There’s MORE …

28

TRIPLE IRON-CLAD PROMISES

1. TWELVE MONTH MONEY BACK

2. PRICE ASSURANCE

3. FIVE (5) YEAR (BETTER THAN RISK-FREE)


A Short Break(Fill out Mortgage Analysis Information sheets) $100 bill

3005/03/23

The Choice is yours…If you’re going to receive Reward Points to pay off your mortgage…

Why not make commissions and residuals ON THE SAME CUSTOMER? Learn about it … after the break.

Welcome to


WELCOME!WELCOME!

The Most Dynamic Business Opportunity Combining the Most Lucrative Financial Fields!

Presents

Dream Success International, Inc.

That could totally change your financial future

and your lifestyle in just 24 to 48 months!

32

MOST INCREDIBLE OPPORTUNITY

• Mortgage Millions• Banking Billions • Real Estate Trillions• Internet Zillions

Fields where most wealth is created!

33

DREAM Wealth Technology Combines….

Copyright © 2007, DREAM SUCCESS INTERNATIONAL, INC.

With InterNetwork Marketing Technology

10 Major Unique & Outstanding Points Of Innovation To Consider

1. 1 Sale = 60 months (minimum) by contract

2. Residual Fully Protected by Mortgage Contract

3. Cannot Saturate Market – Self Perpetuating

4. Money & Information = Wealth & Wisdom = Power (Most Sought- After Commodity)

5. Digital Delivery, Collection & Payout – Unlike others

34

6. Millionaire Maker Fields – Better probability to prosperity

7. Decentralized Omnipresent HQ with High-Tech, High-Touch System – You are the Catalyst

8. Tele-commute from anywhere in the world –no usual headaches

9. 24/7 Training & Support plus live training events

10. Outstanding Compensation Plan – Multi Million Possibility

DREAM Wealth BuilderCompensation Plan

35

DREAM - 6 SOURCES OF INCOME

1. Upfront Personal Commission (up to $1000 / client).

2. Upfront Overrides (up to $800 / client).

3. Residual - Team Cycle Bonus (up to 500 cycles per week).

4. Residual - 10% Matching Bonus.

5. Fast Start Bonus ($100 per MBA Business Package).

6. Company Profit Sharing (Certified Associates Only).

1. Upfront Personal Commission


You earned upfront commission by

closing and helping your own client!

2. Upfront Overrides


You earned upfront overrides by helping other

Associates to enroll the clients they

brought in!

3. Residual - Team Cycle Bonus


You earned residual income

from all the sales generated from

your team to unlimited depth!*

4. Residual – 10% Matching Bonus


You earned 10% Matching Bonus per

week from each personally enrolled Associates’ residual

income!*

5. Fast Start Bonus


You earn Fast Start Bonus for

personally enrolling an MBA*

6. Company Profit Sharing


You can earn a share from the gross profit of

the Company.*

DREAM Cycle Team Bonus

YOULeft Team Right Team

HOW TO QUALIFY?

Personally sponsors at least 1 Associate who enrolls at least 1 Client.

Now you are QUALIFIED to receive overrides to unlimited depth up to $13,500* per week !

Personally enroll at least 1 Client.

Personally sponsors at least 1 Associate who enroll s at least 1 Client.

*If you are an Executive Associate you could earn up to $27,000 per week.

100BV

100BV100BV


Cash Client = 3000 BVInstallment Client = 300 BV and 100 BV per month thereafter for 60 months.

DISCLAIMER: The Charts and Numbers used to explain downline and/or income and/or dollar points demonstrate how our Distributor/Associate/Compensation Plan or Lead Generation System works, and is not intended to state or imply that a Distributor/Associate/Customer may, can or will obtain a specific downline or monthly income or points. No average or typical monthly Distributor/Associate income or number of Customer points has yet been established for our Distributors, Associates or Customers.

Dream Cycle Team Bonus

YOURight Team

600 BV 300 BV900 BV = 1 Cycle

If Cycle Value = 6% 1 Cycle =$54

How is it calculated?


Left Team


Dream Cycle Team Bonus

YOU

QA

How do you earn Business Volume?


Cash Client


300 BV

300 BV

0 BV

300 BV

300 BV

300 BV

300 BV

QA

QA

QA

NQ

QA

QA 3000 BV

3000 BV

3000 BV

3000 BV

0 BV

3000 BV

3000 BV

Installment Client

QA

NQ

QA

QA

QA

QA100 BV

100 BV

0 BV

100 BV

100 B

100 BV

100 BV

Next Month BV

Hold Over Volume

YOU

1200 BV

Holdover Volume

Right Team

100 BV100 BV 100 BV

100 BV 100 BV

900 BV = 1 Cycle500 BV

- 300 BV

200 BV

700 BV- 600 BV

100 BV

Left Team100 BV

100 BV 100 BV

100 BV100 BV 100 BV 100 BV

45

Dream Wealth Builder Team Bonus

• For Non-Qualified Associates, only personal Business Volume is on Hold Over.• Every time an Associate accumulates 100 cycles , 200, 300… etc. ,a Mega Cycle is reached.• When a mega cycle is reached and there is a Hold Over Volume of more than 12000 BV’s, then 50% of any BV’s above 12000 is held over for the next calculation.

YOU Right Team

Personally Sponsor 5 Qualified Associates

Personally Sponsor 5 Qualified Associates

Executive Associate

Receive a 10% Matching Team Bonus on the weekly bonus income from all PERSONALLY enrolled QUALIFIED Associates and Executives up to a maximum of 25 CYCLES from each.

Left Team

Ex: (25 cycles X $54 = $1350/week) (10 Associates X $1350= $13,500/week)

46

10% Matching Bonus - Explained

What is a QUALIFIED ASSOCIATE?One who has personally enrolled at least 1 Client and has personally sponsored at least one Associate on each team (Left and Right), who has also enrolled at least 1 Client of their own.


Business Center Re-Entries

LeftTeam

RightTeam

LeftTeam

RightTeam

Up to $13,500/Wk*

You #1

You #2

Up to $13,500/Wk *

Up to $13,500/Wk *

You #3You #4

John

Mary

Left Team – 2nd Gen Right Team – 2nd Gen

Left Team – 3rd Gen Right Team – 3rd Gen

* 250 Cycles x $54 = $13,500/Wk * Executive Consultant = 500 Cycles x $54 = $27,000/Wk

As an EXECUTIVE CONSULTANT you

could earn as much as $108,000 per week

($27,000 per Business Center x 4) after the 3rd

Business Center Re-Entries!

See Disclaimer Below


Perfect World Example

DISCLAIMER: The Charts and Numbers used to explain down line and/or income demonstrate how our Distributor/Associate Compensation Plan works, and is not intended to state or imply that a Distributor/Associate may, can or will obtain a specific down line or monthly income. No average or typical monthly Distributor/Associate income or has yet been established for our Distributors/Associates.

Level1

64 x 2 = 128 64 x 2 = 128 8 25632 x 2 = 64 32 x 2 = 64 7 12816 x 2 = 32 16 x 2 = 32 6 64

4 16

3 8

Left Team Right Team

2TOTAL

300BV300BV

2 4300BV 300BV

Cycles x $54

0 $01 $54

3 $162

6 $32411 $59422 $1,18845 $2,43090 $4,860

179 $9,666

$0.00

8 x 2 = 16 5 32 8 x 2 = 16

128 x 2 = 256 128 x 2 = 256 9 512

DREAM Financed Plan Pay Out (Example Only)

358 $19,332256 x 2 = 512 256 x 2 = 512 10 1024

Approximate Monthly Team Bonus

100BV 100BV

717 $38,718512 x 2 = 1024 512 x 2 = 1024 11 2048

$54$216$540$1,134$2,322$4,752$9,612$ 19,278$ 38,610$ 77,328

48

See Disclaimer Below

$500 upfront Commission.

Level1

32 x 2 = 64 32 x 2 = 64 7 128

16 x 2 = 32 16 x 2 = 32 6 64

4 16

3 8

Left Team Right Team

2TOTAL 3000BV3000BV

2 43000BV 3000BV

Cycles x 54

5 $27012 $648

24 $1,296

48 $2,592

96 $5,184

192 $10,368

384 $20,736

8 x 2 = 16 5 32 8 x 2 = 16

DREAM Cash Plan Pay Out (Example Only)

DISCLAIMER: The Charts and Numbers used to explain down line and/or income demonstrate how our Distributor/Associate Compensation Plan works, and is not intended to state or imply that a Distributor/Associate may, can or will obtain a specific down line or monthly income. No average or typical monthly Distributor/Associate income or has yet been established for our Distributors/Associates.

64 x 2 = 128 64 x 2 = 128 8 256 768 $ 41,472128 x 2 = 256 128 x 2 = 256 9 512 1536 $82,944


(See Disclaimer Below)

$1000 upfront Commission.

DREAM Business Associates OptionsThis is the "DREAM Success" way to own a Financial Resources Business that provides rapid results in direct sales commissions with residual overrides from four rapid growth industries - Banking, Real Estate, Mortgage and Internet technologies.

Option 1Independent Associate

(IA)

FREEBenefits1.$100 - $200 commission per personal Client2.FREE Information Website 3.FREE E-Mail Account4.Access to meetings and teleconference.5.FREE Sales Packet provided

Option 2Associate Sales Consultant

(ASC)

$199Benefits

$250-$500 commission per personal Client

OPTION 1 PLUS:1.Unlimited depth overrides upon qualification.2.Real-time replicated site with back office.3.24/7 Web Training and Coaching.

Option 3Master Builder Associate

(MBA)

$499 + $100/yr for website

Benefits 500-$1000 commission per

personal Client Up to $800 Upfront Override

Bonus OPTION 2 PLUS:

DREAM Business Builder System including :1.The DREAMCalc2.DREAM Auto Marketing Module3.Customized Gateway Pages4.Auto Responders5.Enhanced Back Office6.Advanced Marketing /Training

50

Additional DISCOUNT as an MBA Client for Purchase of Product

Savings for MBA as A ClientCLIENT Type AS A REGULAR CLIENT* AS AN MBA & CLIENT*

OPTIONS Installment Cash Installment Cash

Consultation Fee (CF)** $10,998 $5,998 $5,998 $4,998

Discount $0 $5,000 $5,000 $6,000Down

Payment $998 $5,998 $998 $4,998

Monthly Payment

$119 for 120 mos. Due

on 60th mo.$0 $100 for

60 months.$0


*Fees are based on 5-Star Preferred Customers. **A separate Application Fee of $498 is to be included in the fees above.

DREAM OPPORTUNITIESCUSTOMER

(Buying Program)3x10 Forced Matrix

Benefits (Reward Points)o Paid Off Mortgage in 2-5 years.o Prosperity Line of Credito Emergency Line of Credito Homeless Charity Fundo Real Estate Acquisition Partnershipo Rebate, Education & Scholarshipo Fun, Adventures & Toyso Founders’ Club Bonuso Help Friends, Relatives, Associates , Family, etc. become debt Free & Rich.

ASSOCIATE(Selling Program)

Binary

Benefits (Cash To Your Pocket)o Up to $1000 commission per personal Cliento Up to $800 Upfront Overrideo Unlimited Depth Team Bonuso Multiple Re-entries to earn 100,000+ per weeko 10% Matching Bonuso Fast Start Bonuso Sponsor Others to Build Marketing Team.



The DREAM SystemHow Do I Start?

As a client, get a FREE Mortgage Analysis on your loan to estimate your savings and time to be Debt Free!

A value of $100!This is our FREE gift to you for

being here today

Simply fill out your personal mortgage analysis form to see how many thousands

we can save you!

CHANGE YOUR LIFE!CHANGE YOUR LIFE!

Join Today, And Start Achieving Your Financial Dreams!Join Today, And Start Achieving Your Financial Dreams!

Failing To Decide isFailing To Decide isDeciding To Fail!Deciding To Fail!

PAID OFFPAID OFF

Financial Prison orFinancial Prison orFinancial FREEDOM?Financial FREEDOM?

Is the DREAM Lifestyle for YOU?Only You Can Decide!

Just Remember: So what will it be:

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