Ohio Health Insurance – Impact of Health Care Reform
Ohio’s recently enacted health care
reform is aimed at helping thousands of
Ohioans to buy and benefit from all-
inclusive health insurance. Though all the
reform proposals will take a few years to
come into effect, the state is doing everything to help those without
insurance. Ohio health insurance providers are focusing on complying with
the new law and updating plans to accommodate the changes.
Ohio – Conditions under New Health Care Law
• Limits are placed on the amount insurance companies can charge
people with diabetes, cancer and other pre-existing or chronic
conditions who purchase individual health policies through open
enrollment
• Unmarried children can remain on their parents’ insurance plan up to
age 28
• Section 125 (Cafeteria) Plans: Firms employing ten or more
employees have to provide uninsured employees the option to buy
coverage with their income before tax deduction. This would save
about 40 percent of the cost of premiums.
• Lifetime limits and annual limits on the dollar value of essential
benefits are prohibited, with the exception of “restricted” annual
dollar limits for essential benefits for plans years starting before
January 2014
• Ohio mini-COBRA” program: state continuation coverage has been
extended from 12 months to 15 months so that Ohioans who lose their
jobs can continue to benefit from federal subsidies to maintain Ohio
health insurance coverage.
• Individuals under an employer sponsored health insurance plan now
receive favorable state tax treatment for the coverage of “qualifying
relatives” and members of the tax payer’s household, irrespective of
income and support
Buying an Ohio Health Insurance Plan
If you are looking for an Ohio health insurance plan to meet your needs,
your best option is to contact a reliable Ohio health insurance agency.
Knowledgeable about the changes that are taking place in the health care
scene in Ohio, the experts in the company would help you get quotes,
compare plans and choose one to meet your needs.
Call us toll free at 1- 877-549-1212 or send an e-mail to:
One Source Benefits
616 Belleview Blvd
Steubenville
OH 43952
http://www.onesourcebenefits.com
